CN1302035A

CN1302035A - Trade system needing no trade house

Info

Publication number: CN1302035A
Application number: CN99120666A
Authority: CN
Inventors: 赵频
Original assignee: Individual
Current assignee: Individual
Priority date: 1999-12-27
Filing date: 1999-12-27
Publication date: 2001-07-04
Also published as: CN101350087A

Abstract

Companies, such as a providing stock exchange and other financial service, needs no exchange place and needs only exchange trust system, computer system, checking and business report system, bank transferring system, computer printing system, etc. connected to the host computer system of stock exchange. The present invention makes it possible to reduce expenses in field and man power of the company.

Description

Need not the transaction system device of transaction place

The present invention relates to a kind of transaction system device that need not the transaction place.

Along with the reduction of interest on deposit, country also advocates and carries out various investments except that encouraging national the increasing the consumption, is a kind of investment way of making earnest efforts at present of resident inside the city and invest in stock, and the people of speculation in stocks is more and more.Because domestic resident's income is low, computer is not also popularized, add the Internet utilization fee height, really the people who sees the market speculation in stocks by computer also seldom, even the computer popularity rate is higher later on, when Internet utilization fee is hanged down, really see that by computer the people of market speculation in stocks can be not too many yet, can't utilize computer to see the market speculation in stocks because most stock invester is on duty.Be exactly that the computer popularity rate is higher abroad, under the low situation of Internet utilization fee, really see that by computer the people of market speculation in stocks also has only more than 20%.Particularly among more than 4,000 ten thousand the stock invester, the casual household is in the great majority, and the means that they obtain information are few, and therefore many securities broker companies all will set up many transaction places not of uniform size in the different regions in a city.In order to attract more client as much as possible, these transaction places often be located at the urban district main roads around, and the transaction place that many areas of remote districts, city, small and medium-sized cities, most cities and towns and rural area all do not have the stock trader to establish, these places have many people often to abandon speculation in stocks because transaction is inconvenient, but there is the people of investment stock market strength in these places, have several ten million at least.The stock trader generally will set up big On the Tape screen in the transaction place, and information desk is set, and personnel arrange work, arrange facilities such as many magnetic card exchange, TV market screen, also will place many seats, the right issue people are seated and see market, cold air is provided summer, heating installation is provided winter, also will provide boiling water at ordinary times.In order to strive for more client, the transaction place is that one of a ratio is comfortable, luxurious, traction equipment also is advanced person of a ratio, marble ground, central air conditioner can be found everywhere, except the small part transaction place is the industry of securities broker company oneself, most of transaction place all is that securities broker company rents, and adds the staff who serves the transaction place, will spend many money over a year.When market are good, the transaction place is overstaffed, just dislike and occupying a narrow space, traction equipment is also not enough, the influence transaction, the stock invester is that complaints are heard everywhere sometimes, a securities broker company that has ready conditions opens a business on every side, the stock invester often abandons poor and goes, and this trend is forcing each securities broker company constantly to improve various hardware and software facilities.But during the market difference, meagrely-populated in the transaction place, it is empty to seem again, but various facilities, all must open as changes in temperature gas, magnetic card exchange, TV market screen, big On the Tape screen, electric light, the staff can not lack, income of transaction service charge is paid these expenses not enough during this, if get off once not decent big market or decent several times intermediate market-year, I'm afraid that many securities broker companies all will lose, close down, even the industry of oneself is counted its spending of depreciation in and also be can't stand.Because " after all,the wool still comes from the sheep's back ", these expenses often all will be calculated in stock invester's transaction service charge, cause the height of domestic stock trader's transaction service charge receipts.Be 3 ‰ at present, add stamp tax 4 ‰ when the stock invester concludes the business, want 14 ‰ back and forth for one.And external stock invester's transaction cost will be low many, its-individual total expenses back and forth have as long as turnover about 5 ‰, contrast differences is apart from bigger.Particularly domestic stock trader on one's own account, need not pay 3 ‰ service charge, the stock trader who has also may give certain preferential to the rich and influential family on continuing to pay dues, casual household and they are not concluded the business on a surface level, cause the casual household often to entangle firm because of the friendship short of money tranaction costs of earning back and forth, sometimes only sharing money to be reluctant to dishing out for difference is several entangles several yuan and entangle firm for a long time firm, even reaches several years.Many people are arranged because predicting certain stock can go up, but the money of earning after buying may only replace enough stock trader and stock exchange to do manual work, and abandon agiotage, thereby the inactive turnover of trading is reduced, if can reduce tranaction costs, will impel brisk trade, trading volume rises.And trading volume rises, the also corresponding increase of the income of stock trader and stock exchange.Though 4 ‰ stamp tax is that the tax revenue stock trader of country is inactive,, if any the stock trader take measures to reduce service charge, will impel the rising of our company's trading volume, oneself income is scolded adds.Because the stock trader has set up many transaction places not of uniform size, add and employ the employee who keeps the transaction place running that cause running cost tool height not down, the transaction service charge can't descend.But if can a kind of transaction system device that need not the transaction place of Application and Development, carry out no aspectant method of service, just can address this problem, reduce stock trader's running cost greatly, make and reduce the transaction service charge and become possibility.Because the exchange hour of stock market is the 9:30-11:30 of MONDAY to FRIDAY now, 13:00-15:00, and most during this period of time stock invester is on duty, therefore present mode of doing business brings all inconvenience for the big stock invester of portion: the one, and the stock invester must just can take the schedule of dealing of computerized print to the loco in exchange hour or a certain certain period of time; The 2nd, only near the several hrs exchange hour just can be deposited and withdrawn or transfer accounts, and has crossed and just can't deposit and withdraw during this period of time or account transfer, printing calculator schedule of dealing.To can not be very inconvenient the stock invester that exchange hour goes, and what if having time often go to the transaction place is some retirements, be laid off, the people who does not have office hours or have no regular occupation, there are many people to be converted into professional stock invester among them, the casual household stock invester of the overwhelming majority will go to work, it is the not free transaction place of often going, they pass through pager often, newspaper, phone waits understands quotations on the stock market, it doesn't matter to have or not the transaction place concerning them, therefore only be subjected to 2 ‰ or the service of the service charge of still less concluding the business if there is securities broker company to offer the no deal place, can attract a considerable amount of existing stock investers, particularly also can attract the remote districts, city, small and medium-sized cities, a large amount of potential stock investers in cities and towns and the rural area, the securities broker company that estimates to offer this service can absorb the stock invester of 506-1000 ten thousand in a short time, can absorb the stock invester more than 1,000 ten thousand for a long time.

The objective of the invention is to provide a kind of transaction system device that need not the transaction place, borrow stock market, phase, foreign exchange transaction need not to set up the transaction place when professional carrying out to make financial service subsidiary such as security, can reduce cost widely, reduce and collect the transaction service charge, stock invester etc. is benefited, simultaneously the company that carries out this service is in an advantageous position in competition, obtains better economic benefit.

The object of the present invention is achieved like this:

Relevant bank with each of securities broker company signs an agreement, entrust signatory bank to handle the depositing and withdrawing of stock invester of opening an account in the said firm for it, business such as account transfer or printing schedule of dealing, as long as a part of equipment (as ATM (automatic teller machine) etc.) is acquired or transformed in bank and securities broker company, again write the relative program of computing machine, just can make bank and securities broker company in 24 hours, keep information opened, the stock invester can freely withdraw the money in the random time of every day by the clerk counter or the ATM (automatic teller machine) of banking system, account transfer and printing calculator schedule of dealing, the normal business hours deposit and withdraw in bank, and bank with good conditionsi can deposit and withdraw in 24 hours, account transfer and printing calculator schedule of dealing.Beneficial to the stock invester like this, can reduce the expenditure of tranaction costs, but also can deposit and withdraw nearby at any time easily, account transfer and printing calculator schedule of dealing.Like this security card and bank card can two card and, give the stock invester, securities broker company and bank have all brought convenience, in securities broker company and the relevant bank bargain transaction entrusting system is housed, inquiry and transation report-back system, deposit and withdraw and account transfer of silver card and printing calculator schedule of dealing system, equipment such as computer host system, to telecommunication bureau's application main line, accept stock invester's consignment business transaction, the inquiry quotations on the stock market, inquiry bargain transaction result, inquiry the balance of funding, seek advice from relevant issues and carry out that the silver card is transferred accounts and deposited and withdrawn etc., also can oneself found paging centers or with relevant paging centers, communication company signs an agreement, by modern communication equipment such as pager or mobile phones to sending relevant news with the signatory stock invester of our company is instant, stock comment, quotations on the stock market, information such as conclusion of the business result.When securities broker company signs agency agreement with the stock invester who opens an account in our company, should stipulate the rights and duties of each side, formulate various transaction, inquiry and transation report-back, deposit and withdraw and multiple mode of doing business such as account transfer and printing calculator schedule of dealing is selected for the stock invester that opens an account, both sides sign agreed agency agreement.Preferable scheme is: securities broker company is to the stock invester who opens an account in our company stock market information machine of giving with good conditionsi, make them can receive at any time that quotations on the stock market conclude the business, development along with technology, the function of stock market information machine can be from strength to strength, the information of its transmission will with trading hall in more and more approaching.If can take above-mentioned measure, to receive that in the whole nation 5,000,000 stock investers calculate, 30,000 yuan of average each household funds, stock investor provision just has 1,500 hundred million yuan, average each stock invester bargain transaction in full of accumulative total each twice, annual volume just has 6,000 hundred million yuan, if collect 2 ‰ transaction service charge, the year transaction commission income of company is exactly 1,200,000,000 yuan, removes spendings such as equipment amortization, personnel's wage, rent or house depreciation, estimates that annual return has more than 600,000,000 yuan.In fact if can take above-mentioned measure, will attract more stock invester, promote the stock invester's of the said firm transaction count, annual volume may be more much higher than the turnover of estimating.Company's benefit of therefore founding this service will be very considerable.If national appropriate authority does not allow to reduce the transaction service charge, the said firm can take the mode of giving coupon or various article to the stock invester to certain the time by the accoumulation of discount of turnover 1 ‰, to compensate for this part service charge of concluding the business.Crucial one is to need only the place that bank, phone, paging etc. are served, carry out the financing corporations such as security of no deal place business, just financial business such as stock market can be done thereunto, estimate that this business can cover most of area, the whole nation, therefore the company that carries out this business can suddenly become nationwide major company.

The present invention is because as long as be provided with bargain transaction entrusting system, computer host system, inquiry and transation report-back system, deposit and withdraw and the silver card is transferred accounts and systems such as printing calculator schedule of dealing system in financing corporation such as security and relevant bank, between these systems and with the system of communication companies such as Shanghai, Shenzhen stock exchange computer host system, bank, phone, paging between be connected reliable in structure and realizing easily with the modern communication technology.

The present invention is further described below in conjunction with drawings and Examples.

Fig. 1 is a frame principle figure of the present invention.

The computer host system 4. of financing corporation such as 1. bargain transaction entrusting systems, 2. Shanghai, Shenzhen stock exchange computer host system 3. security inquiry and transation report-back system 5. deposits and withdraws and account transfer of silver card and printing calculator schedule of dealing system among the figure

In Fig. 1, equipment and staff such as whole transaction system device no deal place and contained changes in temperature gas, magnetic card exchange, TV market are shielded, big On the Tape screen, has only bargain transaction entrusting system (1), Shanghai, Shenzhen stock exchange computer host system (2), the computer host system of securities broker company (3), inquiry and transation report-back system (4) deposit and withdraw and account transfer of silver card and printing calculator schedule of dealing system compositions such as (5), and these systems are connected by modern mechanics of communication.The stock invester to signatory the opening a bank account and handle relevant formalities of securities broker company's (offer no deal place service), guarantee deposit can carry on transactions, after securities broker company accepts client's trust by bargain transaction entrusting system (1), the processing of the computer host system (3) of process securities broker company, report and submit stock exchange (2) to conclude the business to transaction up to specification, can in time circulate a notice of to give the stock invester by inquiry and transation report-back system (4) as striking a bargain, the stock invester also can be at any time to inquiry and transation report-back system (4) inquiry.The stock invester will deposit and withdraw or print schedule of dealing and can handle to the clerk counter or the ATM (automatic teller machine) of relevant bank at any time, also can transfer accounts with phone at any time and inquire about.Because development of modern scientific technology is very fast, having the transaction that more interactive device can be used for the no deal place in the near future is winding apparatus, as bidirection pager, ICQ, PDA etc., therefore the company that carries out the service of no deal place should follow the tracks of up-to-date technology at any time, in time change up-to-date, better equipment comes to be customer service, same this service also can be used in the financial transactions such as foreign exchange, futures.

Claims

1. transaction system device that need not the transaction place, it is characterized in that: financial service subsidiaries such as security are provided with the transaction system device in no deal place, this system and device contains the bargain transaction entrusting system, the computer host system of financing corporations such as security, inquiry and transation report-back system, deposit and withdraw and account transfer of silver card and printing calculator schedule of dealing system etc., between them and and Shanghai, be connected with the modern communication technology between the computer host system of financial transaction systems such as Shenzhen stock exchange, but do not contain the many magnetic card exchange that are provided with in transaction place and the transaction place, TV market screen, facilities such as big On the Tape screen are not provided with information desk and arrange the attendant to provide aspectant financial transaction service for the client.

2. the transaction system device that need not the transaction place according to claim 1, it is characterized in that: financing corporations such as security only set up service companies such as bargain transaction entrusting system, security computer host system, inquiry and transation report-back system, deposit and withdraw and silver card account transfer and printing calculator schedule of dealing system etc., be connected with the modern communication technology between them.

3. the transaction system device that need not the transaction place according to claim 1 is characterized in that: be connected with the modern communication technology between the transaction system device that need not the transaction place that financing corporations such as security set up and the computer host system of financial transaction systems such as Shanghai, Shenzhen stock exchange.

4. the transaction system device that need not the transaction place according to claim 1, it is characterized in that: by traction equipment is transformed, again write computer program, make directly inquiry and transation report-back, deposit and withdraw and the account transfer of silver card and the service of printing calculator schedule of dealing are entrusted to signatory bank and handled in the face of the client.

5. the transaction system device that need not the transaction place according to claim 1, it is characterized in that: financing corporations such as security, be provided with the transaction system device that need not the transaction place, this system and device does not contain facilities such as the many magnetic card exchange, the TV market that are provided with in transaction place and the transaction place are shielded, big On the Tape screen, information desk is not set and arranges the attendant to provide aspectant transactional services for the client.