CN201331794Y - 一种读卡器及移动支付终端 - Google Patents

一种读卡器及移动支付终端 Download PDF

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Publication number
CN201331794Y
CN201331794Y CNU2008202358849U CN200820235884U CN201331794Y CN 201331794 Y CN201331794 Y CN 201331794Y CN U2008202358849 U CNU2008202358849 U CN U2008202358849U CN 200820235884 U CN200820235884 U CN 200820235884U CN 201331794 Y CN201331794 Y CN 201331794Y
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China
Prior art keywords
card
card reader
data
intelligent expansion
control unit
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Expired - Fee Related
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CNU2008202358849U
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English (en)
Inventor
杨天柱
李志雄
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Shenzhen Netcom Electronics Co Ltd
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Shenzhen Netcom Electronics Co Ltd
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Priority to CNU2008202358849U priority Critical patent/CN201331794Y/zh
Priority to US12/566,394 priority patent/US20100163619A1/en
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Publication of CN201331794Y publication Critical patent/CN201331794Y/zh
Priority to EP09175324A priority patent/EP2207132A1/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10316Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers
    • G06K7/10326Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers the antenna being of the very-near field type, e.g. capacitive
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader

Abstract

本实用新型适用于读卡器技术领域,提供了一种读卡器及移动支付终端,所述读卡器包括:与单界面智能扩展卡连接,用于从单界面智能扩展卡中读取数据或向单界面智能扩展卡中写入数据的微控制单元;与所述微控制单元连接,用于非接触读卡终端和所述单界面智能扩展卡之间进行数据交换的NFC天线;与所述微控制单元连接,用于实现所述微控制单元与通信终端的通信的数据接口单元。在本实用新型实施例中,通过在在读卡器中内置NFC天线,读卡器中的单界面智能扩展卡可在不与数据接口单元相联的情况下通过无线方式与非接触读卡终端进行数据交换。

Description

一种读卡器及移动支付终端
技术领域
本实用新型属于读卡器技术领域,尤其涉及一种读卡器及移动支付终端。
背景技术
目前市场上出现的读卡器,其核心由单片机、USB接口、NFC天线组成。现有的读卡器只能读取或写入数据至双界面智能扩展卡(嵌入非接触式智能卡的存储卡)中,并通过双界面智能扩展卡与非接触读卡终端进行数据的交换数据,实现移动支付,无法通过单界面智能扩展卡实现移动支付。
发明内容
本实用新型的目的在于提供一种读卡器及移动支付终端,旨在解决现有技术无法通过单界面智能扩展卡实现移动支付的问题。
本实用新型是这样实现的,一种读卡器,所述读卡器包括:
与单界面智能扩展卡连接,用于从单界面智能扩展卡中读取数据或向单界面智能扩展卡中写入数据的微控制单元;
与所述微控制单元连接,用于非接触读卡终端和所述单界面智能扩展卡之间进行数据交换的NFC天线;
与所述微控制单元连接,用于实现所述微控制单元与通信终端的通信的数据接口单元。
本实用新型是这样实现的,一种移动支付终端,所述移动支付终端包括如上所述的读卡器,所述移动支付终端还包括:插放在所述读卡器中,用于存储数据的单界面智能扩展卡。
在本实用新型中,通过在读卡器中内置NFC天线,置于读卡器中的单界面智能扩展卡可在不与数据接口单元相联的情况下通过无线的方式与非接触读卡终端进行数据的交换,实现移动支付。
附图说明
图1是本实用新型实施例提供的移动支付终端的结构示意图。
具体实施方式
为了使本实用新型的目的、技术方案及优点更加清楚明白,以下结合附图及实施例,对本实用新型进行进一步详细说明。应当理解,此处所描述的具体实施例仅仅用以解释本实用新型,并不用于限定本实用新型。
在本实用新型实施例中,通过在读卡器中内置NFC天线,置于读卡器中的单界面智能扩展卡可在不与数据接口单元相联的情况下通过无线的方式与非接触读卡终端进行数据的交换,实现移动支付。
图1示出了本实用新型实施例提供的移动支付终端的结构,为了便于说明,仅示出了本实用新型实施例相关的部分。该移动支付终端包括读卡器11、单界面智能扩展卡12。
其中,所述读卡器11包括NFC天线111、微控制单元112、数据接口单元113。
NFC天线311用于非接触读卡终端和单界面智能扩展卡12之间进行数据的交换,NFC天线111与微控制单元112连接,可以印制在读卡器11的印刷线路板上,也可以是独立的天线线圈,NFC天线111的工作频段是13.56MHz。
微控制单元112与单界面智能扩展卡12连接,用于从单界面智能扩展卡12中读取数据或向单界面智能扩展卡12中写入数据,在本实施例中,微控制单元112是单片机。
数据接口单元113与微控制单元112连接,在微控制单元112的控制下,与具有相对应数据接口单元的通信设备,通过该数据接口单元113进行数据的交换,在本实施例中,数据接口单元113是USB接口,通信设备是PC机。
其中,在读卡器中还包括单界面智能扩展卡插座,其与读卡器11的印刷线路板连接,用于插放单界面智能扩展卡。
具体工作过程如下所述:用户将单界面智能扩展卡12放置于读卡器11中,通过数据接口单元113将移动支付终端与PC机连接,此时移动支付终端在PC机上表现为一个标准的USB大容量存储设备。PC机的应用程序通过小型计算机系统接口(Small Computer System Interface,SCSI)命令与移动支付终端的微控制单元112进行通信,以有线方式访问单界面智能扩展卡12,完成对单界面智能扩展卡12的充值等功能,可以免除现行交通卡需要到专门的充值机上充值的问题。
在非接触式工作状态下,微控制单元112判断NFC天线111进入非接触读卡终端的有效范围,若在有效范围之内,则NFC天线111被非接触式读卡终端激活,非接触式读卡终端访问单界面智能扩展卡,完成非接触式交易。
在本实用新型实施例中,通过在读卡器中内置NFC天线,置于读卡器中的单界面智能扩展卡可在不与数据接口单元相联的情况下通过无线的方式与非接触读卡终端进行数据的交换,实现移动支付。
以上所述仅为本实用新型的较佳实施例而已,并不用以限制本实用新型,凡在本实用新型的精神和原则之内所作的任何修改、等同替换和改进等,均应包含在本实用新型的保护范围之内。

Claims (6)

1、一种读卡器,其特征在于,所述读卡器包括:
与单界面智能扩展卡连接,用于从单界面智能扩展卡中读取数据或向单界面智能扩展卡中写入数据的微控制单元;
与所述微控制单元连接,用于非接触读卡终端和所述单界面智能扩展卡之间进行数据交换的NFC天线;
与所述微控制单元连接,用于实现所述微控制单元与通信终端的通信的数据接口单元。
2、如权利要求1所述的读卡器,其特征在于,所述NFC天线是印制在所述读卡器的印刷线路板上或是独立的天线线圈。
3、如权利要求1所述的读卡器,其特征在于,所述微控制单元是单片机。
4、如权利要求1所述的读卡器,其特征在于,所述数据接口单元是通用串行总线接口。
5、如权利要求1所述的读卡器,其特征在于,所述读卡器还包括:
与所述读卡器的印刷线路板连接,用于插放单界面智能扩展卡的单界面智能扩展卡插座。
6、一种移动支付终端,其特征在于,所述移动支付终端包括如权利要求1至5任一项所述的读卡器,所述移动支付终端还包括:插放在所述读卡器中,用于存储数据的单界面智能扩展卡。
CNU2008202358849U 2008-12-30 2008-12-30 一种读卡器及移动支付终端 Expired - Fee Related CN201331794Y (zh)

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CNU2008202358849U CN201331794Y (zh) 2008-12-30 2008-12-30 一种读卡器及移动支付终端
US12/566,394 US20100163619A1 (en) 2008-12-30 2009-09-24 Card reader and mobile payment terminal
EP09175324A EP2207132A1 (en) 2008-12-30 2009-11-06 Card reader and mobile payment terminal

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CNU2008202358849U CN201331794Y (zh) 2008-12-30 2008-12-30 一种读卡器及移动支付终端

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DK3667259T3 (da) * 2013-12-03 2021-09-27 Apator Miitors Aps Forbrugsmåler omfattende en sammenfoldelig printkortenhed samt fremgangsmåde til fremstilling af sådan forbrugsmåler

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KR100764120B1 (ko) * 2003-02-25 2007-10-09 다이니폰 인사츠 가부시키가이샤 심 리더라이터
HK1063994A2 (en) * 2004-06-09 2004-12-17 Advanced Card Systems Ltd Smart card reader with contactless access capability.
US7198199B2 (en) * 2005-02-04 2007-04-03 Chun-Hsin Ho Dual universal integrated circuit card (UICC) system for a portable device
US20070145152A1 (en) * 2005-12-28 2007-06-28 Fabrice Jogand-Coulomb Nested memory system with near field communications capability
US7383992B2 (en) * 2006-10-10 2008-06-10 Imation Corp. Memory card with host interface and including internal interface for receiving micro-size memory cards
DE602007011565D1 (de) * 2007-03-06 2011-02-10 Vodafone Holding Gmbh Adapter für ein Teilnehmermodul eines mobilen Endgeräts

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EP2207132A1 (en) 2010-07-14

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