CN205540912U - Mobile payment system based on bluetooth - Google Patents
Mobile payment system based on bluetooth Download PDFInfo
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- CN205540912U CN205540912U CN201620082917.5U CN201620082917U CN205540912U CN 205540912 U CN205540912 U CN 205540912U CN 201620082917 U CN201620082917 U CN 201620082917U CN 205540912 U CN205540912 U CN 205540912U
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Abstract
The utility model relates to a mobile payment field, concretely relates to mobile payment system based on bluetooth. Include: mobile intelligent Terminal is to rear end supporting platform request consumption voucher to open that the sound wave is intercepted and bluetooth function, the sound wave that corresponding frequency was modulated into with the identification code of random generation in the POS terminal sends, mobile intelligent Terminal receives the sound wave and recognises the identification code, broadcasts identification code and the packet that the consumption voucher is constituteed through the bluetooth, when the identification code that obtains through bluetooth scanning when the POS terminal is the same with the identification code that self sends through the sound wave, analyzes and verify that the consumption record is consumed and save after through in the verification to the consumption voucher. The utility model discloses in, utilize the bluetooth to combine the dual verification mode of sound wave, solved the wide mistake that arouses of bluetooth broadcast signal range and brushed and grab the broadcast packet and appropriate the consumption voucher problem of doing a deal, ensure the safety of concluding the business. The utility model is suitable for an occasions such as subway, public transit ticket checking.
Description
Technical field
The utility model relates to mobile payment field, is specifically related to a kind of mobile-payment system based on bluetooth.
Background technology
Universal along with mobile network and smart mobile phone, substitutes various function cards with the mobile phone carried with and moves payment, just becoming inevitable.The most various bank cards, mass transit card, subway card etc..So-called mobile payment, it is simply that allow user to use its mobile terminal (typically mobile phone) that the commodity consumed or service carry out a kind of method of service of account payment.In all multi-methods of existing near field mobile payment, the method for existing mobile terminal pairing has the modes such as NFC (Near Field Communication, near field wireless telecommunications), bluetooth, Quick Response Code.This mode of NFC is high because of deployment cost, and mobile phone is configured without this function the most mostly, it is difficult to be widely applied.
At existing market overwhelming majority mobile phone all with Bluetooth function, provide basis for being widely used near field mobile payment.But owing to the broadcast signal range of bluetooth is wide, positioning precision is generally to about meter level.The the highest of positioning precision easily causes false links when transaction or activates without permission.Such as when queuing brush machine is concluded the business, easily cause the unauthorized brush by mistake of user, it is also difficult to the mistake brush of user before and after difference.On the other hand, Bluetooth signal is easily intercepted, and after such as being intercepted by people's malice during user's brush machine, concludes the business at another POS brush machine by the user's legal information obtained, causes the loss of user or businessman.
Utility model content
The technical problems to be solved in the utility model: in prior art, when moving payment with mobile intelligent terminal, use single Blue-tooth communication method easily cause false links when transaction or activate without permission, exist and pay problem the highest between dangerous and Consumer's Experience.A kind of safety requirements that can meet information in small amount payment, the method that can meet again user's fast transaction are i.e. proposed.
Above-mentioned purpose is realized for this, the utility model provides a kind of mobile-payment system based on bluetooth, including mobile intelligent terminal, POS terminal and the support platform being located at network backend, it is characterised in that: described mobile intelligent terminal is provided with microphone module, data conversion module, bluetooth module I, mixed-media network modules mixed-media；Described POS terminal is provided with sound wave modulation module, loudspeaker module, bluetooth module II, CPU module, memory module, mixed-media network modules mixed-media；The sound wave modulation module of described POS terminal is used for converting digital signals into corresponding frequency of sound wave signal；Described loudspeaker module is used for playing sound wave；The microphone module of described mobile intelligent terminal is for receiving the sound wave that described loudspeaker module is play；Described data conversion module is for being converted to authentication code information of acoustic wave；Described bluetooth module I and bluetooth module II is used for playing or accepting information；Described memory module is used for store transaction information；Described support platform is for providing the consumption certificate proving that user is legal.
Further, POS terminal also includes that sensor assembly, described sensor assembly trigger described loudspeaker module and play and described bluetooth module II scan function after being used for sensing mobile intelligent terminal.
Described bluetooth module I and described bluetooth module II is bluetooth more than 4.0 version.
Described mobile intelligent terminal includes smart mobile phone, panel computer or wearable device.
The utility model contrast prior art has a following beneficial effect:
In the utility model, use bluetooth to combine the double verification mode of Acoustic Wave Propagation data, solve extensively to cause because of alone Bluetooth broadcast range of signal the problem of brush by mistake, and prevent from illegally being grabbed broadcast packet and then usurping consumption certificate being traded problem, it is ensured that transaction security.Bluetooth transmission transmission with broadcast-scanning simultaneously comprises the consumption certificate of user profile, realize without pre-setting address information, connect without the coupling moved between intelligent terminal and POS terminal, be greatly improved payment speed, further increase Consumer's Experience.
Accompanying drawing explanation
Fig. 1 is a kind of based on bluetooth the method for mobile payment schematic flow sheet of the utility model embodiment one；
Fig. 2 is a kind of based on bluetooth the method for mobile payment schematic flow sheet of the utility model embodiment two；
Fig. 3 is the structural representation of a kind of based on bluetooth the mobile-payment system of the utility model embodiment three.
Detailed description of the invention
Below in conjunction with the accompanying drawings the utility model is further illustrated, but protection domain of the present utility model is not limited solely to specific examples below." POS (Point of Sales) terminal " herein includes the data that can gather mobile intelligent terminal, and carries out data process, a kind of device of transmission feedback." consumption certificate " is the one section of ciphertext being generated and being issued mobile intelligent terminal by the support platform of network backend herein, the information such as including user profile, generation time, remaining sum, limit, proves for transmission information and legitimacy in this process of consumption of user.User need to be traded with this voucher.
Illustrate as a example by underground ticket checking method below.For with mobile intelligent terminal when underground ticket checking, often have these problems: 1, my wish brush by mistake non-；2, front and back user brushes by mistake；3, legal consumption certificate is stolen at other POS terminal brush machine；4, transactions velocity is slow, and Consumer's Experience is the best.
Seeing Fig. 3, a kind of based on bluetooth the mobile-payment system that the present embodiment provides, including mobile intelligent terminal, POS terminal and the support platform being located at network backend；Wherein mobile intelligent terminal is provided with microphone module, data conversion module, bluetooth module I, mixed-media network modules mixed-media；Described POS terminal is provided with sound wave modulation module, loudspeaker module, bluetooth module II, CPU module, memory module, mixed-media network modules mixed-media；The sound wave modulation module of described POS terminal for becoming corresponding frequency of sound wave signal by digital signal modulated；Described loudspeaker module is used for playing sound wave；The microphone module of described mobile intelligent terminal is for receiving the sound wave that loudspeaker module is play；Described data conversion module is for being converted to authentication code information of acoustic wave；Described bluetooth module I and bluetooth module II is used for playing or accepting information；Described memory module is used for store transaction information；Described support platform is for providing the consumption certificate proving that user is legal.
POS terminal also includes that sensor assembly, described sensor assembly trigger described loudspeaker module and play and described bluetooth module II scan function after being used for sensing mobile intelligent terminal.
Further, described bluetooth module I and described bluetooth module II is more than 4.0 or 4.0 version of bluetooth.
Described mobile intelligent terminal is smart mobile phone, panel computer or wearable device.
Described mixed-media network modules mixed-media is wifi network, 3G network or 4G network.
Specific implementation process below embodiment
Embodiment one:
See Fig. 1, implementation process following steps:
S1: mobile intelligent terminal logs in APP client, obtains consumption certificate by network support platform to the back-end, and opens sound wave and intercept and Bluetooth function；
Mobile intelligent terminal (such as smart mobile phone) near the sensor of POS terminal, is triggered POS terminal stochastic generation and is used for confirming an identification code of identity, be sent to mobile intelligent terminal after being modulated to the sound wave of corresponding frequencies by S2: user；In order to reduce interference, being such as 4 ~ 19khz with sound wave, be corresponding in turn to character 0 ~ 9, A ~ F, corresponding such as following table, the second row unit is khz:
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | A | B | C | D | E | F |
| 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 |
Such as, in one embodiment, CPU generates identification code and is: 2A9735, then be converted into the sound wave of several class frequencys of frequency 6khz, 14khz, 13khz, 11khz, 7khz, 9khz；
Described sound wave is converted into identification code (in one embodiment for 2A9735) by S3: mobile intelligent terminal, the information of identification code and consumption certificate etc. is combined into broadcast data packet, and is broadcasted by bluetooth；
S4:POS terminal obtains broadcast data packet by bluetooth scanning；
S5: when containing the identification code (in one embodiment as 2A9735) that POS terminal sent just now during POS terminal judges the broadcast data packet obtained, it is believed that this mobile terminal is legal identity of this transaction；Then POS terminal resolves the consumption certificate received, and verifies the information such as the legitimacy of this user, remaining sum further, if the verification passes, then is traded processing；
The sound wave that the code that trading processing result (such as " overtime " " Sorry, your ticket has not enough value ") is formed is converted into corresponding frequencies is sent to mobile intelligent terminal by S6:POS terminal.Mobile terminal shows according to the information that transaction results code is corresponding；Such as " 1 " representative " Sorry, your ticket has not enough value " etc.；
S7: after having concluded the business, Transaction Information is uploaded to the support platform of network backend, rear end support platform carries out sorting and clearing by POS terminal.
When not comprising the identification code that POS terminal is sent in the broadcast data packet that POS terminal scans, then it is assumed that this mobile intelligent terminal is not this validated user concluded the business, POS terminal refusal resolves checking consumption certificate further, and wait is concluded the business next time.
Embodiment two:
Another kind of implementation process as shown in flow chart 2, specifically:
S1: user's mobile intelligent terminal logs in APP client, obtains consumption certificate by network support platform to the back-end, and opens sound wave and intercept and Bluetooth function；
Mobile intelligent terminal near the sensor of POS terminal, is triggered POS terminal and generates the identification code for this transaction, be sent to mobile intelligent terminal after being modulated into the sound wave of corresponding frequencies by S2: user；In order to reduce interference, sound wave used is 4 ~ 19khz, is corresponding in turn to character 0 ~ 9, A ~ F；In order to reduce interference, being such as 4 ~ 19khz with sound wave, be corresponding in turn to character 0 ~ 9, A ~ F, corresponding such as following table, the second row unit is khz:
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | A | B | C | D | E | F |
| 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 |
Such as, in one embodiment, CPU generates identification code and is: 2A9735, then be converted into the sound wave of several class frequencys of frequency 6khz, 14khz, 13khz, 11khz, 7khz, 9khz；
The sound wave received is changed out described identification code by S3: mobile intelligent terminal, and with this identification code as key, the broadcast data packet including this identification code and consumption certificate is encrypted, is then broadcasted by bluetooth；
S4:POS terminal obtains described broadcast data packet by bluetooth scanning, and with this identification code as key, is decrypted broadcast data packet；
S5: work as successful decryption, and when the broadcast data packet obtained contains the identification code of described POS terminal transmission, think that this mobile terminal is the legal identity of this transaction, then POS terminal resolves received consumption certificate further, verify the information such as the legitimacy of this user, remaining sum further, by being then traded process；
Trading processing result is formed code and is converted into the sound wave of corresponding frequencies and is sent to mobile intelligent terminal by S6:POS terminal；
S7: after having concluded the business, Transaction Information is uploaded to the support platform of rear end, rear end support platform carries out sorting and clearing by POS terminal.
When POS terminal can not decipher the broadcast data packet scanned, or when packet does not comprise the identification code that POS terminal is sent, then it is assumed that this user is not the validated user of this transaction, i.e. POS terminal refusal resolves checking consumption certificate, Fail Transaction further.
The utility model is sonic transmissions and Bluetooth transmission to be used in combination.Bluetooth is used to combine the double verification mode of Acoustic Wave Propagation data, the problem extensively causing brush by mistake when solving alone Bluetooth broadcast because of range of signal, and prevent from illegally being grabbed broadcast packet and then usurping consumption certificate being traded problem, it is ensured that transaction security.Bluetooth transmission transmission with broadcast-scanning simultaneously comprises the consumption certificate of user profile, realize without pre-setting address information, connect without the coupling moved between intelligent terminal and POS terminal, be greatly improved payment speed, further increase Consumer's Experience.
Above content is it cannot be assumed that the utility model is embodied as being confined to these explanations; for the utility model person of an ordinary skill in the technical field; without departing under the utility model concept thereof; the some simple deduction or replace made, all should be considered as belonging to the scope of patent protection that the utility model determines.
Claims (4)
1. a mobile-payment system based on bluetooth, including mobile intelligent terminal, POS terminal and the support platform being located at network backend, it is characterised in that: described mobile intelligent terminal is provided with microphone module, data conversion module, bluetooth module I, mixed-media network modules mixed-media；Described POS terminal is provided with sound wave modulation module, loudspeaker module, bluetooth module II, CPU module, memory module, mixed-media network modules mixed-media；The sound wave modulation module of described POS terminal for becoming corresponding frequency of sound wave signal by digital signal modulated；Described loudspeaker module is used for playing sound wave；The microphone module of described mobile intelligent terminal is for receiving the sound wave that described loudspeaker module is play；Described data conversion module is for being converted to authentication code information of acoustic wave；Described bluetooth module I and bluetooth module II is used for playing or accepting information；Described memory module is used for store transaction information；Described support platform is for providing the consumption certificate proving that user is legal.
A kind of mobile-payment system based on bluetooth the most according to claim 1, it is characterized in that: described POS terminal also includes that sensor assembly, described sensor assembly trigger described loudspeaker module and play and described bluetooth module II scan function after being used for sensing mobile intelligent terminal.
A kind of mobile-payment system based on bluetooth the most according to claim 1, it is characterised in that: described bluetooth module I and described bluetooth module II is bluetooth more than 4.0 version.
A kind of mobile-payment system based on bluetooth the most according to claim 1, it is characterised in that: described mobile intelligent terminal includes smart mobile phone, panel computer or wearable device.
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105488672A (en) * | 2016-01-28 | 2016-04-13 | 广西咪付网络技术有限公司 | Bluetooth-based mobile payment method and system |
| CN107249168A (en) * | 2017-05-18 | 2017-10-13 | 宇龙计算机通信科技(深圳)有限公司 | A kind of data directional transmissions and method of reseptance and device |
| CN110717749A (en) * | 2018-07-12 | 2020-01-21 | 丰太有限公司 | Mobile payment method and system |
| TWI725385B (en) * | 2018-05-28 | 2021-04-21 | 開曼群島商創新先進技術有限公司 | Mobile payment method, device and payment system |
-
2016
- 2016-01-28 CN CN201620082917.5U patent/CN205540912U/en active Active
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105488672A (en) * | 2016-01-28 | 2016-04-13 | 广西咪付网络技术有限公司 | Bluetooth-based mobile payment method and system |
| CN107249168A (en) * | 2017-05-18 | 2017-10-13 | 宇龙计算机通信科技(深圳)有限公司 | A kind of data directional transmissions and method of reseptance and device |
| TWI725385B (en) * | 2018-05-28 | 2021-04-21 | 開曼群島商創新先進技術有限公司 | Mobile payment method, device and payment system |
| CN110717749A (en) * | 2018-07-12 | 2020-01-21 | 丰太有限公司 | Mobile payment method and system |
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Inventor after: Yang Shaojun Inventor after: Dai Hao Inventor after: Liang Jingce Inventor after: Xia Guangliang Inventor after: Wang Wenbin Inventor before: Liang Jingce Inventor before: Xia Guangliang |
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Effective date of registration: 20180226 Address after: 530007 the Guangxi Zhuang Autonomous Region Nanning hi tech Zone Innovation Road No. 23 - Nanning Zhongguancun innovation demonstration base No. 8 floor, building No. 8 Patentee after: MIFPAY (GUANGXI) NETWORK TECHNOLOGY CO.,LTD. Address before: Zhuxi 530021 Nanning Road, the Guangxi Zhuang Autonomous Region District No. 29 landscape flowers show bamboo garden building 5 layer Patentee before: GUANGXI MIFU NETWORK TECHNOLOGY Co.,Ltd. |
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Denomination of utility model: Bluetooth-based mobile payment system and payment method Effective date of registration: 20180927 Granted publication date: 20160831 Pledgee: Guangxi Beibu Gulf Bank Limited by Share Ltd. small business financial services center Pledgor: MIFPAY (GUANGXI) NETWORK TECHNOLOGY CO.,LTD. Registration number: 2018450000027 |
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Date of cancellation: 20211102 Granted publication date: 20160831 Pledgee: Guangxi Beibu Gulf Bank Limited by Share Ltd. small business financial services center Pledgor: MIFPAY (GUANGXI) NETWORK TECHNOLOGY CO.,LTD. Registration number: 2018450000027 |
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Effective date of registration: 20221228 Address after: 518031 well B and well e plant on the second floor of libaoyi bioengineering building, No. 25, Shihua Road, Fubao community, Fubao street, Futian District, Shenzhen, Guangdong Province Patentee after: Mifu (Shenzhen) Network Technology Co.,Ltd. Address before: 530007 1st floor, building C, No.8, Zhongguancun innovation demonstration base, No.23, Chuangxin Road, high tech Zone, Nanning, Guangxi Zhuang Autonomous Region Patentee before: MIFPAY (GUANGXI) NETWORK TECHNOLOGY CO.,LTD. |