CN202171839U - Bank card swiping self-service shopping terminal machine - Google Patents
Bank card swiping self-service shopping terminal machine Download PDFInfo
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- CN202171839U CN202171839U CN201120234868XU CN201120234868U CN202171839U CN 202171839 U CN202171839 U CN 202171839U CN 201120234868X U CN201120234868X U CN 201120234868XU CN 201120234868 U CN201120234868 U CN 201120234868U CN 202171839 U CN202171839 U CN 202171839U
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Abstract
The utility model discloses a bank card swiping self-service shopping terminal machine which belongs to the field of electronic technology applied to electronic commerce and aims at providing an electronic commerce terminal machine to solve the problems of electronic payment, safety, tax control, credit and the like. The bank card swiping self-service shopping terminal machine comprises an input device, a network interface, a tax control device and a main control mainframe; wherein the input device is used for receiving commodity purchasing information, user information and payment information; the network interface is used for connecting with other parts through the internet; the tax control device is used for collecting the tax control information of the commodity purchase, and the main control mainframe is electrically connected with the input device, the network interface and a tax control module and is used for dealing with the received information and outputting information.
Description
Technical field
The utility model belongs to the electronic technology field that is applied to ecommerce.
Background technology
At present; The existing electronic technology that is used for ecommerce mainly is enterprise web site, industry website or the commercial portal that constitutes through server and web interface; Accomplish commodity displaying with web interface, accomplish payment through bank, third party's payment platform (like Alipay, wealth Fu Tong etc.) of technology Network Based.
But there is the deficiency of the following aspects in the prior art of using in the ecommerce:
1, payment problem
Existing payment need to accomplish transaction payment, aspect and the inconsistent phenomenons of current national policy such as substantial contribution deposition and fund security management occur through being linked to third party's payment platform, and like the licence plate problem of Alipay, the modes of payments is loaded down with trivial details.
2, safety problem
The technical scheme of ecommerce mostly is based upon on the open internet platform, and there is the problem of many secure contexts in running, as: dishonest trading object and assault; Transaction swindling, information steal and interception, information are distorted etc.
3, operational issue
The technical scheme of existing ecommerce is that the client passes through the process that the operational computations machine is realized the purchase transaction payment on the internet; So the computer operation technical ability to operand has higher requirements; As far as the most of people of China; Do not possess such technical quality, it is all the more so especially to buy the crowd of strength for middle age and the tool of above age bracket thereof.
4, taxation issues
" tax is the important fiscal sources of country, because the transaction of ecommerce is to carry out under the international information environment of fixed-site not having, causes country to be difficult to control tax revenue ".
5, credit problems
Because existing ecommerce lacks credit management mechanism, " credit problems has become the central most critical issue of process that ecommerce develops rapidly ".Can not share information with the existing credit system of existing banking system on the one hand, must build one's credit again on the other hand to promote Development of E-business.Therefore the credit system through technological means expansion ecommerce is imperative.
The utility model content
The purpose of the utility model be to solve existing exist in carrying on business through electronic technology means such as networks need third party's payment problem, provide a kind of based on electronic technology means, can be with self-service the swiping the card of bank card need not third party's payment can accomplish the terminating machine of shopping.
Another purpose of the utility model can improve the ease-to-operate of terminating machine, the tax control problem of solution commercial activity.
The purpose of the utility model can realize through following technical proposals:
Bank brushing card self-help shopping terminating machine comprises
Input media is used to receive commodity purchasing information, user profile and payment information;
Network interface is used for being connected through network with other parts;
Tax-controlling device is used to gather the tax information of commodity purchasing;
Total control main frame is electrically connected with input media, network interface and tax-controlling module, is used to handle the information of reception, output information.
In the embodiment, said input media comprises
Touch-screen is electrically connected with total control main frame, is used to receive commodity purchasing information;
Card reader is electrically connected with total control main frame, is used to receive user profile and payment information.
In the embodiment, said input media comprises
Display screen is electrically connected with total control main frame, is used for display message;
Card reader is electrically connected with total control main frame, is used to receive user profile and payment information;
Code keypad is electrically connected with total control main frame, is used for the encrypted message of Receipt Validation user profile, payment information.
In the embodiment, said input media also comprises
Code keypad is electrically connected with total control main frame, is used for the encrypted message of Receipt Validation user profile, payment information.
In the embodiment, said terminating machine also comprises
The information encryption device is electrically connected with total control main frame, is used for one of information or the arbitrary portion to receiving or all encrypts.
In the embodiment, said terminating machine also comprises
Printer is electrically connected with total control main frame, is used to print evidence for payment or tax bill.
In the embodiment, said terminating machine also comprises the ups power that is electrically connected with total control main frame.
In the embodiment, said input media comprises a kind of or any several kinds combination in voice recognition device, face recognition device, retina recognition device, fingerprint identification device, the mobile-phone payment device.
The utility model adopts the terminating machine of said structure; Can through network interface with obtain merchandise sales information based on the website of bank's internal lan; Receive and transmit buyer's information, payment information etc. through input media; Can utilize the tight security of bank's internal lan, own payment platform and credit system like this, to improve the security of e-commerce initiative; Terminating machine can be through message pick-up and the transmission of card reader with bank card or other identification carrier; Realization need not the third party be paid through the direct payment of the e-commerce initiative of network, and the credit system inner through bank can realize the consumer credit system construction; Tax-controlling module through terminating machine can be connected with the tax control network of tax control center or tax office, realizes tax control, avoids tax erosion.
Description of drawings
Fig. 1 is that the system that uses the utility model constitutes synoptic diagram;
Fig. 2 is the structural representation of the utility model;
Fig. 3 is the network architecture synoptic diagram of using in the utility model;
Fig. 4 is a schematic flow sheet of using the utility model.
Embodiment
Below in conjunction with accompanying drawing and specific embodiment the utility model is further described.
Bank brushing card self-help shopping terminating machine comprises
Input media is used to receive commodity purchasing information, user profile and payment information;
Tax-controlling module is connected with the taxation server of tax control center or revenue department through network, or tax information is stored in the encrypting module or memory storage in the terminating machine, so that levy taxes according to actual commercial activity;
Total control main frame is electrically connected with input media, network interface and tax-controlling module, is used to handle the information of reception, output information;
Network interface is to be connected with other parts through network.
An embodiment is as shown in Figure 2, and said input media comprises touch-screen, card reader and code keypad.Wherein touch-screen is electrically connected with total control main frame, is used to receive commodity purchasing information; Card reader is electrically connected with total control main frame, is used to receive user profile and payment information; Code keypad is electrically connected with total control main frame, is used for the encrypted message of Receipt Validation user profile, payment information.
Touch-screen can be used as display device; Simultaneously as one of input media; Can receive the induction type liquid crystal indicator of input signal such as contact, when having contacted the graphic button on the screen, the haptic feedback system on the screen can drive various hookup mechanisms according to the formula of programming in advance; Can be in order to the push button panel of dessert machine tool formula, the user carries out operations such as choosing of commodity through touch-screen.
Card reader as one of input media, reads the personal electric information that writes down in user's the electron carriers such as bank card, credit card or IC-card, receives user profile and/or payment information.
Code keypad, as one of input media, read user's bank card after, can supply the user to import encrypted message, with checking user profile and/or payment information.
Among another embodiment, the input media of terminating machine can not comprise code keypad, and carries out the input of encrypted message through touch-screen.
Among another embodiment, the input media of terminating machine can not comprise touch-screen, and comprises display screen, card reader and code keypad.
Among the other embodiment; The input media of terminating machine can comprise a kind of or any several kinds combination in voice recognition device, face recognition device, retina recognition device, fingerprint identification device, the mobile-phone payment device, gets final product with the identification and the checking that can realize user profile, payment information.
Among above-mentioned each embodiment, terminating machine can also comprise
Printer is electrically connected with total control main frame, is used to print evidence for payment or tax bill;
And the ups power that is electrically connected with total control main frame, be used to provide back-up source;
The information encryption module that hardware or software mode are realized is used for one of information or the arbitrary portion to receiving or all encrypts.
Corresponding with the information encryption module is, comprises deciphering module based on the website of bank's internal lan, is used for one of information or the arbitrary portion to receiving or all deciphers.
As shown in Figure 1, the bank brushing card self-help shopping system that uses the utility model comprises the website based on bank's internal lan, is used to provide merchandise sales information; Described terminating machine is connected with said website through network, is used for receiving user profile, commodity purchasing information and payment information; The J2EE server is connected through network with said terminating machine, and is connected through network with the Unionpay central server.
As shown in Figure 1, have information based on the website and the goods providers of bank's internal lan and be connected, also there is information to be connected with the logistics service provider, this logistics service provider can be under the bank, also can be external logistics service provider.
In traditional e-commerce system; Client end/server end (Client/Server) structure that adopts is that client directly is connected with enterprise database server; Client need be installed special-purpose client software; Much work, make client software very huge and too fat to move by client process.The network system of the utility model adopts the multi-layer distributed structure based on the J2EE framework, and is as shown in Figure 3, comprises client layer, Web layer, operation layer and EIS layer.
1. client layer: client layer is a user interface, supplies user's operation so that system obtains user's request, is generally browser or other application, and program is built in terminating machine.
2. Web layer: operate in the Web layer assembly on the J2EE server,, be responsible for required webpage being provided, comprise Web parts such as JSP, Servlet to the user by the operation of Web container.Possibly comprise a JavaBeans class and come leading subscriber input, and input is sent to the Enterprise Beans class of in operation layer, moving handle.
3. operation layer: also can be described as the enterprise components layer, operate in the J2EE server, be in the centre position of exchanges data; Play the effect of forming a connecting link; It is responsible for managing business flow process or logic is used, and with the database communication of enterprise, comprises access of database and modification etc.Operation layer and Web layer have constituted the middle layer that J2EE uses together.
4. EIS layer: Enterprise information system, promptly enterprise information system runs on database server, but the support of data system is arranged, and comprises the enterprises conventional information.
With respect to traditional Client/Server structure; The developer can be placed on the business logic of enterprise application on the middle tier server; Rather than client; Thereby service logic and the user interface used are kept apart, under the prerequisite that guarantees client functionality, for the user provides thin (thin) interface.Greatly reduce the hsrdware requirements of client like this, and revise application code if desired, then can be only at a place (on the middle tier server) revise, and need not revise thousands of client application.Thereby make the developer can be absorbed in analysis, design and the exploitation of application system core business logic, simplified exploitation, renewal and the upgrade job of business system, greatly strengthened the retractility and the dirigibility of enterprise application.
As shown in Figure 4, use when comprising the self-help shopping system of the utility model, show standby picture behind the system initialization; The user can be by bank's internal lan identified information carrier through the input media input with bank card or other, and input encrypted message, this password are sent to bank network through encrypting and deciphering system and confirm; If password mistake; Then return interface for password input and re-enter password,, return standby interface if continuous three input errors then stop transaction; If password is correct, information on the display card comprises subscriber identity information, remaining sum or credit line on the card, and qualification is verified to customer consumption then, if do not possess the transaction qualification, then stops transaction, turns back to standby interface; If through qualification testing, authorized transactions, the user begins the free choice of goods.The user through browse or find the own commodity that need through search utility after get into payment program, system shows that the transaction total charge also confirms account balance or credit line, if remaining sum or amount are not enough, then stops concluding the business; Also want the distribution information on the explicit user card, also can import distribution information in addition, the user confirms that back amount deducted in the account number accomplishes transaction.Paying successfully, the back generates order and prints tax bill and the bank gathering voucher; System sends the shipment notice to goods providers (or manufacturing enterprise) in real time; Send the distribution information of user's input to logistics company; The supply of commodities end only needs to issue logistics company to commodity, and logistics company is given the consignee according to distribution information with goods.
The utility model adopts said structure, advantage or beneficial effect with following four aspects:
1. simple to operate.The multiple use that is different from PC, the said terminating machine of the utility model aim at bank network shopping design, and be with strong points, simple to operate, and each step operation is all carried out according to program design, has realized " foolization " of operation.With respect to the loaded down with trivial details authentication mechanism of shopping online, the user only need look like on the POS machine, to swipe the card and just can accomplish payment on this machine, has simplified payment step.
2. safe.Because the shopping network only is connected in the internal lan of bank; Compare with existing shopping online; The risk of leakage of personal information reduces greatly, and consumer's credibility record has record to look in bank, has guaranteed the interests of bank and businessman; The consumer can also guarantee consumers' rights and interests through the credit level of bank network inquiry businessman simultaneously.
3,Sound tax revenue mechanism.In case consumer payment finishes, terminating machine meeting printed invoice also leaves counterfoil, and relevant departments can carry out the policy of contraction according to this invoice.With respect to many nonstandard transaction on the network, the tax policy of government has obtained implementation.
Claims (8)
1. bank brushing card self-help shopping terminating machine is characterized in that, comprises
Input media is used to receive commodity purchasing information, user profile and payment information;
Network interface is used for being connected through network with other parts;
Tax-controlling device is used to gather the tax information of commodity purchasing;
Total control main frame is electrically connected with input media, network interface and tax-controlling module, is used to handle the information of reception, output information.
2. bank brushing card self-help shopping terminating machine according to claim 1 is characterized in that said input media comprises
Touch-screen is electrically connected with total control main frame, is used to receive commodity purchasing information;
Card reader is electrically connected with total control main frame, is used to receive user profile and payment information.
3. bank brushing card self-help shopping terminating machine according to claim 1 is characterized in that said input media comprises
Display screen is electrically connected with total control main frame, is used for display message;
Card reader is electrically connected with total control main frame, is used to receive user profile and payment information;
Code keypad is electrically connected with total control main frame, is used for the encrypted message of Receipt Validation user profile, payment information.
4. like the said bank brushing card self-help shopping of claim 2 terminating machine, it is characterized in that said input media also comprises
Code keypad is electrically connected with total control main frame, is used for the encrypted message of Receipt Validation user profile, payment information.
5. like the said bank brushing card self-help shopping of one of claim 1 ~ 4 terminating machine, it is characterized in that said terminating machine also comprises
The information encryption device is electrically connected with total control main frame, is used for one of information or the arbitrary portion to receiving or all encrypts.
6. like the said bank brushing card self-help shopping of claim 5 terminating machine, it is characterized in that said terminating machine also comprises
Printer is electrically connected with total control main frame, is used to print evidence for payment or tax bill.
7. like the said bank brushing card self-help shopping of claim 6 terminating machine, it is characterized in that said terminating machine also comprises the ups power that is electrically connected with total control main frame.
8. bank brushing card self-help shopping terminating machine according to claim 1; It is characterized in that said input media comprises a kind of or any several kinds combination in voice recognition device, face recognition device, retina recognition device, fingerprint identification device, the mobile-phone payment device.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201120234868XU CN202171839U (en) | 2011-07-06 | 2011-07-06 | Bank card swiping self-service shopping terminal machine |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201120234868XU CN202171839U (en) | 2011-07-06 | 2011-07-06 | Bank card swiping self-service shopping terminal machine |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202171839U true CN202171839U (en) | 2012-03-21 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201120234868XU Expired - Fee Related CN202171839U (en) | 2011-07-06 | 2011-07-06 | Bank card swiping self-service shopping terminal machine |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN202171839U (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106228425A (en) * | 2016-07-21 | 2016-12-14 | 四川易想电子商务有限公司 | A kind of self-service experience platform of ecommerce |
| CN109949131A (en) * | 2019-03-15 | 2019-06-28 | 杭州数金在线云科技有限公司 | A kind of mobile hall system of bank and service interaction method |
| TWI703521B (en) * | 2014-09-30 | 2020-09-01 | 美商蘋果公司 | Recommendation of payment credential to be used based on merchant information |
-
2011
- 2011-07-06 CN CN201120234868XU patent/CN202171839U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| TWI703521B (en) * | 2014-09-30 | 2020-09-01 | 美商蘋果公司 | Recommendation of payment credential to be used based on merchant information |
| CN106228425A (en) * | 2016-07-21 | 2016-12-14 | 四川易想电子商务有限公司 | A kind of self-service experience platform of ecommerce |
| CN109949131A (en) * | 2019-03-15 | 2019-06-28 | 杭州数金在线云科技有限公司 | A kind of mobile hall system of bank and service interaction method |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| C17 | Cessation of patent right | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20120321 Termination date: 20130706 |