CN1848163A - Transaction system and method based on network service platform - Google Patents
Transaction system and method based on network service platform Download PDFInfo
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- CN1848163A CN1848163A CNA2005100341558A CN200510034155A CN1848163A CN 1848163 A CN1848163 A CN 1848163A CN A2005100341558 A CNA2005100341558 A CN A2005100341558A CN 200510034155 A CN200510034155 A CN 200510034155A CN 1848163 A CN1848163 A CN 1848163A
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Abstract
The present invention discloses a trade system based on network service platform. Said system includes customer terminal connected into Internet, service/contents provider and intermediate sever. The customer terminal can make trade with service/contents provider by means of Internet, and said system also includes payment server connected with the intermediate server, said payment server is used for examining and verifying or acknowledging the trade request of customer terminal and making payment. The intermediate server can be used for transferring message between customer terminals, service/contents provides and payment server. Besides, said invention also provides the concrete steps of said trade method.
Description
Technical field
The present invention relates to computer network communication field, relate in particular to a kind of transaction system and method for service platform Network Based.
Background technology
On network, have various network service platforms at present, these platforms have the user of One's name is legion, the various free or chargeable service that provides by network service platform is being provided, the Email User that has One's name is legion such as email platforms, immediate communication platform has the instant communication user of One's name is legion, and network game platform has the network gaming user of One's name is legion etc.
Service platform Network Based has the customer group of enormous amount, for abundant more service and content is provided to the user, independently ISP SP (ServiceProvider) and content provider CP (Content Provider) on network service platform, have been introduced.Between user and service/content provider, to realize the process of exchange paying, buy, must finish by a reliable third party intermediary (as bank, telco provider, mobile communication service provider) at present.As shown in Figure 1, user A and B wish to use service or the content that is provided by SP/CP on network service platform, at first will be by SP/CP to the currency of payment of third party intermediary (circulation cash, electronic money etc.), obtain the service and the content that could obtain purchase after the mandate.Network service platform, SP/CP and third party intermediary safeguard a schedule of dealing simultaneously, carry out periodicity accounting checking, network service platform, SP/CP ratio by appointment from the punishment of third party intermediary get into.
Yet there is following problem in this solution: the one, and link is various, the program complexity.This method must be introduced the precondition of third party intermediary as payment, network service platform supplier and SP/CP not only must be divided into third party intermediary, and both sides all need to link up with third party intermediary, if to schedule of dealing generation ambiguity, the three parts also needs repeatedly to link up and check, inefficiency; The 2nd, transaction cost is very high, and process of exchange is subjected to the influence of third party intermediary processing power easily.User, network service platform supplier, SP/CP all must depend on third party intermediary in this method, and the traffic handing capacity of third party intermediary can greatly influence the process of exchange of user and SP/CP.
Summary of the invention
For finishing transaction, the user that solves the existing network service platform and service/content supplier must depend on third-party involvement, network service platform supplier and SP/CP payment system are isolated, thereby can't with low-cost, conveniently mode is finished the problem of transaction, the present invention proposes in a kind of service platform Network Based, user and service/content supplier's the process of exchange need not third-party involvement transaction system and method for commerce.
For achieving the above object, the invention provides a kind of transaction system of service platform Network Based, the client, service/content supplier and the transfer server that comprise access network, client is concluded the business by network and service/content supplier, this system also comprises the paying server that is connected with transfer server, be used to examine or confirm the transaction request of client and pay that transfer server is used to transmit the message between client, service/content supplier and the paying server.
Described paying server comprises R-T unit and audit authenticate device, the audit authenticate device is used to examine the transaction auditing request that authentication service/content provider is transmitted by transfer server, R-T unit sends trade confirmation information by transfer server to client, and the trade confirmation result who receives client.
Described transfer server is the message routing server, obtains destination address by table of query and routing, and a forwards of receiving is to destination address.
Described transfer server comprises receiving trap, inquiry unit, retransmission unit and encrypting and decrypting device, receiving trap receives the request of forwarding, the encrypting and decrypting device is decrypted it and encrypts again, inquiry unit is by routing table query aim address, and retransmission unit is forwarded to destination address with request.
Service/content supplier provides service and content to client, generates transaction payment information and examines request by transfer server to the paying server transmitted transaction, and receive the transaction results that paying server returns.
Described network service platform is an immediate communication platform, and client is an instant communication client.
For achieving the above object, the present invention also provides a kind of method of commerce of service platform Network Based, and this method may further comprise the steps:
A. client is initiated transaction request to the service/content supplier;
B. paying server handles and finishes payment to transaction request;
C. the service/content supplier sends the service/content of buying to client.
Described steps A comprises:
A1. client is initiated transaction request, is sent to transfer server after transaction request is encrypted;
A2. transfer server is encrypted the transaction request message decryption processing of receiving again to this message, and the new transaction request that generates is transmitted to the service/content supplier;
A3. the service/content supplier is decrypted new transaction request, finds transaction payment information, and it is encrypted the back once more generates the transaction auditing request and be sent to paying server by transfer server.
Step B comprises:
B1. paying server authenticates the legitimacy of transaction payment information and sends trade confirmation information to client;
B2. client is decrypted trade confirmation information, submits the trade confirmation result to, and paying server is finished payment.
Described step B2 is:
B21. client is decrypted trade confirmation information, demonstrates the content of transaction payment information;
B22. client is encrypted trade confirmation result and instant communication users information etc., sends to paying server by transfer server;
B23. paying server is deducted user's payables from user's account, and sends transaction results by transfer server to client and service/content provider.
Described step root C is: after service/content supplier receives the result of Transaction Success, send the service/content that the user buys to client.
Described network service platform is an immediate communication platform, and client is an instant communication client.
The present invention has realized the transaction of user and service/content supplier service platform Network Based, need not third-party involvement, and process of exchange is efficient and convenient, and safety of payment is reliable.
Description of drawings
Fig. 1 is the transaction system structural drawing of existing service platform Network Based.
Fig. 2 is the transaction system structural drawing of example with the immediate communication platform for the present invention.
Embodiment
The transaction system and the method that the present invention is based on network service platform can be applied to email platforms, immediate communication platform, network game platform, and other provides the various network services platform.Below in conjunction with accompanying drawing, be that the present invention is described in further detail for example with the immediate communication platform.
Instant messaging (Instant Messaging) is to rely on internet and SMS, is purpose with the communication, a kind of low cost of sound, literal, image, high efficiency comprehensive communication platform of collecting of realizing by mechanics of communication cross-platform, the multiple terminals.Instant messaging service is fast with its speed, feature richness, use is stable has obtained on the internet using widely and approving.
As shown in Figure 2, native system comprises the instant communication server (not shown) and the instant communication client 10 of access (Internet), instant communication client 10 is by the Internet 20 log-in instant communication servers, and instant communication client 10 communicates by point-to-point (peer to peer) or the pattern of server forwards each other.Also have access to service/content supplier (SP/CP) 40 and transfer server 50 on the Internet, paying server 60 is connected with transfer server 50.The user concludes the business by immediate communication platform and service/content supplier.
User A, B enter the Internet 20 by instant communication client 10 in wired or wireless mode, can enter the Internet with PC, it also can be wireless terminal user, they conclude the business by immediate communication platform and SP/CP, send transaction request by transfer server 50 to SP/CP server 40, and after receiving the trade confirmation information that paying server 60 is sent by transfer server 50, return the trade confirmation result to paying server 60 by transfer server 50.
Service/content supplier is mainly service and the content that instant communication user provides various charges, SP/CP server 40 generates transaction payment information and asks to the audit of paying server 60 transmitted transactions by transfer server 50, and receives the transaction results that paying server 60 returns.
Paying server 60 comprises R-T unit 61 and audit authenticate device 62, the transaction auditing request that audit authenticate device 62 audit authentication SP/CP servers are transmitted by transfer server 50, R-T unit 61 sends trade confirmation information by transfer server 50 to instant communication user, and the trade confirmation result who receives and write down instant communication user.
Realization flow of the present invention is as follows: client is initiated transaction request to the service/content supplier, and paying server handles and finish payment to transaction request, and service/content supplier sends the service/content of buying to client.
(1) client is initiated transaction request to the service/content supplier.
Step 1, instant communication user is initiated transaction request by instant communication client 10, instant communication client 10 adopts the key of arranging with transfer server 50 that user's transaction request is carried out being sent to transfer server 50 after the encryption and package, comprises the service code of the SP/CP that instant communication user service or content service are provided in this request message;
Step 2, transfer server 50 is decrypted the transaction request message of receiving according to the key with the client agreement, judge the type of request, adopt with the key of SP/CP agreement this message is encrypted again, transfer server 50 is forwarded to SP/CP server 40 according to the IP address of the type of asking by table of query and routing acquisition SP/CP server 40 with the new transaction request that generates;
Step 3, after SP/CP server 40 is received transaction request from transfer server 50, be decrypted according to key with transfer server 50 agreements, find the transaction payment information of this transaction, comprise Transaction Identification Number, the charging amount of money, service/content project etc., and it is encrypted the back once more generate the transaction auditing request and send to transfer server 50;
Step 4, transfer server 50 will be transmitted to paying server 60 from the transaction auditing request of the encryption of SP/CP server 40;
(2) paying server handles and finishes payment to transaction request.
Step 5, paying server 60 is decrypted the transaction auditing request that transfer server 50 transfers, and the legitimacy of transaction payment information wherein authenticated, to encrypt again by the transaction payment information of authentication, generate trade confirmation information and be forwarded to transfer server 50, freeze the currency of the electronic form among the instant communication user account simultaneously.The account information of instant communication user can be managed by independent account server, also account information can be stored on paying server or the instant communication server;
Step 6, transfer server is forwarded to instant communication client with trade confirmation information;
Step 7, instant communication client 10 is decrypted trade confirmation information, demonstrates the content of transaction payment information, provides trade confirmation to select to instant communication user;
Step 8, after instant communication user was submitted the trade confirmation result to, instant communication client 10 was encrypted trade confirmation result and instant communication user information etc., sends to paying server 60 by transfer server 50;
Step 9, paying server 60 from the account of instant communication user, deduct with transaction payment information in the payables of charging amount of money equivalence, as the currency of electronic form etc., and send transaction results to instant communication client 10 and SP/CP server 40 by transfer server 50;
(3) the service/content supplier sends the service/content of buying to client.
Encryption and decryption can be adopted Hash class cryptographic algorithm in the said process, as amended MD5 algorithm etc.
The present invention utilizes an encryption technology and a cover authentication system structure, has realized instant communication user and the service/content supplier transaction based on immediate communication platform, and process of exchange need not third-party involvement, and is efficient and convenient, and pays also safe and reliable.
The above only is preferred embodiment of the present invention, and is in order to restriction the present invention, within the spirit and principles in the present invention not all, any modification of being made, is equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (12)
1, a kind of transaction system of service platform Network Based, the client, service/content supplier and the transfer server that comprise access network, client is concluded the business by network and service/content supplier, it is characterized in that this system also comprises the paying server that is connected with transfer server, be used to examine or confirm the transaction request of client and pay that transfer server is used to transmit the message between client, service/content supplier and the paying server.
2, the transaction system of service platform Network Based according to claim 1, it is characterized in that described paying server comprises R-T unit and audit authenticate device, the audit authenticate device is used to examine the transaction auditing request that authentication service/content provider is transmitted by transfer server, R-T unit sends trade confirmation information by transfer server to client, and the trade confirmation result who receives client.
3, the transaction system of service platform Network Based according to claim 1 is characterized in that, described transfer server is the message routing server, obtains destination address by table of query and routing, and a forwards of receiving is to destination address.
4, the transaction system of service platform Network Based according to claim 3, it is characterized in that, described transfer server comprises receiving trap, inquiry unit, retransmission unit and encrypting and decrypting device, receiving trap receives the request of forwarding, the encrypting and decrypting device is decrypted it and encrypts again, inquiry unit is by routing table query aim address, and retransmission unit is forwarded to destination address with request.
5, the transaction system of service platform Network Based according to claim 2, it is characterized in that, service/content supplier provides service and content to client, generate transaction payment information and examine request to the paying server transmitted transaction, and receive the transaction results that paying server returns by transfer server.
6, according to the transaction system of each described service platform Network Based of claim 1 to 5, it is characterized in that described network service platform is an immediate communication platform, client is an instant communication client.
7, a kind of method of commerce of service platform Network Based is characterized in that this method may further comprise the steps:
A. client is initiated transaction request to the service/content supplier;
B. paying server handles and finishes payment to transaction request;
C. the service/content supplier sends the service/content of buying to client.
8,, it is characterized in that steps A comprises according to the method for commerce of the described service platform Network Based of claim 7:
A1. client is initiated transaction request, is sent to transfer server after transaction request is encrypted;
A2. transfer server is encrypted the transaction request message decryption processing of receiving again to this message, and the new transaction request that generates is transmitted to the service/content supplier;
A3. the service/content supplier is decrypted new transaction request, finds transaction payment information, and it is encrypted the back once more generates the transaction auditing request and be sent to paying server by transfer server.
9, the method for commerce of described service platform Network Based according to Claim 8 is characterized in that step B comprises:
B1. paying server authenticates the legitimacy of transaction payment information and sends trade confirmation information to client;
B2. client is decrypted trade confirmation information, submits the trade confirmation result to, and paying server is finished payment.
According to the method for commerce of the described service platform Network Based of claim 9, it is characterized in that 10, described step B2 is:
B21. client is decrypted trade confirmation information, demonstrates the content of transaction payment information;
B22. client is encrypted trade confirmation result and instant communication users information etc., sends to paying server by transfer server;
B23. paying server is deducted user's payables from user's account, and sends transaction results by transfer server to client and service/content provider.
According to the method for commerce of the described service platform Network Based of claim 10, it is characterized in that 11, described step root C is: after service/content supplier receives the result of Transaction Success, send the service/content that the user buys to client.
12, according to the method for commerce of each described service platform Network Based of claim 7 to 11, it is characterized in that described network service platform is an immediate communication platform, client is an instant communication client.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2005100341558A CN1848163A (en) | 2005-04-12 | 2005-04-12 | Transaction system and method based on network service platform |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2005100341558A CN1848163A (en) | 2005-04-12 | 2005-04-12 | Transaction system and method based on network service platform |
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| Publication Number | Publication Date |
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| CN1848163A true CN1848163A (en) | 2006-10-18 |
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| Application Number | Title | Priority Date | Filing Date |
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| CNA2005100341558A Pending CN1848163A (en) | 2005-04-12 | 2005-04-12 | Transaction system and method based on network service platform |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102419846A (en) * | 2011-12-30 | 2012-04-18 | 快钱支付清算信息有限公司 | Point of sale (POS) network-based non-near-field payment system and method |
| CN102938120A (en) * | 2011-08-15 | 2013-02-20 | 徐雷 | IP multimedia subsystem (IMS) trade payment system |
| CN104078043A (en) * | 2013-04-26 | 2014-10-01 | 腾讯科技（深圳）有限公司 | Method and system for recognition of voice operational command of network transaction system |
| CN104166909A (en) * | 2013-05-17 | 2014-11-26 | 北京百度网讯科技有限公司 | Mobile terminal automatic payment system and method |
| CN107633392A (en) * | 2017-09-15 | 2018-01-26 | 深圳天珑无线科技有限公司 | Device reimbursement interactive authentication method and its system |
| CN108280241A (en) * | 2018-03-02 | 2018-07-13 | 安徽时间分享信息科技有限公司 | A kind of paid promotion system and method |
| CN108471425A (en) * | 2018-06-12 | 2018-08-31 | 甘肃民族师范学院 | Network-based information safety service system and method |
| CN109034822A (en) * | 2018-07-13 | 2018-12-18 | 广东深海信息科技有限公司 | A kind of password of the online bank verification method |
-
2005
- 2005-04-12 CN CNA2005100341558A patent/CN1848163A/en active Pending
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102938120A (en) * | 2011-08-15 | 2013-02-20 | 徐雷 | IP multimedia subsystem (IMS) trade payment system |
| CN102938120B (en) * | 2011-08-15 | 2016-08-10 | 徐雷 | IMS trading payment system |
| CN102419846A (en) * | 2011-12-30 | 2012-04-18 | 快钱支付清算信息有限公司 | Point of sale (POS) network-based non-near-field payment system and method |
| CN104078043A (en) * | 2013-04-26 | 2014-10-01 | 腾讯科技（深圳）有限公司 | Method and system for recognition of voice operational command of network transaction system |
| CN104166909A (en) * | 2013-05-17 | 2014-11-26 | 北京百度网讯科技有限公司 | Mobile terminal automatic payment system and method |
| CN107633392A (en) * | 2017-09-15 | 2018-01-26 | 深圳天珑无线科技有限公司 | Device reimbursement interactive authentication method and its system |
| CN107633392B (en) * | 2017-09-15 | 2021-06-08 | 深圳天珑无线科技有限公司 | Device refund interactive authentication method and system |
| CN108280241A (en) * | 2018-03-02 | 2018-07-13 | 安徽时间分享信息科技有限公司 | A kind of paid promotion system and method |
| CN108471425A (en) * | 2018-06-12 | 2018-08-31 | 甘肃民族师范学院 | Network-based information safety service system and method |
| CN109034822A (en) * | 2018-07-13 | 2018-12-18 | 广东深海信息科技有限公司 | A kind of password of the online bank verification method |
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Application publication date: 20061018 |