CN207164817U - A kind of payment mechanism for electronic transaction - Google Patents
A kind of payment mechanism for electronic transaction Download PDFInfo
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- CN207164817U CN207164817U CN201721141837.3U CN201721141837U CN207164817U CN 207164817 U CN207164817 U CN 207164817U CN 201721141837 U CN201721141837 U CN 201721141837U CN 207164817 U CN207164817 U CN 207164817U
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Abstract
It the utility model is related to a kind of payment mechanism for electronic transaction, it includes user terminal, user terminal includes processor and the display unit being attached thereto, input block, memory cell, first communication unit and the second communication unit, payment mechanism also includes payment terminal, payment terminal includes third communication unit, payment unit, fingerprint collecting unit, gate and fourth communication unit, wherein, second communication unit data are connected to third communication unit, payment unit data are connected to third communication unit and fingerprint collecting unit, gate is connected to the downstream of payment unit, gate is connected to capital settlement server by fourth communication cell data.Payment mechanism of the present utility model can be verified before payment to order ticket, be singly sent to trading server to prevent invalidated mistake and caused damage to dealer.
Description
Technical field
It the utility model is related to financial transaction field, more particularly to a kind of payment mechanism for electronic transaction.
Background technology
With the fast development of Internet internet information and technology, financial products (such as security, futures, bond, base
Gold etc.) for mode of doing business there occurs great variety, stock exchange of the mode of doing business by most passes through specific satellite net and stock trader
Connection, investor check, sell bill or directly met fund card by filling in the sales department of stock trader progress is bought and sold on Transaction apparatus
Transaction, is turned to and is traded using Internet on the net.Due to competitive advantages such as the exclusive information of online transaction, space-times, make
Obtain it and progressively substitute traditional mode of doing business, turn into the inexorable trend of Global finance securities business future development.
Chinese patent (publication No. CN106327333A) discloses a kind of tactful transaction system of automation and its counterparty
Method.The automation strategy transaction system includes tactful transacting customer end, and tactful transacting customer end is bi-directionally connected tactful transactional services
Device, tactful trading server is bi-directionally connected transaction system server, and transaction system server includes transaction nucleus module, handed over
Easy request processing module and transaction record update module, tactful transacting customer end include microprocessor, and microprocessor difference is two-way
Conclusion of the business record queries module, interface setup module and commission record queries module are connected, the input electrical connection of microprocessor is real
When the output end that insmods of data, the output end for the input electrical connection UI interactive interface modules that real time data insmods,
The input of the output end electrical connection operation identification module of microprocessor.
The patent lays particular emphasis on design one kind to user-friendly tactful transaction system, the fluency of the user that gives prominence to the key points operation
And a variety of tactful implementation processs easy to use.However, the tactful transaction system of the patent at least there is a problem in that：
(1) the tactful process for automatically generating order ticket easily malfunctions, and invalidated mistake is single may to be sent to transaction clothes
Business device and caused damage to dealer；
(2) strategy automatically generates confirms safety of payment be present when order ticket is sent to trading server without user.
Utility model content
For the deficiency of prior art, the utility model provides a kind of payment mechanism for electronic transaction, the branch
Paying device includes user terminal, and the user terminal includes processor and the display unit being attached thereto, input block, storage
Unit, the first communication unit and the second communication unit, the payment mechanism also include payment terminal, and the payment terminal includes the
Three communication units, payment unit, fingerprint collecting unit, gate and fourth communication unit, wherein, the second communication unit number
According to the third communication unit is connected to, the payment unit data are connected to the third communication unit and fingerprint collecting list
Member, the gate are connected to the downstream of the payment unit, and the gate is connected by the fourth communication cell data
In capital settlement server.
Order ticket is verified before can realizing payment by payment unit of the present utility model and fingerprint collecting unit,
Singly trading server is sent to prevent invalidated mistake and is caused damage to dealer.Payment terminal of the present utility model is set
There is fingerprint collecting unit, need to gather user fingerprints when the order ticket automatically generated to strategy is paid confirms, reduces
The transaction risk of user, and payment terminal completes payment by independent fourth communication unit can improve safety of payment
Property.
According to a preferred embodiment, the payment unit includes the first authentication module, the second authentication module and payment
Execution module, wherein, second authentication module is connected to the downstream of first authentication module and the fingerprint collecting unit,
The downstream for paying execution module and being connected to second authentication module, the payment execution module data are connected to the choosing
Logical device.
Preferably, the first authentication module can be indirectly coupled to memory cell and obtain corresponding strategy, and and processor
Contrasted according to the order ticket that strategy is sent, verify the correctness of order ticket, prevent from causing damage to user because paying wrong list.
According to a preferred embodiment, the input block can be successively via the processor, second communication
Unit and third communication unit are indirectly coupled to first authentication module.
According to a preferred embodiment, the processor can service via first communication unit and stock trader successively
Device is indirectly coupled to trading server.
According to a preferred embodiment, the input block includes one kind in touch-screen, touch pad, mouse and keyboard
It is or a variety of.
According to a preferred embodiment, first communication unit is network interface card or more than 3G mobile data communication moulds
Block.
According to a preferred embodiment, second communication unit connects with the data of the third communication unit is
NFC sensing connection, infrared connection, bluetooth connection, data wire connect connected with USB interface in one or more.
Preferably, user terminal and the separable connected mode of payment terminal can improve the safety of payment of payment mechanism
Property.
According to a preferred embodiment, the fourth communication unit is that WiFi module or more than 3G mobile data are led to
Believe module.
According to a preferred embodiment, the processor includes CPU and GPU.
According to a preferred embodiment, the processor is MSM8992.
Brief description of the drawings
Fig. 1 is the module signal of a preferred embodiment of the payment mechanism of the present utility model for electronic transaction
Figure；With
Fig. 2 is the module diagram of a preferred embodiment of payment unit of the present utility model.
Reference numerals list
1：Payment terminal 11：Third communication unit
12：Payment unit 121：First authentication module
122：Second authentication module 123：Pay execution module
13：Fingerprint collecting unit 14：Gate
15：Fourth communication unit 2：User terminal
21：Processor 22：Display unit
23：Input block 24：Memory cell
25：First communication unit 26：Second communication unit
3：Capital settlement server 4：Stock trader's server
5：Trading server
Embodiment
It is described in detail with reference to Figure of description.
Fig. 1 shows that the module of a preferred embodiment of the payment mechanism of the present utility model for electronic transaction is shown
It is intended to.The payment mechanism can include user terminal 2.User terminal 2 can include processor 21 and the display being attached thereto
Unit 22, input block 23, memory cell 24, the first communication unit 25 and the second communication unit 26.Payment mechanism can also wrap
Include payment terminal 1.Payment terminal 1 can include third communication unit 11, payment unit 12, fingerprint collecting unit 13, gate
14 and fourth communication unit 15.Second communication unit 26 can be connected to third communication unit 11.Payment unit 12 can connect
In third communication unit 11 and fingerprint collecting unit 13.Gate 14 can be connected to the downstream of payment unit 12.Gate 14
Capital settlement server 3 can be connected to by the data of fourth communication unit 15.
Preferably, memory cell 24 stores the strategy that user is inputted by input block 23, and processor 21 can basis
Strategy automatically generates order ticket.
Preferably, payment unit 12 can check to the correctness of order ticket.Payment unit 12 passes sequentially through the 3rd
Communication unit 11, the second communication unit 26 and processor 21 are indirectly coupled to memory cell 24 and obtained be stored in memory cell 24
In corresponding strategy be used to verify the correctness of order ticket received.
Preferably, gate 14 after user inputs correct fingerprint by fingerprint collecting unit 13 by payment unit 12 with
The channel gating of fourth communication unit 15.
According to a preferred embodiment, payment unit 12 can include the first authentication module 121, the second authentication module
122 and pay execution module 123, as shown in Figure 2.Second authentication module 122 can be connected to the first authentication module 121 and fingerprint
The downstream of collecting unit 13.The downstream of the second authentication module 122 can be connected to by paying execution module 123.Pay execution module
123 can be connected to gate 14.
Preferably, the correctness of the first authentication module 121 checking order ticket.The checking user's input of second authentication module 122
The matching of fingerprint.
According to a preferred embodiment, input block 23 can be successively via processor 21, the and of the second communication unit 26
Third communication unit 11 is indirectly coupled to the first authentication module 121.
Preferably, input block 23, which is indirectly coupled to the first authentication module 121, can change the mode of checking.E.g.,
The mode that the mode of user's manual authentication and the first authentication module are verified automatically.
According to a preferred embodiment, processor 21 can be successively via the first communication unit 26 and stock trader's server 4
It is indirectly coupled to trading server 5.
Preferably, processor 21 can be successively via the first communication unit 26 and stock trader's server 4 on trading server 5
Generate order ticket.
According to a preferred embodiment, input block 23 can include one in touch-screen, touch pad, mouse and keyboard
Kind is a variety of.
According to a preferred embodiment, the first communication unit 25 can be network interface card or more than 3G mobile data communication moulds
Block.
Preferably, more than 3G mobile data communication modules are, for example, 3G module, 4G modules or 5G modules.
According to a preferred embodiment, the second communication unit 26 connects with the data of third communication unit 11 to be
One or more in NFC sensings connection, infrared connection, bluetooth connection, data wire connection or USB interface connection.
Preferably, payment terminal 1 can be connected use with the different user terminals 2 of adaptation.
According to a preferred embodiment, fourth communication unit 15 can be WiFi module or more than 3G mobile data
Communication module.
According to a preferred embodiment, processor 21 can include CPU and GPU.
According to a preferred embodiment, processor 21 can be MSM8992.
Wherein, each building block of electronic transaction device of the present utility model is hardware, by the combination of each hardware with
Connection, solves the problems, such as that prior art is present.Specifically, payment terminal 1 is, for example, to have fingerprint capturer, memory and CPU
Specialized hardware.Second communication unit 26 and third communication unit 11 are, for example, NFC module, infrared module, bluetooth module, data
Line interface or USB interface.Payment unit 12, the first authentication module 121, the second authentication module 122 pay execution module 123
There is memory cell and CPU application specific integrated circuit ASCI or embedded chip in this way.Fingerprint collecting unit 13 is, for example, fingerprint
Collector.Gate 14 is, for example, the application specific integrated circuit ASCI with memory cell and CPU, embedded chip or gating member
Part.First communication unit 25 is, for example, network interface card, 3G module 4G modules or 5G modules.Fourth communication unit 15 is, for example, WiFi moulds
Block, 3G module, 4G modules or 5G modules.User terminal 2 is, for example, mobile phone, computer or intelligent watch.Processor 21 is
MSM8992.Display unit 22 is, for example, mobile phone display screen, computer monitor or intelligent watch display screen.Input block 23 is for example
It is the one or more in touch-screen, touch pad, mouse and keyboard.Memory cell 24 is, for example, MMC, SD, MiniSD, Memory
One or more in Stick or SM internal memories.Capital settlement server 3, stock trader's server 4 or trading server 5 are, for example, to take
Business device or server cluster.
It should be noted that above-mentioned specific embodiment is exemplary, those skilled in the art can disclose in the present invention
Various solutions are found out under the inspiration of content, and these solutions also belong to disclosure of the invention scope and fall into this hair
Within bright protection domain.It will be understood by those skilled in the art that this using new specification and its accompanying drawing be it is illustrative and
Not form limitations on claims.The scope of protection of the utility model is limited by claim and its equivalent.
Claims (10)
1. a kind of payment mechanism for electronic transaction, the payment mechanism includes user terminal (2), the user terminal (2)
Including processor (21) and the display unit (22) being attached thereto, input block (23), memory cell (24), the first communication unit
First (25) and the second communication unit (26), it is characterised in that
The payment mechanism also includes payment terminal (1), and the payment terminal (1) includes third communication unit (11), paying bill
First (12), fingerprint collecting unit (13), gate (14) and fourth communication unit (15),
Wherein, the second communication unit (26) data are connected to the third communication unit (11), the payment unit (12)
Data are connected to the third communication unit (11) and fingerprint collecting unit (13), and the gate (14) is connected to the payment
The downstream of unit (12), the gate (14) are connected to capital settlement server by fourth communication unit (15) data
(3)。
2. payment mechanism as claimed in claim 1, it is characterised in that the payment unit (12) includes the first authentication module
(121), the second authentication module (122) and payment execution module (123), wherein, second authentication module (122) is connected to institute
The downstream of the first authentication module (121) and the fingerprint collecting unit (13) is stated, the payment execution module (123) is connected to institute
The downstream of the second authentication module (122) is stated, described payment execution module (123) data are connected to the gate (14).
3. payment mechanism as claimed in claim 2, it is characterised in that the input block (23) can be successively via the place
Reason device (21), second communication unit (26) and third communication unit (11) are indirectly coupled to first authentication module
(121)。
4. payment mechanism as claimed in claim 3, it is characterised in that the processor (21) can be successively via described first
Communication unit (26) and stock trader's server (4) are indirectly coupled to trading server (5).
5. the payment mechanism as described in one of Claims 1-4, it is characterised in that the input block (23) include touch-screen,
One or more in touch pad, mouse and keyboard.
6. the payment mechanism as described in one of Claims 1-4, it is characterised in that first communication unit (25) is network interface card
Or more than 3G mobile data communication modules.
7. the payment mechanism as described in one of Claims 1-4, it is characterised in that second communication unit (26) and described
The data connection of third communication unit (11) is NFC sensings connection, infrared connection, bluetooth connection, data wire connection and USB interface
One or more in connection.
8. the payment mechanism as described in one of Claims 1-4, it is characterised in that the fourth communication unit (15) is WiFi
The mobile data communication module of module or more than 3G.
9. the payment mechanism as described in one of Claims 1-4, it is characterised in that the processor (21) includes CPU and GPU.
10. payment mechanism as claimed in claim 9, it is characterised in that the processor (21) is MSM8992.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201721141837.3U CN207164817U (en) | 2017-09-07 | 2017-09-07 | A kind of payment mechanism for electronic transaction |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201721141837.3U CN207164817U (en) | 2017-09-07 | 2017-09-07 | A kind of payment mechanism for electronic transaction |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN207164817U true CN207164817U (en) | 2018-03-30 |
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ID=61720718
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| Application Number | Title | Priority Date | Filing Date |
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| CN201721141837.3U Active CN207164817U (en) | 2017-09-07 | 2017-09-07 | A kind of payment mechanism for electronic transaction |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109815895A (en) * | 2019-01-23 | 2019-05-28 | 北京意锐新创科技有限公司 | Fingerprint identification method and device under screen based on cloud computing |
-
2017
- 2017-09-07 CN CN201721141837.3U patent/CN207164817U/en active Active
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109815895A (en) * | 2019-01-23 | 2019-05-28 | 北京意锐新创科技有限公司 | Fingerprint identification method and device under screen based on cloud computing |
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