CN203084757U - Anti-counterfeit bank card, automatic teller machine and anti-counterfeit system - Google Patents
Anti-counterfeit bank card, automatic teller machine and anti-counterfeit system Download PDFInfo
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- CN203084757U CN203084757U CN 201320032293 CN201320032293U CN203084757U CN 203084757 U CN203084757 U CN 203084757U CN 201320032293 CN201320032293 CN 201320032293 CN 201320032293 U CN201320032293 U CN 201320032293U CN 203084757 U CN203084757 U CN 203084757U
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- bank card
- signature information
- false proof
- teller machine
- automatic teller
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Abstract
The utility model discloses an anti-counterfeit bank card, an automatic teller machine and an anti-counterfeit system, which solve the problem that signature of a card owner in the prior art can be easily pirated and the anti-counterfeit effect is poor. The anti-counterfeit bank card comprises a memory chip where a signature information of a card owner is stored in advance. The automatic teller machine (ATM) for the anti-counterfeit bank card comprises a read apparatus for reading out the signature information of the card owner in the anti-counterfeit bank card, a controller connected with the output end of the read apparatus, and a display apparatus connected with the output end of the controller and displaying the signature information of the card owner according to the control of the controller. The anti-counterfeit system comprises the anti-counterfeit bank card and the automatic teller machine. In the anti-counterfeit bank card, the automatic teller machine and the anti-counterfeit system, the signature information of the card owner is stored in the memory chip in the bank card and can not be pirated by illegal users who can not see the signature information from the external, thereby improving the anti-counterfeit effect.
Description
Technical field
The utility model relates to electronic technology field, particularly a kind of false proof bank card, ATM (Automatic Teller Machine) and Antiforge system.
Background technology
At present, in order to prevent embezzlement of bank card, generally all can sign their name at the back side of bank card in advance by the holder.Then, when using bank card to conclude the business, sign by the user of bank card, if finding user's the signature and the signature at the bank card back side, the cashier differs greatly, then can infer this user is illegal user, reaches the false proof purpose of bank card thus.
Above-mentioned holder is meant in bank and fills in personal information and have the people of this bank card by legal means that above-mentioned user only is meant the people who uses this bank card to consume.When above-mentioned user and holder are not same people, show probably that then this bank card is stolen.
But, when adopting aforesaid way to realize bank card false proof,, cause illegal user can see this signature in advance and it is imitated because holder's signing messages is exposed to the back side of bank card, cause antifalse effect not ideal enough thus.
The utility model content
The utility model provides a kind of false proof bank card, ATM (Automatic Teller Machine) and Antiforge system, thereby in order to solve the cardholder signature information of the prior art imitated dissatisfactory problem of antifalse effect that causes easily.
A kind of false proof bank card comprises: the storage chip that prestores cardholder signature information.
Alternatively, described cardholder signature information is literal and/or pattern.
Alternatively, described storage chip is magnetic stripe or IC chip.
Alternatively, described false proof bank card comprises: deposit card and credit card.
A kind of ATM (Automatic Teller Machine) that is used for above-mentioned false proof bank card comprises: the reading device that reads the cardholder signature information in the false proof bank card; The control device that links to each other with the output terminal of described reading device; And the display device that links to each other, shows described cardholder signature information with the output terminal of described control device according to the control of described control device.
A kind of Antiforge system comprises: above-mentioned false proof bank card, and above-mentioned ATM (Automatic Teller Machine).
Alternatively, this Antiforge system also comprises: prestore bank's background server of cardholder signature information, then the control device of described ATM (Automatic Teller Machine) further comprises: the transceiver that obtains described cardholder signature information from described bank background server; The cardholder signature information that cardholder signature information that described transceiver is obtained and described reader device read is carried out matching ratio comparer.
Alternatively, described ATM (Automatic Teller Machine) further comprises: the alarm that links to each other with described control device.
Alternatively, described alarm is an audible-visual annunciator.
Alternatively, be connected by wireless communication mode between described transceiver and the described bank background server.
In false proof bank card, ATM (Automatic Teller Machine) and the Antiforge system of the utility model embodiment, with the cardholder signature information stores in the storage chip of bank card inside, illegal user can't see this signing messages from the outside, the imitation of therefore also having no way of, thus improved antifalse effect.
Description of drawings
The structural representation of the false proof bank card that Fig. 1 provides for the utility model embodiment;
Fig. 2 shows the structural representation of the ATM (Automatic Teller Machine) that the utility model embodiment provides;
Fig. 3 shows a kind of structural representation of the Antiforge system that the utility model embodiment provides;
Fig. 4 shows a kind of synoptic diagram that improves structure of Antiforge system shown in Figure 3.
Embodiment
For fully understanding purpose, feature and the effect of the utility model,, the utility model is elaborated, but the utility model is not restricted to this by following concrete embodiment.
The utility model provides a kind of false proof bank card, ATM (Automatic Teller Machine) and Antiforge system, thereby in order to solve the cardholder signature information of the prior art imitated dissatisfactory problem of antifalse effect that causes easily.
Fig. 1 shows the structural representation of the false proof bank card that the utility model embodiment provides, and as shown in Figure 1, this false proof bank card 1 comprises: the storage chip 11 that prestores cardholder signature information.This cardholder signature information generally be when the holder handles this bank card for the first time in the bank counter typing, perhaps also can be after handling bank card, go the bank counter amended record by the holder.Except this signing messages of bank counter typing, also can be by other this signing messages of legal means typing, for example, official website that can be by access bank also inputs password this signing messages of typing etc. then.
Wherein, cardholder signature information can be literal, also can be pattern, perhaps can also be the combination of literal and pattern.When cardholder signature information was literal, this literal can be full name of holder, or only was holder's surname or name, to increase the difficulty that illegal user copys.In addition, this signing messages can also be with holder's name or like relevant pattern.In a word, this cardholder signature information is by holder's typing in advance, as long as can identify this holder.After the typing, the holder need remember this signing messages, so that use.
By above-mentioned false proof bank card, can prevent that illegal user from seeing signing messages in advance and it is imitated, thereby improve antifalse effect.
Fig. 2 shows the structural representation of the ATM (Automatic Teller Machine) that the utility model embodiment provides.This ATM (Automatic Teller Machine) 2 is used for false proof bank card shown in Figure 1 is discerned.As shown in Figure 2, this ATM (Automatic Teller Machine) 2 comprises: the reading device 21 that reads the cardholder signature information in the false proof bank card; The control device 22 that links to each other with the output terminal of described reading device 21; And the display device 23 that links to each other, shows described cardholder signature information with the output terminal of described control device 22 according to the control of described control device 22.
Wherein, reading device 21 can be the POS machine that is used to swipe the card or other card reader, as long as can read out the cardholder signature information of the storage chip stored of false proof bank card inside.The output terminal of reading device 21 links to each other with the input end of control device 22, and reading device 21 is given control device 22 with the cardholder signature information transmission that reads.The output terminal of control device 22 links to each other with display device 23, after control device 22 receives this cardholder signature information, according to this cardholder signature information Control display device 23 it is shown.Particularly, control device 22 can be realized by a PC or microprocessor.Display device 23 can be realized by the display devices such as LCD of routine.
Just realized demonstration by above-mentioned ATM (Automatic Teller Machine) to the cardholder signature information of false proof bank card storage inside, like this, before the user of this bank card will use this bank card, the cashier of ATM (Automatic Teller Machine) can view the cardholder signature information of storage inside by ATM (Automatic Teller Machine), therefore, after the user signs, whether the cashier can compare cardholder signature information shown on the display device of ATM (Automatic Teller Machine) consistent with the signing messages that the user has just signed, if the two difference is totally different, then can infer this user is illegal user, thereby refuse this payment of bank card operation, reach the false proof purpose of bank card thus.
Fig. 3 shows the structural representation of the Antiforge system that the utility model embodiment provides.As shown in Figure 3, this Antiforge system comprises false proof bank card 1 shown in Figure 1 and ATM (Automatic Teller Machine) 2 shown in Figure 2., repeat no more referring to the description in the foregoing description about the concrete structure of false proof bank card in this Antiforge system and ATM (Automatic Teller Machine) herein.
In addition, in order further to improve antifalse effect, as shown in Figure 4, this Antiforge system can further include: the bank's background server 30 that prestores cardholder signature information.Wherein, the cardholder signature information that prestores in this bank's background server 30 can be storage when the holder is by above-mentioned legal means typing cardholder signature information.Therefore, under the normal condition, the cardholder signature information of the storage chip stored of the cardholder signature information of storage and corresponding false proof bank card inside is on all four in this bank's background server 30.If the cardholder signature information inconsistency of the storage chip stored of the cardholder signature information of storage and corresponding false proof bank card inside illustrates probably that then this bank card is to have carried out illegal modification by the people in bank's background server 30.Therefore, by storage cardholder signature information in bank's background server, can guarantee further that cardholder signature information can illegally not distorted.
Correspondingly, for the cardholder signature information of storage in bank's background server 30 is compared, the control device 22 of the ATM (Automatic Teller Machine) 2 in this Antiforge system further comprises: the transceiver 221 that obtains described cardholder signature information from described bank background server 30; The cardholder signature information that cardholder signature information that described transceiver 221 is obtained and described reader device 21 read is carried out matching ratio comparer 222.
Wherein, transceiver 221 links to each other with bank background server 30 by wireless communication mode (for example bluetooth, wifi etc.) usually, transceiver 221 further sends the cardholder signature information in this bank's background server 30 to coupled comparer 222 after getting access to cardholder signature information in bank's background server 30.The cardholder signature information that cardholder signature information that comparer 222 obtains transceiver 221 and described reader device 21 read is carried out matching ratio, if the two unanimity, illustrate that then this signing messages is no problem, if the two is inconsistent, illustrate that then the signing messages in the false proof bank card may illegally be distorted.
In order to point out comparative result to the cashier, control device 22 further control display device 23 shows comparative result, for example, shows that comparative result is consistent or inconsistent, thereby makes the cashier learn comparative result.When the cashier finds that the two comparative result is inconsistent, can refuse this payment of bank card operation, avoid bank card illegally to be usurped thus.
Except showing on the display device the comparative result, this ATM (Automatic Teller Machine) can further include an alarm, and this alarm links to each other with control device, when control device determines that comparative result is inconsistent, then control this alarm equipment alarm, to reach the effect of reminding the cashier to note.This alarm can be audible-visual annunciator.
In false proof bank card, ATM (Automatic Teller Machine) and the Antiforge system of the utility model embodiment, with the cardholder signature information stores in the storage chip of bank card inside, illegal user can't see this signing messages from the outside, the imitation of therefore also having no way of, thus improved antifalse effect.
In addition, except in false proof bank card, storing the mode of cardholder signature information of introducing above, also can in the storage chip of false proof bank card, store holder's biological information, for example fingerprint, iris, facial image etc. in advance.Correspondingly, ATM (Automatic Teller Machine) may further include collecting biological feature information device and biological information comparison means.During concrete the use, gather user's biological information by the physical characteristics collecting device of ATM (Automatic Teller Machine), whether the biological information of relatively being gathered by the biological information comparison means is consistent with the biological information that reader device reads then, reaches thus to prevent the false proof purpose usurped.
Though it will be understood by those skilled in the art that in the above-mentioned explanation, for ease of understanding, the step of method has been adopted the succession description, should be pointed out that for the order of above-mentioned steps and do not do strict the restriction.
One of ordinary skill in the art will appreciate that all or part of step that realizes in the foregoing description method is to instruct relevant hardware to finish by program, this program can be stored in the computer read/write memory medium, as: ROM/RAM, magnetic disc, CD etc.
Will also be appreciated that the apparatus structure shown in accompanying drawing or the embodiment only is schematically, the presentation logic structure.Wherein the module that shows as separating component may or may not be physically to separate, and the parts that show as module may be or may not be physical modules.
Obviously, those skilled in the art can carry out various changes and modification to the utility model and not break away from spirit and scope of the present utility model.Like this, if of the present utility model these are revised and modification belongs within the scope of the utility model claim and equivalent technologies thereof, then the utility model also is intended to comprise these changes and modification interior.
Claims (10)
1. a false proof bank card is characterized in that, comprising: the storage chip that prestores cardholder signature information.
2. false proof bank card as claimed in claim 1 is characterized in that, described cardholder signature information is literal and/or pattern.
3. false proof bank card as claimed in claim 1 is characterized in that, described storage chip is magnetic stripe or IC chip.
4. false proof bank card as claimed in claim 1 is characterized in that, described false proof bank card comprises: deposit card and credit card.
5. an ATM (Automatic Teller Machine) that is used for the arbitrary described false proof bank card of claim 1 to 4 is characterized in that, comprising:
Read the reading device of the cardholder signature information in the false proof bank card;
The control device that links to each other with the output terminal of described reading device; And
Link to each other, show the display device of described cardholder signature information according to the control of described control device with the output terminal of described control device.
6. an Antiforge system is characterized in that, comprising: aforesaid right requires 1 to 4 arbitrary described false proof bank card, and the described ATM (Automatic Teller Machine) of claim 5.
7. Antiforge system as claimed in claim 6 is characterized in that, also comprises: prestore bank's background server of cardholder signature information, then the control device of described ATM (Automatic Teller Machine) further comprises:
Obtain the transceiver of described cardholder signature information from described bank background server; The cardholder signature information that cardholder signature information that described transceiver is obtained and described reader device read is carried out matching ratio comparer.
8. Antiforge system as claimed in claim 7 is characterized in that, described ATM (Automatic Teller Machine) further comprises: the alarm that links to each other with described control device.
9. Antiforge system as claimed in claim 8 is characterized in that, described alarm is an audible-visual annunciator.
10. Antiforge system as claimed in claim 7 is characterized in that, is connected by wireless communication mode between described transceiver and the described bank background server.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201320032293 CN203084757U (en) | 2013-01-22 | 2013-01-22 | Anti-counterfeit bank card, automatic teller machine and anti-counterfeit system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201320032293 CN203084757U (en) | 2013-01-22 | 2013-01-22 | Anti-counterfeit bank card, automatic teller machine and anti-counterfeit system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN203084757U true CN203084757U (en) | 2013-07-24 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201320032293 Expired - Lifetime CN203084757U (en) | 2013-01-22 | 2013-01-22 | Anti-counterfeit bank card, automatic teller machine and anti-counterfeit system |
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| Country | Link |
|---|---|
| CN (1) | CN203084757U (en) |
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2013
- 2013-01-22 CN CN 201320032293 patent/CN203084757U/en not_active Expired - Lifetime
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CX01 | Expiry of patent term | ||
| CX01 | Expiry of patent term |
Granted publication date: 20130724 |