CN1790428A - Cash insurance for fulfilling agreement - Google Patents
Cash insurance for fulfilling agreement Download PDFInfo
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- CN1790428A CN1790428A CN 200410104255 CN200410104255A CN1790428A CN 1790428 A CN1790428 A CN 1790428A CN 200410104255 CN200410104255 CN 200410104255 CN 200410104255 A CN200410104255 A CN 200410104255A CN 1790428 A CN1790428 A CN 1790428A
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- insurance
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Abstract
The invention discloses a cash insurance product of contract two-party equity, which is characterized by the following: the insured object of insurance product is cash in the contract; the insurance responsibility is that the insurance company pays cash for contract seller when executing the contract and returns the cash back to the buyer when not executing the contract; after the insurance company charges the cash from seller and buyer as insured object, the contract begins the effect; the cash is deposited in the insurance company during the insurance period, which is paid or returned to the seller or buyer when the insurance period reaches. The invention improves the contract execution rate and good faith building of entire society.
Description
Affiliated technical field
The present invention relates to a kind of cash insurance product, the cash insurance of the cash interest and right protection of honouring an agreement especially can be provided to the contract both sides simultaneously.
Background technology
At present, since known property insurance product mostly not with cash as insurance subject, it is constant on a small quantity all to be as the insurance subject insurance products that the entitlement of insurance subject belongs to the owner all the time with cash again, and therefore known insurance products can't ensure the proprietorial rights and interests of contract both sides to the cash of honouring an agreement simultaneously.
In actual life, when fulfiling the contract of the behavior of paying in cash, since exist transport, examine goods, factor such as strange land dealing, contract both sides can't finish the handing-over of fund and the handing-over of goods simultaneously, no matter take after acquired inspection still to take money to arrive delivery, all may produce the goods goods that can not receive goods behind receive the back buyer defers payment or whether few payment or not situation or the payout or receive respectively not to the situation of plate, thereby cause producing the contract loss.Even and the square tube that suffers a loss is crossed the lawsuit approach, lawsuit failure also can appear or because of the too high situation of renouncing an action of lawsuit cost, though even the back party in breach that can occur winning a lawsuit pays with regard to no money and cause the lawsuit of winning still can't avoid the fact of case of the fund of losing at all.
Therefore, need a kind of insurance products that two-way guarantee can be provided at the contract both sides in the present stage economic activity.
Summary of the invention:
Do not possess the honour an agreement defective of cash rights and interests of two-way guarantee in order to overcome known insurance products, the invention provides a kind of cash insurance product---cash insurance for fulfilling agreement, this insurance products can ensure contract finish after the seller obtain to honour an agreement cash, again can ensure contract imperfect tense the buyer regain the cash of honouring an agreement.
The technical scheme of this insurance products is: in insurance contract, insurance subject is defined as being used for the cash of burden of contract; Insurance responsibility be contract when normally fulfiling insurance company the cash insurance target is paid to the contract seller, insurance company returns the contract buyer with the cash target when failing to act contract; Insurance company's insurance contract after the contract buyer collects cash insurance subject comes into force, and period insured cash insurance target leaves insurance company in, and insurance company pays the buyer or the seller according to the contract implementation status with the cash insurance target during termination of risk.
The appearance of this insurance products, fundamentally changed the present situation that known insurance products can only provide safeguard to the cash insurance target that entitlement does not change, realized ensureing the rights and interests of contract both sides, also made insurance company possess the function of keeping insurance subject simultaneously the cash of honouring an agreement.
This novel guarantee type cash insurance product product meets national existing laws and regulations, just can realize and implement by known insurance products design.
The invention has the beneficial effects as follows: the rights and interests with the contract both sides that exist in a large number in the economic activity serve as to ensure object, the cash insurance target is left in the solution of insurance company by period insured, not only can reach and ensure both sides' rights and interests simultaneously, and can realize that the administration of justice that requires before either party the rights and interests loss among the contract both sides gets involved, thereby avoid contract both sides' economic loss, law is carried out the difficulty and the social concern etc. of deriving, therefore, the appearance of this novel cash insurance product, to promoting the guarantee coverage of insurance products, improve the business rules in the economic behaviour, safeguard normal economic order, construction with promoting the sincere mechanism of present stage society all has huge realistic meaning and facilitation.Simultaneously, the honour an agreement localization feature of dispute problem of the minimizing social contract that possesses of this product also will improve the competitiveness that national insurance contends with the foreign capitals insurance greatly.
Brief description of drawings
Accompanying drawing one is the present invention---the characteristics key diagram of cash insurance for fulfilling agreement.
Embodiment:
Formulate following cash insurance for fulfilling agreement clause referring to accompanying drawing one:
Insured object
Article one, all that relates to because of contractual relation and have individual, enterprises and institutions, the organ of fulfiling the civil liability ability, this insurance of all can insuring.
Insurance subject
The all cashes that is used to execute one's promises of second all can be used as insurance subject.
Sum of insurance
Article three, the amount of money of insurance subject is sum of insurance.
Insurance responsibility
Article four, after insurance period expiry, be responsible for to all sum of insurance of contract seller payments, do not give as the contract of this contract correspondence and fulfil our company and be responsible for to being returned all sum of insurance by the contract buyer as the carrying out of a contract of this contract correspondence our company that finishes.
As Yin Qiyue dispute takes place, our company is responsible for paying all sum of insurance according to the contract bilateral agreement or according to people's court's judgement to contract one side or both sides:
Liability exemption
Article five, this clause does not have discharge of obligation, and our company only the following situation time delay period disbursement insurance amount of money occurring:
When (1) contract one side can't fulfil necessary payment procedure such as signature;
When (2) contract one side can't fulfil normal civil liability;
(3) contract dispute carry out to take place, when contract one direction our company proposes the suspend payment application;
(4) dispute carry out to take place, submits law court's lawsuit to but as yet not during final judgement in contract;
As defer payment, our company is responsible for the corresponding interest that the same period on pay day, the rate of call disbursement insurance amount of money produced according to the People's Bank's promulgation:
Article six, before termination of risk, contract both sides all can submit the application of the delay performance disbursement insurance amount of money with the data such as insurance contract original paper that our company issues to our company.
The termination of cover
Article seven, after our company had paid all sum of insurance, this contracted responsibility stopped.
Other matters
Article eight, the contract both sides of this insurance of insuring fulfil smoothly for promoting this insurance contract, the contract content of this insurance contract insurance subject correspondence can be recorded in the special instruction of this policy clause; Can require our company's group representative to participate in the behavior of honouring an agreement of contract under this insurance contract of supervision, refusal is participated in but our company has the right.
Article nine, all disputes under this insurance contract item should solve by friendly negotiation.After consulting, can't solve, dispute submission or law court should be solved.Unless otherwise agreed, arbitration or lawsuit should be carried out in our company location.
Article ten, this insurance is triplicate, and portion is respectively held by the contract seller, the contract buyer, our company.
Claims (4)
1, a kind of cash insurance product, the insurance subject of this insurance products is the cash that is used to execute one's promises, it is characterized in that: insurance company's insurance contract after the contract buyer collects cash insurance subject comes into force, period insured cash insurance target leaves insurance company in, during termination of risk contract finish then insurance company with the cash insurance target pay the seller, do not finish contract then insurance company the cash insurance target is returned the buyer.
2, according to the described cash insurance product of claim l, it is characterized in that: insurance subject is the cash that is used to execute one's promises.
3, cash insurance product according to claim 1 is characterized in that: insurance in-force can be shifted to the entitlement of termination of risk cash insurance target.
4, cash insurance product according to claim 1 is characterized in that: insurance subject is by insurance company's keeping in the period insured.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200410104255 CN1790428A (en) | 2004-12-15 | 2004-12-15 | Cash insurance for fulfilling agreement |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200410104255 CN1790428A (en) | 2004-12-15 | 2004-12-15 | Cash insurance for fulfilling agreement |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1790428A true CN1790428A (en) | 2006-06-21 |
Family
ID=36788246
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200410104255 Pending CN1790428A (en) | 2004-12-15 | 2004-12-15 | Cash insurance for fulfilling agreement |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN1790428A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103065264A (en) * | 2012-02-16 | 2013-04-24 | 郭扶中 | System for managing risk of bond insurance cash flow |
| CN104554835A (en) * | 2015-01-13 | 2015-04-29 | 江苏仅一包装技术有限公司 | Canned product rotary filling device |
-
2004
- 2004-12-15 CN CN 200410104255 patent/CN1790428A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103065264A (en) * | 2012-02-16 | 2013-04-24 | 郭扶中 | System for managing risk of bond insurance cash flow |
| CN103065264B (en) * | 2012-02-16 | 2016-01-06 | 郭扶中 | System for managing risk of bond insurance cash flow |
| CN104554835A (en) * | 2015-01-13 | 2015-04-29 | 江苏仅一包装技术有限公司 | Canned product rotary filling device |
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| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |