CN204129778U - A kind of cloud payment cipher publishing system - Google Patents
A kind of cloud payment cipher publishing system Download PDFInfo
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- CN204129778U CN204129778U CN201420563440.3U CN201420563440U CN204129778U CN 204129778 U CN204129778 U CN 204129778U CN 201420563440 U CN201420563440 U CN 201420563440U CN 204129778 U CN204129778 U CN 204129778U
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Abstract
The utility model discloses a kind of publishing system of cloud payment cipher.Single user payment cipher publishing system and single user payment cipher I/O emulation module are bi-directionally connected by serial protocol; Single user payment cipher I/O emulation module and cloud payment cipher resource pool management module are bi-directionally connected by internet protocol.Method: " Customs Assigned Number " is set on single user payment cipher I/O emulation module, and enters " online "; Cloud payment cipher resource pool management module is for " Customs Assigned Number " respective user should distribute new or recover existing cloud payment cipher; Single user payment cipher publishing system passes through single user payment cipher I/O emulation module and this user's cloud payment cipher is mutual, completes the distribution of cloud payment cipher and bookkeeping.Structure is simple, and workload is little, be widely used in finance, bank, security, enterprises and institutions.
Description
Technical field
The utility model relates to payment cipher publishing system in fields such as can be used for finance, bank, security and application process thereof, is specifically related to a kind of cloud payment cipher publishing system.
Background technology
The forgery of bank money seal and content thereof and correction, do not have effective technological prevention means for a long time, particularly along with the fast development of modern science and technology, means of crime also significantly improves.Until the widely using of " single user payment cipher ", above-mentioned case is just thoroughly stopped.
single user payment cipherrefer to the ustomer premises access equipment of the generation payment cipher that single enterprise customer generally uses, the bill key element (as: account, date of draft etc.) that its major function inputs based on user expressly, generates the password that one group of plaintext is corresponding, i.e. " payment cipher ".Payment cipher is as the digital signature of bill check drawer; And realize ticket payment after being veritified by bank's verifying system; The difference of bill key element, then payment cipher is different, therefore can prevent from forging or adulterium bill.
Payment cipher is through the popularization of recent two decades, and commercial bank in fact builds consensus to the application of payment cipher and false proof effect, but only has 100% bank-user all to use payment cipher ability 100% to stop the generation of forgery or adulterium bill case.But the use coverage rate of payment cipher is less than 20% at present, the principal contradiction hindering payment cipher popularization and all standing to use is: payment cipher ensures that bank can facilitate accurately to differentiate whether user's delegation certification is forged or alters, and bank all should bear the responsibility of discerning the false from the genuine usually, payment cipher mainly ensures the interests of bank self in logic, therefore bear the hardware of payment cipher by bank-user and maintenance cost is irrational, and lack legislation grounds; But born hardware and the maintenance cost of the payment cipher of its whole user by bank, there is following problem:
1), based on bank to public number of users and hardware payment cipher cost, the disposable input of bank is huge; 2), according to bank upgrade feature frequently to public family, it is larger that bank continues input;
3), because of hardware payment cipher can use in Duo Jia bank, therefore a certain bank may assume responsibility for the expense of payment cipher for other banks simultaneously.
In order to solve above-mentioned contradiction, increasing substantially the use coverage rate of payment cipher, we have proposed a kind of novelty
cloud payment cipher, i.e. the service unit that the unit payment cipher functions such as payment cipher calculating are provided for enterprise customer Network Based.Adopt cloud payment cipher, bank-user by PC or mobile phone etc. arbitrarily access terminals can obtain payment cipher, thus eliminate the cost that user buys and safeguard payment cipher; A payment cipher calculation server group of planes and network are built by bank, for its user provides the service of cloud payment cipher, thus significantly decrease disposable input, eliminate and continue to drop into, provide exclusive payment cipher service.
But payment cipher have passed through the popularization of recent two decades, bank has constructed a whole set of complete single user payment cipher publishing system, comprise payment cipher issue terminal and payment cipher distribution administration module, realize bank to the distribution of single user payment cipher, maintenance and information management.How to include in existing single user payment cipher distributing method and software and hardware system by cloud payment cipher, simultaneously again without the need to significantly transforming existing method and system, be a urgent problem.
In order to address this problem, we have invented a kind of cloud payment cipher publishing system and application process thereof.By applying this system and method, bank's existing payment cipher distributing method and software and hardware system are without the need to any amendment, directly can issue and manage network cloud payment cipher, thus significantly reduce bank's cost of development and shorten the construction cycle.
Summary of the invention
It is simple that the purpose of this utility model is to provide a kind of structure, and easy to use, cost is low, a kind of cloud payment cipher publishing system that workload is little, processing speed is fast.
For achieving the above object, the technical solution of the utility model solves like this: a kind of cloud payment cipher publishing system, this system is by single user payment cipher publishing system, single user payment cipher I/O emulation module and cloud payment cipher resource pool management module composition, special character of the present utility model is that described single user payment cipher publishing system is bi-directionally connected by serial protocol electrical cable and single user payment cipher I/O emulation module, described single user payment cipher I/O emulation module is bi-directionally connected by internet protocol connecting line and cloud payment cipher resource pool management module, described single user payment cipher publishing system issues administration module by payment cipher and payment cipher issue terminal forms, wherein payment cipher distribution administration module is connected with payment cipher issue terminal by network service connecting line.
Described single user payment cipher I/O emulation module is made up of main control module, display module, input through keyboard module, serial communication modular and network communication module; Wherein said main control module is connected with display module, input through keyboard module, serial communication modular and network communication module bi-directional data successively respectively, described serial communication modular is connected with serial protocol electrical cable, and described network communication module is connected with internet protocol connecting line.
Described single user payment cipher I/O emulation module, namely by single-chip microcomputer or single card microcomputer hardware implementing, also can pass through software simulating in general-purpose computing system.
It is simple that the beneficial effects of the utility model are to provide a kind of structure, and easy to use, cost is low, and workload is little, processing speed is fast, solves the problem that single user payment cipher publishing system cannot issue network cloud payment cipher.The distribution of existing bank payment scrambler and management method and software and hardware system are without the need to any amendment, get final product invitation to subscribe and the network cloud payment cipher of management, thus significantly reduce bank's cost of development and shorten the construction cycle, finance, bank, security, enterprises and institutions etc. can be widely used in.
Accompanying drawing explanation
Figure l is cloud payment cipher publishing system structural schematic block diagram;
Fig. 2 is single user payment cipher I/O emulation module structural schematic block diagram in figure l;
Fig. 3 is cloud payment cipher publishing system application process FB(flow block);
Fig. 4 is single user payment cipher I/O emulation module (software simulating) interface output map I of the present invention;
Fig. 5 is single user payment cipher I/O emulation module (software simulating) interface output map II of the present invention.
Embodiment
Below in conjunction with drawings and Examples, summary of the invention is described in further detail:
The concept that the utility model relates to and term definition as follows:
single user payment cipher:refer to the existing ustomer premises access equipment independently generating ticket payment password without the need to connecting miscellaneous equipment or system off-line generally used, a usual payment cipher can only for open an account enterprise or a mechanism
single user payment cipher publishing system: refer to what bank used, be connected with single user payment device by serial protocol, realize the publishing system of the functions such as the distribution of single user payment cipher, maintenance, increase account and information management.
cloud payment cipher: refer to the cloud service unit that the single user payment cipher functions such as payment cipher calculating are provided for enterprise customer Network Based.
cloud payment cipher resource pool: refer to the cloud payment cipher set with particular organization's structure.
cloud payment cipher resource pool management module:refer to the management system of cloud payment cipher resource pool, realize receiving user's request, distribute or recover the function such as cloud payment cipher and passback user response.
single user payment cipher I/O emulation module: the I/O simulating single user payment cipher, realize and the communication of single user payment cipher publishing system, and by network and cloud payment cipher resource pool management module communication, final realization utilizes original single user payment cipher publishing system to issue cloud payment cipher.
Shown in Fig. 1-Fig. 5, a kind of cloud payment cipher publishing system, this system is by single user payment cipher publishing system, single user payment cipher I/O emulation module and cloud payment cipher resource pool management module composition, described single user payment cipher publishing system 1 is bi-directionally connected by serial protocol electrical cable 4 and single user payment cipher I/O emulation module 2, described single user payment cipher I/O emulation module 2 is bi-directionally connected by internet protocol connecting line 5 and cloud payment cipher resource pool management module, described single user payment cipher publishing system 1 issues administration module by payment cipher and payment cipher issue terminal forms, wherein payment cipher distribution administration module is connected with payment cipher issue terminal by network service connecting line.
Described single user payment cipher I/O emulation module 2 is made up of main control module, display module, input through keyboard module, serial communication modular and network communication module; Wherein said main control module 21 is connected with display module 22, input through keyboard module 23, serial communication modular 24 and network communication module 25 bi-directional data successively respectively, described serial communication modular 24 is connected with serial protocol electrical cable 4, and described network communication module 25 is connected with internet protocol connecting line 5.
Described single user payment cipher I/O emulation module 2, namely by single-chip microcomputer or single card microcomputer hardware implementing, also can pass through software simulating in general-purpose computing system.
embodiment 1
With reference to shown in Fig. 1, a kind of cloud payment cipher publishing system, this system is by single user payment cipher publishing system, single user payment cipher I/O emulation module and cloud payment cipher resource pool management module composition, described single user payment cipher publishing system 1 is bi-directionally connected by serial protocol electrical cable 4 and single user payment cipher I/O emulation module 2, described single user payment cipher I/O emulation module 2 is bi-directionally connected by internet protocol connecting line 5 and cloud payment cipher resource pool management module 3, described single user payment cipher publishing system 1 issues administration module by payment cipher and payment cipher issue terminal forms, wherein payment cipher distribution administration module is connected with payment cipher issue terminal by network service connecting line.
embodiment 2
Shown in Fig. 2, described single user payment cipher I/O emulation module 2 is made up of main control module, display module, input through keyboard module, serial communication modular and network communication module; Wherein said main control module 21 is connected with display module 22, input through keyboard module 23, serial communication modular 24 and network communication module 25 bi-directional data successively respectively, described serial communication modular 24 is connected with serial protocol electrical cable 4, and described network communication module 25 is connected with internet protocol connecting line 5.
Described single user payment cipher I/O emulation module 2, namely by single-chip microcomputer or single card microcomputer hardware implementing, also can pass through software simulating in general-purpose computing system.
embodiment 3
An application for described cloud payment cipher publishing system, carry out in the steps below:
1), user is inputted " customer number " of this client, and enters " online " state on described single user payment cipher I/O emulation module 2 by described input through keyboard module 23;
2), described single user payment cipher I/O emulation module 2 sends " customer number " to described cloud payment cipher resource pool management module 3 also request connection client cloud payment cipher by described network communication module 25 and internet protocol connecting line 5;
3), described cloud payment cipher resource pool management module 3 receives " customer number " that described single user payment cipher I/O emulation module 2 sends; And " cloud payment cipher " electronical record of this client is retrieved according to " customer number "; If this client not yet has " cloud payment cipher " electronical record, then for this client sets up new " cloud payment cipher " electronical record; Last " cloud payment cipher " electronical record according to this client sets up " cloud payment cipher " example in cloud payment cipher resource pool management module 3, and makes it to connect with described single user payment cipher I/O emulation module 2;
4), described traditional single user hardware payment cipher distribution receives with management system 1 and processes payment cipher administration order; In command process, send payment cipher supervisory instruction by described serial protocol electrical cable 4 to described single user payment cipher I/O emulation module 2, and wait-for-response;
5), described single user payment cipher I/O emulation module 2 receives payment cipher supervisory instruction, and forwards the client cloud payment cipher of payment cipher supervisory instruction to described cloud payment cipher resource pool management module 3 by described network communication module 25 and internet protocol connecting line (5);
6), client's cloud payment cipher of described cloud payment cipher resource pool management module 3 receives and performs payment cipher supervisory instruction, and result is returned the distribution of traditional single user hardware payment cipher and management system 1 by described single user payment cipher I/O emulation module 2;
7), the distribution of traditional single user hardware payment cipher receives result with management system 1, and completes respective pay scrambler administration order processing procedure, thus realizes cloud payment cipher management.
embodiment 4
Shown in Fig. 3-Fig. 5:
1), user starts described single user payment cipher I/O emulation module 2 on PC.This software interface exports as shown in Figure 4:
2) user by described input through keyboard module 23 on described single user payment cipher I/O emulation module 2 software interface, select " customer number " (as: 6681501020447489) inputting this client in " customer number " input frame, and click online button and enter on line state
3), described single user payment cipher I/O emulation module 2 sends " customer number " (as: 6681501020447489) to described cloud payment cipher resource pool management module 3 request connection client cloud payment cipher by described procotol connecting line 25;
4), described cloud payment cipher resource pool management module 3 receives " customer number " (as: 6681501020447489) that described single user payment cipher I/O emulation module 2 sends; And retrieve this customer information (as: general plan Science and Technology Ltd. of Skyworth of Shenzhen) according to " customer number " (as: 6681501020447489); Then this client not yet has a cloud payment cipher, therefore cloud payment cipher resource pool management module 3 is client (as: general plan Science and Technology Ltd. of Skyworth of Shenzhen) distributes new " a cloud payment cipher " (as scrambler numbering: 0380000003); Again, the cloud payment cipher of this client of instantiation is (as scrambler numbering: 0380000003); Last cloud payment cipher (as scrambler numbering: 0380000003) with as described in single user payment cipher I/O emulation module 2 connect;
5), described single user payment cipher I/O emulation module 2 by described procotol connecting line 25 to cloud payment cipher (as scrambler numbering: 0380000003) send and read data command, and wait-for-response;
6), cloud payment cipher is (as scrambler numbering: 0380000003) receive and perform reading data command, and by payment cipher data (as: customer name [general plan Science and Technology Ltd. of Skyworth of Shenzhen], scrambler numbering [0380000003], customer account information [41014100040013650]) return to described single user payment cipher I/O emulation module 2;
7), described single user payment cipher I/O emulation module 2 receives and shows from cloud payment cipher (as scrambler numbering: the data 0380000003) read.This software interface exports as shown in Figure 5.
Claims (3)
1. a cloud payment cipher publishing system, this system is by single user payment cipher publishing system, cloud payment cipher simulation system and cloud payment cipher resource pool management module composition, it is characterized in that described single user payment cipher publishing system (1) is bi-directionally connected by serial protocol electrical cable (4) and single user payment cipher I/O emulation module (2), described single user payment cipher I/O emulation module (2) is bi-directionally connected by internet protocol connecting line (5) and cloud payment cipher resource pool management module (3), described single user payment cipher publishing system (1) issues administration module by payment cipher and payment cipher issue terminal forms, wherein payment cipher distribution administration module is connected with payment cipher issue terminal by network service connecting line.
2. cloud payment cipher publishing system according to claim 1, is further characterized in that described single user payment cipher I/O emulation module (2) is made up of main control module, display module, input through keyboard module, serial communication modular and network communication module; Wherein said main control module (21) is connected with display module (22), input through keyboard module (23), serial communication modular (24) and network communication module (25) bi-directional data successively respectively, described serial communication modular (24) is connected with serial protocol electrical cable (4), and described network communication module (25) is connected with internet protocol connecting line (5).
3. cloud payment cipher publishing system according to claim 1, described in its feature, single user payment cipher I/O emulation module (2) is by single-chip microcomputer or single card microcomputer hardware implementing.
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN104240071A (en) * | 2014-09-28 | 2014-12-24 | 陕西海基业高科技实业有限公司 | Cloud pay cipher device release system and application method thereof |
CN106911473A (en) * | 2017-03-13 | 2017-06-30 | 成都育芽科技有限公司 | A kind of financial mobile payment password Hairstyling device based on cloud data processing platform (DPP) |
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2014
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN104240071A (en) * | 2014-09-28 | 2014-12-24 | 陕西海基业高科技实业有限公司 | Cloud pay cipher device release system and application method thereof |
CN106911473A (en) * | 2017-03-13 | 2017-06-30 | 成都育芽科技有限公司 | A kind of financial mobile payment password Hairstyling device based on cloud data processing platform (DPP) |
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