CN201421633Y - Novel integrated circuit card - Google Patents
Novel integrated circuit card Download PDFInfo
- Publication number
- CN201421633Y CN201421633Y CN2008201822855U CN200820182285U CN201421633Y CN 201421633 Y CN201421633 Y CN 201421633Y CN 2008201822855 U CN2008201822855 U CN 2008201822855U CN 200820182285 U CN200820182285 U CN 200820182285U CN 201421633 Y CN201421633 Y CN 201421633Y
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- integrated circuit
- circuit card
- card
- chip
- communication interface
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Abstract
The utility model provides a novel integrated circuit card, which comprises an integrated circuit chip, and is characterized by also comprising a display device and an input device. The integrated circuit card preferably also comprises one or a plurality of communication interfaces; and the integrated circuit card preferably also comprises a power supply device. The novel integrated circuit card can be on-line with a network host to initiate a transaction and to mutually authenticate the identification so as to prevent passwords from being stolen, so that the security and the confidentiality of the private information and the account password of the card owner can be realized in an unauthentic network environment, and the authenticity of the transaction can be ensured.
Description
The division explanation:The utility model application is that the number of patent application of on April 16th, 2008 application is 200820057326.8, and denomination of invention is: the dividing an application of a kind of novel integrated circuit card.
Technical field
The utility model relates to integrated circuit (IC) card, is specifically related to novel integrated circuit card.
Background technology
At present, bank's integrated circuit card of following the PBOC2.0 standard is based on PKI (public key cryptography infrastructure) system, by dynamic encryption/digital signature technology, finishes the authentication of holder to its bank account access.Usually, illegally used in order to prevent to steal to lose to block, bank's integrated circuit card also is provided with the PIN code protection.But, because integrated circuit calorie requirement integrated circuit card card reader, and domestic a large amount of existence is the card reader that can read magnetic stripe card, the ratio of integrated circuit card card-reading apparatus is also considerably less, therefore the domestic pos facility quantity and the trade company that can accept integrated circuit card is limited in scope, and causes this security performance of integrated circuit card not applied than the high a lot of technology of magnetic stripe card.
Consider from the angle of financial security, the security of integrated circuit card is high more a lot of than magnetic stripe card, therefore, promoted integrated circuit card abroad uses on a large scale, for example Visa, Mastercard are promoting integrated circuit card as novel bank card, and for example domestic again employed Smart card, Sodexho card also are integrated circuit cards.Be necessary farthest to promote the application of integrated circuit card change less under the major premise of the existing environment of swiping the card as far as possible.
Simultaneously, under the environment of present online transaction, if holding an integrated circuit card, the user pays valency, owing to there is not the support of card reader, the security advantages that integrated circuit is stuck in when carrying out online transaction also can't embody, that is to say, under existing online transaction environment, although the user has a security than higher integrated circuit card, but still will be as using the manual card number of importing (oral account) integrated circuit card correspondence of magnetic card, conclude the business then, cause integrated circuit to be stuck in that " degeneration " is a magnetic card under such trading environment like this.Therefore, also be necessary to provide a kind of and can under network environment, improve integrated circuit card method safe in utilization.
The process of authenticating user identification is in the prior art: the user be required by card reader or with computer that card reader links to each other on keyboard input PIN code, card reader or the computer that links to each other with card reader send to integrated circuit card with this PIN code then, the integrated circuit card PIN code that will be stored in advance wherein compares with the PIN code that receives then, is legal users if both unanimities are then judged this user.Its weak point is that the PIN code of user's input can be caused the security of integrated circuit card to reduce by card reader or the computer record that links to each other with card reader.
The utility model content
At the unsafe factor in the authenticating user identification process in the prior art, and the defective that can't realize the integrated circuit card Secure Transaction in the online transaction environment, the purpose of this utility model provides a kind of novel integrated circuit card.
According to an aspect of the present utility model, a kind of novel integrated circuit card is provided, comprise integrated circuit (IC) chip, it is characterized in that, also comprise: display device, it is connected with described integrated circuit (IC) chip, and is used for display message; And input media, it is connected with described integrated circuit (IC) chip, and is used for input information.
Preferably, described integrated circuit card also comprises one or more communication interfaces, and wherein, described communication interface connects described integrated circuit (IC) chip.
Preferably, the included one or more communication interfaces of described integrated circuit card connect the integrated circuit card processing system.
Preferably, the included one or more communication interfaces of described integrated circuit card connect the processing terminal of integrated circuit card processing system.
Preferably, described processing terminal comprises the disposal system that possesses the computing ability of the client software that ATM (Automatic Teller Machine), POS machine or installation and described integrated circuit card processing system adapt at least.
Preferably, described integrated circuit card also comprises supply unit, and of being used at least to described display device and input media of this supply unit provides power supply.
The novel integrated circuit card that the utility model provides can and be carried out mutual authentication with the online initiation transaction request of diverse network main frame.Such integrated circuit card can be in incredible network computing environment (untrusted computers, internet etc.) realize safe, secret, the complete transmission and the communication of holder's private information and account password guaranteeing the authenticity and the security of whole transaction.
Description of drawings
By reading the detailed description of non-limiting example being done with reference to the following drawings, it is more obvious that other features, objects and advantages of the present utility model will become:
Fig. 1 illustrates according to an embodiment of the present utility model, the synoptic diagram of the novel integrated circuit card that the utility model provides;
Fig. 2 illustrates according to first embodiment of the present utility model, the composition synoptic diagram of the novel integrated circuit card that the utility model provides; And
Fig. 3 illustrates according to an embodiment of the present utility model, the network topology synoptic diagram of the novel integrated circuit card that the utility model provides and corresponding integrated circuit card processing system annexation.
Embodiment
The utility model provides novel integrated circuit card, because this integrated circuit card comprises input media and display device, make the user can on this integrated circuit card, realize the input and the authentication of PIN code, on the processing terminal of integrated circuit card processing system, import PIN code compared to existing technology, the novel integrated circuit card that the utility model provides can effectively prevent to utilize processing terminal intercepting PIN code such as POS machine, automatic teller machine, thereby has improved the security that integrated circuit card uses.
Particularly, Fig. 1 illustrates according to an embodiment of the present utility model, the synoptic diagram of the novel integrated circuit card that the utility model provides.In the present embodiment, the novel integrated circuit card that is provided is compared with integrated circuit card of the prior art, has increased input function zone 91, Presentation Function zone 92, battery functi on zone 93 and communication interface zone 94.Those skilled in the art understand, remove above-mentioned four zones and with these four circuit parts that the zone adapts, described novel integrated circuit card and integrated circuit card of the prior art are basic identical, and therefore, those skilled in the art can realize present embodiment with reference to prior art.
One at embodiment shown in Figure 1 changes in the example, and described communication interface can only keep one, and changes in the example at another, and this communication interface can be a plurality of, and this does not influence flesh and blood of the present invention.Particularly, those skilled in the art understand, above-mentioned communication interface is used to connect different devices, to realize different functions, for example can connect desk-top computer as shown in Figure 3, also the disposal system corresponding be can directly connect, POS, an ATM or set-top box or mobile phone or the like perhaps connected with described novel integrated circuit card.And the type of described communication interface also can be different, for example in the present embodiment, described communication interface all is a USB interface, and change in the example at one, the part communication interface can be that USB interface, part are blue tooth interfaces, or be the interface that meets the WiFi agreement partly, this does not influence flesh and blood of the present invention, does not repeat them here.Those skilled in the art also understand, and when described interface is blue tooth interface, can't see such interface in above-mentioned communication interface zone 94, because such interface can be packed in the shell 95 of described novel integrated circuit card usually.
Further, Fig. 2 illustrates according to first embodiment of the present utility model, the composition synoptic diagram of the novel integrated circuit card that the utility model provides.The composition that the present embodiment emphasis is illustrated described novel integrated circuit card from the angle that circuit connects and each inter-module concerns.Particularly, in the present embodiment, described integrated circuit card comprises integrated circuit (IC) chip 31, simultaneously, also comprises display device 33, input media 34 and battery (power supply) 32.
Wherein, described input media 34 is connected with described integrated circuit (IC) chip 31, and accepts the electric power from battery 32, and this input media 34 is used for to integrated circuit (IC) chip 31 input informations.Described display device 32 is used for display message, be connected with described integrated circuit (IC) chip 31 similarly, and acceptance is from the electric power of battery 32.
It will be appreciated by those skilled in the art that above-mentioned battery 32 preferably selects solar energy power source apparatus, on the one hand because the needed voltage ratio of integrated circuit card is less, the frequency that is used of integrated circuit card can be not high especially on the other hand, so relatively environmental protection.And change in the example at one, also can select supply units such as button cell for use, this does not influence flesh and blood of the present invention.
Preferably, described input media 34 is keyboards.And change in the example at one, described input media 34 also can be small-sized touch-screen; Change in the example at another, described input media 34 also can be a hand input device, and writing pencil for example is in such variation example, preferably described hand input device is connected to described novel integrated circuit card 9 as an external input media by communication interface, does not repeat them here.
Those skilled in the art understand, different communication interfaces can play different effects, for example a communication interface is used to be connected to the processing terminal of integrated circuit card processing system, thereby makes this integrated circuit card and to finish transaction by this processing terminal and the communication of described integrated circuit card processing system.It will be appreciated by those skilled in the art that described processing terminal can be various forms of equipment, for example POS, ATM, desk-top computer, notebook, set-top box or portable terminal with computing function.Again for example, a communication interface can connect external input media, for example another communication interface can connect external microform display device again, thereby for example is connected to the output content that shows a window on the notebook and correspondingly show described integrated circuit card on this computing machine.And it will be appreciated by those skilled in the art that by this communication interface and connect other equipment that can provide power supply to described integrated circuit card by connected equipment, therefore, described supply unit also can be omitted.It will be appreciated by those skilled in the art that can be in advance in a plurality of communication interfaces each to be defined,, for example connect input media or display device with clear and definite its function; Also can communication interface not defined, and adopt general-purpose interface, thereby carry out the function corresponding with this equipment when these communication interfaces are connected to concrete external equipment, such process can realize in conjunction with prior art, does not repeat them here.
Above-mentioned Fig. 1 to Fig. 2 has described the composition of integrated circuit card respectively from different perspectives, describes how to use the utility model under network environment below by Fig. 3.Particularly, Fig. 3 illustrates according to an embodiment of the present utility model, the network topology synoptic diagram of the novel integrated circuit card that the utility model provides and corresponding integrated circuit card processing system annexation.
In the present embodiment, described integrated circuit card is an integrated circuit card 9 that has keyboard 91, and this integrated circuit card is connected to a desk-top computer 6 by a communication interface, and this desk-top computer 6 communicates by network and integrated circuit card processing system 8.In concrete the application, said integrated circuit card 9 generates transaction request information by its integrated circuit (IC) chip that comprises 31 or other internal control device (not shown among Fig. 3), is sent to described desk-top computer 6 by communication interface then; Described computing machine 6 forwards it to described integrated circuit card processing system 8 after receiving described transaction request information, this system 8 handles this transaction request information, and finally send the transaction processing object information by network to described desk-top computer 6, thereby described integrated circuit card 9 can receive this processing result information by described desk-top computer 6.
It will be appreciated by those skilled in the art that preferably, in the above-mentioned desk-top computer 6 plug-in unit (computer program is client software in other words) can be installed, this plug-in unit is mainly used in after receiving above-mentioned transaction request information can forward it to described system 8.Preferably, 6 pairs of described transaction request information of above-mentioned desk-top computer are left intact and directly transmit; Change in the example at one, described desk-top computer 6 also can carry out sending to described system 8 again after the section processes to described transaction request information, for example it can be changed into the data layout that described network can receive, for example will send or the like after its compression again, this does not influence flesh and blood of the present utility model again.
In an above-mentioned variation example embodiment illustrated in fig. 3, described desk-top computer 6 can be that other anyly have a computing ability, and can with the equipment of described integrated circuit card processing system 8 and 9 communications of described integrated circuit card, for example when the described communication interface that is used to connect integrated circuit card 9 was USB interface, then this desk-top computer 6 can be replaced by set-top box or other equipment that has USB interface.In such variation example, preferably, described set-top box still can be installed above-mentioned plug-in unit (computer program is client software in other words).
To embodiment illustrated in fig. 3 and change example, it will be appreciated by those skilled in the art that aforementioned calculation function and control corresponding function can finish by described integrated circuit (IC) chip 31 at least with reference to above-mentioned Fig. 1.This integrated circuit (IC) chip 31 can increase such function on the existing integrated circuits chip basis, those skilled in the art can be in conjunction with these functions of existing techniques in realizing, for example can realize such structure with reference to " ISO-7816 ", " China's finance integrated circuit (IC) calliper model PBOC2.0 " at least, not repeat them here.
The utility model is applied to bank's integrated circuit card can make the holder of bank's integrated circuit card to carry out access and on-line access with its bank account very safely, comprises by the pos of trade company channel and internet channel; Simultaneously, in the time can't carrying out on-line interaction, this card again can be mutual by keyboard, the identification when realizing non-face-to-face transaction such as teleshopping.Stolen a kind of means and the technology of client password when in addition, this card can also be used to prevent have magnetic stripe card trading now.
More than specific embodiment of the utility model is described.It will be appreciated that the utility model is not limited to above-mentioned specific implementations, those skilled in the art can make various distortion or modification within the scope of the claims, and this does not influence flesh and blood of the present utility model.
Claims (6)
1. a novel integrated circuit card comprises integrated circuit (IC) chip, it is characterized in that, also comprises:
Display device (33), it is connected with described integrated circuit (IC) chip (31), and is used for display message; And
Input media (34) is connected with described integrated circuit (IC) chip (31), and is used for to described integrated circuit (IC) chip (31) input information.
2. integrated circuit card according to claim 1 is characterized in that, also comprises:
One or more communication interfaces, wherein, described communication interface connects described integrated circuit (IC) chip.
3. integrated circuit card according to claim 2 is characterized in that, described communication interface connects the integrated circuit card processing system.
4. integrated circuit card according to claim 2 is characterized in that, described communication interface connects the processing terminal of integrated circuit card processing system.
5. integrated circuit card according to claim 4, it is characterized in that described processing terminal comprises the disposal system that possesses the computing ability of the client software that ATM (Automatic Teller Machine), POS machine or installation and described integrated circuit card processing system adapt at least.
6. according to each described integrated circuit card in the claim 1 to 5, it is characterized in that, also comprise supply unit (32), of being used at least to described display device (33) and input media (34) of this supply unit (32) provides power supply.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2008201822855U CN201421633Y (en) | 2008-04-16 | 2008-04-16 | Novel integrated circuit card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2008201822855U CN201421633Y (en) | 2008-04-16 | 2008-04-16 | Novel integrated circuit card |
Related Parent Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNU2008200573268U Division CN201259686Y (en) | 2008-04-16 | 2008-04-16 | Novel integrated circuit card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201421633Y true CN201421633Y (en) | 2010-03-10 |
Family
ID=41808294
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2008201822855U Expired - Lifetime CN201421633Y (en) | 2008-04-16 | 2008-04-16 | Novel integrated circuit card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN201421633Y (en) |
-
2008
- 2008-04-16 CN CN2008201822855U patent/CN201421633Y/en not_active Expired - Lifetime
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| ASS | Succession or assignment of patent right |
Owner name: SHENZHOU RONG'AN TECHNOLOGY (BEIJING) CO., LTD. Free format text: FORMER OWNER: FENG BEI Effective date: 20120111 |
|
| C41 | Transfer of patent application or patent right or utility model | ||
| COR | Change of bibliographic data |
Free format text: CORRECT: ADDRESS; FROM: 200135 PUDONG NEW AREA, SHANGHAI TO: 100086 HAIDIAN, BEIJING |
|
| TR01 | Transfer of patent right |
Effective date of registration: 20120111 Address after: Beijing City, Haidian District Zhongguancun 100086 South Street No. 2 digital building A block 7 layer 701-702 Patentee after: China Science and Technology (Beijing) Co., Ltd. Rong'an Address before: 200135, room 38, No. 800, Lane 604, Jinxiu Road, Shanghai, Pudong New Area Patentee before: Feng Bei |
|
| CX01 | Expiry of patent term |
Granted publication date: 20100310 |
|
| CX01 | Expiry of patent term |