CN1908972A - Method for personal financial management using mobile communication device - Google Patents
Method for personal financial management using mobile communication device Download PDFInfo
- Publication number
- CN1908972A CN1908972A CNA2005100917011A CN200510091701A CN1908972A CN 1908972 A CN1908972 A CN 1908972A CN A2005100917011 A CNA2005100917011 A CN A2005100917011A CN 200510091701 A CN200510091701 A CN 200510091701A CN 1908972 A CN1908972 A CN 1908972A
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- communications device
- mobile communications
- carry out
- personal finance
- out personal
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Abstract
The provided individual finance management method by mobile communication device comprises: receiving individual electronic check sheet, analyzing the sheet by an analysis module to recognize the corresponding accounting title and store into database; reading user command to start up the management module and access the database to generate and display financial reports on screen.
Description
[technical field]
Present invention is directed to a kind of method of utilizing mobile communications device to carry out personal finance.This invention mainly utilizes the personal attribute of present mobile communication device, create one can be rapidly again robotization produce the method that the personal financial statement carries out financial management.
[background technology]
Post to individual's inhabitation institute after the main flow process system of traditional statement of account is printed off by manufacturer, such method mainly contains following shortcoming:
1. send the cost height: because need print and rate usefulness, so manufacturer incurs a considerable or great expense.
2. the possibility of Yi Shiing:, even arrived mailbox and also may be stolen because the mailing process has the risk of loss unavoidably.
3. personal management is difficult for: if financial analysis is done in individual demand, must manually find out after the correlated digital, sort out numerous and diverse programs such as computational analysis through arrangement, such process is all the individual of non-accounting field for majority, almost is an impossible task.
Shortcoming at present method, the present invention " utilizes mobile communications device to carry out the method for personal finance " to have utilized the popularization of mobile communications device, individual, instantaneity, and utilized computing environment in the device, produced a kind of simple method of direct rapid personal finance again, this invention is not to be the bill transmission method that previous many inventions are inquired into, but one further fully can be utilized reception real time information that mobile communications device has and the ability that computing is arranged, integration comes from the statement of account in a plurality of sources, automatically analyze then and produce financial statement, allow method simple rapid again and that personalized financial management can be put into effect.
[summary of the invention]
The deficiency of prior art method and previous invention: just given user's bill, and can not provide assistance to provide for the real useful analysis information of user, even have and also only provide the information of this user at this commercial account, what yet the user faced but is that many statement of account source is arranged, the work of confluence analysis still can't be satisfied, and user personal financial statement's overall picture just can't really be provided.
The present invention's fundamental purpose, promptly be to improve to help the user that direct integration of statement of account is converted into useful financial statement information, and ratio analysis is provided, with the statement of account in a plurality of sources, utilize the automatic finishing analysis of mobile communications device to produce financial statement, the method for conveniently carrying out personal finance.
Edge is that for reaching aforementioned purpose, the present invention mainly provides a kind of method of utilizing mobile communications device to carry out personal finance.This method comprises the following steps: that mobile communications device receives individual's electron pair bill; Parsing module is analyzed this electron pair bill, picks out the account title of its correspondence, and it filing is stored in database; Read user's instruction, start financial management module, access database produces financial statement; This financial statement is shown in the display screen of mobile communications device.
The present invention is because what utilize is the mobile communications device personal finance of putting into effect, so this method expection will produce following effect:
(1) financial management instantaneity: it is time-consuming that traditional form produces often spacious day of cycle, chief reason is exactly to gather information and to handle the process of data quite consuming time, and the inventive method can receive data anywhere or anytime by mobile communications device, and be stored in the parsing module in the mobile communications device, the finishing analysis that financial management module can be instant, so the individual can obtain instant financial analysis information, conveniently to make the relevant decision-making of financial management.
(2) Financial Information confidentiality: because majority's mobile communications device is carried at one's side, and most mobile communications devices all can be provided with relevant accessing to your password voluntarily, so equal user's financial statement to be deposited in a safe deposit box and can carry again and keep an eye on, the Financial Information confidentiality improves many naturally.
(3) personal finance is more popular: the invention provides a simple method that directly produces Personal Finance analysis information again fast, the obstacle that general user carries out financial management will be reduced, and this method is the mobile communications device that utilizes popularity rate high, so the entire method popularity rate will be very high.
[description of drawings]
Fig. 1 is that expression the present invention utilizes mobile communications device to carry out the process flow diagram of method one embodiment of personal finance.
Fig. 2 is the required configuration diagram of flow process shown in the presentation graphs 1.
[embodiment]
Now lift the present invention's preferred embodiment, and cooperate diagram do further detailed description as after, wherein:
Fig. 1 is that expression the present invention utilizes mobile communications device to carry out the process flow diagram of method one embodiment of personal finance.
Fig. 2 is the required configuration diagram of flow process shown in the presentation graphs 1.
See also Fig. 1 to Fig. 2, the required framework of illustrated embodiment of the present invention comprises:
One electron pair bill 100 is in order to use electronic bits of data package record user's statement of account information;
One parsing module 101 in order to analyze this electron pair bill 100, picks out the account title of its correspondence, and it filing is stored in database 102;
One database 102 stores financial related data in order to record;
One financial management module 103 produces financial statement 104 each corresponding field related data in order to access database 102 and analytical calculation;
One financial statement 104 is in order to express user's analysis of financial conditions report;
One display screen 105 is in order to present financial statement 104.
The present invention takes off the method for utilizing mobile communications device to carry out personal finance and comprises the following step:
A. mobile communications device receives the step S10 of individual's electron pair bill 100;
C. read user's instruction, start financial management module 103, access database 102 produces the step S12 of financial statement 104;
D. this financial statement 104 is shown in the step S13 of the display screen 105 of mobile communications device.
Claims (20)
1. method of utilizing mobile communications device to carry out personal finance, it comprises the following steps:
(a) this mobile communications device receives individual's electron pair bill;
(b) parsing module in the mobile communications device is analyzed this electron pair bill, picks out its pairing account title, and its filing is stored in the data bank database;
(c) read user's instruction, start financial management module, access database produces financial statement;
(d) this financial statement is shown in the display screen of mobile communications device.
2. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this mobile communications device is a mobile phone.
3. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this mobile communications device be a personal digital aid (PDA) (Personal Digital Assistant, PDA).
4. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this electron pair bill is the electronic bits of data of credit card statement of account.
5. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this electron pair bill is to deposit the electronic bits of data of money statement of account.
6. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this electron pair bill is the electronic bits of data of general expense statement of account such as telecommunications, water power, gas, network, CATV (cable television).
7. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this electron pair bill is the electronic bits of data of investment in capital a/c statement of account.
8. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this electron pair bill is the electronic bits of data of credit card (Debit Card) statement of account.
9. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this electron pair bill is for insuring declaration form, sending gold single electronic bits of data.
10. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this electron pair bill is the electronic bits of data of cash requirement (Invoice).
11. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this parsing module is a kind ofly to have a plurality of instructions and be stored in wherein the computer program in the mobile communications device fetch medium of residing in.
12. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, the signal source of user's instruction is keyboard.
13. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, the signal source of user's instruction is sound.
14. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, the signal source of user's instruction is touch control screen.
15. the method for utilizing mobile communications device to carry out personal finance according to claim 1, it is characterized in that this financial management module is a kind ofly to have a plurality of instructions and be stored in wherein the computer program in the mobile communications device fetch medium of residing in.
16. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this financial statement is a balance sheet.
17. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this financial statement is a profit and loss statement.
18. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this financial statement is a cash flow statement.
19. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this financial statement is financial ratios analysis.
20. the method for utilizing mobile communications device to carry out personal finance according to claim 1 is characterized in that, this financial statement is the diary account book.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2005100917011A CN1908972A (en) | 2005-08-05 | 2005-08-05 | Method for personal financial management using mobile communication device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2005100917011A CN1908972A (en) | 2005-08-05 | 2005-08-05 | Method for personal financial management using mobile communication device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1908972A true CN1908972A (en) | 2007-02-07 |
Family
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2005100917011A Pending CN1908972A (en) | 2005-08-05 | 2005-08-05 | Method for personal financial management using mobile communication device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN1908972A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102542440A (en) * | 2010-12-07 | 2012-07-04 | 联发科技股份有限公司 | Transaction information keeping method and mobile device thereto |
| CN105005888A (en) * | 2014-04-24 | 2015-10-28 | 株式会社OPTiM | Asset management server, asset management method, and asset management server program |
-
2005
- 2005-08-05 CN CNA2005100917011A patent/CN1908972A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102542440A (en) * | 2010-12-07 | 2012-07-04 | 联发科技股份有限公司 | Transaction information keeping method and mobile device thereto |
| CN105005888A (en) * | 2014-04-24 | 2015-10-28 | 株式会社OPTiM | Asset management server, asset management method, and asset management server program |
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| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Open date: 20070207 |