CN212460571U - Policy generation device and electronic equipment - Google Patents

Policy generation device and electronic equipment Download PDF

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Publication number
CN212460571U
CN212460571U CN202020571837.2U CN202020571837U CN212460571U CN 212460571 U CN212460571 U CN 212460571U CN 202020571837 U CN202020571837 U CN 202020571837U CN 212460571 U CN212460571 U CN 212460571U
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China
Prior art keywords
insurance
image
policy
certificate
user
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CN202020571837.2U
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Chinese (zh)
Inventor
潘曦
白洋
王吉玲
禹域
张涛
杨璐洁
解翔宇
李超
周东
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Peoples Insurance Company of China
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Peoples Insurance Company of China
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Abstract

The utility model discloses a policy generation device and electronic equipment for solve among the prior art policy generation device input information and generate the lower problem of policy efficiency. The device comprises an image piece uploading module, an optical character recognition OCR recognition module and a processor, wherein the image piece uploading module is connected with the optical character recognition OCR recognition module and is used for acquiring an image piece of the certificate of the insurance user and sending the image piece of the certificate of the insurance user to the optical character recognition OCR recognition module; the optical character recognition OCR recognition module is connected with the processor and is used for recognizing information in the image piece of the certificate of the insurance user and sending the information in the image piece of the certificate of the insurance user to the processor; and the processor is used for determining the insurance policy information of the insurance user based on the information in the image of the certificate of the insurance user and generating the electronic insurance policy of the insurance user based on the insurance policy information of the insurance user.

Description

Policy generation device and electronic equipment
Technical Field
The utility model relates to a computer technology field especially relates to a policy generates device and electronic equipment.
Background
In the insurance industry, the entry process of the insurance policy is complex, a single employee is required to manually input the element information of each insurance policy according to different insurance types, and a large amount of element information is often obtained by inquiring an insurance client or checking the information in the insurance policy provided by the insurance client, so that the entry efficiency of the insurance policy is low, and wrong information is easily entered.
Therefore, it is desirable to provide a policy generation apparatus capable of improving the efficiency of entry and generation of policies.
SUMMERY OF THE UTILITY MODEL
An embodiment of the utility model provides a policy generation device and electronic equipment to solve prior art policy generation device and type information and generate the lower problem of policy efficiency.
In order to solve the technical problem, the utility model discloses a realize like this: in a first aspect, an embodiment of the present invention provides a policy generation device, including image piece upload module, optical character recognition OCR recognition module and processor, wherein:
the image piece uploading module is connected with the optical character recognition OCR recognition module and used for acquiring an image piece of a certificate of an insurance user and sending the image piece of the certificate of the insurance user to the optical character recognition OCR recognition module;
the optical character recognition OCR recognition module is connected with the processor block and is used for recognizing information in the image of the certificate of the insurance user and sending the information in the image of the certificate of the insurance user to the processor;
and the processor is used for determining the insurance policy information of the insurance user based on the information in the image of the certificate of the insurance user and generating the electronic insurance policy of the insurance user based on the insurance policy information of the insurance user.
In a second aspect, an embodiment of the present invention further provides an electronic device, including the policy generating apparatus of the first aspect.
The embodiment of the utility model provides a policy generation device includes image piece uploads module, optical character recognition OCR recognition module and treater, wherein, image piece uploads the module and is connected with optical character recognition OCR recognition module; the optical character recognition OCR recognition module is connected with the processor. Therefore, the image piece of the certificate of the insurance user can be acquired through the image piece uploading module, the information in the image piece is identified through the optical character recognition OCR identification module, the electronic insurance policy is generated based on the identified information, and the electronic insurance policy is sent to the insurance user, so that the information provided by the insurance user can be automatically input quickly and accurately, the information input efficiency is improved, and the error information generated during manual information input is avoided.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings required to be used in the description of the embodiments of the present invention will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without inventive labor.
Fig. 1 is a schematic structural diagram of an insurance policy generating device according to an embodiment of the present invention;
fig. 2 is a schematic structural diagram of an insurance policy generating apparatus provided by an embodiment of the present invention, which includes an identification card recognition module;
fig. 3 is a schematic structural view of an image uploading module in a policy generation device according to an embodiment of the present invention.
Detailed Description
In order to solve the problem that the policy generation device inputs information and generates policy efficiency lower among the prior art, the embodiment of the utility model provides a policy generation device and electronic equipment.
The embodiment of the utility model provides a policy generation device includes image piece uploads module, optical character recognition OCR recognition module and treater, wherein, image piece uploads the module and is connected with optical character recognition OCR recognition module; the optical character recognition OCR recognition module is connected with the processor. Therefore, the image piece of the certificate of the insurance user can be acquired through the image piece uploading module, the information in the image piece is identified through the optical character recognition OCR identification module, the electronic insurance policy is generated based on the identified information, and the electronic insurance policy is sent to the insurance user, so that the information provided by the insurance user can be automatically input quickly and accurately, the information input efficiency is improved, and the error information generated during manual information input is avoided.
The technical solutions in the embodiments of the present invention will be described clearly and completely with reference to the accompanying drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, not all, of the embodiments of the present invention. Based on the embodiments in the present invention, all other embodiments obtained by a person skilled in the art without creative work belong to the protection scope of the present invention.
The technical solutions provided by the embodiments of the present invention are described in detail below with reference to the accompanying drawings.
Please refer to fig. 1, which is a schematic structural diagram of an insurance policy generating device according to an embodiment of the present invention. The device comprises an image piece uploading module 11, an optical character recognition OCR recognition module 12 and a processor 13, wherein the image piece uploading module 11 is connected with the optical character recognition OCR recognition module 12 and can be used for acquiring an image piece of the certificate of an insurance user and sending the image piece of the certificate of the insurance user to the optical character recognition OCR recognition module 12; the optical character recognition OCR recognition module 12 is connected with the processor 13 and can be used for recognizing information in the image of the certificate of the insurance user and sending the information in the image of the certificate of the insurance user to the processor 13; the processor 13 may be configured to determine policy information for the insuring user based on information in the imagery of the insuring user's credentials and generate an electronic policy for the insuring user based on the policy information for the insuring user.
It should be understood that the insurance user's credentials may include the insurance user's identification card, driver's license, student's license, graduation license, marriage license, and other documents that need to be provided with information, etc.
Optionally, in order to obtain the identity information of the application user more accurately, thereby entering the identity information of the application user into the processor 13 quickly, the utility model discloses the insurance policy generating device 10 can discern the identity card that the application user provided.
Specifically, as shown in fig. 2, for the utility model provides a policy generation device includes the schematic structural diagram of identification card identification module 15. The policy generation device 10 provided by the embodiment of the present invention further includes an identification card module 15,
the identity card recognition module 15 is connected to the processor 13, and may be configured to recognize information in an identity card of the insurance user, authenticate the identity of the insurance user, and send an identity authentication result of the insurance user to the processor 13 after authenticating the identity of the insurance user.
It should be understood that insurance products often concern the protection of important property such as the individual, family or company property of the insurance user, therefore, in order to avoid others to pick up the insurance user's ID card after, the insurance policy generation device 10 that the embodiment of the utility model provides can confirm the insurance user and the identity information who discerns from the ID card to avoid the settlement dispute that later stage probably takes place.
Optionally, in order to generate the insurance policy of the insurance user, the embodiment of the present invention provides a processor 13, which can enter the information in the image of the certificate of the insurance user and the information in the identity card into the insurance policy, so as to determine the information of the insurance user in the insurance policy.
Specifically, the embodiment of the present invention provides a processor 13, which can be further configured to:
and after the identity authentication of the insurance user is determined to pass, determining the insurance policy information of the insurance user based on the information in the image of the certificate of the insurance user and the information in the identity card of the insurance user.
Optionally, in order to avoid directly obtaining the mode of ID card information through camera equipment, can receive the influence of the neat degree in ID card surface, the embodiment of the utility model provides an ID card identification module 15 can directly obtain the information in the ID card through the inside chip of ID card.
Specifically, the embodiment of the utility model provides an identity card identification module 15 includes the identity card reader, can be used for reading the information in the identity card of insuring the user.
Optionally, in order to protect the insurance user's certificate information from being stolen, also in order to prevent the inclination of the image piece because of the insurance user's certificate, and lead to the OCR recognition module 12 of optical character recognition to be unable to accurately acquire the identity information of the insurance user, the embodiment of the utility model provides an image piece uploads the module 11, can add the editing operation such as watermark or rotatory image piece to the image piece.
Specifically, as shown in fig. 3, it is a schematic structural diagram of the image piece uploading module 11 in the policy generating device according to the embodiment of the present invention. The embodiment of the utility model provides a module 11 is uploaded to image spare includes one of high appearance and the camera of shooing at least, and module 11 is uploaded to image spare can also include image spare acquisition element 111, image spare editing unit 112, image spare transmitting element 113, wherein:
the image acquiring unit 111 is connected to the image editing unit 112, and can be used to acquire an image of the certificate of the insurance user and send the image of the certificate of the insurance user to the image editing unit 112;
the image editing unit 112 is connected to the image sending unit 113, and can be configured to perform editing operation on an image of a certificate of an insurance user, and send the image of the certificate of the insurance user after the editing operation to the image sending unit 113;
the image sending unit 113 is connected to the OCR recognition module 12, and may be configured to send the image of the certificate of the insurance user after the editing operation to the OCR recognition module 12.
Optionally, the embodiment of the utility model provides an optical character recognition OCR recognition module 12 can include optical character recognition OCR character recognition unit to can directly acquire insurance user's identity information from the image spare.
Optionally, in order to determine the insurance type selected by the insurance user quickly, the embodiment of the present invention provides a policy generation device 10 that can obtain the age and occupation of the insurance user based on the information in the image of the insurance user.
Specifically, the embodiment of the present invention provides a processor 13, which can be further configured to:
determining identity information of an insurance user and a selected insurance category based on information in an image of a certificate of the insurance user, wherein the identity information of the insurance user at least comprises at least one of name, age and occupation of the insurance user;
and determining insurance policy information of the insurance user based on the identity information and the insurance category of the insurance user.
Optionally, in order to enable the processor 13 to determine the identity information of the insurance user and the selected insurance category, etc. based on the acquired information in the image of the certificate of the insurance user, and generate the corresponding policy, the processor 13 provided by the embodiment of the present invention may include, for example, an ARM processor with a model of FT-2000+/64, etc.
It should be understood that, before generating the policy, the processor 13 provided by the embodiment of the present invention can also perform operations such as premium calculation, policy audit and policy saving, so as to ensure that the policy is generated without errors.
Optionally, in order to facilitate the user to obtain the insurance policy of the application in time, the embodiment of the present invention provides an insurance policy generation device 10 capable of generating an electronic insurance policy.
Optionally, on the one hand, in order to avoid appearing the condition of pretending the electronic policy, on the other hand, in order to avoid the electronic policy held by the insuring user not to be approved, the embodiment of the utility model discloses still can guarantee that the electronic policy is true and can pass through the electronic signature verification through the mode of adding the electronic signature to the electronic policy.
Specifically, the embodiment of the present invention provides a policy generation device, further including an encryption device 16, configured to:
adding an electronic signature to an electronic insurance policy of an insurance user; '
And sending the electronic insurance policy added with the electronic signature to an electronic mailbox of the insurance user.
Optionally, in order to enable the insurance user to obtain the paper insurance policy on site, or enable the policy issuing personnel to obtain the paper insurance policy as draft or backup, the embodiment of the present invention provides an insurance policy generating device 10 capable of printing the insurance policy.
Specifically, the utility model provides a policy generation device can also include printing apparatus 14, can be used for printing the electron policy.
The embodiment of the utility model provides a policy generation device includes image piece uploads module, optical character recognition OCR recognition module and treater, wherein, image piece uploads the module and is connected with optical character recognition OCR recognition module; the optical character recognition OCR recognition module is connected with the processor. Therefore, the image piece of the certificate of the insurance user can be acquired through the image piece uploading module, the information in the image piece is identified through the optical character recognition OCR identification module, the electronic insurance policy is generated based on the identified information, and the electronic insurance policy is sent to the insurance user, so that the information provided by the insurance user can be automatically input quickly and accurately, the information input efficiency is improved, and the error information generated during manual information input is avoided.
An embodiment of the present invention further provides an electronic device, which can include the above mentioned policy generation device. It should be understood that the electronic device includes, but is not limited to, at least one of a mobile phone, a wearable device, a computer, and the like capable of providing a user with data of a plurality of sensing types in practical applications.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The embodiments of the present invention have been described with reference to the accompanying drawings, but the present invention is not limited to the above-mentioned embodiments, which are only illustrative and not restrictive, and those skilled in the art can make many forms without departing from the spirit and scope of the present invention.

Claims (7)

1. A policy generation device, comprising an image uploading module, an Optical Character Recognition (OCR) recognition module, and a processor, wherein:
the image piece uploading module is connected with the optical character recognition OCR recognition module and used for acquiring an image piece of a certificate of an insurance user and sending the image piece of the certificate of the insurance user to the optical character recognition OCR recognition module;
the optical character recognition OCR recognition module is connected with the processor and is used for recognizing information in the image of the certificate of the insurance user and sending the information in the image of the certificate of the insurance user to the processor;
the processor is used for determining the insurance policy information of the insurance user based on the information in the image of the certificate of the insurance user and generating the electronic insurance policy of the insurance user based on the insurance policy information of the insurance user;
wherein, the image piece uploading module comprises an image piece acquiring unit, an image piece editing unit and an image piece sending unit, wherein:
the image piece acquiring unit is connected with the image piece editing unit and used for acquiring the image piece of the certificate of the insurance user and sending the image piece of the certificate of the insurance user to the image piece editing unit;
the image editing unit is connected with the image sending unit and used for editing the image of the certificate of the insurance user and sending the image of the certificate of the insurance user after the editing operation to the image sending unit;
the image piece sending unit is connected with the optical character recognition OCR recognition module and used for sending the image piece of the certificate of the insurance user after the editing operation to the optical character recognition OCR recognition module;
wherein the policy generation apparatus further comprises an encryption device configured to:
adding an electronic signature to the electronic insurance policy of the insurance user;
and sending the electronic insurance policy added with the electronic signature to an electronic mailbox of the insurance user.
2. The apparatus of claim 1, wherein the apparatus further comprises an identification card recognition module,
the identity card identification module is connected with the processor and used for identifying information in the identity card of the insurance user and authenticating the identity of the insurance user.
3. The apparatus of claim 2, wherein the identification card recognition module comprises an identification card reader to read information in the identity card of the insurable user.
4. The apparatus of claim 1, wherein the image upload module comprises at least one of a high-speed camera and a video camera.
5. The apparatus of claim 1, wherein the optical character recognition, OCR, recognition module comprises an optical character recognition, OCR, text recognition unit.
6. The apparatus of claim 1, wherein said policy generation means further comprises a printing device for printing said electronic policy.
7. An electronic device, characterized in that the electronic device comprises a policy generation apparatus according to any one of claims 1 to 6.
CN202020571837.2U 2020-04-16 2020-04-16 Policy generation device and electronic equipment Active CN212460571U (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202020571837.2U CN212460571U (en) 2020-04-16 2020-04-16 Policy generation device and electronic equipment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202020571837.2U CN212460571U (en) 2020-04-16 2020-04-16 Policy generation device and electronic equipment

Publications (1)

Publication Number Publication Date
CN212460571U true CN212460571U (en) 2021-02-02

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