CO2018011175A2 - Digital microfinance system of coins - Google Patents

Digital microfinance system of coins

Info

Publication number
CO2018011175A2
CO2018011175A2 CONC2018/0011175A CO2018011175A CO2018011175A2 CO 2018011175 A2 CO2018011175 A2 CO 2018011175A2 CO 2018011175 A CO2018011175 A CO 2018011175A CO 2018011175 A2 CO2018011175 A2 CO 2018011175A2
Authority
CO
Colombia
Prior art keywords
coins
digital
money
network
user
Prior art date
Application number
CONC2018/0011175A
Other languages
Spanish (es)
Inventor
Villamarin Luis Andres Iregui
Original Assignee
Bancoink Sas
Villamarin Luis Andres Iregui
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bancoink Sas, Villamarin Luis Andres Iregui filed Critical Bancoink Sas
Publication of CO2018011175A2 publication Critical patent/CO2018011175A2/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D9/00Counting coins; Handling of coins not provided for in the other groups of this subclass
    • G07D9/04Hand- or motor-driven devices for counting coins
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06MCOUNTING MECHANISMS; COUNTING OF OBJECTS NOT OTHERWISE PROVIDED FOR
    • G06M3/00Counters with additional facilities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/18Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F5/00Coin-actuated mechanisms; Interlocks

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La presente invención revela un sistema integrado de hardware y software, gestionado en red mediante aplicaciones digitales propias, el cual permite la recolección, procesamiento, reporte, depósito digital, conversión a dinero electrónico y uso final de las monedas metálicas que habitualmente se desechan o guardan sin gastarse debido a su peso o baja denominación. El sistema integrado de uso final de monedas permite, previa la autenticación inalámbrica y/o biométrica de sus usuarios, el depósito y conteo electrónico de monedas en un receptor o alcancía inteligente que valida y reporta el dinero físico depositado a una base de datos gestionada en red, la cual a su vez lo incorpora en la cuenta del usuario y lo transforma en dinero electrónico, permitiéndole a éste disponer del dinero en tiempo real, a través de aplicaciones web y móviles.The present invention reveals an integrated hardware and software system, managed in a network through its own digital applications, which allows the collection, processing, reporting, digital deposit, conversion to electronic money and final use of metal coins that are usually discarded or stored. without spending due to its weight or low denomination. The integrated system of final use of coins allows, prior to the wireless and / or biometric authentication of its users, the deposit and electronic counting of coins in a receiver or smart piggy bank that validates and reports the physical money deposited to a database managed in network, which in turn incorporates it into the user's account and transforms it into electronic money, allowing the user to have the money in real time, through web and mobile applications.

CONC2018/0011175A 2016-04-20 2018-10-19 Digital microfinance system of coins CO2018011175A2 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CO2016/000004 WO2017182012A1 (en) 2016-04-20 2016-04-20 Digital microfinance system for coins

Publications (1)

Publication Number Publication Date
CO2018011175A2 true CO2018011175A2 (en) 2018-11-13

Family

ID=60115713

Family Applications (1)

Application Number Title Priority Date Filing Date
CONC2018/0011175A CO2018011175A2 (en) 2016-04-20 2018-10-19 Digital microfinance system of coins

Country Status (2)

Country Link
CO (1) CO2018011175A2 (en)
WO (1) WO2017182012A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR3076646A1 (en) * 2018-01-08 2019-07-12 La Poste CONNECTED COUNTING DEVICE
CN111696253A (en) * 2020-06-23 2020-09-22 中国银行股份有限公司 Currency counting method and device and currency counting operation console

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1330073B1 (en) * 2002-01-18 2006-03-15 Nokia Corporation Method and apparatus for access control of a wireless terminal device in a communications network
US20040215477A1 (en) * 2002-12-12 2004-10-28 Martin Douglas A. Methods and systems for providing consumer services including coin-counting and digital image printing
US7844547B2 (en) * 2006-08-21 2010-11-30 Carl Raymond Amos Uncle gem IV, universal automatic instant money, data and precious metal and stone transfer machine
GB2458387A (en) * 2008-03-21 2009-09-23 Cummins Allison Corp Self-service coin exchange machines and methods for operating coin exchange machines
FR2956941A1 (en) * 2010-02-19 2011-09-02 Ingenico Sa BIOMETRIC AUTHENTICATION METHOD, AUTHENTICATION SYSTEM, PROGRAM AND CORRESPONDING TERMINAL.
ES2430738B1 (en) * 2013-02-28 2015-08-11 Jaume BOSCH HUGUET MOBILE DEVICE, SYSTEM AND METHOD FOR ELECTRONIC PAYMENT
TW201528182A (en) * 2014-01-09 2015-07-16 Li-Chung Lee A telecommunication network transaction method of vending machine

Also Published As

Publication number Publication date
WO2017182012A1 (en) 2017-10-26

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