CN206726277U - Transaction security system - Google Patents
Transaction security system Download PDFInfo
- Publication number
- CN206726277U CN206726277U CN201720520945.5U CN201720520945U CN206726277U CN 206726277 U CN206726277 U CN 206726277U CN 201720520945 U CN201720520945 U CN 201720520945U CN 206726277 U CN206726277 U CN 206726277U
- Authority
- CN
- China
- Prior art keywords
- card
- transaction
- consumer
- security system
- real
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
Landscapes
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
A kind of transaction security system, including transaction terminal, information input equipment and image capturing device.Transaction terminal is producing transaction data；Information input equipment is electrically connected with transaction terminal, to receive the card using information of bank card according to transaction data；Image capturing device is electrically connected with information input equipment, to capture consumer's real-time imaging of corresponding transaction data when judging that card using information is received.Can be used as by acquired consumer's real-time imaging judge consumer whether be bank card original holder foundation.
Description
Technical field
The utility model on a kind of transaction security system, espespecially a kind of fechtable consumer real-time imaging when swiping the card
Transaction security system.
Background technology
By payment method of swiping the card, user does not have to carry with too many money, as long as preparing a bank card can just complete
The action of transaction payment, therefore the convenience of modern's daily life is provided.After the completion of swiping the card, related card using information can be sent to
Bank end, payment action is performed from the account of user after bank end confirms the brush card information, and in sending including this afterwards
The bill of brush card information is to user.
Needed however, being accomplished to from customer transaction and obtaining bill after a period of time, the stolen brush of bank card once occurs
Event, user often wait until just to will appreciate that after obtaining bill, believed at this point for the brush card that stolen brush is proved for user
Not I am extremely difficult for breath, and complicated with process that bank end is investigated, not only time-consuming and laborious.Accordingly, prior art
The security mechanism of transaction system urgently further improve.
Utility model content
The purpose of this utility model is to provide a kind of transaction security system of fechtable consumer real-time imaging when swiping the card
System, using by consumer's real-time imaging as judge the consumer whether be bank card original holder foundation.
For the above-mentioned purpose, transaction security system of the present utility model includes transaction terminal, information input equipment and image
Capture device.Transaction terminal is producing transaction data；Information input equipment is electrically connected with transaction terminal, to according to number of deals
According to the card using information for receiving bank card；Image capturing device is electrically connected with information input equipment, in judging card using information quilt
Consumer's real-time imaging of corresponding transaction data is captured during reception.
In an embodiment of the present utility model, transaction security system also includes storage device, is electrically connected with image capture
Equipment, to store consumer's real-time imaging.
In an embodiment of the present utility model, image capturing device connects remote storage device by networking, with storage
Consumer's real-time imaging.
In an embodiment of the present utility model, transaction security system also includes receiving card using information and stores consumer's reality
When image remote side administration equipment, remote side administration equipment connects image capturing device by networking.
In an embodiment of the present utility model, remote side administration equipment connects the movement of the holder of bank card by networking
Terminal, and confirmation of swiping the card is sent to mobile terminal by card using information.
In an embodiment of the present utility model, confirmation of swiping the card includes consumer's real-time imaging.
In an embodiment of the present utility model, remote side administration equipment can receive mobile terminal according to confirmation hair of swiping the card
The echo message gone out.
In an embodiment of the present utility model, remote side administration equipment includes database, and database purchase can be with consumer
The original holder's image for the bank card that real-time imaging compares.
Brief description of the drawings
Fig. 1 is the system block diagrams of transaction security system first embodiment of the present utility model.
Fig. 2 is the system block diagrams of transaction security system second embodiment of the present utility model.
Fig. 3 is the system block diagrams of transaction security system 3rd embodiment of the present utility model.
Fig. 4 is the system block diagrams of transaction security system fourth embodiment of the present utility model.
Description of reference numerals：
1st, 1a, 1b, 1c transaction security system
The information input equipment of 10 transaction terminal 20
The storage device of 30 image capturing device 40
The remote side administration equipment of 50 remote storage device 60
The mobile terminal of 61 database 70
Embodiment
Because various aspects with embodiment are only exemplary and non-limiting, therefore after reading this specification, have usual
Skill understands, without departing under the scope of of the present utility model, may also there is other aspects and embodiment.According to following detailed
Illustrate and claims, the feature that can make such embodiment and advantage are more shown.
Herein, component and component as described herein are described using "a" or "an".This measure is intended merely to conveniently
Illustrate, and general meaning is provided to category of the present utility model.Therefore, unless it is obvious that it is meant otherwise, otherwise this
Kind description is understood to include one or at least one, and odd number is also simultaneously including plural number.
In addition, herein, term "comprising", " comprising ", " having ", " containing " or other any similar terms are intended to contain
Lid nonexcludability includes thing.For example, a component, structure, product or device containing plural important document are not limited only to herein
These listed important documents, but can include not expressly listed but the component, structure, product or device are generally solid
Other important documents having.
It refer to the system block diagrams that Fig. 1 is the first embodiment of transaction security system 1 of the present utility model.As shown in figure 1,
Transaction security system 1 of the present utility model includes transaction terminal 10, information input equipment 20 and image capturing device 30.Transaction is eventually
10 are held to produce a transaction data.Transaction terminal 10 can be point of sales terminal (the Point of of physical stores herein
Sales, POS system) or with similar functions equipment, it combines cashier's machine, bar code scanner, display device and computer system
Deng related hardware.When consumer is consumed in physical stores, transaction terminal 10 can the commodity that bought according to consumer
And corresponding transaction data is produced, transaction data may include to buy commodity item, quantity, consumption time, spending amount etc. herein
Related data, but the utility model is not limited.
Information input equipment 20 is electrically connected with transaction terminal 10, and bank card is received to the transaction data according to caused by
The card using information of (bank card).Information input equipment 20 can be a POS, card reader or similar device herein, and
With the line of transaction terminal 10 to transmit data.Bank card can be credit card/credit card (credit card) or debit herein
Card (debit card) or bind bank account with applied to Third-party payment bank card (such as open wechat or
Bank card that Alipay is paid etc.).When consumer is intended to be consumed by bank card, the salesman in shop can be at consumer
Bank card is obtained to carry out swiping card or input bank card number, or swiping card is actively carried out by consumer, to pass through
Information input equipment 20 receives card using information.Herein card using information may include bank card number, charge time, swipe the card board or ground
The related datas such as point, the amount of money of swiping the card, but the utility model is not limited.
Image capturing device 30 is electrically connected with information input equipment 20, to the acquisition pair when judging that card using information is received
Answer consumer's real-time imaging of the transaction data.Image capturing device 30 can be the phtographic lens of a circumscribed, or
Person is in structure configuration with being integrated into a built-in equipment, such as IP cam in transaction terminal 10.The mirror of image capturing device 30
Head is understood towards the side where consumer in setting, and the driving that is triggered with the reception for writing card using information, to capture correspondingly
The transaction data is swiped the card the real-time imaging of consumer at that time.
In the present embodiment, transaction security system 1 of the present utility model also includes storage device 40, and it is electrically connected with image
Capture device 30, to receive and store consumer's real-time imaging that image capturing device 30 captures.Storage device herein
40 can be built into the memory cell in transaction terminal 10, or external storage card or storage device.Set in image capture
After the standby 30 consumer's real-time imagings captured, traction equipment 10 can disappearing this transaction data and the correspondence transaction data
Expense person's real-time imaging is stored in storage device 40 in the lump, as backup information.Once the dispute in transaction, bank occur for future
The former holder of card or the bank of issue card bank end just can from storage device 40 obtain this transaction data and to should time
Consumer's real-time imaging of transaction data, using as subsequently judge this transaction consumer whether be bank card former holder
Foundation.
It refer to the system block diagrams that Fig. 2 is transaction security system 1a second embodiments of the present utility model.Such as Fig. 2 institutes
Show, in the present embodiment, transaction security system 1a of the present utility model is simultaneously not provided with any storage device, but is captured with image
Equipment 30 connects remote storage device 50 by networking, so as to the consumer's real-time imaging for capturing image capturing device 30
And associated transaction data is sent to the unified backup of remote storage device 50 of outside.Remote storage device 50 can be outside herein
Server, networking memory space or be arranged at the storage device at bank end etc., but the utility model is not limited.Equally
Ground, when the dispute in transaction occurs, the bank end of the former holder of bank card or bank of issue's card can be set from remote storage
Standby 50 obtain this transaction data and to should time transaction data consumer's real-time imaging, using as subsequently judging this transaction
Consumer whether be bank card former holder foundation.
The processing that aforementioned first embodiment and second embodiment belong to after the completion of transaction of swiping the card, and following embodiment is then
Related safety measure is carried out before completing for transaction of swiping the card to design.
It refer to the system block diagrams that Fig. 3 is transaction security system 1b 3rd embodiments of the present utility model.Such as Fig. 3 institutes
Show, in the present embodiment, transaction security system 1b of the present utility model also includes remote side administration equipment 60, remote side administration equipment 60
Image capturing device 50 is connected by networking, to receive card using information by networking and store consumer's real-time imaging.Herein
Remote side administration equipment 60 can be disposed on the management system at bank end, but the utility model is not limited.Work as remote side administration
Equipment 60 is received to should be after the card using information and consumer's real-time imaging of transaction data, the custodian of remote side administration equipment 60
Member can tentatively be judged according to card using information and consumer's real-time imaging, confirm whether current consumer is that the original of bank card is held
Block people.
For example, it is necessary to deliver the image of consumer in itself as basic during consumer handles bank card
Data.Therefore, in the present embodiment, remote side administration equipment 60 includes database 61, and database 61 is storing the original of bank card
Holder's image.The administrative staff of remote side administration equipment 60 can find out corresponding bank card according to card using information from database 61
Original holder's image mutually compares it with the consumer's real-time imaging obtained at present, tentatively to judge mesh as basis is compared
Preceding consumer whether be bank card original holder.If it is the original holder of bank card to judge consumer, remote side administration is set
But standby 60 administrative staff agree to the core brush card information and carry out residual operation；If judge the non-originals with card of Xiao Fei person And
Holder, then the administrative staff of remote side administration equipment 60 stop the progress of the brush card information.
In addition to foregoing judgement manually, in an embodiment of the present utility model, remote side administration equipment 60 can
Using image identification device, by the card using information of the transaction data, corresponding bank card is found out from database 61 automatically
Original holder's image mutually compares with consumer's real-time imaging, tentatively to judge whether current consumer is that the original of bank card is held
People.If it is the original holder of bank card to judge consumer, but remote side administration equipment 60 agrees to the core brush card information automatically
And carry out residual operation；If judging the non-original holders with card of Xiao Fei person And, remote side administration equipment 60 is automatically stopped this
The progress of brush card information.
It refer to the system block diagrams that Fig. 4 is transaction security system 1c fourth embodiments of the present utility model.In this implementation
In example, remote side administration equipment 60 can contact according to original holder of the received card using information directly with bank card.Such as Fig. 4 institutes
Show, when remote side administration equipment 60 receive to should transaction data card using information after, remote side administration equipment 60 can be by swiping the card
Information obtains holder's contact data of bank card, and holder's contact data can be the movement of the original holder of bank card herein
Terminal telephone number or instant messaging account number etc..Remote side administration equipment 60 can connect the movement of the holder of bank card by networking
Terminal, after remote side administration equipment 60 obtains holder's contact data, it can pass through according to various forms of holder's contact datas
Networking sends one and swipes the card confirmation to the mobile terminal of corresponding holder's contact data.Confirmation of swiping the card herein is wrapped
Include at least a portion (such as bank card number and the amount of money of swiping the card etc.) of foregoing card using information and the real-time shadow of consumer at present
Picture.Accordingly, when swipe the card transaction when, the original holder of bank card can receive confirmation of swiping the card by mobile terminal, i.e.,
The transaction of swiping the card for currently carrying out bank card can be learnt, and shows current consumer's real-time imaging in the lump, for the original of bank card
Holder confirms whether the consumer is he or she really.The original holder of bank card can also swipe the card according to received
Confirmation sends an echo message to remote side administration equipment 60 with mobile terminal by networking.Therefore, remote side administration equipment
60 can decide whether to agree to the brush card information according to echo message content.
Also, in an embodiment of the present utility model, aforementioned third embodiment can be combined and fourth embodiment progress is multiple
Judge, more improve the security of transaction.In the present embodiment, remote side administration equipment 60 passes through also with image identification device
The card using information of the transaction data, former holder's image of corresponding bank card and consumption at present are found out from database 61 automatically
Person's real-time imaging mutually compares, tentatively to judge the similarity of original holder's image of bank card and current consumer's real-time imaging
Just.Similarity can set a threshold value herein, such as similarity is 70%.When remote side administration equipment 60 judges bank card
The similarity of original holder's image and current consumer's real-time imaging reaches 70% or more, then remote side administration equipment 60 is automatically same
Anticipate the brush card information and carry out residual operation；If remote side administration equipment 60 judges the original holder's image and mesh of bank card
The similarity of preceding consumer's real-time imaging is less than 70%, then remote side administration equipment 60 further obtains bank card by card using information
Holder's contact data, and send one by networking according to holder's contact data and swipe the card and hold described in confirmation to correspondence
The mobile terminal of people's contact data, further confirmed that for the original holder of bank card.Treat that remote side administration equipment 60 is connect by networking
After receiving the echo message that the former holder of bank card is sent by mobile terminal, remote side administration equipment 60 can be believed according to responding
Content is ceased to decide whether to agree to the brush card information.
Accordingly, before the brush card information is agreed to, can be accomplished in advance by transaction security system of the present utility model
The maltilevel security precautionary measures are corresponding to confirm by consumer's real-time imaging via the original holder of bank end and/or bank card
Transaction of swiping the card whether carried out by the original holder of bank card, reduce the stolen risk brushed of bank card；Even in transaction of swiping the card
After the completion of, transaction data and the consumption of corresponding transaction of previously having swiped the card can be also recalled by transaction security system of the present utility model
Person's real-time imaging, to be used as auxiliary judgment foundation during generation Transaction Disputes.
Embodiment of above substantially be only aid in illustrating, and not to limit application target embodiment or these realities
Apply application or the purposes of example.In addition, although proposing an at least exemplary embodiments in aforementioned embodiments, it will be appreciated that this
Substantial amounts of change still may be present in utility model.It is equally understood that embodiment as described herein is not passing through any side
Formula limits scope, purposes or the configuration of asked application target.Opposite, aforementioned embodiments, which can provide this area, to be had
A kind of usual easy guide of skill is to implement one or more described embodiments.Furthermore function that can be to component and arrangement
The category that various change is defined without departing from claims is carried out, and claims include known equipollent and at this
It is all it is contemplated that equipollent when patent application case is filed an application.
Claims (8)
1. a kind of transaction security system, it is characterised in that the transaction security system includes：
One transaction terminal, to produce a transaction data；
One information input equipment, the transaction terminal is electrically connected with, to receive the one of a bank card according to the transaction data
Card using information；And
One image capturing device, described information input equipment is electrically connected with, to be picked when judging that the card using information is received
Take consumer's real-time imaging of the corresponding transaction data.
2. transaction security system as claimed in claim 1, it is characterised in that also including a storage device, described in electric connection
Image capturing device, to store consumer's real-time imaging.
3. transaction security system as claimed in claim 1, it is characterised in that the image capturing device connects one by networking
Remote storage device, to store consumer's real-time imaging.
4. transaction security system as claimed any one in claims 1 to 3, it is characterised in that also receive the brush including one
Card information and the remote side administration equipment for storing consumer's real-time imaging, described in the remote side administration equipment is connected by networking
Image capturing device.
5. transaction security system as claimed in claim 4, it is characterised in that the remote side administration equipment connects institute by networking
State the mobile terminal of the holder of bank card, and by the card using information send one swipe the card confirmation to it is described it is mobile eventually
End.
6. transaction security system as claimed in claim 5, it is characterised in that the confirmation of swiping the card includes the consumer
Real-time imaging.
7. transaction security system as claimed in claim 5, it is characterised in that the remote side administration equipment can receive the movement
Terminal is swiped the card the echo message that confirmation is sent according to.
8. transaction security system as claimed in claim 4, it is characterised in that the remote side administration equipment includes a database,
One original holder's image of the bank card that the database purchase can compare with consumer's real-time imaging.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201720520945.5U CN206726277U (en) | 2017-05-11 | 2017-05-11 | Transaction security system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201720520945.5U CN206726277U (en) | 2017-05-11 | 2017-05-11 | Transaction security system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN206726277U true CN206726277U (en) | 2017-12-08 |
Family
ID=60510529
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201720520945.5U Expired - Fee Related CN206726277U (en) | 2017-05-11 | 2017-05-11 | Transaction security system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN206726277U (en) |
-
2017
- 2017-05-11 CN CN201720520945.5U patent/CN206726277U/en not_active Expired - Fee Related
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20210166211A1 (en) | Automatic storage of electronic receipts across merchants and transaction cards | |
| US20190034913A1 (en) | System and Method for Storing Credit on a Value Card or Cellular Phone Rather Than Accepting Coin Change | |
| US9443237B2 (en) | Systems and methods for financial transaction through card reader in communication with third party financial institution with encrypted information | |
| US8235287B2 (en) | Read head device with slot configured to reduce torque | |
| US8573487B2 (en) | Integrated read head device | |
| US8840024B2 (en) | Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device | |
| US8870071B2 (en) | Read head device with selected sampling rate | |
| US8876003B2 (en) | Read head device with selected output jack characteristics | |
| EP2628127B1 (en) | Read head device with slot configured to reduce torque | |
| US8662389B2 (en) | Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device | |
| CA2813236C (en) | Method of conducting financial transactions where a payer's financial account information is entered only once with a payment system | |
| CN106485851B (en) | A kind of no card automatic teller machine and without card withdrawal system | |
| US20120095871A1 (en) | Method for conducting on-line purchases using a mobile device and a payment service | |
| EP1546990A4 (en) | Plug in credit card reader module for wireless cellular phone verifications | |
| CA2811979A1 (en) | Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers | |
| TW201032160A (en) | System and method for mobile trade | |
| JP6779397B1 (en) | Identity verification device and program | |
| CA2812611A1 (en) | Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device | |
| CN109685965A (en) | Self-service machine is exchanged in commemorative coin reservation | |
| CN108230139A (en) | A kind of method and system opened an account using self-service device progress deposit receipt | |
| CN206726277U (en) | Transaction security system | |
| CN113052593A (en) | Intelligent payment card suitable for digital currency storage management and management system | |
| CN109658085B (en) | Cashing system for face-brushing identification member | |
| CN109741051A (en) | A kind of electronic card graphic code realizes the method and system of transaction | |
| CN211699103U (en) | POS machine for interactive marketing |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20171208 Termination date: 20190511 |
|
| CF01 | Termination of patent right due to non-payment of annual fee |