CN202067336U - Payment device and system for realizing network security certification - Google Patents

Payment device and system for realizing network security certification Download PDF

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Publication number
CN202067336U
CN202067336U CN201120182642.XU CN201120182642U CN202067336U CN 202067336 U CN202067336 U CN 202067336U CN 201120182642 U CN201120182642 U CN 201120182642U CN 202067336 U CN202067336 U CN 202067336U
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China
Prior art keywords
payment
information
bank
module
microprocessor
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CN201120182642.XU
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Chinese (zh)
Inventor
黄再红
许桂北
杨永
林宏源
黄海源
方晖
李东
陈萍
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Abstract

The utility model provides a payment device and a system for realizing network security certification. The device comprises a microprocessor, a wireless communication module, a bank card reader-writer, a keyboard, a data memory, a verification/sign module, a decryption/encryption module, and a display, wherein the wireless communication module receives payment instruction information and sends payment confirmation information; the bank card reader-writer reads out bank card information including bank card number; the keyboard acquires bank card passwords; the data memory stores digital certificate information and secret key information; the verification/sign module calls the digital certificate information to carry out verification and signing process to the payment instruction information, or calls the digital certificate information to sign the payment confirmation information after encryption; the decryption/encryption module calls the secret key information to perform decryption on the payment instruction information after verification and signing, or calls the secret key information to perform encryption on the payment confirmation information including the bank card passwords, the bank card number, and the payment instruction information after decryption; and the display displays verification and signing results or signed results, as well as decryption or encryption results. Therefore, the problems on convenience and security in network payment are solved.

Description

A kind of payment mechanism and system that realizes network security certification
Technical field
The utility model is a kind of payment mechanism and system that realizes network security certification about the network payment technology of Web bank specifically.
Background technology
Along with the fast development of Internet technology and ecommerce, increasing people brings into use the internet to buy commodity.The consumer buys commodity and places an order in the store, internet, and uses the bank card with on-line banking function to pay, and is very convenient quick.But this modes of payments has two drawbacks simultaneously:
One, the consumer uses the bank card of each tame commercial bank to carry out network payment if desired, just must register the Web bank of each tame commercial bank, need to pay the expense of each tame commercial bank safety certification equipment simultaneously, to the consumer is no small spending, and need carry the safety certification equipment of each tame commercial bank simultaneously, not only inconvenience but also lose was easily brought many puzzlements to the consumer.
Two, consumer's whole payment flow is all finished on the internet, some network fraud behaviors, be easy to steal consumer's bank card number, clip pin such as website, false store, the capable website of white alloy, trojan horse etc., comprise the important informations such as certificate of stealing safety certification equipment, bring hidden danger for consumer payment safety.
The utility model content
The utility model provides a kind of payment mechanism and system that realizes network security certification, with the convenience in the solution network payment and the problem of security.
One of the purpose of this utility model is, a kind of payment mechanism of realizing network security certification is provided, and this device comprises: microprocessor, and this device also comprises: wireless communication module, be connected with microprocessor, receive payment instruction information and send payment affirmation information; The bank card read write line is connected with microprocessor, reads the bank card information that comprises bank's card number; Keyboard is connected with microprocessor, gathers bank card password; Data-carrier store is connected with microprocessor, storage digital certificate information and key information; Test label/signature blocks, be connected with microprocessor, the call number certificate information is tested payment instruction information and sign to be handled, or the call number certificate information is to the processing of signing of the payment affirmation information after encrypting; The decryption/encryption module, be connected with microprocessor, call key information the payment instruction information of testing behind the label is decrypted processing, or call key information the payment affirmation information of the payment instruction information that comprises bank card password, bank's card number and deciphering is carried out encryption; Display is connected with microprocessor, shows to test to sign or the signature object information, and shows deciphering or encrypted result information; Microprocessor control wireless communication module, bank card read write line, keyboard, data-carrier store, the work of testing label/signature blocks, decryption/encryption module and display.
The payment mechanism of realizing network security certification also comprises: bill printer, be connected with microprocessor, and be used to print pay bills.
The wireless communication module of realizing the payment mechanism of network security certification comprises: GPRS mobile module or CDMA mobile module.
Label/the signature blocks of testing that realizes the payment mechanism of network security certification comprises: safety chip.
The decryption/encryption module that realizes the payment mechanism of network security certification comprises: FPGA decryption/encryption chip.
One of the purpose of this utility model is, a kind of payment system that realizes network security certification is provided, and this system comprises: payment mechanism, equipment for surfing the net, business server and bank server; Payment mechanism is connected with bank server by wireless communication networks; Equipment for surfing the net is connected with business server by the internet; Business server is connected with bank server by special line; Equipment for surfing the net is used for the shopping instruction is sent to business server; Business server, the payment instruction that is used for comprising trade name, quantity, the amount of money and payment mechanism ID number sends to bank server; Bank server be used for the payment instruction processing of encrypting and sign, and the payment instruction after will encrypting and sign sends to payment terminal; Payment mechanism comprises: microprocessor and being connected with microprocessor: wireless communication module is used to receive payment instruction information and the feedback payment confirmation that bank server sends and gives bank server; The bank card read write line is used to read the bank card information that comprises bank's card number; Keyboard is used to gather bank card password; Data-carrier store is used to store digital certificate information, key information and payment mechanism ID number; Test label/signature blocks, be used for the call number certificate information and payment instruction information is tested sign handled, or the call number certificate information is to the processing of signing of the payment affirmation information after encrypting; The decryption/encryption module is used to call key information the payment instruction information of testing behind the label is decrypted processing, or calls key information the payment affirmation information of the payment instruction information that comprises bank card password, bank's card number and deciphering is carried out encryption; Display is used for showing testing and signs or the signature object information, and shows deciphering or encrypted result information; Microprocessor control wireless communication module, bank card read write line, keyboard, data-carrier store, the work of testing label/signature blocks, decryption/encryption module and display.
The beneficial effects of the utility model are: simplified the payment flow in the internet sales pattern, user's operation of can paying quickly and easily, operating process is quite safe, and do not need to open the Internet-based banking services of each bank and the expense of safety of payment authenticating device, only need open the Web bank of a tame bank, just can use the bank card of each tame commercial bank to pay.After the user places an order, can also carry the network payment device and pay whenever and wherever possible, big convenience the user.
Description of drawings
In order to be illustrated more clearly in the utility model embodiment or technical scheme of the prior art, to do to introduce simply to the accompanying drawing of required use in embodiment or the description of the Prior Art below, apparently, accompanying drawing in describing below only is embodiment more of the present utility model, for those skilled in the art, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the structured flowchart of payment mechanism of the realization network security certification of the utility model embodiment;
Fig. 2 is the synoptic diagram of testing label/signature safety chip of the payment mechanism of the utility model embodiment;
Fig. 3 is the structural drawing of FPGA decryption/encryption chip of the payment mechanism of the utility model embodiment;
Fig. 4 is the connection diagram of payment system of the realization network security certification of the utility model embodiment;
Fig. 5 is the workflow diagram of payment system of the realization network security certification of the utility model embodiment.
Embodiment
Below in conjunction with the accompanying drawing among the utility model embodiment, the technical scheme among the utility model embodiment is clearly and completely described, obviously, described embodiment only is the utility model part embodiment, rather than whole embodiment.Based on the embodiment in the utility model, those of ordinary skills are not making the every other embodiment that is obtained under the creative work prerequisite, all belong to the scope of the utility model protection.
Embodiment 1
As shown in Figure 1, the payment mechanism 100 of the realization network security certification of present embodiment comprises: microprocessor 101; Wireless communication module 102 is connected with microprocessor 101, receives payment instruction information and sends payment affirmation information; Bank card read write line 107 is connected with microprocessor 101, reads the bank card information that comprises bank's card number; Keyboard 108 is connected with microprocessor 101, gathers bank card password; Data-carrier store 105 is connected with microprocessor 101, storage digital certificate information and key information; Test label/signature blocks 103, be connected with microprocessor 101, the call number certificate information is tested payment instruction information and sign to be handled, or the call number certificate information is to the processing of signing of the payment affirmation information after encrypting; Decryption/encryption module 104, be connected with microprocessor 101, call key information the payment instruction information of testing behind the label is decrypted processing, or call key information the payment affirmation information of the payment instruction information that comprises bank card password, bank's card number and deciphering is carried out encryption; Display 106 is connected with microprocessor 101, shows to test to sign or the signature object information, and shows deciphering or encrypted result information; Microprocessor 101 control wireless communication modules 102, bank card read write line 107, keyboard 108, data-carrier store 105, the work of testing label/signature blocks 103, decryption/encryption module 104 and display 106.
The payment mechanism 101 of realizing network security certification also comprises: bill printer 109 with microprocessor 101 connections mutually, is used to print pay bills.
The wireless communication module of realizing the payment mechanism of network security certification can adopt GPRS mobile module or CDMA mobile module.Data-carrier store can adopt the FLASH chip.
As shown in Figure 2, the label/signature blocks of testing of the payment mechanism of realization network security certification comprises: safety chip 103.Safety chip can adopt the IS32U256A chip, and it is communicated by letter with CBM20XX by the ISO7816 interface, realizes testing and signs and signature work.
As shown in Figure 3, the decryption/encryption module of the payment mechanism of realization network security certification comprises: FPGA decryption/encryption chip 104.In Fig. 3, FPGA decryption/encryption chip 104 powers on after configuration finishes, and FPGA carries out the decryption/encryption process, and produces corresponding enable signal and enable inner other functional module of FPGA and begin operate as normal.This FPGA decryption/encryption chip 104 mainly comprises clock division, randomizer, decryption/encryption algorithm, comparer, authentication module and communication interface modules.
Present embodiment provides a kind of and has docked with network easily, easy to operate, the low network payment device that also can realize payment function of cost, this device comprises microprocessor, GPRS wireless module, tests label/signature blocks, decryption/encryption module, data memory module, display panel module, bank card module for reading and writing, keyboard load module and bill printing module, wherein:
Microprocessor, the core of device, with the GPRS wireless module, test label/signature blocks, encrypting-decrypting module, data memory module, display panel module, bank card module for reading and writing, keyboard load module and bill printing module and be connected, be responsible for the running control and instruction of whole device and handle.
Microprocessor is by receiving the payment instruction of importing into from the GPRS wireless module, call the digital certificate in the data memory module, use is tested label/signature blocks payment instruction is tested label, if test label by return to microprocessor and be sent to the decryption/encryption module, otherwise show that in display module this pen instruction is " test to sign and fail ".
Microprocessor is responsible for calling the key in the data memory module, use the decryption/encryption module that the command information of testing label/signature blocks and returning is done decryption processing, deciphering is by then returning to microprocessor, and dependent instruction information is shown to the user by display panel module, otherwise show that in display module this pen instruction is " deciphering is failed ".
Microprocessor is responsible for calling the key in the data memory module, (the bank card module for reading and writing reads card number, the magnetic strip information of bank card to the information of gathering to use the decryption/encryption module, user's bank card password that the keyboard load module is gathered) and original command information (trade name, quantity, the amount of money, identifying code) etc. carry out encryption, test label/signature blocks if encrypt successfully then enciphered message sent to, otherwise show that in display module this pen instruction is " failed encryption ".
Microprocessor is responsible for calling the digital certificate in the data memory module, use is tested label/signature blocks to the information processing of signing, sign and successfully then the payment instruction of signature is beamed back microprocessor, microprocessor is beamed back the bank server processing to instruction by calling the GPRS wireless module, otherwise shows that in display module this pen instruction is " signature is failed ".
The GPRS wireless module is responsible for receiving the payment instruction that bank server sends over by wireless network GPRS, and microprocessor processes is sent in instruction.After microprocessor is handled instruction by a series of actions, also be by this module the instruction after handling to be beamed back bank server by wireless network GPRS to handle simultaneously.
Test label/signature blocks, microprocessor sends to the data that receive from the GPRS wireless module and tests label/signature blocks, tests label/signature blocks the label processing is tested in instruction, after handling microprocessor is beamed back in instruction.When microprocessor collection intact input data (card number of bank card, magnetic strip information, user's bank card password) and after encrypting, enciphered data mail to test label/signature blocks, test label/signature blocks to the instruction processing of signing, handle the back microprocessor is beamed back in instruction.
The decryption/encryption module, microprocessor mails to the decryption/encryption module testing the later data of label, and the decryption/encryption module is decrypted processing to instruction, after handling microprocessor is beamed back in instruction.After microprocessor collection intact input data (card number of bank card, magnetic strip information, user's bank card password), these command informations are mail to the decryption/encryption module, the decryption/encryption module is done encryption to these command informations, handles the back microprocessor is beamed back in instruction.
Data memory module is responsible for that storage payment instruction data, Keysheet module input data, bank card module for reading and writing read and write data, digital signature and key etc.The network payment device leaves data memory module in from bank server downloading digital certificate and key, when microprocessor need be tested label/signature, decryption/encryption, need at first from this module, to extract digital certificate and key, simultaneously payment instruction data, Keysheet module input data, bank card module for reading and writing read and write data all be by microprocessor deposit data in this module.
Display panel module, microprocessor passes through the later instruction key element of deciphering to handle, and calls this module important command information is shown to the user, simultaneously, when the user passes through bank card module for reading and writing reading of data, show the relevant information that reads through calling this module after the microprocessor processes.
Bank card module for reading and writing, this module are delivered to microprocessor processes to the data of gathering after being responsible for reading significant data such as the card number, magnetic strip information of bank card.
The keyboard load module, this module is responsible for gathering user's bank card password, and keyboard adopts the hardware encryption means, effectively protects the security of user cipher, has gathered the back password is sent to microprocessor processes.
The bill printing module, when microprocessor mail to this module to bank's processing successful information, this module was responsible for finishing the print job of payment instruction important information.
Embodiment 2
As shown in Figure 4, the payment system of the existing network network safety certification of present embodiment comprises: payment mechanism 100, equipment for surfing the net 200, business server 300 and bank server 400; Payment mechanism 100 is connected with bank server 400 by wireless communication networks; Equipment for surfing the net 200 is connected with business server 300 by the internet; Business server 300 is connected with bank server 400 by special line.
Equipment for surfing the net 200 is used for the shopping instruction is sent to business server 300.
Family's server 300, the payment instruction that is used for comprising trade name, quantity, the amount of money and payment mechanism ID number sends to bank server 400.
Bank server 400 be used for the payment instruction processing of encrypting and sign, and the payment instruction after will encrypting and sign sends to payment terminal 100.
Payment mechanism 100 comprises: microprocessor and being connected with microprocessor: wireless communication module is used to receive payment instruction information and the feedback payment confirmation that bank server 400 sends and gives bank server 400; The bank card read write line is used to read the bank card information that comprises bank's card number; Keyboard is used to gather bank card password; Data-carrier store is used to store digital certificate information, key information and payment mechanism ID number; Test label/signature blocks, be used for the call number certificate information and payment instruction information is tested sign handled, or the call number certificate information is to the processing of signing of the payment affirmation information after encrypting; The decryption/encryption module is used to call key information the payment instruction information of testing behind the label is decrypted processing, or calls key information the payment affirmation information of the payment instruction information that comprises bank card password, bank's card number and deciphering is carried out encryption; Display is used for showing testing and signs or the signature object information, and shows deciphering or encrypted result information; Microprocessor control wireless communication module, bank card read write line, keyboard, data-carrier store, the work of testing label/signature blocks, decryption/encryption module and display.
The present embodiment system comprises following feature: (1) equipment for surfing the net, the user uses this equipment to buy commodity in the shop, internet and place an order.(2) business server be responsible for to generate the payment instruction of user's order, and payment instruction is mail to bank server handles, and receives bank server and handle the information that this payment instruction is returned later on.(3) bank server, be responsible for receiving the payment instruction of business server, and this payment instruction is mail to user's network payment device, receive the link order of network payment device simultaneously, and instruction done Account Disposal, simultaneously the result of Account Disposal is mail to business server and network payment device.(4) payment mechanism comprises microprocessor, GPRS wireless module, tests label/signature blocks, decryption/encryption module, data memory module, display screen, bank card module for reading and writing, keyboard load module and bill printing module.The GPRS wireless module of this network payment device receives the command information that bank server is sent by wireless network, test label through microprocessor, decryption processing, test label, behind the successful decryption command information is shown to the user by display screen, this network payment device is gathered bank card number by bank card module for reading and writing and keyboard load module simultaneously, magnetic strip information, information such as clip pin and former command information are encrypted in the lump, signature, beaming back bank server by the GPRS wireless module at last handles, and receive the process information that bank server returns, call the bill printing module after the success and print voucher.
The consumer is before this payment mechanism of decision use is paid, at first send the request of application transaction sequence number to bank server, this transaction sequence number is unique, and it is once effective, the transaction sequence number that bank server will produce is returned payment mechanism, and on bank server that client's transaction sequence number and this device ID number is related.The consumer uses equipment for surfing the net to buy commodity in the shop, internet and stays the transaction sequence number, business server generates the order of shopping, and to this network payment device place bank server transmission payment instruction, bank server finds its corresponding network payment device id number according to consumer's transaction sequence number, further find communication number with this network payment device binding, send this payment instruction by wireless network GPRS to the consumer, this payment instruction comprises described transaction sequence number, the consumer uses this network payment device to receive payment instruction, parse described transaction sequence number, and check, correct then finish on the equipment for surfing the net bank card information read with the account password typing after finish payment, sending payment instruction by this network payment device at last handles to bank server, the feedback payment information was given business server and network payment device after bank server was handled payment instruction, finished whole payment flow.
Equipment for surfing the net: can be equipments for surfing the net such as computer, PDA, mobile phone, the user can use this equipment to buy commodity and place an order in the internet.
Business server is a server apparatus with high speed processing ability at least, can generate the payment instruction of user's order fast, and payment instruction is mail to the bank server processing, receives bank server and handles the information that payment instruction is returned later on.
Bank server is two server apparatus with high speed processing ability at least, a Account Disposal that be responsible for to handle payment instruction, one be responsible for and business server, network payment device between exchanges data.Bank server receives the payment instruction of business server, and payment instruction is mail to user's network payment device by the GPRS wireless network, receive the link order of network payment device simultaneously, and instruction done Account Disposal, simultaneously the result of Account Disposal is returned to business server and network payment device.
Payment mechanism, by receiving the command information that bank sends from the GPRS wireless network, through testing label, decryption processing, after testing label, successful decryption command information is shown to the user, information such as payment mechanism passes through to gather bank card number, magnetic strip information simultaneously, clip pin and former command information are encrypted in the lump, are signed, and beam back bank server by the GPRS wireless network at last to handle, and receive the successful process information that bank returns, print voucher.
In the system of present embodiment, the consumer is before this payment mechanism of decision use is paid, at first send the request of application transaction sequence number to bank server, this transaction sequence number is unique, and it is once effective, the transaction sequence number that bank server will produce is returned payment mechanism, and on bank server that client's transaction sequence number and this device ID number is related.The consumer uses equipment for surfing the net to buy commodity in the shop, internet and stays the transaction sequence number, business server generates the order of shopping, and to this network payment device place bank server transmission payment instruction, bank server finds its corresponding network payment device id number according to consumer's transaction sequence number, further find communication number with this network payment device binding, send this payment instruction by wireless network GPRS to the consumer, this payment instruction comprises described transaction sequence number, the consumer uses this network payment device to receive payment instruction, parse described transaction sequence number, and check, correct then finish on the equipment for surfing the net bank card information read with the account password typing after finish payment, sending payment instruction by this network payment device at last handles to bank server, the feedback payment information was given business server and network payment device after bank server was handled payment instruction, finished whole payment flow.
As shown in Figure 5, the workflow of present embodiment system may further comprise the steps:
A. the user handles account opening procedure to bank, has got the network payment device, and the id number of this network payment device has been registered by bank, and the communication number in the GPRS wireless module in this id number and the network payment device is bound.
B. the user uses the Web bank of bank to download relevant digital certificate and the key data memory module to the network payment device.
C. user's internet usage is bought commodity in the store on the net, the store generates order according to the commodity that the user buys, and comprises the trade name that the user buys in the order, quantity, the amount of money, network payment device id number and some safe control information (as identifying code) etc.
D. the store is mail to bank server to the payment instruction of order, and digital certificate that order uses and bank arranges and key are signed and encrypted.
E. bank carries out signature authentication and deciphering to payment instruction, and parse network payment device id number in the payment instruction information, find communication number with this network payment device id number binding, this command information is done the signature processing and used cryptographic algorithm encrypted instruction information, send to the network payment device by GPRS network at last.
F. the network payment device receives the data that bank sends, and is sent to microprocessor processes by the GPRS wireless module.Microprocessor calls the digital certificate in the data memory module, use is tested label/signature blocks payment instruction is tested label, if test label by return to microprocessor and be sent to the decryption/encryption module, otherwise show that in display module this pen instruction is " test to sign and fail ".
The microprocessor of G network payment device calls the key in the data memory module, use the decryption/encryption module that the command information of testing label/signature blocks and returning is done decryption processing, deciphering also is shown to the user to dependent instruction information by display panel module by then returning to microprocessor, otherwise shows that in display module this pen instruction is " deciphering is failed ".
H. the user is according to the information of display panel module; read card number, the magnetic strip information of bank card by the bank card module for reading and writing, by keyboard load module input user bank card password, keyboard uses the hardware encryption means simultaneously; effectively protect user cipher, at last the direct information microprocessor processes.
I. the microprocessor of network payment device calls the key in the data memory module, use information (payment, user bank card password, the card number of bank card, magnetic strip information) and the original command information (trade name of decryption/encryption module to gathering, quantity, the amount of money, identifying code) etc. carry out encryption, test label/signature blocks if encrypt successfully then enciphered message sent to, otherwise show that in display module this pen instruction is " failed encryption ".
J. the microprocessor of network payment device calls the digital certificate in the data memory module, use is tested label/signature blocks to the information processing of signing, sign and successfully then the payment instruction of signature is beamed back microprocessor, microprocessor is beamed back the bank server processing to instruction by calling the GPRS wireless module, otherwise shows that in display module this pen instruction is " signature is failed ".
K. bank carries out signature authentication and deciphering to the payment instruction of returning, and carries out Account Disposal according to card number, password, the order number of user's bank card.
L. bank carries out after Account Disposal finishes, and return message is given the store, and return messages are to the network payment device simultaneously, and the network payment device is received the return message of bank's success, calls the bill printing module, prints the important information of payment instruction, as evidence for payment.
In the whole payment flow, the data transmission between trade company and the bank uses special line to handle, and adopts GPRS network between bank and the network payment device.Data transmission between trade company and the bank, between bank and the network payment device has all used digital certificate to do signature; and all be to have used key to instruct encryption; security is improved; the keyboard of network payment device also adopts the hardware encryption means to password simultaneously, has effectively protected the safety of user cipher.After the user places an order, can carry the network payment device and pay whenever and wherever possible, big convenience the user.
Used specific embodiment in the utility model principle of the present utility model and embodiment are set forth, the explanation of above embodiment just is used for helping to understand method of the present utility model and core concept thereof; Simultaneously, for one of ordinary skill in the art, according to thought of the present utility model, the part that all can change in specific embodiments and applications, in sum, this description should not be construed as restriction of the present utility model.

Claims (10)

1. payment mechanism of realizing network security certification, described device comprises: microprocessor is characterized in that described device also comprises:
Wireless communication module is connected with described microprocessor, receives payment instruction information and sends payment affirmation information;
The bank card read write line is connected with described microprocessor, reads the bank card information that comprises bank's card number;
Keyboard is connected with described microprocessor, gathers bank card password;
Data-carrier store is connected with described microprocessor, storage digital certificate information and key information;
Test label/signature blocks, be connected, call described digital certificate information and described payment instruction information is tested sign to be handled, or call described digital certificate information the processing of signing of the payment affirmation information after encrypting with described microprocessor;
The decryption/encryption module, be connected with described microprocessor, call described key information the payment instruction information of testing behind the label is decrypted processing, or call described key information the payment affirmation information of the payment instruction information that comprises bank card password, bank's card number and deciphering is carried out encryption;
Display is connected with described microprocessor, shows to test to sign or the signature object information, and shows deciphering or encrypted result information;
The work that described microprocessor is controlled described wireless communication module, bank card read write line, keyboard, data-carrier store, tested label/signature blocks, decryption/encryption module and display.
2. the payment mechanism of realization network security certification according to claim 1 is characterized in that, institute's device also comprises: bill printer, be connected with described microprocessor, and be used to print pay bills.
3. the payment mechanism of realization network security certification according to claim 1 is characterized in that, described wireless communication module comprises: GPRS mobile module or CDMA mobile module.
4. the payment mechanism of realization network security certification according to claim 1 is characterized in that, the described label/signature blocks of testing comprises: safety chip.
5. the payment mechanism of realization network security certification according to claim 1 is characterized in that, described decryption/encryption module comprises: FPGA decryption/encryption chip.
6. a payment system that realizes network security certification is characterized in that, described system comprises: payment mechanism, equipment for surfing the net, business server and bank server;
Described payment mechanism is connected with described bank server by wireless communication networks; Described equipment for surfing the net is connected with described business server by the internet; Described business server is connected with described bank server by special line;
Described equipment for surfing the net is used for the shopping instruction is sent to described business server;
Described business server, the payment instruction that is used for comprising trade name, quantity, the amount of money and payment mechanism ID number sends to described bank server;
Described bank server be used for the processing of encrypting and sign of described payment instruction, and the payment instruction after will encrypting and sign sends to described payment terminal;
Described payment mechanism comprises: microprocessor and be connected with described microprocessor:
Wireless communication module is used to receive payment instruction information and the feedback payment confirmation that described bank server sends and gives described bank server;
The bank card read write line is used to read the bank card information that comprises bank's card number;
Keyboard is used to gather bank card password;
Data-carrier store is used to store digital certificate information, key information and payment mechanism ID number;
Test label/signature blocks, be used to call described digital certificate information and described payment instruction information is tested sign handled, or call described digital certificate information the processing of signing of the payment affirmation information after encrypting;
The decryption/encryption module, be used to call described key information the payment instruction information of testing behind the label is decrypted processing, or call described key information the payment affirmation information of the payment instruction information that comprises bank card password, bank's card number and deciphering is carried out encryption;
Display is used for showing testing and signs or the signature object information, and shows deciphering or encrypted result information;
The work that described microprocessor is controlled described wireless communication module, bank card read write line, keyboard, data-carrier store, tested label/signature blocks, decryption/encryption module and display.
7. the payment system of realization network security certification according to claim 6 is characterized in that, institute's device also comprises: bill printer, be connected with described microprocessor, and be used to print pay bills.
8. the payment system of realization network security certification according to claim 6 is characterized in that, described wireless communication module comprises: GPRS mobile module or CDMA mobile module.
9. the payment system of realization network security certification according to claim 6 is characterized in that, the described label/signature blocks of testing comprises: safety chip.
10. the payment system of realization network security certification according to claim 6 is characterized in that, described decryption/encryption module comprises: FPGA decryption/encryption chip.
CN201120182642.XU 2011-06-01 2011-06-01 Payment device and system for realizing network security certification Expired - Lifetime CN202067336U (en)

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Cited By (15)

* Cited by examiner, † Cited by third party
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CN102831738A (en) * 2012-08-31 2012-12-19 汇付天下有限公司 Mobile card swiping unit, mobile payment system and method
CN102867366A (en) * 2012-09-19 2013-01-09 中国工商银行股份有限公司 Portable bank card data processing device, system and method
CN102881078A (en) * 2012-09-03 2013-01-16 东信和平科技股份有限公司 Mobile payment reading head and mobile payment device based on mini universal serial bus (USB) interface
CN102982271A (en) * 2012-11-19 2013-03-20 北京握奇数据系统有限公司 Method and device for signing and authenticating network transaction
CN103093352A (en) * 2013-01-30 2013-05-08 江苏金农股份有限公司 Electronic contract signing system implementation method based on payment platform
CN103186720A (en) * 2011-12-28 2013-07-03 北大方正集团有限公司 Digital rights management method, equipment and system
CN104318143A (en) * 2014-11-13 2015-01-28 中国建设银行股份有限公司 Financial IC (integrated circuit) card and password input method and device based on card
CN106503774A (en) * 2016-10-28 2017-03-15 中国工商银行股份有限公司 Smart chip card and without card paying system
CN106611311A (en) * 2015-10-23 2017-05-03 镇江金软计算机科技有限责任公司 Network payment implementation method
CN106781008A (en) * 2016-12-12 2017-05-31 成都育芽科技有限公司 A kind of automatic vending device control system and method based on block chain basis
CN106911704A (en) * 2017-03-13 2017-06-30 北京轻信科技有限公司 A kind of encrypting and decrypting method based on block chain
CN112036860A (en) * 2020-08-31 2020-12-04 深圳市兆珑科技有限公司 Safety device
CN112036861A (en) * 2020-08-31 2020-12-04 深圳市兆珑科技有限公司 Safety device
CN112861156A (en) * 2021-02-26 2021-05-28 上海升途智能系统有限公司 Secure communication method and device for display data, electronic equipment and storage medium
TWI771013B (en) * 2021-05-21 2022-07-11 心南金融科技服務股份有限公司 Block chain type electronic business card exchange method and system

Cited By (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103186720A (en) * 2011-12-28 2013-07-03 北大方正集团有限公司 Digital rights management method, equipment and system
CN103186720B (en) * 2011-12-28 2016-03-09 北大方正集团有限公司 A kind of digital copyright management method, equipment and system
CN102831738A (en) * 2012-08-31 2012-12-19 汇付天下有限公司 Mobile card swiping unit, mobile payment system and method
CN102881078A (en) * 2012-09-03 2013-01-16 东信和平科技股份有限公司 Mobile payment reading head and mobile payment device based on mini universal serial bus (USB) interface
CN102881078B (en) * 2012-09-03 2014-11-26 东信和平科技股份有限公司 Mobile payment reading head and mobile payment device based on mini universal serial bus (USB) interface
CN102867366A (en) * 2012-09-19 2013-01-09 中国工商银行股份有限公司 Portable bank card data processing device, system and method
CN102982271A (en) * 2012-11-19 2013-03-20 北京握奇数据系统有限公司 Method and device for signing and authenticating network transaction
CN103093352A (en) * 2013-01-30 2013-05-08 江苏金农股份有限公司 Electronic contract signing system implementation method based on payment platform
CN104318143A (en) * 2014-11-13 2015-01-28 中国建设银行股份有限公司 Financial IC (integrated circuit) card and password input method and device based on card
CN106611311A (en) * 2015-10-23 2017-05-03 镇江金软计算机科技有限责任公司 Network payment implementation method
CN106503774A (en) * 2016-10-28 2017-03-15 中国工商银行股份有限公司 Smart chip card and without card paying system
CN106503774B (en) * 2016-10-28 2023-06-20 中国工商银行股份有限公司 Smart chip card and card-less payment system
CN106781008A (en) * 2016-12-12 2017-05-31 成都育芽科技有限公司 A kind of automatic vending device control system and method based on block chain basis
CN106911704A (en) * 2017-03-13 2017-06-30 北京轻信科技有限公司 A kind of encrypting and decrypting method based on block chain
CN112036860A (en) * 2020-08-31 2020-12-04 深圳市兆珑科技有限公司 Safety device
CN112036861A (en) * 2020-08-31 2020-12-04 深圳市兆珑科技有限公司 Safety device
CN112036861B (en) * 2020-08-31 2024-05-10 百富计算机技术(深圳)有限公司 Safety equipment
CN112036860B (en) * 2020-08-31 2024-06-21 百富计算机技术(深圳)有限公司 Safety equipment
CN112861156A (en) * 2021-02-26 2021-05-28 上海升途智能系统有限公司 Secure communication method and device for display data, electronic equipment and storage medium
CN112861156B (en) * 2021-02-26 2022-12-13 上海升途智能系统有限公司 Secure communication method and device for display data, electronic equipment and storage medium
TWI771013B (en) * 2021-05-21 2022-07-11 心南金融科技服務股份有限公司 Block chain type electronic business card exchange method and system

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