CN1614620A - Portable card readers and method thereof - Google Patents
Portable card readers and method thereof Download PDFInfo
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- CN1614620A CN1614620A CN 200410081336 CN200410081336A CN1614620A CN 1614620 A CN1614620 A CN 1614620A CN 200410081336 CN200410081336 CN 200410081336 CN 200410081336 A CN200410081336 A CN 200410081336A CN 1614620 A CN1614620 A CN 1614620A
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Abstract
A portable card reader consists of card seat, processor, storage, contact, power supply, switch and display screen. It is featured as inserting card into card slot for data exchange and displaying dynamic code by the screen after dynamic code fetched and operated, and having a key for inputting information and displaying, it manually. The method includes connecting card to reader, inputting information, selecting and displaying the preset input item. and receiving the selected input item information.
Description
Technical field
The present invention relates to a kind of portable card reader and card reading method thereof that is used to read and write smart card.
Background technology
In recent years, increase severely day by day to the transaction of the electronic personal of safety with such as the demand of transaction systems such as shopping online or ATM (automatic teller machine).Wherein, a matter of utmost importance of Secure Transaction is the authentication of system to the user, that is to say how to allow system identification user's identity (is everyone of this account as how discerning the user who uses ATM (Automatic Teller Machine) or Web bank to withdraw the money).
A common practice to authentification of user in the existing system provides a common magnetic card to the user exactly, stores user and account's thereof information on this magnetic card.Hair fastener unit (as bank) arranges a password with the user again, can remove the lock-out state that blocks by the input password when user uses card at every turn, make system can know user's identity.
But, when being the system identification user, the shortcoming of this method all uses an identical password at every turn, and this has just increased the user and has lost the card back by other people the illegal risk of using.Existing other personal identification methods as: adopt public key architecture (PKI) to come authenticated or server identity for the digital certificate management mechanism on basis, perhaps utilize uniqueness characteristic, as use fingerprint, retina, the way that biotechnology identification techniques such as shape of face are carried out identification, perhaps use IC-card, carrier storage key such as USB flash disk and necessary personal information etc. are as the method for the electron key of identity identifier, all rely on certain particular network or equipment, perhaps need to be equipped with the online card reader of installation, the operation more complicated, build and put the expense costliness, be of limited application.
Therefore, people have developed the portable cryptographic maker, every use once, password generator all can generate a new password (dynamic password) according to user's personal information (for example individual PIN code etc.).In general, this type of device has two kinds: first kind is device (token system) special exploitation, that have the specific software that produces password, and the problem of this device is a more complicated, the production cost height; Second kind is put on the smart card (or IC-card etc. has the card of chip) producing dynamic password " secret ", for information on the access card or data, just needs a kind of card reader.Card reader up to now is all somewhat expensive, uses complexity and bigger, is not easy to carry.Therefore need a kind of real portable card reader, both simple, production cost is low, and is easy to use again.
Summary of the invention
The present invention aims to provide and a kind ofly is used to read (depositing) and gets a kind of portable card reader that comprises the information or the data of dynamic password on the smart card (or IC-card, SIM card or the like have the card of chip), and the card reading method that adopts this card reader.This card reader has solved that existing card reader price is more expensive, and volume is bigger, and inconvenience such as carries at problem; And the card reading method that is provided can generate dynamic password at any time automatically, can be applicable among various identity authorization systems and the process.
A kind of portable card reader, comprise deck, processor, storer, contact, power supply and switch thereof, display screen, it is characterized in that: card reader is provided with card and inserts draw-in groove, card inserts the contact of card reader in draw-in groove and touches power switch, by this contact is the card power supply, clock signal is provided, and exchanges with sticking into line data, card reader shows dynamic password by display screen after reading the dynamic password data operation; Also be provided with one on the deck and be used for manual information imported card reader and being presented at input tool on the display screen, described input tool comprises function and digital selection mechanism and is used for selecting the function and the digital acknowledgement key of one of above-mentioned cuit.
Described function and digital selection mechanism are to be used for scrolling by processor default roller switch that is presented at the cuit on the display screen or digital selective key.
The default set of digits of described card reader comprises alphabetic character and numerical character, and the default cuit collection of card reader comprises at least one control character.
The card reader first-selection has the outfit of two groups of cuit collection at least, operation in second group of cuit is determined by at least one cuit of first group of cuit collection, first group of set comprised the menu of the different choice of card reader usage, and second group of cuit collection is used as the inlet of customized information; Processor in the card reader or smart card provide default cuit collection.
Producing dynamic password with smart card and card reader is an independently process, does not need to be connected with communication network.In fact, set same initial random counting in Verification System and smart card during hair fastener, just touched the power switch on the card reader when smart card inserts card reader, at this moment the circuit of card reader and smart card and battery are connected.Electrification reset just triggers the once counting of smart card so each time.The dynamic password algorithm of smart card just produces a dynamic password according to this event count and personal key.
A kind of card reading method that adopts above-mentioned portable card reader access information on the card of microarray strip, it comprises the steps:
A, will block and insert the interior reader of card reader draw-in groove and card reader and connect;
B, by the card reader input information, roll and select default cuit, this project is simultaneously displayed on the display screen of card reader, and receives selected cuit information;
The default input digit collection of described card reader has comprised alphabetic character and numerical character, and the default cuit collection of card reader can comprise at least one control character.
Described card reader first-selection has the outfit of two groups of cuit collection at least, and the cuit at least one cuit by first group of cuit collection wherein, second group of cuit could be operated; First group of set comprised the menu of the different choice of card reader usage, and chosen when a kind of usage, next group cuit collection just is used as the inlet of customized information, and processor in the card reader and/or smart card provide default cuit collection.
A described smart card and a Verification System have been set same initial random counting, when the power switch on the smart card insertion card reader shake-up card reader, the circuit of card reader and smart card is connected, electrification reset just triggers the once counting of smart card each time, and the dynamic password algorithm of smart card just produces a dynamic password according to this event count and personal key.
Be provided with encryption key in the described smart card, if enciphered message is longer, can select with an informative abstract is that hashed value substitutes this information, computation process adopts a disclosed hashing algorithm, the recipient is decrypted the hash information of receiving by using corresponding public key, if these two hashed values are complementary, after private key sends information and finishes original identification, then regard as unique validated user.
Described cryptographic algorithm is realized by smart card, this algorithm number calculates metric dynamic password according to smartcard identification sign indicating number, user ID and sequence of events, this dynamic password is the number that one group of 4-12 position of decision is set by parameter, and the sequence of events that each dynamic password generates number all can be increased in smart card and upgrade.
The present invention also can be applied to data integrity check.Whether the data that this security service can make Data Receiving person determine that former sender sends are modified.This service is according to a kind of public algorithm and mechanism, by the validation value (FVV) of a message and a file of cipher key calculation.Message receives to be carried out identical processing and calculates one second validation value according to data that receive and protocol cipher.If is consistent by the FVV that receives data computation with the FVV of reception, then message was not modified.Use card provided by the invention system, key management can be simplified greatly.
And then the present invention also can be applicable to data encryption.The mechanism of this data encryption is exactly to work out password.The encryption method making message that the product survivor of message acts and obtains earlier.Cryptographic algorithm is from expressly input generation ciphertext output by a key.The message recipient translates expressly by separating with the same algorithm of decruption key in the decipher pattern.When having identical key, message generation/sender and recipient just be called as symmetric cryptography.When message product survivor had different keys with the recipient, then this encryption method was exactly asymmetrical.When using asymmet-ric encryption method, recipient's key is known as private key, and message produces survivor's key and is called PKI.These two kinds of keys all are to produce by being called as the right specific process of public and private key.Wherein private key is stored in the smart card, and it can only be produced by card reader of the present invention, just can be read after importing correct PIN.
Above-mentioned card reader and card reading method is characterized in that: storing smart card and the generation that produces dynamic password algorithm routine and information and show that the card reader of dynamic password is independently, also can be incorporate device.
The solution that card reader of the present invention and method are provided convenience for access card information and considered according to the ratio of performance to price.Card reader is small and exquisite, is portable autonomous device, can not suffer virus attack; Card reader is simple, and low production cost can be used for the card of all types microarray strip basically.This card reader can be in general shop, bookstall and refuelling station etc. local the sale.And this card reader can be applied in a lot of different places, for example produces password and obtains bank service, management cash card, stored value card or the like.These services can be set on the different cards, also can be with some Services Combination on the same card.Because a large amount of functions is by the chip controls on the card, so same card reader can be used for the transaction of different cards.The applicability that this has just increased card reader greatly for example, presents user's information, the option that can select or the like.
Description of drawings
For the purpose of illustration, will the present invention be described in further detail by the example in the accompanying drawing below.Institute's accompanying drawing comprises:
Fig. 1 a: card reader vertical view;
Fig. 1 b: card reader upward view;
Fig. 2: card reader structural representation block diagram;
Fig. 3: card reader application system synoptic diagram;
Fig. 4: card reader application flow block diagram.
Embodiment
Among Fig. 1, card reader 1 has comprised a reception by the deck of the draw-in groove of Card Reader (11) form.The card here can be the card of any band hardware processor, for example a storage card.These cards are called as smart card or integrated circuit card (ICC).
Card reader has comprised display screen (12) and input tool.This input tool has comprised one and has been used for the roller (13) that scrolling is displayed on the default cuit on the display screen (12), and the function key (14) that is used for selected described cuit.
Fig. 2 is a schematic block diagram, and card reader has comprised a processor (17) and a battery (16) that makes the card reader power self-support, and processor can be a routine, for example CPU of a commercial usefulness.Processor (17) receives input information from input tool (13,14) with the card (2) that is connected by draw-in groove (11).The output of from processor is sent to display screen (12) or card (2).Electricity from power supply (16) is sent to processor (17), and is assigned to the parts that are used for other operations and needs electricity, for example the chip on display screen and the card.
Be using electricity wisely, between battery and processor, be provided with a switch.This switch can manual operations, but the most practical design is still when card insertion deck, and power supply is connected automatically.
When in use, card inserts in the card reader draw-in groove, and display screen is to user's display message.What the user at first saw is or several cuits that first default cuit is concentrated.For example, these cuits can be to indicate the character string of one of some application functions that card reader can provide, as " password ", " cash " and " bank ".And, also can further select, for example " Web bank ", " automatic teller machine ", " telephone bank ", " authentication ", " signature ", or the like.
Some possible more detailed application are discussed below.Default cuit collection is placed on card reader or the card, and when user's rotation roller, cuit also is presented at the cuit of current selection on the display screen simultaneously by scrolling.But some cuits may need also to show that simultaneously the project of so current selection will be used high brightness that underscore or similar fashion show.By pressing button or button (14), the current project of choosing is sent back to processor, and this information also is sent on the card.
After this, second default cuit collection is used, according to application need, and input characters character or numerical character password, for example PIN (Personal Identification Number) or similarly information.
Under the situation of alphabetic character of input or numerical character password, all possible input value all is present in the delegation of display screen, and therefore, different projects will continue to show in the mode of high brightness or mark by rotation roller.
May be as the character string of password input: " 1 ", " 2 ", " 3 ", " 4 ", " 5 ", " 6 ", " 7 ", " 8 ", " 9 " and " 0 ".When project was chosen, item selected was displayed on an independent sector of display screen, occurred for example in top delegation that may cuit, and according to their chosen orders.
Further, the character string of this input can comprise control item, as " rollback ", " deletion ", " time master menu ", " enter next step/finish " and similar project.
Card reader has a kind of form of extension, its length be no more than by the Card Reader card wide 50%.The card reader of a credit card-sized, typical dimensions are 67mm * 28mm * 11mm.Weight is generally 25-30g less than 50g.
Want to discern the information such as PIN (Personal Identification Number) of correct input by card, and can produce disposal password.Some is used a key or similar password is passed to card reader.This key or password generally are the four figures forms, but also can be with other data or character.
When bank of needs generation accessed to your password, at first the scrolling roller was also pressed OK key input PIN code, and this can select in the middle of character string " back 1234567890 ok ".PIN code is used to untie the locking of card.If selected the number of a mistake, the user is as long as scrolling arrives " rollback " button removing then.Import after the correct PIN, display screen shows the new disposal password that produces.
When needs produced digital signature, the user imported a signature numeral, and this numeral can be provided by the ISP by PC or phone, so just can produce a signature key and be presented on the display screen with blocking.
When jig has the cash card function, so-called stored value card (e-purse), PIN (Personal Identification Number) (pin-code) etc. just is used to the information on the access card.After this, the scrolling roller can obtain following information from the reader display screen:
Remaining sum on the card;
The last amount;
In order to produce password and key etc., some kinds of algorithms have been understood and have been used, as DES, 3DES, IDEA, AES and RSA.And the present invention can support the algorithm that all are suitable.
Card reader provided by the invention can be used on network, and Fig. 3 is a card reader application system synoptic diagram, and Fig. 4 is a card reader application flow block diagram.The user uses card (2) and card reader (1) access dynamic password (OTC) or the like, with password entry terminal equipment (3), as a PC, mobile phone, landline telephone, personal digital terminal etc., terminal device is connected with network (4), as public telephone network, wireless network or a computer network (LAN (Local Area Network) LAN or wide area network WAN), INTERNET etc.In fact, the network of some kinds of other types and terminal also can be used.Password passes through Network Transmission, and is used for one or several application (5,6).
Above-mentioned application example can also adopt a lot of different modes, and for example: the mode of input information and selection function is more than the mode of carrying out with roller.Understanding when of the present invention, the professional and technical personnel can carry out different application according to foregoing description.
Claims (10)
1, a kind of portable card reader, comprise deck, processor, storer, contact, power supply and switch thereof, display screen, it is characterized in that: card reader is provided with card and inserts draw-in groove, card inserts the contact of card reader in draw-in groove and touches power switch, by this contact is the card power supply, clock signal is provided, and exchanges with sticking into line data, card reader shows dynamic password by display screen after reading the dynamic password data operation; Also be provided with one on the deck and be used for manual information imported card reader and being presented at input tool on the display screen, described input tool comprises function and digital selection mechanism and is used for selecting the function and the digital acknowledgement key of one of above-mentioned cuit.
2, a kind of portable card reader according to claim 1 is characterized in that: described function and digital selection mechanism are to be used for scrolling by processor default roller switch that is presented at the cuit on the display screen or digital selective key.
3, a kind of portable card reader according to claim 1 is characterized in that: the default set of digits of described card reader comprises alphabetic character and numerical character, and the default cuit collection of card reader comprises at least one control character; The card reader first-selection has the outfit of two groups of cuit collection at least, operation in second group of cuit is determined by at least one cuit of first group of cuit collection, first group of set comprised the menu of the different choice of card reader usage, and second group of cuit collection is used as the inlet of customized information; Processor in the card reader or smart card provide default cuit collection.
4, the card reading method of the described portable card reader of a kind of claim 1, it comprises the steps:
A, will block and insert the card reader draw-in groove and connect with reader in the card reader, and the shake-up of the contact on card reader power switch, make card reader and card enter duty;
B, by the function on the card reader and digital selection mechanism, digital acknowledgement key, select to preset cuit according to symbol of the prompts displayed on the display screen and use, this project is simultaneously displayed on the display screen of card reader;
C, card reader receive selected cuit information, and with related data with stick into the row exchange; Card is read the related data of card reader, calls corresponding password generating routine, by computing, code data is passed to card reader;
D, card reader carry out the data that transmit to show after the computing on display screen.
5, card reading method according to claim 4, it is characterized in that: the default input digit collection of described card reader has comprised alphabetic character and numerical character, the default cuit collection of card reader can comprise at least one control character, and control character is " deletion ", " rollback ", " importing/finish " or " returning master menu ".
6, according to claim 4 or 5 described card reading methods, it is characterized in that: described card reader first-selection has the outfit of two groups of cuit collection at least, cuit at least one cuit by first group of cuit collection wherein, second group of cuit could be operated; First group of set comprised the menu of the different choice of card reader usage, and chosen when a kind of usage, next group cuit collection just is used as the inlet of customized information, and processor in the card reader and/or smart card provide default cuit collection.
7, card reading method according to claim 6, it is characterized in that: a described card and a Verification System have been set same initial random counting, when the power switch on the smart card insertion card reader shake-up card reader, the circuit of card reader and smart card is connected, electrification reset just triggers the once counting of smart card each time, and the dynamic password algorithm of card just produces a dynamic password according to this event count and personal key.
8, card reading method according to claim 4, it is characterized in that: be provided with encryption key in the described card, if enciphered message is longer, can select with an informative abstract is that hashed value substitutes this information, computation process adopts a disclosed hashing algorithm, and the recipient is decrypted the hash information of receiving by using corresponding public key, if these two hashed values are complementary, after private key sends information and finishes original identification, then regard as unique validated user.
9, according to claim 7 or 8 described card reading methods, it is characterized in that: described cryptographic algorithm is realized by blocking, this algorithm number calculates metric dynamic password according to smartcard identification sign indicating number, user ID and sequence of events, this dynamic password is the number that one group of 4-12 position of decision is set by parameter, and the sequence of events that each dynamic password generates number all can be increased in smart card and upgrade.
10, according to claim 5,8 or 9 described card reading methods, it is characterized in that: smart card is the smart card through the card sending system personalization, comprises SMART card, EMV card or the SIM card of any Java-based or Multos-based; The card reader of smart card and generation and demonstration dynamic password is separate, or is incorporate.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200410081336 CN1614620A (en) | 2004-11-26 | 2004-11-26 | Portable card readers and method thereof |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 200410081336 CN1614620A (en) | 2004-11-26 | 2004-11-26 | Portable card readers and method thereof |
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| CN1614620A true CN1614620A (en) | 2005-05-11 |
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Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2010075730A1 (en) * | 2008-12-31 | 2010-07-08 | 北京飞天诚信科技有限公司 | Multifunctional card reader and implementation method thereof |
| CN102043933A (en) * | 2009-10-21 | 2011-05-04 | 深圳Tcl新技术有限公司 | SD (Secure Digital) card reader module with controllable operating state |
| CN102054184A (en) * | 2011-01-04 | 2011-05-11 | 上海众人网络安全技术有限公司 | System and method for realizing real-time transaction data information display of double-interface smart card |
| CN102194089A (en) * | 2011-06-17 | 2011-09-21 | 深圳市联祥瑞实业有限公司 | Card reader of multi-application IC (integrated circuit) card and time-sharing card reading method |
| CN102194088A (en) * | 2011-06-17 | 2011-09-21 | 深圳市联祥瑞实业有限公司 | Sub-region card reading method and sub-region card reader for multi-application IC (integrated circuit) card |
| CN101781659B (en) * | 2009-01-21 | 2012-06-27 | 河南大学 | Application of arabidopsis gene ROI1 in aspect of high temperature stress resistance of plants |
| CN103475658A (en) * | 2011-04-06 | 2013-12-25 | 天地融科技股份有限公司 | Dynamic password generating method and device and authentication method and system |
| CN101587532B (en) * | 2008-05-20 | 2014-04-30 | 锐迪科微电子（上海）有限公司 | Controller special for storage card, and control method and control system for storage card |
| WO2014135017A1 (en) * | 2013-03-06 | 2014-09-12 | 天地融科技股份有限公司 | Method and system for transactions using smart card having electronic signature function |
| CN104126292A (en) * | 2011-12-30 | 2014-10-29 | 威斯科数据安全国际有限公司 | Strong authentication token with visual output of pki signatures |
| CN104615963A (en) * | 2015-01-20 | 2015-05-13 | 天地融科技股份有限公司 | Portable card reader |
| CN104615965A (en) * | 2015-01-23 | 2015-05-13 | 天地融科技股份有限公司 | Portable card reader |
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2004
- 2004-11-26 CN CN 200410081336 patent/CN1614620A/en active Pending
Cited By (15)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN101587532B (en) * | 2008-05-20 | 2014-04-30 | 锐迪科微电子（上海）有限公司 | Controller special for storage card, and control method and control system for storage card |
| US8888000B2 (en) | 2008-12-31 | 2014-11-18 | Feitian Technologies Co., Ltd. | Card reader with multiple functions and a method for implementing the same |
| WO2010075730A1 (en) * | 2008-12-31 | 2010-07-08 | 北京飞天诚信科技有限公司 | Multifunctional card reader and implementation method thereof |
| CN101781659B (en) * | 2009-01-21 | 2012-06-27 | 河南大学 | Application of arabidopsis gene ROI1 in aspect of high temperature stress resistance of plants |
| CN102043933A (en) * | 2009-10-21 | 2011-05-04 | 深圳Tcl新技术有限公司 | SD (Secure Digital) card reader module with controllable operating state |
| CN102043933B (en) * | 2009-10-21 | 2014-07-09 | 深圳Tcl新技术有限公司 | SD (Secure Digital) card reader module with controllable operating state |
| CN102054184A (en) * | 2011-01-04 | 2011-05-11 | 上海众人网络安全技术有限公司 | System and method for realizing real-time transaction data information display of double-interface smart card |
| CN102054184B (en) * | 2011-01-04 | 2016-09-07 | 上海众人网络安全技术有限公司 | A kind of realize the system and method that double-interface smart card real-time transaction data information shows |
| CN103475658A (en) * | 2011-04-06 | 2013-12-25 | 天地融科技股份有限公司 | Dynamic password generating method and device and authentication method and system |
| CN102194089A (en) * | 2011-06-17 | 2011-09-21 | 深圳市联祥瑞实业有限公司 | Card reader of multi-application IC (integrated circuit) card and time-sharing card reading method |
| CN102194088A (en) * | 2011-06-17 | 2011-09-21 | 深圳市联祥瑞实业有限公司 | Sub-region card reading method and sub-region card reader for multi-application IC (integrated circuit) card |
| CN104126292A (en) * | 2011-12-30 | 2014-10-29 | 威斯科数据安全国际有限公司 | Strong authentication token with visual output of pki signatures |
| WO2014135017A1 (en) * | 2013-03-06 | 2014-09-12 | 天地融科技股份有限公司 | Method and system for transactions using smart card having electronic signature function |
| CN104615963A (en) * | 2015-01-20 | 2015-05-13 | 天地融科技股份有限公司 | Portable card reader |
| CN104615965A (en) * | 2015-01-23 | 2015-05-13 | 天地融科技股份有限公司 | Portable card reader |
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Open date: 20050511 |