CN203025745U - Carrier device for intelligent card - Google Patents
Carrier device for intelligent card Download PDFInfo
- Publication number
- CN203025745U CN203025745U CN 201220730579 CN201220730579U CN203025745U CN 203025745 U CN203025745 U CN 203025745U CN 201220730579 CN201220730579 CN 201220730579 CN 201220730579 U CN201220730579 U CN 201220730579U CN 203025745 U CN203025745 U CN 203025745U
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- smart card
- chip
- frequency
- less radio
- carrier arrangement
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Abstract
The utility model discloses a carrier device for an intelligent card, which can be combined with a mobile phone, preserve the right of issuing automatic teller machine (ATM) cards of bankers (not limited to bankers) to realize the aim of mobile payment, meet the requirements of mobile payment users with multiple ATM cards and overcome the negative factors for development of mobile payment. According to the technical scheme, the device comprises a contact-type interface, a contact-type interface controller, a high-frequency wireless radio frequency intelligent chip, a high-frequency induction coil and at least one intelligent card slot, wherein the contact-type interface is connected with external equipment, and the high-frequency wireless radio frequency intelligent chip is embedded into the carrier device for the intelligent card and is connected with the contact-type interface controller, the high-frequency induction coil and the at least one intelligent card slot respectively.
Description
Technical field
The utility model relates to smart card techniques, relate in particular to and to realize having the less radio-frequency function and being provided with the smart card carrier arrangement of contact interface (for example USB interface) of mobile payment, can be applicable to the cellphone shield of the non-USB double-mode card that connects payment and move transaction security fields.
Background technology
Use traditional plastics bank card, you must arrive a physics place and " swipe the card ", namely pay the user and consume the amount of money.Yet, flourish along with whole shopping at network, traditional plastics bank card no longer can satisfy present situation, and no one is ready actually for shopping at network to go to bank or businessman's payment, and present mobile-phone payment is arranged.The terminal user can walk the Line, and concludes the business by the on-air radio mode; Can be engaged in financial transaction with mobile phone all the time, such as transferring accounts or doing shopping, buy lottery ticket or ball match pass-check etc.With it this just is equivalent to POS machine and ATM are carried at, the concept of POS machine and ATM is extended into ubiquitous " seamless link " concept.
What telecom operators made great efforts develops RF SIM concept with the tired mobile phone that is tied to of the means of payment with the SIM card top, namely with SIM and less radio-frequency integration, really accomplishes mobile-phone payment.Yet the banker is unwilling to be limited by pining down of telecom operators, and oneself develops payment system, and so-called exactly Unionpay system is avoided and the involving of telecom dealer.
There has not been technical matters so far in the mobile-phone payment development, but the problem of business model and policy access.In brief, be exactly the battle of chip intelligent card hair fastener, who can implant oneself key by hair fastener by individualized card, and who is exactly the winner.And the development of following smart mobile phone makes its mobile phone, security module and SIM card tripartite link up towards SWP (Single Wire Protocol), builds a new payment situation.And security module is the means of payment (having stored value card and key storage etc.), this has solved no longer tired tying up of SIM card and the means of payment, yet but brought up the tired predicament of tying up of mobile phone and the means of payment, changed and become the security module battle from previous chip intelligent card hair fastener battle.Present and future, the banker will how hair fastener be realized mobile payment and is not subject to telecom dealer in conjunction with mobile phone, how to solve many bank cards and realizes mobile payment by single mobile phone, be but a difficult problem of mobile payment.
The utility model content
The purpose of this utility model is to address the above problem, a kind of smart card carrier arrangement is provided, can and keep the purpose that banker's (but being not limited to the banker) issues the right of fiscard and then realizes mobile-phone payment in conjunction with mobile phone, also satisfy simultaneously the mobile payment user's that many fiscard demands are arranged demand, and can solve the unfavorable factor of mobile-phone payment development.
The technical solution of the utility model is: the utility model has disclosed a kind of smart card carrier arrangement, comprise contact interface, contact interface controller, high frequency less radio-frequency intelligent chip, radio-frequency induction coil, at least one smart card draw-in groove, described contact interface connects external equipment, and described high frequency less radio-frequency intelligent chip is embedded in described smart card carrier arrangement and connects respectively described contact interface controller, described radio-frequency induction coil and described at least one smart card draw-in groove.
According to an embodiment of smart card carrier arrangement of the present utility model, described contact interface is USB interface, and described contact interface controller is the USB controller.
According to an embodiment of smart card carrier arrangement of the present utility model, described contact interface is blue tooth interface, and described contact interface controller is bluetooth controller.
According to an embodiment of smart card carrier arrangement of the present utility model, described high frequency less radio-frequency intelligent chip comprises communication unit, communication key unit, chip operating system unit and less radio-frequency processing unit.
An embodiment according to smart card carrier arrangement of the present utility model, described at least one smart card draw-in groove is used for loading the chip card with SIM or the encapsulation of Micro SIM pattern, transaction order by less radio-frequency transfers to described smart card draw-in groove after described chip operating system cell processing becomes the ISO7816 order, the message that described chip card is responded according to the ISO7816 standard by described less radio-frequency processing unit response to the less radio-frequency card reader to complete transaction.
An embodiment according to smart card carrier arrangement of the present utility model, described at least one smart card draw-in groove is used for loading the chip card with SIM or the encapsulation of Micro SIM pattern, the transaction order that described external equipment is initiated transfers to described smart card draw-in groove after described chip operating system cell processing becomes the ISO7816 order, the message that described chip card is responded transfers to described high frequency less radio-frequency intelligent chip according to the ISO7816 standard, described chip operating system unit by described contact interface response message to described external equipment.
According to an embodiment of smart card carrier arrangement of the present utility model, described chip operating system unit will be transmitted to from the order of the order of described external equipment or less radio-frequency one of them smart card draw-in groove of setting.
According to an embodiment of smart card carrier arrangement of the present utility model, described chip card is the contact chip card or has contact and contactless dual-mode chip card.
According to an embodiment of smart card carrier arrangement of the present utility model, described external equipment comprises portable computer, mobile phone or panel computer.
The utility model contrast prior art has following beneficial effect: scheme of the present utility model is that device comprises contact interface, contact interface controller, high frequency less radio-frequency intelligent chip, radio-frequency induction coil, at least one smart card draw-in groove, the contact interface connects external equipment, and high frequency less radio-frequency intelligent chip is embedded in the smart card carrier arrangement and connects respectively contact interface controller, radio-frequency induction coil and smart card draw-in groove.Compared with prior art, the utility model can be used as mobile payment (mobile-phone payment), includes the non-use that connects payment (ISO14443), remote payment and mobile phone U shield.By completing remote payment with the interaction of mobile phone and cell phone network, by also inquiring about, supplement with money etc. with the interaction of mobile phone.Smart card carrier arrangement of the present utility model can hold many chip fiscards, also can carry out the USB communication with mobile phone for the USB annex of mobile phone simultaneously.It can realize the mobile payment of one-telephone multi-card, and the right that can keep financier's hair fastener also can be taken the security of financier's hair fastener into account.
Description of drawings
Fig. 1 shows the structural drawing of the preferred embodiment of the smart card carrier arrangement be used to realizing mobile payment of the present utility model.
Fig. 2 shows the structural drawing of the high frequency less radio-frequency intelligent chip in Fig. 1 embodiment.
Embodiment
The utility model will be further described below in conjunction with drawings and Examples.
Fig. 1 shows the structure of the preferred embodiment of the smart card carrier arrangement be used to realizing mobile payment of the present utility model.See also Fig. 1, the device of the present embodiment comprises: contact interface (being shown in the present embodiment usb 1), contact interface controller (being shown in the present embodiment USB controller 2), high frequency less radio-frequency intelligent chip 3, radio-frequency induction coil 4, at least one smart card draw-in groove 5 (being depicted as in the present embodiment the smart card draw-in groove of n quantity).Usb 1) connect external equipment, high frequency less radio-frequency intelligent chip 3 is embedded in the smart card carrier arrangement and connects respectively usb 1, radio-frequency induction coil 4 and these smart card draw-in grooves 5.Certainly, the contact interface can be blue tooth interface, and the contact bluetooth controller can be also bluetooth controller.
The structure of high frequency less radio-frequency intelligent chip 3 includes communication unit 31, chip operating system unit 32, less radio-frequency processing unit 33 and communication key unit 34 as shown in Figure 2.
Communication key unit 34 is guarded command use when being responsible for mobile phone with 3 communication of high frequency less radio-frequency intelligent chip, the integrality of ordering when guaranteeing communication and confidentiality.
Less radio-frequency processing unit 33 is responsible for receiving and sending order by radio-frequency induction coil 4 (13.56MHz).Receive and to be transmitted to operating system unit 32 after order; Pass through radio-frequency induction coil 4 when sending order response to the less radio-frequency card reader.
The order that requires from mobile phone is responsible for carrying out in chip operating system unit 32, and correct command process is become the chip intelligent card (SIM or the encapsulation of Micro SIM pattern) that transfers to 5 li of intelligent draw-in grooves after the ISO7816 order, response data after the chip intelligent card is finished dealing with is also transferred to chip operating system unit 32 according to the ISO7816 standard and is transmitted to USB controller 2, finally response to mobile phone.
The order that sends from the wireless card reading machine is responsible for carrying out in chip operating system unit 32, and correct command process is become the chip intelligent card that transfers to 5 li of intelligent draw-in grooves after the ISO7816 order, response data after the chip intelligent card is processed is also transferred to chip operating system unit 32 according to the ISO7816 standard and is transmitted to less radio-frequency processing unit 33, and response to the wireless card reading machine.
The smart card carrier arrangement of the present embodiment can realize that one blocks more, and this carrier arrangement can arrange one or more smart card draw-in groove, when putting into when exceeding two sheet smart cards, can set wish by mobile phone and use which card, then notifies chip operating system unit 32.When from the next transaction of mobile phone (for example account transfer), chip operating system unit 32 meetings transfer transaction to the smart cards of appointment automatically.When connecing when transaction (for example guaranteed votes expense yieldly) from non-, chip operating system unit 32 can the automatic smart cards that transaction is transferred to appointment.
The chip intelligent card of the present embodiment indication comprises general chip card or double-mode card (contact and contactless).General chip card only has 6 pin pins, and wireless radio frequency modules can not processed the contactless transaction demand of ISO14443 standard, and the less radio-frequency processing unit 33 of this carrier arrangement meets the ISO14443 standard.When smart card draw-in groove 5 is inserted general chip card, the order that it receives from the less radio-frequency card reader by own high frequency less radio-frequency intelligent chip 3, and then after converting standard specification ISO 7816 communication modes to, transfer the general chip card of 5 li of smart card draw-in grooves to.Standard finance calliper model ISO7816 is also adopted in communication between high frequency less radio-frequency intelligent chip 3 and smart card draw-in groove 5, can integrate all chip fiscard and double-mode card.
The technique effect that smart card carrier arrangement of the present utility model can be achieved as follows:
One, this smart card carrier can insert one to multiple the chip fiscard with the encapsulation of SIM/Micro SIM card form, campus card, corporate member's card etc., but are not limited to the above.Then this smart card carrier is inserted on mobile phone, panel computer or other movable computers, can be used as the non-payment use (on-site payment) that connects, can rely on the communication function of mobile phone on the other hand, realize the mobile phone remote payment, can guarantee data transmission, financial transaction safety.
Its two, this smart card carrier keeps the hair fastener power of hair fastener unit, hair fastener unit can finish hair fastener after card personalization voluntarily, is not limited to the restrictions such as this carrier, mobile phone or SIM, and is significant to the accelerated development that promotes the mobile-phone payment business.
Its three, this smart card carrier can utilize high frequency less radio-frequency intelligent chip unit, general chip card is converted into double-mode card uses, and is conducive to hair fastener unit and saves cost.
Its four, in this smart card carrier, can deposit many fiscards with SIM/Micro SIM card encapsulation pattern, mass transit card, enterprise's card etc., can realize many cards and switch the function such as card payment by this device, be conducive to the user and be convenient for carrying with facility and use.
Above-described embodiment is to provide to those of ordinary skills and realizes and use of the present utility model; those of ordinary skills can be in the situation that do not break away from invention thought of the present utility model; above-described embodiment is made various modifications or variation; thereby protection domain of the present utility model do not limit by above-described embodiment, and should be the maximum magnitude that meets the inventive features that claims mention.
Claims (9)
1. smart card carrier arrangement, it is characterized in that, comprise contact interface, contact interface controller, high frequency less radio-frequency intelligent chip, radio-frequency induction coil, at least one smart card draw-in groove, described contact interface connects external equipment, and described high frequency less radio-frequency intelligent chip is embedded in described smart card carrier arrangement and connects respectively described contact interface controller, described radio-frequency induction coil and described at least one smart card draw-in groove.
2. smart card carrier arrangement according to claim 1, is characterized in that, described contact interface is USB interface, and described contact interface controller is the USB controller.
3. smart card carrier arrangement according to claim 1, is characterized in that, described contact interface is blue tooth interface, and described contact interface controller is bluetooth controller.
4. smart card carrier arrangement according to claim 1, is characterized in that, described high frequency less radio-frequency intelligent chip comprises communication unit, communication key unit, chip operating system unit and less radio-frequency processing unit.
5. smart card carrier arrangement according to claim 4, it is characterized in that, described at least one smart card draw-in groove is used for loading the chip card with SIM or the encapsulation of Micro SIM pattern, transaction order by less radio-frequency transfers to described smart card draw-in groove after described chip operating system cell processing becomes the ISO7816 order, the message that described chip card is responded according to the ISO7816 standard by described less radio-frequency processing unit response to the less radio-frequency card reader to complete transaction.
6. smart card carrier arrangement according to claim 4, it is characterized in that, described at least one smart card draw-in groove is used for loading the chip card with SIM or the encapsulation of Micro SIM pattern, the transaction order that described external equipment is initiated transfers to described smart card draw-in groove after described chip operating system cell processing becomes the ISO7816 order, the message that described chip card is responded transfers to described high frequency less radio-frequency intelligent chip according to the ISO7816 standard, described chip operating system unit by described contact interface response message to described external equipment.
7. smart card carrier arrangement according to claim 4, is characterized in that, described chip operating system unit will be transmitted to from the order of the order of described external equipment or less radio-frequency one of them smart card draw-in groove of setting.
8. according to claim 5 or 6 described smart card carrier arrangements, is characterized in that, described chip card is the contact chip card or has contact and contactless dual-mode chip card.
9. smart card carrier arrangement according to claim 1, is characterized in that, described external equipment comprises portable computer, mobile phone or panel computer.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220730579 CN203025745U (en) | 2012-12-26 | 2012-12-26 | Carrier device for intelligent card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220730579 CN203025745U (en) | 2012-12-26 | 2012-12-26 | Carrier device for intelligent card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN203025745U true CN203025745U (en) | 2013-06-26 |
Family
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201220730579 Expired - Lifetime CN203025745U (en) | 2012-12-26 | 2012-12-26 | Carrier device for intelligent card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN203025745U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105447425A (en) * | 2014-09-19 | 2016-03-30 | 唐明中 | Chip card carrier, mobile device system with chip card carrier and chip card access system |
-
2012
- 2012-12-26 CN CN 201220730579 patent/CN203025745U/en not_active Expired - Lifetime
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105447425A (en) * | 2014-09-19 | 2016-03-30 | 唐明中 | Chip card carrier, mobile device system with chip card carrier and chip card access system |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| ASS | Succession or assignment of patent right |
Owner name: SHANGHAI JUNWEI TECHNOLOGIES CORPORATION Free format text: FORMER OWNER: WANG HUI Effective date: 20150609 |
|
| C41 | Transfer of patent application or patent right or utility model | ||
| TR01 | Transfer of patent right |
Effective date of registration: 20150609 Address after: 200333, room 1612, 18 ft building, No. 597 Langao Road, Shanghai, Putuo District Patentee after: JUNWEI TECHNOLOGIES Corp. Address before: 201400, room 5, No. 311, Lane 402, Jiefang West Road, South Bridge, Shanghai, Fengxian District Patentee before: Wang Hui |
|
| CX01 | Expiry of patent term |
Granted publication date: 20130626 |
|
| CX01 | Expiry of patent term |