DE10046781A1 - Multi-slot type mobile telephone for on-line banking and financial transactions, has slots into which chip cards of desired network providers are inserted and activated via keyboard - Google Patents

Multi-slot type mobile telephone for on-line banking and financial transactions, has slots into which chip cards of desired network providers are inserted and activated via keyboard

Info

Publication number
DE10046781A1
DE10046781A1 DE10046781A DE10046781A DE10046781A1 DE 10046781 A1 DE10046781 A1 DE 10046781A1 DE 10046781 A DE10046781 A DE 10046781A DE 10046781 A DE10046781 A DE 10046781A DE 10046781 A1 DE10046781 A1 DE 10046781A1
Authority
DE
Germany
Prior art keywords
mobile phone
cards
chip
slots
chip cards
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
DE10046781A
Other languages
German (de)
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to DE10046781A priority Critical patent/DE10046781A1/en
Publication of DE10046781A1 publication Critical patent/DE10046781A1/en
Ceased legal-status Critical Current

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68—Payment of value-added services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/66—Substation equipment, e.g. for use by subscribers with means for preventing unauthorised or fraudulent calling
    • H04M1/667—Preventing unauthorised calls from a telephone set
    • H04M1/67—Preventing unauthorised calls from a telephone set by electronic means
    • H04M1/675—Preventing unauthorised calls from a telephone set by electronic means the user being required to insert a coded card, e.g. a smart card carrying an integrated circuit chip
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/80—Rating or billing plans; Tariff determination aspects
    • H04M15/8044—Least cost routing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
    • H04M1/724—User interfaces specially adapted for cordless or mobile telephones
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0168—On line or real-time flexible customization or negotiation according to wishes of subscriber
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01—Details of billing arrangements
    • H04M2215/0196—Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/20—Technology dependant metering
    • H04M2215/2026—Wireless network, e.g. GSM, PCS, TACS
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/32—Involving wireless systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/42—Least cost routing, i.e. provision for selecting the lowest cost tariff
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/74—Rating aspects, e.g. rating parameters or tariff determination apects
    • H04M2215/745—Least cost routing, e.g. Automatic or manual, call by call or by preselection

Landscapes

  • Engineering & Computer Science (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Telephonic Communication Services (AREA)

Abstract

The telephone has one or more slots into which chip cards of desired network providers are inserted. The chip card is activated via the keyboard by dialing a telephone number, to effect transactions.

Description

Beschrieben wird eine Vorrichtung zum mobilen Telefonieren (Mobiltelefon) mit mehreren Chipkarten. Einsatz­ gebiet ist die Kommunikationstechnik.A device for mobile telephony (mobile phone) with several chip cards is described. Use the field is communication technology.

Stand der Technik ist der Einsatz von Mobiltelefonen mit einer Chipkarte, welche in das Mobiltelefon eingelegt wird.State of the art is the use of mobile phones with a chip card which is inserted into the mobile phone becomes.

Jeder Betreiber eines Telefonnetzes bringt dazu Chipkarten in Umlauf, die das Telefonieren über den jeweiligen Netzbetreiber möglich machen. Die Chipkartenabmessungen liegen heute typischerweise im Bereich von ca. 25 mm × 15 mm bei einer Dicke von ca. 1 mm. Die Abmessungen von Mobiltelefonen liegen typi­ scherweise bei ca. 100 mm × 40 mm.To this end, every operator of a telephone network circulates chip cards that make calls over the phone make the respective network operator possible. Today, the chip card dimensions are typically in the range of approx. 25 mm × 15 mm with a thickness of approx. 1 mm. The dimensions of mobile phones are typically usually around 100 mm × 40 mm.

Die Chipkarte sorgt für die Abrechnung des Netzbetreibers mit dem Chipkartenbesitzer. Die Mobiltelefone kön­ nen mit Chipkarten verschiedener Netzbetreiber genutzt werden.The chip card bills the network operator with the chip card holder. The cell phones can can be used with chip cards from different network operators.

Von Nachteil ist dabei, dass für die Nutzung verschiedener Chipkarten durch einen Nutzer entweder mehrere Mobiltelefone angeschafft und mit sich geführt werden müssen oder der Nutzer die Chipkarten je nach Wahl im Mobiltelefon austauschen muss.The disadvantage here is that for the use of different chip cards by a user either several Cell phones must be purchased and carried with you or the user can choose the chip cards in the Cell phone needs to be replaced.

Vorgeschlagen wird ein Mobiltelefon mit zwei oder mehreren Steckplätzen für Chipkarten. Über die Tastatur des Mobiltelefons kann dann durch die Aktivierung der entsprechenden Chipkarte der gewünschte Netzanbietern gewählt werden. Dafür werden neben dem bisherigen Steckplatze ein oder mehrere weitere Steckplätze vorgese­ hen.A mobile phone with two or more slots for chip cards is proposed. Using the keyboard of the mobile phone can then be activated by activating the corresponding chip card of the desired network provider to get voted. For this purpose, one or more additional slots are provided in addition to the previous slots hen.

Vorgeschlagen wird außerdem die automatische Wahl der Chipkarte. Die Chipkarte wird je nach gewählter Ruf­ nummer automatisch vom Mobiltelefon dem Netzbetreiber des Anzurufenden zugeordnet.The automatic selection of the chip card is also proposed. The chip card is used depending on the selected call Number automatically assigned by the mobile phone to the network operator of the person to be called.

Vorgeschlagen wird des Weiteren die Verwendung von abrufbaren Daten über Verbindungsentgelte zur automa­ tischen Auswahl der Chipkarte mit dem kostengünstigsten Netzbetreiber.The use of retrievable data via connection charges to automa is also proposed table selection of the chip card with the cheapest network operator.

Vorgeschlagen wird die gleichzeitige Verwendung von Chipkarten von Netzbetreibern und von Chipkarten des Bank- und Kreditgewerbes, mit welchen das Bezahlen von Leistungen möglich ist.The simultaneous use of smart cards by network operators and smart cards of the Banking and lending industry with which the payment of services is possible.

Vorgeschlagen wird der gleichzeitige Einsatz von Chipkarten von Netzbetreibern, von Chipkarten des Bank- und Kreditgewerbes und von Chipkarten für die Verschlüsselung von Informationen, durch welche Online-Banking und andere finanzielle Transaktionen ermöglicht werden.The simultaneous use of chip cards by network operators, bank and chip cards is proposed Banking and smart cards for encrypting information through which online banking and other financial transactions are enabled.

Vorgeschlagen wird der gleichzeitige Einsatz von Chipkarten von Netzbetreibern, von Chipkarte des Bank- und Kreditgewerbes, von Chipkarten zur Verschlüsselung von Informationen sowie von Speicherkarten zur Aufbe­ wahrung von Informationen. Die gespeicherten Informationen können bei der Neuanschaffung eines Mobiltele­ fons mit Hilfe der Speicherkarten in das neue Mobiltelefon übertragen werden. Dies betrifft zum Beispiele Ad­ ressdaten, Passwörter, elektronische Visitenkarten oder Bild- und Toninformationen. The simultaneous use of chip cards from network operators, from bank and chip cards is proposed Banking industry, from chip cards for the encryption of information and from memory cards for recording preservation of information. The information stored can be used when purchasing a new mobile phone phones can be transferred to the new mobile phone using the memory cards. This applies, for example, to Ad data, passwords, electronic business cards or picture and sound information.  

1. Vorrichtung zum mobilen Telefonieren mit mehreren Chipkarten1. Device for mobile phone calls with several chip cards

  • 1. 2.1. Stand der Technik ist der Einsatz von Mobiltelefonen mit einer Chipkarte, welche in das Mobiltelefon einge­ legt wird. Jeder Betreiber eines Telefonnetzes bringt dazu Chipkarten in Umlauf, die das Telefonieren über den jeweiligen Netzbetreiber möglich machen. Freiverkäufliche Mobiltelefone können mit Chipkarten verschiedener Netzbetreiber genutzt werden.
    Von Nachteil ist dabei, dass für die Nutzung verschiedener Chipkarten durch einen Nutzer entweder mehrere Mobiltelefone angeschafft und mit sich geführt werden müssen oder der Nutzer die Chipkarten je nach Wahl im Mobiltelefon austauschen muss.    1. 2.1. State of the art is the use of mobile phones with a chip card, which is inserted into the mobile phone. To this end, every operator of a telephone network circulates chip cards that make it possible to make calls via the respective network operator. Over-the-counter mobile phones can be used with chip cards from various network operators.
    The disadvantage here is that for the use of different chip cards by a user either several cell phones have to be purchased and carried with them or the user has to exchange the chip cards in the cell phone depending on the choice.
  • 2. 2.2. Vorgeschlagen wird ein Mobiltelefon mit mehreren Steckplätzen für Chipkarten. Über die Tastatur des Mobiltelefons kann dann zwischen verschiedenen Netzanbietern gewählt werden.
    Vorgeschlagen wird außerdem die automatische Wahl der kostengünstigsten Chipkarte je nach gewählter Ruf­ nummer.
    Vorgeschlagen wird des weiteren die Verwendung von abrufbaren Daten über Verbindungsentgelte zur Nutzung der Chipkarte mit dem günstigsten Netzbetreiber.
    Vorgeschlagen wird die gleichzeitige Verwendung von Chipkarten von Netzbetreibern und von Chipkarten des Bank- und Kreditgewerbes, mit welchen das Bezahlen von Leistungen möglich ist.
    Vorgeschlagen wird der gleichzeitige Einsatz mit Chipkarten für die Verschlüsselung von Informationen, durch welche Online-Banking und andere finanzielle Transaktionen ermöglicht werden.
    Vorgeschlagen wird der gleichzeitige Einsatz von Speicherkarten zur Aufbewahrung von Informationen. Die gespeicherten Informationen können bei der Neuanschaffung eines Mobiltelefons mit Hilfe der Speicherkarten in das neue Mobiltelefon übertragen werden. Dies betrifft zum Beispiele Adressdaten, Passwörter, elektronische Visitenkarten oder Bild- und Toninformationen.    2. 2.2. A mobile phone with several slots for chip cards is proposed. You can then choose between different network providers via the keypad of the mobile phone.
    The automatic selection of the cheapest chip card depending on the number dialed is also proposed.
    The use of callable data about connection charges for using the chip card with the cheapest network operator is also proposed.
    The simultaneous use of chip cards from network operators and chip cards from the banking and credit industry, with which the payment of services is possible, is proposed.
    The simultaneous use with chip cards for the encryption of information is proposed, which enables online banking and other financial transactions.
    The simultaneous use of memory cards for storing information is proposed. The stored information can be transferred to the new mobile phone using the memory cards when purchasing a new mobile phone. This applies, for example, to address data, passwords, electronic business cards or picture and sound information.
  • 3. 2.3. Das Mobiltelefon mit mehreren Chipkarten eignet sich für den Einsatz in der Telekommunikation und im Bank- und Kreditgewerbes.3. 2.3. The mobile phone with several chip cards is suitable for use in telecommunications and Banking and lending.

Claims (6)

1. Vorrichtung zum mobilen Telefonieren, genannt Mobiltelefon, welche einen Steckplatz für eine Chip­ karte enthält, dadurch gekennzeichnet, dass die Vorrichtung ein oder mehrere weitere Steckplätzen für Chipkarten enthält, wobei über die Tastatur des Mobiltelefons die Chipkarte des gewünschte Netzanbie­ ters aktiviert wird.1. Device for mobile telephony, called a mobile phone, which contains a slot for a chip card, characterized in that the device contains one or more further slots for chip cards, the chip card of the desired network provider being activated via the keyboard of the mobile phone. 2. Vorrichtung nach Anspruch 1, dadurch gekennzeichnet, dass bei der Wahl einer Telefonnummer das Mobiltelefon automatisch die Aktivierung der Chipkarte des entsprechenden Netzbetreibers vornimmt.2. Device according to claim 1, characterized in that when dialing a telephone number Mobile phone automatically activates the chip card of the corresponding network operator. 3. Vorrichtung nach Anspruch 1 und 2, dadurch gekennzeichnet, dass das Mobiltelefon die Chipkarte des kostengünstigsten Netzbetreibers unter Verwendung von empfangenen Daten über Verbindungsent­ gelte aktiviert.3. Device according to claim 1 and 2, characterized in that the mobile phone the chip card the least expensive network operator using received data over connection ent apply activated. 4. Vorrichtung nach Anspruch 1, 2 und 3, dadurch gekennzeichnet, dass das Mobiltelefon einen oder mehrere Steckplätze für Chipkarten des Bank- und Kreditgewerbes enthält, womit über eine Telefon­ verbindung Finanztransaktionen ausgeführt werden können.4. The device according to claim 1, 2 and 3, characterized in that the mobile phone one or contains several slots for chip cards of the banking and lending industry, with which one phone connection financial transactions can be carried out. 5. Vorrichtung nach Anspruch 1, 2, 3 und 4, dadurch gekennzeichnet, dass das Mobiltelefon einen oder mehrere Steckplätze für Chipkarten zur verschlüsselten Informationsübertragung enthält.5. The device according to claim 1, 2, 3 and 4, characterized in that the mobile phone one or contains several slots for chip cards for encrypted information transmission. 6. Vorrichtung nach Anspruch 1, 2, 3, 4, 5, dadurch gekennzeichnet, dass das Mobiltelefon einen oder mehrere Steckplätze für Speicherkarten zur Aufbewahrung von Informationen enthält, womit die ge­ speicherten Informationen, wie Adressdaten, Passwörter, elektronische Visitenkarten oder Bild- und Toninformationen. durch das Einsetzen der Speicherkarte in ein anderes Mobiltelefon vom alten in das neue Mobiltelefon übertragen werden können.6. The device according to claim 1, 2, 3, 4, 5, characterized in that the mobile phone one or contains several slots for memory cards for storing information, with which the ge stored information such as address data, passwords, electronic business cards or picture and Sound information. by inserting the memory card into another cell phone from the old one to the new mobile phone can be transferred.
DE10046781A 2000-09-21 2000-09-21 Multi-slot type mobile telephone for on-line banking and financial transactions, has slots into which chip cards of desired network providers are inserted and activated via keyboard Ceased DE10046781A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
DE10046781A DE10046781A1 (en) 2000-09-21 2000-09-21 Multi-slot type mobile telephone for on-line banking and financial transactions, has slots into which chip cards of desired network providers are inserted and activated via keyboard

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
DE10046781A DE10046781A1 (en) 2000-09-21 2000-09-21 Multi-slot type mobile telephone for on-line banking and financial transactions, has slots into which chip cards of desired network providers are inserted and activated via keyboard

Publications (1)

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DE10046781A1 true DE10046781A1 (en) 2001-05-03

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DE10046781A Ceased DE10046781A1 (en) 2000-09-21 2000-09-21 Multi-slot type mobile telephone for on-line banking and financial transactions, has slots into which chip cards of desired network providers are inserted and activated via keyboard

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DE (1) DE10046781A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2004053807A1 (en) * 2002-12-06 2004-06-24 Deutsche Telekom Ag Paying system by radiotelephone

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2004053807A1 (en) * 2002-12-06 2004-06-24 Deutsche Telekom Ag Paying system by radiotelephone

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Legal Events

Date Code Title Description
OAV Publication of unexamined application with consent of applicant
OP8 Request for examination as to paragraph 44 patent law
8122 Nonbinding interest in granting licences declared
8131 Rejection