CN1822061A - Auto-trade device - Google Patents
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- CN1822061A CN1822061A CN 200510089729 CN200510089729A CN1822061A CN 1822061 A CN1822061 A CN 1822061A CN 200510089729 CN200510089729 CN 200510089729 CN 200510089729 A CN200510089729 A CN 200510089729A CN 1822061 A CN1822061 A CN 1822061A
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Abstract
An object of the invention is to achieve safety improvement corresponding to various use forms for dealing with an investment trust or a foreign currency deposit as maintaining convenience of a transaction, in an automatic transaction device having a biological authentication means. This automatic transaction device has a plurality of individual authentication information input means 401-408, and has a storage means 410 storing one piece used so as to execute authentication among a plurality of pieces of individual authentication information in each account. An individual authentication number and kind can be set in each the account according to the use form of a user. In the case of the transaction using an account of a large deposit amount or an account dealing with the investment trust, safety is improved by executing a large number of pieces of individual authentication. In the case of the transaction using an account such that living expenses are paid, the individual authentication is set to be minimum to maintain the convenience.
Description
Technical field
The present invention relates to automatic class automatic trading apparatus.
Background technology
In recent years, in the automatic trading apparatus that in financial institution etc., uses, utilize form variation, can handle investment trust or foreign currency deposit.Its opposite one side in the personal authentication unit of automatic trading apparatus, is utilized ID card and password as in the past mostly.In personal authentication, because sewing etc. of the theft of ID card or forgery, password other people taken place pretended to be the such problem of real user (user) based on ID card, password.Be not only common deposit, also comprise the account of handling investment trust or foreign currency deposit etc., all require to be used to guarantee the technology of security.
As the technology that is used to improve for the transaction security of particular account, have the spy and open disclosed method in the 2002-207883 communique (patent documentation 1).In said method, paying out or withdraw cash when concluding the business in carrying out particular account by the password personal authentication once different with password with enforcement, makes other people can not unlawfully carry out the transaction of paying out or withdraw cash.But the object that improves security is defined as the transaction of paying out or withdraw cash.
By utilizing biological authentication method, security is improved as general technology.Biological authentication method is the authenticating method that has utilized everyone different physical trait, has face authenticating, voiceprint, finger print identifying, palmprint authentication, refers to vena identification, vena metacarpea authentication, iris authentication, retina authentication.By authentication and biological identification based on ID card and password are combined, improve personal authentication's security.
The method that the spy opens 2001-331801 communique (patent documentation 2) is by use that a plurality of biological personal authentications are combined, and further improves the method for security.Yet,, reduce this problem so exist convenience owing to needing the time aspect a plurality of personal authentications' the enforcement.
Patent documentation 1-spy opens the 2002-207883 communique
Patent documentation 2-spy opens the 2001-331801 communique
The content of invention
Existence in view of the above problems the object of the present invention is to provide a kind of automatic trading apparatus that improves security when keeping convenience.
In order to solve the above problems, automatic trading apparatus of the present invention possesses a plurality of input blocks of obtaining personal authentication's information, from the information of above-mentioned a plurality of input block inputs, extract the feature extraction unit of the characteristic information that in authentication, uses, prior the 1st storage unit of a plurality of characteristic informations of memory by using person in advance, the information of go out taking out from above-mentioned feature extraction unit compared with the information being stored in above-mentioned the 1st storage unit carry out personal authentication's authentication ' unit, use the 2nd storage unit of any one execution authentication of above-mentioned a plurality of personal information according to each account storage.
According to above-mentioned method, the user can have the different a plurality of accounts of security.For example, the frequent cost-of-living savings account that uses becomes different accounts usually with the account that has deposited fortune in (account of investment trust or large-denomination time deposits etc.).Be set at and make and when using the former transaction, to carry out the authentication of such in the past password and ID card.Be set at and make when used the latter's transaction, implement password and iris authentication, retina authentication, finger print identifying, refer to a plurality of personal authentications such as vena identification, vena metacarpea authentication, face authenticating, prevent that in person human account in addition concludes the business.
Like this, if according to the present invention, then can with the value volume and range of product that utilizes the corresponding setting of form personal authentication of account, improve security when can keep convenience.
Description of drawings
Fig. 1 is the outside drawing of automatic trading apparatus.
Fig. 2 is the block diagram of automatic trading apparatus.
Fig. 3 is personal authentication's a set information.
Fig. 4 is the block diagram of person authentication device.
Fig. 5 is the process flow diagram of the personal authentication among the embodiment 1.
Fig. 6 is that account is selected picture.
Fig. 7 is personal authentication's guide picture.
Fig. 8 is that picture is implemented in authentication.
Fig. 9 is that authentication is by the notice picture.
Figure 10 is an authentication result notice picture.
Figure 11 is automatic trading apparatus and person authentication device.
Figure 12 is the process flow diagram of the personal authentication among the embodiment 2.
Figure 13 is the process flow diagram of the personal authentication among the embodiment 2.
Figure 14 is the memory contents of the auxiliary storage 205 among the embodiment 3.
Figure 15 is personal authentication's a setting picture.
Figure 16 is the guide picture in the time of can not implementing the personal authentication.
Figure 17 represents personal authentication's safety grades.
Embodiment
Embodiment 1
Below, use description of drawings embodiments of the invention 1.Fig. 1 shows the outward appearance of the automatic trading apparatus among the present invention, and the 100th, the casing of automatic trading apparatus, the 101st, bankbook gateway, the 102nd, ID card gateway, the 103rd, the cash gateway, the 104th, touch-screen type LCD etc. show the input placement, the 110th, camera, the 111st, iris sensor, the 112nd, timer, the 113rd, retina sensor, the 114th, the fingerprint sensor, the 115th, palmprint sensor, 116 are meant intravenous sensor, the 117th, the vena metacarpea sensor.
Fig. 2 has represented the block diagram of automatic trading apparatus of the present invention, the 200th, the bill handling unit of transmission or preservation bank note, the 201st, the personal authentication unit, the 202nd, discriminating unit, the 203rd, with the communication unit of outside, the 104th, touch-screen type LCD etc. show input block, the 204th, I/O interface, the 205th, storage unit such as HDD, the 206th, the CPU (central arithmetic unit) of control usefulness, the 207th, main memory unit, these parts interconnect as shown like that.In CPU206, be kept at control program in the primary memory 207 by execution, carry out the control of each several part shown in Figure 2.
Fig. 3 represents to be stored in the information in the auxiliary storage, shown in 300, and the personal authentication that will carry out for example according to the kind of each user, each account, each transaction.Set segmentation then owing to become user's burden if make, therefore also has the personal authentication that will carry out according to each user and each Account Settings, perhaps do not carry out the setting of each type of transaction and, do not carry out the setting of each account and the method set according to the kind of each transaction according to the method that each user sets.In addition, general because pay out or withdraw cash, transfer accounts, the financial products dealing need improve security than income, therefore preferably takes biological identification, makes the stricter setting of personal authentication.For example, when paying out or withdraw cash or the buying of financial products, when selling, using the high personal authentication of security such as retina authentication etc.Otherwise, if in the account of paying attention to convenience, transaction, adopt the setting that does not have biological identification, then have the needed time of the transaction of shortening, and the advantage that in the automatic trading apparatus that does not have the biological identification function, also can conclude the business.In addition, information shown in Figure 3 can not be the auxiliary storage of automatic trading apparatus also, but is registered in the ID card.In addition, can also pass through Network records from the communication unit of automatic trading apparatus attachable central server, the visit central server is confirmed during transaction.
Fig. 4 is a block diagram of having represented the inside of personal authentication unit, the 401st, and iris sensor, the 402nd, retina sensor, 403 are meant intravenous sensor, the 404th, vena metacarpea sensor, the 405th, the camera that face authenticating is used, the 406th, the microphone that voiceprint is used, the 407th, palmprint sensor, the 408th, palmprint sensor, the 409th, I/O, the 410th, ASU auxiliary storage unit such as HDD, the 411st, CPU, the 412nd, main memory unit.In ASU auxiliary storage unit 410, store the characteristic quantity (biological information characteristic quantity) that extracts from user's biological information in advance.In addition, above-mentioned sensor is to enumerate as the example of biological identification sensor, is not limited to these sensors, can also add the sensor that lift-launch can be used in biological identification.In addition, do not need to possess these all sensors, utilizing at least as required, the automatic trading apparatus of any one biological identification sensor also is the category of present embodiment.In addition, about the data of these biological information characteristic quantities, can not to be stored in the ASU auxiliary storage unit of automatic trading apparatus, but be registered in the ID card.In addition, can also pass through network registration from the communication unit of automatic trading apparatus attachable central server, the visit central server is confirmed during transaction.In the CPU411 of personal authentication unit, be kept at personal authentication's program in the main memory unit 412 by execution, id information, biological information characteristic quantity with reference to each sensor or user carry out the personal authentication, the CPU206 of personal authentication's unanimity whether result notification, perhaps control for the demonstration that shows input block to Fig. 2.
When the personal authentication, input user's that read from the ID card or user input ID and from the user's of each sensor biological information.CPU411 takes out the characteristic quantity suitable with this user according to user's ID from the biological information characteristic quantity that is recorded in the ASU auxiliary storage unit 410.CPU411 extracts characteristic quantity from the biological information of above-mentioned each sensor input, compare with the biological information characteristic quantity that takes out in above-mentioned ASU auxiliary storage unit 410, and whether differentiate the user is me.
Fig. 5 is the process flow diagram of the order of the personal authentication when having represented transaction.Fig. 6～Figure 10 represents the example of the picture of display device 104.
The execution sequence of personal authentication in the example 1 is described according to Fig. 5.At first, the user is inserted into the ID card to the ID card and comes in and goes out 102.At this moment, also in bankbook gateway 101, insert bankbook if desired.Confirm whether the ID card that is inserted is the card (500) that can utilize in said apparatus.Can judgement utilize ID card (501), in the time can not utilizing the ID card or the bankbook that insert returned to ID card gateway 102 or bankbook gateway 101 respectively, closes the trade.
At the ID card is under the situation about utilize, and accepts about the account of concluding the business, the kind of transaction, the input (502) of dealing money from the user.In addition, as the kind of transaction, for example be deposit, withdraw the money, transfer accounts, bankbook record, remaining sum affirmation, financial products are bought, financial products are sold etc.At this moment, owing to ask the user to select account, so automatic trading apparatus shows picture shown in Figure 6 on display input device 104.From the information 300 search user ID of auxiliary storage 205 and the account of selecting with the user, the suitable part of kind of transaction, the personal authentication (503) that decision is carried out.At this moment, as shown in Figure 7, tell the personal authentication's that the user is performed content.In addition, can also be the setting of changing performed personal authentication according to dealing money.
Carry out the personal authentication (504) who is not performed from a plurality of personal authentications.At this moment, for user's picture of displayed map 8 such contents for example.Fig. 8 represents to be password, face authenticating, finger print identifying and to refer to vena identification in order to carry out the needed personal authentication of transaction, and the authentication of the password that has been through with, and is carrying out the situation of face authenticating.Then, whether passed through the judgement (505) of authentication.
Can not pass through to notify its fact as shown in Figure 10 under the situation of authentication, acceptance is to carry out once more or the input of shutting the book (509).In addition, Figure 10 is the example in the time of can not passing through face authenticating.Judge 509 result (510).If imported personal authentication's continuation, then carry out personal authentication (504) once more, otherwise close the trade.In addition, more than having carried out pre-determined number, still can not the time also close the trade by authentication.
Under judging the situation of having passed through authentication in 505, as shown in Figure 9, notice correctly authenticates.Then whether passed through all personal authentications' judgement (506), if do not finish all personal authentications then continue to carry out also unenforced personal authentication (504).All personal authentications if be through with then ask user's target (507) of determining deal as required carry out transaction (508) according to this decision, finish then.
On the basis of having passed through a plurality of personal authentications, the user can freely set the information 300 that is written in the auxiliary storage 205.The personal authentication who uses under this situation for example gets lift-launch all personal authentications in device.In addition, for example get the personal authentication that the operator (bank, post office etc.) by automatic trading apparatus sets.
Figure 15 represents an example of the picture when the user sets the information 300 that is written in the auxiliary storage 205.If the user selects the kind of account trading, then enumerate the personal authentication.Among the cited personal authentication, in performed authentication, add and check.
The operator (bank, post office etc.) of device aspect the degree of freedom of setting restriction being set, makes the user to set in this restriction in advance.At first, preestablish the information 1700 of benchmark of each personal authentication's shown in Figure 17 security.Security in the information 1700 represents that according to the order of C, B, A security raises.Wherein, the classification of each the individual authenticating safety in the information 1700 is an example.If utilize information 1700,, can carry out to set the personal authentication's of security A restriction then for example for the large-denomination time deposits account more than 1,000 ten thousand yen.In addition, for example, in the time deposit more than 1,000,000 yen, can carry out to set the restriction of above any one of security B.
Embodiment 2
Below, use the description of drawings embodiment of the invention 2.Figure 11 represents the structure of embodiment 2.The 1100th, automatic trading apparatus, the 1101st, person authentication device.Automatic trading apparatus 1100 is in the sensor 401～408 used of the personal authentication in automatic trading apparatus shown in Figure 1 100, has removed part or all automatic trading apparatus.And person authentication device 1101 possesses the above-mentioned personal authentication who has removed and uses sensor.
In embodiment 1, but in automatic trading apparatus, carry iris authentication or the very high personal authentication of the retina expensive like this security of authentication uses sensor.Yet, also have the user not wish the situation of the transaction that security is high like that.Therefore, in automatic trading apparatus 1100, do not carry expensive sensor, and just carry in the person authentication device 1101 that is provided with separately.By doing like this, can improve personal authentication's security with the minimal rising of cost.In addition, many person authentication devices 1101 can also be set.Be arranged on (bank, post office etc.) in the same facility from best individual automatic trading apparatus 1100 of safety and person authentication device 1101.
About only being to carry the transaction that the personal authentication in automatic trading apparatus 1100 just can carry out, according to program (process flow diagram of Fig. 5) execution identical with embodiment 1.On the other hand, about the situation of the transaction that requires high security, describe according to the process flow diagram of Figure 12, Figure 13.
Figure 12 is a process flow diagram of having represented the order of the personal authentication in the person authentication device 1101.With the process flow diagram of Fig. 5 is that 507,508 processing is different.In judgement 506, passed through under all personal authentications' the situation, for each automatic trading apparatus 1100 that is connected with person authentication device, the ID of the number of transmission user's ID, the account of being utilized, the device that in authentication, uses, the moment (1200) of having passed through authentication.The sign of storage representation by a part of checking of finishing and the ID (1201) of the device that in application, uses, end process then in the ID card.
Figure 13 is the process flow diagram of the contents processing in the expression automatic trading apparatus 1100.At first, the user inserts the ID card in the ID of automatic trading apparatus card gateway 102.At this moment, also in bankbook gateway 101, insert bankbook if desired.Then, automatic trading apparatus authenticates whether the ID card that is inserted is the ID card (500) that can utilize in said apparatus.Judge that can the ID card utilize (501), under unavailable situation, return ID card or the bankbook that is inserted, close the trade.Whether at the ID card is under the situation about utilize, and automatic trading apparatus 1100 inspection is stored in the sign in the ID card, judge in person authentication device 1101 by a part of personal authentication (1300) that finishes.Being under the situation by a part of personal authentication that finishes, corresponding with the kind of account shown in the ID card and transaction, implement remaining personal authentication (504).
Be under the situation by a part of personal authentication that finishes in judgement 1300, judge 1301.The ID of the person authentication device 1101 that utilizes ID and authentication, use that sends from person authentication device 1101 be recorded in the user ID in the ID card and the ID of the person authentication device 1101 that uses compares in authentication, judge both whether consistent (1301).That is, judge whether user's the ID and the ID of person authentication device suit.Though send the moment that the user has passed through authentication from person authentication device 1101, judge this moment whether with this automatic trading apparatus 1100 in dropped into the ID card the moment separated (1301) more than the preset time.That is, judge whether authentication in advance is suitable constantly.As preset time, be that to infer the people that carried out authentication in person authentication device be identical people and no problem time with the ID card being put into people in the automatic trading apparatus, if for example be decided to be 30 minutes then very practical.
Judging in 1301, closing the trade under each all unfavorable situation in user ID, person authentication device ID, prior authentication constantly.
Judging in 1301 that be judged as under the suitable all constantly situation of user ID, person authentication device ID, prior authentication, then the kind of the account of concluding the business for the user, transaction, dealing money are accepted input (502).The account of selecting according to the user and the amount of money of transaction and be written to information 300 in the auxiliary storage 205 determine performed personal authentication (503).In addition, also can change performed personal authentication according to dealing money.
Then, can judgement be carried out in automatic trading apparatus and determine the personal authentication (1302) who carries out.If can carry out, then carry out personal authentication (504).If can not carry out, then return ID card or bankbook to the user, close the trade.At this moment, show guide shown in Figure 16 to the user.
Then whether passed through the determination processing (505) of authentication.Can not pass through under the situation of authentication, acceptance is to carry out personal authentication or the input of shutting the book (509) once more, judges its result (510).Continue then carry out personal authentication (504) once more if imported the personal authentication, otherwise return ID card or bankbook, close the trade.Wherein, even, close the trade continuing also to return ID card or bankbook under the situation of having carried out to pass through more than the pre-determined number to authenticate.
Under judging the situation of having passed through authentication in 505, whether passed through all personal authentications' judgement (506), if not by all personal authentications, then continue to carry out still unenforced personal authentication (504).All personal authentication if be through with then as required, accepts the determined transacting targeted information of user (507), according to this information and executing transaction (508), returns ID card or bankbook then and finishes.
According to the kind of the account of being utilized, transaction, judge that the user directly faces automatic trading apparatus 1100 or utilizes person authentication device 1101.Even judgement imprecision at this moment can not have problems especially yet.Be can not with the situation of the corresponding transaction of personal authentication of automatic trading apparatus 1100 under, show the such guide of Figure 16, show that guide makes to utilize person authentication device 1101.Be not need not finish owing to as the process flow diagram of Figure 12, not carrying out the personal authentication under personal authentication's the situation of transaction of authenticate device 1101, so can facing automatic trading apparatus later on.
Embodiment 3
In embodiment 1 or 2, can also determine personal authentication's kind and quantity according to the remaining sum of account.Figure 14 represents to be stored in the information at this moment the auxiliary storage 205.Among Figure 14, the 1400th, be stored in the information in the auxiliary storage 205.Can set personal authentications' kind and quantity according to information 1400 according to the kind of each user and each remaining sum, each transaction.Picture during as setting for example in Figure 15, selects the part of account to change to selecting remaining sum.
The effect that embodiment 3 has is for example in the account of at first only having deposited with the little amount of money, along with utilization becomes the very situation of a large sum of money.When the remaining sum of its account has surpassed the predefined amount of money, automatically implement strict personal authentication.
In embodiment 2, can also be adopted as portable terminal device to person authentication device 1101.Consider to carry out between portable terminal device and the ID card situation of radio communication, perhaps the situation of the function of built-in ID card in portable terminal device self.Under every kind of situation, can both implement the personal authentication according to the order identical with Figure 12, Figure 13.Wherein, before the flow process of carrying out Figure 12, need indicate to make execution utilize the authentication of automatic trading apparatus at the enterprising line operate of portable terminal device.
Embodiment 4 has makes the effect fast of concluding the business.For example, in portable terminal device, carry out finger print identifying etc. in advance,, then can conclude the business fast if replace the ID card to use portable terminal device.Wherein, because the person authentication device that has or not portable terminal device is different in each user, so the person authentication device that possesses in the portable terminal device is when also possessing in automatic trading apparatus 1100, the convenience height.
Utilizability on the industry
The present invention is applicable to the cash automated trading device that bank, post office, convenience store etc. use (ATM).
Claims (20)
1. an automatic trading apparatus is characterized in that, comprising:
Acceptance is from the operation input block of the operation of user's relevant transaction content;
Comprise that the 2nd authentication information that the 1st authentication information that is used for obtaining at least a biometric authentication information is obtained the unit and is used to import the authentication information beyond the biological identification obtains the authentication information input block of unit;
From information, extract the feature extraction unit of the characteristic information that in authentication, uses by above-mentioned authentication information input block input;
In a plurality of characteristic informations of the information of above-mentioned feature extraction unit and the prior user of registration any one is compared and carries out personal authentication's authentication ' unit at least; With
According to the register content information of registering in advance, decide according to user, account or transaction content and to use in above-mentioned a plurality of personal information which to carry out authentication, and determine to control the arithmetic element of above-mentioned authentication information input block, above-mentioned feature extraction unit and above-mentioned authentication ' unit according to this.
2. automatic trading apparatus according to claim 1 is characterized in that,
In above-mentioned register content information, preserve according to the remaining sum of each user and each account and to use in above-mentioned a plurality of personal authentication's information which to carry out the information of authentication; The information of the relevant account of above-mentioned arithmetic element basis from the transaction content of aforesaid operations input block input is inquired about the remaining sum of the account, and decides employed personal authentication's information according to the remaining sum of the account.
3. automatic trading apparatus according to claim 1 and 2 is characterized in that,
In above-mentioned register content information, preserve according to the kind of each user, each account and each transaction and to use in above-mentioned a plurality of personal authentication's information which to carry out the information of authentication; Above-mentioned arithmetic element decides employed personal authentication's information according to the relevant account from the transaction content of aforesaid operations input block input and the information of type of transaction.
4. according to any described automatic trading apparatus in the claim 1～3, it is characterized in that,
In above-mentioned register content information, according to each user and each time dealing money preserve and use in above-mentioned a plurality of personal authentication's information which to carry out the information of authentication; Above-mentioned arithmetic element decides employed personal authentication's information according to the information of the relevant dealing money from the transaction content of aforesaid operations input block input.
5. according to any described automatic trading apparatus in the claim 1～4, it is characterized in that,
Obtaining the unit with the 3rd authentication information that can possess from the individual device that this automatic trading apparatus conducts interviews replaces above-mentioned the 1st authentication information to obtain at least one that authentication information that the unit possesses is obtained the unit.
6. automatic trading apparatus according to claim 5 is characterized in that,
Above-mentioned individual device is a portable terminal device.
7. according to any described automatic trading apparatus in the claim 1～6, it is characterized in that,
The user can be set in the above-mentioned register content information institute canned data, uses in a plurality of personal authentication's information which to carry out authentication.
8. automatic trading apparatus according to claim 7 is characterized in that,
When the user being set in use in above-mentioned the 2nd storage unit institute canned data in a plurality of personal authentication's information which to carry out authentication, in advance according to the kind of the kind of account and transaction to restriction being set predefined personal authentication.
9. according to any described automatic trading apparatus in the claim 1～8, it is characterized in that,
The personal authentication number of personal authentication's number when paying out or withdraw cash during than income is many.
10. an automatic transaction method is the automatic transaction method of automatic trading apparatus, and this automatic trading apparatus has: acceptance is from the operation input block of the operation of user's relevant transaction content; Comprise that the 2nd authentication information that the 1st authentication information that is used for obtaining at least a biometric authentication information is obtained the unit and is used to import the authentication information beyond the biological identification obtains the authentication information input block of unit; The feature extraction unit of the characteristic information that extraction is used in authentication; With in a plurality of characteristic informations of the information of above-mentioned feature extraction unit and the prior user of registration any one is compared and carries out personal authentication's authentication ' unit at least, this method is characterized in that, comprising:
According to the transaction content of above-mentioned input, decide the 1st step with reference to personal authentication's project of the register content information and executing of registering in advance;
According to personal authentication's project that this determined, receive the 2nd step of the input of authentication information from above-mentioned authentication information input block;
In above-mentioned feature extraction unit, from information, extract the 3rd step of characteristic information by above-mentioned authentication information input block input;
The 4th step that suitable characteristic information of personal authentication's project in the user's of above-mentioned prior registration the characteristic information and above-mentioned decision and the above-mentioned characteristic information that extracts are compared and authenticated; With
When this authentication success, implement the 5th step of processing of the transaction content of above-mentioned input.
11. automatic transaction method according to claim 10 is characterized in that,
In above-mentioned register content information, preserve according to the remaining sum of each user and each account and to use in above-mentioned a plurality of personal authentication's information which to carry out the information of authentication;
In above-mentioned the 1st step, inquire about the remaining sum of the account according to the information of the relevant account from the transaction content of aforesaid operations input block input, decide employed personal authentication's information according to the remaining sum of the account.
12. according to claim 10 or 11 described automatic transaction methods, it is characterized in that,
In above-mentioned register content information, according to the kind of each user, each account, each transaction or each time in the dealing money any one is preserved and uses in above-mentioned a plurality of personal authentication's information which to carry out the information of authentication at least;
In above-mentioned the 1st step, decide employed personal authentication's information according to relevant account, the kind of transaction or the information of dealing money from the transaction content of aforesaid operations input block input.
13. according to any described automatic transaction method in the claim 10～12, it is characterized in that,
Obtaining the unit with the 3rd authentication information that can possess from the individual device of above-mentioned automatic trading apparatus visit replaces above-mentioned the 1st authentication information to obtain authentication information that the unit possesses obtaining the unit at least one; In above-mentioned the 2nd step, receive the authentication information of obtaining the unit input from above-mentioned the 3rd authentication information.
14. automatic transaction method according to claim 13 is characterized in that,
In above-mentioned the 2nd step, only under the moment of obtaining of having carried out obtaining the authentication information that carries out the unit and the interval situation within a certain period of time of having carried out, just the input that obtains the unit from above-mentioned the 3rd authentication information is handled as the input of proper authentication information from moment of the input of the transaction content of above-mentioned input operation unit by above-mentioned the 3rd authentication information.
15. according to any described automatic transaction method in the claim 10～14, it is characterized in that,
The user can be set in the information that above-mentioned register content information preserved, and uses in a plurality of personal authentication's information which to carry out authentication.
16. a program is carried out in the arithmetic element that this program is installed in automated transaction, this automatic trading apparatus has: acceptance is from the operation input block of the operation of user's relevant transaction content; Comprise that the 2nd authentication information that the 1st authentication information that is used for obtaining at least a biometric authentication information is obtained the unit and is used to import the authentication information beyond the biological identification obtains the authentication information input block of unit; The feature extraction unit of the characteristic information that extraction is used in authentication; In a plurality of characteristic informations of the information of above-mentioned feature extraction unit and the prior user of registration any one is compared and carries out personal authentication's authentication ' unit at least; And arithmetic element, this program is characterized in that, makes above-mentioned arithmetic element carry out following steps, promptly
Transaction content according to above-mentioned input decides reference the 1st step of personal authentication's project of the register content information and executing of registration in advance;
According to personal authentication's project of this decision, come to receive the 2nd step of the input of authentication information from above-mentioned authentication information input block;
In above-mentioned feature extraction unit, from information, extract the 3rd step of characteristic information by above-mentioned authentication information input block input; With
The 4th step that suitable characteristic information of personal authentication's project in the user's of above-mentioned prior registration the characteristic information and above-mentioned decision and the above-mentioned characteristic information that extracts are compared and authenticated.
17. program according to claim 16 is characterized in that,
Make above-mentioned arithmetic element carry out following processing, promptly
In above-mentioned register content information, preserve according to the remaining sum of each user and each account and to use in above-mentioned a plurality of personal authentication's information which to carry out the information of authentication;
In above-mentioned the 1st step, inquire about the remaining sum of the account according to the information of the relevant account from the transaction content of aforesaid operations input block input, and decide employed personal authentication's information according to the remaining sum of the account.
18. according to claim 16 or 17 described programs, it is characterized in that,
Make above-mentioned arithmetic element carry out following processing, promptly
In above-mentioned register content information, according to the kind of each user, each account, each transaction or each time in the dealing money any one is preserved and uses in above-mentioned a plurality of personal authentication's information which to carry out the information of authentication at least;
In above-mentioned the 1st step, decide employed personal authentication's information according to relevant account, the kind of transaction or the information of dealing money from the transaction content of aforesaid operations input block input.
19. according to any described program in the claim 16～18, it is characterized in that,
Make above-mentioned arithmetic element carry out following processing, promptly
Obtaining the unit with the 3rd authentication information that can possess from the individual device of above-mentioned automatic trading apparatus visit replaces above-mentioned the 1st authentication information to obtain authentication information that the unit possesses obtaining the unit at least one; In above-mentioned the 2nd step, receive the authentication information of obtaining the unit input from above-mentioned the 3rd authentication information.
20. program according to claim 19 is characterized in that,
Make above-mentioned arithmetic element carry out following processing, promptly
In above-mentioned the 2nd step, only under the moment of obtaining of having carried out obtaining the authentication information that carries out the unit and the situation in the certain hour of being spaced apart of having carried out, just the input that obtains the unit from above-mentioned the 3rd authentication information is handled as the input of proper authentication information from moment of the input of the transaction content of above-mentioned input operation unit by above-mentioned the 3rd authentication information.
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2005038566A JP4741851B2 (en) | 2005-02-16 | 2005-02-16 | Automatic transaction equipment |
| JP2005-038566 | 2005-02-16 | ||
| JP2005038566 | 2005-02-16 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN1822061A true CN1822061A (en) | 2006-08-23 |
| CN1822061B CN1822061B (en) | 2011-11-23 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200510089729 Expired - Fee Related CN1822061B (en) | 2005-02-16 | 2005-08-05 | Auto-trade device |
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| Country | Link |
|---|---|
| JP (1) | JP4741851B2 (en) |
| CN (1) | CN1822061B (en) |
Families Citing this family (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP4872539B2 (en) * | 2006-08-29 | 2012-02-08 | 沖電気工業株式会社 | Biometric information registration device |
| JP4730265B2 (en) * | 2006-09-19 | 2011-07-20 | コニカミノルタビジネステクノロジーズ株式会社 | Information processing device |
| JP6078985B2 (en) * | 2012-05-24 | 2017-02-15 | 沖電気工業株式会社 | Trading device |
| WO2015004803A1 (en) * | 2013-07-12 | 2015-01-15 | 株式会社日立システムズ | Payment terminal device and payment system |
| US10089607B2 (en) * | 2014-09-02 | 2018-10-02 | Apple Inc. | Mobile merchant proximity solution for financial transactions |
| US20160379219A1 (en) * | 2015-06-25 | 2016-12-29 | Toshiba Tec Kabushiki Kaisha | Settlement apparatus |
| KR101805464B1 (en) * | 2017-07-05 | 2017-12-06 | 주식회사 에스티씨 | Banking Payment Syatem by Using Body Information without Card and Method thereof |
| JP6969470B2 (en) | 2018-03-23 | 2021-11-24 | 富士通株式会社 | Biometric device, biometric method and program |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2002207883A (en) * | 2001-01-10 | 2002-07-26 | Fujitsu Ltd | Payment approval system and credit utilization approval system |
| JP2003216878A (en) * | 2002-01-23 | 2003-07-31 | Hitachi Ltd | Cardless electronic commercial transaction system |
| JP2004240645A (en) * | 2003-02-05 | 2004-08-26 | Ufj Bank Ltd | Personal identification system and method |
-
2005
- 2005-02-16 JP JP2005038566A patent/JP4741851B2/en not_active Expired - Fee Related
- 2005-08-05 CN CN 200510089729 patent/CN1822061B/en not_active Expired - Fee Related
Also Published As
| Publication number | Publication date |
|---|---|
| JP4741851B2 (en) | 2011-08-10 |
| CN1822061B (en) | 2011-11-23 |
| JP2006227769A (en) | 2006-08-31 |
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