CN204791152U - A bluetooth headset and bluetooth headset payment systems for mobile terminal payment - Google Patents
A bluetooth headset and bluetooth headset payment systems for mobile terminal payment Download PDFInfo
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- CN204791152U CN204791152U CN201520521737.8U CN201520521737U CN204791152U CN 204791152 U CN204791152 U CN 204791152U CN 201520521737 U CN201520521737 U CN 201520521737U CN 204791152 U CN204791152 U CN 204791152U
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Abstract
The utility model discloses a bluetooth headset for the mobile terminal payment, include a bluetooth module and obtain module and first password chip rather than the payment information who links to each other respectively, payment information acquires the module and is used for acquireing the payment relevant information to mobile terminal, payment information acquires the built -in payment plug -in components of module, acquire the first password chip that the module is connected with payment information for generate first dynamic password according to the payment relevant information, first password chip embeds the SOTP plug -in components, a bluetooth module and mobile terminal communicate by letter, send first dynamic password to mobile terminal. The utility model discloses a bluetooth headset china and canada load the SOTP plug -in components, when using bluetooth headset to pay, utilize the SOTP algorithm to generate dynamic password, have guaranteed the safety of payment in -process.
Description
Technical field
The utility model relates to network payment security fields, particularly relates to a kind of bluetooth earphone for mobile terminal payment.
Background technology
As everyone knows, mobile payment allows user to use its mobile terminal (normally mobile phone) to carry out a kind of method of service of account payment to consumed commodity or service.Unit or individual by mobile terminal device, internet or closely sensing directly or indirectly send payment instruction to bank finance mechanism and produce the behavior of currency Zhi Fuyu capital transfer, thus realize mobile payment function.Mobile terminal device, internet, application provider and financial institution merge by mobile payment mutually, provide the financial business such as currency payment, payment for user.
Along with the development of mobile Internet, mobile-phone payment replaces traditional currency just gradually and to pay in cash means.But when mobile phone lose or when usurping, there is very big hidden danger in user's fund.
Bluetooth earphone is a kind of mini-plant based on Bluetooth technology, is applied in hands-free headsets exactly by Bluetooth technology, allows user can exempt impeding of irritating electric wire, easily converses in every way comfortablely.In short time, bluetooth earphone has become the carry-on necessary article of many young consumers.Existing bluetooth earphone can only use as earphone, and function ratio is more single.
Utility model content
For solving the problems of the technologies described above, the utility model provides a kind of bluetooth earphone for mobile terminal payment, and technical scheme realizes as follows:
For a bluetooth earphone for mobile terminal payment, comprising:
Comprise the first bluetooth module and coupled respectively payment information acquisition module, the first password chip;
Payment information acquisition module is used for acquisition for mobile terminal payment related information, its built-in payment plug-in unit,
The the first password chip be connected with payment information acquisition module, for generating the first dynamic password according to payment related information, its built-in SOTP plug-in unit;
First bluetooth module communicates with mobile terminal, sends the first dynamic password to mobile terminal.
The utility model is built-in payment data obtaining module and the first password chip in bluetooth earphone, generates for the first dynamic password of mobile terminal payment, enhance mobile terminal payment safety according to SOTP algorithm in conjunction with payment related information.SOTP algorithm is open in application number 201410532214.3 patent.
Preferred further, the first bluetooth module also comprises the binding signal that response mobile terminal sends, and binds, realize bluetooth earphone and be connected with mobile terminal with mobile terminal.
Payment related information comprises account, current time, mobile phone hardware ID.
The utility model adopts SOTP algorithm to generate the first dynamic password according to account, current time and mobile phone hardware ID.
Further preferred, the control chip be connected with the first bluetooth module, control chip comprises and sends cue when bluetooth earphone is connected with mobile terminal.
Preferred further, the confirmation button be connected with control chip, for sending confirmation signal to control chip when bluetooth earphone is connected with mobile terminal.
Preferred further, control chip also comprises the confirmation bluetooth earphone when receiving the confirmation the confirmation signal that button sends and is connected with mobile terminal.
Preferred further, the voice device be connected with control chip, for receiving cue and being connected with mobile terminal by voice message bluetooth earphone.
The utility model also provides a kind of bluetooth earphone payment system, comprises the bluetooth earphone for mobile terminal payment as above, mobile terminal and server;
Mobile terminal comprises link block, process chip and the second bluetooth module be connected with process chip respectively, payment information generation module and first communication module;
Link block is connected with the second bluetooth module, sends binding signal, for connecting bluetooth earphone and mobile terminal;
Payment information generation module is for generating payment related information;
Process chip forwards payment related information to the second bluetooth module;
Second bluetooth module communicates with bluetooth earphone, for sending payment related information to bluetooth earphone, and receives the first dynamic password;
Process chip also comprises forwarding first dynamic password and payment related information, is sent to server by first communication module;
Server comprises:
Second communication module, receives payment related information and the first dynamic password;
The the second password chip be connected with second communication module, for generating the second dynamic password according to payment related information; Second password built-in chip type SOTP plug-in unit,
The comparing module be connected with the second password chip with second communication module respectively, for comparison first dynamic password and the second dynamic password, realizes certification.
Preferred further, the communication mode of first communication module and second communication module comprises the one in light wave, sound wave, NFC (NearFieldCommunication, near-field communication), bar code or Quick Response Code.
The beneficial effects of the utility model are: compared to existing mobile-payment system, mobile-payment system of the present utility model adds bluetooth earphone, carry out authentication by bluetooth earphone generation dynamic password and server, strengthen the security of mobile-payment system, ensure the interests of user.
Accompanying drawing explanation
Below in conjunction with the drawings and specific embodiments, the utility model is described in further detail:
Fig. 1 is a kind of blue-tooth earphone structure schematic diagram for mobile terminal payment of the utility model;
Fig. 2 is the utility model bluetooth earphone payment system composition schematic diagram;
Drawing reference numeral:
100. bluetooth earphones, 101. first bluetooth modules, 102. payment information acquisition modules, 103. first password chips, 104. control chips, 105. confirm button, 106. voice devices;
200. mobile terminals, 201. second bluetooth modules, 202. link blocks, 203. first communication modules, 204. payment information generation modules, 205. process chip;
300. servers, 301. second communication modules, 302. second password chips, 303. comparing module.
Embodiment
In order to be illustrated more clearly in the utility model embodiment or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only embodiments more of the present utility model, to those skilled in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is a kind of bluetooth earphone 100 structural representation paid for mobile terminal 200 of the utility model, as a specific embodiment of the present utility model, as shown in Figure 1, a kind of bluetooth earphone 100 paid for mobile terminal 200, comprising: the first bluetooth module 101 and respectively coupled payment information acquisition module 102 and the first password chip 103;
Payment information acquisition module 102 built-in payment plug-in unit, for obtaining payment related information to mobile terminal 200;
The the first password chip 103 be connected with payment information acquisition module 102, for generating the first dynamic password according to payment related information, its built-in SOTP plug-in unit; Wherein SOTP algorithm is disclosed in 2,014,105,322,124 1 kinds of network authentication methods and system and 2,014,105,322,143 1 kinds of data processing methods in detail.
First bluetooth module 101 communicates with mobile terminal 200, sends the first dynamic password to mobile terminal 200.
Wherein, the connection of the first bluetooth module 203 and payment information acquisition module 102, first password chip 103 comprises actual physical connection, also comprises the connection of electric signal.
First bluetooth module 101 also comprises the binding signal that response mobile terminal 200 sends, and binds, realize bluetooth earphone 100 and be connected with mobile terminal 200 with mobile terminal 200.
The utility model is built-in payment data obtaining module 102 and the first password chip 103 in bluetooth earphone 100, generates the first dynamic password paid for mobile terminal 200, enhance mobile terminal 200 safety of payment according to SOTP algorithm in conjunction with payment related information.Payment related information comprises account, current time and mobile phone hardware ID.
Concrete, before carrying out payment transaction, the first bluetooth module 101 in bluetooth earphone 100 is first bound with mobile terminal 200, realizes the connection of bluetooth earphone 100 and mobile terminal 200.
Bluetooth earphone 100 also comprises the control chip 104 be connected with the first bluetooth module 101, and when bluetooth earphone 100 is connected with mobile terminal 200, control chip 104 sends cue.
Bluetooth earphone 100 also comprises and confirms button 105, be connected with control chip 104.When user confirms to connect, press and confirm button 105, send confirmation signal, control chip 104 confirms to connect bluetooth earphone 100 and mobile terminal 200 after receiving the confirmation signal.
Bluetooth earphone 100 also comprises voice device 106 (not marking in Fig. 1), when bluetooth earphone 100 is connected with mobile terminal 200, control chip 104 send cue control voice device 106 send voice messaging prompting bluetooth earphone 100 be connected with mobile terminal 200.
After bluetooth earphone 100 and mobile terminal 200 successful connection, start to carry out payment transaction.Payment information acquisition module 102 built-in payment plug-in unit, obtain payment related information by first communication module 203 to mobile terminal 200 when carrying out payment transaction, wherein payment related information comprises account, current time, mobile phone hardware ID.
Payment related information adopts SOTP algorithm to generate the first dynamic password as dynamic factor by the first password chip 103, carries out authentication for sending to mobile terminal 200.Dynamic password generates a uncertain random digit combination according to special algorithm, and each password can only use once.Dynamic password is a kind of anti-theft technique of safe and convenient, can available protecting transaction and the authentication security that logs in, adopts dynamic password just without the need to periodic modification password, saves worry safely.
Fig. 2 is bluetooth earphone 100 payment system composition schematic diagram, and a kind of bluetooth earphone 100 payment system, comprises the above-mentioned bluetooth earphone 100 paid for mobile terminal 200, mobile terminal 200 and server 300;
The second bluetooth module 201, payment information generation module 204 and first communication module 203 that mobile terminal 200 comprises link block 202, process chip 205 and is connected with process chip 205 respectively;
Link block 202 is connected with the second bluetooth module 201, sends binding signal, for connecting bluetooth earphone 100 and mobile terminal 200;
Payment information generation module 204 is for generating payment related information;
Process chip 205 forwards payment related information to the second bluetooth module 201;
Second bluetooth module 201 communicates with bluetooth earphone 100, for sending payment related information to bluetooth earphone 100, and receives the first dynamic password;
Process chip 205 also comprises forwarding first dynamic password and payment related information, is sent to server 300 by first communication module 203;
Server 300 comprises:
Second communication module 301, receives payment related information and the first dynamic password;
The the second password chip 302 be connected with second communication module 301, for generating the second dynamic password according to payment related information; Second password built-in chip type SOTP plug-in unit,
The comparing module 303 be connected with the second password chip 302 with second communication module 301 respectively, for comparison first dynamic password and the second dynamic password, realizes certification.
Concrete, first communication module 203 comprises the one in light wave, sound wave, NFC, bar code or Quick Response Code with the communication mode of second communication module 301.
Concrete, mobile terminal 200 comprises mobile phone, panel computer and personal computer etc.
Before carrying out payment transaction, first carry out bluetooth earphone 100 be connected with the binding of mobile terminal 200.
The link block 202 of mobile terminal 200 sends binding signal, and the second bluetooth module 201 forwards binding signal to bluetooth earphone 100.When bluetooth earphone 100 responds the binding signal of mobile terminal 200 transmission, carry out binding with mobile terminal 200 and be connected.
With after bluetooth earphone 100 is bound and is connected, the payment information acquisition module 102 of bluetooth earphone 100 sends request, and obtains payment related information, is sent to process chip 205 by the first bluetooth module 101.Process chip 205 response request, control payment information generation module 204 and generate current payment related information, and forwarding payment related information to bluetooth earphone 100 by the second bluetooth module 201, payment related information is also sent to server 300 by first communication module 203 by process chip 205 simultaneously.
Bluetooth earphone 100 receives payment related information, and wherein the first password chip generates the first dynamic password according to payment related information, is sent to mobile terminal 200 by the first bluetooth module 101;
Meanwhile, server 300 receives payment related information by second communication module 301, and the second password chip 302 generates the second dynamic password according to payment related information.
Mobile terminal 200 receives the first dynamic password by the second bluetooth module 201 and is forwarded by process chip 205, the first dynamic password of bluetooth earphone 100 generation is forwarded to server 300 by first communication module 203, comparing module 303 comparison first dynamic password and the second dynamic password, if identical, then comparison success, certification completes.
Introduce the complete course of work of the utility model a kind of bluetooth earphone 100 payment system below using mobile phone as mobile terminal 200, in mobile phone, payment software is housed, payment software comprises link block 202 and payment information generation module 204.Mobile phone also has Bluetooth function, specific as follows:
One, setting up procedure:
Open (arbitrary) payment software in mobile phone, binding bluetooth earphone 100 is set, send binding signal.
First bluetooth module 101 of bluetooth earphone 100 responds binding signal, bind with mobile phone, voice device 106 prompting detects that the payment software in mobile phone is bound, send voice messaging prompting user, user is by confirming that button 105 carries out confirmation binding, bluetooth earphone 100 and mobile phone successful connection.
Two, when after mobile phone and bluetooth earphone 100 successful connection:
Mobile-phone payment software downloads SOTP plug-in unit from backstage, is loaded in the first password chip 103 of bluetooth earphone 100 by SOTP plug-in unit by the first bluetooth module 101 with the form that firmware upgrades.
Three, payment process:
The payment information acquisition module 102 of trigger Bluetooth earphone 100, wherein built-in payment plug-in unit, the payment software paying plug-in unit and mobile phone carries out communication, obtains payment related information, specifically comprises account, current time, mobile phone hardware ID etc.Concrete, trigger payment information acquisition module 102 by the button of bluetooth earphone 100 or the form such as action, touch-screen that detects.
Payment information generation module 204 in mobile phone generates payment related information, and process chip 205 forwards payment related information to the second bluetooth module 201, second bluetooth module 201 and communicates with bluetooth earphone 100, payment related information is sent to bluetooth earphone 100.Meanwhile, process chip 205 also sends payment related information to server 300 by first communication module 203, generates the second dynamic password for server 300.
The first password chip 103 in bluetooth earphone 100 uses SOTP algorithm, by the payment related information obtained, generates the first dynamic password and is sent to mobile phone by the first bluetooth module 101.
Mobile phone forwards the first dynamic password to server 300 by first communication module 203.
The second communication module 301 of server 300 receives the payment related information of mobile phone transmission, the built-in SOTP plug-in unit of the second password chip 302, and adopts identical SOTP algorithm calculating payment related information to generate the second dynamic password.
Comparing module 303 comparison first dynamic password of server 300 and the second dynamic password, if identical, comparison success, completes certification.
Obviously, those skilled in the art can carry out various change and distortion to the utility model, and does not depart from spirit and scope of the present utility model.Like this, if these amendments of the present utility model belong within the scope of the utility model claim and equivalent technology thereof, then the utility model is also intended to comprise these changes and distortion.
Claims (8)
1. for a bluetooth earphone for mobile terminal payment, it is characterized in that, comprise the first bluetooth module and the coupled payment information acquisition module of difference and the first password chip;
Described payment information acquisition module is used for acquisition for mobile terminal payment related information; Described payment information acquisition module built-in payment plug-in unit;
The the first password chip be connected with described payment information acquisition module, for generating the first dynamic password according to described payment related information; Described first password built-in chip type SOTP plug-in unit,
Described first password chip is communicated with described mobile terminal by described first bluetooth module, sends described first dynamic password to described mobile terminal.
2. bluetooth earphone as claimed in claim 1, is characterized in that:
Described first bluetooth module also comprises the binding signal that the described mobile terminal of response sends, and binds, realize described bluetooth earphone and be connected with described mobile terminal with described mobile terminal.
3. bluetooth earphone as claimed in claim 1, is characterized in that:
The control chip be connected with described first bluetooth module, described control chip comprises and sends cue when described bluetooth earphone is connected with described mobile terminal.
4. bluetooth earphone as claimed in claim 3, is characterized in that, also comprise:
The confirmation button be connected with described control chip, for sending confirmation signal to described control chip when described bluetooth earphone is connected with described mobile terminal.
5. bluetooth earphone as claimed in claim 4, is characterized in that, also comprise:
Described control chip also comprise when receive described confirmation button send confirmation signal time confirm that described bluetooth earphone is connected with described mobile terminal.
6. bluetooth earphone as claimed in claim 3, is characterized in that:
The voice device be connected with described control chip, for receiving described cue and being connected with described mobile terminal by bluetooth earphone described in voice message.
7. a bluetooth earphone payment system, is characterized in that, comprises the bluetooth earphone for mobile terminal payment as described in the claims, mobile terminal and server;
The second bluetooth module, payment information generation module and first communication module that described mobile terminal comprises link block, process chip and is connected with described process chip respectively;
Described link block is connected with described second bluetooth module, sends binding signal, for connecting described bluetooth earphone and described mobile terminal;
Described payment information generation module is for generating payment related information;
Described process chip forwards described payment related information to described second bluetooth module;
Described second bluetooth module communicates with described bluetooth earphone, for sending described payment related information to described bluetooth earphone, and receives described first dynamic password;
Described process chip also comprises described first dynamic password of forwarding and payment related information, is sent to described server by described first communication module;
Described server comprises:
Second communication module, receives described payment related information and described first dynamic password;
The the second password chip be connected with described second communication module, for generating the second dynamic password according to described payment related information; Described second password built-in chip type SOTP plug-in unit,
The comparing module be connected with described second password chip with described second communication module respectively, for the first dynamic password described in comparison and described second dynamic password, realizes certification.
8. bluetooth earphone payment system as claimed in claim 7, is characterized in that:
The communication mode of described first communication module and described second communication module comprises the one in light wave, sound wave, NFC, bar code or Quick Response Code.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201520521737.8U CN204791152U (en) | 2015-07-17 | 2015-07-17 | A bluetooth headset and bluetooth headset payment systems for mobile terminal payment |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201520521737.8U CN204791152U (en) | 2015-07-17 | 2015-07-17 | A bluetooth headset and bluetooth headset payment systems for mobile terminal payment |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105512877A (en) * | 2016-02-24 | 2016-04-20 | 恒宝股份有限公司 | Headset with payment function and payment method |
| CN106331276A (en) * | 2016-08-24 | 2017-01-11 | 深圳第蓝筹科技有限公司 | Device and method for sending electronic business card through Bluetooth earphone |
| CN106651378A (en) * | 2016-10-21 | 2017-05-10 | 北京数码视讯支付技术有限公司 | Payment terminal, system and method |
| CN107609862A (en) * | 2017-07-26 | 2018-01-19 | 上海易码信息科技有限公司 | A kind of mobile payment earphone |
| CN108596599A (en) * | 2018-04-28 | 2018-09-28 | 上海与德通讯技术有限公司 | A kind of method of payment, intelligent module and Cash collecting equipment |
| CN113709737A (en) * | 2021-08-24 | 2021-11-26 | 深圳艾创力科技有限公司 | Voice communication method and device based on TWS Bluetooth headset |
-
2015
- 2015-07-17 CN CN201520521737.8U patent/CN204791152U/en active Active
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105512877A (en) * | 2016-02-24 | 2016-04-20 | 恒宝股份有限公司 | Headset with payment function and payment method |
| CN106331276A (en) * | 2016-08-24 | 2017-01-11 | 深圳第蓝筹科技有限公司 | Device and method for sending electronic business card through Bluetooth earphone |
| CN106331276B (en) * | 2016-08-24 | 2020-07-07 | 深圳市超世科技有限公司 | Device and method for sending electronic business card through Bluetooth headset |
| CN106651378A (en) * | 2016-10-21 | 2017-05-10 | 北京数码视讯支付技术有限公司 | Payment terminal, system and method |
| CN107609862A (en) * | 2017-07-26 | 2018-01-19 | 上海易码信息科技有限公司 | A kind of mobile payment earphone |
| CN108596599A (en) * | 2018-04-28 | 2018-09-28 | 上海与德通讯技术有限公司 | A kind of method of payment, intelligent module and Cash collecting equipment |
| CN113709737A (en) * | 2021-08-24 | 2021-11-26 | 深圳艾创力科技有限公司 | Voice communication method and device based on TWS Bluetooth headset |
| CN113709737B (en) * | 2021-08-24 | 2024-01-26 | 深圳艾创力科技有限公司 | Voice communication method and device based on TWS Bluetooth headset |
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