CN1959727A - Shopping method and system by using handset based on technique of 3D codes - Google Patents
Shopping method and system by using handset based on technique of 3D codes Download PDFInfo
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- CN1959727A CN1959727A CNA2005101100243A CN200510110024A CN1959727A CN 1959727 A CN1959727 A CN 1959727A CN A2005101100243 A CNA2005101100243 A CN A2005101100243A CN 200510110024 A CN200510110024 A CN 200510110024A CN 1959727 A CN1959727 A CN 1959727A
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Abstract
A mobile phone purchasing method based on 2-D code technique includes setting up correlation relation of user mobile phone to bank card, issuing purchase request and generating 2-D code according to said purchase request then sending generated 2-D code to user mobile phone, cashing relevant commodity or service if certification is passed. The mobile phone purchasing system used for realizing said method is also disclosed.
Description
Technical field
The present invention relates to a kind of mobile phone purchase method and system, particularly relate to a kind of mobile phone purchase method and system that can be used for ecommerce based on planar bar code technology.
Background technology
Existing management system is usually because the needs of management, form distributed system by computing machine or communication network with a plurality of ADMINISTRATION SUBSYSTEM, associated with each other usually between the described ADMINISTRATION SUBSYSTEM, have relative independentability again, for example Fig. 1 system that comes to this.In the described system of Fig. 1, have three data ADMINISTRATION SUBSYSTEM, promptly first ADMINISTRATION SUBSYSTEM 1, second ADMINISTRATION SUBSYSTEM 2, the 3rd ADMINISTRATION SUBSYSTEM 3 also have a data operating terminal 4.Wherein, data manipulation terminal 4 is carried out data manipulation with each ADMINISTRATION SUBSYSTEM respectively, produces independently data manipulation result, and each ADMINISTRATION SUBSYSTEM is associated with each other by data manipulation terminal 4, and, share the operating result of described data between each data administration subsystem each other.Yet, owing to just share the operating result of described data between each data administration subsystem each other, the safety of data manipulation can not be guaranteed, thereby and owing to can not guarantee that safely needing artificial intervention to assist finishes data processing and transmission, causes the network resource usage inefficiency.
Fig. 2 is the instantiation system of system shown in Figure 1.Traditional bank card purchase system generally comprises commodity data ADMINISTRATION SUBSYSTEM 22, commodity clearing subsystem 11 and commodity and cashes subsystem 33, after the consumer selects commodity, connects the commodity settlement system by bank card, obtains corresponding commodity or service after the payment.Because management of the commodity data in traditional bank card purchase system and commodity are cashed in same place, problem that so consumer's false claiming can not occur or get wrong commodity, but the consumer must arrive in person that shopping is on-the-spot selects commodity and clearing payment at the scene, thus can to the consumer go up the time that brings or road on inconvenience; Owing to rely on artificial transmission data fully, cause consumer and commodity data ADMINISTRATION SUBSYSTEM 22, commodity to settle accounts the information data transmission inefficiency between the subsystem 11.
The appearance of ecommerce in recent years makes the consumer not use the on-the-spot process that just can finish shopping of shopping, and the consumer can connect commodity data ADMINISTRATION SUBSYSTEM 22 by network and select commodity, has improved the efficient of information data transmission.But because commodity data management and commodity pay in different places, so online the finishing of consumer just need after the clearing commodity data ADMINISTRATION SUBSYSTEM 22 to be sent to the safe and reliable voucher of consumer one, could guarantee safety that commodity are cashed and accurate; And the voucher that is generally entity that adopts now, and employing is manually sent to consumer's hand usually.As seen from the above analysis, implement business EC between the clearing of user terminal 44 and data the transmitted in both directions of information utilize network to finish, user terminal 44 utilizes network to finish to the unidirectional information transmission of commodity data ADMINISTRATION SUBSYSTEM 22, but 44 the unidirectional information transmission of cashing voucher is owing to the reason of safety still needs artificial the participation to finish, so caused the utilization factor of conventional network resources low from commodity data administration subsystem 22 to user terminal.Simultaneously, owing to need artificial the participation to finish the transmission of inter-system data, so cause the transfer efficiency of data low.
In addition, though Development of E-business has realized the online clearing of commodity in recent years, realized that the consumer utilizes network to finish to the information transmission of commodity settlement system 11, but this settlement process needs the consumer to input bank's card number and password, because direct transmission card number and encrypted message in network, so can cause this information stolen or situation such as lose in transmission course.Even in transmission course, taked encryption measures, but because the mode of soft encryption is all adopted in general online clearing, situation that cause the user to lose also happens occasionally so this information is decrypted, and promptly the degree of safety of the settlement process of existing ecommerce also needs to improve.
Summary of the invention
In view of the above problems, technical matters to be solved by this invention is to provide a kind of high security that possesses, and can improve the mobile phone purchase method and the system based on planar bar code technology of network resource utilization and information data transmission efficient.
For solving the problems of the technologies described above, the objective of the invention is to be achieved through the following technical solutions.
A kind of mobile phone purchase method based on planar bar code technology comprises the following steps:
Step a, set up user's mobile phone and the bank card that is used for paying between incidence relation;
Step b, the user sends subscription request;
Step c generates two-dimension code according to described subscription request, and this two-dimension code is sent on the user mobile phone;
Steps d, the user uses two-dimension code and authenticates, and authentication is by then cashing corresponding commodity or service.
Preferably, described mobile phone purchase method based on planar bar code technology also comprises: the clearing step connects Unionpay/banking system according to described subscription request and finishes clearing.
Preferably, described clearing step comprises:
Substep a according to user's subscription request generation order, and is sent to user mobile phone;
After substep b, user confirm payment, send payment cipher;
Substep c, Unionpay/banking system is finished clearing according to described subscription request, payment cipher and sequence information, and the return data result.
Described clearing step can also comprise: mobile phone and payment cipher to the user are verified, after checking is passed through, corresponding bank card number and relevant payment information are sent to Unionpay/banking system.
Described step a is: set up incidence relation by voice, internet, short message or point-of-sale terminal between user's mobile phone and the bank card that is used for paying, and number corresponding with the SIM card of mobile phone with bank card account number.
Described two-dimension code is the coding about commodity or information on services.
The present invention also provides a kind of mobile phone purchase system based on planar bar code technology, comprising:
Mobile phone terminal and;
Data administration subsystem provides the information of dependent merchandise or service, and accepts user's subscription request;
Two-dimension code compiling subsystem carries out the two-dimension code coding with dependent merchandise or information on services, and the two-dimension code of understanding and verify the user;
Payment gateway is accepted Payment Request, and Payment Request is forwarded to Unionpay/banking system, and returns payment result;
Short messaging gateway is transmitted consumer's subscription request and payment information, and sends two-dimension code to user mobile phone;
Unionpay/banking system is finished clearing on corresponding bank card account.
Preferably, described payment gateway store user's cell-phone number and the bank card that is used for paying between incidence relation.
Preferably, described payment gateway also comprises: security control subsystem, management and monitoring subsystem and mobile payment database subsystem.
Preferably, described short messaging gateway is supported message function or multimedia short message function.
Above technical scheme as can be seen, the present invention has following advantage:
Described mobile phone purchase method based on planar bar code technology adopts the voucher of two-dimension code as commodity or service offering, adopts mobile phone terminal as the terminal that receives and show voucher.At first, two-dimension code has made full use of the two-dimensional space on the plane, makes its bulk information of can encoding, and two-dimension code can not change its content once just making, unless system sign indicating number again, so the security that two-dimension code can cash guaranteed voucher Network Transmission.Secondly, mobile phone because mobile phone has movably characteristic, whenever and wherever possible can receive and show credential information so guaranteed the consumer as the terminal that receives and show voucher, has guaranteed the promptness and the mobility of information data transmission.Thereby realized that utilizing network to finish cashes the data transmission procedure of voucher from the commodity data administration subsystem to the consumer, has improved the utilization factor of conventional network resources and the transfer efficiency of data on the basis of safety.
Described mobile phone purchase method based on planar bar code technology set up user's mobile phone and the bank card that is used for paying between incidence relation because user's mobile phone has uniqueness, so guaranteed the uniqueness of incidence relation between the two.Secondly, make that the identity information of mobile phone can't be stolen owing to have the hardware encryption unit in the mobile phone, for example the SIM card of mobile phone number and mobile phone string number all are the SIM card or the unique use of mobile phone itself of mobile phone, this hardware device just can't not use this information, so guaranteed to cash the data network transmission course of voucher from the commodity data administration subsystem to the consumer and the tight security of data settlement process.Moreover, because technical scheme of the present invention has been set up user's mobile phone and the bank card that is used for paying between incidence relation, so do not need to import bank's card number when the user settles accounts, only need to utilize predetermined mobile phone transmission request or encrypted message to get final product, so improved the security of information transmission from another angle.In sum, described mobile phone purchase method and system based on planar bar code technology improved greatly and cashed the data network transmission course of voucher from the commodity data administration subsystem to the consumer and the security of data settlement process.
The present invention also provides a kind of mobile phone purchase system based on planar bar code technology, adopt the voucher of two-dimension code as commodity or service offering, adopt mobile phone terminal as the terminal that receives and show voucher, and set up user's mobile phone and the bank card that is used for paying between incidence relation.Based on above-mentioned identical technical characterictic and effect, realized that utilizing network to finish cashes the data transmission procedure of voucher from the commodity data administration subsystem to the consumer, has improved the utilization factor of existing network and the transfer efficiency of data on the basis of safety.
Description of drawings
The present invention is further detailed explanation below in conjunction with the drawings and specific embodiments.
Fig. 1 is the structured flowchart of existing a kind of data handling system;
Fig. 2 is the structured flowchart that data handling system shown in Figure 1 is applied to e-commerce system;
Fig. 3 is the flow chart of steps of the mobile phone purchase method based on planar bar code technology of the present invention;
Fig. 4 is the mobile phone purchase method clearing flow chart of steps based on planar bar code technology of the present invention;
Fig. 5 is the structured flowchart of the mobile phone purchase system based on planar bar code technology of the present invention;
Fig. 6 is the detailed block diagram of the mobile phone purchase system based on planar bar code technology of the present invention;
Fig. 7 is the structured flowchart of the payment gateway of the mobile phone purchase system based on planar bar code technology of the present invention;
Fig. 8 is the structured flowchart of the commodity data ADMINISTRATION SUBSYSTEM of the mobile phone purchase system based on planar bar code technology of the present invention;
Fig. 9 is the structured flowchart of the two-dimension code compiling subsystem of the mobile phone purchase system based on planar bar code technology of the present invention.
Embodiment
Mobile phone purchase method based on planar bar code technology of the present invention is applicable to all kinds of ticketing services fields such as cultural performance, physical culture, traffic, lottery ticket, and various commercial and service fields such as retail, amusement, be particularly useful for settling accounts and obtain commodity or service not in the e-commerce field in same place." thing " described in claims should do wide in range understanding, comprises above-mentioned extensive stock and service.With reference to Fig. 3, Fig. 3 is the flow chart of steps of the mobile phone purchase method based on planar bar code technology of the present invention.
Step a, set up user's mobile phone and the bank card that is used for paying between incidence relation.The two ends of general incidence relation are mobile phone SIM card number and the bank card account number with uniqueness.Described bank card account number should be done wide in range understanding, comprises bankbook number of the account, telephone bank or Web bank's number of the account, credit card account or the like.Described SIM card is the abbreviation of (Subscriber Identity Model client identification module), is also referred to as smart card, subscriber identification card, and the GSM digital mobile telephone must be loaded onto this card and can use; The mobile phone of other standards also can adopt SIM card to discern user identity.Because SIM card is that each mobile phone is unique and has, and this hardware device (SIM card) just can't not use this information (card number), so can guarantee the unique corresponding relation of mobile phone between bank card.Mobile phone as for some standard does not use SIM card, and it still needs to use similar client identification module hardware with the identification user identity, so have identical effect.Certainly some mobile phone also can not use the client identification module hardware of cassette, and directly utilizes mobile phone string number or discern user identity with its unique corresponding telephone number.The mobile phone string number is IMEI sign indicating number (the international equipment identification code that moves), and as the I.D. of mobile phone, the IMEI number of every loom all is only.So no matter using the mobile phone card number still is mobile phone string number, can both reach identical effect, can guarantee the unique corresponding relation of mobile phone between bank card; And because this number all is the hardware encryption information that must adopt hardware, so can guarantee the tight security of this number information and corresponding incidence relation.
The user can be according to the requirement to transaction security of preference and credit card issuer among the step a, flexibly select to realize the mode and the channel of mobile phone and bank card binding, as by the POS binding, by voice (service hotline) binding, by the internet binding or by the short message binding etc.Described POS binding is meant by the POS machine or the POS system (Electronic Fund Transfer Point of Sales System, point of sale electronic transfer service operating system) of bank's application finishes binding procedure.After binding was finished, the user set a payment cipher, and incidence relation and payment cipher are all stored.
Step b user sends the article ordering request.The user can pass through internet remote inquiry merchandise news, and promptly relevant commodity or the information on services of inquiry on the commodity data ADMINISTRATION SUBSYSTEM also can be watched products catalogue or watch commodity at the shopping scene.When logging on the commodity data ADMINISTRATION SUBSYSTEM, the consumer can pass through multiple channel, comprises internet, mobile Internet (mobile phone), voice hot line etc.Behind the selected commodity or service that need buy, the consumer sends article ordering request notice commodity data ADMINISTRATION SUBSYSTEM, and submits cell-phone number and the relevant information (article number, quantity etc.) of buying commodity to.When the consumer adopts the mode of remote inquiry, confirm that by terminal (computer, mobile phone, phone etc.) purchase gets final product; Otherwise the consumer can notify the commodity data ADMINISTRATION SUBSYSTEM by modes such as voice, short messages according to catalogue or on-the-spot prompting.
Step c generates two-dimension code according to described subscription request, and this two-dimension code is sent on the user mobile phone, and user mobile phone carries out exchanges data by a payment gateway and commodity data ADMINISTRATION SUBSYSTEM and Unionpay/banking system in this step.
With reference to Fig. 4, Fig. 4 is the detail flowchart of clearing step among the step c.Substep 1, the commodity data ADMINISTRATION SUBSYSTEM generates order according to user's article ordering request, and Payment Request is transmitted payment gateway, and submits relevant information to, comprises consumer's cell-phone number, the amount of money, order number etc.Substep 2, the commodity data ADMINISTRATION SUBSYSTEM sends short messages to user mobile phone by short messaging gateway and asks to confirm payment, and comprises relevant informations such as the amount of money, order number in the short message.Substep 3 if the user confirms payment, then sends to payment gateway with the form of short message by short messaging gateway with payment cipher simultaneously.Substep 4, stored user mobile phone in the payment gateway and the bank card that is used for paying between incidence relation, and stored the payment cipher that the user is provided with in binding procedure.Behind payment gateway checking cell-phone number and the payment cipher, bank's card number of binding is sent to Unionpay/banking system with relevant payment information.Substep 5, the information data that Unionpay/banking system sends according to payment gateway is finished between user and the trade company and is concluded the business, and deducts fund on corresponding bank card account, and returns checkout result to payment gateway.The information data that Unionpay/banking system sends according to payment gateway judges whether remaining sum is enough to pay the amount of money that comprises in the information data of described payment gateway transmission in the corresponding bank card account; If be enough to payment then deduct data manipulation such as fund, return checkout result (information such as the volume of withholing, remaining sum); If be not enough to payment, then return checkout result (information that Sorry, your ticket has not enough value).
Described substep 4, payment gateway just are sent to Unionpay/banking system with relevant information after to user's cell-phone number and payment cipher checking.Above-mentioned substep payment gateway also can only be verified user's cell-phone number, and the checking of payment cipher is delayed to carrying out in Unionpay/banking system, because Unionpay/banking system itself just has authentication function, thereby reduce the complexity of payment gateway subsystem framework, improve data-handling efficiency.
Described substep 2 and substep 3 require the user to reaffirm payment, also can not need the user to reaffirm payment and input payment cipher.In the lump the relevant information and the payment cipher of cell-phone number, commodity or service is sent to the commodity data ADMINISTRATION SUBSYSTEM when user sends subscription request, the commodity data ADMINISTRATION SUBSYSTEM only need be returned order and get final product, and does not need to wait for reaffirming of user.Can reduce the process of a data transfer like this, improve data processing efficiency.
The commodity data ADMINISTRATION SUBSYSTEM receives the affirmation information of the payment success of payment gateway transmission, and corresponding order and merchandise news are sent to two-dimension code compiling subsystem.Described two-dimension code compiling subsystem is encoded to two-dimension code with the merchandise news that receives, and this two-dimension code is back to the commodity data ADMINISTRATION SUBSYSTEM.Described two-dimension code is symbol of recorded information all on the planar direction, i.e. canned data all on level and vertical both direction.Two-dimension code has made full use of the two-dimensional space on the plane, has promoted information density greatly, makes that the big data of coding become possibility on small size; Secondly because two-dimension code adopts state-of-the-art in the world at present mathematics error correction theory, be no more than 50%, just can correctly distinguish as stained area; Moreover two-dimension code can not change its content once just making, unless system sign indicating number again.These above-mentioned just advantages adopt two-dimension code as coded system in the technical scheme of the present invention, can guarantee user's the mobile phone terminal and the tight security of the data transmission between the commodity data ADMINISTRATION SUBSYSTEM.
After the commodity data ADMINISTRATION SUBSYSTEM receives the two-dimension code that two-dimension code compiling Sub-system Number forms, determine the cell-phone number of this two-dimension code correspondence and sequence information etc., then the form of this two-dimension code with short message is sent on the corresponding user mobile phone.
Steps d, the user uses two-dimension code and authenticates, and authentication is by then cashing corresponding commodity or service.The user receives the two-dimension code that the commodity data ADMINISTRATION SUBSYSTEM sends, and can obtain corresponding commodity or service according to this two-dimension code.Because the mobile phone terminal that adopts has portability easily, so the user can hold the scene that the mobile phone that stores two-dimension code to commodity or service cashed, two-dimension code is presented on the mobile phone screen, on the two-dimension code reader, scan two-dimension code then.The two-dimension code coded system is checked the 2 D code information that reader reads, and notifies the checking of commodity data ADMINISTRATION SUBSYSTEM to pass through, and then the commodity data ADMINISTRATION SUBSYSTEM is cashed commodity or service to the consumer.
Described two-dimension code reader can compile the part of subsystem for two-dimension code, also can exist respectively and two places.If exist respectively and two places, then need in real time between two-dimension code reader and the two-dimension code compiling subsystem or regularly, synchronously whole or part is synchronous carries out data transmission, to guarantee the consistance of two-dimension code data in two subsystems.General, the two-dimension code reader all exists as just the scanner of two-dimension code compiling subsystem.Because the commodity of user's ultimate demand or service all are entity basically,, can't replace by network so to obtain commodity or serve this process be must comply with manually to finish to the user.
With reference to Fig. 5, Fig. 5 is the structured flowchart of the mobile phone purchase system based on planar bar code technology of the present invention.Described system comprises that user mobile phone terminal 8, commodity data ADMINISTRATION SUBSYSTEM 5, commodity are settled accounts subsystem 6 and commodity are cashed subsystem 7.Because commodity that the user need cash or service all are entity basically, so the data transmission of cashing from user mobile phone terminal 8 to commodity the subsystem 7 must manually participate in finishing, so the data transmission between the two is not improved with respect to prior art, all adopt dotted line to represent data relationship between the two.And commodity data ADMINISTRATION SUBSYSTEM 5 of the present invention returns and cashes voucher to the process of user mobile phone terminal 8 and utilize existing network to finish data transmission, cancelled artificial participation, improved the efficient of utilization rate of network resource and data transmission.
With reference to Fig. 6, Fig. 6 is the detailed block diagram of the mobile phone purchase system based on planar bar code technology of the present invention.Described system comprises mobile phone terminal 8, commodity data ADMINISTRATION SUBSYSTEM 5, two-dimension code compiling subsystem 9, payment gateway 62, short messaging gateway 61 and Unionpay/banking system 63.Data shown in Fig. 5 are settled accounts subsystem 6 subsystem with embodimentization in Fig. 6---63 expressions of Unionpay/banking system.
Described commodity data ADMINISTRATION SUBSYSTEM 5 is in order to providing the information of dependent merchandise or service, and accepts user's subscription request; Described two-dimension code compiling subsystem 9 is in order to carrying out the two-dimension code coding with dependent merchandise or information on services, and understands and checking user's two-dimension code.Described payment gateway 62 is used for accepting Payment Request, and Payment Request is forwarded to Unionpay/banking system, and returns payment result.Described short messaging gateway 61 is transmitted consumer's subscription request and payment information, and sends two-dimension code to user mobile phone; Described Unionpay/banking system 63 is an existing systems, finishes clearing on corresponding bank card account.
The user can pass through multiple channel, comprises that internet, mobile Internet (mobile phone), voice hot line etc. connect commodity data ADMINISTRATION SUBSYSTEM 5 and send the article ordering request to it, and promptly described commodity data ADMINISTRATION SUBSYSTEM 5 is supported multiple subscription request form.But commodity data ADMINISTRATION SUBSYSTEM 5 sends the short message format that order to mobile phone terminal 8 only can adopt mobile phone to support, so the mobile phone terminal 8 shown in Fig. 6 is connected with commodity data ADMINISTRATION SUBSYSTEM 5 by short messaging gateway 61, also link to each other with payment gateway 62 by short messaging gateway 61.
Can also adopt following communication mode: a between user mobile phone terminal 8 shown in Fig. 6 and commodity data ADMINISTRATION SUBSYSTEM 5, the payment gateway 62, transmit information mutually by various mobile communications networks such as GSM, CDMA, GPRS, PHS, TDMA or PDC; The form of b, information can be character and graphic or multimedia data format, for example: note or multimedia message; The form of c, information can be the such wireless communication format of WAP, for example: the Email Information of the online html language of Internet is converted to the information of describing with WML, be presented on the display screen of mobile phone.Adopt above-mentioned arbitrary data transfer mode can reach the present invention's purpose, all in the present invention's protection domain.Also can between mobile phone terminal 8 and described short messaging gateway 61, adopt above-mentioned various information data transmission channels.
Described short messaging gateway 61 is used for transmitting user's subscription request and payment information, transmits the goods orders that commodity data ADMINISTRATION SUBSYSTEM 5 generates, and two-dimension code is sent on user's the mobile phone terminal 8.Short messaging gateway 61 is supported short text message function and/or multimedia short message function.
With reference to Fig. 7, be the structured flowchart of the payment gateway 62 of the mobile phone purchase system based on planar bar code technology of the present invention.Described payment gateway 62 comprises customized treatment system 625, payment processing system 622, safety control system 624, management monitoring system 621 and Database Systems 623.Described customized treatment system 625 be used to set up user mobile phone and the bank card that is used to pay between incidence relation, support multiple information format, and the payment cipher that the binding relationship and the user of customization sets is stored in the mobile payment database 623 in the payment gateway 62.Described management monitoring system 621 and safety control system 624 are used for the monitoring of payment gateway 62 data processing and transmission course and guarantee safety.Described payment processing system 622 is used for: receive bank's card number of Payment Request, checking user mobile phone number and payment cipher that commodity data ADMINISTRATION SUBSYSTEM 5 sends, transmission binding and relevant information to Unionpay/banking system 63, send checkout result to mobile phone terminal 8 and commodity data ADMINISTRATION SUBSYSTEM 5.Be real-time information transmission between described payment processing system 622 and the Unionpay/banking system 63.
With reference to Fig. 8, Fig. 8 is the structured flowchart of the commodity data ADMINISTRATION SUBSYSTEM 5 of the mobile phone purchase system based on planar bar code technology of the present invention.Commodity data ADMINISTRATION SUBSYSTEM 5 comprises transaction processing system 54, two-dimension code management system 52 and Database Systems, and described Database Systems are divided into information of goods information data storehouse 53 and two-dimension code database 51 again.The relevant information of having stored all commodity in the described information of goods information data storehouse 53, the user can pass through transaction processing system 54 access products information databases 53.Described transaction processing system 54 is supported multiple information transmission: internet, mobile Internet, voice hot line etc.; Described transaction processing system 54 receives the subscription request information that the user confirms: cell-phone number, the merchandise news (model, quantity etc.) that need order.Transaction processing system 54 generates order according to canned data in user's subscription request and the information of goods information data storehouse 53, and sends Payment Request to payment gateway 62, can comprise information such as user mobile phone number, the amount of money and order number in the Payment Request.Described transaction processing system 54 also is used to receive the successful notice of payment gateway 62 payments, receives after this information that order and merchandise news are sent to two-dimension code compiles subsystem 9.
The two-dimension code management system 52 of described commodity data ADMINISTRATION SUBSYSTEM 5 receives the two-dimension code behind 9 pairs of merchandise newss codings of two-dimension codes compiling subsystems, and this two-dimension code is stored in the two-dimension code database 51, and checking is used when conveniently cashing commodity.
With reference to Fig. 9, Fig. 9 is the structured flowchart of the two-dimension code compiling subsystem 9 of the mobile phone purchase system based on planar bar code technology of the present invention.Described two-dimension code compiling subsystem 9 comprises two-dimension code coded system 91 and two-dimension code reader 92.The effect of two-dimension code coded system 91 is according to specific two-dimension code encryption algorithm, and relevant commodity or information on services are carried out the two-dimension code coding; When the user holds the mobile phone terminal 8 exchange commodity that store two-dimension code, the two-dimension code in 92 scannings of two-dimension code reader and the deciphering mobile phone terminal 8.Two-dimension code coded system 91 these 2 D code informations of checking, and notify 5 checkings of commodity data ADMINISTRATION SUBSYSTEM to pass through, then can cash corresponding commodity or service to the user.Described two-dimension code coded system 91 comprises two-dimension code collector 913, two-dimension code decoder module 912, two-dimension code administration module 911 and two-dimension code database 914.General, two-dimension code reader 92 only is the one scan instrument, and the two-dimension code that is presented on the mobile phone screen by scanning carries out information acquisition to it, and the two-dimension code database 914 that again this two-dimension code is sent to described two-dimension code coded system 91 is verified.
In sum, core concept of the present invention be to set up user mobile phone and the bank card that is used to pay between incidence relation, use two-dimension code for cashing voucher, on the basis of improving safety of data transmission, finishing with network information transfer needs artificial commodity data ADMINISTRATION SUBSYSTEM that participates in and the data transmission procedure between the user terminal in the prior art, thereby has improved the utilization factor of conventional network resources and the efficient and the safety of data transmission.
More than a kind of mobile phone purchase method and system based on planar bar code technology provided by the present invention is described in detail, used specific case herein principle of the present invention and embodiment are set forth, the explanation of above embodiment just is used for helping to understand method of the present invention and core concept thereof; Simultaneously, for one of ordinary skill in the art, according to thought of the present invention, the part that all can change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention.
Claims (10)
1, a kind of mobile phone purchase method based on planar bar code technology is characterized in that, comprises the following steps:
Step a, set up user's mobile phone and the bank card that is used for paying between incidence relation;
Step b, the user sends subscription request;
Step c generates two-dimension code according to described subscription request, and this two-dimension code is sent on the user mobile phone;
Steps d, the user uses two-dimension code and authenticates, and authentication is by then cashing corresponding commodity or service.
2, the mobile phone purchase method based on planar bar code technology as claimed in claim 1 is characterized in that, also comprises: the clearing step connects Unionpay/banking system according to described subscription request and finishes clearing.
3, the mobile phone purchase method based on planar bar code technology as claimed in claim 2 is characterized in that, described clearing step comprises:
Substep a according to user's subscription request generation order, and is sent to user mobile phone;
After substep b, user confirm payment, send payment cipher;
Substep c, Unionpay/banking system is finished clearing according to described subscription request, payment cipher and sequence information, and the return data result.
4, the mobile phone purchase method based on planar bar code technology as claimed in claim 2, it is characterized in that, described clearing step also comprises: mobile phone and payment cipher to the user are verified, after checking is passed through, corresponding bank card number and relevant payment information are sent to Unionpay/banking system.
5, the mobile phone purchase method based on planar bar code technology as claimed in claim 1, it is characterized in that, described step a is: set up incidence relation by voice, internet, short message or point-of-sale terminal between user's mobile phone and the bank card that is used for paying, and number corresponding with the SIM card of mobile phone with bank card account number.
6, the mobile phone purchase method based on planar bar code technology as claimed in claim 1 is characterized in that, described two-dimension code is the coding about commodity or information on services.
7, a kind of mobile phone purchase system based on planar bar code technology is characterized in that, comprising:
Mobile phone terminal and;
Data administration subsystem provides the information of dependent merchandise or service, and accepts user's subscription request;
Two-dimension code compiling subsystem carries out the two-dimension code coding with dependent merchandise or information on services, and the two-dimension code of understanding and verify the user;
Payment gateway is accepted Payment Request, and Payment Request is forwarded to Unionpay/banking system, and returns payment result;
Short messaging gateway is transmitted consumer's subscription request and payment information, and sends two-dimension code to user mobile phone;
Unionpay/banking system is finished clearing on corresponding bank card account.
8, the mobile phone purchase system based on planar bar code technology as claimed in claim 7 is characterized in that, described payment gateway store user's cell-phone number and the bank card that is used for paying between incidence relation.
9, the mobile phone purchase system based on planar bar code technology as claimed in claim 7 is characterized in that described payment gateway also comprises: security control subsystem, management and monitoring subsystem and mobile payment database subsystem.
10, the mobile phone purchase system based on planar bar code technology as claimed in claim 7 is characterized in that, described short messaging gateway is supported message function or multimedia short message function.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2005101100243A CN1959727A (en) | 2005-11-02 | 2005-11-02 | Shopping method and system by using handset based on technique of 3D codes |
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| Application Number | Priority Date | Filing Date | Title |
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| CNA2005101100243A CN1959727A (en) | 2005-11-02 | 2005-11-02 | Shopping method and system by using handset based on technique of 3D codes |
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| CN1959727A true CN1959727A (en) | 2007-05-09 |
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| CNA2005101100243A Pending CN1959727A (en) | 2005-11-02 | 2005-11-02 | Shopping method and system by using handset based on technique of 3D codes |
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| CN (1) | CN1959727A (en) |
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| CN101930571A (en) * | 2009-06-22 | 2010-12-29 | 黄金富 | Method for registering and opening unionpay mobile payment service by using short message |
| CN101976407A (en) * | 2010-09-30 | 2011-02-16 | 福建新大陆电脑股份有限公司 | Mobile phone, check-out server, mobile phone shopping system and mobile phone shopping method |
| CN102222171A (en) * | 2011-06-22 | 2011-10-19 | 李元熙 | Electronic food-ordering method and system based on two-dimensional code technique |
| CN102254278A (en) * | 2011-07-01 | 2011-11-23 | 广州宽度信息技术有限公司 | Shopping quality maintenance system based on two-dimension code |
| CN102402768A (en) * | 2010-09-09 | 2012-04-04 | 上海新大陆翼码信息科技有限公司 | Electronic supermarket shopping system based on electronic certificates |
| CN102571803A (en) * | 2012-01-19 | 2012-07-11 | 时代亿宝(北京)科技有限公司 | Method and system for protecting account, preventing order from being tampered and preventing fishing attack based on graphical two-dimensional code |
| CN102567887A (en) * | 2010-12-30 | 2012-07-11 | 广州闪购软件服务有限公司 | Shopping system based on two-dimensional codes |
| CN102609843A (en) * | 2012-01-20 | 2012-07-25 | 曹玮 | Commercial scheme of merchant code information payment confirmation system |
| CN102855576A (en) * | 2012-08-21 | 2013-01-02 | 江苏乐买到网络科技有限公司 | Mobile terminal based on-line settling serving method and device |
| CN102915496A (en) * | 2012-10-08 | 2013-02-06 | 江苏乐买到网络科技有限公司 | Mobile phone payment system for network consumption |
| CN102938118A (en) * | 2012-10-23 | 2013-02-20 | 周卫 | Intelligent mobile payment method |
| CN102982496A (en) * | 2011-08-26 | 2013-03-20 | 杨黄俊 | Online purchasing system |
| CN103139223A (en) * | 2013-03-22 | 2013-06-05 | 北京我遥我控科技有限公司 | Data verification method, client-side and server based on network |
| CN103152399A (en) * | 2013-02-07 | 2013-06-12 | 百度在线网络技术（北京）有限公司 | Login method, login system and cloud server |
| CN103198403A (en) * | 2013-03-12 | 2013-07-10 | 中国地质大学（武汉） | Safe mobile payment method based on two-dimension code |
| CN103620631A (en) * | 2011-06-15 | 2014-03-05 | 徕弗谷德 | Electronic commercial method and system using a personal webpage having a price barcode |
| CN103646345A (en) * | 2013-11-20 | 2014-03-19 | 叶蒙达 | A technical scheme of genuine authentication and anti-counterfeit identification methods |
| CN103646327A (en) * | 2013-11-14 | 2014-03-19 | 成都博约创信科技有限责任公司 | Payment method based on two-dimension code |
| WO2014096994A1 (en) * | 2012-12-18 | 2014-06-26 | Lakamsani Srirama Krishna | System and method for facilitating payments for purchased products and services |
| CN104112320A (en) * | 2014-06-10 | 2014-10-22 | 李志坚 | Goods settlement system |
| WO2015051635A1 (en) * | 2013-10-08 | 2015-04-16 | 丘炎卫 | Mobile banking payment interactive interconnected system supporting information accessibility |
| WO2016009287A1 (en) * | 2014-07-18 | 2016-01-21 | Andrew Zhou | Mobile and wearable device payments via free cross-platform messaging service, free voice over internet protocol communication, free over-the-top content communication, and universal digital mobile and wearable device currency faces |
| CN105590213A (en) * | 2014-12-31 | 2016-05-18 | 中国银联股份有限公司 | Security information interaction record generation and verification method |
| CN105593886A (en) * | 2013-06-03 | 2016-05-18 | 万事达卡国际股份有限公司 | Methods and apparatus for performing local transactions |
| CN105869004A (en) * | 2015-01-24 | 2016-08-17 | 殷斌 | Mobile cashing and tracing management method |
| CN103875013B (en) * | 2011-05-11 | 2017-07-14 | 李昶槿 | Lottery ticket type cash bonuses type commodity sale system based on Quick Response Code and its merchandise sales method of servicing using the system |
| CN107153851A (en) * | 2016-03-06 | 2017-09-12 | 神州黑鹰（上海）信息科技有限公司 | Multifunction card control system and control method |
| CN109118199A (en) * | 2011-02-16 | 2019-01-01 | 维萨国际服务协会 | Snap mobile payment device, method and system |
| CN112581225A (en) * | 2020-12-14 | 2021-03-30 | 常青藤科技河北有限公司 | One-key type call answering method |
| US11763294B2 (en) | 2011-08-18 | 2023-09-19 | Visa International Service Association | Remote decoupled application persistent state apparatuses, methods and systems |
| US11803825B2 (en) | 2011-08-18 | 2023-10-31 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN101930571A (en) * | 2009-06-22 | 2010-12-29 | 黄金富 | Method for registering and opening unionpay mobile payment service by using short message |
| CN102402768A (en) * | 2010-09-09 | 2012-04-04 | 上海新大陆翼码信息科技有限公司 | Electronic supermarket shopping system based on electronic certificates |
| CN101976407A (en) * | 2010-09-30 | 2011-02-16 | 福建新大陆电脑股份有限公司 | Mobile phone, check-out server, mobile phone shopping system and mobile phone shopping method |
| CN102567887A (en) * | 2010-12-30 | 2012-07-11 | 广州闪购软件服务有限公司 | Shopping system based on two-dimensional codes |
| CN109118199A (en) * | 2011-02-16 | 2019-01-01 | 维萨国际服务协会 | Snap mobile payment device, method and system |
| CN103875013B (en) * | 2011-05-11 | 2017-07-14 | 李昶槿 | Lottery ticket type cash bonuses type commodity sale system based on Quick Response Code and its merchandise sales method of servicing using the system |
| CN103620631A (en) * | 2011-06-15 | 2014-03-05 | 徕弗谷德 | Electronic commercial method and system using a personal webpage having a price barcode |
| CN102222171A (en) * | 2011-06-22 | 2011-10-19 | 李元熙 | Electronic food-ordering method and system based on two-dimensional code technique |
| CN102254278A (en) * | 2011-07-01 | 2011-11-23 | 广州宽度信息技术有限公司 | Shopping quality maintenance system based on two-dimension code |
| US11900359B2 (en) | 2011-07-05 | 2024-02-13 | Visa International Service Association | Electronic wallet checkout platform apparatuses, methods and systems |
| US11803825B2 (en) | 2011-08-18 | 2023-10-31 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
| US11763294B2 (en) | 2011-08-18 | 2023-09-19 | Visa International Service Association | Remote decoupled application persistent state apparatuses, methods and systems |
| CN102982496A (en) * | 2011-08-26 | 2013-03-20 | 杨黄俊 | Online purchasing system |
| CN102571803B (en) * | 2012-01-19 | 2016-04-27 | 北京远鉴科技有限公司 | A kind of graphic based Quick Response Code protection account, prevent order from distorting and the method and system of phishing attack |
| CN102571803A (en) * | 2012-01-19 | 2012-07-11 | 时代亿宝(北京)科技有限公司 | Method and system for protecting account, preventing order from being tampered and preventing fishing attack based on graphical two-dimensional code |
| CN102609843A (en) * | 2012-01-20 | 2012-07-25 | 曹玮 | Commercial scheme of merchant code information payment confirmation system |
| CN102855576A (en) * | 2012-08-21 | 2013-01-02 | 江苏乐买到网络科技有限公司 | Mobile terminal based on-line settling serving method and device |
| CN102915496A (en) * | 2012-10-08 | 2013-02-06 | 江苏乐买到网络科技有限公司 | Mobile phone payment system for network consumption |
| CN102938118A (en) * | 2012-10-23 | 2013-02-20 | 周卫 | Intelligent mobile payment method |
| WO2014096994A1 (en) * | 2012-12-18 | 2014-06-26 | Lakamsani Srirama Krishna | System and method for facilitating payments for purchased products and services |
| CN103152399A (en) * | 2013-02-07 | 2013-06-12 | 百度在线网络技术（北京）有限公司 | Login method, login system and cloud server |
| CN103152399B (en) * | 2013-02-07 | 2016-05-25 | 百度在线网络技术（北京）有限公司 | Login method, system and cloud server |
| CN103198403A (en) * | 2013-03-12 | 2013-07-10 | 中国地质大学（武汉） | Safe mobile payment method based on two-dimension code |
| CN103139223A (en) * | 2013-03-22 | 2013-06-05 | 北京我遥我控科技有限公司 | Data verification method, client-side and server based on network |
| CN105593886A (en) * | 2013-06-03 | 2016-05-18 | 万事达卡国际股份有限公司 | Methods and apparatus for performing local transactions |
| WO2015051635A1 (en) * | 2013-10-08 | 2015-04-16 | 丘炎卫 | Mobile banking payment interactive interconnected system supporting information accessibility |
| CN103646327A (en) * | 2013-11-14 | 2014-03-19 | 成都博约创信科技有限责任公司 | Payment method based on two-dimension code |
| CN103646345A (en) * | 2013-11-20 | 2014-03-19 | 叶蒙达 | A technical scheme of genuine authentication and anti-counterfeit identification methods |
| CN104112320A (en) * | 2014-06-10 | 2014-10-22 | 李志坚 | Goods settlement system |
| WO2016009287A1 (en) * | 2014-07-18 | 2016-01-21 | Andrew Zhou | Mobile and wearable device payments via free cross-platform messaging service, free voice over internet protocol communication, free over-the-top content communication, and universal digital mobile and wearable device currency faces |
| CN105590213A (en) * | 2014-12-31 | 2016-05-18 | 中国银联股份有限公司 | Security information interaction record generation and verification method |
| CN105869004A (en) * | 2015-01-24 | 2016-08-17 | 殷斌 | Mobile cashing and tracing management method |
| CN107153851A (en) * | 2016-03-06 | 2017-09-12 | 神州黑鹰（上海）信息科技有限公司 | Multifunction card control system and control method |
| CN112581225A (en) * | 2020-12-14 | 2021-03-30 | 常青藤科技河北有限公司 | One-key type call answering method |
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