CN1811837A - Automatic trade device - Google Patents
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- CN1811837A CN1811837A CN 200510107051 CN200510107051A CN1811837A CN 1811837 A CN1811837 A CN 1811837A CN 200510107051 CN200510107051 CN 200510107051 CN 200510107051 A CN200510107051 A CN 200510107051A CN 1811837 A CN1811837 A CN 1811837A
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Abstract
The present invention provides an automatic transaction device where cash can temporarily be deposited and paid by using temporary depositing transaction of the automatic transaction device even if a user does not possess a cash card and a passbook without previously establishing an account in a financial institution. Cash injected into a depositing and dispensing part 23 by an operation of the user is counted and it is stored. A temporary depositing database where a counted amount is made to correspond to individual identification information inputted by a user operation display part 21 is stored in a storage part 251 and temporary depositing transaction is performed. The user retrieves the temporary depositing database stored in the storage part 251 based on personal identification information inputted by the user operation display part 21 of the automatic transaction device 1. The depositing amount which is made to correspond to personal identification information is extracted. Dispensing transaction of cash is performed from a cashbox of the depositing and dispensing part 23.
Description
Technical field
The present invention relates to a kind of automatic trading apparatus, particularly have function that temporarily deposits cash that the user holds in and the automatic trading apparatus that extracts the function of the cash that deposits in.
Background technology
Automatic trading apparatus in the past is arranged in bank and other financial mechanism and the convenience store etc., and the user is by operating, and has logined between oneself the main frame of having offered of account and carried out message exchange, transaction such as carry out the deposit of cash and withdraw the money.The user utilizes this automatic trading apparatus to carry out the deposit of cash and when transaction such as withdrawing the money, and utilizes the account number of the account of automatic trading apparatus reading and recording on the magnetic stripe of cash card and bankbook etc. etc., the specific account that becomes trading object.Therefore, the user offers account in financial institution etc. in advance, service recorder the cash card and the bankbook of this account number of the account etc., utilize the automatic trading apparatus transaction of depositing and withdraw the money.
In addition, propose a kind of national treasury of common utilization, be arranged on apartment and enterprise etc., do not need and main-machine communication, the user can utilize the specific accounts such as account number of the account that read from cash card to the account of having offered, deposit and the transaction of withdrawing the money (for example, with reference to patent documentation 1).
Patent documentation 1 spy open the 2004-54602 communique (0005 section～0016 section, Fig. 2)
But, in above-mentioned prior art, when the user utilizes automatic trading apparatus and the common national treasury that utilizes to carry out the deposit of cash and withdraw the money transaction, need offer account in advance, exist not the personnel that offer account in financial institution etc. can not use the problem of automatic trading apparatus etc. in financial institution.
And, when the user utilizes automatic trading apparatus and the common national treasury that utilizes to carry out the deposit of cash and withdraw the money transaction, need be used for specific oneself the cash card of account and bankbook etc., even there are the personnel offered account, when not carrying cash card, can not use the problem of automatic trading apparatus etc. in financial institution.
Summary of the invention
The present invention is addressing the above problem as its problem.
Therefore, technical solution of the present invention is characterised in that, counting is also taken in the cash of putting into the portion of depositing and withdrawing by user's operation, makes the amount of money of this counting and at the interim deposit database that the authenticate himself information of user's operation display part input is mapped, carries out interim credit transaction in storage portion stores.
And, technical solution of the present invention is characterised in that, according to the authenticate himself information of user in user's operation display part input of this automatic trading apparatus, retrieve stored is in the interim deposit database of storage part, extract the amount deposited corresponding with this authenticate himself information, from the national treasury of the portion of depositing and withdrawing, draw cash, conclude the business.
Like this, the present invention can obtain following effect, and the user needn't offer account in advance in financial institution, utilizes the interim credit transaction of automatic trading apparatus, can deposit cash temporarily in, and can take out the cash that is deposited in.
And the present invention can obtain following effect, and the user needn't carry cash card and bankbook etc., utilizes the interim credit transaction of automatic trading apparatus, can deposit cash temporarily in, and can take out the cash that is deposited in.
Description of drawings
Fig. 1 is the block scheme of the system architecture of expression the 1st embodiment.
Fig. 2 is the block scheme of the automatic trading apparatus of expression the 1st embodiment.
Fig. 3 is the key diagram of the interim deposit database of expression the 1st embodiment.
Fig. 4 is the process flow diagram of deposit treatment step of the interim credit transaction of expression the 1st embodiment.
Fig. 5 is the key diagram that picture is selected in the transaction of expression the 1st embodiment.
Fig. 6 is the deposit of expression the 1st embodiment or withdraws the money and select the key diagram of picture.
Fig. 7 is the key diagram of the name input picture of expression the 1st embodiment.
Fig. 8 is the key diagram of the contact method input picture of expression the 1st embodiment.
Fig. 9 is the key diagram of the password input picture of expression the 1st embodiment.
Figure 10 is the key diagram of the insertion cash guide picture of expression the 1st embodiment.
Figure 11 is the key diagram that the amount of money of expression the 1st embodiment is confirmed picture.
Figure 12 is the key diagram of getting the detail form guide picture of expression the 1st embodiment.
Figure 13 is the process flow diagram of the treatment step of withdrawing the money of the interim credit transaction of expression the 1st embodiment.
Figure 14 is the key diagram of the password input picture of expression the 1st embodiment.
Figure 15 is the key diagram that the amount of money of withdrawing the money of expression the 1st embodiment is confirmed picture.
Figure 16 is the key diagram of picture during the cash of expression the 1st embodiment is counted.
Figure 17 is the key diagram of getting cash and detail form guide picture of expression the 1st embodiment.
Figure 18 is the block scheme of the system architecture of expression the 2nd embodiment.
Embodiment
Below, with reference to the embodiment of description of drawings automatic trading apparatus of the present invention.
(embodiment)
Fig. 1 is the block scheme of the system architecture of expression the 1st embodiment, and Fig. 2 is the block scheme of the automatic trading apparatus of expression the 1st embodiment, and Fig. 3 is the key diagram of the interim deposit database of expression the 1st embodiment.
In Fig. 1,1 expression automatic trading apparatus is arranged on bank and other financial mechanism or convenience store etc.This automatic trading apparatus 1 is used for carrying out the credit transaction of cash, the transaction of withdrawing the money, interim credit transaction and transfer transactions etc. by user's operation.
Herein, said interim credit transaction refers to can deposit the account that need not offer in financial institution cash in to automatic trading apparatus 1 temporarily, and can take out the transaction of the cash that is deposited in.
And this automatic trading apparatus 1 connects dedicated line 2 and can communicate by letter.
3 expression main frames are arranged on the service center of bank and other financial mechanism etc.This main frame 3 is withdrawn the money when waiting transaction to user's account deposit with from user's account being undertaken by automatic trading apparatus 1, and the transmitting-receiving of transaction text such as deposit, withdraw the money between the automatic trading apparatus 1, judges whether to make user's transaction establishment.But when the transaction of carrying out the user was interim credit transaction, automatic trading apparatus 1 to the conclude the business transmitting-receiving of text of main frame 3, set up transaction in automatic trading apparatus 1.
In addition, main frame 3 connects the automatic trading apparatus 1 more than 1 or 2 by dedicated line 2 and can intercom mutually.The closing balance of main frame 3 management except the interim credit transaction of the automatic trading apparatus 1 of dedicated line 2 connections etc.
In Fig. 2, automatic trading apparatus 1 has that user's operation display part 21, card read printing portion 22, the portion 23 that deposits and withdraws, bankbook portion 24 and control part 25.
User's operation display part 21 disposes touch-screen on the display part of CRT monitor and LCD etc., be used for the user and carry out input operation etc., and show the picture of picture is selected in transaction, the user is carried out in the transaction selected at the user input operation guiding etc. and the information of being imported etc.
Card reads the magnetic stripe of the card that printing portion 22 inserts via card insert opening from the user or IC-card etc. and reads user profile such as name and contact method, perhaps is recorded in the magnetic stripe etc., and the transaction content that also user is carried out is printed on the detail form in addition.The user is discharged and returned to the card that reads after the user profile from the card escape hole, prints the detail form that transaction content is arranged and discharge and consign to the user from the detail form escape hole.
In addition, card reads the function that printing portion 22 has the distribution neocaine, the user from user profile such as the name of user's operation display part 21 input and contact methods, is recorded in the magnetic stripe etc. of the card of sending from output stacker, and this card is consigned to the user from the discharge of card escape hole.
The portion 23 that deposits and withdraws utilizes bill depositing/dispensing apparatus and coin automatic teller machine to constitute, and following the processing of depositing and withdrawing of the currency and coins that transaction produces.Herein, said deposit is handled and is referred to utilize bill depositing/dispensing apparatus counting user to put into the bank note of paper money depositing and drawing port and be accommodated in national treasury, utilizes coin automatic teller machine counting user to put into the coin of coin depositing and drawing port and be accommodated in national treasury.Said withdraw the money to handle refer to respectively to send and to count the currency and coins that is equivalent to according to the amount of money of user's operation appointment from the national treasury of bill depositing/dispensing apparatus and coin automatic teller machine, and be transported to paper money depositing and drawing port and the coin depositing and drawing port consigns to the user.
Bankbook portion 24 reads user profile such as name and contact method from the magnetic stripe of the bankbook that the user inserts, and transaction content etc. is printed on the bankbook.Read user profile, and print and to have the bankbook of transaction content etc. to discharge, and return to the user from the bankbook escape hole.
25 expression control parts utilize formations such as storage part 251, transaction processing portion 252, Department of Communication Force 253.This control part 25 is according to comprising that user's operation display part 21, the software that card reads printing portion 22, the molar behavior of the automatic trading apparatus 1 of deposit and withdraw portion 23 and bankbook portion 24 is stored in the storage part 251 controls.
Storage part 251 utilizes formations such as semiconductor memory and disk, is used to store data, and can reads the data of being stored.In this storage part 251, storing the interim deposit database that in interim credit transaction, uses.
Transaction processing portion 252 carries out deposit that the user carries out, withdraws the money, deposits temporarily and transaction such as account transfer according to set step.
Department of Communication Force 253 is used to control the transmitting-receiving with the deposit of main frame 3 grades that are connected by dedicated line 2, the transaction text of withdrawing the money etc. etc.
In Fig. 3, the interim deposit of 30 expressions database utilizes name 31, contact method 32, password 33 and amount deposited 34 to constitute.
Name 31 refers to user's name, imports in interim credit transaction.
Contact method 32 refers to user's telephone number etc., imports in interim credit transaction.
Password 33 is that the user sets in interim credit transaction.Therefore, when the user has account in financial institution, also can be different with the password of login in this account.
Amount deposited 34 is the amount of money that the user deposits in interim credit transaction.
The name 31, contact method 32, the authenticate himself information of password 33 and the amount deposited 34 that deposits in that should interim deposit database 30 store user's input in the deposit operation of interim credit transaction, use when whether the authenticate himself information of confirming input in the operation of withdrawing the money of user in interim credit transaction and the authenticate himself information of being stored is consistent.When this authenticate himself information is consistent, be equivalent to paying in cash of amount deposited 34.
About the effect of said structure, describe according to the step shown in the S of the process flow diagram of the deposit treatment step of the transaction of withdrawing the money of expression the 1st embodiment of the process flow diagram of the deposit treatment step of the interim credit transaction of expression the 1st embodiment of Fig. 4 and Figure 13 temporarily.In addition, the below action of Shuo Ming each several part is according to the program (software) that is stored in the not shown storage part, by not shown control part control.
The deposit treatment step of cash at first, is described.
S301: the control part 25 of automatic trading apparatus 1 utilize not shown sensor to the user near the time, show that in user's operation display part 21 transaction shown in Figure 5 selects picture.Select screen displayed that the transaction selector button of transaction selector buttons such as " stepping on folding ", " depositing in ", " drawing ", " account transfer " and " interim deposit " usefulness is arranged in this transaction.When the user pressed " interim deposit " button that is presented in the transaction selection picture, user's operation display part 21 detected this button and is pressed, the interim credit transaction of transaction processing portion 252 beginnings.
S302: when the interim credit transaction of transaction processing portion 252 beginnings, show the deposit or the selection picture of withdrawing the money shown in Figure 6 in user's operation display part 21.In this deposit or withdraw the money and select picture to show the transaction selector button and the cancel key of " depositing in ", " drawing " usefulness.The user presses and is presented at deposit or withdraws the money when selecting " depositing in " button in the picture, and user's operation display part 21 detects this button and is pressed, and transaction processing portion 252 begins deposit and handles.
S303: when beginning the deposit processing, show name input picture shown in Figure 7 in user's operation display part 21 in transaction processing portion 252.In the zone that this name input screen displayed has katakana key, voiced sound key, half-voiced key, cancel key, modification key, acknowledgement key and is used for the literal of explicit user input.The user presses katakana key etc. and imports name, after the name of confirming to be imported is correct, presses acknowledgement key.
In addition, in this transaction, cancel key is the key of pressing when finishing this transaction, and revising key is the key of pressing when revising the literal of being imported.
S304: when user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed contact method input picture shown in Figure 8 in user's operation display part 21.The zone that shows from 0 to 9 numerical key, dash key at this contact method input picture, revises key, cancel key, acknowledgement key and be used for the numeral etc. of explicit user input.The user presses numerical key etc. and imports contact method, after the contact method of confirming to be imported is correct, presses acknowledgement key.
S305: when user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed password input picture shown in Figure 9 in user's operation display part 21.In this password input screen displayed from 0 to 9 numerical key arranged, revise key, cancel key, acknowledgement key and be used for two zones that numerical key that respective user presses shows " * ".The user presses numerical key etc., inputs password twice, presses acknowledgement key then.
, when two passwords of user's input are inconsistent, this information is presented at user's operation display part 21 herein, urges the user to import once more.
S306: detect acknowledgement key in user's operation display part 21 and be pressed, and two passwords being inputed are when consistent, transaction processing portion 252 shows insertion cash guide picture shown in Figure 10 in user's operation display part 21.Show boot statement and cancel keys such as " please insert the deposit cash " at this insertion cash guide picture, the guiding user puts into cash to the not shown paper money depositing and drawing port and the coin depositing and drawing port of the portion of depositing and withdrawing 23.
S307: when paper money depositing and drawing port and coin depositing and drawing port were put into cash, the portion 23 that deposits and withdraws began to count the cash of being put into the user.Portion 23 Currency Type by discriminating portion identification note and coin etc. of depositing and withdrawing, and count.According to the count results that this portion 23 that deposits and withdraws carries out, transaction processing portion 252 shows amount of money affirmation picture Amount in Total, shown in Figure 11 of the cash that the expression user puts in user's operation display part 21.Confirm that at this amount of money picture shows Amount in Total, cancel key and the acknowledgement key of the cash that the user puts into.The user confirms the shown amount of money, and presses acknowledgement key when it is correct.
When user's operation display part 21 detects acknowledgement key and is pressed, transaction processing portion 252 is stored in the name of user input name 31, contact methods such as telephone number is stored in contact method 32, password storage is stored at password 33, the Amount in Total of the cash of being counted deposits in the amount of money 34, is stored in the storage part 251 as interim deposit database 30.
S308: and, when user's operation display part 21 detects acknowledgement key and is pressed, transaction processing portion 252 reads the transaction content of printing portion 22 prints date of concluding the business, time, interim credit transaction on detail form transaction classification, amount deposited etc. by card, discharge from the detail form escape hole, and show the detail form guide picture of getting shown in Figure 12 in user's operation display part 21.Get the detail form guide picture at this and show statements such as " please take detail form away ".
Herein, card reads printing portion 22 also can write down contact methods such as the name of user's input and telephone number to user distribution on magnetic stripe etc. card.
S309: the user gets the detail form of being discharged, and finishes the deposit of interim credit transaction.
Below, the treatment step of withdrawing the money of cash is described.
The user comes automatic trading apparatus 1 front that has deposited cash according to aforementioned deposit treatment step in, extracts the cash identical with amount deposited according to following steps.
S1201: the control part 25 of automatic trading apparatus 1 by not shown sensor to the user near the time, show that in user's operation display part 21 transaction shown in Figure 5 selects picture.Select screen displayed that the transaction selector button of transaction selector buttons such as " stepping on folding ", " depositing in ", " drawing ", " account transfer " and " interim deposit " usefulness is arranged in this transaction.When the user pressed " interim deposit " button that is presented in the transaction selection picture, user's operation display part 21 detected this button and is pressed, the interim credit transaction of transaction processing portion 252 beginnings.
S1202: when the interim credit transaction of transaction processing portion 252 beginnings, show the deposit or the selection picture of withdrawing the money shown in Figure 6 in user's operation display part 21.In this deposit or withdraw the money and select picture to show the transaction selector button and the cancel key of " depositing in ", " drawing " usefulness.The user presses and is presented at deposit or withdraws the money when selecting " drawing " button in the picture, and user's operation display part 21 detects this button and is pressed, transaction processing portion 252 processing that begins to withdraw the money.
S1203: when beginning to withdraw the money processing, show name input picture shown in Figure 7 in user's operation display part 21 in transaction processing portion 252.In the zone that this name input screen displayed has katakana key, voiced sound key, half-voiced key, cancel key, modification key, acknowledgement key and is used for the literal of explicit user input.The user presses katakana key etc. and imports name, after the name of confirming to be imported is correct, presses acknowledgement key.
In addition, in this transaction, cancel key is the key of pressing when finishing this transaction, and revising key is the key of pressing when revising the literal of being imported.
S1204: when user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed contact method input picture shown in Figure 8 in user's operation display part 21.The zone that shows from 0 to 9 numerical key, dash key at this contact method input picture, revises key, cancel key, acknowledgement key and be used for the numeral etc. of explicit user input.The user presses numerical key etc. and imports contact method, after the contact method of confirming to be imported is correct, presses acknowledgement key.
, also can not allow the user herein, read the card insert opening of printing portion 22, name and the contact method of reading and recording in magnetic stripe etc. but allow the user that the card in aforementioned deposit treatment S 308 distribution is inserted card at S1203 input name with at S1204 input contact method.During this situation, transaction processing portion 252 reads name and the contact method that printing portion 22 reads in 21 demonstrations of user's operation display part from card by card, and the user presses acknowledgement key after confirming that shown name and contact method are correctly.
S1205: when user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed password input picture shown in Figure 14 in user's operation display part 21.In this password input screen displayed from 0 to 9 numerical key arranged, revise key, cancel key, acknowledgement key and be used for the zone that numerical key that respective user presses shows " * ".The user presses numerical key etc., and the input password is pressed acknowledgement key then.
S1206: when user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed that in user's operation display part 21 amount of money of withdrawing the money shown in Figure 15 confirms picture.Herein, transaction processing portion 252 is according to name, contact method and the password of user from 21 inputs of user's operation display part, name 31, contact method 32 and the password 33 of the interim deposit database 30 of retrieve stored in storage part 251.When result for retrieval is unanimity, confirm to extract the amount of money that is stored in the amount deposited 34 in the picture at the amount of money of withdrawing the money, and be presented on the amount of money affirmation picture of withdrawing the money, the user confirms that the shown amount of money is correct, presses acknowledgement key then.
In addition, when inconsistent, transaction processing portion 252 shows there is not the statement of advance deposit in user's operation display part 21, and finishes this transaction.
S1207: when user's operation display part 21 detected acknowledgement key and is pressed, the transaction processing portion 252 notices portion 23 that deposits and withdraws took out the cash of the amount of money that is equivalent to withdraw the money.The portion that deposits and withdraws 23 that receives notice begins to count cash, and user's operation display part 21 shows picture in the cash counting shown in Figure 16.In this cash counting, show statements such as " counting cash, just a moment,please " on the picture.Bank note and/or the coin that portion 23 counted to the accumulation of paper money depositing and drawing port and/or coin depositing and drawing port of depositing and withdrawing discharged the preparation to the user.
S1208: when finishing the cash counting in the portion of depositing and withdrawing 23, transaction processing portion 252 reads date of concluding the business, time, the transaction classification of interim credit transaction, the amount of money of withdrawing the money etc. are printed by printing portion 22 on detail form transaction content by card, discharges from the detail form escape hole.And the portion 23 that deposits and withdraws opens the gate of paper money depositing and drawing port and/or coin depositing and drawing port and discharges cash.When discharging this detail form and cash, user's operation display part 21 shows cash and the detail form guide picture got shown in Figure 17.Get cash and the detail form guide picture shows statements such as " please take cash and detail form away " at this.
Herein, when discharging cash and detail form, name 31, contact method 32, password 33 and the amount deposited 34 to concluding the business that is stored in the interim deposit database 30 the storage part 251 deleted from storage part 251 by transaction processing portion 252.
S1209: the user gets the cash and the detail form of being discharged, and finishes withdrawing the money of interim credit transaction.
In addition, financial institution etc. imposes service charge or does not impose from the user when this interim credit transaction is provided and all can.When imposing service charge, when deposit is handled or withdraw the money to impose when handling and get final product.
And, in the present embodiment, illustrated that the user once takes out the example of gold of depositing cash, and takes out but also can divide several times.
As mentioned above, can obtain following effect in the 1st embodiment, the user does not offer account in advance in financial institution, by utilizing the interim credit transaction of automatic trading apparatus, can deposit cash temporarily in, and can draw the cash that is deposited in.
And, can obtain following effect, the user needn't carry cash card and bankbook etc., utilizes the interim credit transaction of automatic trading apparatus, can deposit cash temporarily in, and can take out the cash that is deposited in.
In addition, the depositor personnel in addition that temporarily deposit cash also can draw.
Figure 18 is the block scheme of the system architecture of expression the 2nd embodiment of the present invention.In addition, the part identical with above-mentioned the 1st embodiment will be given same-sign, and omit its explanation.
In Figure 18, the interim amount deposited supervisory computer of 4 expressions is arranged on the service center of bank and other financial mechanism and shop etc.This interim amount deposited supervisory computer 4 connects main frame 3 by dedicated line 2 and also can intercom mutually with automatic trading apparatus 1.And, can according to the rules data retrieval and extraction be located at the database of storage unit, and can send to automatic trading apparatus 1 to the data that extracted.
In addition, CPU (central processing unit)), MPU (Micro Processing Unit: computing and control module such as microprocessing unit) interim amount deposited supervisory computer 4 has CPU (Central ProcessingUnit:, storage unit such as disk, semiconductor memory, input block such as keyboard, mouse, CRT (Cathode Ray Tube: cathode-ray tube (CRT)), display unit such as LCD, and communication unit.
In Fig. 2, storage part 251 utilizes formations such as semiconductor memory and disk, can store data and read the data of being stored, and this point is identical with the 1st embodiment, but in the 2nd embodiment, be not stored in the interim deposit database that uses in the interim credit transaction at storage part 251.
The structure in the interim deposit moment 30 shown in Figure 3 is identical with the 1st embodiment, but is stored in the storage unit of interim amount deposited supervisory computer 4.
The effect of said structure is described.In addition, in addition, the below action of Shuo Ming each several part is according to the program (software) that is stored in the not shown storage part, by not shown control part control.
The deposit treatment step of cash at first, is described.
The control part 25 of automatic trading apparatus 1 utilize not shown sensor to the user near the time, show that in user's operation display part 21 transaction shown in Figure 5 selects picture.Select screen displayed that the transaction selector button of transaction selector buttons such as " stepping on folding ", " depositing in ", " drawing ", " account transfer " and " interim deposit " usefulness is arranged in this transaction.When the user pressed " interim deposit " button that is presented in the transaction selection picture, user's operation display part 21 detected this button and is pressed, the interim credit transaction of transaction processing portion 252 beginnings.
When the interim credit transaction of transaction processing portion 252 beginnings, show the deposit or the selection picture of withdrawing the money shown in Figure 6 in user's operation display part 21.In this deposit or withdraw the money and select picture to show the transaction selector button and the cancel key of " depositing in ", " drawing " usefulness.The user presses and is presented at deposit or withdraws the money when selecting " depositing in " button in the picture, and user's operation display part 21 detects this button and is pressed, and transaction processing portion 252 begins deposit and handles.
When transaction processing portion 252 begins the deposit processing, show name input picture shown in Figure 7 in user's operation display part 21.In the zone that this name input screen displayed has katakana key, voiced sound key, half-voiced key, cancel key, modification key, acknowledgement key and is used for the literal of explicit user input.The user presses katakana key etc. and imports name, after the name of confirming to be imported is correct, presses acknowledgement key.
In addition, in this transaction, cancel key is the key of pressing when finishing this transaction, and revising key is the key of pressing when revising the literal of being imported.
When user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed contact method input picture shown in Figure 8 in user's operation display part 21.The zone that shows from 0 to 9 numerical key, dash key at this contact method input picture, revises key, cancel key, acknowledgement key and be used for the numeral etc. of explicit user input.The user presses numerical key etc. and imports contact method, after the contact method of confirming to be imported is correct, presses acknowledgement key.
When user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed password input picture shown in Figure 9 in user's operation display part 21.In this password input screen displayed from 0 to 9 numerical key arranged, revise key, cancel key, acknowledgement key and be used for two zones that numerical key that respective user presses shows " * ".The user presses numerical key etc., inputs password twice, presses acknowledgement key then.
, when two passwords of user's input are inconsistent, this information is presented at user's operation display part 21 herein, urges the user to import once more.
Detect acknowledgement key in user's operation display part 21 and be pressed, and two passwords being inputed are when consistent, transaction processing portion 252 shows insertion cash guide picture shown in Figure 10 in user's operation display part 21.Show boot statement and cancel keys such as " please insert the deposit cash " at this insertion cash guide picture, the guiding user puts into cash to the not shown paper money depositing and drawing port and the coin depositing and drawing port of the portion of depositing and withdrawing 23.
When paper money depositing and drawing port and coin depositing and drawing port were put into cash, the portion 23 that deposits and withdraws began to count the cash of being put into the user.Portion 23 Currency Type by discriminating portion identification note and coin etc. of depositing and withdrawing, and count.According to the count results that this portion 23 that deposits and withdraws carries out, transaction processing portion 252 shows amount of money affirmation picture Amount in Total, shown in Figure 11 of the cash that the expression user puts in user's operation display part 21.Confirm that at this amount of money picture shows Amount in Total, cancel key and the acknowledgement key of the cash that the user puts into.The user confirms the shown amount of money, and presses acknowledgement key when it is correct.
When user's operation display part 21 detects acknowledgement key and is pressed, transaction processing portion 252 sends to interim amount deposited supervisory computer 4 to the Amount in Total of contact methods such as the name of user input, telephone number, password, the cash counted by Department of Communication Force 253.
Interim amount deposited supervisory computer 4 the name that is received be stored in name 31, contact methods such as telephone number be stored in contact method 32, password storage at password 33, the Amount in Total of the cash of being counted is stored in the amount deposited 34, be stored in the storage unit as interim deposit database 30.
And, when user's operation display part 21 detects acknowledgement key and is pressed, transaction processing portion 252 reads printing portion 22 prints date of concluding the business, time, interim credit transaction on detail form transaction classification, deposits the transaction content of the amount of money etc. in by card, discharge from the detail form escape hole, and show the detail form guide picture of getting shown in Figure 12 in user's operation display part 21.Get the detail form guide picture at this and show statements such as " please take detail form away ".
Herein, card reads printing portion 22 also can write down contact methods such as the name of user's input and telephone number to user distribution on magnetic stripe etc. card.
The user gets the detail form of being discharged, and finishes the deposit of interim credit transaction.
Below, the treatment step of withdrawing the money of cash is described.
The control part 25 of automatic trading apparatus 1 utilize not shown sensor to the user near the time, show that in user's operation display part 21 transaction shown in Figure 5 selects picture.Select screen displayed that the transaction selector button of transaction selector buttons such as " stepping on folding ", " depositing in ", " drawing ", " account transfer " and " interim deposit " usefulness is arranged in this transaction.When the user pressed " interim deposit " button that is presented in the transaction selection picture, user's operation display part 21 detected this button and is pressed, the interim credit transaction of transaction processing portion 252 beginnings.
In addition, user's automatic trading apparatus 1 of withdrawing the money also can not be an automatic trading apparatus 1 of depositing money in interim credit transaction.
When the interim credit transaction of transaction processing portion 252 beginnings, show the deposit or the selection picture of withdrawing the money shown in Figure 6 in user's operation display part 21.In this deposit or withdraw the money and select picture to show the transaction selector button and the cancel key of " depositing in ", " drawing " usefulness.The user presses and is presented at deposit or withdraws the money when selecting " drawing " button in the picture, and user's operation display part 21 detects this button and is pressed, transaction processing portion 252 processing that begins to withdraw the money.
When transaction processing portion 252 begins to withdraw the money processing, show name input picture shown in Figure 7 in user's operation display part 21.In the zone that this name input screen displayed has katakana key, voiced sound key, half-voiced key, cancel key, modification key, acknowledgement key and is used for the literal of explicit user input.The user presses katakana key etc. and imports name, after the name of confirming to be imported is correct, presses acknowledgement key.
In addition, in this transaction, cancel key is the key of pressing when finishing this transaction, and revising key is the key of pressing when revising the literal of being imported.
When user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed contact method input picture shown in Figure 8 in user's operation display part 21.The zone that shows from 0 to 9 numerical key, dash key at this contact method input picture, revises key, cancel key, acknowledgement key and be used for the numeral etc. of explicit user input.The user presses numerical key etc. and imports contact method, after the contact method of confirming to be imported is correct, presses acknowledgement key.
, also can not allow the user import name and contact method herein, read the card insert opening of printing portion 22, name and the contact method of reading and recording in magnetic stripe etc. and allow the user that the card of distribution in aforementioned deposit is handled is inserted card.During this situation, transaction processing portion 252 reads name and the contact method that printing portion 22 reads in 21 demonstrations of user's operation display part from card by card, and the user presses acknowledgement key after confirming that shown name and contact method are correctly.
When user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed password input picture shown in Figure 14 in user's operation display part 21.In this password input screen displayed from 0 to 9 numerical key arranged, revise key, cancel key, acknowledgement key and be used for the zone that numerical key that respective user presses shows " * ".The user presses numerical key etc., and the input password is pressed acknowledgement key then.
When user's operation display part 21 detected acknowledgement key and is pressed, transaction processing portion 252 showed that in user's operation display part 21 amount of money of withdrawing the money shown in Figure 15 confirms picture.
Herein, transaction processing portion 252 sends to interim amount deposited supervisory computer 4 to name, contact method and the password that the user imports from user's operation display part 21 by Department of Communication Force 253.Interim amount deposited supervisory computer 4 is according to the name that is received, contact method and password, name 31, contact method 32 and the password 33 of the interim deposit database 30 of retrieve stored in storage unit.Interim amount deposited supervisory computer 4 is when result for retrieval is consistent, and extraction is stored in the amount of money in the amount deposited 34 and sends to automatic trading apparatus 1.Automatic trading apparatus 1 shows the amount deposited 34 that is received in user's operation display part 21, and is presented on the amount of money affirmation picture of withdrawing the money, and the user confirms that the shown amount of money is correct, presses acknowledgement key then.
In addition, when inconsistent, transaction processing portion 252 shows there is not the statement of advance deposit in user's operation display part 21, and finishes this transaction.
When user's operation display part 21 detected acknowledgement key and is pressed, the transaction processing portion 252 notices portion 23 that deposits and withdraws took out the cash of the amount of money that is equivalent to withdraw the money.The portion that deposits and withdraws 23 that receives notice begins to count cash, and user's operation display part 21 shows picture in the cash counting shown in Figure 16.In this cash counting, show statements such as " counting cash, just a moment,please " on the picture.Bank note and/or the coin that portion 23 counted to the accumulation of paper money depositing and drawing port and/or coin depositing and drawing port of depositing and withdrawing discharged the preparation to the user.
When the portion of depositing and withdrawing 23 finishes the cash counting, transaction processing portion 252 reads date of concluding the business, time, the transaction classification of interim credit transaction, the amount of money of withdrawing the money etc. are printed by printing portion 22 on detail form transaction content by card, discharges from the detail form escape hole then.And the portion 23 that deposits and withdraws opens the gate of paper money depositing and drawing port and/or coin depositing and drawing port and discharges cash.When discharging this detail form and cash, user's operation display part 21 shows cash and the detail form guide picture got shown in Figure 17.Get cash and the detail form guide picture shows statements such as " please take cash and detail form away " at this.
Herein, when discharging cash and detail form, transaction processing portion 252 sends the text of having discharged cash and detail form by Department of Communication Force 253 to interim amount deposited supervisory computer 4.Interim amount deposited supervisory computer 4 deletions that receive this text are stored in name 31, contact method 32, password 33 and the amount deposited 34 to concluding the business of the interim deposit database 30 in the storage unit.
The user gets the cash and the detail form of being discharged, and finishes withdrawing the money of interim credit transaction.
In addition, financial institution etc. imposes service charge or does not impose from the user when this interim credit transaction is provided and all can.When imposing service charge, when deposit is handled or withdraw the money to impose when handling and get final product.
And, in the present embodiment, the example that the user once takes out the cash that deposits in has been described, take out but also can divide several times.
As mentioned above, can obtain following effect in the 2nd embodiment, the user does not offer account in advance in financial institution, by utilizing the interim credit transaction of automatic trading apparatus, just can deposit cash in temporarily, and can draw the cash that is deposited in.
And, can obtain following effect, the user needn't carry cash card and bankbook etc., utilizes the interim credit transaction of automatic trading apparatus, can deposit cash temporarily in, and can take out the cash that is deposited in.
In addition, can obtain following effect, even if be not the cash that the automatic trading apparatus of the automatic trading apparatus of user when depositing cash in also can be drawn the amount of money that deposits in.
And then the personnel beyond the depositor also can draw the cash that is temporarily deposited in.
Claims (8)
1. automatic trading apparatus, it is characterized in that: count and take in the cash of putting into the portion of depositing and withdrawing by user's operation, the interim deposit database that the amount of money that will pass through counting in storage portion stores and the authenticate himself information imported in user's operation display part are mapped is to carry out interim credit transaction.
2. automatic trading apparatus according to claim 1, it is characterized in that, the authenticate himself information retrieval of being imported in user's operation display part of this automatic trading apparatus based on the user is stored in the interim deposit database of storage part, extract and the corresponding amount deposited of this authenticate himself information, draw cash from the national treasury of the portion of depositing and withdrawing and conclude the business.
3. automatic trading apparatus, it is characterized in that: count and take in the cash of putting into the portion of depositing and withdrawing by user's operation, send the amount of money of this counting and the authenticate himself information of being imported in user's operation display part to interim amount deposited supervisory computer, the amount of money and this authenticate himself information that this interim amount deposited supervisory computer will pass through counting are mapped and are stored in the interim deposit database to carry out interim credit transaction.
4. automatic trading apparatus according to claim 3, it is characterized in that, the authenticate himself information that the user is imported in user's operation display part sends to interim amount deposited supervisory computer, interim amount deposited supervisory computer is deposited database based on this authenticate himself information retrieval that receives temporarily, extract and the corresponding amount deposited of this authenticate himself information, receive this amount deposited from interim amount deposited supervisory computer, draw cash from the national treasury of the portion of depositing and withdrawing and conclude the business.
5. according to each described automatic trading apparatus in the claim 1～4, it is characterized in that, described authenticate himself information is made as name, contact method and password.
6. according to each described automatic trading apparatus in the claim 1～5, it is characterized in that the detail form of transaction content has been printed in distribution.
7. according to claim 5 or 6 described automatic trading apparatus, it is characterized in that:
The card of the user's who imports in user's operation display part name or contact method etc. has been write down in distribution.
8. according to each described automatic trading apparatus in the claim 5～7, it is characterized in that, from card, read the name or the contact method of described authenticate himself information.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2005019927 | 2005-01-27 | ||
| JP2005019927A JP4578255B2 (en) | 2005-01-27 | 2005-01-27 | Automatic transaction equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1811837A true CN1811837A (en) | 2006-08-02 |
Family
ID=36844741
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200510107051 Pending CN1811837A (en) | 2005-01-27 | 2005-09-29 | Automatic trade device |
Country Status (2)
| Country | Link |
|---|---|
| JP (1) | JP4578255B2 (en) |
| CN (1) | CN1811837A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101923742A (en) * | 2009-06-10 | 2010-12-22 | 冲电气工业株式会社 | Automatic trading apparatus |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7945512B2 (en) * | 2007-03-14 | 2011-05-17 | Ebay Inc. | Spending and savings secondary linked accounts |
| KR102038919B1 (en) * | 2012-10-02 | 2019-10-31 | 주식회사 에이텍에이피 | Financial apparatus |
| JP6566017B2 (en) * | 2017-12-12 | 2019-08-28 | 日本電気株式会社 | Terminal device, automatic teller machine, temporary deposit system, temporary deposit method, program |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH04160562A (en) * | 1990-10-24 | 1992-06-03 | Toshiba Corp | Transfer processing system |
| JP3203830B2 (en) * | 1992-10-22 | 2001-08-27 | オムロン株式会社 | Automatic transaction machine with lost card processing function |
| JP4067630B2 (en) * | 1998-03-16 | 2008-03-26 | 富士通株式会社 | Financial processing apparatus and method |
-
2005
- 2005-01-27 JP JP2005019927A patent/JP4578255B2/en not_active Expired - Fee Related
- 2005-09-29 CN CN 200510107051 patent/CN1811837A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101923742A (en) * | 2009-06-10 | 2010-12-22 | 冲电气工业株式会社 | Automatic trading apparatus |
| CN101923742B (en) * | 2009-06-10 | 2013-04-24 | 冲电气工业株式会社 | Automatic trading device |
Also Published As
| Publication number | Publication date |
|---|---|
| JP4578255B2 (en) | 2010-11-10 |
| JP2006209423A (en) | 2006-08-10 |
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Open date: 20060802 |