CN1680965A - Personnel identifying information integrating device - Google Patents

Personnel identifying information integrating device Download PDF

Info

Publication number
CN1680965A
CN1680965A CN 200410030829 CN200410030829A CN1680965A CN 1680965 A CN1680965 A CN 1680965A CN 200410030829 CN200410030829 CN 200410030829 CN 200410030829 A CN200410030829 A CN 200410030829A CN 1680965 A CN1680965 A CN 1680965A
Authority
CN
China
Prior art keywords
biological characteristic
module
personally identifiable
identifiable information
integrating apparatus
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN 200410030829
Other languages
Chinese (zh)
Inventor
薛永嘉
仲跻伟
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CN 200410030829 priority Critical patent/CN1680965A/en
Publication of CN1680965A publication Critical patent/CN1680965A/en
Pending legal-status Critical Current

Links

Images

Landscapes

  • Collating Specific Patterns (AREA)
  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

An integration unit of personal identification data consists of biological feature processing module and data integrating module. It is featured as integrating biological feature of credic card or financial transaction card owner into verification request signal sent by card reading device, sending it to authorized system for contrast verification through authorized network of existing financial transaction card or credit card, or carrying out contrast verification on site by utilizing personal biological data preset on card.

Description

Personally identifiable information's integrating apparatus
Technical field
The present invention relates to a kind of personally identifiable information's integrating apparatus, particularly relate to a kind of identification card transaction such as credit card and financial transaction card that are used for, in order to false proof personally identifiable information's integrating apparatus.
Background technology
In the existing plastic money transaction, by simple and easy checking holder identity procedure, reach without bill and conclude the business or the purpose of financial transaction such as other account transfer, remittance, drawing, the mode of its checking is no doubt convenient, one unworthy of people is easy to desire to make money or profit, misty surreptitiously he person property's pipeline but its convenience also provides, and causes the serious waste of individual and social resources.Recently because the technology of pseudo-card more becomes ripe, go out many pieces of forged credit card or financial transaction card by simple reproducer with regard to reproducible with effectiveness, make the antiforge function on the present card perform practically no function, especially recently the unworthy employee who constantly spreads out of financial circles or retail trade receives luring by promise of gain with every nearly hundred US dollars, by little to using hand held to survey the record machine, big extremely stealing from the system of company computer can be used to duplicate credit card in a large number, the data on magnetic card of financial transaction card is sold and is given the pseudo-group that blocks, the example edition of making pseudo-card is provided, the card that duplicates that its manufacturing is come out also provides the huge source of fund of criminal organization for its harm country and society, has a strong impact on the arm's length transaction of financial system.
Numerous relevant for the security mechanism patent so far, yet develop with biometrics identification technology, utilize biological characteristic to grow development like the mushrooms after rain to reach security purpose integration system so as to the identification identity, as according to U.S. Patent number being the credit card trade system of the collocation Fingerprint Identification Unit that proposed in 5513272 the patent, utilize the foundation of fingerprint exactly as holder's authentication, it is according to the bio-diversity feature of fingerprint, contrast program by default, realize with the standard program of biological characteristic as authentication, in addition, on its system architecture in order to reach absolute safety certification aspect the security, can add retina identification and speech waveform identification, by intersecting the difference that contrasts each characteristic, improve the security of its credit card trade mechanism, but be based on the general of credit card trade framework, point of sale (point of sale) is aspect the security raising, really have and be difficult to implement part, when reason is to desire the system of architecture combined biological identification technology, it is the just configuration of some sensors (sensor) not, and the communications and liaison of remote authorization system and the line configuring between the reader device are also too numerous and diverse, and the carrying out of its proving program quite expended time in, the verification msg intersection that begins to go through repeatedly from Card Reader contrasts, the most important thing is when system is provided with in the point of sale, the equipment framework of whole original implementation (machine for punching the card for example, cash machine etc.) need purchase again, reduce the feasibility of implementing greatly.In addition, be that the remote credit card validation authoring system that is proposed in 5513272 the patent also proposes similar to biological identification technology according to U.S. Patent number, and can directly be set up in system in the existing credit card trade system, but, on file transfer and contrast program, also cause temporal expending easily because it is the flow process of biological characteristic and POS unpack.
In addition, the financial transaction mode of general ATM (Automatic Teller Machine) (ATM) also is the program of authorizing by checking, different only is when the holder in by behind the preliminary legitimate verification, need input by keying sequence to exchange for from long-range authorization code, though have only holder itself to know its password, all data of holder but the company under its transactional cards also prestores, just in case as the aforementioned words that sell cardholder data, consequence is also hardly imaginable, its problem comes from the golden key (key) of holder's have in order to identity verification, be a string simple ordered series of numbers in fact, can't have as biological characteristic and vary with each individual, the biological characteristic otherness of malleable not, therefore, how to develop one and can directly be established in the existing authoring system, by biological characteristic and by the real key of the integrating apparatus of carrying out the checking flow process fast for this checking licensing scheme of development.
Summary of the invention
Technical matters to be solved by this invention is to provide a kind of personally identifiable information's integrating apparatus, can be directly in conjunction with holder's status verification system of existing financial card or credit card, collocation biological characteristic gatherer, by existing financial card and the credit card trade authoring system that possesses the biological attribute data storehouse, the mechanism of finishing this holder's customer identification is in order to check the use of duplicating card and usurping card.
To achieve these goals, the invention provides a kind of personally identifiable information's integrating apparatus, in order to directly to combine with existing identification card authoring system, to realize utilizing biometric information as the means that prevent to usurp, it includes:
One biological characteristic processing module is connected with a biological feature collection device, is converted to a biological feature coding in order to the biological characteristic that this biological characteristic gatherer is collected; And
One transmission integrate module, be connected with a reader device and this biological characteristic processing module, encode with this biological characteristic and be merged into an integrate information in order to receive a request authority checking sign indicating number that this reader device produces, and this integrate information is sent to a remote authorization system; And after receiving a mandate strain sign indicating number of this remote authorization system, this transmission integrate module is carried out a strain function according to this mandate strain sign indicating number, and transmits this mandate strain sign indicating number and carry out demonstration to this reader device.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are, between this reader device and this remote authorization system, this biological characteristic collector arrangement is on this personally identifiable information's integrating apparatus, in order to carry out the biological characteristic picked-up of identification cardholder.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics be, this biological characteristic gatherer can be selected from group's combination that an Image intake device, a fingerprint Image intake device and a sound waveform identification device formed one or its and make up arbitrarily.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are, select one in this reader device and the composition group of this transmission integrate module by existing telephone line, internet, LAN, WLAN, dedicated line and wireless bluetooth communications protocol in order to the transmission data.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics be, this transmission integrate module is by LAN, WLAN, exclusive circuit and dial and connect and select one in group's combination of network and be connected with this remote authorization system.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are that when this mandate strain sign indicating number was the Fail Transaction code information, this transmission integrate module can be carried out this strain function after receiving this mandate strain sign indicating number.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are, also comprise an identification module and an alarm module, and this identification module is connected with this biological characteristic gatherer and this biological characteristic processing module, and be connected to this alarm module again, and this alarm module also is connected to this transmission integrate module.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics be, this alarm module is the loudspeaker of voice messaging of pre-recording.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are that this alarm module also is connected with a hummer or warning horn.
In addition, another object of the present invention is to holder's status verification system of having data storage medium (as IC chip or magnetic stripe) financial transaction card and credit card at existing, can be directly biological attribute data by storing in advance in biological characteristic gatherer and the data storage medium, compare the mechanism of discerning and then finishing this holder's customer identification at user's end, in order to check the use of duplicating card and usurping card.
For achieving the above object, the invention provides a kind of personally identifiable information's integrating apparatus, this device can also be applied to existing authoring system with identification card of data storage medium, wherein this identification card stores this biological attribute data in advance, to realize utilizing biometric information as the means that prevent to usurp; Wherein this device comprises:
One biological characteristic processing module is connected with a biological feature collection device, is converted to a biological feature coding in order to the biological characteristic that this biological characteristic gatherer is collected; And
One contrast transport module, be connected between a reader device and this biological characteristic processing module, in order to contrast that this biological characteristic gatherer absorbs and this identification card in the biological attribute data that stores in advance, after the program of contrast finishes, result according to contrast produces a transaction records information and is transferred to the remote authorization system, and this contrast transport module is carried out a strain function according to the result of this contrast, and transmits a return information and carry out demonstration to this reader device.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are, between this reader device and this remote authorization system, wherein install this biological characteristic gatherer in this system, in order to the biological characteristic picked-up of identification cardholder.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics be, this biological characteristic gatherer can be selected from group's combination that an Image intake device, a fingerprint Image intake device and a sound waveform identification device formed one or its and make up arbitrarily.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are, select one in this reader device and the composition group of this transmission integrate module by existing telephone line, internet, LAN, WLAN, dedicated line and wireless bluetooth communications protocol in order to the transmission data.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics be, this transmission integrate module is by LAN, WLAN, exclusive circuit and dial and connect and select one in group's combination of network (dialup) and be connected with this remote authorization system.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are that this mandate strain sign indicating number is the authorization code of existing authoring system, after this transmission integrate module is received this mandate strain sign indicating number, store this biological attribute data according to this mandate strain sign indicating number.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are, also comprise an identification module and an alarm module, and this identification module is connected with this biological characteristic gatherer and this biological characteristic processing module, and be connected to this alarm module again, and this alarm module also is connected to this contrast transport module.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics be, this alarm module is the loudspeaker of voice messaging of pre-recording.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics are that this alarm module also is connected with a hummer or warning horn.
The present invention also provides a kind of personally identifiable information's integrating apparatus, and this device can also be applied to existing internet business mechanism, and wherein this device comprises:
One biological characteristic processing module is connected with a biological feature collection device, is converted to a biological feature coding in order to the biological characteristic that this biological characteristic gatherer is collected; And
One contrast transport module, be connected between a data storage medium and this biological characteristic processing module, in order to contrast that this biological characteristic gatherer absorbs and this data storage medium in the biological attribute data that stores in advance, after the program of contrast finishes, result according to contrast produces a transaction records information, to confirm whether to enter the internet business program.
Above-mentioned personally identifiable information's integrating apparatus, its characteristics be, this biological characteristic gatherer can be selected from group's combination that an Image intake device, a fingerprint Image intake device and a sound waveform identification device formed one or its and make up arbitrarily.
Disclosed personally identifiable information's integrating apparatus according to the present invention, directly framework is at existing credit card and fiscard mechanism of exchange framework, in conjunction with existing reader device and bio-identification device, transmit by communication line, basis as holder's qualification testing, with the security of raising credit card use, and prevent that effectively cardholder data outflow, reduction robber from brushing and the generation of robber's neck case.
And the present invention directly framework at IC credit card with data storage medium and IC fiscard mechanism of exchange framework, in conjunction with existing reader device and bio-identification device, compare proving program at holder's end, basis as holder's qualification testing, with the security of raising credit card use, and prevent that effectively cardholder data outflow, reduction robber from brushing and the generation of robber's neck case.
Describe the present invention below in conjunction with the drawings and specific embodiments, but not as a limitation of the invention.
Description of drawings
Fig. 1 is for disclosing existing magnetic stripe card authentication mechanism system;
Fig. 2 discloses the system architecture diagram that personally identifiable information's integrating apparatus is applied to existing magnetic stripe card trading mechanism for the present invention;
Fig. 3 discloses the system architecture diagram that personally identifiable information's integrating apparatus is applied to existing chip card transaction mechanism for the present invention;
Fig. 4 is disclosed another embodiment system architecture diagram of personally identifiable information's integrating apparatus by the present invention;
Fig. 5 is disclosed the another embodiment system architecture diagram of personally identifiable information's integrating apparatus by the present invention; And
Fig. 6 is disclosed personally identifiable information's integrating apparatus embodiment system architecture diagram again by the present invention.
Embodiment
See also Fig. 1: existing credit card validation system comprises reader device 50 (for example EDC or POS), it sets up online by telephone line and remote authorization system 210, before carrying out credit card authorization, the store worker carries out the action that card is swiped the card, and in reader device 50 the input amount of money of swiping the card, it is communicated to remote authorization system 210 under the issuing bank by communication line, remote authorization system 210 is after this information of reception, activate the affirmation program of holder's status, comprise the whether for this reason credit card end user of issuing bank of investigation holder, and then access holder's credit record, consumption amount etc., compare proving program by this remote authorization system 210, pass authorization code back or in order to inform the code of Fail Transaction.Reader device 50 receives after this authorization code, informs that immediately whether this card of salesman is proved to be successful the carrying out in order to transaction; If credit card is a pseudo-card or because the arrears outstanding causes credit card to be stopped using, then this salesman also can see Fail Transaction code (Reject Code) on reader device 50 panels, otherwise if Transaction Success then can be seen authorization code.After discerning according to the person's handwriting of cardholder signature by the store worker this moment, finish the flow process of this transaction, and with respect to the fiscard transaction system, it replaces the program that the store worker discerns the cardholder signature person's handwriting only by the password to decipher of one holder's input.
Please refer to Fig. 2, a kind of personally identifiable information's integrating apparatus 100 of the present invention, it is in conjunction with the reader device 50 and the remote authorization system 210 of existing credit card trade mechanism, collocation reader device 50 and biological characteristic gatherer 60, by possessing the remote authorization system 210 in biological attribute data storehouse 215, by the communication line between reader device 50 and the personally identifiable information's integrating apparatus 100, by existing telephone line (conventional telephone line communication), internet (internet), LAN (wan/lan), (WLAN) of WLAN, dedicated line (Lease line), and wireless bluetooth communications protocol transmission data, in order to finish the mechanism of this holder's customer identification.The program that its system carries out is as follows: when the consumer checked out with credit card, the store worker inserted reader device 50 with the credit card that is about to the consumer, reads from the cardholder data on the credit card magnetic stripe.When carrying out POS, the biological characteristic gatherer 60 that sets in advance in the shop, it also is camera, carry out the picked-up of image of face feature immediately at its consumer's face mask, and then the calculation mechanism by biological characteristic processing module 110, convert the biological attribute data that is absorbed to have this holder's biological characteristic on an equal basis biological characteristic coding, wherein biological characteristic gatherer 60 can be meant that also schlieren is as capturing apparatus, sound waveform identification device etc.; After becoming integrate information at transmission integrate module 120 merging biological characteristic codings and according to the request authority checking sign indicating number that the data on the credit card magnetic stripe produce at last, send this integrate information is verified mandate to remote authorization system 210 step by communication line; Whether when 210 affirmations of remote authorization system were errorless, it can be replied and authorize strain sign indicating number (being authorization code or Fail Transaction code) to inform to the point of sale that originally sends data whether its credit card has the ability of consumption, be effectively to block or the like; After the point of sale receives to authorize the strain sign indicating number, be different from original path of directly replying reader device 50, the substitute is and pass back earlier in the disclosed personally identifiable information's integrating apparatus 100 of the present invention, transfer to reader device 50 again.When 210 these transaction of judgement of remote authorization system are with pseudo-card or usurp card, also be that biological characteristic processing module 110 calculates holder's at the moment biological characteristic and real holder's biological attribute data storehouse that biological attribute data storehouse 215 is write down not simultaneously, strain sign indicating number (as the Fail Transaction code information) is authorized by replying by remote authorization system 210, indicator organism characteristic processing module 110 keeps this holder's picture according to this, perhaps carry out further strain function, for example personally identifiable information's integrating apparatus 100 can store the credit card end user's of original picked-up picture immediately, and then this data are kept or change into strain information and be sent to relevant police unit and save company's backup from damage and file for reference, in order to following of handling a case in the future, brush the generation of situation with anti-blocking robber.If this credit card is effective, the information of promptly passing back belongs to authorization code, then after this device receives this authorization code, except informing that immediately this card of salesman is proved to be successful in order to the carrying out of concluding the business, its personally identifiable information's integrating apparatus 100 can carry out initialization action at once, removes and gets back to the state of waiting for before the picked-up picture behind the image file.
When should the holder carrying out financial transaction with fiscard, as withdrawing deposit and account transfer, the holder is in fiscard being inserted reader device 50 (as ATM (Automatic Teller Machine) ATM), it reads from the cardholder data on the credit card magnetic stripe, near the biological characteristic gatherer 60 that sets in advance the while reader device 50, it also is camera, carry out the picked-up of image of face feature immediately at its holder's face mask, and then the calculation mechanism by biological characteristic processing module 110, convert the biological attribute data that is absorbed to have this holder's biological characteristic on an equal basis biological characteristic coding, wherein biological characteristic gatherer 60 can be meant that also schlieren is as capturing apparatus, sound waveform identification device etc.; At last after the data on its biological characteristic coding of transmission integrate module 120 merging and the fiscard magnetic stripe, again by behind the general existing ciphering process, by communication line (as LAN (wan/lan), WLAN (WLAN), exclusive circuit (lease line) and dial and connect network (dialup) and be sent to the step that remote authorization system 210 verifies mandate; When 210 affirmations of remote authorization system are errorless, it can be replied and authorize strain sign indicating number (being authorization code or Fail Transaction code) to give the reader device 50 that sends data originally after receiving and deciphering, whether inform whether its fiscard has trading ability, be effectively to block or the like; Be different from original path of directly replying reader device 50 herein, the substitute is and receive earlier and decipher, and then pass back in the disclosed personally identifiable information's integrating apparatus 100 of the present invention, then pass on and put reader device 50.When 210 these transaction of judgement of remote authorization system are with pseudo-card or usurp card, also be that biological characteristic processing module 110 calculates real holder's biological attribute data storehouse that holder's biological characteristic and 215 at the moment write down not simultaneously, remote authorization system 210 is according to the mandate strain sign indicating number (as the Fail Transaction code information) of replying, indicator organism characteristic processing module 110 keeps this holder's picture according to this, perhaps carry out further strain function, for example personally identifiable information's integrating apparatus 100 can store immediately original picked-up the credit card end user picture so that these data are kept or change into strain information and be sent to relevant police unit or save company's backup from damage and file for reference, in order to following of handling a case in the future, the appreciate the kindness generation of gesture of anti-blocking robber.If this credit card is effective, the information of promptly passing back belongs to authorization code, then after personally identifiable information's integrating apparatus 100 receives this mandate strain sign indicating number, except informing that immediately cash machine is proved to be successful in order to the carrying out of concluding the business, its personally identifiable information's integrating apparatus 100 can carry out initialization action at once, removes and gets back to the state of waiting for before the picked-up picture behind the image file.
The present invention also discloses a kind of device that can directly be built on the existing hard disk credit card credit trade system with data storage medium (as IC-card or magnetic stripe card), so as to hold the mechanism of the checking holder status true and false the holder, please refer to Fig. 3, stored the exclusive biological characteristic coding of holder on its chip or the tape, and reader device 50 is for being used for the data capturing apparatus of chip credit card or traditional tape credit card, the personal biology characteristics that can obtain the magnetic stripe data of credit card simultaneously and be stored on the credit card is encoded, and wherein reader device 50 and 130 of contrast transport modules pass through existing telephone line (conventional telephone linecommunication), internet (internet), LAN (wan/lan), (WLAN) of WLAN, dedicated line (Lease line), and wireless bluetooth communications protocol transmission data.When the consumer will check out with credit card, the store worker inserted reader device 50 with the credit card that is about to the consumer, read from cardholder data on the data storage medium and the exclusive biological characteristic coding of holder.When carrying out POS, the biological characteristic gatherer 60 that sets in advance in the shop, it also is camera, carry out the picked-up of image of face feature immediately at its consumer's face mask, pass through the calculation mechanism of biological characteristic processing module 110 immediately, the biological attribute data that is absorbed is converted to the biological characteristic coding that has this holder's biological characteristic on an equal basis, wherein biological characteristic gatherer 60 can be meant that also schlieren is as capturing apparatus, sound waveform identification device etc., and then with credit card in stored real holder's biological characteristic coding, in contrast transport module 130, carry out the contrast program, if comparing result meets, then this brushing card data can be as existing credit card trade program after passing through this outpost of the tax office, road, the requests verification coding is passed through communication line (as LAN (wan/lan), WLAN (WLAN), exclusive circuit (lease line) and dial and connect network (dialup)) be conveyed to remote authorization system 210, and then remote authorization system 210 checking whether be its credit card of issuing and in account with data and then passback such as whether endorse; If comparing result does not meet, personally identifiable information's integrating apparatus 100 can produce return information (as the Fail Transaction code) and be back to reader device 50, inform that this credit card of salesman is not by checking, and carrying out the strain function stores holder's picture, and produce the transaction records information transmission to remote authorization system 210, notice Risk Management for Financial Institutions center informs that it takes necessary confirming to duplicate the action that card or robber swipe the card with containing at once again.So, the mechanism of checking will be simpler and easy perfect, steal the suspicion personage of brush and record will not have be stealthy.
The disclosed personally identifiable information's integrating apparatus of the present invention in like manner also can directly be built in the device on the existing fiscard transaction system with data storage medium (as IC-card or magnetic stripe card), so as to hold the mechanism of the checking holder status true and false in the holder, also please refer to Fig. 3, stored the exclusive biological characteristic coding of holder on its data storage medium, and reader device 50 is for being used for the data capturing apparatus (as ATM (Automatic Teller Machine) ATM) of chip fiscard or traditional tape fiscard, and it can be obtained the magnetic stripe data of credit card simultaneously and be stored in personal biology characteristics coding on the chip; When the holder will carry out as drawing or account transfer with fiscard, the holder inserts reader device 50 with being about to fiscard, when carrying out the fiscard transaction, near the biological characteristic gatherer 60 that sets in advance its reader device 50, it also is camera, carry out the picked-up of image of face feature immediately at its holder's face mask, pass through the calculation mechanism of biological characteristic processing module 110 immediately, the biological attribute data that is absorbed is converted to the biological characteristic coding that has this holder's biological characteristic on an equal basis, wherein biological characteristic gatherer 60 can be meant that also schlieren is as capturing apparatus, sound waveform identification device etc., and then with credit card in stored real holder's biological characteristic coding, in contrast transport module 130, carry out contrast, if comparing result meets, then these Card Reader data after checking on by this road can as existing fiscard transaction program, also promptly carry out and pass on behind the encipheror request authorization message to remote authorization system 210; If comparing result does not meet, personally identifiable information's integrating apparatus 100 can produce return information (as the Fail Transaction code) and be sent to reader device 50, represent that this credit card is not by checking, and carrying out the strain function stores holder's picture, and transmission transaction records information is informed the Risk Management for Financial Institutions center to remote authorization system 210, notifies it to take necessary confirming to duplicate the action that card or robber lead with containing at once again.So, the mechanism of checking will be simpler and easy perfect, steal the suspicion personage of neck and record will not have be stealthy.
In like manner, the disclosed personally identifiable information's integrating apparatus of the present invention also can directly be built in the existing internet business, wherein with data storage medium (as hard disk, CD etc.) as the device on the transaction system, mechanism so as to the data storage medium end checking status true and false, also please refer to Fig. 4, stored the exclusive biological characteristic coding of end user on its teledata Storage Media 90, when the user enters the internet and concludes the business, near the biological characteristic gatherer 60 that sets in advance the long-range end user, it also is camera, carry out the picked-up of image of face feature immediately at its end user's face mask, pass through the calculation mechanism of biological characteristic processing module 110 immediately, the biological attribute data that is absorbed is converted to the biological characteristic coding that has this end user's biological characteristic on an equal basis, wherein biological characteristic gatherer 60 can be meant that also schlieren is as capturing apparatus, sound waveform identification device etc., and then with the stored real end user's biological characteristic coding of data storage medium, in contrast transport module 130, carry out contrast, if comparing result meets, then this recognition data can enter the internet business program after checking on by this road.
In addition, when if the present invention is applied to the fiscard transaction system, during general ATM (Automatic Teller Machine), because ATM (Automatic Teller Machine) is also unattended, when dressing face's overcover as if the holder at this moment<as safety helmet, sunglasses or mouth mask etc. 〉, if during biological characteristic gatherer 60 cameras, can't absorb normal biological attribute data, certainly, if can't absorb normal biological attribute data, the disclosed personally identifiable information's integrating apparatus 10 of the present invention can't not carry out computing by biological characteristic processing module 110 because of there being normal biological attribute data, and natural holder just can't pass through the checking authorisation step of remote authorization system 210, and can't finish transaction; And such situation may have two kinds, first, fiscard that the holder holds is really for pseudo-card or usurp card, deliberately dress safety helmet or mouth mask because of being afraid of to be recognized, second, the holder is because of interim urgent forgotten to take off safety helmet and mouth mask, first kind of above-mentioned situation, because of absorbing normal biological attribute data, the holder promptly can't use pseudo-card or steal neck, has promptly brought into play function of the present invention, but above-mentioned second kind of situation, the holder is because of interim urgent forgotten to take off safety helmet or mouth mask, and under the situation that transaction can't be finished, the holder may expect having forgotten originally to take off safety helmet or mouth mask, can finish transaction as long as take off behind safety helmet or the mouth mask operation once more, since yet be because interim urgent situation if can't recognize in advance, will cause true holder's puzzlement; Certainly same puzzlement also can occur in the mode of fingerprint Image intake device as biological characteristic gatherer 60, such as the holder overlapping gloves, also can't allow biological characteristic gatherer 60 correctly absorb biological information.
See also shown in Figure 5, it shown in the figure another embodiment of the present invention, disclosed personally identifiable information's integrating apparatus 10 according to the present invention, it also comprises an identification module 150 and an alarm module 170, identification module 150 is connected with biological characteristic gatherer 60 and biological characteristic processing module 110, and be connected to alarm module 170 again, wherein, biological characteristic gatherer 60 is a camera as the set, and when being installed in unserviced ATM (Automatic Teller Machine), when the holder dresses safety helmet or mouth mask, biological characteristic gatherer 60 will absorb imperfect or unsharp face mask, this moment, identification module 150 received this imperfect or unsharp biological information, the identification error information of will transmitting at once is to alarm module 170, alarm module 170 can be a loudspeaker, loudspeaker can built-in one section voice messaging, be " you are good; safety helmet or the mouth mask that please take off you enter ATM (Automatic Teller Machine) again " for example, or " you are good; we can't discern you; you must take off safety helmet or mouth mask; we just can continue as you and serve ", if holder's this moment holds pseudo-card or steals neck, its criminal offence can't carry out, and if hold when artificial real, can earlier safety helmet or mouth mask be taken off after hearing voice messaging, then identification module 150 is passed to biological characteristic processing module 110 with biological attribute data, and then finishes transaction smoothly.
Above-mentioned alarm module 170 also can be combined with hummer or warning horn, for example when voice messaging continuously after the broadcast three times, when the holder still enters ATM (Automatic Teller Machine), can touch hummer or warning horn sends the sound; And for example shown in Figure 6, alarm module 170 also can be connected to transmission integrate module 120 (or contrast transport module 130 of Fig. 3), is passed to remote authorization system 210 again, make remote authorization system 210 obtain these information after, make circular at once, prevent that the situation of holding pseudo-card or stealing neck from taking place.
Certainly; the present invention also can have other various embodiments; under the situation that does not deviate from spirit of the present invention and essence thereof; those of ordinary skill in the art work as can make various corresponding changes and distortion according to the present invention, but these corresponding changes and distortion all should belong to the protection domain of the appended claim of the present invention.

Claims (20)

1, a kind of personally identifiable information's integrating apparatus in order to directly to combine with existing identification card authoring system, to realize utilizing biometric information as the means that prevent to usurp, is characterized in that, includes:
One biological characteristic processing module is connected with a biological feature collection device, is converted to a biological feature coding in order to the biological characteristic that this biological characteristic gatherer is collected; And
One transmission integrate module, be connected with a reader device and this biological characteristic processing module, encode with this biological characteristic and be merged into an integrate information in order to receive a request authority checking sign indicating number that this reader device produces, and this integrate information is sent to a remote authorization system; And after receiving a mandate strain sign indicating number of this remote authorization system, this transmission integrate module is carried out a strain function according to this mandate strain sign indicating number, and transmits this mandate strain sign indicating number and carry out demonstration to this reader device.
2, personally identifiable information's integrating apparatus according to claim 1, it is characterized in that, between this reader device and this remote authorization system, this biological characteristic collector arrangement is on this personally identifiable information's integrating apparatus, in order to carry out the biological characteristic picked-up of identification cardholder.
3, personally identifiable information's integrating apparatus according to claim 1, it is characterized in that this biological characteristic gatherer can be selected from group's combination that an Image intake device, a fingerprint Image intake device and a sound waveform identification device formed one or its and make up arbitrarily.
4, personally identifiable information's integrating apparatus according to claim 1, it is characterized in that, select one in this reader device and the composition group of this transmission integrate module in order to the transmission data by existing telephone line, internet, LAN, WLAN, dedicated line and wireless bluetooth communications protocol.
5, personally identifiable information's integrating apparatus according to claim 1 is characterized in that, this transmission integrate module is by LAN, WLAN, exclusive circuit and dial and connect and select one in the group combination of network and be connected with this remote authorization system.
6, personally identifiable information's integrating apparatus according to claim 1 is characterized in that, when this mandate strain sign indicating number was the Fail Transaction code information, this transmission integrate module can be carried out this strain function after receiving this mandate strain sign indicating number.
7, personally identifiable information's integrating apparatus according to claim 1, it is characterized in that, also comprise an identification module and an alarm module, this identification module is connected with this biological characteristic gatherer and this biological characteristic processing module, and be connected to this alarm module again, and this alarm module also is connected to this transmission integrate module.
8, personally identifiable information's integrating apparatus according to claim 7 is characterized in that, this alarm module is the loudspeaker of voice messaging of pre-recording.
9, personally identifiable information's integrating apparatus according to claim 7 is characterized in that, this alarm module also is connected with a hummer or warning horn.
10, a kind of personally identifiable information's integrating apparatus, it is characterized in that, this device can also be applied to existing authoring system with identification card of data storage medium, wherein this identification card stores this biological attribute data in advance, to realize utilizing biometric information as the means that prevent to usurp; This device comprises:
One biological characteristic processing module is connected with a biological feature collection device, is converted to a biological feature coding in order to the biological characteristic that this biological characteristic gatherer is collected; And
One contrast transport module, be connected between a reader device and this biological characteristic processing module, in order to contrast that this biological characteristic gatherer absorbs and this identification card in the biological attribute data that stores in advance, after the program of contrast finishes, result according to contrast produces a transaction records information and is transferred to the remote authorization system, and this contrast transport module is carried out a strain function according to the result of this contrast, and transmits a return information and carry out demonstration to this reader device.
11, personally identifiable information's integrating apparatus according to claim 10, it is characterized in that, between this reader device and this remote authorization system, wherein in this system, install this biological characteristic gatherer, in order to the biological characteristic picked-up of identification cardholder.
12, personally identifiable information's integrating apparatus according to claim 10, it is characterized in that this biological characteristic gatherer can be selected from group's combination that an Image intake device, a fingerprint Image intake device and a sound waveform identification device formed one or its and make up arbitrarily.
13, personally identifiable information's integrating apparatus according to claim 10, it is characterized in that, select one in this reader device and the composition group of this transmission integrate module in order to the transmission data by existing telephone line, internet, LAN, WLAN, dedicated line and wireless bluetooth communications protocol.
14, personally identifiable information's integrating apparatus according to claim 10, it is characterized in that this transmission integrate module is by LAN, WLAN, exclusive circuit and dial and connect and select one in the group combination of network (dialup) and be connected with this remote authorization system.
15, personally identifiable information's integrating apparatus according to claim 10, it is characterized in that, this mandate strain sign indicating number is the authorization code of existing authoring system, after this transmission integrate module is received this mandate strain sign indicating number, stores this biological attribute data according to this mandate strain sign indicating number.
16, personally identifiable information's integrating apparatus according to claim 10, it is characterized in that, also comprise an identification module and an alarm module, this identification module is connected with this biological characteristic gatherer and this biological characteristic processing module, and be connected to this alarm module again, and this alarm module also is connected to this contrast transport module.
17, personally identifiable information's integrating apparatus according to claim 16 is characterized in that, this alarm module is the loudspeaker of voice messaging of pre-recording.
18, personally identifiable information's integrating apparatus according to claim 16 is characterized in that, this alarm module also is connected with a hummer or warning horn.
19, a kind of personally identifiable information's integrating apparatus is characterized in that, this device can also be applied to existing internet business mechanism, and this device comprises:
One biological characteristic processing module is connected with a biological feature collection device, is converted to a biological feature coding in order to the biological characteristic that this biological characteristic gatherer is collected; And
One contrast transport module, be connected between a data storage medium and this biological characteristic processing module, in order to contrast that this biological characteristic gatherer absorbs and this data storage medium in the biological attribute data that stores in advance, after the program of contrast finishes, result according to contrast produces a transaction records information, to confirm whether to enter the internet business program.
20, personally identifiable information's integrating apparatus according to claim 19, it is characterized in that this biological characteristic gatherer can be selected from group's combination that an Image intake device, a fingerprint Image intake device and a sound waveform identification device formed one or its and make up arbitrarily.
CN 200410030829 2004-04-07 2004-04-07 Personnel identifying information integrating device Pending CN1680965A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN 200410030829 CN1680965A (en) 2004-04-07 2004-04-07 Personnel identifying information integrating device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN 200410030829 CN1680965A (en) 2004-04-07 2004-04-07 Personnel identifying information integrating device

Publications (1)

Publication Number Publication Date
CN1680965A true CN1680965A (en) 2005-10-12

Family

ID=35067545

Family Applications (1)

Application Number Title Priority Date Filing Date
CN 200410030829 Pending CN1680965A (en) 2004-04-07 2004-04-07 Personnel identifying information integrating device

Country Status (1)

Country Link
CN (1) CN1680965A (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101918985A (en) * 2007-10-19 2010-12-15 P1G公司 Contactless biometric authentication system and authentication method
CN104657852A (en) * 2013-11-22 2015-05-27 宏达国际电子股份有限公司 Electronic device and authentication method thereof

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101918985A (en) * 2007-10-19 2010-12-15 P1G公司 Contactless biometric authentication system and authentication method
CN104657852A (en) * 2013-11-22 2015-05-27 宏达国际电子股份有限公司 Electronic device and authentication method thereof
CN104657852B (en) * 2013-11-22 2019-01-22 宏达国际电子股份有限公司 Electronic device and its authorization method
US10929848B2 (en) 2013-11-22 2021-02-23 Htc Corporation Electronic device for contactless payment

Similar Documents

Publication Publication Date Title
US10521798B2 (en) Digital financial transaction system
US5412727A (en) Anti-fraud voter registration and voting system using a data card
US6983882B2 (en) Personal biometric authentication and authorization device
US6581042B2 (en) Tokenless biometric electronic check transactions
US20100044430A1 (en) Automated Remittance Network
US20020021001A1 (en) Biometric authentication card, system and method
US20070078780A1 (en) Bio-conversion system for banking and merchant markets
CN102509238A (en) Bank non-cash business processing method, apparatus and system
WO2009152677A1 (en) Payment system and payment method thereof
Gokul et al. Biometric based smart atm using rfid
US20080262973A1 (en) Apparatus and method for secured commercial transactions
CN110084021B (en) Counter terminal, client and counter data interaction method and system
CN1655505A (en) Bank cashier safety system and method
US20070168295A1 (en) Verification method for personal credit purchases
CN1508746A (en) Personal identity information integrating apparatus
CN106600246A (en) Anti-theft method of bank card
RU2412484C2 (en) Secure mobile terminal for electronic transactions and secure electronic transaction system
US20100038418A1 (en) Method for biometric authorization for financial transactions
US20020122571A1 (en) Identity verification using biometrics in analog format
CN1680965A (en) Personnel identifying information integrating device
US20040128258A1 (en) Card certification and authorization system and method thereof
US20180121924A9 (en) Apparatus and method for secured commercial transactions
KR20040098407A (en) System and Method of financial transaction using Emergency Password Number
CN1877650A (en) Multiple multivariant cipher bank card system
CN112529551A (en) Block chain-based currency circulation supervision method, system, equipment and medium

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C02 Deemed withdrawal of patent application after publication (patent law 2001)
WD01 Invention patent application deemed withdrawn after publication