CN204440569U - One is deposited and withdrawn transaction terminal system - Google Patents
One is deposited and withdrawn transaction terminal system Download PDFInfo
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- CN204440569U CN204440569U CN201520065409.1U CN201520065409U CN204440569U CN 204440569 U CN204440569 U CN 204440569U CN 201520065409 U CN201520065409 U CN 201520065409U CN 204440569 U CN204440569 U CN 204440569U
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Abstract
The utility model discloses one to deposit and withdraw transaction terminal system, comprise POS, for the currency checking module to the true and false discriminating of banknote and the information extraction of transaction banknote, for preserving the local data base of transaction banknote information and the back-stage management center for transaction of depositing and withdrawing, described POS and back-stage management center communicate to connect, currency checking module and POS communicate to connect, and local data base and currency checking module communicate to connect.The utility model not only low cost, compact, simple to operate, be convenient to safeguard, be applicable to bank outlets and self-service equipment of depositing and withdrawing covers not enough area, meet the demand that the backcountry people handle monetary transaction, and safe and reliable, be convenient to promote.
Description
Technical field
The utility model relates to financial transaction apparatus, particularly relates to one and to deposit and withdraw transaction terminal system.
Background technology
Along with the development of science and technology, the material and cultural life of our people is significantly improved, the public service enjoyed is more supporting, convenient and perfect, but China still have some areas particularly backwoodsman people when handling bank business (as deposited, withdrawing the money, transfer accounts, payment etc.), need the road of walking a long way, the time and money of at substantial, just can arrive bank outlets and handle.Why occur such problem, its main cause is these area traffic inconvenience, and the service network of bank of economically underdeveloped area is little, and the sales counter that user haves no alternative but to arrive in through trudging bank outlets handles related service.
The appearance of Web bank, Mobile banking solves the problem of above-mentioned distance, and user just can complete handling of bank's related service by internet, mobile network etc. are home-confined.But, no matter be Web bank or Mobile banking, all can not handle monetary transaction, do not solve the problem that monetary transaction cannot be handled in backcountry backward in economy.
Traditional bank self-help equipment (ATM, CRS) of depositing and withdrawing can realize handling of cash in bank business under unmanned state, but it is laid costly, configuration special messenger is needed to carry out safeguarding and adding paper money, use and later maintenance cost high, more difficult in backcountry laying, corresponding financial service cannot be carried out.
Basic financial service is enjoyed in order to allow the common people in area, remote countryside, in October, 2009, the Banking Supervision Commission (China Banking Regulatory Commission (CBRS)) formally starts the basis financial service all standing work of national financial institution blank small towns: realize the continuable small towns of business to being difficult in a short time, by setting up simple and easy outlet, carrying out right place service, laying the flexi modes such as physics facility, actively provide basic financial service.But realize the continuable small towns of business to being difficult in a short time, even if by above-mentioned basic means, also need to drop into huge manpower and materials, for remote districts backward in economy, the difficulty that work is carried out is still very large.
Utility model content
Technical problem to be solved in the utility model is: provide one to deposit and withdraw transaction terminal system, not only low cost, compact, simple to operate, be convenient to safeguard, be applicable to the area of bank outlets and self-service equipment covering deficiency of depositing and withdrawing, meet the demand that the backcountry people handle monetary transaction, and safe and reliable, be convenient to promote.
For solving the problems of the technologies described above, the utility model proposes one to deposit and withdraw transaction terminal system, comprise POS, for the currency checking module to the true and false discriminating of banknote and the information extraction of transaction banknote, for preserving the local data base of transaction banknote information and the back-stage management center for transaction of depositing and withdrawing, described POS and back-stage management center communicate to connect, currency checking module and POS communicate to connect, and local data base and currency checking module communicate to connect.
Preferably, described POS is connected with back-stage management center by telephone wire.
Preferably, described POS is connected with currency checking module by data line.
Preferably, described transaction banknote information comprise the transaction crown word number of banknote, the amount of money, version not, picture.
Technique scheme at least has following beneficial effect: POS and back-stage management center communicate to connect by the utility model, currency checking module and POS are communicated to connect, local data base and currency checking module are communicated to connect, the utility model is cheap relative to self-service equipment manufacturing cost of depositing and withdrawing, it is convenient to install, simple to operate, easy to maintenance, strict security requirement is not had to operation site, escorting and adding paper money of buckets of cash is not related to yet, achieve the circulation of cash in this locality preferably, for bank outlets are few, the backcountry that self-service equipment of depositing and withdrawing is few provides the flexible monetary transaction such as to deposit and withdraw, and ensure that the security of money transaction, efficiently solve potential Transaction Disputes, relatively be applicable to backwoodsman a large amount of laying to popularize.
Accompanying drawing explanation
Fig. 1 is that the utility model is deposited and withdrawn the structured flowchart of transaction terminal system.
Embodiment
It should be noted that, when not conflicting, the embodiment in the application and the feature in embodiment can combine mutually.Below in conjunction with accompanying drawing, the utility model is described further.
As shown in Figure 1, the transaction terminal system of depositing and withdrawing of the utility model embodiment comprises POS 10, for the currency checking module 20 of the extraction of the true and false discriminating of banknote and transaction banknote information, for preserving the local data base 30 of transaction banknote information and the back-stage management center 40 for transaction of depositing and withdrawing, POS 10 is connected with back-stage management center 40 by telephone wire, currency checking module 20 is connected with POS 10 by data line, and local data base 30 and currency checking module 20 communicate to connect.
Employing deposit and withdraw transaction terminal system conclude the business time, conclude the business according to following steps:
Step 1, operating personnel adopt POS 10 swipe the card and input password, and now 40 pairs, back-stage management center password contrasts, and as code error, then continue input password, as password correctly then enters next step;
Step 2, operating personnel select confirmation to enter trade mode by POS 10, such as select deposit operation pattern or operator scheme of withdrawing the money, dealing money is inputted again by POS 10, put into banknote by currency checking module 20, and confirm that paper money is put in end, currency checking module 20 pairs of banknotes are differentiated and confirm, when genuine notes quantity reaches dealing money, notify POS 10, and show banknote information by the display of POS 10;
Step 3, Transaction Information is uploaded to back-stage management center 40 by POS 10, and funds transfer is carried out at back-stage management center 40, transfer successfully afterwards by result feedback to POS 10, POS 10 transfers successful information by display display, and prints transaction slip;
Step 4: both parties confirm Transaction Information, transaction slip is signed.
During use, client uses POS 10 to carry out swiping the card and selects corresponding operation of depositing and withdrawing, and realizes the communication with back-stage management center 40, and transaction request is sent to currency checking module 20, such as deposit and withdraw type and the amount of money etc. by POS 10; Operation network point operation personnel realize the extraction of the true and false discriminating of banknote and transaction banknote information by currency checking module 20, the genuine notes only reaching the amount of money of depositing and withdrawing pass through, and the information such as transaction settling signal and All Activity bill crown word number, the amount of money are just sent to POS 10 by currency checking module 20; After POS 10 receives these information, on the one hand with back-stage management center 40 communication, complete the adjustment of the account amount of money, realize local printing client receipt on the other hand, information such as note transaction bill crown word number, the amount of money etc., the voucher of transaction of depositing and withdrawing as client; Simultaneously, Transaction Information is saved to operation site local data base 30 by currency checking module 20 automatically, the information such as the crown word number of such as exchange hour, type of transaction, transaction card number, dealing money and transaction banknote, the amount of money, version are other, picture, if any Transaction Disputes, operation site can be transferred local data base 30 information and check, clarifies.This terminal system low cost, compact, simple to operate, be convenient to safeguard, the Public place that there is staff backcountry can be laid on flexibly, such as grocery store, little supermarket, means of agricultural production station, supply and marketing cooperative, villagers' committee etc., for the local people provide the convenience-for-people monetary transaction such as to deposit and withdraw, ensure that the security of monetary transaction, the mode combined by client receipt and local data base 30 efficiently solves potential Transaction Disputes.
As there is counterfeit money, client can carry and inquire about with the transaction slip of Transaction Information and banknote information and counterfeit money.After client fills in inquiry application, this terminal system managerial personnel can log in local data base 30, retrieve, comparison according to strip information, judge whether counterfeit money comes from this terminal system, and process accordingly according to Query Result and associative manager.
The above is embodiment of the present utility model; it should be pointed out that for those skilled in the art, under the prerequisite not departing from the utility model principle; can also make some improvements and modifications, these improvements and modifications are also considered as protection domain of the present utility model.
Claims (4)
1. a transaction terminal system of depositing and withdrawing, it is characterized in that, comprise POS, for the currency checking module to the true and false discriminating of banknote and the information extraction of transaction banknote, for preserving the local data base of transaction banknote information and the back-stage management center for transaction of depositing and withdrawing, described POS and back-stage management center communicate to connect, currency checking module and POS communicate to connect, and local data base and currency checking module communicate to connect.
2. deposit and withdraw as claimed in claim 1 transaction terminal system, it is characterized in that, described POS is connected with back-stage management center by telephone wire.
3. deposit and withdraw as claimed in claim 1 transaction terminal system, it is characterized in that, described POS is connected with currency checking module by data line.
4. to deposit and withdraw as claimed in claim 1 transaction terminal system, it is characterized in that, described transaction banknote information comprise the crown word number of transaction banknote, the amount of money, version not, picture.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520065409.1U CN204440569U (en) | 2015-01-30 | 2015-01-30 | One is deposited and withdrawn transaction terminal system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201520065409.1U CN204440569U (en) | 2015-01-30 | 2015-01-30 | One is deposited and withdrawn transaction terminal system |
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| Publication Number | Publication Date |
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| CN204440569U true CN204440569U (en) | 2015-07-01 |
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| CN201520065409.1U Active CN204440569U (en) | 2015-01-30 | 2015-01-30 | One is deposited and withdrawn transaction terminal system |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104599409A (en) * | 2015-01-30 | 2015-05-06 | 深圳市中钞信达金融科技有限公司 | Money depositing and withdrawing trading terminal system and method |
| CN107067534A (en) * | 2017-02-11 | 2017-08-18 | 成都奥克特科技有限公司 | Banknote detection method |
| CN107240187A (en) * | 2016-03-28 | 2017-10-10 | 日立金融设备系统（深圳）有限公司 | Electronics strip provides method, automated trading system and communication terminal |
| CN111292464A (en) * | 2020-03-03 | 2020-06-16 | 苏州区盟链数字科技有限公司 | Online evaluation system for gold labels of cash machines |
-
2015
- 2015-01-30 CN CN201520065409.1U patent/CN204440569U/en active Active
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104599409A (en) * | 2015-01-30 | 2015-05-06 | 深圳市中钞信达金融科技有限公司 | Money depositing and withdrawing trading terminal system and method |
| CN107240187A (en) * | 2016-03-28 | 2017-10-10 | 日立金融设备系统（深圳）有限公司 | Electronics strip provides method, automated trading system and communication terminal |
| CN107067534A (en) * | 2017-02-11 | 2017-08-18 | 成都奥克特科技有限公司 | Banknote detection method |
| CN111292464A (en) * | 2020-03-03 | 2020-06-16 | 苏州区盟链数字科技有限公司 | Online evaluation system for gold labels of cash machines |
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