CN204650536U - POS terminal and comprise its payment system - Google Patents
POS terminal and comprise its payment system Download PDFInfo
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- CN204650536U CN204650536U CN201420722825.XU CN201420722825U CN204650536U CN 204650536 U CN204650536 U CN 204650536U CN 201420722825 U CN201420722825 U CN 201420722825U CN 204650536 U CN204650536 U CN 204650536U
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/02—Methods or arrangements for sensing record carriers, e.g. for reading patterns by pneumatic or hydraulic means, e.g. sensing punched holes with compressed air; by sonic means ; by ultrasonic means
Abstract
The utility model provides POS terminal and comprises its payment system, belongs to payment technology field.This POS terminal is provided with for receiving the information of acoustic wave that represents at least part of magnetic strip information and the conversion of this information of acoustic wave being generated the sound magnetic sensor unit of corresponding Magnetic Field.This payment system comprises mobile card-reading terminal and this POS terminal, described mobile card-reading terminal is provided with sound wave and generates and generating unit; Wherein, described sound wave generates with generating unit and described sound magnetic sensor unit is wireless couples and transmit the information of acoustic wave representing at least part of magnetic strip information to described magnetic sensor unit.This POS terminal realizes simply, cost is low, and this payment system can improve the convenience of payment, contributes to the weight reducing of user's wallet.
Description
Technical field
The utility model belongs to payment technology field, relates to the POS(Point Of Sells arranging sound magnetic sensor unit, electronic cash register) terminal and comprise the payment system of this POS terminal.
Background technology
Payment Card (such as bank card and various stored value card) can be divided into magnetic stripe card and chip card by the difference of information carrier, wherein magnetic stripe card mainly comprises sheet base and is formed in magnetic stripe on sheet base, and magnetic stripe is made on sheet base by applying particulate magnetic material equably.When writing card (i.e. fabrication), the coil of the write head of write cards device is electrified stream, when the space of write head is passed with certain speed in the magnetic face (also namely forming the one side of magnetic stripe) of magnetic card, this gap just produces the magnetic field with current in proportion, thus, the magnetic of magnetic stripe card and void contacts part is magnetized, and realizes writing snapping past journey (namely recording magnetic strip information).Therefore, the magnetic stripe card in user's hand has changed the magnetic density (magnetic flux) and corresponding magnetic field size etc. of diverse location magnetic material on its magnetic stripe in the process writing card.
Magnetic stripe card can be read in the process of transaction payment (namely reading magnetic strip information), reads commonly by POS terminal.Particularly, when the magnetic stripe card of user with certain speed by POS terminal being equipped with the working head of coil, the induction electromotive force that the coil of magnetic head can change under the magnetic fields of change, and then to being read by POS terminal the electric signal of induction electromotive force, thus, the magnetic strip information that transmission magnetic stripe records, such as card number information.
Therefore, existing POS terminal read magnetic stripe card carry out transaction payment time, first, user must carry this magnetic stripe card, secondly, must carry out contact brush card motion, sensed on the magnetic head of the information realizing magnetic stripe recording in POS, thus realize reading payment process.
Utility model content
One of the purpose of this utility model is, propose a kind of use magnetic stripe card carry out transaction payment time do not need this magnetic stripe card to carry out contacting the POS terminal of swiping the card.
Another object of the present utility model is, proposes a kind of payment system transmitting magnetic stripe card information based on sound wave.
For realizing above object or other objects, the utility model provides following technical scheme.
According to one side of the present utility model, provide a kind of POS terminal, be wherein provided with for receiving the information of acoustic wave that represents at least part of magnetic strip information and the conversion of this information of acoustic wave being generated the sound magnetic sensor unit of corresponding Magnetic Field.
According to the POS terminal of the utility model one embodiment, wherein, first password modulating part harmony magnetic induction parts are provided with in described sound magnetic sensor unit.
According to the POS terminal of the another embodiment of the utility model, wherein, described sound magnetic induction parts comprise:
For described information of acoustic wave being converted to the carbon diaphragm of telecommunications breath; And
For described telecommunications breath being converted to the coil of described Magnetic Field.
Preferably, described sound magnetic sensor unit is arranged in described POS terminal prepositionly.
According to another aspect of the present utility model, provide a kind of payment system, comprise mobile card-reading terminal, described mobile card-reading terminal is provided with sound wave and generates and generating unit; Wherein, described payment system also comprise the above and any one POS terminal, wherein, described sound wave generates with generating unit and described sound magnetic sensor unit is wireless couples and transmit to described sound magnetic sensor unit the information of acoustic wave representing at least part of magnetic strip information.
According to the payment system of the utility model one embodiment, wherein, described sound wave generates and comprises with generating unit: sound wave generating unit, and it represents the information of acoustic wave of at least part of magnetic strip information for generating;
Second password modulating part, it is for being encrypted described information of acoustic wave; And
Sound wave transmit block, it is for sending described information of acoustic wave.
According to the payment system of the utility model also embodiment, wherein, described mobile card-reading terminal is integrated on mobile phone terminal.
Technique effect of the present utility model is, payment system is generated by sound wave and controls to generate corresponding information of acoustic wave according to card number information to transmitting element, then by the sound magnetic induction parts of sound magnetic sensor unit, the Magnetic Field of Conduce Disciplinarian change, thus can the simulated field operation of swiping the card.Therefore, the payment system of the utility model embodiment can realize storing the information of all magnetic stripe cards, realizes thoroughly reducing weight to user's wallet, makes payment more convenient, and, easily to existing POS transformation and upgrade to realize POS terminal of the present utility model.
Accompanying drawing explanation
From following detailed description by reference to the accompanying drawings, will make above and other object of the present utility model and advantage more complete clear, wherein, same or analogous key element adopts identical label to represent.
Fig. 1 is the modular structure schematic diagram of the payment system according to the utility model one embodiment.
Fig. 2 is the principle of work schematic diagram of payment system shown in Fig. 1.
Embodiment
Introduce below be of the present utility model multiple may some in embodiment, aim to provide basic understanding of the present utility model, be not intended to confirm key of the present utility model or conclusive key element or limit claimed scope.Easy understand, according to the technical solution of the utility model, do not changing under connotation of the present utility model, one of ordinary skill in the art can propose other implementations that can mutually replace.Therefore, following embodiment and accompanying drawing are only the exemplary illustrations to the technical solution of the utility model, and should not be considered as of the present utility model all or the restriction be considered as technical solutions of the utility model or restriction.
In description below, clear and simple and clear for what describe, all multiple parts shown in figure are not described in detail.Shown in the drawings of providing multiple parts that can realize completely of the present utility model for those of ordinary skill in the art.To those skilled in the art, it is all familiar and obvious for being permitted multipart operation.
Figure 1 shows that the modular structure schematic diagram of the payment system according to the utility model one embodiment.In this embodiment, as shown in Figure 1, wherein the POS terminal 12 giving the utility model one embodiment of example while.
Figure 2 shows that the principle of work schematic diagram of payment system shown in Fig. 1.Below in conjunction with shown in Fig. 1 and Fig. 2, the POS terminal of the utility model embodiment and payment system are described.
Payment system 10 is the payments for realizing based on magnetic stripe card, and magnetic stripe card can be, but not limited to as bank card and various stored value card, and its magnetic strip information is at least included in the card number signal etc. that must be read in payment process.Payment system 10 mainly comprises mobile card-reading terminal 11 and POS terminal 12, as shown in Figure 1, be provided with sound wave in mobile card-reading terminal 11 to generate and generating unit 110, sound magnetic sensor unit 120 is set in POS terminal 12, sound wave generates and wirelessly between generating unit 110 and sound magnetic sensor unit 120 to couple, thus mutually can transmit information of acoustic wave.Concrete wireless coupling mode is not restrictive at this.Wherein, sound wave generates and such as card number information conversion can be generated corresponding information of acoustic wave and be sent to sound magnetic sensor unit 120 to generating unit 110.
It should be noted that, POS terminal 12, while comprising sound magnetic sensor unit 120, also comprises the miscellaneous part of existing POS terminal, such as coil, magnetic head etc., does not repeat at this to it.
In one embodiment, as shown in Figure 2, sound wave generates and generating unit 110 is provided with sound wave generating unit 111, and it represents the information of acoustic wave of at least part of magnetic strip information for generating.Wherein magnetic strip information can comprise card number information, the mode that this sound wave generating unit 111 obtains magnetic strip information is not restrictive, such as, the magnetic strip information of each magnetic stripe card can corresponding stored in mobile card-reading terminal 11, also can obtain by such as cam device and identify the card number information that magnetic strip information is corresponding, card number information corresponding to magnetic strip information can also be inputted by the mode of the manual input of user.
In one embodiment, as shown in Figure 2, sound wave generates and is provided with password modulating part 113 alternatively with generating unit 110, and it is for being encrypted information of acoustic wave, and concrete cipher mode is not restrictive.
In one embodiment, as shown in Figure 2, sound wave generates and generating unit 110 is provided with sound wave transmit block 115, and it is for sending information of acoustic wave.Therefore, the information of acoustic wave after encryption can be launched and transfer to the POS terminal 12 of the other end.
It is pointed out that sound wave generates mutually to couple successively with the sound wave generating unit 111 of generating unit 110, password modulating part 113, sound wave transmit block 115.
Preferably, mobile card-reading terminal 11 is integrated on mobile phone terminal, like this, if when the card number information of user is all stored in sound wave generation and generating unit 110, even if user does not carry the magnetic stripe card for paying, the information of acoustic wave representing this magnetic strip information also can be sent easily by the mobile phone carried.When mobile card-reading terminal 11 is integrated on mobile phone terminal, mobile phone terminal can be installed corresponding APP should be used for realizing the control to the terminal of mobile card-reading terminal 11, to obtain magnetic strip information, magnetic strip information can be obtained by least one of following three kinds of modes:
The first, the magnetic strip information (such as magnetic density information) of the magnetic stripe card obtained by card-reading apparatus, is used the memory function of APP application that this magnetic strip information is converted into digital form and stores;
The second, similar camera device is resolved to the card number information obtained, the memory function of APP application stores this card number information, this card number information and corresponding magnetic strip information on request by after picture parsing;
3rd, for the card number information of manual input, APP application is directly stored.
In one embodiment, as shown in Figure 2, sound magnetic sensor unit 120 comprises password modulating part alternatively, and password modulating part 121 can be decrypted process to the acoustic signals that password modulating part 113 is encrypted accordingly.
In one embodiment, as shown in Figure 2, sound magnetic sensor unit 120 arranges sound magnetic induction parts 123 and is used for the information of acoustic wave of the expression card number information received and the conversion of this information of acoustic wave is generated corresponding Magnetic Field, thus, POS terminal 12 with magnetic head correctly can read card number information, and user can complete payment process after input password authentification.
In this embodiment, sound magnetic induction parts 123 first information of acoustic wave are converted to telecommunications to cease, convert this telecommunications breath to conventional POS readable Magnetic Field again.First information of acoustic wave is converted to the principle that acoustic intelligence can be changed into telecommunications breath by the microphone of reference phone by telecommunications breath, also be, in sound magnetic induction parts 123, carbon diaphragm is set, carbon diaphragm is after the impact being subject to sound wave, vibrations extruding carbon granules wherein makes resistance change suddenly big or suddenly smallly, thus make in circuit, to produce the strong and weak electric current by acoustical vibration change, like this voice signal is transformed into electric signal.Further, be also provided with coil in sound magnetic induction parts 123, telecommunications breath can be converted to the readable Magnetic Field of POS by coil further.It should be noted that, the concrete structure of sound magnetic induction parts 123 is not limited to above embodiment, such as, when converting acoustic signals to electric signal, also comprise the principles such as condenser type, electromotive force, piezoelectric type to realize, the cooperation by different vibrations media and other materials realizes function sound wave being changed into electric signal.
In one embodiment, POS terminal 12 can be transformed by traditional POS, and particularly, sound magnetic sensor unit 120 is arranged in POS terminal prepositionly can realize transformation.Therefore, simple to the upgrading of conventional P OS machine, cost is low.
The payment system 10 of above embodiment is generated by sound wave and controls to generate corresponding information of acoustic wave according to card number information to transmitting element 11, then by the sound magnetic induction parts 123 of sound magnetic sensor unit 120, the Magnetic Field of Conduce Disciplinarian change, thus can the simulated field operation of swiping the card, also be the induction electromotive force of coil by changing under the magnetic fields of change of POS, thus record and transmit card number information, finally complete process of exchange.Therefore, the payment system 10 of the utility model embodiment can realize storing the information of all magnetic stripe cards, do not need this magnetic stripe card to carry out contacting the POS terminal of swiping the card when using magnetic stripe card to carry out transaction payment, can realize thoroughly reducing weight to user's wallet, make payment more convenient; Further, easily existing POS rebuilding at low cost is upgraded with the POS terminal realizing the utility model embodiment.
To understand, when it is said parts " connection " or " coupling " to another parts, it can be directly connected or coupled to another parts maybe can exist intermediate member.On the contrary, when it is said parts " are directly coupled " or " directly connecting " to another parts time, then there is not intermediate member.
Above example mainly describes POS terminal of the present utility model and comprises the payment system of this POS terminal.Although be only described some of them embodiment of the present utility model, those of ordinary skill in the art should understand, and the utility model can be implemented with other forms many not departing from its purport and scope.Therefore, the example shown and embodiment are regarded as illustrative and not restrictive, when do not depart from as appended each claim define the utility model spirit and scope, the utility model may contain various amendments and replacement.
Claims (7)
1. a POS terminal (12), is characterized in that, is provided with for receiving the information of acoustic wave that represents at least part of magnetic strip information and the conversion of this information of acoustic wave being generated the sound magnetic sensor unit (120) of corresponding Magnetic Field.
2. POS terminal (12) as claimed in claim 1, is characterized in that, be provided with first password modulating part (121) harmony magnetic induction parts (123) in described sound magnetic sensor unit (120).
3. POS terminal (12) as claimed in claim 2, it is characterized in that, described sound magnetic induction parts (123) comprising:
For described information of acoustic wave being converted to the carbon diaphragm of telecommunications breath; And
For described telecommunications breath being converted to the coil of described Magnetic Field.
4. POS terminal (12) as claimed in claim 1, it is characterized in that, described sound magnetic sensor unit (120) is arranged in described POS terminal (12) prepositionly.
5. a payment system (10), comprises mobile card-reading terminal (11), described mobile card-reading terminal (11) is provided with sound wave and generates and generating unit (110); It is characterized in that, described payment system (10) also comprises the POS terminal (12) according to any one of Claims 1-4, wherein, described sound wave generates and couples with generating unit (110) with described sound magnetic sensor unit (120) is wireless and transmits to described sound magnetic sensor unit (120) information of acoustic wave representing at least part of magnetic strip information.
6. payment system (10) as claimed in claim 5, is characterized in that, described sound wave generates and comprising with generating unit (110):
Sound wave generating unit (111), it represents the information of acoustic wave of at least part of magnetic strip information for generating;
Second password modulating part (113), it is for being encrypted described information of acoustic wave; And
Sound wave transmit block (115), it is for sending described information of acoustic wave.
7. payment system (10) as claimed in claim 5, it is characterized in that, described mobile card-reading terminal (11) is integrated on mobile phone terminal.
Priority Applications (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420722825.XU CN204650536U (en) | 2014-11-27 | 2014-11-27 | POS terminal and comprise its payment system |
| PCT/CN2015/094433 WO2016082681A1 (en) | 2014-11-27 | 2015-11-12 | Pos terminal and payment system comprising same |
| TW104218859U TWM519776U (en) | 2014-11-27 | 2015-11-24 | POS terminal and payment system including the POS terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420722825.XU CN204650536U (en) | 2014-11-27 | 2014-11-27 | POS terminal and comprise its payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN204650536U true CN204650536U (en) | 2015-09-16 |
Family
ID=54103257
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201420722825.XU Active CN204650536U (en) | 2014-11-27 | 2014-11-27 | POS terminal and comprise its payment system |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN204650536U (en) |
| TW (1) | TWM519776U (en) |
| WO (1) | WO2016082681A1 (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2016082681A1 (en) * | 2014-11-27 | 2016-06-02 | 中国银联股份有限公司 | Pos terminal and payment system comprising same |
| CN107483119A (en) * | 2017-07-04 | 2017-12-15 | 深圳市格思智能有限公司 | A kind of reading sensor and its system and Card Reader operating method using sound wave as transmission medium |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9697450B1 (en) * | 2016-07-29 | 2017-07-04 | Alpha And Omega Semiconductor Incorporated | Magnetic stripe data transmission system and method for reliable data transmission and low power consumption |
| KR101840013B1 (en) * | 2017-10-20 | 2018-03-19 | 주식회사 단솔플러스 | Proximity payment system using inaudible sound wave technology |
Family Cites Families (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102299747A (en) * | 2010-06-22 | 2011-12-28 | 上海云途信息技术有限公司 | Device, system and method for performing safe data communication based on sound waves |
| CN102956071A (en) * | 2011-08-25 | 2013-03-06 | 深圳光启高等理工研究院 | Mobile payment system and card reader thereof, mobile payment terminal and communication control method |
| US20130185214A1 (en) * | 2012-01-12 | 2013-07-18 | Firethorn Mobile Inc. | System and Method For Secure Offline Payment Transactions Using A Portable Computing Device |
| KR20140029736A (en) * | 2012-08-29 | 2014-03-11 | 주식회사 케이티 | Apparatus and method for card payment using mobile terminal |
| CN103984911B (en) * | 2014-05-05 | 2016-08-17 | 福建联迪商用设备有限公司 | Code keypad, payment system and method for payment thereof |
| CN204650536U (en) * | 2014-11-27 | 2015-09-16 | 中国银联股份有限公司 | POS terminal and comprise its payment system |
-
2014
- 2014-11-27 CN CN201420722825.XU patent/CN204650536U/en active Active
-
2015
- 2015-11-12 WO PCT/CN2015/094433 patent/WO2016082681A1/en active Application Filing
- 2015-11-24 TW TW104218859U patent/TWM519776U/en unknown
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2016082681A1 (en) * | 2014-11-27 | 2016-06-02 | 中国银联股份有限公司 | Pos terminal and payment system comprising same |
| CN107483119A (en) * | 2017-07-04 | 2017-12-15 | 深圳市格思智能有限公司 | A kind of reading sensor and its system and Card Reader operating method using sound wave as transmission medium |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2016082681A1 (en) | 2016-06-02 |
| TWM519776U (en) | 2016-04-01 |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant |