CN206649559U - A kind of rechargeable card by mobile terminal payment is drawn money system - Google Patents

A kind of rechargeable card by mobile terminal payment is drawn money system Download PDF

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Publication number
CN206649559U
CN206649559U CN201720249200.XU CN201720249200U CN206649559U CN 206649559 U CN206649559 U CN 206649559U CN 201720249200 U CN201720249200 U CN 201720249200U CN 206649559 U CN206649559 U CN 206649559U
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China
Prior art keywords
card
mobile terminal
money
module
acoustic
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Expired - Fee Related
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CN201720249200.XU
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Chinese (zh)
Inventor
吴风波
郑卫红
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Guangzhou Music School Of Mdt Infotech Ltd
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Guangzhou Music School Of Mdt Infotech Ltd
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Expired - Fee Related legal-status Critical Current
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Abstract

The utility model discloses a kind of rechargeable card by mobile terminal payment and drawn money system, including machine of drawing money, mobile terminal and cloud server;Mobile terminal is provided with sound wave output module and sound wave receiving module, the audio codec and control instruction input module of transmitting-receiving acoustic signals;Control instruction input module is used to be connected with cloud server and delivery operation;Machine of drawing money is set for off line, including prefabricated card-inserting device, controller and acoustic communication module;Prefabricated card-inserting device is used to read and write repaid card data;Audio codec is used to, by payment data converting acoustic waves signal, by sound wave output module and sound wave receiving module, make acoustic communication with acoustic communication module;Acoustic signals are converted into load value data by acoustic communication module;Load value data is sent prefabricated card-inserting device by controller, allows prefabricated card-inserting device to write rechargeable card.The utility model provides safety communication for self-recharging equipment and set, and allows user to carry out delivery operation by mobile terminal, realizes supplementing with money for IC-card, ensures safety of payment.

Description

A kind of rechargeable card by mobile terminal payment is drawn money system
Technical field
The utility model is related to intelligent hydroelectric facility field, refer in particular to a kind of rechargeable card by mobile terminal payment and draw money be System.
Background technology
In daily life, people's life mainly has two kinds with the water charging means of payment, and a kind of is traditional first use Post-paid mode, i.e., the common monthly payment water rate mode of general family life, and most of running water providers are wide at present It is general mainly to be measured by the way of by common water meter, regularly schedule staff and visit and make a copy of use information, then root Charging and collection of charges are carried out according to current water price.Which human cost compared with it is high, workload is big, data need manually copy Record, fee are also required to special messenger and visited processing, and are not easy to control with regimen condition, inconvenient that water price is regulated and controled.Separately One kind be the large-scale collective field such as school or factory used in IC-card deduct fees mode, expense is prestored in IC-card, according to making Deducted fees with situation, but after the expense to prestore has been spent, user need to carry out consumer budget, and hold IC-card in advance to appointed place Supplemented with money.
Way of payment for using IC-card at present, common are three kinds:The first is manually to supplement with money, and user carries IC-card The waiter of recharge point is specified in supply, completes after delivering, attendant operation's top-up machines are supplemented with money to IC-card, are carried after the completion of supplementing with money For receipt, process is supplemented in completion with money.Second is by IC-card and bank card binding, is supplemented with money by way of account is drawn by bank. The third is supplemented with money by operating self-filling check-in, inserts IC-card, and top-up machines have been networked setting, and user is according to top-up machines Operation indicating, input bank information are paid and supplemented with money operation.For above-mentioned three kinds of modes, respectively there is drawback.The artificial side of supplementing with money Face, human cost is high, workload is big, not easy-regulating;In terms of bank card binding draws account, IC-card needs a series of when applying for the registration of Bundling operation, establish a connection, register cumbersome binding business complexity, and bound bank card is not easy to other and disappeared Take operation, allow user specially to open the bank of the binding, increase workload and keeping problem;For self-filling check-in, Although the drawbacks of foregoing two ways can be solved, from security consideration, because self-filling check-in is that networking is set, and need Bank information is inputted in strange top-up machines, easily top-up machines are modified by technological means by criminal, therefrom Bank information is stolen, causes bank card to be stolen, causes unpredictable loss.Therefore, supplement problem with money for IC-card at present, be The one of IC-card charging system developer big research and development problem at present.
Utility model content
The utility model purpose is to provide a kind of rechargeable card by mobile terminal payment and drawn money system, with reference to current Mobile payment technology, the communication setting of safety is provided for self-recharging equipment, user can be propped up by operating mobile terminal Pay, self-recharging operation is carried out to IC-card, ensures safety of payment, enjoy consumption enjoyment.
Provide in order to achieve the above object, the technical solution of the utility model:
A kind of rechargeable card by mobile terminal payment is drawn money system, including machine of drawing money, mobile terminal and cloud service Device;The mobile terminal be provided with transmitting-receiving acoustic signals sound wave output module and sound wave receiving module, audio codec and Control instruction input module;The control instruction input module, which is used to be connected with cloud server, carries out delivery operation;The neck Money machine is set for off line, including prefabricated card-inserting device, controller and acoustic communication module;The prefabricated card-inserting device is used to read or write Repaid card data;The audio codec is used to payment data being converted to acoustic signals, and by sound wave output module and Acoustic receiver module, acoustic signals communication connection is carried out with the acoustic communication module;The acoustic communication module is by reception Acoustic signals are converted into load value data;The controller is sent to prefabricated card-inserting device according to the load value data after conversion, allows plug-in card to fill Put write-in rechargeable card.
A kind of rechargeable card by mobile terminal payment of the utility model is drawn money system, compared with prior art, the neck Money machine is different from the setting of traditional self-filling check-in, and machine of drawing money is set for off line formula, and the circuit for eliminating networking is set, and is reduced Networking and maintenance cost, and effectively prevented the communication security risk caused by networking.Mobile terminal is provided with Control instruction input module, the control instruction input module are conventional mobile terminal APP operation sequences.User passes through operation The control instruction input module of mobile terminal carries out delivery operation with cloud server, forms payment data, then by mobile whole Machine of holding and draw money carries out short-range communication, sends data to the machine of drawing money, and allows machine of drawing money to complete to supplement operation with money to IC-card.Therefore, Rechargeable card of the present utility model is drawn money system, with reference to current mobile payment technology, because the machine of drawing money is that off line is set, effectively The security risk of connected network communication is reduced, machine of drawing money only receives short-range communication, the problem of shielding long-range connection and manipulate, uses Family can be operated by conventional mobile payment, and operation mobile terminal carries out delivery operation, then is entered by mobile terminal and the machine of drawing money Row short-range communication, after machine of drawing money receives payment data, recharge amount is write to the IC-card of insertion, so as to complete entirely to supplement stream with money Journey.
Wherein, the short-range communication of machine and mobile terminal of drawing money uses acoustic signals transmission means, and the machine of drawing money is provided with Acoustic communication module, the mobile terminal are provided with the sound wave output module and sound wave receiving module of transmitting-receiving acoustic signals, pass through institute State audio codec and payment data is converted into acoustic signals, then by sound wave output module and sound wave receiving module, with neck The acoustic communication module of money machine carries out acoustic signals communication connection, realizes short-range communication, after the completion of data transfer, machine of drawing money Acoustic signals are converted to load value data by acoustic communication module again, are carried out the subsequently amount of money write operation to IC-card, are completed to supplement with money Flow.It is faster than traditional bluetooth speed by acoustic communication, and be individually to match, accuracy rate is high, further reduces data and misses Risk is passed, ensures safety of payment, user can securely carry out supplementing operation with money, enjoys consumption enjoyment.
Further, the acoustic communication module of the machine of drawing money is sound wave broadcasting and identification circuit module, is connected with high frequency The microphone and loudspeaker of response;The sound that the acoustic signals set of frequency of the acoustic communication module identification is 4KHz to 20KHz Frequency signal.On the one hand, the microphone and loudspeaker of high frequency response, be advantageous to and mobile terminal quick response, in time connection transmission; On the other hand, in the range of the daily sound frequency that can be answered of general people is 0 to 22KHz, but actual routine is spoken when exchanging, The audio signal sent is in 0 to 4KHz.Therefore, for the system energy independent operating, the interference of other acoustic signals is exempted, The specific frequency audio signal that the acoustic signals set of frequency of acoustic communication module identification is 4KHz to 20KHz, allows its shape Into single sound wave frequency range passage, it is communicatively coupled, avoids, by other acoustic signals interference effects, ensureing communication quality.
On the basis of the above, the audio signal that the audio codec of the mobile terminal changes payment data, with institute The audio signal for stating the identification of acoustic communication module is engaged.So that the payment data of transmission is converted into 4KHz to 20KHz spy Determine frequency audio signal, form the communication connection mutually echoed.
Further acoustic communication join domain is made improvements, the acoustic signals transmission of the mobile terminal and the machine of drawing money is provided with Specific near field communication range, the near field communication range is 0 to 30 centimetre of distance, against other acoustic signals institutes Interference, to strengthen the point-to-point pairing connective stability of mobile terminal and machine of drawing money.
The function setting of the machine of drawing money is further improved, the connected mode of the prefabricated card-inserting device and rechargeable card is slotting Cassette or contact.On the one hand, in order to coordinate the needs for machine local environment of drawing money, the prefabricated card-inserting device of the machine of drawing money is settable to be inserted Bayonet socket, IC-card is allowed to insert, so as to the data of reading and writing IC card;On the other hand, the IC-card of compatible different sizes is alsoed for, it is described Prefabricated card-inserting device is provided with contact jaw, and IC-card can be put or held in contact jaw by user, the number that prefabricated card-inserting device can be on reading and writing IC card According to further expanding the compatible performance of the machine of drawing money.
Further the rechargeable card system of drawing money of the present utility model is made improvements, the cloud server is stored with rechargeable card User profile, the user profile include the account and card main information, Igor Kanygin volume and data of deducting fees of rechargeable card, and pass through shifting Synchrodata when dynamic terminal communicates with the machine of drawing money.User is allowed only to need, by mobile terminal, can just inquire about the consumption of IC-card at any time Record, and left fund situation, can arrange to supplement operation with money so that IC-card has enough left funds and consumed in time.
On the basis of the above, cooperatively, the repaid card data that the prefabricated card-inserting device is read includes card number and the card of binding Deducted fees record in main information, Igor Kanygin volume and card, and by uploading to cloud server with communication of mobile terminal.Draw money machine Prefabricated card-inserting device equipped with perfect card-reading function, the data message on IC-card is read, so as to being uploaded during communication of mobile terminal To cloud server, the promptness and accuracy of data are kept.
The communication module of the mobile terminal is further improved, the mobile terminal is provided with network communication module, and It is connected by the network communication module with cloud server, the network communication module includes mobile operator 3G/4G moulds Block and/or wireless WIFI module.Be advantageous between mobile terminal and cloud server whenever and wherever possible, can establish stable communication Connection, carries out corresponding information inquiry and delivery operation.
Further, the mobile terminal is smart mobile phone, tablet personal computer or intelligent watch, so as to Nowadays mobile terminals The development of equipment, the intelligent mobile terminals such as smart mobile phone, the tablet personal computer of intelligent APP programs can be installed on the market by, which being applicable to, sets It is standby, the applicable performance of the intelligent watch equipment of even newest release, further raising the system.
Brief description of the drawings
Fig. 1 is that a kind of rechargeable card by mobile terminal payment of the utility model is drawn money system structure diagram;
Fig. 2 is that the utility model rechargeable card is drawn money the control principle flow chart of system;
Fig. 3 is on acoustic signals pairing step flow chart in control principle of the present utility model;
Fig. 4 is on repaid card data checking step flow chart in control principle of the present utility model.
Embodiment
A kind of rechargeable card by mobile terminal payment of the present utility model is described with reference to the drawings to draw money system.
The system as shown in figure 1, rechargeable card is drawn money, including machine of drawing money, mobile terminal and cloud server;The movement Terminal is provided with sound wave output module and sound wave receiving module, the audio codec and control instruction input of transmitting-receiving acoustic signals Module;The control instruction input module, which is used to be connected with cloud server, carries out delivery operation;The machine of drawing money sets for off line Put, including prefabricated card-inserting device, controller and acoustic communication module;The prefabricated card-inserting device is used to reading or writing repaid card data; The audio codec is used to payment data being converted to acoustic signals, and passes through sound wave output module and acoustic receiver mould Block, acoustic signals communication connection is carried out with the acoustic communication module;The acoustic communication module turns the acoustic signals of reception Change load value data into;The controller is sent to prefabricated card-inserting device according to the load value data after conversion, allows prefabricated card-inserting device write-in to supplement with money Card.
Wherein, the acoustic communication module is the broadcasting of a sound wave and identification circuit module, is connected with the wheat of high frequency response Gram wind and loudspeaker, are advantageous to and mobile terminal quick response, connection transmission in time.
In addition, the audio signal that the acoustic signals set of frequency of shown acoustic communication module identification is 4KHz to 20KHz, by In the range of the daily sound frequency that can be answered of people is 0 to 22KHz, but actual routine is spoken when exchanging, the sound sent Frequency signal is in 0 to 4KHz.Therefore, for the system energy independent operating, the interference of other acoustic signals is exempted, the sound wave leads to The specific frequency audio signal that the acoustic signals set of frequency for believing module identification is 4KHz to 20KHz, allows it to form single sound Wave frequency section passage, is communicatively coupled, and avoids, by other acoustic signals interference effects, ensureing communication quality.
Cooperatively, the audio signal that the audio codec of the mobile terminal changes payment data, with the sound The audio signal of wave communication module identification is engaged so that the payment data of transmission is converted into 4KHz to 20KHz specific frequency Rate audio signal, form the communication connection mutually echoed.
Make to optimize for the join domain of acoustic signals communication, the acoustic signals transmission of the mobile terminal and the machine of drawing money is set There is specific near field communication range, the near field communication range is 0 to 30 centimetre of distance, against other acoustic signals Disturbed, to strengthen the point-to-point pairing connective stability of mobile terminal and machine of drawing money.
Preferably, then to the function setting of the machine of drawing money make to optimize, the connected mode of the prefabricated card-inserting device and rechargeable card For card insert type or contact.On the one hand, in order to coordinate the needs for machine local environment of drawing money, the prefabricated card-inserting device of the machine of drawing money can be adopted With the setting of card inserting mouth, IC-card is allowed to insert fixed in card inserting mouth, so as to reading and writing IC card data;On the other hand, in order to compatible different The IC-card of size, the prefabricated card-inserting device are provided with contact jaw, and IC-card can be put or held in contact jaw, prefabricated card-inserting device by user Data that can be on reading and writing IC card, further expand the compatible performance for the machine of drawing money.
Rechargeable card of the present utility model is drawn money system, and cloud server is stored with the user profile of rechargeable card, the user Information includes the account and card main information, Igor Kanygin volume and data of deducting fees of rechargeable card.It can be led to by mobile terminal and the machine of drawing money During letter, synchrodata.In actual applications, when user is consumed by IC-card, also by consumer record on consuming machine Pass to cloud server.With this, user is allowed only to need, by mobile terminal, to open APP connection cloud servers, can just look at any time The consumer record of IC-card, and left fund situation are ask, can arrange to supplement operation with money in time so that IC-card has enough left funds and disappeared Take.
Cooperatively, the repaid card data that the prefabricated card-inserting device is read also the main information of card including card number and binding, in card Deducted fees record in the amount of money and card.When can be by with communication of mobile terminal, data in card be uploaded into cloud server.Allow neck The prefabricated card-inserting device of money machine possesses perfect card-reading function, reads the data message of IC-card, uploads to cloud server in time, ensures The promptness and accuracy of data.
Preferably, the communication module of the mobile terminal to be made to optimize, the mobile terminal is provided with network communication module, and It is connected by the network communication module with cloud server, the network communication module includes mobile operator 3G/4G moulds Block and/or wireless WIFI module.So as to be advantageous between mobile terminal and cloud server whenever and wherever possible, stabilization can be established Communication connection, carries out corresponding information inquiry and delivery operation.
The mobile terminal is preferably smart mobile phone, tablet personal computer or intelligent watch, to be set with Nowadays mobile terminals Standby development.In actual use, it is applicable to that the intelligence such as smart mobile phone, the tablet personal computer of intelligent APP programs can be installed on the market Energy mobile terminal device, the intelligent watch equipment of even newest release, further to improve the applicable performance of the system.
As shown in Fig. 2 the utility model rechargeable card is drawn money, the control principle of system includes:
Q1:User inserts rechargeable card the prefabricated card-inserting device for machine of drawing money, and the prefabricated card-inserting device reads the data of rechargeable card;It is described Acoustic communication module sends connection signal;
Q2:The mobile terminal is established with cloud server and communicated to connect, and is paid by control instruction input module Operation, and payment data is sent to audio codec;
Q3:Payment data is converted to acoustic signals by the audio codec, passes through sound wave output module and machine of drawing money Acoustic communication module carry out signal pairing;After the completion of pairing, communication connection is established, transmits data;
Q4:The acoustic signals of reception are converted to load value data by the controller of the machine of drawing money, and are sent to prefabricated card-inserting device;
Q5:Load value data is write rechargeable card by the prefabricated card-inserting device, and sound wave output module feedback, which is supplemented with money, completes signal to shifting Dynamic terminal, disconnects communication connection, completes operation.
In order to improve the security of communication, during the signal pairing of above-mentioned steps Q3 mobile terminal and machine of drawing money, As shown in figure 3, also comprise the following steps:
A1:The acoustic communication module of the machine of drawing money continuously sends out connection request signal, and the connection request signal contains Dynamic encrypting code;
A2:The mobile terminal receives request signal by acoustic receiver module, and the audio codec adds dynamic Password is combined with payment data, is converted to acoustic signals, is sent to the machine of drawing money;
A3:The acoustic communication module of the machine of drawing money receives acoustic signals, and the controller is analyzed acoustic signals, As dynamic encrypting code is consistent with what the machine was sent, then communication connection is established, data is transmitted, jumps to Q4;Otherwise, encrypted code is fed back Incongruent prompt message.
In order to allow load value data to be connected to the machine of drawing money exactly, using the matching method of dynamic encrypting code, led by setting The acoustic communication module of money machine, sends the connection request signal equipped with dynamic encrypting code, because dynamic encrypting code is lasting change It is dynamic, it is internal that there is record simultaneously during variation.Mobile terminal is according to the encrypted code of reception, after carrying out data mart modeling, to Machine of drawing money sends acoustic signals;Acoustic signals are analyzed after machine reception signal of drawing money, when the phase of encrypted code and internal record Fu Shi, just carry out supplementing operation with money;Otherwise do not operate, and then ensure communication security, it is ensured that payment data can prepare to supplement plug-in card with money In the IC-card of device.
In addition to above-mentioned signal pairing step, control principle of the present utility model also includes the verification step to repaid card data Suddenly, to ensure the accuracy of load value data, as shown in figure 4, the checking step includes:
B1:The prefabricated card-inserting device reads the data of rechargeable card, including card number and the main information of the card of binding, Igor Kanygin volume, with And record of being deducted fees in card;
B2:After the mobile terminal carries out delivery operation by control instruction input module, cloud server is matched Card number and the main information of card import payment data, jump to Q3;
B3:In step Q5, the prefabricated card-inserting device is analyzed the load value data of reception, such as the card number in load value data And the main information of card, it is consistent with the repaid card data being currently inserted into, then carries out write operation;Otherwise, the main information of feedback card is not inconsistent The prompt message of conjunction.
Match somebody with somebody externally except carrying out signal by way of dynamic encrypting code, in addition to the checking step to repaid card data. On the one hand, because the repaid card data of insertion can be read in prefabricated card-inserting device;On the other hand, cloud server has filling for user simultaneously It is worth card data, when carrying out delivery operation by mobile terminal, the user data that cloud server stores is combined with payment data, It is sent to the machine of drawing money;After machine of drawing money receives data, data are analyzed, when in the user profile and prefabricated card-inserting device of payment data IC-card data when being consistent, then perform write operation;Otherwise do not operate.From the matching method of user data, to load value data Accuracy is audited, and further strengthens delivery operation accuracy and security.
The announcement and teaching of book according to the above description, the utility model those skilled in the art can also be to above-mentioned realities The mode of applying is changed and changed.Therefore, the utility model is not limited to embodiment disclosed and described above, right Some modifications and changes of the present utility model should also be as falling into scope of the claims of the present utility model.In addition, to the greatest extent Some specific terms have been used in pipe this specification, but these terms are merely for convenience of description, not to the utility model Form any restrictions.

Claims (9)

  1. The system 1. a kind of rechargeable card by mobile terminal payment is drawn money, it is characterised in that including the machine of drawing money, mobile terminal and Cloud server;
    The mobile terminal be provided with transmitting-receiving acoustic signals sound wave output module and sound wave receiving module, audio codec and Control instruction input module;The control instruction input module, which is used to be connected with cloud server, carries out delivery operation;
    The machine of drawing money is set for off line, including prefabricated card-inserting device, controller and acoustic communication module;The prefabricated card-inserting device is used for Read or write repaid card data;
    The audio codec is used to payment data being converted to acoustic signals, and passes through sound wave output module and acoustic receiver Module, acoustic signals communication connection is carried out with the acoustic communication module;
    The acoustic signals of reception are converted into load value data by the acoustic communication module;The controller is according to supplementing with money after conversion Data are sent to prefabricated card-inserting device, allow prefabricated card-inserting device to write rechargeable card.
  2. The system 2. rechargeable card according to claim 1 is drawn money, it is characterised in that the acoustic communication module of the machine of drawing money is Sound wave plays and identification circuit module, is connected with the microphone and loudspeaker of high frequency response;The acoustic communication module identification Acoustic signals set of frequency is 4KHz to 20KHz audio signal.
  3. The system 3. rechargeable card according to claim 2 is drawn money, it is characterised in that the audio codec of the mobile terminal The audio signal that payment data is changed, it is engaged with the audio signal of acoustic communication module identification.
  4. The system 4. rechargeable card according to claim 1 is drawn money, it is characterised in that the sound wave of the mobile terminal and machine of drawing money Signal transmission is provided with specific near field communication range, and the near field communication range is 0 to 30 centimetre of distance.
  5. The system 5. rechargeable card according to claim 1 is drawn money, it is characterised in that the connection of the prefabricated card-inserting device and rechargeable card Mode is card insert type or contact.
  6. The system 6. rechargeable card according to claim 1 is drawn money, it is characterised in that the cloud server is stored with rechargeable card User profile, the account and card main information, Igor Kanygin volume and data of deducting fees of the user profile including rechargeable card, and pass through Synchrodata when mobile terminal communicates with the machine of drawing money.
  7. The system 7. rechargeable card according to claim 6 is drawn money, it is characterised in that the rechargeable card number that the prefabricated card-inserting device is read According to record of being deducted fees in the main information of card including card number and binding, Igor Kanygin volume and card, and by being uploaded with communication of mobile terminal To cloud server.
  8. The system 8. rechargeable card according to claim 1 is drawn money, it is characterised in that the mobile terminal is provided with network service mould Block, and be connected by the network communication module with cloud server, the network communication module includes mobile operator 3G/ 4G modules and/or wireless WI FI modules.
  9. The system 9. rechargeable card according to claim 1 is drawn money, it is characterised in that the mobile terminal is smart mobile phone, put down Plate computer or intelligent watch.
CN201720249200.XU 2017-03-14 2017-03-14 A kind of rechargeable card by mobile terminal payment is drawn money system Expired - Fee Related CN206649559U (en)

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106709715A (en) * 2017-03-14 2017-05-24 广州乐校通信息科技有限公司 Rechargeable card money drawing system paid by mobile terminal and control method thereof
CN108668200A (en) * 2018-06-29 2018-10-16 深圳微步信息股份有限公司 A kind of audio payment control circuit and mobile terminal
CN109636375A (en) * 2018-12-14 2019-04-16 安徽仁昊智能科技有限公司 A kind of general voice charging system

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106709715A (en) * 2017-03-14 2017-05-24 广州乐校通信息科技有限公司 Rechargeable card money drawing system paid by mobile terminal and control method thereof
CN108668200A (en) * 2018-06-29 2018-10-16 深圳微步信息股份有限公司 A kind of audio payment control circuit and mobile terminal
CN108668200B (en) * 2018-06-29 2024-04-19 深圳微步信息股份有限公司 Audio payment control circuit and mobile terminal
CN109636375A (en) * 2018-12-14 2019-04-16 安徽仁昊智能科技有限公司 A kind of general voice charging system

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Granted publication date: 20171117