CN1977557A - Phone diversifications - Google Patents
Phone diversifications Download PDFInfo
- Publication number
- CN1977557A CN1977557A CNA2005800213399A CN200580021339A CN1977557A CN 1977557 A CN1977557 A CN 1977557A CN A2005800213399 A CNA2005800213399 A CN A2005800213399A CN 200580021339 A CN200580021339 A CN 200580021339A CN 1977557 A CN1977557 A CN 1977557A
- Authority
- CN
- China
- Prior art keywords
- pdc
- phone
- side plate
- card
- ticket
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
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Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/16—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for devices exhibiting advertisements, announcements, pictures or the like
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M3/00—Automatic or semi-automatic exchanges
- H04M3/38—Graded-service arrangements, i.e. some subscribers prevented from establishing certain connections
- H04M3/387—Graded-service arrangements, i.e. some subscribers prevented from establishing certain connections using subscriber identification cards
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- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Telephonic Communication Services (AREA)
- Telephone Function (AREA)
- Mobile Radio Communication Systems (AREA)
Abstract
The invention relates to an 'add-on' box for the common telephone which converts the phone for the execution of further functions, one of these ''added functions'' is here described: There are many occasions when a person needs a ''ticket'' for participating in an event, f.e. : using the public railway system, a national airline network, a monthly pass for using a metropolitan transport system, an interview with a famous medical authority, a seat to a forthcoming event in a concert hall, for participating in a technical, political, or scientific conference, a meal celebrating the 100<th> anniversary of a club, etc. or merely to pass the security point of a private citizen. If an electronic memory card, no larger than a business card, is laid on the above mentioned 'add-on' box, and if the Agency's telephone number is known for ordering the ticket, it is, with the help of the invention, possible to transfer verified ticket data into said card. At a checking point, all the ticket data can be read out and re-checked for accuracy. Adequate anti-fraud measures are included. The claimed material covers the above description but is not limited to it.
Description
Technical field
The present invention relates to the general field of payment devices, and relate to the transmission of voucher from issuer to described device.
Cause the exposure of the technical problem of invention motivation
The bank circle has set up the routine work system that is supported by technical solution, and this system allows them to be sent to another bank with little two kinds of numbers from a bank with big with the name of industry and financial institution with effective and efficient manner.
Technical problem to be solved, yet, be not used in the equivalent system of the less transmission between market and the individuality.
Do not have any such off-the-shelf: by existing telephone network is used for transfer of data, the independent telephone set owner can be used for this product the remote loading of electronic cash card, and can finish payment in reliable mode from this product.How valuable anyone does not consider to be loaded in a kind of like this card believable text message yet.Such card can be used as medicine prescription, and vouchers for entertainment events, train ticket, specific blend route ticket, is used for the certain illustrated of operating means, specific indent that is used to pay or the like.
In this field, old currency type is still the method for main flow in many countries, although can extract cash from ATM with discerning electronic cards now.Still must be to the ATM location or obtain exempting the permission of strict regulations to the bank management personnel.And, not existing to be used for the equivalent facility that voucher transmits, it does not exist forces people to go to see that their one of agency is so that obtain a specific advance note.The time that all these waste is a large amount of, and in addition need be from the support of checking phone.Most people dislike these programs, but must stand, because without any other selection.
The inventor's prior art
The present inventor also once produced prior art in the past, and it points to specially in the mode that as above further describes and creates the device that uses for the individual.As described in following discloses and the granted patent, these devices result from the different time with technology:
GB?1,314,021(1969)，GB?2,291,724，GB?2,291,725，GB?2,291,726，GB?2,291,727，GB?2,291,728?GB?2,291729，GB?2,291,730?and?GB?2,291,731，US?3,906,4650，US3,906,300?US?3,870,866?US?4,466,691，US?4,499,556，US?4,859,837，US?4,906,828，US?5,734,722，GB?2,356,274，GB?2,375,427?PE?9894,4098.7?US?2004077372，GB2,353,889，GB?2,321,551，GB?2,311,399
In these patents some are actually and are used for the candidate implemented in the frameworks of present patent application, and by the requirement of Patent Law, present patent application has increased further innovative material, and make can industrial utilization.
Other inventors' prior art
This has mainly concentrated on by bank buying value has been sent on the contact smart card.The main cosponsor of this idea is MONDEX.Yet this company does not give enough attentions to secure context, and has entered a hard time thus.Their attention is attracted to the not success of effort of my work.
May have other company pays close attention to such as the additional switching system of transferring voice and digital signal simultaneously.These unit are expensive entities, have only telephone operator to afford to use.
The purpose of presents is: create the timesaving device that saves money, it is not expensive, and almost the user of any wired telephone network can both afford to use.
The novelty that increases
(a) avoid with regard to a kind of publisher that is used for transmitting ticket with regard to electronic cash or electronics the method for error entries/
(b) a kind of innovative product, it makes up oscillator, modulator, phase-locked loop circuit etc. with economic way, so that make each telephone subscriber, normally away from the peasant in cities and towns, can use.
(c) a kind of can be by the long-term serial encryption system that combines with the above of trusting of the public.
(d) the RF antenna assembly of above three aspects of a kind of combination, it is sent to clamping part with some power, and in addition also suppresses the common-mode noise input, and it is safer that card is transmitted.
The present invention will be illustrated with two kinds of versions, a kind ofly be used for the user that is connected with wired telephone network, a kind ofly be used for the mobile phone user.(can be used for this two kinds of versions) with a kind of ' adding ' product.
Product as described herein and system are all characterized by following feature, be that they comprise and other contactless read/write card device that is arranged side by side such as phase-locked loop, analog or digital filter, so that information is sent to another card from a card respectively, or be sent to computer system, or card from computer system to described type from a card.
Current additional novelty is together with the desired advantage of the inventor's prior art
(a) intention is utilized the inventor's encryption method, and the computerized factor of its antagonism numeral (as encrypting key) is decomposed (factoring).
(b) intention is utilized the inventor's GB2,291.731 patent, it has described a kind of parts of similar card in advance, has the keyboard that is used to import the PIN number, thereby the authentication to any transaction is provided after using for the first time, covers time limit that can set in advance any transaction subsequently as carrying out in one minute or 12 minutes, 60 minutes or the like.
(c) when the reserve fund of card was will be in the process that new transaction begins exhausted, by automatic refresh routine, system allowed this transaction.
(d), can transmit the ticket data that is used for any incident from mechanism by the telephone link between the private user of mechanism (agency) and telephone network.This means that user's oneself PDC can convert the ticket that is used for any number to for being its incident that ticket testing fixture and seat display monitor have been installed.
(e) can obtain other example from following description.
Description of drawings
Fig. 1 illustrates the block diagram that is used for side plate, and how it is connected to pocket dataset carrier (PDC) and telephone wire.
Fig. 2 illustrates the block diagram of PDC.
Fig. 3 illustrates the structure of the link between the computer of PDC and ticket mechanism or financial institution.
Fig. 4 illustrates the structure of the communication link between the point of sales terminal (POS) in described PDC and the retail shop.
Fig. 5 illustrates the replaceable structure of side plate and personal computer (PC), and it makes described PDC to be used for payment by the Internet.
Fig. 6 illustrates between two individual consumers the structure of carrying out the communication link of fund when transmitting by telephone wire.
Fig. 7 illustrates between two individual consumers the structure of carrying out the communication link of fund when transmitting by the Internet.
Fig. 8 illustrates the phone that has display screen and some buttons, and some buttons wherein can be the function command buttons, and it comprises all basic elements of character of Figure 10.
Fig. 9 illustrates the routine call that is connected to side plate, and its critical piece is shown in Figure 10.
Figure 10 illustrates the basic element of character (having omitted the microprocessor of control messages ordering etc.) that is used to implement to design.
Figure 11 illustrates the transmission/reception side plate that is used for remote phone, and it is controlled by the PC input by mechanism's input.
Figure 12 illustrates the situation that voiced band and one or more narrow band digital filter or phase-locked loop are provided with along frequency axis.
Figure 13 shows the view of the computer monitor of a particular instance.
Figure 14 illustrates the modification embodiment under the mobile phone situation.
Have the telephone wire fault even Figure 15 illustrates, the computer of mechanism can normally be brought into play the function of ticket distribution too.
Embodiment
For with the maximum interoperability of current bank program, the PDC that each is independent is associated with the Private Banking account, is called the PDC account.
Any transaction all needs to import individual's PIN, otherwise can combine digital not transmit.
The credit transaction will start from voice sessions usually.The id information that is stored in PDC can be read and will support in the case the data of bank's storage.In case the user has been identified and has specified him to wish to be sent to from this user's main account the capital amount of PDC account, bank clerk starts by telephone wire then to described PDC user's data transmission session.Fig. 3 illustrates user's PDC and the communication link between the banking computer.
Side plate plays ATM, and difference is that electronic cash is sent by this system, then it is stored in PDC.
Also can use telephone as shown in Figure 6, or use side plate to pass through the Internet as shown in Figure 5, or, between two independent PDC, carry out the credit transaction as shown in Figure 7 to write to each other.
Fig. 4 illustrates when PDC communicates by letter with POS by the RF electromagnetic wave, the situation of typical debit transaction.Message notifying user on the LDC of PDC imports PIN so that make this transaction effective.
As for the pattern that the present invention realizes, the pattern of two kinds of imaginations is arranged, a kind of is enhanced telephony (Fig. 8), and second kind of pattern used the routine call that has side plate, and it gives the fogey phone machine with new ability, Fig. 9.
Depressed area 4 is arranged at the phone top of Fig. 8, wherein can put into PDC.As selection, can be the flute profile district.
Similarly the depressed area offers the top cover of side plate.
The inside of the lid of side plate 33 comprises antenna 28, and its configuration is similar to the antenna among the PDC.For example, the inside of box 3 will comprise differential amplifier 19, spiking arrester 20, be used for producing oscillator 21, the modulator 22 of vibration and only allowing near the band pass filter 23 of the carrier frequency the intermediate frequency f-2 in frequency f-2.It can be the em filtering device, maybe can be digital filter, maybe can be phase-locked loop.
Bian Zhi agreement will guarantee to send to the data of mechanism and sent to by mechanism between the data of card from card can not clash in advance.
As for the oral exchange between home phone number and the operator of mechanism, these can carry out at one time, and no matter any exchanges data.
Four kinds of important type of messages are only arranged, when the user touches the button 30 the time " charging to the debit of my card ".When mechanism sends to the data of digitized record in the card, ticket details 31.When mechanism wishes to change number or letter, by correcting button 32.And when the user wishes to delete all details, touch the button 34.This will remove whole ticket record.(seeing Figure 11).
That is to say that when the operator of mechanism sent to the client with the ticket data bag of verbal agreement, he or she can see that letter or speech appear in next line below from computer screen, it accurately mates with letter or the speech imported on keyboard.
Always do not need to relate to PC.People can predict from various natural fields or read the field of contemporary books or the facility of the expert's of medical field suggestion.When being badly in need of this suggestion, make a call one simply, do not have the delay in several weeks.Utilizing other people knowledge and time is not a good suggestion.The people who has the experience in all one's life in certain field may want its thing of seeing clearly passed to needs it other people very much.If talk was no more than such as 8 minutes, can the applied code expense, do not need but can help a lot of people too much.This also can produce extra revenue source, especially when the inevitable step-down of annuitant's real income.Under this situation and other situation, the card transmission that snaps into of electronic cash follows a well mapped-out plan.
As for safety measure at rogue operation, please see be incorporated herein part quoted more of the prior art.
Use the possibility of mobile phone in Figure 14 and 15, illustrate, wherein the serial port of mobile phone be used for and the linking of computer, but shown in situation in, at output or the data imported, this port is used to the modulated carrier wave of exporting and importing.
Claims (18)
1. telephone set, comprise and be used for the device that the analog-and digital-component with the mixed signal of analog signal types and digital signal type separates, wherein digital signal will be imported into the contactless card that is used for the electronics storage, it is characterized in that providing in the scope of described phone and described device antenna element side by side, described antenna element reflects the configuration of the respective antenna element in the described card.
2. as the phone in the claim 1, wherein for example when using described telephone system will be transferred to remote mechanism from the currency values of described contactless card, or will be transferred to another private card from the currency values of individual card the time, have numeral 0 to 9 dialing button and be endowed independent implication, it is characterized in that being used to producing the device of the conversion of its implication.
3. legacy user's telephone that is electrically connected to side plate, described side plate comprises: low pass filter, guarantee one or more narrow-band pass filters that service aisle separates; In addition, corresponding in contactless card or the respectively antenna or the coupling coil of antenna in the pocket dataset carrier or coupling coil; In addition, amplifier and the one or more oscillators that are used to produce carrier wave to be modulated, in addition, when needed, additional order button is used for the transmission of realization fund, ticket distribution, the deletion of full text project or the correction of selected letter, numeral or speech; Be used for following device: carry out by the text item of a frequency channel and transmit from mechanism to remote contactless card, simultaneously by another immediate feedback of frequency channel generation from described side plate to described mechanism, so that when described numeral, letter or speech are shown in the display unit of mechanism, described mechanism can be observed it, if and described numeral, letter or speech distortion or have suspicious shape, can end associated transport and it is carried out repetition.
4. the ticket order system of supporting as the phone in claim 1 and 3, such device is wherein arranged, it makes ticket issuer can check whether any particular text project of being sent by described mechanism arrives remote telephone subscriber as the electronics acceptable signal, or whether it is as distorted signal arrival, and a kind of such device is the computer monitor of software control.
5. the ticket order and payment system of supporting as the phone in the claim 4, it is characterized in that such device, ticket issuer relies on the spatial neighbor that is closely related send and return image to concern and checks transmission quality thus, describedly sends and returns on the described monitor that the image both is shown in described mechanism.
6. as the telephone set in any aforementioned claim, wherein, the passage that is provided for the text transmission from the mechanism to the subscriber phone comprises the following combination of parts in described phone or in the side plate:
(a) digital filter or phase-locked loop circuit
(b) be used for that text data is sent to described contactless card or be sent to the antenna of described pocket dataset carrier (PDC) respectively
(c) RF oscillator and the modulator that is used for it.
7. as the accessory case in the claim 3, comprising: to the link cable of wall hanger with to another link cable of described routine call; In addition, described accessory case or side plate have enough big shallow depression or the groove that is used for smart card is placed on it (or wherein); This side plate is provided with or is not provided with and is used to inform that display unit is taking place and so on the user.
8. as the RF arrangement of antennas in the claim 1 to 3, it is characterized in that the setting of two rings or coil, they twine by this way or connect, make in each period of wave, one as the flux remittance, another consequently is provided with by this and has eliminated common-mode signal (noise) as the flux source, has strengthened the mutual coupling of reader-Ka simultaneously.
9. as the text transmission system in any aforementioned claim, it is characterized in that having used the coding/decoding system, it is specially adapted to the serial process of data, and can guarantee to avoid for a long time rogue interference and abuse, and its feature further is immunity that its decomposes the computer version factor.
10. system, the side plate that comprises the phone in any as described above claim, wherein, no matter use telephone or mobile phone at user side, it is identical that functional part keeps, and wherein said side plate comprises the suitable socket that is used to connect any type phone.
11. as the system in claim 1 and 3, comprise portable pocket dataset carrier (PDC) and phone, this phone comprises the device that is used to send analog-and digital-two kinds of signals, wherein digital information is sent to PDC by modulation RF carrier wave and transmits from PDC, and wherein digital information is represented buying value or voucher value, or two types value, can be by the debit transaction by any PDC read/write terminal from wherein deducting the part of these values.
12. as the system in the claim 12, wherein telephone set comprises black phone and side plate, side plate comprises the interface unit that is used to convert the digital data into corresponding RF data, and the microcontroller that the protocol conversion between the described communication port is provided.
13. as the system in the claim 12, wherein side plate comprises additional computer interface (RS232 or USB), so that can carry out digital communication by personal computer and PDC.
14. as the system in the claim 10 to 13, wherein PDC comprises the thin contactless card of following corresponding iso standard.
15. as the system in the claim 10 to 14, wherein side plate and PDC are included in the framework of mobile phone.
16. as the system in the claim 10 to 15, wherein each independent PDC is corresponding with bank account, and the transaction data that wherein is stored in described PDC uploads to the computer of bank when carrying out the cash value refresh step by PDC, so that whole in practice PDC transaction makes up as the full-service bank account that has debit and renewal.
17. as the system in the claim 1 to 15, wherein utilize GB2,291.724 and US 906828 described in prior art.
18., wherein utilize the prior art described in PCT/GB92/01309 or the WO93/02430 as the system in the claim 1 to 16.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| ROA200400388 | 2004-04-28 | ||
| PCT/IB2005/001161 WO2005107299A1 (en) | 2004-04-28 | 2005-04-22 | Phone diversifications |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1977557A true CN1977557A (en) | 2007-06-06 |
Family
ID=35242065
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2005800213399A Pending CN1977557A (en) | 2004-04-28 | 2005-04-22 | Phone diversifications |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN1977557A (en) |
| WO (1) | WO2005107299A1 (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108090043A (en) * | 2017-11-30 | 2018-05-29 | 北京百度网讯科技有限公司 | Error correction report processing method, device and readable medium based on artificial intelligence |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US5345501A (en) * | 1991-07-15 | 1994-09-06 | Bell Atlantic Network Services, Inc. | Telephone central office based method of and system for processing customer orders |
| CZ294690B6 (en) * | 1997-06-16 | 2005-02-16 | Swisscom Mobile Ag | Chip card |
| RU2191482C1 (en) * | 1998-06-23 | 2002-10-20 | Свисском Мобиле Аг | Method for making sale offers, filing orders and selling goods and services |
-
2005
- 2005-04-22 CN CNA2005800213399A patent/CN1977557A/en active Pending
- 2005-04-22 WO PCT/IB2005/001161 patent/WO2005107299A1/en active Application Filing
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108090043A (en) * | 2017-11-30 | 2018-05-29 | 北京百度网讯科技有限公司 | Error correction report processing method, device and readable medium based on artificial intelligence |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2005107299A1 (en) | 2005-11-10 |
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