CN201707736U - Safety payment network system based on mobile phone - Google Patents
Safety payment network system based on mobile phone Download PDFInfo
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- CN201707736U CN201707736U CN2010202091464U CN201020209146U CN201707736U CN 201707736 U CN201707736 U CN 201707736U CN 2010202091464 U CN2010202091464 U CN 2010202091464U CN 201020209146 U CN201020209146 U CN 201020209146U CN 201707736 U CN201707736 U CN 201707736U
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Abstract
The utility model discloses a safety payment network system based on a mobile phone, which is used in electronic payment field and comprises a gateway subsystem. The gateway subsystem includes a communication adaptive server, an intelligent matching engine server, an encryption and certificate server for encryption and decryption which are sequentially connected, and a database server. The database server is respectively connected to the encryption and certificate server and the intelligent matching engine server. The safety payment network system based on a mobile phone encrypts information of the visiting mobile phone by the aid of the encryption and certificate server, realizes safety payment of the mobile phone, is convenient and safe in use and facilitates service popularization.
Description
Technical field
The utility model relates to the E-Payment field, relates in particular to a kind of secure payment network system based on mobile phone.
Background technology
Current mobile-phone payment platform relies on WAP gateway, adopts https to carry out the passage encipherment protection; Cryptographic key protection and computing are carried out in measures such as terminal employing sd card.All there is certain shortcoming in these encryption methods, and at first, the WAP gateway pattern mixes payment transaction and communication service, is unfavorable for the safety guarantee of payment transaction.Secondly, the https passage is encrypted, and does not solve the service security problem.And terminal must have the secure hardware of sd card one class, in case this hardware is installed on another mobile phone, still available.Be unfavorable for promoting service.
A kind of hand set paying method based on Hybrid Encryption is arranged, comprise the steps:
S01: for the mobile-phone payment platform is provided with the payment services public private key pair;
S02: the cellphone subscriber uses this cellphone subscriber's of the payment services public key encryption that described mobile-phone payment platform provides the first essential information string, and the cyphertext strings that obtains is sent to described mobile-phone payment platform, initiates register flow path;
S03: described mobile-phone payment Platform Server utilizes the described cyphertext strings of payment services private key decryption step S02, and the described cellphone subscriber's that will obtain first essential information deposits information bank in;
S04: described mobile-phone payment platform produces a registration code, and sends it to described cellphone subscriber, generates user's public private key pair for the cellphone subscriber simultaneously;
S05: described mobile-phone payment platform sends to the certificate issuance authority server with PKI in user's public private key pair of described cellphone subscriber and described cellphone subscriber's the second essential information string, obtain described cellphone subscriber's digital certificate, produce described cellphone subscriber's confirmation code simultaneously;
S06: described mobile-phone payment Platform Server utilizes described user's the 3rd essential information to serially add the close certificate file that obtains private key in described cellphone subscriber's the public private key pair and digital certificate, utilize described registration code and confirmation code that described certificate file is carried out MAC then and calculate the MAC sign indicating number, certificate file and MAC sign indicating number form register-file together, with described register-file buffer memory, wait for described cellphone subscriber's activation request;
S07: described cellphone subscriber provides server to submit described registration code to described mobile-phone payment platform, initiates activation process, and described mobile-phone payment platform simultaneously, issues confirmation code by the webserver with giving described cellphone subscriber under the described register-file;
S08: described cellphone subscriber utilizes described registration code and confirmation code that described register-file is carried out the checking of MAC sign indicating number, after checking is passed through, described certificate file is stored in this locality, activates described cellphone subscriber's payment function;
S09: described cellphone subscriber utilizes the 3rd essential information to decipher described certificate file, obtains described private key for user and digital certificate, finishes with described cell phone platform the relevant safe operation of payment between the server is provided.
This method directly mobile phone terminal does not need hardware to cooperate, and use flexibly, and by certificate verification, user's identity is fixed, and is safe in utilization, also do not have a kind of system to realize said method at present.
The utility model content
The purpose of this utility model be to provide a kind of i.e. safety convenient again, be beneficial to the secure payment network system based on mobile phone promoting service, that can realize described method.
To achieve these goals, the technical solution adopted in the utility model is as follows:
Secure payment network system based on mobile phone of the present utility model comprises a gateway subsystem, and described gateway subsystem comprises:
Be used to receive the communication adaptation services device of cellphone subscriber's service request;
The intelligent matching engine server that associated server is handled is analyzed and called to the service logic that is used for service request that described communication server is received;
Be used to produce and preserve payment services public private key pair, cellphone subscriber's public private key pair, encryption and the certificate server that reaches grant a certificate and carry out encrypting and decrypting according to calling of intelligent matching engine server;
Be used to store the database server of interim non-key business datum; Described database server is connected respectively to described encryption and certificate server and intelligent matching engine server.
Preferably, invoked described associated server comprises front end processor or the payment gateway service device with payment function.
Choosing is more arranged, and described front end processor or payment gateway service device be Unionpay's interface server or Alipay gateway server.
The beneficial effects of the utility model are as follows:
Secure payment network system based on mobile phone of the present utility model by encrypting and certificate server, is encrypted the information of visit mobile phone, realizes the mobile phone safe payment method in the background technology, and easy to use and safety is convenient to promoting service.
Description of drawings
Fig. 1 is the structural drawing of the secure payment network system based on mobile phone of the present utility model.
Embodiment
Below in conjunction with accompanying drawing the secure payment network system based on mobile phone of the present utility model is further described.
Referring to accompanying drawing 1, secure payment network system based on mobile phone of the present utility model, cellphone subscriber 1 sends service request by carrier network 2 to communication adaptation services device 3, can be register requirement, activation request, the request of landing, Payment Request, communication adaptation services device 3 sends to intelligent matching engine server 4 with the service request that receives, service logic by 4 pairs of service request of intelligent matching engine server is analyzed, when needs are encrypted, call when deciphering or grant a certificate and encrypt and certificate server 6 is encrypted, deciphering, grant a certificate; When inquiring about, call by needs database server 5; When needs are finished when payment, by calling Unionpay's interface server 9 with Unionpay interface 7, cellphone subscriber 1 can be by Unionpay's gateway server 8 visit Unionpay servers 9.
Claims (3)
1. based on the secure payment network system of mobile phone, it is characterized in that: comprise a gateway subsystem, described gateway subsystem comprises:
Be used to receive the communication adaptation services device of cellphone subscriber's service request;
The intelligent matching engine server that associated server is handled is analyzed and called to the service logic that is used for service request that described communication server is received;
Be used for the encryption and the certificate server that carry out encrypting and decrypting according to calling of described intelligent matching engine server;
Be used to store the database server of interim non-key business datum; Described database server is connected respectively to described encryption and certificate server and intelligent matching engine server.
2. the secure payment network system based on mobile phone according to claim 1 is characterized in that: invoked described associated server comprises front end processor or the payment gateway service device with payment function.
3. the secure payment network system based on mobile phone according to claim 2 is characterized in that: described front end processor or payment gateway service device are Unionpay's interface server or Alipay gateway server.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010202091464U CN201707736U (en) | 2010-05-31 | 2010-05-31 | Safety payment network system based on mobile phone |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010202091464U CN201707736U (en) | 2010-05-31 | 2010-05-31 | Safety payment network system based on mobile phone |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201707736U true CN201707736U (en) | 2011-01-12 |
Family
ID=43444891
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010202091464U Expired - Fee Related CN201707736U (en) | 2010-05-31 | 2010-05-31 | Safety payment network system based on mobile phone |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201707736U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108804942A (en) * | 2018-05-29 | 2018-11-13 | 广东通莞科技股份有限公司 | Sensitive data identifying system in a kind of mobile payment |
-
2010
- 2010-05-31 CN CN2010202091464U patent/CN201707736U/en not_active Expired - Fee Related
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108804942A (en) * | 2018-05-29 | 2018-11-13 | 广东通莞科技股份有限公司 | Sensitive data identifying system in a kind of mobile payment |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20110112 Termination date: 20150531 |
|
| EXPY | Termination of patent right or utility model |