CN201592576U

CN201592576U - Hybrid financial instrument

Info

Publication number: CN201592576U
Application number: CN200920246585XU
Authority: CN
Inventors: 须清
Original assignee: Beijing Paragon Technology Co Ltd
Current assignee: Beijing Paragon Technology Co Ltd
Priority date: 2009-11-04
Filing date: 2009-11-04
Publication date: 2010-09-29
Anticipated expiration: 2019-11-04

Abstract

The utility model provides a hybrid financial instrument which is an electronic bill used for bill authentication. Signature information is encrypted and then printed on an information medium and electronized on an electronic paper and transmitted to an electronic part embedded in the medium, thus forming the financial instrument. At least one area of the information medium contains the electronic paper; a first specific signature area is arranged on the frontal surface and/or back surface of the information medium, a second specific signature area is arranged on the frontal surface and/or the back surface of the electronic paper, cryptograph information obtained by encryption of the signature information is printed on the first specific signature area, and/or cryptograph information obtained by encryption of the signature information through electronization is displayed on the second specific signature area. By adopting the technology, the uniqueness and non-imitability of the signature information are improved based on the electronic instrument which takes the medium as basis, thus leading to safer use of the electronic instrument. Valid signature of the electronic instrument is realized by simple identification mode and using mode, using risk of the electronic instrument is remarkably reduced, and development of the modern financial industry is promoted.

Description

Mix financial document

Technical field

The utility model relates to the mixing financial document, particularly relate to be printed on the information medium after signing messages encrypted and electronization on Electronic Paper and pass to the financial document that is used for bill identification of the electronic unit that is embedded in the medium.

Background technology

Along with the development of modern economy, the health of financial circles, orderly, safe development are significant for current economic development.In the financial circles development, popularize to the comprehensive of various financial documents gradually from cash transaction, become the main means of payment that miscellaneous service is carried out in the modern economy as the letter of credit, cashier's cheque, check etc.But because the value of financial document itself and circulation are subjected to very big challenge for the security of financial document.Report is arranged when forging case that the letter of credit, cashier's cheque, check carry out financial swindling all over the world.And owing to the circulation of the letter of credit, cashier's cheque, check can repeatedly be transferred the possession of, and wherein any once transfer appearance forgery all may bring massive losses to the related side.

With regard to the antifalsification of the present employed letter of credit, cashier's cheque, check normally based on some anti-false signs on concession manufacturing and the ticket; The validation of the letter of credit, cashier's cheque, check is based on the person's that provides the bill signature or endorsement.And based on the reason of cost and technology, the anti-false sign of the letter of credit, cashier's cheque, check is also uncomplicated, is easy to be copied by the fake producer.And there are two problems in the signature or the endorsement that are used for the validation of the letter of credit, cashier's cheque, check: be that signature or the endorsement that same individual carries out in decentraction situation attitude, different time points can not guarantee in full accord on the one hand, cause effective signature or endorsement to be rejected acceptance, be because signature that requires to carry out or endorsement must be basic identical at every turn on the other hand, for the fake producer provides the chance of faking.Signer or endorsement person's signature or endorsement information is no matter how unique, in case seen signature or endorsement information by illegal person, the exercise by certain hour can realize the imitation for signature or endorsement information fully.And be to compare by human eye to judge for the validation of the letter of credit, cashier's cheque, check now.The safe practice that obvious existing ticket adopted can not provide safeguard for the Secure Transaction function that realizes bill.

Use the replacement that carves a seal for many years to sign in China, though guaranteed the uniformity of each signature, owing to carve a seal too easily by imitated, so and dangerous.Even by the administrative intervention of government, take the administrative authorization mode to specify and have only professional could carry out the business of carving a seal, but can not stop illegal person's imitated behavior owing to the technical not high of itself through authorizing.Though extensively popularizing of the development of modern network technology and internet is for the development of financial circles brings new opportunity.As Internet-based banking services and for the electronic key authentication techniques that guarantee Internet-based banking services safety are just becoming the important directions that modern finance already develops, but the safety that also greatly threatening Web bank such as network hacker, virus, fishing program simultaneously.Be still the major transaction instrument of modern finance industry based on the business transaction of financial document.

Summary of the invention

Technical problem to be solved by this invention is how to strengthen the safety of electronic bill and how to guarantee the signing messages of electronic bill and/or the security and the validity of endorsement information, and realize effective circulation of electronic bill in the mode of a kind of easy identification and use, to reduce the risk in the electronic bill use, promote the development of modern finance industry.

The term explanation: during technical solution of the present invention was described, " Electronic Paper " was meant and comprises the equipment that can show information or parts or the flexible display material with bistable state or multistable electronic material formation, can change its displaying contents by electronization.The electrodeless Electronic Paper of Beijing Pai Ruigen scientific and technological invention, the electric wetting Electronic Paper of Beijing Pai Ruigen scientific and technological invention, the electric ink of E-ink company, the electrophoresis cartridge of SIPIX company etc. are typically arranged.

The term explanation: during technical solution of the present invention was described, financial document was to be used to carry out the voucher relevant with financial business in the financial business field.Write down at least one information relevant on the bill with financial business.

The term explanation: during technical solution of the present invention was described, electronic bill was to be applied to every field and professional relevant voucher.Write down at least one information relevant on the bill with business.Comprise passenger ticket in financial document, the communications and transportation and shipping ticket, film ticket, food and drink ticket, coupons, lottery ticket etc.

Term explanation: among the present invention, endorsement is meant that the owner of bill transfers other people with bill and the behavior confirmed.Show as and on bill, stay at least one and prove information or the sign of bill owner in order to confirm.

The term explanation: during technical solution of the present invention was described, radio electronic label, RFID, RF Tag, RFID tag, electronic tag etc. had identical implication.

The term explanation: during technical solution of the present invention was described, the implication of " endorsement " was meant in industries such as financial field, and electronic bill is expressed the proof information that realizes relevant proprietorial transfer of electronic bill or payment respective value fund by information specific.The implication of " remote holder endorsement " is to show that the bill that the electronic bill holder is obtained is that its bill supplier transfers the bill holder by " endorsement ", and the information of " remote holder endorsement " is that the validity of this transfer proves.

For addressing the above problem, the technical solution that proposes is at first to design a kind of Electronic Signature, employing presents the information of Electronic Signature in a kind of visible mode, even be that the information of Electronic Signature is not easy imitated or has imitated the thinking of dealing with problems that can not effectively use simultaneously.At first, the electronic bill that technical solution of the present invention adopted and the electronic bill of prior art have difference, and the present invention is adopted as the special technology scheme of the present invention that realizes.

1, a kind of mixing financial document, it is characterized in that comprising information medium, at least one zone of described information medium comprises Electronic Paper, in the front of described information medium and/or reverse side set first particular signature zone and set the second particular signature zone at described electronics recto and/or reverse side, signing messages is encrypted the cipher-text information that obtains is printed on described first particular signature zone and/or signing messages is encrypted the cipher-text information that obtains and be presented on the described second particular signature zone by electronization.

2, a kind of mixing financial document, it is characterized in that comprising information medium, at least one zone of described information medium comprises Electronic Paper, in the front of described information medium and/or reverse side set first particular signature zone and set the second particular signature zone at described electronics recto and/or reverse side, it is regional and/or be presented on the described second particular signature zone by the whole or second portion that electronization is encrypted signing messages the cipher-text information that obtains that the whole or first of signing messages being encrypted the cipher-text information that obtains is printed on described first particular signature.

3, a kind of mixing financial document, it is characterized in that comprising information medium, at least one zone of described information medium comprises Electronic Paper, in described information medium, embedded electronic unit, in the front of described information medium and/or reverse side set first particular signature zone and set the second particular signature zone at described electronics recto and/or reverse side, signing messages is encrypted the cipher-text information that obtains is printed on described first particular signature zone and/or signing messages is encrypted the cipher-text information that obtains and be presented on described second particular signature zone and/or signing messages is encrypted the cipher-text information that obtains and write in the described electronic unit by electronization.

4, a kind of mixing financial document, it is characterized in that comprising information medium, at least one zone of described information medium comprises Electronic Paper, in described information medium, embedded electronic unit, in the front of described information medium and/or reverse side set first particular signature zone and set the second particular signature zone at described electronics recto and/or reverse side, the whole or first of signing messages being encrypted the cipher-text information that obtains is printed on described first particular signature zone and/or is presented on described second particular signature whole or third part regional and/or that signing messages is encrypted the cipher-text information that obtains by the whole or second portion that electronization is encrypted signing messages the cipher-text information that obtains and writes in the described electronic unit.

5, a kind of mixing financial document, it is characterized in that comprising information medium, at least one zone of described information medium comprises Electronic Paper, in described information medium, embedded electronic unit, in the front of described information medium and/or reverse side set first particular signature zone and set the second particular signature zone at described electronics recto and/or reverse side, with signing messages with encrypt the cipher-text information that obtains from the data message that described electronic unit reads and be printed on described first particular signature zone and/or encrypt that the cipher-text information that obtains is presented on described second particular signature zone and/or with signing messages with encrypt the cipher-text information that obtains from the data message that described electronic unit reads and write the described electronic unit with signing messages with from the data message that described electronic unit reads by electronization.

6, a kind of mixing financial document, it is characterized in that comprising information medium, at least one zone of described information medium comprises Electronic Paper, in described information medium, embedded electronic unit, in the front of described information medium and/or reverse side set first particular signature zone and set the second particular signature zone at described electronics recto and/or reverse side, with signing messages and from the whole or first that the data message that described electronic unit reads is encrypted the cipher-text information that obtains be printed on described first particular signature zone and/or by electronization with signing messages with to be presented on described second particular signature from the whole or second portion that the data message that described electronic unit reads is encrypted the cipher-text information that obtains regional and/or write the described electronic unit with signing messages with from the whole or third part that the data message that described electronic unit reads is encrypted the cipher-text information that obtains.

7, to comprise the private key with the electronic bill supplier be that key adopts asymmetric enciphering and deciphering algorithm result calculated to described signing messages to preferably described cipher-text information.

8, preferably described cipher-text information comprise the private key with the electronic bill supplier be after key adopts first algoritic module of asymmetric enciphering and deciphering algorithm to calculate to described signing messages again the PKI with the electronic bill recipient be the second algoritic module result calculated that password adopts asymmetric enciphering and deciphering algorithm.

9, preferably described cipher-text information comprise the PKI with the electronic bill recipient be after key adopts first algoritic module of asymmetric enciphering and deciphering algorithm to calculate to described signing messages again the private key with the electronic bill supplier be the second algoritic module result calculated that password adopts asymmetric enciphering and deciphering algorithm.

10, preferably described cipher-text information first result of calculation that to comprise the private key with the electronic bill supplier be key calculates first algoritic module of the asymmetric enciphering and deciphering algorithm of part or all of employing of described signing messages and be second result of calculation that password adopts second algoritic module of asymmetric enciphering and deciphering algorithm to calculate partly or entirely with electronic bill recipient's PKI to described signing messages.

11, preferably one of following information or several combinations have been write down with the plaintext form in the surface of information medium: the amount of money, the term of validity, the date of making out an invoice, the date of payment, drawer, payer, accepter, income people, whether negotiable.

12, preferably described signing messages comprises endorsement information, and described endorsement information comprises endorsement person's information and by endorsement person's information.Described endorsement information can further comprise one of following information or several combinations: date of endorsement, the term of validity, whether negotiable.Perhaps described signing messages comprises one of following information of electronic bill or several combinations: the amount of money, the term of validity, the date of making out an invoice, the date of payment, drawer, payer, accepter, income people, whether negotiable.Perhaps described signing messages can further comprise remote holder endorsement person signing messages partly or entirely.

13, described whole described first and the described second portions of being divided into that comprise the cipher-text information of signing messages.Can further improve imitated person's difficulty like this.

14, described whole described first, described second portion and the described third parts of being divided into that comprise the cipher-text information of signing messages.Can further improve imitated person's difficulty like this.

Electronic Signature of the present invention has multiple scheme, is respectively:

1, a kind of multifunction electronic signature, it is characterized in that at least one regional area has embedded the medium of Electronic Paper, signing, comprise: information processing apparatus, described information processing apparatus comprise enciphering algorithm module and have stored the key information of signing messages, signature owner; Print module, described print module is connected with described information processing apparatus, and described print module can print information on medium; Electronic Paper electronization module, described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; To be password carry out cryptographic calculation to described signing messages handles and obtain cipher-text information with described key information by described enciphering algorithm module, by described information processing apparatus described cipher-text information is converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization; And/or described cipher-text information is converted to the printed signature information that described print module prints by described information processing apparatus.

2, a kind of multifunction electronic signature, embedded at least one regional area on the medium of Electronic Paper and signed, comprise: information processing apparatus, described information processing apparatus comprise enciphering algorithm module and have stored the key information of signing messages, signature owner; Print module, described print module is connected with described information processing apparatus, and described print module can print information on medium; Electronic Paper electronization module, described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper;

To be password carry out cryptographic calculation to described signing messages handles and obtain cipher-text information with described key information by described enciphering algorithm module, by described information processing apparatus with the first of described cipher-text information or all be converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization; And/or by described information processing apparatus with the second portion of described cipher-text information or all be converted to the printed signature information that described print module prints.

3, a kind of multifunction electronic signature is signed on the medium that comprises Electronic Paper and electronic unit, comprises: information processing apparatus, described information processing apparatus comprise enciphering algorithm module and have stored the key information of signing messages, signature owner; Print module, described print module is connected with described information processing apparatus, and described print module can print information on medium; Electronic Paper electronization module, described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Module for reading and writing, described module for reading and writing is connected with described information processing apparatus, and described module for reading and writing writes data in electronic unit; To be password carry out cryptographic calculation to described signing messages handles and obtain cipher-text information with described key information by described enciphering algorithm module, by described information processing apparatus described cipher-text information is converted to the signed data that described module for reading and writing writes in electronic unit; And/or described cipher-text information is converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization by described information processing apparatus; And/or described cipher-text information is converted to the printed signature information that described print module prints by described information processing apparatus.

4, a kind of multifunction electronic signature is signed on the medium that comprises Electronic Paper and electronic unit, comprises: information processing apparatus, described information processing apparatus comprise enciphering algorithm module and have stored the key information of signing messages, signature owner; Print module, described print module is connected with described information processing apparatus, and described print module can print information on medium; Electronic Paper electronization module, described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Module for reading and writing, described module for reading and writing is connected with described information processing apparatus, and described module for reading and writing writes data in electronic unit; To be password carry out cryptographic calculation to described signing messages handles and obtain cipher-text information with described key information by described enciphering algorithm module, by described information processing apparatus with the first of described cipher-text information or all be converted to the signed data that described module for reading and writing writes in electronic unit; And/or by described information processing apparatus with the second portion of described cipher-text information or all be converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization; And/or by described information processing apparatus with the third part of described cipher-text information or all be converted to the printed signature information that described print module prints.

5, a kind of multifunction electronic signature is signed on the medium that comprises Electronic Paper and electronic unit, comprises: information processing apparatus, described information processing apparatus comprise enciphering algorithm module and have stored the key information of signing messages, signature owner; Print module, described print module is connected with described information processing apparatus, and described print module can print information on medium; Electronic Paper electronization module, described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Module for reading and writing, described module for reading and writing is connected with described information processing apparatus, and described module for reading and writing writes data and/or read data from electronic unit in electronic unit;

To be password carry out cryptographic calculation to the data that read, described signing messages from electronic unit handle and obtain cipher-text information with described key information by described enciphering algorithm module, by described information processing apparatus described cipher-text information is converted to the signed data that described module for reading and writing writes in electronic unit; And/or described cipher-text information is converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization by described information processing apparatus; And/or described cipher-text information is converted to the printed signature information that described print module prints by described information processing apparatus.

6, a kind of multifunction electronic signature is signed on the medium that comprises Electronic Paper and electronic unit, comprises: information processing apparatus, described information processing apparatus comprise enciphering algorithm module and have stored the key information of signing messages, signature owner; Print module, described print module is connected with described information processing apparatus, and described print module can print information on medium; Electronic Paper electronization module, described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Module for reading and writing, described module for reading and writing is connected with described information processing apparatus, and described module for reading and writing writes data and/or read data from electronic unit in electronic unit; To be password with the key information carry out cryptographic calculation to data, the signing messages that reads from electronic unit handle and obtain cipher-text information by enciphering algorithm module, by described information processing apparatus with the first of described cipher-text information or all be converted to the signed data that described module for reading and writing writes in electronic unit; And/or by described information processing apparatus with the second portion of described cipher-text information or all be converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization; And/or by described information processing apparatus with the third part of described cipher-text information or all be converted to the printed signature information that described print module prints.

7, the above AES is a symmetric encipherment algorithm, described key information be encryption key also be decruption key; Perhaps described AES is a rivest, shamir, adelman, and described key information is the PKI of signature owner; Perhaps described AES is a rivest, shamir, adelman, and described key information is the private key of signature owner.

Because the private key information of signer belongs to the security information that signer has, need prevent to reveal.And in the application as the financial field, the Electronic Signature of integrated print module or Electronic Paper electronization module or electronic unit module for reading and writing is too big, is not convenient for carrying.Therefore the part relevant with information security of Electronic Signature need be separated and become a widget that is convenient for carrying, remaining part is the body part of Electronic Signature, people can use have security feature widget can with the body part combination of different Electronic Signature, realize using anywhere or anytime Electronic Signature.Scheme is as follows:

1, a kind of Electronic Signature of multi-functional external safety component is signed comprising on the information medium of Electronic Paper, comprises:

Safety component, described safety component comprise security information processing module, enciphering algorithm module and have stored the key information of signing messages, signature owner; Electronic signature body comprises interface unit, information processing apparatus, print module, Electronic Paper electronization module; Described information processing apparatus is connected with described safety component and exchange message by described interface unit; Described print module is connected with described information processing apparatus, and described print module can print information on medium;

Described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Described safety component will to be password carry out cryptographic calculation to described signing messages handles and obtain cipher-text information and by described interface unit cipher-text information is passed to described information processing apparatus with described key information by described enciphering algorithm module, by described information processing apparatus described cipher-text information is converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization; And/or described cipher-text information is converted to the printed signature information that described print module prints by described information processing apparatus.

2, a kind of Electronic Signature of multi-functional external safety component is signed comprising on the information medium of Electronic Paper, comprises:

Safety component, described safety component comprise security information processing module, enciphering algorithm module and have stored the key information of signing messages, signature owner; Electronic signature body comprises interface unit, information processing apparatus, print module, Electronic Paper electronization module; Described information processing apparatus is connected with described safety component and exchange message by described interface unit; Described print module is connected with described information processing apparatus, and described print module can print information on medium; Described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper;

Described safety component will to be password carry out cryptographic calculation to described signing messages handles and obtain cipher-text information and by described interface unit cipher-text information is passed to described information processing apparatus with described key information by described enciphering algorithm module, by described information processing apparatus with the first of described cipher-text information or all be converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization; And/or by described information processing apparatus with the second portion of described cipher-text information or all be converted to the printed signature information that described print module prints.

3, a kind of Electronic Signature of multi-functional external safety component, on the medium that comprises Electronic Paper and electronic unit, sign, comprise: safety component, described safety component comprise security information processing module, enciphering algorithm module and have stored the key information of signing messages, signature owner; Electronic signature body comprises interface unit, information processing apparatus, print module, Electronic Paper electronization module, module for reading and writing; Described information processing apparatus is connected with described safety component and exchange message by described interface unit; Described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Described print module is connected with described information processing apparatus, and described print module can print information on medium; Described module for reading and writing is connected with described information processing apparatus, and described module for reading and writing writes data and/or read data from electronic unit in electronic unit; Described safety component will to be password carry out cryptographic calculation to described signing messages handles and obtain cipher-text information and by described interface unit cipher-text information is passed to described information processing apparatus with described key information by described enciphering algorithm module, by described information processing apparatus described cipher-text information is converted to the signed data that described module for reading and writing writes in electronic unit; And/or described cipher-text information is converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization by described information processing apparatus; And/or described cipher-text information is converted to the printed signature information that described print module prints by described information processing apparatus.

4, a kind of Electronic Signature of multi-functional external safety component, on the medium that comprises Electronic Paper and electronic unit, sign, comprise: safety component, described safety component comprise security information processing module, enciphering algorithm module and have stored the key information of signing messages, signature owner; Electronic signature body comprises interface unit, information processing apparatus, print module, Electronic Paper electronization module, module for reading and writing; Described information processing apparatus is connected with described safety component and exchange message by described interface unit; Described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Described print module is connected with described information processing apparatus, and described print module can print information on medium; Described module for reading and writing is connected with described information processing apparatus, and described module for reading and writing writes data and/or read data from electronic unit in electronic unit;

Described safety component will to be password carry out cryptographic calculation to described signing messages handles and obtain cipher-text information and by described interface unit cipher-text information is passed to described information processing apparatus with described key information by described enciphering algorithm module, by described information processing apparatus the whole or first of described cipher-text information is converted to the signed data that described module for reading and writing writes in electronic unit; And/or the whole or second portion of described cipher-text information is converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization by described information processing apparatus; And/or the whole or third part of described cipher-text information is converted to the printed signature information that described print module prints by described information processing apparatus.

5, a kind of Electronic Signature of multi-functional external safety component, on the medium that comprises Electronic Paper and electronic unit, sign, comprise: safety component, described safety component comprise security information processing module, enciphering algorithm module and have stored the key information of signing messages, signature owner; Electronic signature body comprises interface unit, information processing apparatus, print module, Electronic Paper electronization module, module for reading and writing; Described information processing apparatus is connected with described safety component and exchange message by described interface unit; Described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Described print module is connected with described information processing apparatus, and described print module can print information on medium; Described module for reading and writing is connected with described information processing apparatus, and described module for reading and writing writes data and/or read data from electronic unit in electronic unit; Safety component will to be password with the key information carry out cryptographic calculation to data, the signing messages that reads from electronic unit handle and obtain cipher-text information and by described interface unit cipher-text information is passed to described information processing apparatus by described enciphering algorithm module, by described information processing apparatus described cipher-text information is converted to the signed data that described module for reading and writing writes in electronic unit; And/or described cipher-text information is converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization by described information processing apparatus; And/or described cipher-text information is converted to the printed signature information that described print module prints by described information processing apparatus.

6, a kind of Electronic Signature of multi-functional external safety component, it is characterized in that on the medium that comprises Electronic Paper and electronic unit, signing, comprise: safety component, described safety component comprise security information processing module, enciphering algorithm module and have stored the key information of signing messages, signature owner; Electronic signature body comprises interface unit, information processing apparatus, print module, Electronic Paper electronization module, module for reading and writing; Described information processing apparatus is connected with described safety component and exchange message by described interface unit; Described Electronic Paper electronization module is connected with described information processing apparatus, and described Electronic Paper electronization module can be carried out electronization at least one regional area or the whole zone of Electronic Paper; Described module for reading and writing is connected with described information processing apparatus, and described module for reading and writing writes data and/or read data from electronic unit in electronic unit; Described safety component will to be password carry out cryptographic calculation to the data that read, described signing messages from electronic unit handle and obtain cipher-text information and by described interface unit cipher-text information is passed to described information processing apparatus with described key information by described enciphering algorithm module, by described information processing apparatus the whole or first of described cipher-text information is converted to the signed data that described module for reading and writing writes in electronic unit; And/or the whole or second portion of described cipher-text information is converted to the graphical signed data that described Electronic Paper electronization module is carried out electronization by described information processing apparatus; And/or the whole or third part of described cipher-text information is converted to the printed signature information that described print module prints by described information processing apparatus.

The method that adopts above-mentioned Electronic Signature to sign is as follows:

1, a kind of method of on mixed electronic bill, signing, at least one regional area of described information medium has embedded Electronic Paper, it is characterized in that comprising following steps: is that password adopts AES to carry out calculation process to obtain encrypt data with signing messages with the key information of signature owner; Described encrypt data is converted to the graphical signed data that described Electronic Paper is carried out electronization, and described encrypt data is converted to printed signature information; Adopting electronic mode to be presented on the described Electronic Paper and with described printed signature information described graphical signed data is printed on the information medium.

2, a kind of method of on mixed electronic bill, signing, at least one regional area of described information medium has embedded Electronic Paper, it is characterized in that comprising following steps: is that password adopts AES to carry out calculation process to obtain encrypt data with signing messages with the key information of signature owner: with the first of described encrypt data or all be converted to the graphical signed data that described Electronic Paper is carried out electronization, and with the second portion of described encrypt data or all be converted to printed signature information; Adopting electronic mode to be presented on the described Electronic Paper and with described printed signature information described graphical signed data is printed on the information medium.

3, a kind of method of on mixed electronic bill, signing, at least one regional area of described information medium has embedded Electronic Paper, and having embedded electronic unit at described information medium, signature comprises following steps: is that password adopts AES to carry out calculation process to obtain encrypt data with signing messages with the key information of signature owner; Described encrypt data is converted to the signed data that writes to described electronic unit, and described encrypt data is converted to the graphical signed data that described Electronic Paper is carried out electronization, and described encrypt data is converted to printed signature information; Described signed data is write described electronic unit, and adopt electronic mode to be presented on the described Electronic Paper described graphical signed data, and described printed signature information is printed on the information medium.

4, a kind of method of on mixed electronic bill, signing, at least one regional area of described information medium has embedded Electronic Paper, and having embedded electronic unit at described information medium, signature comprises following steps: is that password adopts AES to carry out calculation process to obtain encrypt data with signing messages with the key information of signature owner; With the first of described encrypt data or all be converted to the signed data that writes to described electronic unit, and with the second portion of described encrypt data or all be converted to the graphical signed data that described Electronic Paper is carried out electronization, and with the third part of described encrypt data or all be converted to printed signature information; Described signed data is write described electronic unit, and adopt electronic mode to be presented on the described Electronic Paper described graphical signed data, and described printed signature information is printed on the information medium.

5, a kind of method of on mixed electronic bill, signing, at least one regional area of described information medium has embedded Electronic Paper, and has embedded electronic unit at described information medium, and signature comprises following steps: read data information from electronic unit; Is that password adopts AES to carry out calculation process to obtain encrypt data with described signing messages and described data message with the key information of signature owner; Described encrypt data is converted to the signed data that writes to described electronic unit, and described encrypt data is converted to the graphical signed data that described Electronic Paper is carried out electronization, and described encrypt data is converted to printed signature information; Signed data is write electronic unit, and adopt electronic mode to be presented on the described Electronic Paper graphical signed data, and state printed signature information and be printed on the information medium.

6, a kind of method of on mixed electronic bill, signing, at least one regional area of described information medium has embedded Electronic Paper, and has embedded electronic unit at described information medium, and signature comprises following steps:

Read data information from electronic unit; Is that password adopts AES to carry out calculation process to obtain encrypt data with described signing messages and described data message with the key information of signature owner; With the first of described encrypt data or all be converted to the signed data that writes to described electronic unit, and with the second portion of described encrypt data or all be converted to the graphical signed data that described Electronic Paper is carried out electronization, and with the third part of described encrypt data or all be converted to printed signature information; Described signed data is write described electronic unit, and adopt electronic mode to be presented on the described Electronic Paper described graphical signed data, and described printed signature information is printed on the information medium.

7, preferably before described each step, safety component is carried out the information communication of information connection and foundation and electronic signature body by the interface unit of electronic signature body.

The Verification System design that the electronic bill that adopts above-mentioned Electronic Signature to sign authenticates is as follows:

1, a kind of system that signature on information medium is authenticated is characterized in that comprising:

Certificate server, described certificate server comprise information gathering parts, enciphering and deciphering algorithm calculating unit, data back;

Information medium, described information medium surface has pair signing messages to encrypt the cipher-text information that obtains;

Described enciphering and deciphering algorithm calculating unit comprises the computing module of enciphering and deciphering algorithm; Stored described information medium owner's approval signing messages in the described data back; Described information gathering parts are gathered described cipher-text information and described cipher-text information are converted to the cipher-text information data of being handled by described certificate server; Described enciphering and deciphering algorithm calculating unit is decrypted the plaintext that obtains signing messages to described cipher-text information data; The whether consistent authentication that realizes information medium of the approval signing messages of storage in advance in the plaintext of described certificate server by more described signing messages and the described data back.

2, a kind of system that signature on information medium is authenticated comprises: certificate server, described certificate server comprise information gathering parts, enciphering and deciphering algorithm calculating unit, data back; Information medium has embedded electronic unit in the described information medium, has write in described electronic unit signing messages is encrypted the cipher-text information that obtains;

3, a kind of system that signature on information medium is authenticated comprises: certificate server, described certificate server comprise information gathering parts, enciphering and deciphering algorithm calculating unit, data back; Information medium, described information medium comprises Electronic Paper, has in the described Electronic Paper signing messages is encrypted the cipher-text information that obtains;

4, a kind of system that signature on information medium is authenticated comprises: certificate server, described certificate server comprise information gathering parts, enciphering and deciphering algorithm calculating unit, data back; Information medium, embedded electronic unit in the described information medium, write the first of signing messages being encrypted the cipher-text information that obtains in described electronic unit, described information medium surface has pair signing messages to encrypt the second portion of the cipher-text information that obtains;

Described enciphering and deciphering algorithm calculating unit comprises the computing module of enciphering and deciphering algorithm; Stored described information medium owner's approval signing messages in the described data back; Described information gathering parts are gathered the second portion of the first of described cipher-text information and cipher-text information and the first of described cipher-text information and the second portion of cipher-text information are converted to the cipher-text information data of being handled by described certificate server; Described enciphering and deciphering algorithm calculating unit is decrypted the plaintext that obtains signing messages to described cipher-text information data; The whether consistent authentication that realizes information medium of the approval signing messages of storage in advance in the plaintext of described certificate server by more described signing messages and the described data back.

5, a kind of system that signature on information medium is authenticated comprises: certificate server, certificate server comprise information gathering parts, enciphering and deciphering algorithm calculating unit, data back; Information medium, embedded electronic unit in the information medium, write the first of signing messages being encrypted the cipher-text information that obtains in electronic unit, information medium comprises Electronic Paper, has the second portion of signing messages being encrypted the cipher-text information that obtains in the Electronic Paper;

6, a kind of system that signature on information medium is authenticated comprises: certificate server, certificate server comprise information gathering parts, enciphering and deciphering algorithm calculating unit, data back; Information medium, embedded electronic unit in the information medium, in electronic unit, write the first of signing messages being encrypted the cipher-text information that obtains, described information medium comprises Electronic Paper, have the second portion of signing messages being encrypted the cipher-text information that obtains in the described Electronic Paper, described information medium surface has pair signing messages to encrypt the third part of the cipher-text information that obtains;

Described enciphering and deciphering algorithm calculating unit comprises the computing module of enciphering and deciphering algorithm; Stored described information medium owner's approval signing messages in the described data back; Described information gathering parts are gathered the third part of the second portion of first, cipher-text information of described cipher-text information and cipher-text information and the first of described cipher-text information, the second portion of cipher-text information and the third part of cipher-text information are converted to the cipher-text information data of being handled by described certificate server; Described enciphering and deciphering algorithm calculating unit is decrypted the plaintext that obtains signing messages to described cipher-text information data; The whether consistent authentication that realizes information medium of the approval signing messages of storage in advance in the plaintext of described certificate server by more described signing messages and the described data back.

7, preferably described data back stores the key information that described cipher-text information is decrypted.

8, preferably described certificate server further comprises information interface, and described information interface is connected with the key parts, and described key component stores has the key information that described cipher-text information is decrypted.

9, preferably described enciphering and deciphering algorithm calculating unit is the external key parts of described certificate server, by the main frame connection of the described certificate server of information interface; Described enciphering and deciphering algorithm calculating unit stores the key information that described cipher-text information is decrypted.

10, preferably: described key parts are contact intelligent card, and described information interface is an intelligent card interface; Or described key parts are the usb key card, and described information interface is a USB; Or described key parts are the Wireless USB key card, and described information interface is the radio universal serial line interface; Or described key parts are contact type intelligent card, and described information interface is a wireless radio interface; Or described key parts are the contact safe memory card, and described information interface is pcmcia interface or Micro SD interface or SF interface or memory stick (Memory Stick) interface.

The method that signature on information medium is authenticated is as follows:

1, a kind of method that signature on information medium is authenticated comprises following steps:

Collection is printed on the cipher-text information of the conduct signature on the information medium; Described cipher-text information deciphering is obtained signing messages;

Whether the approval signing messages of judging the storage of described signing messages and authentification of message system mates;

If mate then authentication success; If do not match then authentification failure.

2, a kind of method that signature on information medium is authenticated comprises following steps:

Collection is presented on the cipher-text information of the conduct signature on the Electronic Paper of information medium; Described cipher-text information deciphering is obtained signing messages; Whether the approval signing messages of judging the storage of described signing messages and authentification of message system mates;

3, a kind of method that signature on information medium is authenticated comprises following steps:

Collection is embedded in the cipher-text information of the conduct signature that the electronic unit in the information medium stores; Described cipher-text information deciphering is obtained signing messages; Whether the approval signing messages of judging the storage of described signing messages and authentification of message system mates;

4, a kind of method that signature on information medium is authenticated comprises following steps:

Collection be embedded in the conduct signature that the electronic unit in the information medium stores cipher-text information first and gather the second portion of the cipher-text information of the conduct signature that is printed on the information medium; The first of described cipher-text information and the second portion deciphering of cipher-text information are obtained signing messages; Whether the approval signing messages of judging described signing messages and the storage of described authentification of message system mates; If mate then authentication success; If do not match then authentification failure.

5, a kind of method that signature on information medium is authenticated comprises following steps:

Collection be embedded in the conduct signature that the electronic unit in the information medium stores cipher-text information first and gather the second portion of the cipher-text information of the conduct signature on the Electronic Paper that is presented on information medium;

The first of described cipher-text information and the second portion deciphering of cipher-text information are obtained signing messages;

Whether the approval signing messages of judging described signing messages and the storage of described authentification of message system mates;

6, a kind of method that signature on information medium is authenticated comprises following steps:

Collection is embedded in the first of the cipher-text information of the conduct signature that the electronic unit in the information medium stores, gather the conduct signature on the Electronic Paper that is presented on information medium cipher-text information second portion and gather the third part of the cipher-text information of the conduct signature that is printed on the information medium; The first of described cipher-text information, the second portion of cipher-text information and the third part deciphering of cipher-text information are obtained signing messages; Whether the approval signing messages of judging described signing messages and the storage of described authentification of message system mates; If mate then authentication success; If do not match then authentification failure.

Beneficial effect of the present invention: the present invention improved signing messages uniqueness, can not copying property, make the use of electronic bill safer.Owing to adopt the mode of a kind of easy identification and use to realize effective signature of electronic bill, can significantly reduce the risk in the electronic bill use, promote the development of modern finance industry.

Description of drawings:

Fig. 1 is that Electronic Signature of the present invention is realized schematic diagram for first kind.

Fig. 2 is that Electronic Signature of the present invention is realized schematic diagram for second kind.

Fig. 3 is first kind of implementation operation principle of Electronic Signature of the present invention schematic diagram.

Fig. 4 is second kind of implementation operation principle of Electronic Signature of the present invention schematic diagram.

Fig. 5 is the third implementation operation principle schematic diagram of Electronic Signature of the present invention.

Fig. 6 is the third realization schematic diagram of Electronic Signature of the present invention.

Fig. 7 is that Electronic Signature of the present invention is realized schematic diagram for the 4th kind.

Fig. 8 is the 4th kind of implementation operation principle schematic diagram of Electronic Signature of the present invention.

Fig. 9 is the 5th kind of implementation operation principle schematic diagram of Electronic Signature of the present invention.

Figure 10 is the 6th kind of implementation operation principle schematic diagram of Electronic Signature of the present invention.

Figure 11 is authentification of message system of the present invention first kind of realization schematic diagram.

Figure 12 is authentification of message system of the present invention second kind of realization schematic diagram.

Figure 13 is the first method schematic diagram that signs electronically.

Figure 14 is the second method schematic diagram that signs electronically.

Figure 15 is the third method schematic diagram that signs electronically.

Figure 16 is the 4th kind of method schematic diagram that signs electronically.

Figure 17 is the first method schematic diagram that carries out electronics endorsement signature.

Figure 18 is the second method schematic diagram that carries out electronics endorsement signature.

Figure 19 is the first method schematic diagram that carries out electronics reendorse signature.

Figure 20 is the second method schematic diagram that carries out electronics reendorse signature.

Figure 21 is the first method schematic diagram that carries out electron underwriting authentication.

Figure 22 is the second method schematic diagram that carries out electron underwriting authentication.

Figure 23 is an electronic bill schematic diagram of the present invention.

The specific embodiment:

Further describe specific embodiments of the present invention below in conjunction with accompanying drawing.

Fig. 1 is that Electronic Signature of the present invention is realized schematic diagram for first kind.Electronic Signature 100 comprises information processing apparatus 101 and print module 102, and print module 102 is connected with described information processing apparatus 101, and print module 102 can print information on medium.Print module 102 has a printing contact-making surface 110 to contact with medium or is close.Described information processing apparatus 101 comprises the rivest, shamir, adelman module and has stored the private key information of signing messages, signature owner; By described rivest, shamir, adelman module described signing messages, described private key information are carried out calculation process and obtain output information, described output information is converted to the signed data that described print module 102 prints by described information processing apparatus 101.The signed data of printing can be rendered as a string data usually and be convenient to the human eye perception.But the automatic identification of the inconvenient machine of a string data, therefore the signed data of printing preferably is in modes such as bar code or two-dimensional bar codes and can adopts now corresponding bar code scanner or two-dimensional bar code reader to carry out automatic reading easily, can realize the automatic identification of signing messages.In this scheme, the public key information of signer is a public information, and can decipher this information with the public key information of signer and obtain raw information.Therefore can differentiate the true and false of the signing messages that Electronic Signature signs automatically by machinery equipment.

Medium described herein refers generally to electronic bill, referring to Figure 23.Figure 23 is an electronic bill schematic diagram of the present invention, comprises Electronic Paper 2303 at the information medium 2301 of electronic bill 2300, sets the print area that specific region 2302 is used to sign electronically.When signing electronically, the printing contact-making surface 110 of print module 102 contacts with specific region 2302, whole or the first of the ciphertext of signing messages is printed on specific region 2302, simultaneously that the whole or second portion of the ciphertext of signing messages is electronic on Electronic Paper 2303.

Fig. 2 is that Electronic Signature of the present invention is realized schematic diagram for second kind.Implementation than Fig. 1, in the implementation of Fig. 2, Electronic Signature 200 has increased by first fixed support 202 and second fixed support 203, and the Electronic Signature main body that comprises information processing apparatus 101 and print module 102 can be slided on first fixed support 202 and second fixed support 203.When not only printing the Electronic Signature main body, described first fixed support 202 and second fixed support 203, but also be convenient to aiming at and the location of print module 102 and specific region 2302 as the supporting ﹠ stablizing effect.Such as, on electronic bill, set a position reference point, by determining the relative position of reference point and first fixed support 202 and/or second fixed support 203, signing messages can both be printed to specific region 2302 in the time of just can guaranteeing to sign at every turn.

With the multiple implementation of being combined with of signing messages and electronic bill, Fig. 3, Fig. 4, Fig. 5 have provided the operation principle of three kinds of implementations respectively.Fig. 3 is first kind of implementation operation principle of Electronic Signature of the present invention schematic diagram.Electronic Signature comprises information processing apparatus 302 and print module 303, and print module 303 is connected with described information processing apparatus 302, and it is the module signal of the operation principle of Fig. 1.

Fig. 4 is second kind of implementation operation principle of Electronic Signature of the present invention schematic diagram.Electronic Signature comprises information processing apparatus 402 and radio frequency module for reading and writing 403, and radio frequency module for reading and writing 403 and described information processing apparatus 402 are connected by radiofrequency signal.This scheme requires to embed radio electronic label in electronic bill, signing messages is encrypted the back write radio electronic label by radio frequency module for reading and writing 403.After adopting radio electronic label, though its information human eye is invisible, the characteristics of its contactless identification more help the use of Electronic Signature.If people wish to have the effect that seeing is believing simultaneously or carry out double authentication, the scheme of Fig. 3 and Fig. 4 can be carried out combination, referring to Fig. 5.

Fig. 5 is the third implementation operation principle schematic diagram of Electronic Signature of the present invention.Electronic Signature comprises information processing apparatus 502, radio frequency module for reading and writing 503, MIM message input module 505 and print module 501.In order to comprise more information in the information that makes electronic signature, as information such as the date of signing, the bill term of validity, payer, beneficiary, increased MIM message input module 505 in this programme, these information can be input to information processing apparatus 502 by MIM message input module 505, as the part of signing messages.And will both write in the radio electronic label of electronic bill by radio frequency module for reading and writing 503 after the signing messages encryption, again signing messages is encrypted the back is printed on electronic bill by print module 501 specific region.

Fig. 6 is that Electronic Signature of the present invention is realized schematic diagram for the 4th kind.This programme is at the situation that comprises Electronic Paper in the electronic bill.Realize because the information of Electronic Paper presents by Electronic Paper being carried out electronization, thus its realization and Fig. 1 some is different.Electronic Signature 600 comprises first electrode surface 610 and second electrode surface 603 of information processing apparatus 601 and Electronic Paper electronization module 602 and Electronic Paper electronization, Electronic Paper electronization module 602 is connected with described information processing apparatus 601, and Electronic Paper electronization module 602 can present information in the Electronic Paper on medium by first electrode surface 610 and second electrode surface 603.First electrode surface 610 and second electrode surface 603 by one slidably connector 605 be connected; Place electronic bill between first electrode surface 610 and second electrode surface 603, and the Electronic Paper part of electronic bill is just in time placed the contact-making surface of first electrode surface 610 and second electrode surface 603.Described information processing apparatus 601 comprises the rivest, shamir, adelman module and has stored the private key information of signing messages, signature owner; By described rivest, shamir, adelman module described signing messages, described private key information are carried out calculation process and obtain output information, described output information is converted to the signed data that described Electronic Paper electronization module 602 is carried out electronization by described information processing apparatus 601.The signed data of electronization can be rendered as a string data usually and be convenient to the human eye perception.But the automatic identification of the inconvenient machine of a string data, therefore the signed data of printing preferably is in modes such as bar code or two-dimensional bar codes and can adopts now corresponding bar code scanner or two-dimensional bar code reader to carry out automatic reading easily, can realize the automatic identification of signing messages.In this scheme, the public key information of signer is a public information, and can decipher this information with the public key information of signer and obtain raw information.Therefore can differentiate the true and false of the signing messages that Electronic Signature signs automatically by machinery equipment.Medium described herein refers generally to electronic bill, referring to Figure 23.Figure 23 is an electronic bill schematic diagram of the present invention, has embedded Electronic Paper 2303 at the information medium 2301 of electronic bill 2300, sets a specific region 2302 and be used for electronic signature on Electronic Paper 2303.When signing electronically, first electrode surface 610 contacts with specific region 2302 with second electrode surface 603, with the signing messages electronization in the specific region 2302.

Fig. 7 is the third realization schematic diagram of Electronic Signature of the present invention.Electronic Signature 700 comprise information processing apparatus 601, interface unit 703 and Electronic Paper electronization module 602 and with external safety component (not drawing in the drawings), Electronic Paper electronization module 602 is connected with described information processing apparatus 601, and Electronic Paper electronization module 602 can present information in the Electronic Paper on medium by first electrode surface 610 and second electrode surface 603; Interface unit 703 is connected with described information processing apparatus 601, simultaneously interface unit 703 comprises connector and is connected with external safety component, to carry out encrypted secret key information and AES focuses on external safety component, and can make the use of Electronic Signature more flexible.Compare with the realization of Fig. 6, the realization of Fig. 7 is that the security-related part of Electronic Signature is realized by external safety component.Described safety component comprises security information processing module, rivest, shamir, adelman module and has stored the private key information of signing messages, signature owner.

Fig. 8 is the 4th kind of implementation operation principle schematic diagram of Electronic Signature of the present invention.The smart card 804 that Electronic Signature comprises information processing apparatus 802 and print module 803 and is connected by intelligent card interface 801, it is the module signal of the operation principle of Fig. 6.Described safety component adopts intelligent card interface 801 with smart card 804, interface unit.Because smart card is popularized very wide, easy to carry, wieldy characteristics now, therefore also adopt the mode of smart card in the preferred implementation of the present invention.

Fig. 9 is the 5th kind of implementation operation principle schematic diagram of Electronic Signature of the present invention.The smart card 904 that Electronic Signature comprises information processing apparatus 902 and radio frequency module for reading and writing 903 and is connected by intelligent card interface 901.Described safety component adopts intelligent card interface 901 with smart card 904, interface unit.Because smart card is popularized very wide, easy to carry, wieldy characteristics now, therefore also adopt the mode of smart card in the preferred implementation of the present invention.Radio frequency module for reading and writing 903 and described information processing apparatus 902 are connected by radiofrequency signal.This scheme requires to embed radio electronic label in electronic bill, signing messages is encrypted the back write radio electronic label by radio frequency module for reading and writing 903.After adopting radio electronic label, though its information human eye is invisible, the characteristics of its contactless identification more help the use of Electronic Signature.If people wish to have the effect that seeing is believing simultaneously or carry out double authentication, the scheme of Fig. 8 and Fig. 9 can be carried out combination.

Figure 10 is the 6th kind of implementation operation principle schematic diagram of Electronic Signature of the present invention.Than Fig. 9, this specific implementation has also increased MIM message input module 1005 except that the smart card 904 that comprises information processing apparatus 902 and radio frequency module for reading and writing 903 and be connected by intelligent card interface 901.These information can be input to information processing apparatus 902 by MIM message input module 1005, as the part of signing messages.

Figure 11 is authentification of message system of the present invention first kind of realization schematic diagram.The authentification of message system comprises certificate server 1101, information medium 1103, and described certificate server comprises information gathering parts 1102, enciphering and deciphering algorithm calculating unit, data back.Described information medium 1103 refers generally to electronic bill, also can be other media that need sign, and the surface comprises the cipher-text information of visible signing messages; Described enciphering and deciphering algorithm calculating unit comprises the computing module of enciphering and deciphering algorithm; Stored described information medium owner's approval signing messages in the described data back; Described information gathering parts 1102 are gathered the cipher-text information on described information medium 1103 surfaces and described cipher-text information are converted to by the cipher-text information data of described certificate server 1101 processing; Described asymmetric enciphering and deciphering algorithm calculating unit is decrypted described cipher-text information data and obtains signing messages; Described certificate server 1101 is by the whether consistent authentication that realizes information medium of the approval signing messages of storage in advance in more described signing messages and the described data back.

Figure 12 is authentification of message system of the present invention second kind of realization schematic diagram.The authentification of message system comprises certificate server 1201, information medium 1203, safety device 1204.Described certificate server 1201 comprises information gathering parts 1202, data back, safety device interface unit; Described information medium surface comprises the cipher-text information of visible signing messages; Described safety device 1204 comprise endorsement person PKI, realized module by endorsement person's private key and decipherment algorithm; Described certificate server 1201 is undertaken by described safety device interface unit and described safety device 1204 that wire signal is connected or wireless signal connects; Stored described information medium 1203 owners' approval signing messages in the described data back; Described information gathering parts 1202 are gathered the cipher-text information on described information medium surface and described cipher-text information are converted to the cipher-text information data of being handled by described certificate server; Described certificate server 1201 passes to described safety device 1204 with the cipher-text information data, is decrypted by 1204 pairs of described cipher-text information data of described safety device to obtain signing messages and signing messages is passed to described certificate server 1201; Described certificate server 1201 is by the whether consistent authentication that realizes information medium of the approval signing messages of storage in advance in more described signing messages and the described data back.

Figure 13 is the first method schematic diagram that signs electronically.In step 1301, be that password adopts the algoritic module of rivest, shamir, adelman to carry out calculation process to obtain encrypt data with the private key of signer at first with signing messages, in step 1302, described encrypt data is converted to the graphical signed data that described Electronic Paper is carried out electronization then, and described encrypt data is converted to printed signature information, when step 1303, adopt electronic mode to be presented on the described Electronic Paper and described graphical signed data at last and be printed on the information medium described printed signature information.The method of this electronic signature is that the implementation with Fig. 6 is the description that Electronic Signature carries out electric endorsement method.

Figure 14 is the second method schematic diagram that signs electronically.For electronic signature and the electronic bill that has embedded radio electronic label are bound, can be when signing electronically with the identifying information of the information of radio electronic label such as electronic tag part as signing messages.Therefore the endorsement method step is as follows: at first in step 1400 from radio electronic label read data information, entering step 1401 is that password adopts the algoritic module of rivest, shamir, adelman to carry out calculation process to obtain encrypt data with described signing messages and described data message with the private key of signer, in step 1402, described encrypt data is converted to printed signature information then, when step 1403, described printed signature information is printed on the information medium at last.

Figure 15 is the third method schematic diagram that signs electronically.Corresponding with the Electronic Signature implementation of Fig. 7, because Electronic Signature is divided into separable safety component and electronic signature body, therefore its electric endorsement method step is as follows: the information communication of at first safety component being carried out information connection and foundation and electronic signature body in step 1500 by the interface unit of electronic signature body, entering in the step 1301 signing messages is that password adopts the algoritic module of rivest, shamir, adelman to carry out calculation process to obtain encrypt data with the private key of signer, in step 1302, described encrypt data is converted to the graphical signed data that described Electronic Paper is carried out electronization then, and described encrypt data is converted to printed signature information, when step 1303, adopt electronic mode to be presented on the described Electronic Paper and described graphical signed data at last and be printed on the information medium described printed signature information.

Figure 16 is the 4th kind of method schematic diagram that signs electronically.For electronic signature and the electronic bill that has embedded radio electronic label are bound, can be when signing electronically with the identifying information of the information of radio electronic label such as electronic tag part as signing messages.Therefore the endorsement method step is as follows: the information communication of at first safety component being carried out information connection and foundation and electronic signature body in step 1600 by the interface unit of electronic signature body, and in step 1400 from radio electronic label read data information, entering step 1401 is that password adopts the algoritic module of rivest, shamir, adelman to carry out calculation process to obtain encrypt data with described signing messages and described data message with the private key of signer, in step 1402, described encrypt data is converted to printed signature information then, when step 1403, described printed signature information is printed on the information medium at last.

Figure 17 is the first method schematic diagram that carries out electronics endorsement signature.In step 1701, be that password adopts first computing module of rivest, shamir, adelman to carry out calculation process to obtain first operation result with the private key of signer at first with signing messages, in step 1702, be that password adopts second computing module of rivest, shamir, adelman to carry out calculation process to obtain encrypt data with quilt endorsement person's PKI then to described first operation result, enter step 1703 described encrypt data is converted to printed signature information, in step 1704, described printed signature information is printed on the information medium at last.The signing messages in when signature of generally endorsing comprises endorsement person's information, by endorsement person's information, disburser's information, the person's of honouring information, signature date, the term of validity etc., a plurality of endorsements signatures can be coupled together the continuity that forms the endorsement signature by signing messages.

Figure 18 is the second method schematic diagram that carries out electronics endorsement signature.For electronic signature and the electronic bill that has embedded radio electronic label are bound, can be when signing electronically with the identifying information of the information of radio electronic label such as electronic tag part as signing messages.Therefore the endorsement method step of endorsing is as follows: at first in step 1800 from radio electronic label read data information, and in step 1801, be that password adopts first computing module of rivest, shamir, adelman to carry out calculation process to obtain first operation result with the private key of signer with described signing messages and described data message; In step 1802, be that password adopts second computing module of rivest, shamir, adelman to carry out calculation process to obtain encrypt data with quilt endorsement person's PKI then to described first operation result, enter step 1803 described encrypt data is converted to printed signature information, in step 1804, described printed signature information is printed on the information medium at last.The signing messages in when signature of generally endorsing comprises endorsement person's information, by endorsement person's information, disburser's information, the person's of honouring information, signature date, the term of validity etc., a plurality of endorsements signatures can be coupled together the continuity that forms the endorsement signature by signing messages.

Figure 19 is the first method schematic diagram that carries out electronics reendorse signature.Carrying out reendorse when signature, needing to obtain the information of remote holder signature, with the uniformity that guarantees signing messages and prevent that the unauthorized person from carrying out the interests loss of the electronic bill that reendorse causes.Concrete grammar is described below: at first in step 1901 described remote holder signed data being decrypted and obtaining the remote holder signing messages, is that password adopts first computing module of rivest, shamir, adelman to carry out calculation process to obtain first operation result with described remote holder signing messages, reendorse signing messages with quilt endorsement person's PKI in step 1902; In step 1903, be that password adopts second computing module of rivest, shamir, adelman to carry out calculation process to obtain encrypt data with the private key of signer then to described first operation result; Enter step 1904 described encrypt data is converted to printed signature information, in step 1905, described printed signature information is printed on the information medium at last.

Figure 20 is the second method schematic diagram that carries out electronics reendorse signature.When being divided into safety component and electronic signature body in the realization of Electronic Signature, when it carries out the reendorse signature, need earlier safety component and electronic body to be set up being connected of information.Concrete grammar is described below: the information communication of at first safety component being carried out information connection and foundation and electronic signature body in step 2000 by the interface unit of electronic signature body, and in step 1901, described remote holder signed data is decrypted and obtains the remote holder signing messages, in step 1902, be that password adopts first computing module of rivest, shamir, adelman to carry out calculation process to obtain first operation result with quilt endorsement person's PKI with described remote holder signing messages, reendorse signing messages; In step 1903, be that password adopts second computing module of rivest, shamir, adelman to carry out calculation process to obtain encrypt data with the private key of signer then to described first operation result; Enter step 1904 described encrypt data is converted to printed signature information, in step 1905, described printed signature information is printed on the information medium at last.

Figure 21 is the first method schematic diagram that carries out electron underwriting authentication.Electronic Signature of the present invention is after signing on the electronic bill, when the authentification of message system among employing the present invention authenticates signing messages, its implementation is as follows: at first gather the cipher-text information of the conduct signature that is printed on the electronic bill in step 2101, in step 2102 described cipher-text information deciphering is obtained signing messages then; Then judge in step 2103 whether the approval signing messages that described signing messages and described authentification of message system store mates; If coupling enters step 2104 and shows authentication success; Enter step 2105 if do not match and show authentification failure.

Figure 22 is the second method schematic diagram that carries out electron underwriting authentication.The public key information that the invention allows for employing signer when signing messages is carried out asymmetric encryption need use by endorsement person's private key information when therefore deciphering, and private key information belongs to endorsement person's security information as key.Proposed in the present invention and will have been made independently safety device by endorsement person's private key information and decipherment algorithm, when carrying out authentification of message, safety device is connected with the authentification of message system, and the deciphering of information is finished by safety device, can guarantee can not leaked by endorsement person's security information.Concrete authentication method is: the cipher-text information of at first gathering the conduct signature that is printed on the electronic bill in step 2201, in the system of authentification of message described in the step 2202 cipher-text information is passed to safety device by wire communication mode and/or wireless communication mode then, by described safety device described cipher-text information data are decrypted and obtain signing messages and signing messages is passed to described authentification of message system; Then judge in step 2203 whether the approval signing messages that described signing messages and described authentification of message system store mates; If coupling enters step 2204 and shows authentication success; Enter step 2205 if do not match and show authentification failure.

Claims

1. one kind is mixed financial document, it is characterized in that comprising information medium, at least one zone of described information medium comprises Electronic Paper, sets first particular signature zone and sets the second particular signature zone at described electronics recto and/or reverse side at the front and/or the reverse side of described information medium.

2. one kind is mixed financial document, it is characterized in that comprising information medium, at least one zone of described information medium comprises Electronic Paper, in described information medium, embedded electronic unit, set first particular signature zone and set the second particular signature zone at described electronics recto and/or reverse side at the front and/or the reverse side of described information medium.

3. according to each described mixing financial document in the claim 1 to 2, the data format that it is characterized in that described cipher-text information is encrypt data or bar code or two-dimensional bar code.

4. mixing financial document according to claim 2 is characterized in that:

Described electronic unit comprises radio electronic label; Perhaps

Described electronic unit comprises contact type smart card chip or module; Perhaps

Described electronic unit comprises contact type intelligent card chip or module; Perhaps

Described electronic unit comprises contact storage card chip or module; Perhaps

Described electronic unit comprises contactless storage card chip or module.