CN2727863Y - Automatic finance processor - Google Patents
Automatic finance processor Download PDFInfo
- Publication number
- CN2727863Y CN2727863Y CN 200420047702 CN200420047702U CN2727863Y CN 2727863 Y CN2727863 Y CN 2727863Y CN 200420047702 CN200420047702 CN 200420047702 CN 200420047702 U CN200420047702 U CN 200420047702U CN 2727863 Y CN2727863 Y CN 2727863Y
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- CN
- China
- Prior art keywords
- bill
- information
- fiscard
- financial processor
- automatic financial
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
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Abstract
Disclosed is an automatic finance processor comprising a financial card processing unit, an account-note image scanning device, a data processing device and a bank paper vomiting device. The financial card processing unit, the account-note image scanning device and the bank paper vomiting device are respectively connected with the data processing device, and the financial card processing unit is used to process finance activities that one financial card is corresponding to an account. The account-note image scanning device is used to scan an account note, and an image information of the account note is formed. Finally, according to the image information of account note, the data processing device is used to form a financial information corresponding to the finance activity of the account. According to the financial information, via an input drawing financial information form the financial card, the bank paper vomiting device is used to put out the bank paper of corresponding amount corresponding to the drawing financial information.
Description
Technical field
The utility model refers to a kind of automatic financial processor with bill treating apparatus especially relevant for a kind of automatic financial processor.
Background technology
The bank finance business has been rooted in modern's the life, withdraws deposit for handling, deposit, pays in, funds flow problem such as remittance, as Automatic Teller Machine, even has more Full Featured ATM (Automatic Teller Machine) (AutomaticTeller Machines; ATM) etc. have robotization and the automatic financial processor of the ability that works long hours, become people's important financial helper.
Please refer to Fig. 1, figure one is the synoptic diagram of the automatic financial processor 2 of prior art.Full automatic cash machine 2 comprises front-end equipment 8 and background devices 10 as operatorless bank, and front-end equipment 8 passes through network 12 with communication link with background devices 10.
The front-end equipment 8 of multiple functional automatic financial processor 2 need comprise a fiscard treating apparatus 3, in order at a fiscard 5, to handle the finance activities of 5 corresponding accounts of fiscard.The user 4 that automatic financial processor 2 meetings confirm to operate automatic financial processor 2 with some inspections of data, when automatic financial processor 2 by inspection of data, as password, after confirming that user 4 is qualified and being engaged in finance activities at fiscard 5, user 4 can carry out as depositing, withdraw deposit, remit money, paying in front-end equipment 8, and inquiry or change this fiscard 5 pairing basic documents, described basic document such as password, the balance of deposits etc.
Yet, in the existing every important finance activities, wherein finance activities for the processing bill.It is artificial to handle the most utilizations of bill at present, and so, bank must expend the manpower of writing for handling the finance activities that bill is correlated with, and has also increased the cost of managing virtually.
On the other hand, the client must could handle bill in banking hours, and the client also needs working in this time usually, causes the many inconvenience of client.Under the situation of financial business utmost point competition, so running of labor intensive, and the inefficient service that brings puzzlement for the client can make bank lose competitive power gradually.
The utility model content
The utility model provides a kind of automatic financial processor, comprises that a fiscard treating apparatus, a data processing equipment and tell the paper money device; Wherein, described automatic financial processor also comprises a bill device of image scanning, wherein above-mentioned fiscard treating apparatus, bill device of image scanning and tell the paper money device and be connected to described data processing equipment respectively, described fiscard treating apparatus obtain a fiscard a corresponding account's finance activities, described bill device of image scanning scans a bill and obtains a bill image information, described data processing equipment is handled finance activities and this bill image information of the corresponding this account of this fiscard in conjunction with described fiscard treating apparatus, generate the Financial Information of this bill, described tell the paper money device by this Financial Information and in conjunction with the input of described fiscard claim Financial Information with the banknote of the corresponding amount of money send this automatic financial processor.
Aforesaid automatic financial processor, wherein, described data processing equipment also is connected with a bill discriminating gear, and described bill discriminating gear is judged the fiscard finance activities that meets this bill image information in this Financial Information.
Aforesaid automatic financial processor, wherein, described device of image scanning also is connected with one and receives unit, and described receipts unit receives the bill from this automatic financial processor external world, and this bill device of image scanning scans this bill.
Aforesaid automatic financial processor, wherein, described automatic financial processor comprises that also a front-end equipment and that is provided with aforementioned fiscard treating apparatus, receipts unit, bill device of image scanning is provided with the background devices of aforementioned data treating apparatus, and this front-end equipment is by network and this background devices communication link.
Aforesaid automatic financial processor, wherein, described network is the Internet network.
Aforesaid automatic financial processor, wherein, described background devices also comprises a memory storage, and described memory storage is to should bill storing this bill image information that described device of image scanning obtains, and wherein this bill image information also adds a search information.
Aforesaid automatic financial processor, wherein, described search information is date, bill numbering, payer's account number, payment person, payee or wherein any multinomial combined information.
Aforesaid automatic financial processor wherein, also comprises a Hard copy output unit, and this bill image information that described bill device of image scanning scanning obtains is printed on the Hard copy by this Hard copy output unit.
Therefore, the utility model is used in the automatic financial processor bill treating apparatus is set, further capture the bill image information of a bill with the bill device of image scanning, and robotization with the fiscard treating apparatus at account with the finance activities that this fiscard was carried out, be combined into the Financial Information of a corresponding account by network.By this, handle the finance activities relevant with bill quickly and safely, except that the human resources of significantly saving bank, the payee of more convenient bill pays the action of funds on account at any time.
Description of drawings
Fig. 1 is the synoptic diagram of the automatic financial processor of prior art;
Fig. 2 is the synoptic diagram of the automatic financial processor of the utility model;
Fig. 3 is the synoptic diagram of the utility model bill treating apparatus.
Embodiment
See also Fig. 2, Fig. 2 is the synoptic diagram of the automatic financial processor 30 of the utility model.The utility model adopts a bill treating apparatus that is arranged in the automatic financial processor 30, in order to forming the Financial Information of a bill, that is, at a bill, one account is carried out finance activities as paying in, form the Financial Information of the back balance of withholing in the account, to withhold.Automatic financial processor 30 comprises a front-end equipment 32 and a background devices 34, and front-end equipment 32 is by as Internet network 36, with background devices 34 communication link to intercourse information.
Further, see also Fig. 3, Fig. 3 is the synoptic diagram of the utility model bill treating apparatus 38.Automatic financial processor 30 comprises that a fiscard treating apparatus 40 and that is arranged in the front-end equipment 32 tells paper money device 54.Fiscard treating apparatus 40 is in order to accepting a fiscard, with handle this fiscard a corresponding account's finance activities, and comprise with inspections of data such as passwords and confirm the program whether user can operate automatic financial processor 30.Tell paper money device 54 and be used to front-end equipment 32, send the user that banknote is given automatic financial processor 30 front-end equipments 32 of operation.
In addition, bill treating apparatus 38 also comprises: one receives unit 42, a bill device of image scanning 44, a data processing equipment 46, a bill discriminating gear 48, a memory storage 50 and a Hard copy output unit 52.Described fiscard treating apparatus 40, receipts unit 42, bill device of image scanning 44 are arranged in the front-end equipment 32, and described data processing equipment 46 and memory storage 50 are arranged in the background devices 34.As for bill discriminating gear 48 and Hard copy output unit 52, can be arranged at front-end equipment 32 or be arranged at background devices 34 all can, present embodiment illustrates to be arranged at background devices 34.
Receive unit 42 in order to receive bill, for follow-up bill device of image scanning 44 these bills of scanning from automatic financial processor 30 external worlds.Bill device of image scanning 44 is in order to scan this bill, to form a bill image information.
Data processing equipment 46 is combined into this Financial Information in order to fiscard treating apparatus 40 is handled the finance activities of the corresponding this account of this fiscard with this bill image information.Then, utilize bill discriminating gear 48 to judge in this Financial Information, whether this bill image information meets the fiscard finance activities, just pay in or transfer amount whether enough, whether whether meet the information that the amount of money listed on the bill or other formation pay in sufficient, if bill discriminating gear 48 judges that this finance activities meets the demand of paying in of bill, then can formally be recorded in the Financial Information of institute's combination in this account, and finish the program of withholing in this account, and the fund of being detained paid give the specified relevant gathering object of bill.
Be combined into after producing this Financial Information in data processing equipment 46, if the user is arranged in front-end equipment 32, utilizing fiscard to pass through fiscard treating apparatus 40 withdraws deposit, then telling paper money device 54 can be according to this Financial Information, and claim Financial Information by what this fiscard was imported according to the user, with this claim Financial Information the banknote of the corresponding amount of money send the front-end equipment 32 of this automatic financial processor 30, use for the user.And original Financial Information can be claimed Financial Information according to this, and deduction is claimed the amount of money of banknote, revises the Financial Information that relevant information becomes a renewal.
In addition, utilize 50 pairs of memory storages should bill storing this bill image information, and in this bill image information and an additional search information, for example can be additional in the filename, or in the index data.Described search information can be search information such as date, bill numbering, payer's account number, payment person or payee.Follow-up, if need have access to these bill image informations the time, can be keyword with above-mentioned search information, search with the Web search device, more can improve bank's efficiency of operation.
In addition, Hard copy output unit 52 can be set, so that this bill image information is printed on the Hard copy, except can for deposit ginseng backup with, also be convenient to of the requirement of bank service unit in response to the user, print to the client, also be convenient to bank management department and be printed as Hard copy, for the usefulness of analysis, research.
Wherein, above-mentioned data processing equipment 46 and bill discriminating gear 48, it can be formulated as application program by 00 pascal, VB, VC++, JAVA or other assembly language, be stored in advance in the storer in the equipment, in ROM (read-only memory) (ROM), flash memory (Flash memory), cooperate the processor running to get final product, or by being stored in other programmable logic device (PLD) can carry out described effect.
Therefore, the utility model is used in the automatic financial processor 30 bill treating apparatus 38 is set, further capture the bill image information of a bill with bill device of image scanning 44, and robotization with fiscard treating apparatus 40 at account with the finance activities that fiscard was carried out, be combined into the Financial Information of a corresponding account by network 36.
The above; it only is the preferable embodiment of the utility model; but protection domain of the present utility model is not limited thereto; anyly be familiar with those skilled in the art in the technical scope that the utility model discloses; the variation that can expect easily or replacement, all should be encompassed in protection domain of the present utility model in.Therefore, protection domain of the present utility model should be as the criterion with the protection domain of claims.
Claims (8)
1, a kind of automatic financial processor comprises that a fiscard treating apparatus, a data processing equipment and tell the paper money device; It is characterized in that, described automatic financial processor also comprises a bill device of image scanning, wherein above-mentioned fiscard treating apparatus, bill device of image scanning and tell the paper money device and be connected to described data processing equipment respectively, described fiscard treating apparatus obtain a fiscard a corresponding account's finance activities, described bill device of image scanning scans a bill and obtains a bill image information, described data processing equipment is handled finance activities and this bill image information of the corresponding this account of this fiscard in conjunction with described fiscard treating apparatus, generate the Financial Information of this bill, described tell the paper money device by this Financial Information and in conjunction with the input of described fiscard claim Financial Information with the banknote of the corresponding amount of money send this automatic financial processor.
2, automatic financial processor as claimed in claim 1, it is characterized in that: described data processing equipment also is connected with a bill discriminating gear, and described bill discriminating gear is judged the fiscard finance activities that meets this bill image information in this Financial Information.
3, automatic financial processor as claimed in claim 1 is characterized in that: described device of image scanning also is connected with one and receives unit, and described receipts unit receives the bill from this automatic financial processor external world, and this bill device of image scanning scans this bill.
4, automatic financial processor as claimed in claim 3, it is characterized in that: described automatic financial processor comprises that also a front-end equipment and that is provided with aforementioned fiscard treating apparatus, receipts unit, bill device of image scanning is provided with the background devices of aforementioned data treating apparatus, and this front-end equipment is by network and this background devices communication link.
5, automatic financial processor as claimed in claim 4, it is characterized in that: described network is the Internet network.
6, automatic financial processor as claimed in claim 4, it is characterized in that: described background devices also comprises a memory storage, described memory storage is to should bill storing this bill image information that described device of image scanning obtains, and wherein this bill image information also adds a search information.
7, automatic financial processor as claimed in claim 6 is characterized in that: described search information is date, bill numbering, payer's account number, payment person, payee or wherein any multinomial combined information.
8, automatic financial processor as claimed in claim 1 is characterized in that: also comprise a Hard copy output unit, this bill image information that described bill device of image scanning scanning obtains is printed on the Hard copy by this Hard copy output unit.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200420047702 CN2727863Y (en) | 2004-03-24 | 2004-03-24 | Automatic finance processor |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200420047702 CN2727863Y (en) | 2004-03-24 | 2004-03-24 | Automatic finance processor |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN2727863Y true CN2727863Y (en) | 2005-09-21 |
Family
ID=35043875
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200420047702 Expired - Fee Related CN2727863Y (en) | 2004-03-24 | 2004-03-24 | Automatic finance processor |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN2727863Y (en) |
-
2004
- 2004-03-24 CN CN 200420047702 patent/CN2727863Y/en not_active Expired - Fee Related
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| C19 | Lapse of patent right due to non-payment of the annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |