CN202003392U - Intelligent chip and intelligent debit card - Google Patents
Intelligent chip and intelligent debit card Download PDFInfo
- Publication number
- CN202003392U CN202003392U CN 201120115682 CN201120115682U CN202003392U CN 202003392 U CN202003392 U CN 202003392U CN 201120115682 CN201120115682 CN 201120115682 CN 201120115682 U CN201120115682 U CN 201120115682U CN 202003392 U CN202003392 U CN 202003392U
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- CN
- China
- Prior art keywords
- intelligent
- interface
- intelligent chip
- card
- chip
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/04—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the shape
- G06K19/041—Constructional details
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/0772—Physical layout of the record carrier
- G06K19/07732—Physical layout of the record carrier the record carrier having a housing or construction similar to well-known portable memory devices, such as SD cards, USB or memory sticks
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- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Hardware Design (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Calculators And Similar Devices (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The utility model discloses an intelligent chip which comprises a computing unit and an interface unit connected with the computing unit. The intelligent chip is characterized in that: the intelligent chip also comprises an SD (secure digital) controller unit; the SD controller unit is connected with the computing unit so that the intelligent chip can directly and conveniently realize the controlling on an SD interface, thereby conveniently realizing multi-interface in an electronic product. The utility model also discloses an intelligent debit card which comprises the intelligent chip and a card base, wherein the intelligent chip is arranged in the card base, and the SD interface connected with the intelligent chip is arranged on the card base. With the adoption of the above design, the information searching operation of the debit card can be conveniently carried out on equipment with the SD interface; therefore, the multi-interface function is quickly realized and the using cost of the multi-interface function is reduced.
Description
Technical field
The utility model relates to a kind of fiscard field, particularly a kind of intelligent chip and a kind of intelligent finance card.
Background technology
People's Bank of China disposes, and expects whole replacements of the magnetic stripe bank card that the bank card (being the alleged intelligent finance card of this paper) finished in 2015 based on smart card and main flow at present use, and the bank card that has 7816 interfaces or 14443 interfaces when the time comes will become main flow.But, intelligent finance card of the prior art only is provided with 7816 interfaces or 14443 and waits other to be used for the interface of banking system terminal, the user inquires about the interior relevant information of intelligent finance card of oneself if desired, can only arrive on the appointed equipment and inquire about, and has brought inconvenience for user's use.The equipment that has SD (Secure Digital, secure digital) interface on the other hand at present is also more and more, if the user can utilize these equipment that have the SD interface to carry out the inquiry of intelligent finance card information, will greatly facilitate user's use.
But, when relating to the application of a plurality of interfaces of intelligent finance card in the prior art, all transfer and realize from original interface.When the intelligent finance calorie requirement is applied to other interfaces, must there be the corresponding interface converter to realize, increased the complicacy of its application.
The utility model content
The technical problems to be solved in the utility model is to reduce the many interfaces of intelligent finance card use in the prior art complicated process and use cost.
For solving the problems of the technologies described above, the utility model provides a kind of intelligent chip, comprise arithmetic element, with the interface unit that described arithmetic element links to each other, it is characterized in that also comprise the SD controller unit, described SD controller unit is electrically connected with described arithmetic element.
In one embodiment, the interface type of described interface unit is 7816 interfaces.
In one embodiment, the interface type of described interface unit is 14443 interfaces.
In one embodiment, the interface type of described interface unit is 7816 interfaces and 14443 interfaces.
The intelligent key unit that also comprises storage number signature in the aforesaid intelligent chip returns to described arithmetic element after the Transaction Information that described intelligent key unit sends arithmetic element is signed.
The utility model also provides a kind of intelligent finance card, comprises the card base, also comprises above-mentioned intelligent chip, and described intelligent chip places described Ka Jinei, also is provided with the SD interface on the described card base, and described SD interface is electrically connected with described intelligent chip.
In one embodiment, described SD interface is electrically connected with the SD controller unit of described intelligent chip.
The beneficial effects of the utility model are: the utility model provides a kind of intelligent chip, integrated SD controller unit in described intelligent chip, make intelligent chip can realize to direct convenience control, thereby in electronic product, realize many interfaces easily the SD interface.
The utility model also provides a kind of intelligent finance card, comprise above-mentioned intelligent chip at described intelligent finance card, and on the card base of described smart card, the SD interface is set, make this intelligent finance card can directly insert the SD card reader and carry out operations such as information inquiry, having solved needs to use interface convertor to carry out problem with generic operation in the prior art, reduced use cost.
Description of drawings
Fig. 1 is the external structure of the utility model intelligent finance card;
Fig. 2 is the cut-away view of intelligent finance card among a kind of embodiment of the utility model;
Fig. 3 is the cut-away view of intelligent finance card among the another kind of embodiment of the utility model.
Embodiment
In conjunction with the accompanying drawings the utility model is described in further detail below by embodiment.
Please refer to Fig. 1, is the external structure of the utility model intelligent finance card shown in the figure.Wherein, described intelligent finance card comprises intelligent chip 1, card base 2 and SD interface 3, and intelligent chip 1 is arranged in the card base 2, and SD interface 3 is arranged on the card base 2, and intelligent chip 1 is realized being electrically connected by card base 2 with SD interface 3, as arrange connecting line in card base 2.Need to prove, needs for practicality, the shape of card base 2 is different with the shape of generic card base in the utility model, and the card Ji Chu that the utility model is provided with the SD interface has a rectangular breach, and design is for SD interface 3 can be inserted more easily in the SD card reader like this.
Please refer to Fig. 2, is the cut-away view of intelligent chip 1 in the utility model shown in the figure.Wherein said intelligent chip 1 comprises interface unit 11, arithmetic element 12 and SD controller unit 13, and described SD controller unit 13 is electrically connected with described arithmetic element 12.Arithmetic element 12 also is electrically connected with described interface unit 11.
Below, the principle work of explanation the utility model intelligent finance card in a specific embodiment.When the interface unit 11 that with interface type is the one or both in 7816 interfaces and 14443 interfaces inserts card reader, the principle of work and the indifference of this intelligent finance card and common intelligent finance card.When SD interface 3 was inserted the SD card reader, intelligent card chip 1 was set up by SD interface 3 with the SD card reader and is electrically connected.The SD card reader is sent command information by SD interface 3 to this intelligent finance card, SD controller unit 13 in the intelligent chip 1 receives and resolves the command information that the SD card reader is sent, after described SD controller unit 13 was resolved and finished, the instruction that parsing is finished sent to the arithmetic element 12 of intelligent chip 1 and handles; After arithmetic element 12 is finished dealing with the result is passed to SD controller unit 13, SD controller unit 13 is sent to the SD card reader with result by SD interface 3.By in the intelligent chip of intelligent finance card, adding the SD controller unit, on the card base, the SD interface that is connected with described SD controller unit is set, made things convenient on the SD card reader canned data in the intelligent finance card has been inquired about, for the user provides more convenience.
In another embodiment, interface unit 11 in the described intelligent chip 1 in comprising the foregoing description, arithmetic element 12 and the SD controller unit 13, the intelligent key unit 14 that also comprises storage number signature, described intelligent key unit 14 is electrically connected with arithmetic element 12, returns to described arithmetic element 12 behind the Transaction Information signature with arithmetic element 12 transmissions.After the user installs the banking system corresponding with the intelligent finance card on computers, just the SD interface that this intelligent finance card inserts on the computer can be carried out internet bank trade.When a transaction takes place, banking system sends the signature authentication information that requires to the intelligent finance card, this information sends to SD controller unit 13 via the SD interface of computing machine and the SD interface 3 of this intelligent finance card, SD controller unit 13 is resolved after receiving described information, and the information that parsing is finished is issued arithmetic element 12 handle, after arithmetic element 12 is finished dealing with the result is returned banking system via SD controller unit 13 and SD interface 3.Subsequently, banking system obtains the digital certificate in this intelligent finance card intelligent key unit 14 and the legitimacy of authentication certificate by SD interface 3 on computing machine SD interface and this intelligent finance card and SD controller unit 13.Banking system requires the user to enter password with checking user's legitimacy.After user's input is finished, banking system is after the legitimacy of checking user and this intelligent finance card, respond the customer transaction request, and the customer transaction instruction is sent to this intelligent finance card with certain form by computing machine SD interface and this intelligent finance card SD interface 3.The SD controller unit 13 of this intelligent finance card receives and resolves the customer transaction instruction by SD interface 3, sending to arithmetic element 12 after parsing is finished handles, after arithmetic element 12 is finished dealing with trading instruction being sent to 14 pairs of intelligent key unit signs, after digital signature is finished in described intelligent key unit 14, the trading instruction that will have signature returns to banking system by arithmetic element 12, SD controller unit 13 and SD interface 3, finishes transaction after the banking system certifying signature is correct.In the present embodiment, added intelligent key unit 14 in intelligent chip 1, the user only needs password of input when carrying out internet bank trade, simplified the complex steps when utilizing USBKEY to carry out internet bank trade in the prior art to a great extent, for the user provides great convenience.
Need to prove that the intelligent finance card of indication is meant the bank card based on smart card in the utility model.
The utility model is by adding the SD controller unit in the intelligent chip of intelligent finance card, on the card base, the SD interface that is electrically connected with the SD controller unit is set, on equipment, do not need to use interface convertor just can the inquiring about of information in the intelligent finance card to be reduced the complicated process that the many interfaces of intelligent finance card use in the prior art and needed to use the cost that interface convertor brought with SD interface; And in intelligent chip, add the intelligent key unit, simplified authentication procedure loaded down with trivial details when the user carries out online transaction.
Above content be in conjunction with concrete embodiment to further describing that the utility model is done, can not assert that concrete enforcement of the present utility model is confined to these explanations.For the utility model person of an ordinary skill in the technical field, under the prerequisite that does not break away from the utility model design, can also make some simple deduction or replace, all should be considered as belonging to protection domain of the present utility model.
Claims (7)
1. intelligent chip, comprise arithmetic element, with the interface unit that described arithmetic element links to each other, it is characterized in that also comprise the SD controller unit, described SD controller unit is electrically connected with described arithmetic element.
2. intelligent chip as claimed in claim 1 is characterized in that, the interface type of described interface unit is 7816 interfaces.
3. intelligent chip as claimed in claim 1 is characterized in that, the interface type of described interface unit is 14443 interfaces.
4. intelligent chip as claimed in claim 1 is characterized in that, the interface type of described interface unit is 7816 interfaces and 14443 interfaces.
5. as each described intelligent chip of claim 1-4, it is characterized in that, the intelligent key unit that also comprises storage number signature in the described intelligent chip returns to described arithmetic element after the Transaction Information that described intelligent key unit sends arithmetic element is signed.
6. an intelligent finance card comprises the card base, it is characterized in that, also comprise each described intelligent chip as claim 1-5, described intelligent chip places described Ka Jinei, also is provided with the SD interface on the described card base, and described SD interface is electrically connected with described intelligent chip.
7. intelligent finance card as claimed in claim 6 is characterized in that, described SD interface is electrically connected with the SD controller unit of described intelligent chip.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201120115682 CN202003392U (en) | 2011-04-19 | 2011-04-19 | Intelligent chip and intelligent debit card |
| PCT/CN2012/073205 WO2012142902A1 (en) | 2011-04-19 | 2012-03-28 | Smart financial card and information processing method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201120115682 CN202003392U (en) | 2011-04-19 | 2011-04-19 | Intelligent chip and intelligent debit card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202003392U true CN202003392U (en) | 2011-10-05 |
Family
ID=44706125
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201120115682 Expired - Fee Related CN202003392U (en) | 2011-04-19 | 2011-04-19 | Intelligent chip and intelligent debit card |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN202003392U (en) |
| WO (1) | WO2012142902A1 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2012142902A1 (en) * | 2011-04-19 | 2012-10-26 | 国民技术股份有限公司 | Smart financial card and information processing method thereof |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US11868835B2 (en) * | 2022-04-07 | 2024-01-09 | Capital One Services, Llc | Multi-part transaction card |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7152801B2 (en) * | 2004-04-16 | 2006-12-26 | Sandisk Corporation | Memory cards having two standard sets of contacts |
| US7487265B2 (en) * | 2004-04-16 | 2009-02-03 | Sandisk Corporation | Memory card with two standard sets of contacts and a hinged contact covering mechanism |
| CN101398913B (en) * | 2007-09-29 | 2010-12-01 | 上海奕华信息技术有限公司 | Double-interface and large-capacity storage security smart card |
| CN202003392U (en) * | 2011-04-19 | 2011-10-05 | 国民技术股份有限公司 | Intelligent chip and intelligent debit card |
-
2011
- 2011-04-19 CN CN 201120115682 patent/CN202003392U/en not_active Expired - Fee Related
-
2012
- 2012-03-28 WO PCT/CN2012/073205 patent/WO2012142902A1/en active Application Filing
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2012142902A1 (en) * | 2011-04-19 | 2012-10-26 | 国民技术股份有限公司 | Smart financial card and information processing method thereof |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2012142902A1 (en) | 2012-10-26 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20111005 Termination date: 20180419 |