CN1734484A - Network bank system and method by means of e-mail to pay - Google Patents
Network bank system and method by means of e-mail to pay Download PDFInfo
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- CN1734484A CN1734484A CNA2004100561286A CN200410056128A CN1734484A CN 1734484 A CN1734484 A CN 1734484A CN A2004100561286 A CNA2004100561286 A CN A2004100561286A CN 200410056128 A CN200410056128 A CN 200410056128A CN 1734484 A CN1734484 A CN 1734484A
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Abstract
The invention discloses an email payment method, which is characterized by the following: receiving the encoded and payment email; detecting the email; disposing the email trade; sending the result to the bank trade gateway; proceeding digital signature of the payment email; sending the email and displaying successful payment information. The invention adapts digital encoded technique for mail itself and its request ion and generates a random number to avoid the trouble of resending information from user unconsciously or others deliberately, which improves the secrecy.
Description
Technical field
The present invention relates to system of a kind of Internet bank, relate in particular to a kind of Internet bank's system and method that utilizes mail to pay.
Background technology
Along with popularizing of network application, comings and goings as shopping online, online division, network gaming, also occurs on the net thereupon, popularizes, and therefore, in daily life and work, utilizing network to carry out comings and goings has been very universal thing; Owing to all relate to payment problem in these activities, therefore, people press for and can utilize network to pay by mails, to finish whole process of exchange.
Therefore, in the existing network bank technology, cooperate between banking system and merchant web site and release various electric paying methods.Wherein, a kind of electric paying method is: the consumer signs in to merchant web site and carries out the free choice of goods, and filling in order is filled in the payment information in the paying bill simultaneously, and the payment information in the paying bill comprises: Bank Name, number of the account and password etc.; Merchant web site sends to banking system with consumer's payment information, the request payment; Banking system is only carried out authentication and payment processes to the Payment Request that merchant web site is sent, and return result to merchant web site, described result comprises: if pay successfully, then businessman can mode according to a preconcerted arrangement pay the consumer with the commodity that the consumer orders, otherwise, the notice consumer payment is unsuccessful, asks the consumer to rewrite order and paying bill, or selects other modes of payments.As can be seen, in the whole delivery operation process, banking system is not that the payment information that the direct delivery operation request that the user is sent is provided is verified, that is to say, said method needs the user of bank to login a website just can carry out the corresponding payment operation, consumer's (also claiming the disburser) need give this website with oneself number of the account and password, therefore, has unknowable risk for the user of bank.Be bank not directly and the mutual of information of paying between the user, and just receive information from merchant web site passively, and these information, as user's number of the account, password, only just transmit on the net, in case be blocked through general encryption, be easy to be cracked, and may cause serious consequence, therefore, banking system can't guarantee well that the interests of bank-user are without prejudice at present.
Another electric paying method is: businessman utilizes special-purpose terminal and interface, and when the consumer paid, the consumer utilized fiscard such as deposit card or credit card and password to pay.Yet, this method can only bank and be provided with special-purpose terminal and the businessman of interface between use, therefore, this method of payment usable range has certain limitation.
In sum, existing electronic payment process or exist serious security hidden trouble, or the unit that its usable range only is limited to by bank's authorization configuration corresponding terminal and interface uses, make banking system safety to be provided, to pay operation process by mails reliably, easily, limited the E-Payment The Application of Technology for its user.
Summary of the invention
The objective of the invention is shortcoming, a kind of Internet bank's system and method for paying by mail is provided, solved the safety problem of fund number of the account, password preferably, and brought convenience, enlarged the scope of payment to the user at above-mentioned prior art.
The invention provides a kind of system of the Internet bank that utilizes mail to pay, comprise bank transaction gateway and bank transaction disposal system.Described bank transaction gateway receives request payment mail, and described request payment mail is verified, handles according to the result who verifies; And treat the payment mail that sends according to the result of bank transaction system and carry out digital signature, and send payment mail through digital signature.Described bank transaction system carries out accounting processing to the request payment mail of handling through the checking of bank transaction gateway, and result is sent to the bank transaction gateway.
Described bank transaction gateway comprises: the receiving element that is used to receive request payment mail; Be used to verify the authentication unit of the legitimacy of asking the payment mail; Be used to send the transmitting element of the payment mail of handling through bank transaction system; And the digital signature unit that is used to carry out digital signature.
Described authentication unit also comprises judging unit, is used for judging whether deciphering is successful, and whether password conforms to number of the account, and whether random digit is identical with the random digit of the request payment mail of having handled.
The present invention also provides a kind of method of utilizing mail to pay, said method comprising the steps of:
A. the bank transaction gateway receives the request payment mail that comprises payment information;
B. the bank transaction gateway is verified request payment mail;
C. will verify that the request payment mail that passes through sends to bank transaction system;
D. bank transaction system carries out transaction processing according to request payment mail, and the result that will handle issues the bank transaction gateway;
E. the bank transaction gateway carries out digital signature, the payment mail of concurrent warp let-off digital signature to the payment mail.
Comprise digital signature, disburser's number of the account, disburser's account password at the payment information described in the steps A, by disburser's identity information, by disburser's addresses of items of mail, payment.
Described digital signature comprises that private key and private separate key, and described private key is used for request payment mail is encrypted, and described private is separated key and is used for request payment mail is decrypted, and it is one-to-one relationship that described private key and described private are separated key.
Described private key has password.
The request payment mail that has payment information in the described steps A is meant the mail of the payment information except number of the account in the request payment mail being encrypted with private key.
Described step B comprises:
B1. obtain private according to number of the account and separate key;
B2. the bank transaction gateway utilizes private to separate key request payment mail is decrypted;
B3. judge that whether deciphering is successful, if deciphering is unsuccessful, then carries out error handling processing; Otherwise execution in step B4;
B4. obtain password, continue checking request payment mail.
Described step B4 comprises:
Whether the checking number of the account conforms to password, if conform to, then will ask the payment mail to send to bank transaction system and handle, otherwise, carry out error handling processing.
Preferably, in described steps A, the request payment mail of encrypting with private key also has random digit; And described step B comprises:
B5. obtain private according to number of the account and separate key;
B6. the bank transaction gateway utilizes private to separate key request payment mail is decrypted;
B7. judge that whether deciphering is successful, if deciphering is unsuccessful, then carries out error handling processing; Otherwise, execution in step B8;
B8. obtain password and random digit, and continue the legitimacy of checking request payment mail.
Described step B8 comprises step:
B81. whether conform to by checking number of the account and password and verify the legitimacy of request payment mail;
B82. if checking is illegal, then carry out error handling processing, otherwise, the random digit of pending request payment mail is compared with the random digit of handling request payment mail; Judge comparative result,, then carry out error handling processing request payment mail if comparative result is identical; Otherwise will ask the payment mail to send to bank transaction system handles.
Described step C, D or E also comprise the processing to mistake, and described fault processing comprises: if make a mistake number of times in pre-determined number, then send miscue, otherwise the services request to this number of the account will be refused by system.
Described step e further comprises: described bank transaction gateway also shows the message that payment is successful when sending the payment mail of digital signature.
Utilize the present invention, its request payment mail is encrypted, blocked year, also be not easy to be cracked stealing number of the account and password, so confidentiality is better by other people in case should request pay mail because the user utilizes at the private key of bank's registration.In addition, the method according to this invention, when request payment mail is encrypted, also generate a random digit or temporal information, this random digit or temporal information mail to the bank transaction gateway with request payment mail, the bank transaction gateway is with this random digit or temporal information and handled request payment mail entrained random digit and temporal information and compare, if comparative result is identical, think that then this request payment mail is processed, thereby this request payment mail of refusal processing has so just been avoided the trouble that the non-original idea of disburser ground is retransmitted or the repeating transmission of its people's malice is brought.
Description of drawings
Fig. 1 shows the structural representation of the Internet bank of the present invention;
Fig. 2 shows the synoptic diagram of embodiments of the invention;
Fig. 3 shows the process flow diagram of request payment mail being handled from the bank transaction gateway to bank transaction system according to the embodiment of the invention;
Fig. 4 shows the process flow diagram of the payment mail being handled from bank transaction system to the bank transaction gateway according to the embodiment of the invention;
Fig. 5 shows the process flow diagram that the bank transaction gateway is verified request payment mail.
Embodiment
Understand and realization the present invention the existing embodiments of the invention of describing in conjunction with the accompanying drawings for the ease of persons skilled in the art.
As shown in Figure 1, system of the Internet bank of the present invention comprises: bank transaction gateway 4, bank transaction system 5.
Bank transaction system 5 is cover computer systems, and it is connected with bank transaction gateway 4 by dedicated network, obtains the request payment mail that 4 checkings of bank transaction gateway are passed through; Carry out transaction movement such as accounting processing; And result is sent to bank transaction gateway 4.
Pay in order to utilize mail, the disburser at first opens an account at bank counter, obtain number of the account, password be set and register digital signature, obtain the public key of separating simultaneously, the described public key of separating is used for the payment mail whether the validation of payment mail is signed and issued by the bank transaction gateway, and described digital signature comprises two parts, and a part is given the disburser, be also referred to as private key, be used for request payment mail is encrypted; Another part is placed in the bank, is also referred to as private and separates key, is used for the request payment mail of encrypting with private key is decrypted the request payment mail whether this private key is encrypted for confirmation.Private key and the public key of separating can be stored on the media such as USB flash disk or floppy disk.
Fig. 2 shows the synoptic diagram of embodiments of the invention.Fig. 3 and Fig. 4 show the process flow diagram that system of the Internet bank of the present invention utilizes mail to pay.Fig. 5 shows the process flow diagram that 4 pairs of request payments of bank transaction gateway mail is verified, below with reference to Fig. 3 to 5, the method for utilizing mail to pay to system of the Internet bank of the present invention is described in detail.
At first, in step 10, bank transaction gateway 4 receives the request payment mail that has payment information, described request payment mail is the request payment mail of bank's prescribed form, this request payment mail can obtain from bank, or the login website of bank download to obtain and obtains by alternate manner, and described payment information comprises disburser's accounts information, by disburser's identity information, by projects such as disburser's addresses of items of mail, payments.Disburser's accounts information comprises number of the account, password, name etc., is comprised by disburser's name, age, sex etc. by disburser's identity information; This request payment mail is the mail through digital signature, promptly the mail that the payment information except that number of the account is encrypted in mail is paid in this request with private key, when encrypting, also can generate a random digit or temporal information, this random digit or temporal information are received by bank transaction gateway 4 with the request payment mail of encrypting.
According to the present invention, the request payment mail that bank transaction gateway 4 is received is encrypted mail, therefore, request payment mail is in routing procedure, even stolen, the request of encryption payment mail is not easy to be cracked, thereby adopts the Internet bank of the present invention system secrecy better.
After the receiving element 41 of bank transaction gateway 4 was received request payment mail, in step 20, authentication unit 43 need be verified this request payment mail, so that verify its true and false.As shown in Figure 5, in step 21, bank transaction gateway 4 at first obtains number of the account, obtains private according to number of the account then and separates key, then utilizes private to separate key request payment mail is decrypted; In step 22, judging unit 431 judges whether deciphering is successful,
If deciphering is unsuccessful, in step 23, bank transaction gateway 4 carries out error handling processing, and returns step 10, receives request payment mail;
Otherwise, in step 221, obtain password and random digit, in step 24, the legitimacy of judging unit 431 checking numbers of the account and password judges promptly whether number of the account conforms to password,
If checking does not conform to, in step 25, bank transaction gateway 4 carries out error handling processing, and returns step 10, receives request payment mail;
Otherwise, in step 26, random digit or temporal information are compared with the random digit or the temporal information that received request payment mail, in step 27, judge comparative result,
If comparative result is identical, in step 28, then carry out error handling processing, return step
10, receive request payment mail,
Otherwise in step 30, the authentication unit 43 of bank transaction gateway 4 will be asked payment
Mail sends to bank transaction system 5,
In step 40, the request of receiving of 5 pairs of bank transaction systems is paid mail and is handled, and carries out accounting processing according to request payment mail.
As shown in Figure 4, in step 50, bank transaction system 5 mails to bank transaction gateway 4 with result.In step 60, bank transaction gateway 4 judges whether transaction is successful,
If Transaction Success, in step 70, the digital signature unit 44 of bank transaction gateway 4 carries out digital signature to sent the payment mail, payment mail after transmitting element 42 will be signed then sends, comprise payment informations such as disburser's identity information, payment in the payment mail, and the digital signature that bank transaction gateway 4 is arranged, bank transaction gateway 4 will show the payment successful information simultaneously.
If transaction is unsuccessful, in step 80, then bank transaction gateway 4 carries out error handling processing;
In above step, deciphering is unsuccessful when occurring, random digit or temporal information is identical, password or number of the account do not conform to or conclude the business when getting nowhere, and system of the present invention will carry out error handling processing to this situation, introduces the process of error handling processing below.Preferably, bank transaction gateway 4 should write down the number of times of makeing mistakes, error type and number of the account, so that handle this request payment mail according to the number of times of makeing mistakes, error type and number of the account, for example, unsuccessful as if deciphering occurs in predetermined times (as three times), then bank transaction gateway 4 promptings " please use correct key to encrypt maybe and please fill in correct number of the account " are when the 4th appearance deciphering is unsuccessful, then prompting " you share the family, are refused by system! ", at this moment bank transaction gateway 4 can be in a certain specific time the request payment mail of this number of the account of refusal.Equally, if password occurs or number of the account does not conform in predetermined times (as three times), then bank transaction gateway 4 promptings " please fill in correct number of the account and password " are when occurring password or number of the account for the 4th time and do not conform to, then prompting " you share the family, are refused by system! ", at this moment bank transaction gateway 4 can be in a certain specific time the request payment mail of this number of the account of refusal., conclude the business unsuccessful situation identical for random digit or temporal information also can adopt above-mentioned similar method.
The payment mail that 4 pairs of bank transaction gateways send carries out the purpose of digital signature, is that the payment information of this payment mail of proof has passed through bank transaction system 5 and handled and assure with the prestige of bank.The true and false of the payment mail of receiving in order to verify, can download the public true and false that key is verified the payment mail of being received of separating from website of bank, can think fully that for really paying mail the cash on bank of providing with this bank is equally authentic through the checking back.
For the payment mail of receiving that bank signs and issues, can require bank to make the payment behavior with this envelope payment mail.Such as printed this envelope payment mail by the disburser, together give bank with I.D. and come the requirement cash payment; If, also can be carried out digital signature to the payment mail of receiving, and the payment mail of digital signature is forwarded to bank in the registration of having opened an account of this bank by the disburser, require bank cash to be changed over to the account of oneself with the private key of oneself.
When request payment mail is encrypted, can utilize private key that all information except number of the account are encrypted, to adopt public encryption method to encrypt or do not encrypt to number of the account, the purpose of Chu Liing like this, be to utilize the public key of separating just can obtain number of the account at bank transaction gateway 4, and then according to number of the account acquisition private key, thereby utilize private key that request payment mail is decrypted, obtain content wherein.
Therefore, according to the present invention, the encryption of request being paid mail also can be following process: at first utilize private key that other payment information except number of the account in the request payment mail is encrypted; And then with Public key mail is paid in request and encrypted in full.In this case, when bank transaction gateway 4 was received the request payment mail of encrypting through this ciphering process, its decrypting process was as follows: with the public key of separating request payment mail is decrypted earlier; Obtain number of the account; Obtain its corresponding private according to number of the account and separate key; Separate key according to private request payment mail is decrypted, thereby obtain other payment information.Then, bank transaction gateway 4 is handled accordingly according to other payment information.
In order to make system of the present invention safer, preferably, when request payment mail is encrypted, generate a random digit or temporal information, and random digit or the temporal information that generates mail to bank transaction gateway 4 with request payment mail.The effect of this random digit or temporal information is when this request payment mail is dealt into bank transaction gateway 4 again, bank transaction gateway 4 judges according to this random digit or temporal information whether this request payment mail is processed, promptly, entrained random digit or the temporal information of once handling under 4 pairs of these random digits of bank transaction gateway or temporal information and this number of the account of request payment mail compares, if comparative result is identical, think that then this request payment mail handled, this request payment mail is not handled, so just avoided the trouble that the non-original idea of disburser ground is retransmitted or the repeating transmission of its people's malice is brought; If comparative result is inequality, think that this is the untreated new request payment of an envelope mail, should request payment mail according to conventional processing.
According to the present invention, preferably, disburser and can be arranged in the bank transaction gateway 4 by disburser's mailbox is so that bank unifies maintenance and management to these mailbox.
Describe to the disburser with by disburser's identity below.
For the disburser, before bank of system of the use Internet bank of the present invention pays by mail, must open an account in bank, obtain and corresponding number of the account of account and password, register a digital signature simultaneously, and obtaining the public key of separating, digital signature comprises that private key and private separate key.
For digital signature, comprise two parts content, a part is transferred to the disburser, is called private key; Another part is preserved by bank, is called private and separates key.Private key is used to encrypt disburser's request payment mail.Private is separated key and is used to decipher the request payment mail of being encrypted by the disburser.It is to concern one to one that private key and private are separated key, and promptly the corresponding private of private key is separated key, and private key is separated key by private corresponding with it and cracked.
In addition; for private key; can be protected by password; promptly; use before the private key with the disburser, require the user to input password earlier and verify, if the password of input is correct; then can use this private key that request payment mail is encrypted, otherwise can not use this private key that request payment mail is encrypted.
Separate for the key with respect to public, there is its corresponding Public key bank side.Publicly separate key and there is corresponding relation in Public key, i.e. the corresponding public key of separating of Public key, Public key is by the corresponding public key of separating cracks with it.
For for the disburser, can be anyone, when being received the payment mail by the disburser, should at first be verified the payment mail payment mail of being received whether bank signs and issues by the disburser, for the true and false of validation of payment mail, can utilize the public key of separating to verify.
The public preparation method of separating key is as follows: the one, obtain in the time of can opening an account with the bank, and the 2nd, can download from the website of bank and obtain, the 3rd, obtain by other approach, as using to the user who has opened an account with the bank.
When obtained by the disburser public separate key after, can be verified that by the disburser payment mail received is whether through the payment mail of bank's digital signature.
, can be handled by surface mail not through the payment mail of digital signature for the checking back by the disburser.
For checking back is payment mail through bank transaction gateway digital signature, is gone out this payment mail and cashes cash together with the identity document of oneself to bank counter by the disburser is printable; Also can be utilized this payment mail to transfer accounts by the disburser.
The process and the payment process of transferring accounts are similar.But for the quilt payment user who requires to transfer accounts, must be the user who has opened an account in this bank in advance, so that obtain the digital signature of bank's registration.In the payment mail, must specify and forward which account to, if the bank at account place to be transferred accounts and the bank of signing and issuing this payment mail are same banks, then its transfer accounts process and payment process are similar, if the account of being transferred accounts is not same bank with the bank of signing and issuing this payment mail, also relate to the mutual authentication problem of interbank.
Though described the present invention by embodiment, those of ordinary skills know, without departing from the spirit and substance in the present invention, just can make the present invention that many distortion and variation are arranged, and scope of the present invention is limited to the appended claims.
Claims (14)
1. a system of the Internet bank that utilizes mail to pay comprises bank transaction gateway and bank transaction disposal system, it is characterized in that,
Described bank transaction gateway receives request payment mail, and described request payment mail is verified, handles according to the result who verifies; And treat the payment mail that sends according to the result of bank transaction system and carry out digital signature, and send payment mail through digital signature;
Described bank transaction system carries out accounting processing to the request payment mail of handling through the checking of bank transaction gateway, and result is sent to the bank transaction gateway.
2. system of the Internet bank according to claim 1 is characterized in that, described bank transaction gateway comprises: the receiving element that is used to receive request payment mail; Be used to verify the authentication unit of the legitimacy of asking the payment mail; Be used to send the transmitting element of the payment mail of handling through bank transaction system; And the digital signature unit that is used to carry out digital signature.
3. system of the Internet bank according to claim 2, it is characterized in that described authentication unit also comprises judging unit, be used for judging whether deciphering is successful, whether password conforms to number of the account, and whether random digit is identical with the random digit of the request payment mail of having handled.
4. the method for utilizing mail to pay based on the described system of claim 3 is characterized in that, said method comprising the steps of:
A. the bank transaction gateway receives the request payment mail that comprises payment information;
B. the bank transaction gateway is verified request payment mail;
C. will verify that the request payment mail that passes through sends to bank transaction system;
D. bank transaction system carries out transaction processing according to request payment mail, and the result that will handle issues the bank transaction gateway;
E. the bank transaction gateway carries out digital signature, the payment mail of concurrent warp let-off digital signature to the payment mail.
5. the method for utilizing mail to pay according to claim 4, it is characterized in that, comprise digital signature, disburser's number of the account, disburser's account password at the payment information described in the steps A, by disburser's identity information, by disburser's addresses of items of mail, payment.
6. the method for utilizing mail to pay according to claim 5, it is characterized in that, described digital signature comprises that private key and private separate key, described private key is used for request payment mail is encrypted, described private is separated key and is used for request payment mail is decrypted, and it is one-to-one relationship that described private key and described private are separated key.
7. the method for utilizing mail to pay according to claim 6 is characterized in that described private key has password.
8. according to claim 6 or the 7 described methods of utilizing mail to pay, it is characterized in that the request payment mail that has payment information in the described steps A is meant the mail of the payment information except number of the account in the request payment mail being encrypted with private key.
9. the method for utilizing mail to pay according to claim 8 is characterized in that, described step B comprises:
B1. obtain private according to number of the account and separate key;
B2. the bank transaction gateway utilizes private to separate key request payment mail is decrypted;
B3. judge that whether deciphering is successful, if deciphering is unsuccessful, then carries out error handling processing; Otherwise execution in step B4;
B4. obtain password, continue checking request payment mail.
10. the method for utilizing mail to pay according to claim 9 is characterized in that, described step B4 comprises:
Whether the checking number of the account conforms to password, if conform to, then will ask the payment mail to send to bank transaction system and handle, otherwise, carry out error handling processing.
11. the method for utilizing mail to pay according to claim 8 is characterized in that:
In described steps A, the request payment mail of encrypting with private key also has random digit;
And described step B comprises:
B5. obtain private according to number of the account and separate key;
B6. the bank transaction gateway utilizes private to separate key request payment mail is decrypted;
B7. judge that whether deciphering is successful, if deciphering is unsuccessful, then carries out error handling processing; Otherwise, execution in step B8;
B8. obtain password and random digit, and continue the legitimacy of checking request payment mail.
12. the method for utilizing mail to pay according to claim 11 is characterized in that, described step B8 comprises step:
B81. whether conform to by checking number of the account and password and verify the legitimacy of request payment mail;
B82. if checking is illegal, then carry out error handling processing, otherwise, the random digit of pending request payment mail is compared with the random digit of handling request payment mail; Judge comparative result,, then carry out error handling processing request payment mail if comparative result is identical; Otherwise will ask the payment mail to send to bank transaction system handles.
13. the method for utilizing mail to pay according to claim 4, it is characterized in that, described step C, D or E also comprise the processing to mistake, described fault processing comprises: if make a mistake number of times in pre-determined number, then send miscue, otherwise the services request to this number of the account will be refused by system.
14. the method for utilizing mail to pay according to claim 4 is characterized in that, described step e further comprises: described bank transaction gateway also shows the message that payment is successful when sending the payment mail of digital signature.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2004100561286A CN1734484A (en) | 2004-08-12 | 2004-08-12 | Network bank system and method by means of e-mail to pay |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2004100561286A CN1734484A (en) | 2004-08-12 | 2004-08-12 | Network bank system and method by means of e-mail to pay |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1734484A true CN1734484A (en) | 2006-02-15 |
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ID=36076893
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2004100561286A Pending CN1734484A (en) | 2004-08-12 | 2004-08-12 | Network bank system and method by means of e-mail to pay |
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| Country | Link |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103729760A (en) * | 2012-10-16 | 2014-04-16 | 中国银联股份有限公司 | On-line payment method and system |
| CN104702645A (en) * | 2013-12-10 | 2015-06-10 | 中国银联股份有限公司 | Email based P2P (peer-to-peer) data processing system and data processing method |
| CN104978656A (en) * | 2014-04-08 | 2015-10-14 | 银联国际有限公司 | Method and system for payment through E-mail |
| CN105431870A (en) * | 2014-08-06 | 2016-03-23 | 深圳市银信网银科技有限公司 | Mailbox payment method and mailbox payment system |
| CN110505205A (en) * | 2019-07-18 | 2019-11-26 | 华信永道(北京)科技股份有限公司 | Cloud platform encryption and decryption services cut-in method and access system |
-
2004
- 2004-08-12 CN CNA2004100561286A patent/CN1734484A/en active Pending
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103729760A (en) * | 2012-10-16 | 2014-04-16 | 中国银联股份有限公司 | On-line payment method and system |
| CN104702645A (en) * | 2013-12-10 | 2015-06-10 | 中国银联股份有限公司 | Email based P2P (peer-to-peer) data processing system and data processing method |
| CN104978656A (en) * | 2014-04-08 | 2015-10-14 | 银联国际有限公司 | Method and system for payment through E-mail |
| CN105431870A (en) * | 2014-08-06 | 2016-03-23 | 深圳市银信网银科技有限公司 | Mailbox payment method and mailbox payment system |
| CN110505205A (en) * | 2019-07-18 | 2019-11-26 | 华信永道(北京)科技股份有限公司 | Cloud platform encryption and decryption services cut-in method and access system |
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