CN205845206U - Intelligence insurance terminal - Google Patents

Intelligence insurance terminal Download PDF

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Publication number
CN205845206U
CN205845206U CN201620764338.9U CN201620764338U CN205845206U CN 205845206 U CN205845206 U CN 205845206U CN 201620764338 U CN201620764338 U CN 201620764338U CN 205845206 U CN205845206 U CN 205845206U
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CN
China
Prior art keywords
module
card
unit
processor
insurance
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CN201620764338.9U
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Chinese (zh)
Inventor
朱润权
许春华
苑文圣
刘德强
周红伟
刘军
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Yuemei Mobile Science & Technology Co Ltd
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Shenzhen Yuemei Mobile Science & Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Priority to CN201620764338.9U priority Critical patent/CN205845206U/en
Application granted granted Critical
Publication of CN205845206U publication Critical patent/CN205845206U/en
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

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Abstract

The utility model discloses a kind of intelligence insurance terminal, including input display unit, image unit, read unit, communication unit, safe unit, memory element and processing unit, this intelligence insurance terminal gathers multi-function in integral whole, disclosure satisfy that the business demand of insurance industry entire work flow, it is easy to handling of insurance business, and there is safe unit, there is higher safety, intelligence can be insured terminal management by insurance company simultaneously, do respective settings, further facilitate business personnel's operation, and eliminate business personnel by carrying oneself equipment transacting business, the information of insurer is caused the potential safety hazard of leakage.

Description

Intelligence insurance terminal
Technical field
This utility model relates to insurance business field, is specifically related to a kind of intelligence insurance terminal.
Background technology
Existing in insurance business, mainly include following four steps: consult, sign guarantor, settle a claim and continue insurance.Now protect with automobile As a example by the business of danger, consulting link, be mainly introduced the product of insurance, business personnel is mainly by mobile phone, pad, hand-held electric The Mobile portable equipments such as brain or paper document are introduced;Sign and protect link, need to collect the data admission of insurer, including throwing The important informations such as the data of guarantor personal considerations and individual's photo fingerprint are collected, and also need to collect the expense of insuring, and sign and protect ring Joint business personnel need use to insurance company data form, acquisition insurer signature or fingerprint, take pictures and use POS or Mobile phone is collected money;Claims Resolution link, needs business personnel to take pictures car or scene, confirmation accident truth, and the body to claims adjuster Part is identified verification, then it is single to fill in Claims Resolution;Finally continuing insurance link, insurance platform pushes the information mobile phone to business personnel that expires On, insurer is paid a return visit by business personnel again.
In existing insurance business, insurance business person needs carrying mobile phone, camera, POS or other mobile devices, and A large amount of form informations just can complete whole insurance flow process, and the thing that insurance business person carries is more, carelessness easily occurs, causes reason Compensate existing mistake etc., it is often more important that, insurer's is to be collected by different mobile terminal and check very much to personal information, safety Property is low.The problems referred to above are faced equally in other insurance businesses.
Summary of the invention
This utility model provide a kind of gather several functions in one be easy to that insurance business is handled and safety is high Intelligence insurance terminal.
A kind of embodiment provides a kind of intelligence insurance terminal, including:
Input display unit, it includes writing pencil and touching display screen;
Image unit, it includes photographic head;
Reading unit, it includes bank card card reader, residence card verifying safety control module and fingerprint authentication safety Module, bank card card reader is used for reading bank card information, and residence card verifying safety control module is used for reading identity card Information, fingerprint authentication security module is used for reading finger print information;
Communication unit, it includes communication module, and communication module is for obtaining the information on insurance platform and sending information to Insurance platform;
Safe unit, it includes the close chip of code keypad module, state and PSAM module;
And processing unit, it includes first processor and the second processor, first processor respectively with touching display screen, take the photograph As head and communication module electrical connection;Second processor respectively with bank card card reader, residence card verifying safety control module, Fingerprint authentication security module, communication module, code keypad module, the close chip of state and PSAM module and first processor electrical connection, Second processor is used for controlling bank card card reader, residence card verifying safety control module and fingerprint authentication security module and reads Take bank card, identity card and finger print information;Code keypad module is used for the control signal of the second processor is encrypted input, The close chip of state and PSAM module are encrypted for the password generating code keypad module.
Further, writing pencil is electromagnetic touch writing pencil, and touching display screen is that the touch-control of electric capacity and electromagnetism set shows Screen.
Further, photographic head includes preposition and post-positioned pick-up head.
Further, communication module is 4G mobile network.
Further, the close chip of state has tamper self-destroying function.
Further, first processor is built-in with WIFI and bluetooth module.
Further, bank card card reader includes magnetic stripe card, IC-card and non-connects IC-card card reader.
Further, also including positioning unit, positioning unit is GPS navigation module or Beidou navigation module, GPS navigation mould Block or Beidou navigation module electrically connect with first processor.
Further, also including expansion unit, expansion unit includes external memory module and OTG expansion module, external memory mould Block and OTG expansion module electrically connect with first processor.
According to above-described embodiment intelligence insurance terminal, due to include input display unit, image unit, reading unit, Communication unit, safe unit, memory element and processing unit, this intelligence insurance terminal gathers multi-function in integral whole, it is possible to meets and protects The business demand of danger industry entire work flow, it is simple to handling of insurance business, and there is safe unit, there is higher safety Property, intelligence can be insured terminal management by insurance company simultaneously, does respective settings, has further facilitated business personnel's operation, and eliminates The information of insurer is caused the potential safety hazard of leakage by business personnel by carrying oneself equipment transacting business.
Accompanying drawing explanation
Fig. 1 is the overall structure block diagram of intelligence insurance terminal in a kind of embodiment;
Fig. 2 is the overall structure block diagram of intelligence insurance terminal in another kind of embodiment;
Fig. 3 is the structured flowchart of intelligence insurance terminal in a kind of embodiment;
Fig. 4 is the front view of intelligence insurance terminal in a kind of embodiment;
Fig. 5 is the rearview of intelligence insurance terminal in a kind of embodiment.
Detailed description of the invention
Combine accompanying drawing below by detailed description of the invention the present invention is described in further detail.
Providing a kind of intelligence insurance terminal in this utility model embodiment, this intelligence insurance terminal is mainly used in insurance Business handling in.
As it is shown in figure 1, the intelligence insurance terminal of this example mainly includes inputting display unit 1, image unit 2, reading unit 3, communication unit 4, safe unit 5 and processing unit 6.
In another kind of embodiment, the management of insurance company for convenience, as in figure 2 it is shown, intelligence insurance terminal also includes Positioning unit 7 and expansion unit 8, positioning unit 7 is GPS navigation module, or is Beidou navigation module, and insurance company can be by fixed Bit location 7 understands the position of business personnel, and business personnel also can realize location by this element and work attendance is checked card.Expansion unit 8 includes External memory module 81 and OTG expansion module 82 so that intelligence insurance terminal can be connected with other equipment, it is achieved data interaction, Add the function of intelligence insurance terminal, also allow for the business handling of business personnel.
Input display unit 1 includes writing pencil (not shown) and touching display screen 11, and writing pencil is electromagnetic hand-writing pen, Touching display screen 11 is that the display screen of electromagnetism and electric capacity set, i.e. touching display screen 11 can be filled out in signing a bill by electromagnetic hand-writing pen Write personal information and signature, it is possible to directly operated by hands.
Image unit 2 includes photographic head 21, optical pickocff, range sensor and flash lamp, and wherein photographic head 21 includes Front-facing camera and post-positioned pick-up head, optical pickocff and range sensor are arranged on by front-facing camera, and flash lamp is arranged on By post-positioned pick-up head.Photographic head 21 is mainly used in taking pictures the scene of the accident, insurer (or claims adjuster) and certificate thereof.
Read unit 3 and include bank card card reader 31, residence card verifying safety control module 32 and fingerprint authentication peace Full module 33.Bank card card reader 31 includes magnetic stripe card, IC-card and non-connects IC-card card reader three kinds, and bank card card reader 31 is used for Read bank card information, it is achieved gathering of swiping the card.Residence card verifying safety control module 32 is for reading resident identification card Information, fingerprint authentication security module 33 is used for reading finger print information.For insurer, residence card verifying safety control module 32 and fingerprint authentication security module 33 read the identity information of insurer for achieving;For claims adjuster, residence card verifying Safety control module 32 and fingerprint authentication security module 33 read the identity information of claims adjuster for checking claims adjuster's identity.
Communication unit 4 includes that communication module 41, communication module 41 are 4G mobile network, communication module 41 and insurance platform Server wireless connections, for obtaining the information on insurance platform and send information to insurance platform, both-way communication.
Safe unit 5 includes the close chip of code keypad module 51, state 52 and PSAM module 53, and three is equipment and communication peace Three modules of full guard.
Processing unit 6 includes first processor 61 and the second processor 62.
As it is shown on figure 3, first processor 61 is intelligent object processor, the same with general cell phone processor, there is control With process function, it is achieved the basic controlling to intelligence insurance termination function, first processor 61 and touching display screen 11, photographic head 21, optical pickocff, range sensor, flash lamp, communication module 41, positioning unit 7, external memory module 81 and OTG expanded mode Block 82 electrically connects, and first processor 61 is mainly used in being obtained the photographic intelligence of claims adjuster by photographic head 21, and by communication mould Block 41 obtains the photographic intelligence of insurer, both compares the photo of insurer with identity card picture, it is ensured that the testimony of a witness is unique, Also the photographic intelligence of the photographic intelligence of claims adjuster with insurer is analyzed, the identity of verification claims adjuster;By shooting 21 photographic intelligences obtaining insurers, are uploaded to photographic intelligence insurance platform server and achieve;Obtain what writing pencil was write Information forms the declaration form of electronic edition.Wherein, in first processor 61, it is additionally provided with WIFI and bluetooth module, facilitates intelligence insurance eventually The communication of end.
Second processor 62 is financial module processor, and main realization carries out safety protection control to communication and transaction etc., Second processor 62 and bank card card reader 31, residence card verifying safety control module 32, fingerprint authentication security module 33, Communication module 41, code keypad module 51, the close chip of state 52 and PSAM module 53 and first processor 61 serial ports connect, and are i.e. electrically connected Connecing, the second processor is used for controlling bank card card reader 31, residence card verifying safety control module 32 and fingerprint inspection Card security module 33 reads bank card, identity card and finger print information respectively, and code keypad module 51 is for the second processor 62 Control signal be encrypted input, the close chip of state 52 and PSAM module 53 is entered for the password generating code keypad module 51 Row encryption so that the control of the second processor 62 has higher safety.Wherein, the close chip of state 52 is also built-in with tamper self-destruction Function, prevents the information leakage in intelligence insurance terminal,
The setting of two processors, first processor 61 and the second processor 62 control respectively and process different units module Operation, and both can data interaction, the operational efficiency of intelligent terminal can be improved, it is often more important that the second processor 62 be gold Melt module handler, individually control financial module, there is higher security performance.
As shown in Figure 4 and Figure 5, the entity structure of intelligence insurance terminal, touching display screen 11 is positioned at intelligence insurance terminal Front is central, and front-facing camera, optical pickocff, range sensor are positioned at the upper end of touching display screen 11, and the non-IC-card that connects is swiped the card The induction end of device and residence card verifying safety control module 32 is positioned at the front of touching display screen 11 topmost, magnetic stripe card and IC-card card reader is positioned at the lower surface of touching display screen 11, and the port of OTG expansion module 82 is located at the side of intelligence insurance terminal. The sensor port of fingerprint authentication security module 33, post-positioned pick-up head and flash lamp are arranged on the back side of intelligence insurance terminal.As The basic function of intelligence insurance terminal, is additionally provided with power switch key, volume adjusting key, charging on the fuselage of intelligence insurance terminal Port, receiver and mike.
The intelligence that this example provides insures terminal set multiple module so that intelligence insurance terminal disclosure satisfy that insurance business In so the handling of flow process, there is the advantages such as the most convenience-for-people and safety.
The handle insurance flow process of business of this intelligence insurance terminal is:
S101: negotiation;
Insurance business person uses intelligence insurance terminal to give client training and scheme introduction, provides quotation simultaneously and is worth Differentiation is introduced;Having communicated with client, client accepts scheme and price.The GPS module of intelligence insurance terminal is to insurance Record is made with turning out for work in the position of business person, in order to the examination of company;Intelligence insurance terminal carries fingerprint instrument module, may require that insurance Typing fingerprint when business personnel logs in, to ensure safety.
S102: sign a bill;
Writing pencil is used to sign electronic insurance policy with client, after having signed on the touching display screen 11 of intelligence insurance terminal Electronic insurance policy automatically generates pdf document, and the 4G network transmission using intelligence insurance terminal to carry is saved in insurance company's service Device;Use the intelligence insurance photographic head 21 that carries of terminal shoot the certificate of client and I and be saved in insurance company server; The second-generation resident identification card checking safety control module 32 using intelligence to insure Ministry of Public Security's certification that terminal carries reads client's ID card information and identity card picture, the photo of client itself is compared by first processor 61 with identity card picture, it is ensured that people Card is unique;The bank card card reader 31 containing the close algorithm of state (include magnetic stripe card, IC-card, non-connect IC-card) scene is used to collect guarantor Take.
S103: Claims Resolution;
After client reports danger, insurance business person is in danger, and does verity investigation, uses the photographic head 21 of intelligence insurance terminal to shoot Scene, client (claims adjuster) and the certificate of client, preserve photo, and use the 4G network of intelligence insurance terminal to upload preservation To insurance company server, examine subsequently and settle a claim.
S104: continuation of insurance.
Client's declaration form is to after date, and insurance company's Platform Server pushes the intelligence guarantor insuring the information that expires to insurance business person Danger terminal, insurance business person arranges to pay a return visit, facilitates continuation of insurance.
This intelligence insurance terminal gathers multi-function in integral whole, it is possible to meet the business demand of insurance industry entire work flow, it is simple to Handling of insurance business, and there is safe unit, there is higher safety, intelligence can be insured terminal by insurance company simultaneously Management, does respective settings, has further facilitated business personnel's operation, and eliminates business personnel and handle industry by carrying the equipment of oneself It is engaged in the information of insurer is caused the potential safety hazard of leakage.
The present invention is illustrated by use above specific case, is only intended to help and understands the present invention, not in order to limit The present invention processed.For those skilled in the art, according to the thought of the present invention, it is also possible to make some simply Deduce, deform or replace.

Claims (9)

1. an intelligence insurance terminal, it is characterised in that including:
Input display unit, it includes writing pencil and touching display screen;
Image unit, it includes photographic head;
Reading unit, it includes bank card card reader, residence card verifying safety control module and fingerprint authentication security module, Described bank card card reader is used for reading bank card information, and described residence card verifying safety control module is used for reading identity Card information, described fingerprint authentication security module is used for reading finger print information;
Communication unit, it includes communication module, and described communication module is for obtaining the information on insurance platform and sending information to Insurance platform;
Safe unit, it includes the close chip of code keypad module, state and PSAM module;
And processing unit, it includes first processor and the second processor, and described first processor shows with described touch-control respectively Screen, photographic head and communication module electrical connection;Described second processor respectively with described bank card card reader, residence card verifying Safety control module, fingerprint authentication security module, communication module, code keypad module, the close chip of state and PSAM module and first Processor electrically connects, described second processor be used for controlling bank card card reader, residence card verifying safety control module and Fingerprint authentication security module reads bank card, identity card and finger print information;Described code keypad module is for the second processor Control signal be encrypted input, the close chip of described state and PSAM module for described code keypad module generate password It is encrypted.
2. intelligence insurance terminal as claimed in claim 1, it is characterised in that described writing pencil is electromagnetic touch writing pencil, institute Stating touching display screen is electric capacity and the touching display screen of electromagnetism set.
3. intelligence insurance terminal as claimed in claim 2, it is characterised in that described photographic head includes preposition and rearmounted shooting Head.
4. intelligence insurance terminal as claimed in claim 3, it is characterised in that described communication module is 4G mobile network.
5. intelligence insurance terminal as claimed in claim 4, it is characterised in that the close chip of described state has tamper self-destroying function.
6. intelligence insurance terminal as claimed in claim 5, it is characterised in that described first processor is built-in with WIFI and bluetooth Module.
7. intelligence insurance terminal as claimed in claim 6, it is characterised in that described bank card card reader includes magnetic stripe card, IC Card connects IC-card card reader with non-.
8. intelligence insurance terminal as claimed in claim 7, it is characterised in that also include that positioning unit, described positioning unit are GPS navigation module or Beidou navigation module, described GPS navigation module or Beidou navigation module electrically connect with first processor.
9. intelligence insurance terminal as claimed in claim 8, it is characterised in that also include expansion unit, described expansion unit bag Including external memory module and OTG expansion module, described external memory module and OTG expansion module electrically connect with first processor.
CN201620764338.9U 2016-07-19 2016-07-19 Intelligence insurance terminal Expired - Fee Related CN205845206U (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201620764338.9U CN205845206U (en) 2016-07-19 2016-07-19 Intelligence insurance terminal

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201620764338.9U CN205845206U (en) 2016-07-19 2016-07-19 Intelligence insurance terminal

Publications (1)

Publication Number Publication Date
CN205845206U true CN205845206U (en) 2016-12-28

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Application Number Title Priority Date Filing Date
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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106228705A (en) * 2016-07-19 2016-12-14 深圳悦美移动科技有限公司 Intelligence insurance terminal
CN109345396A (en) * 2018-09-13 2019-02-15 医倍思特(北京)医疗信息技术有限公司 A kind of intelligence people wound Claims Resolution management system

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106228705A (en) * 2016-07-19 2016-12-14 深圳悦美移动科技有限公司 Intelligence insurance terminal
CN106228705B (en) * 2016-07-19 2019-01-29 深圳悦美移动科技有限公司 Intelligence insurance terminal
CN109345396A (en) * 2018-09-13 2019-02-15 医倍思特(北京)医疗信息技术有限公司 A kind of intelligence people wound Claims Resolution management system
CN109345396B (en) * 2018-09-13 2021-10-15 医倍思特(北京)医疗信息技术有限公司 Intelligent injury claim settlement management system

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CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20161228