CO2018013079A2 - Sistema móvil para actualización transaccional de informaciones en chips del tipo sin contacto - Google Patents

Sistema móvil para actualización transaccional de informaciones en chips del tipo sin contacto

Info

Publication number
CO2018013079A2
CO2018013079A2 CONC2018/0013079A CO2018013079A CO2018013079A2 CO 2018013079 A2 CO2018013079 A2 CO 2018013079A2 CO 2018013079 A CO2018013079 A CO 2018013079A CO 2018013079 A2 CO2018013079 A2 CO 2018013079A2
Authority
CO
Colombia
Prior art keywords
information
authentication
updating
network
mobile
Prior art date
Application number
CONC2018/0013079A
Other languages
English (en)
Inventor
Marcelo Correa
Souza Wellington De
Silva Jr Amauri Da
Original Assignee
Rpc Rede Ponto Certo Tecnologia E Servicos Ltda
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Rpc Rede Ponto Certo Tecnologia E Servicos Ltda filed Critical Rpc Rede Ponto Certo Tecnologia E Servicos Ltda
Publication of CO2018013079A2 publication Critical patent/CO2018013079A2/es

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W8/00—Network data management
    • H04W8/22—Processing or transfer of terminal data, e.g. status or physical capabilities
    • H04W8/24—Transfer of terminal data
    • H04W8/245—Transfer of terminal data from a network towards a terminal
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/04—Key management, e.g. using generic bootstrapping architecture [GBA]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Databases & Information Systems (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Telephone Function (AREA)
  • Storage Device Security (AREA)

Abstract

Sistema móvil para actualización transaccional de informaciones en chips del tipo sin contacto", caracterizado por permitir a los usuarios de chips la realización de operaciones transaccionales en tránsito, utilizando un aparato smartphone, tablet, notebook, smartwatch o cualquier otro dispositivo capaz de ejecutar aplicaciones móviles, compuesto por un proceso con 3 macro etapas comprendiendo: - Solicitud del usuario vía aplicación móvil; - Autenticación en el Servidor de la Red Operacional; - Autenticación con la clave del Emisor. Uno de los objetivos de la presente Patente de Invención reside en proveer una alternativa para que los usuarios de chips del tipo sin contacto realicen operaciones transaccionales en tránsito, utilizando un aparato smartphone, tablet o cualquier otro dispositivo capaz de ejecutar aplicaciones móviles. Esto permitirá al usuario total autonomía en el proceso de actualización o consulta del contenido de su chip, eliminando su dependencia con relación a la red de terminales fijos. Otro objetivo de la presente Patente de Invención reside en proveer una solución segura para tráfico de datos entre el dispositivo móvil del usuario y la red de autenticación de las transacciones de compra, atendiendo a las buenas prácticas de seguridad en criptografía de datos por la combinación de múltiples claves criptográficas de modo de garantizar la integridad de las informaciones y mitigar los riesgos de fraude
CONC2018/0013079A 2016-07-04 2018-12-03 Sistema móvil para actualización transaccional de informaciones en chips del tipo sin contacto CO2018013079A2 (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
BR102016015611-4A BR102016015611B1 (pt) 2016-07-04 2016-07-04 Sistema móvel para atualização transacional de informações em chips do tipo sem contato
PCT/BR2017/050171 WO2018006147A1 (pt) 2016-07-04 2017-06-30 Sistema móvel para atualização transacional de informações em chips do tipo sem contato

Publications (1)

Publication Number Publication Date
CO2018013079A2 true CO2018013079A2 (es) 2019-01-18

Family

ID=60901527

Family Applications (1)

Application Number Title Priority Date Filing Date
CONC2018/0013079A CO2018013079A2 (es) 2016-07-04 2018-12-03 Sistema móvil para actualización transaccional de informaciones en chips del tipo sin contacto

Country Status (7)

Country Link
US (1) US11100494B2 (es)
EP (1) EP3480761A4 (es)
BR (1) BR102016015611B1 (es)
CL (1) CL2018003512A1 (es)
CO (1) CO2018013079A2 (es)
MX (1) MX2018015688A (es)
WO (1) WO2018006147A1 (es)

Family Cites Families (40)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7729986B1 (en) * 1999-07-30 2010-06-01 Visa International Service Association Smart card transactions using wireless telecommunications network
US20030172272A1 (en) * 2000-05-24 2003-09-11 Ehlers Gavin Walter Authentication system and method
US20040127256A1 (en) * 2002-07-30 2004-07-01 Scott Goldthwaite Mobile device equipped with a contactless smart card reader/writer
US20060116167A1 (en) * 2002-09-02 2006-06-01 Roni Raviv Selectable functionality communication system and methodologies
ZA200602880B (en) * 2003-10-08 2007-08-29 Stephan J Engberg Method and system for establishing a communication using privacy enhancing techniques
EP1723596A1 (en) * 2004-02-27 2006-11-22 Accenture Global Services GmbH System for individualized customer interaction
US7400883B2 (en) * 2004-07-22 2008-07-15 At&T Services, Inc. Methods, systems, and computer program products for joint account registers
AU2004100604A4 (en) * 2004-07-28 2004-09-02 Mgm Wireless Holdings Pty Ltd Mobile phone messaging software with send, receive and forwarding functionality
WO2007011375A1 (en) * 2004-09-13 2007-01-25 Cdm Optics, Inc. Iris image capture devices and associated systems
US8700729B2 (en) * 2005-01-21 2014-04-15 Robin Dua Method and apparatus for managing credentials through a wireless network
US7706778B2 (en) * 2005-04-05 2010-04-27 Assa Abloy Ab System and method for remotely assigning and revoking access credentials using a near field communication equipped mobile phone
US8352323B2 (en) * 2007-11-30 2013-01-08 Blaze Mobile, Inc. Conducting an online payment transaction using an NFC enabled mobile communication device
US10210516B2 (en) * 2006-09-24 2019-02-19 Rfcyber Corp. Mobile devices for commerce over unsecured networks
US9047601B2 (en) * 2006-09-24 2015-06-02 RFCyber Corpration Method and apparatus for settling payments using mobile devices
US20130139230A1 (en) * 2006-09-24 2013-05-30 Rfcyber Corporation Trusted Service Management Process
WO2009070430A2 (en) * 2007-11-08 2009-06-04 Suridx, Inc. Apparatus and methods for providing scalable, dynamic, individualized credential services using mobile telephones
US20090198618A1 (en) * 2008-01-15 2009-08-06 Yuen Wah Eva Chan Device and method for loading managing and using smartcard authentication token and digital certificates in e-commerce
LU91488B1 (en) * 2008-10-17 2010-04-19 Robert Carter Multifactor Authentication
SG11201403251PA (en) * 2011-12-13 2014-08-28 Visa Int Service Ass Integrated mobile trusted service manager
WO2013119711A1 (en) * 2012-02-06 2013-08-15 Visa International Service Association Automated contactless access device location system and method
AU2013315510B2 (en) * 2012-09-11 2019-08-22 Visa International Service Association Cloud-based Virtual Wallet NFC Apparatuses, methods and systems
US20140279558A1 (en) * 2013-03-14 2014-09-18 Accenture Global Services, Limited Two-Way, Token-Based Validation for NFC-Enabled Transactions
SG10201709411RA (en) * 2013-05-15 2018-01-30 Visa Int Service Ass Mobile tokenization hub
GB2515550A (en) * 2013-06-27 2014-12-31 Mastercard International Inc User devices, systems and methods for use in transactions
WO2015009765A1 (en) * 2013-07-15 2015-01-22 Visa International Service Association Secure remote payment transaction processing
CN105684010B (zh) * 2013-08-15 2021-04-20 维萨国际服务协会 使用安全元件的安全远程支付交易处理
SG11201602093TA (en) * 2013-09-20 2016-04-28 Visa Int Service Ass Secure remote payment transaction processing including consumer authentication
CN105765951B (zh) * 2013-10-10 2019-09-13 谷歌有限责任公司 用于管理通信的系统、方法和计算机程序产品
US20150142667A1 (en) * 2013-11-16 2015-05-21 Mads Landrok Payment authorization system
US20150262164A1 (en) * 2014-03-13 2015-09-17 Google Inc. Cloud-based secure storage
US10528938B2 (en) * 2014-05-16 2020-01-07 Cardlab, Inc. System and method for loading prepaid card with funds using a mobile device
US9524407B2 (en) * 2014-08-11 2016-12-20 Cellum Innovacios es Szolgaltato Zrt. Systems and methods for end-to-end secure link between a near-field communication (NFC) chip and server
US9775029B2 (en) * 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
AU2015308608B2 (en) * 2014-08-29 2019-07-04 Visa International Service Association Methods for secure cryptogram generation
SG10201405789YA (en) * 2014-09-16 2016-04-28 Smart Communications Inc System, method and apparatus for updating a stored value card
WO2016076812A1 (en) 2014-11-14 2016-05-19 Gulay Berkin A method for displaying and topping up balance of nfc enabled units
WO2016092318A1 (en) * 2014-12-12 2016-06-16 Cryptomathic Ltd Systems and method for enabling secure transaction
US10187363B2 (en) * 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment
CA2973195A1 (en) * 2015-02-20 2016-08-25 Visa International Service Association Contactless data exchange between mobile devices and readers
US9691012B2 (en) * 2015-06-29 2017-06-27 Cameros Bay Capital, LLC Dynamic authentication system and methods for use with legacy terminals

Also Published As

Publication number Publication date
US11100494B2 (en) 2021-08-24
EP3480761A4 (en) 2020-03-11
CL2018003512A1 (es) 2019-02-08
BR102016015611A2 (pt) 2018-01-16
MX2018015688A (es) 2019-09-16
BR102016015611B1 (pt) 2022-04-05
US20190333049A1 (en) 2019-10-31
WO2018006147A1 (pt) 2018-01-11
EP3480761A1 (en) 2019-05-08

Similar Documents

Publication Publication Date Title
BR112017003018A2 (pt) fornecimento seguro de uma credencial de autenticação
EA201891822A1 (ru) Безопасность персональных устройств с использованием криптографии на основе эллиптических кривых для разделения секрета
CL2018002363A1 (es) Determinación de un secreto común para el intercambio seguro de información y claves criptográficas deterministas y jerárquicas.
BR112017002747A2 (pt) método implementado por computador, e, sistema de computador.
AR062800A1 (es) Sistema seguro de transaccion universal
WO2016061899A1 (zh) 指纹解密方法及装置
BR112017014632A2 (pt) ?método implementado por computador, e, sistema de computador?
BR112018007449A2 (pt) plataforma de identidade e transação baseada em cadeia de blocos
CL2016001353A1 (es) Métodos y sistemas para la autentificación segura de un usuario y un dispositivo móvil sin elementos de seguridad y que generan credenciales de pago en una transacción de pago.
CU20180116A7 (es) Sistemas y métodos para proporcionar una verificación de identidad personal multifactorial basada en una cadena de bloques
WO2017083168A3 (en) Unlock and recovery for encrypted devices
MY195935A (en) Transparent Resource Matching
MX2020003721A (es) Sistema y metodo para generar y depositar claves para autenticacion multipunto.
BR112016014106A2 (pt) Método para intensificar a segurança de um dispositivo de comunicação, e, dispositivo de comunicação
CO2018012253A2 (es) Uso de región aislada segura basada en hardware para prevenir la piratería y el engaño en dispositivos electrónicos
BR112018073935A2 (pt) método, dispositivo de usuário, e, computador de autorização.
BR112013026156A2 (pt) sistema para a realização de operações biométricas remotas e método de operações biométricas remotas que é implementado no sistema
MY166564A (en) A system and method for privacy management for internet of things services
PE20140565A1 (es) Metodo y sistema para administrar articulos digitales
BR112018008963A8 (pt) troca de chaves de internet (ike) para associação segura entre aparelhos
BR112018000325A2 (pt) separação de módulos de software por gerenciamento de chave de criptografia controlado
MX2018007696A (es) Metodo y sistema para mejorar la seguridad de una transaccion.
PH12018500929A1 (en) Method and system for generating ciphertext by pin entry device
GB2567081A (en) Authentication to authorization bridge using enriched messages
CO2018013079A2 (es) Sistema móvil para actualización transaccional de informaciones en chips del tipo sin contacto