CN203102343U

CN203102343U - Multi-chip IC (integrated circuit) card

Info

Publication number: CN203102343U
Application number: CN 201220720971
Authority: CN
Inventors: 罗雪睿
Original assignee: Individual
Current assignee: Individual
Priority date: 2012-12-24
Filing date: 2012-12-24
Publication date: 2013-07-31
Anticipated expiration: 2022-12-24

Abstract

The utility model discloses a multi-chip IC (integrated circuit) card. The multi-chip IC card is composed of an IC card base (1) and integrated circuit chips arranged on the card base, and is characterized in that two or more integrated circuit chips are arranged on the card base, and the different information of the same cardholder is stored in the different integrated circuit chips. The multi-chip IC card disclosed by the utility model can be used for integrating the various main information of one person on one IC card so as to reduce social management cost, and effectively monitoring personal information and furthest restraining crimes, thus improving social management effectiveness, and facilitating the self-management of people on personal information and affairs.

Description

A kind of multicore sheet IC-card

Technical field

The utility model belongs to the IC-card technical field.

Technical background

Current society, because I.D. and bank card separately use, one people can have a plurality of bank accounts and bank card, even can have the bank card of handling with false identity, add and relatively optionally to draw, store and carry buckets of cash, thereby make robbery, theft, smuggling, traffic in drugs, corruption, gamble, bribe, accept bribes, all kinds of criminal phenomenas such as money laundering are in vogue, serious threat citizen safety and social stability, harm social safety.Because false I.D. is utilized by a lot of offenders, and can carry buckets of cash, action is convenient, in a single day therefore a lot of offenders abscond, public security organ often is difficult to it is arrested, and causes this offender to can not get due punishment, and continues harmfulness of crime citizen and social safety.

Current China and even international community have been extensive use of IC-card, comprise that aspects such as residential identity, financial transaction, social insurance, all kinds of member be preferential all generally use the IC-card technology, but because existing IC-card has only an integrated circuit (IC) chip on every card, and because the service needed different in kind of every profession and trade, the standard criterion of various cards is difficult to unified, so a lot of common people one people have many IC-cards, as member card of the credit card of I.D., social insurance card, medical insurance card, each bank and deposit card, various service organizations or the like.And based on the present present situation of China, if storage multiclass information on a chip, not only the difficult problem of technical elements is many, even if feasiblely also citizen's privacy is caused bigger threat, because the memory space of an IC-card chip is limited, also can not store a large amount of information simultaneously; The production standard of every profession and trade application-specific integrated circuit the core of the card sheet and administrative standard are difficult to unification at present in addition, also are difficult to storage multiclass information on a chip.One holds the huge waste that many IC-cards have not only caused resource in one's own possession, carries keeping also for common people individual and brings very big problem.Bring huge handling cost more disadvantageously for country and social management, all information unified managements of same individual not only can not have been increased society's handling cost, also be difficult to the good unlawful practice of all kinds of crimes of effective monitoring.

Summary of the invention

The purpose of this utility model is to provide an a kind of card base to be provided with the multicore sheet IC-card of many integrated circuit (IC) chip for the problem that solves the prior art existence, the same holder's of storage different information on different chips, with a people's all kinds of main information integration on an IC-card, to reduce the social management cost, and effective monitoring personal information, restrain crime improves social management usefulness, and makes things convenient for the self-management of the common people to personal information and affairs to greatest extent.

The purpose of this utility model is achieved through the following technical solutions.

A kind of multicore sheet IC-card is made of IC-card card base and the integrated circuit (IC) chip that is arranged on the card base, and the integrated circuit (IC) chip that is arranged on the card base is more than two or two, stores same holder's different information on the different integrated circuit (IC) chip.

Integrated circuit (IC) chip described in the utility model is contact integrated circuit (IC) chip and contact-free integrated circuit chip, and the interface of integrated circuit (IC) chip and read write line adopts contact or non-contact interface.Described integrated circuit (IC) chip adopts Ming Dynasty style or the concealed mode of setting to be arranged on the card base.On the card base, Ming Dynasty style or concealed magnetic stripe also have been arranged at.The corresponding same holder's who stores different information on the different integrated circuit (IC) chip include residential identity information, drive two classes or the above information of two classes in archive information, social insurance information, bank account information, holder's personal file information, membership service information or the out of Memory.

The utility model is owing to include many integrated circuit (IC) chip, category information that can a people of each chip-stored, main information such as I.D. with a people, social insurance card, the medical insurance card, the credit card of each bank and deposit card, the information of the big class of differences such as the member card of various service organizations is stored in respectively on the different chips, with a present people's many cards is on a people's the integrated IC-card of all kinds of personal information, can reduce the social management cost, the effective monitoring personal information, restrain crime to greatest extent, improve social management usefulness, and make things convenient for the self-management of the common people personal information and affairs.

Further set forth the utility model content below in conjunction with Figure of description.

Description of drawings

Fig. 1 is a Facad structure synoptic diagram of the present utility model;

Fig. 2 is a structure synoptic diagram of the present utility model.

Embodiment

As shown in Figure 1 and Figure 2, the utility model is made of IC-card card base 1 and the integrated circuit (IC) chip that is arranged on the card base, the integrated circuit (IC) chip that is arranged on the card base is more than two or two, stores same holder's different classes of information on the different integrated circuit (IC) chip.A chip-stored holder's residential identity information for example, a chip stores holder's various social insurance information, a chip stores holder's bank and each type of financial and assets information, holder's out of Memory be can also store with a chip, Profile information, driving information, all kinds of membership informations etc. comprised.Present existing personal identity card, social insurance card, medical insurance card, bank card, member card etc. are integrated on the multicore sheet IC-card.Holder's essential information can be printed in the back side of card, as holder's photo, name, date of birth, nationality, home address etc.Each integrated circuit (IC) chip on card is different according to its effect, adopt different codes and standards to make, to guarantee that different departments read and write content on the different chips according to different mandates, guarantee holder's rights and interests and privacy, as the chip that stores identity information adopts the customized specifications standard of resident identification card, the EMV codes and standards that the bank of storage financial service information and insurance chip adopt international financial institution to pass through; The chip of storage out of Memory such as Profile information, driving information, membership information etc. adopts the application specific standard standard of corresponding purposes etc., guarantee normally to use on the equipment such as self-help drawing money machine of existing read write line and bank, avoid changing this kind equipment, save great amount of cost.Integrated circuit (IC) chip of the present utility model can adopt the contact integrated circuit (IC) chip 2 or the contact-free integrated circuit chip 3 of present maturation, the corresponding integrated circuit (IC) chip that adopts and the interface of read write line also can adopt contact or non-contact interface, by read write line the IC-card internal information are read and write.Integrated circuit (IC) chip can adopt the Ming Dynasty style card that is exposed at the card primary surface of present maturation to be arranged at the basic concealed inlay card of going up or be hidden in Ka Jinei of card and be arranged on the card base.On the card base Ming Dynasty style or concealed magnetic stripe 4 can also be set, realize its multi-usage function and many occasions functions of use, its principle of work is consistent with the magnetic stripe bank card that uses at present with standard criterion, is mainly used in economic transaction.Card base of the present utility model is the same with cards such as present widely used resident identification card, bank cards, for the multi-layered polyester material is composited, also can adopt other novel waterproof, fire prevention, insulation, anti-aging material.The card sizes specification can be consistent with cards such as the resident identification card of present use, bank cards.The design concept of integrated circuit (IC) chip of the present utility model, magnetic stripe, read write line, the material of use, codes and standards and manufacturing technology all can adopt existing mature technology.

Using precondition of the present utility model is to be issued by unified making of public security organ, but public security organ only uses two chips usually in advance, one is the residential identity information chip, and one is the driving information chip, and remaining chip is kept for departments such as bank, insurance, occurrences in human life, real estate management.

The utility model is not only applicable to the individual, can adopt the mode that is applicable to the individual yet, is used for all kinds of mechanisms and company.Difference is to give the personnel of mechanism that authorize to handle " subcard ", is used for official activity.

When the individual after public security organ handles this IC-card I.D., in the time limit of unification of the motherland regulation, handle account opening procedure to bank.If a plurality of banks of a personal choice then need to handle account opening procedure to a plurality of banks.Everyone all simultaneously corresponding its identity of account of handling in any bank.Its account number (bank card number) is " Routing Number+ID (identity number) card No. ", such as industrial and commercial bank's code is " GS ", Construction Bank is " JS ", and Bank of China is " ZG " ... resident for deposit has been arranged changes former having money on deposit in the new bank account over to synchronously.Fund in the resident accounts can be some deposit-type according to present cash in banks mode division, such as installment, whole stole only take, time deposit, demand deposit or the like; Therefore a people can handle the multiclass business in a plurality of banks.

When the resident need consume, channels such as card number that can be corresponding own adopts and current now swipes the card, " Web bank ", " Mobile banking " are consumed, difference only is when a people offers account in how tame bank, may need before the payment to select from which bank account to pay.When in the resident need the limit at national regulation, gifting the other people's money, also can adopt the existing funds same class methods of transferring accounts.

In a single day the utility model drops into society and uses, and supporting with related management standard and legal restraint, and the criminal phenomena of entire society will effectively be contained.The one, do not worry occurring the misoperation problem, do not worry the problem that any type of fund is illegally shifted yet, because the Bank Account Number (card number) of everyone or mechanism all bundles with ID (identity number) card No. or mechanism coding, the fund whereabouts of each transfer is all very accurate, the transfer of funds that each is illegal or occupy all and recover easily.The 2nd, everyone, " identity information " of each mechanism, each company all be bundled on the IC-card with proprietary, mechanism and company can have many " subcards ", to make things convenient for the need of public affair, everyone, the property number of each mechanism, each company can show exactly, everyone, the property of each mechanism, each company can accurately be checked according to the authority of relevant department, the ins and outs of each account can show exactly, are beneficial to all kinds of national structures in the society of supervision within the scope of authority dynamically.The 3rd, be beneficial to very much public security organ and do a good job of it social security.Can grading authorizedly consult property total amount and flowing informations thereof such as the individual and the identity information of mechanism, fund.Can set up supervisory system, manage, register and store the unemployed on record for scribing, whether in case wholesale or frequent treasury trade occur, it is legal to follow the trail of its treasury trade of examination easily.Can have access to the consumption and the event trace of the criminal that holds by the characteristics of " it is difficult to move even one step not have card ", arrest the offender.Traffic police department also can adopt special read write line, the information of human pilot is included in implemented management in this multi-usage IC-card, comprises and punishes registration and fine; Can also avoid some traffic police departments and individual's corruption like this.Can formulate " must could open phone number and network " technical measures and system, carry out the real name registration system degree, more help preventing and cracking all kinds of cases handling mobile phone and network through the machine Card Reader.The 4th, be beneficial to the situation of abiding by the law that national all kinds of supervisory organ supervises civil servant and mechanism.As procuratorate, discipline inspection department, revenue department, fund unusual fluctuation supervision department etc., can be according to the function of self, include this property situation and income artificial situation of including the personnel of this department's supervision in supervision, as the department of inspecting discipline can have access to the above cadre's of post at the corresponding levels certain property and situation of change thereof, even can take once to gather than reciprocity means in every month.The 5th, be beneficial to personal management and realize facilitation, electronization.Such as one of them chip is " archives chip ", and so, student's college entrance examination achievement, college entrance examination admission can directly deposit in wherein, need not to carry letter of admission again and remove report, but arrived school, takes " swiping the card " just can finish relevant entrance formality.Like this equally such as personnel's archives, when being employed or during the unit of transfer, only needing " swiping the card ", just can finish report for work formality and archive formality.

When the foreigner enters China because of all kinds of needs, both can use existing " VISA credit card ", also can be when embassy's visa or when immigration, handle the multi-usage IC-card of different actual effects, write and deposit corresponding various information in.

The utility model can also avoid blocking at present the problem that often runs into of losing.If someone card is lost accidentally, as long as but accomplish that each local police station of basic unit all prestores the pre-standby card of sufficient amount, all there is the card of benefit to handle function and equipment, as long as utilize first card to handle is that the finger print information of storing is examined, and just can examine the identity of losing the declarer in the short time and finish complete formalities.Simultaneously,, suppose that the holder loses main card accidentally, can use, find time again to handle and mend the card formality with secondary card is temporary transient if take the way of " main card+pair card " supporting making; Equally because each fund whereabouts can accurately investigate thoroughly, lose fund on the card during the card can be not picked yet to the people dare to malice transfer to own account; Even if transfer to other people account, also can recover easily " mischief ".

The most outstanding superiority of the utility model is to eliminate and to effect a radical cure most crimes, at first is to allow the people feel " need not crime ".After the whole society uses the utility model comprehensively, the corresponding strict standard of taking of bank limits cash withdrawal quantity for each person every day, (can also cancel the issue for cash of denomination more than 50 yuan like this such as limitting the low-denomination cash of getting 100 yuan for each person every day, save bank's operating cost), only for inconvenient or do not have under the occasion of condition use IC-card and use.Because do not have too many cash on everyone body, company can not extract the wholesale cash, to steal cash be that purpose is stolen, plundered this class crime and very calculates to rob, " need not crime ".Next is to allow people's tangible " being difficult to carry out crime ".Owing to can not carry buckets of cash, smuggling, traffic in drugs, the behavior of gambling, bribe, accept bribes or the like are difficult to implement " being difficult to crime ".The 3rd is to allow people's " crime can not run away ".Since everyone, each mechanism, each company all only have one unique, with the bank account number of self identity information binding, swindle, smuggling, traffic in drugs,, money laundering, extort, extort or the like criminal offence, finally all can clarify the truth; Even if crime committed at the spur of the moment such as occurred hurting sb.'s feelings, kill a person because do shopping, have a meal, riding public transportation means, lodging etc. must swipe the card, and finally also can expose whereabouts, " crime escape ".At last, crime in the society, main only remaining offering or accepting bribes based on the material bribery, based on crimes of intentional injury such as fighting of crime committed at the spur of the moment, rob the pilferage robbery crime (but it is very difficult to dispose of stolen goods) of article based on the robber, with various contradictions is the main offense of murder of bringing out, to satisfy having raped with a spot of crime such as prostitution and whoring of sexual desire.But these criminal offences are in the effect of this multicore sheet IC-card---under the effect and deterrence of " need not crime, be difficult to crime and crime can not run away ", under the situation that public morals takes a turn for the better therefore and greatly, these crimes also can be subjected to very big containment, and the overwhelming majority will be avoided and eliminate to the criminal phenomena of entire society.

Claims

1. multicore sheet IC-card, constitute by IC-card card base (1) and the integrated circuit (IC) chip that is arranged on the card base, it is characterized in that the integrated circuit (IC) chip that is arranged on the card base is more than two or two, stores same holder's different information on the different integrated circuit (IC) chip.

2. a kind of multicore sheet IC-card according to claim 1, it is characterized in that, described integrated circuit (IC) chip is contact integrated circuit (IC) chip (2) or contact-free integrated circuit chip (3), and the interface of integrated circuit (IC) chip and read write line adopts contact or non-contact interface.

3. a kind of multicore sheet IC-card according to claim 1 and 2 is characterized in that, described integrated circuit (IC) chip adopts Ming Dynasty style or the concealed mode of setting to be arranged on the card base.

4. a kind of multicore sheet IC-card according to claim 1 and 2 is characterized in that, also is provided with Ming Dynasty style or concealed magnetic stripe (4) on the card base.

5. a kind of multicore sheet IC-card according to claim 1 and 2, it is characterized in that, the corresponding same holder's who stores different information on the different integrated circuit (IC) chip include residential identity information, drive two classes or the above information of two classes in archive information, social insurance information, bank account information, holder's personal file information, membership service information or the out of Memory.