CN1296863C - Automatic banking machine and system - Google Patents

Automatic banking machine and system Download PDF

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CN1296863C
CN1296863C CNB991101731A CN99110173A CN1296863C CN 1296863 C CN1296863 C CN 1296863C CN B991101731 A CNB991101731 A CN B991101731A CN 99110173 A CN99110173 A CN 99110173A CN 1296863 C CN1296863 C CN 1296863C
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server
machine
banking machine
transaction
data
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CN1254141A (en
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布鲁塞G·理查德
保罗 德拉蒙德 杰伊
布莱克桑 戴尔
鲍勃A·西乔
约瑟夫C·埃斯
马克A·蒙艾利斯
戴维W·韦斯
马克D·史密斯
丘奇 詹姆斯
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迪布尔特有限公司
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Priority to US09/193,627 priority patent/US6539361B1/en
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Abstract

自动化银行业务机(12)响应与本地计算机系统(14)通过内部网络(16)互换的HTML文档和TCP/IP报文及响应与广域网(18)内的国外服务器(20,22,24,26,28,96)互换的报文,可有效进行交易。 Automated banking machine (12) in response to the local computer system (14) via an internal network (16) exchange of HTML documents and TCP / IP packets and response to the wide area network within the foreign server (18) (20, 22, 26,28,96) exchange of messages, which can effectively carry out the transaction. 银行业务机包含一具有HTML文档处理部分(76,80,82)的计算机(34)。 Banking machine includes a computer having (34) HTML document processing section (76,80,82) of. HTML文档处理部分通过代理服务器(88)与内部网络内的本地HTTP服务器(90),或与广域网内的国外服务器有效通信。 HTML document handling portion through a proxy server (88), or in operative communication with a local HTTP server (90) within the internal network with the foreign server within the wide area network. 计算机还包括一设备应用部分(84),它发送报文以操作在自动化银行业务机内的设备(36)。 The computer further includes a device application portion (84), it sends a message to the operating device (36) in the automated banking machine.

Description

自动化银行业务机和系统 Automated banking machines and systems

本发明涉及自动化银行业务机。 This invention relates to automated banking machines. 特别是本发明涉及能用于广域网的自动化银行业务机的设备和系统,本发明能够为客户提供从用户本地机构到由其他机构操作的银行业务机所熟悉的接口,且为机器的输出提供较大选择的能力。 In particular present invention relates to an apparatus and system for automated banking machines WAN, the present invention is able to provide the user of the local mechanism to the banking machine by other means operated familiar interface, and to provide a more output machine a large selection of abilities.

自动化银行业务机是众所周知的。 Automated banking machines are well known. 由客户使用的一种通常类型的自动化银行业务机是一种自动出纳机。 A common type of automated banking machine used by the client is an automatic teller machine. 自动出纳机允许客户进行银行业务交易。 ATM allows customers to conduct banking transactions. 可以用自动出纳机进行的普通银行业务交易包括发放现金,储蓄,帐户间的资金转移,帐单支付和帐户余额的询问。 Normal banking transactions can be carried out with an automatic teller machine, including the release of funds transfers between cash, savings accounts, bill payment and account balance inquiry of. 客户可进行的银行业务交易的类型取决于特定银行业务机的能力和操纵机器的金融机构的程序设计。 Type of business transaction banking customers can depend on the ability to program and operate the machine in a particular financial institution banking machine design. 其它类型的自动化银行业务机允许为客户转帐或转移资金。 Other types of automated banking machines to allow customers to transfer money or transfer funds. 其它自动化银行业务机类型可打印或发给有价值项目,例如:公债等的息票、票据、保单、凭证、支票、食品票、汇票、临时证或旅游支票。 Other types of automated banking machines may print or send valuable items, such as: such as coupon bonds, bills, insurance policies, vouchers, checks, food tickets, money orders, travelers checks or a temporary certificate. 为了描述本发明起见,自动化银行业务机或自动化事务处理(交易)机将拥有可进行包括转移价值在内的交易的任何设备。 The sake of description of the invention, automated banking machine or automated transaction processing (transaction) machine will have any device may include transactions, including the transfer value.

目前的自动出纳机是在专有的通信网络内运行的。 The automated teller machine is currently operating in a proprietary communications network. 这些网络将由金融机构和其它组织操作的自动出纳机互连。 These networks by financial institutions and other organizations ATM interconnection operation. 如果,国外(外地)机构的银行业务机与包括用户的机构在内的网络是互连的,这些网络的互连往往允许用户利用另一机构所操纵的银行业务机。 If foreign (outside) means a banking machine including a user with a mechanism is interconnected networks, these networks are often interconnected using another mechanism allows the user to manipulate the banking machine. 然而,当客户操纵外国机构的机器时,客户必须使用由国外机构为其银行业务机所制定的客户接口操作该机器。 However, when foreign institutional customer to operate the machine, the customer must use the client by the foreign institution to develop its banking machine interface to operate the machine. 此外,客户还受到由国外(外地的)机构提供的交易选择性的限制。 In addition, customers also limited trading selectivity provided by foreign institutions (the field).

当客户使用一国外机构的银行业务机时会遭遇到种种困难。 When customers use a banking machine to foreign institutions will encounter difficulties. 这些问题是由于客户不熟悉由国外机构操作的机器类型而产生的。 These problems are due to the type of customers are not familiar with foreign institutions by the machine operation generated. 往往可能因为客户不知道按下哪一个按键或驱动哪一个部位来完成所需的交易而造成困难。 Probably because the customer often does not know which key is pressed or which part of the drive to complete the necessary transactions difficult. 国外机构机器上的交易流程与由客户本地机构所运用的机器上的交易流程可能有显著的不同。 Transaction process on the machine with foreign institutions by the customer transaction process on local institutions to use the machine may have significantly different. 当来自其它国家的用户不熟悉银行业务机的类型或不熟悉由外国机构提供的接口语言时就更会特别成问题。 When users from other countries are not familiar with the type of banking machine or unfamiliar language interface provided by foreign institutions will be more particularly problematic. 同样,在一自动化银行业务机内的打印机上打印的资料,通常会限于用单一语言的有限的几种规定格式。 Similarly, the information printed on the printer in an automated banking machine, usually restricted to a limited number of provisions with a single language format.

国外机构也可能提供不同于客户在本地机构所熟悉的类型的交易事项。 Foreign institutions may also offer clients different from the transaction in the local organization familiar type. 例如,客户的本地机构可通过它们的自动化银行业务机为客户进行帐户之间的资金转移,使用户在较高利息帐户中保持其资金直到需要用为止。 For example, the customer's local institutions can transfer funds between accounts for customers through their automated banking machines, allowing users to keep their money until the need to use up a higher interest account. 如果国外机构不具备这种能力,当用户操作国外机器时就不能做到这一点。 If foreign institutions do not have this ability, when the user operates the machine abroad can not do it. 用户不能在国外机器上进行他们所习惯的交易事项时就会成问题。 It will be a problem when users can not make transactions they are accustomed to on foreign machinery.

操作自动出纳机或其它类型的自动化银行业务机的网络通常操作专有网络,访问专有网络是受到限制的。 Network operating automatic teller machines or other types of automated banking machines generally operate proprietary network, a proprietary network access is restricted. 这是为了有必要防止舞弊或窜改网络或用户的帐目。 This is necessary to prevent fraud or tampering with the network or user accounts. 专有网络一般也用于传输信用卡报文和其它金融交易报文。 Proprietary networks generally used to transmit packets credit card and other financial transaction messages. 访问这些信用卡处理系统也是受到限制的,主要是为了保证安全的目的。 Access to these credit card processing systems are also limited, mainly to ensure security.

在广域网上的通信使得在远程位置之间的报文传递成为可能。 Communications over the WAN so that the message transfer between remote locations is possible. 最佳的已知广域网是因特网(国际互联网),它可以用于提供遍及全球的计算机之间的通信。 Best known WAN is the Internet (the Internet), it can be used to provide communication between computers throughout the world. 因为因特网不是一种保密系统,所以没有被广泛使用在金融交易报文上。 Because the Internet is not a secure system, it is not widely used in the financial transaction messages. 预定在某一特定计算机地址接收的报文可能会在其它地址上被截取而没有发觉。 But we did not find a predetermined computer at a particular address of the received packets may be intercepted at other addresses. 因为报文可能在地球上不是所期望的接收位置被截取,这是造成潜在的舞弊和腐败的根源。 Because the messages may not be receiving the desired position is taken in the earth, which is the root cause of potential fraud and corruption.

许多公司开始提供在因特网上进行比较保密的报文传输的方法。 Many companies began offering methods were compared confidentiality of messages transmitted over the Internet. 加密技术也被用于因特网报文。 Encryption technology is also used for Internet messages. 然而,因特网的开放性使它在金融报文特别是与自动化银行业务机的操作有关的金融报文传送方面的应用受到限制。 However, the openness of the Internet is that it is limited in the application of financial messaging especially with the operation of automated banking machines aspects related to the transfer of financial messaging.

在广域网内的报文可使用传输控制协议/网际协议(“TCP/IP”)加以传送。 Packets within the wide area network may be transmitted using Transmission Control Protocol / Internet Protocol ( "TCP / IP"). 在美国专利No.5,706,422提出的一系统的实例中,其中储存在数据库内的金融信息是通过—使用TCP/IP报文的专用广域网而存取的。 In the example of a system proposed in U.S. Patent No.5,706,422, wherein the financial information is stored in the database by - private wide area network using TCP / IP packets and accessed. 在上述使用TCP/IP网络中传送的报文可包括“文档”(也称之为页面)。 In the packet transfer using TCP / IP network may include a "document" (also called a page). 这些文档是以超文本标记语言(“HTML”)产生的,HTML涉及一种编程语言,用来产生带有指令或标识符(“tag”)的文档。 These documents are hypertext markup language ( "HTML") produced, HTML relates to a programming language used to produce documents with commands or identifiers ( "tag") is. 标识符是规定文档的特性和/或运用的代码,例如,字型,页面布局,嵌入图形及超级文本连接(链路)。 Document identifier is a predetermined characteristic or use code and /, e.g., fonts, page layout, graphics, and embedded hypertext connections (links). HTML文档通过使用称为“浏览器”的计算机程序而被处理或读出。 HTML document is processed or read through the use of known as the "Browser" computer program. 当文档被处理时,标识符告知浏览器怎样处理和控制与运行浏览器的计算机连接的屏幕上看到的和/或扬声器中听到的内容。 See on when the document is processed, the identifier tells the browser how to handle and control the screen of the computer running the browser connection and / or speakers to hear the content. HTML文档可以通过超文本传输协议(“HTTP”)经由网络的通讯途径进行传送。 HTML documents can be transmitted via the communication network by way of hypertext transfer protocol ( "HTTP"). 术语“超级文本”是指将连接指令嵌入文档的文本的能力,链接指令允许与网络上可访问的其它文档进行通信。 The term "hypertext" refers to the ability to embed the connection instruction document text, links to an instruction to allow communication with other documents on the network can access.

因此,存在一种对自动化银行业务机和系统的需要,此机器和系统可应用在例如因特网那样的广域网上,同时提供高保密水平。 Therefore, there is a need for automated banking machines and systems, this can be used in machines and systems such as wide area network such as the Internet, while providing a high level of confidentiality. 还存在一种对自动化银行业务机和系统的需要,当操纵国外机构的机器时,可为用户提供用户使用本地机构时所熟悉的接口和交易的选择。 There is also a need for automated banking machines and systems, operate the machine when the foreign institutions, providing the user using the local agencies are familiar with the interface and options transactions for the user. 还需要有在一种机器,可为用户提供更多的交易选择和倡议类型以及打印资料。 Also you need to have a machine that can provide more trading options and initiatives as well as the type of print data for the user.

本发明的目的在于为用户提供一可进行交易的自动化银行业务机。 Object of the present invention is to provide an automated banking machine a user may be a transaction.

本发明另一目的在于提供与广域网连接并得以操作的一种自动化银行业务机。 Another object of the present invention is to provide a connector and a wide area network to an automated banking machine operation.

本发明再一目的在于提供一自动化银行业务机和系统,使用户在外国机构操纵的机器上,可为用户提供在使用本地机构机器时用户熟悉的接口和交易选择。 A further object of the present invention is to provide an automated banking machine and system that allows users to manipulate in a foreign institution machine may be provided when using the local machine user familiar with the interface means and the user selected transaction.

本发明又一目的在于提供一自动化银行业务机,它使用HTML文档和TCP/IP报文而进行通信。 A further object of the present invention to provide an automated banking machine that uses HTML documents and TCP / IP packets to perform communication.

本发明又一目的在于提供一自动化银行业务机,它应答用户所输入的一张卡片上的标记,通过生成的HTML文档和TCP/IP报文,从而允许银行业务机与用户本地机构连接。 A further object of the present invention to provide an automated banking machine, its indicia on a card input by the user response, by generating HTML documents and TCP / IP packets, thereby allowing the banking machine a user is connected to a local mechanism.

本发明另一目的在于提供一自动化银行业务机和系统,它可在广域网上完成交易,同时保持高度保密(安全)性。 Another object of the invention is to provide an automated banking machine and system that can complete the transaction over the WAN, while maintaining a high degree of confidentiality (security) character.

本发明另一目的在于提供一自动化银行业务机和系统,它通过代理服务器控制银行业务机与外国地址间的连接。 Another object of the present invention to provide an automated banking machine and system, the connection between the banking machine to foreign addresses through a proxy server controls.

本发明另一目的在于提供一自动化银行业务机,它可以通过一本地设备服务器限制该机内的设备的操作。 Another object of the present invention to provide an automated banking machine which can be a local device within the restriction device server machine operation.

本发明另一目的在于提供一自动化银行业务机和系统,它通过其与因特网的连接而操作。 Another object of the present invention to provide an automated banking machine and system that operates by its connection to the Internet.

本发明另一目的在于提供一自动化银行业务机,它可以为用户提供包括以特定用户为目标的报文在内的更多的报文类型。 Another object of the present invention to provide an automated banking machine that may be provided include a user-specific targeted packet including the packet type is more users.

本发明另一目的在于提供一种自动化银行业务机,它可以为客户提供多种打印资料。 Another object of the invention is to provide an automated banking machine, it can provide a variety of print materials for customers.

本发明另一目的在于提供一自动化银行业务机,它具有识别用户身份的附加选择能力。 Another object of the present invention to provide an automated banking machine which has to identify the user's ability to select additional.

本发明又一目的在于提供一自动化银行业务机,它可以用于与现有交易系统连接,同时提供多的机器功能。 A further object of the present invention to provide an automated banking machine, which can be used in connection with existing transaction systems while providing multiple machine functions.

本发明又一目的在于提供一自动化银行业务机,它具有高的诊断和服务能力。 A further object of the present invention to provide an automated banking machine which has a high diagnostic and service capabilities.

本发明又一目的在于提供一自动化银行业务机,它可以快速执行交易。 Another object of the invention is to provide an automated banking machine, it can quickly perform the transaction.

本发明另一目的在于提供使用自动化银行业务机的改进系统。 Another object of the present invention to provide an improved system using an automated banking machine.

本发明再一目的在于提供改进自动化银行业务机和系统的操作方法。 A further object of the present invention to provide an improved automated banking machine system and method of operation.

本发明的其他目的将通过下述实施本发明的最佳方式和所附权利要求书中的阐述而变得更为清楚。 Described in the book Other objects will become more apparent from the embodiment of the present invention of the present invention and the best mode by the following appended claims.

在本发明的一个最佳实施例中,前述目的是通过一自动化银行业务机而完成的,该机器包括例如显示屏那样的输出设备,和一接触式屏幕或一键盘的输入设备。 In a preferred embodiment of the present invention, the foregoing object is achieved by an automated banking machine completed, the machine comprises, for example, a display screen as an output device, and a touch screen or a keyboard input device. 该银行业务机还包括通过机器完成银行业务交易的一些设备,诸如,货币的分发机构,一打印机构,一卡片阅读器/记录器,一存放机构和机器完成其它银行交易功能的设备。 The banking machine further includes a number of devices to complete banking transactions through the machine, such as the distribution mechanism of the currency, a printing mechanism, a card reader / writer, a storage mechanism and machine equipment to complete banking transactions other functions.

银行业务机还包括一计算机,计算机与输出设备和输入设备有效连动,也与在银行业务机内的纸张分配机构,卡片阅读器和其它实际交易功能设备有效连动。 Banking machine further comprises a computer, a computer with an input device and an output device effective interlocking, and the paper distribution mechanism within the banking machine, and a card reader transaction function device other practical effective interlocking. 计算机内包括可执行的软件程序。 Including a computer software program executable. 软件程序包括一HTML文档处理部分。 Software program includes a HTML document processing section. HTML文档处理部分起传送和接收HTML文档和HTTP报文的作用。 Transmitting and receiving part from HTML documents and HTTP messages role HTML document processing. HTML文档处理部分最好与输出设备相连以显示含有超级文本链接指示符的屏面。 HTML document handling portion is preferably connected to the output device to display screens containing the hypertext link indicator. HTML文档处理部分也最好和输入设备相连接,以允许客户进行选择并通过计算机生成应答报文。 HTML document handling portion is also preferably connected to the input device, and to allow customers to choose the response packet generated by a computer. HTML文档处理部分更可取地运行在JAVA软件环境中,并具有执行与HTML文档一起输送脚本的以JAVA语言编写的指令的能力。 HTML document processing section preferable to run JAVA software environment, and the ability to execute instructions written in JAVA script delivery with HTML documents.

计算机内部的软件更可取地还包括设备应用部分。 Preferably the interior of the computer software portion of the apparatus further comprises application. 设备应用部分包括可有效的控制纸张分配器和其它设备的软件。 Device application portion includes software that can effectively control the sheet dispenser and other devices. 在本发明的最佳实施例中,设备应用部分包括许多用于操作机内设备的JAVA小应用程序。 In the preferred embodiment of the present invention, the device application portion includes a plurality of JAVA applets for operating the machine within the device.

在自动化银行业务机内的计算机还包括一设备接口软件部分。 Computer automation in the banking machine interface software also includes a portion of the device. 设备接口软件部分管理从设备应用部分接收的报文,并导致机内设备通过适当的硬件接口而操作。 Device interface part of the management software received from the application part message device, and resulting in machine equipment operated by an appropriate hardware interface. 在一自动化银行业务机的最佳实施例中,HTML文档处理部分,设备应用部分和设备接口软件部分各自驻留在同一计算机中且在不同IP端口处通信。 In a preferred embodiment of the automated banking machine, HTML document handling portion, device application portion and device interface software portion each reside on different IP and the communication port on the same computer.

本发明自动化银行业务机的一种构形(配置)中,使用一内部网络内的TCP/IP报文进行通信,该内部网络内包含许多上述自动化银行业务机。 One kind of automated banking machine configuration of the present invention (configuration), the internal network is provided with a TCP / IP packet communication within the internal network comprising a plurality of said automated banking machine. 该内部网络又连接由本地机构操纵的至少一台计算机。 The internal network in turn connected to at least one computer operated by a local mechanism. 该本地机构是操纵银行业务机的一个机构。 The local agency is an agency of manipulating banking machine.

本地机构的计算机最好包含一本地HTTP服务器,一代理服务器和一设备服务器。 Local computer means preferably comprises a local HTTP server, a proxy server and a device server. 代理服务器通过内部网络与每一银行业务机内软件的HTML文档处理部分通信。 Proxy servers through the internal network with each banking machine software within an HTML document processing part of the communication. 代理服务器也可连接到广域网,例如与国外服务器连接的因特网相连。 Proxy server may also be connected to a wide area network, such as foreign server connected to the Internet connection. 设备服务器可有效的在银行业务机的设备应用部分和设备接口软件部分之间传送报文。 Device server can effectively transmit messages between the application part and the interface software portion of the banking machine apparatus equipment. 设备服务器可包含监控程序软件,用于监控和有选择性地限制银行业务机内的设备的使用和运行。 Monitoring device server may include software to monitor and selectively limiting device in the banking machine use and operation. 这提供了一定的保密水平。 This provides a certain level of confidentiality.

自动化银行业务机和系统可有效地使客户与具有他们的帐户的机构相联系。 Automated banking machines and systems so that customers can efficiently and institutions have their accounts linked. 这可以是客户所在地的操作银行业务机的本地机构,或者是与广域网连接的国外机构。 This location can be a local institutional clients operating banking machine, or foreign institutions connected to the wide area network. 在使用银行业务机时,客户通过一地址输入设备输入对应于例如URL地址(统一资源地址)的地址。 When using a banking machine, a customer input device address corresponding to the address input such as URL addresses (Uniform Resource Locator) through. HTML文档处理部分控制将银行业务机连接到对应该地址的服务器。 HTML document processing control section connects to the server of the banking business should address. 这最好可通过用户卡片上代表地址的标记而实现,卡片通过在银行业务机中的卡片阅读器或通过其它能识别用户或具有用户帐户的机构或实体的输入设备而实现。 This can best be achieved by the address marks representing user card, banking card through a card reader in the machine or the other can be achieved by identifying a user or an input device or entity means a user account.

为应答在卡片上的地址或其它输入数据,HTML文档处理部分通过代理服务器连接到用户的机构。 Response, or other address for the input data on the card, HTML document processing mechanism section connected to the user through a proxy server. 如果用户的本地机构地址符合本地服务器,银行业务机就应答来自本地服务器的报文而运行。 If the local address of the user's organization in line with the local server, banking on the answer machine message from a local server and run. 然而,如果用户的输入地址相应于国外服务器的地址,则代理服务器就有效的通过广域网和在客户的本地机构的国外服务器互相通信。 However, if users enter an address corresponding to the address of the foreign server, the proxy server effectively communicate with each other through a wide area network and local agencies in the customer's foreign server. 如果客户使机器与由国外机构运行的服务器相连,则从国外机构输送的HTML文档相应于那些由国外机构通常提供的HTML文档。 If the customer so that the machine is connected to a server run by foreign institutions, foreign institutions from the delivery of the HTML document HTML document corresponding to those normally provided by the foreign institution. 因此,客户熟悉由这些文档产生的接口,能够较方便地操作银行业务机。 Therefore, customers are familiar with the interface produced by these documents, it can be more convenient to operate banking machine.

国外服务器或本地服务器通过传递HTML文档运行银行业务机,该HTML文档包括用于操作银行业务机内设备的一些指令。 Foreign server or a local server running an HTML document transmitted by banking machines, including some of the instructions within the HTML document operation banking machine apparatus. 这些指令HTML文档处理部分发送到软件的设备应用部分。 These instructions are sent to the HTML document handling portion of the device application software portion. 设备响应这些指令而运行。 Device in response to the instructions operate. 从设备应用部分到自动化银行业务机内的设备中的一些指令通过本地机构的设备服务器传送。 Application part from device to device in the automated banking machine apparatus some instructions transmitted through the local server means. 这样有助于保持保密性。 This helps to maintain confidentiality. 此外,代理服务器包括屏蔽软件,此屏蔽软件可限制国外服务器与银行业务机的连接,和操作银行业务机。 In addition, the proxy server includes blocking software, this software may limit shield connection with foreign banking server machine, and operating banking machine. 这种屏蔽作用称为“防火墙”。 This shielding effect is called a "firewall."

本发明的实施例还提供加强的用户接口并可以使用银行业务机提供多种资料的打印。 Embodiments of the present invention also provide enhanced user interfaces and print banking machine may be used to provide a variety of information. 本发明还可以使用现有的交易网络和自动化银行业务机来完成增强的功能。 The invention can also use an existing trading network and automated banking machines to complete the enhanced functionality.

图1是一网络配置示意图,它包括本发明的自动化银行业务机的设备和系统。 FIG 1 is a schematic view of a network configuration, which includes equipment and automated banking machine system of the present invention.

图2是本发明自动化银行业务机的最佳实施例的示意图。 FIG 2 is a schematic diagram of a preferred embodiment of the automated banking machine of the present invention.

图3~24示出了自动化银行业务机,将本地银行计算机系统和银行业务机连接的一内部网络,以及将本地银行的计算机系统和国外银行相连接的广域网的各示意图。 3 to 24 illustrate automated banking machine, the internal network to a local banking system and a computer connected to banking machine, and each a schematic view of a wide area network local bank's computer system and connected to the foreign bank.

图3~18示意地表示在银行业务机上用本地银行的计算机系统实施交易的各步骤。 3 to 18 schematically showing the steps of a computer system embodiment Trade local banks in the banking machine.

图19~24示意地表示在银行业务机上用国外银行计算机系统进行交易的各步骤。 19 to 24 schematically showing the steps performed by the foreign bank transactions in a computer system banking machine.

图25是一网络配置的示意图,它包括本发明自动化银行业务机的另一实施例。 FIG 25 is a schematic diagram of a network configuration, which includes further automated banking machine of the embodiment of the present invention.

图26表示图25所示的自动化银行业务机另一实施例的HTML文档处理部分内的图文框示意图。 A schematic view of a frame in an HTML document processing section 26 shows automated banking machine shown in Figure 25 according to another embodiment.

图27是自动化银行业务机的客户接口和包括在接口内的功能键以及键区键的示意图。 FIG 27 is included in the client interface, and the interface function keys and keypad keys is a schematic view of automated banking machine.

图28~30表示将功能键和键区键输入转换成键盘流以及鼠标流输入的各示范性步骤。 28 to 30 shows a converting function key and keypad key inputs to keyboard stream with exemplary steps and a mouse input stream.

图31示意地表示用自动化银行业务机打印资料的各示范步骤。 FIG 31 schematically shows the step of printing information on each of the exemplary automated banking machine.

现在请参阅附图特别是图1,图中标号10示意地表示网络配置,它包括本发明一个最佳实施例的自动化银行业务机的设备和系统。 Referring now to the drawings and particularly to Figure 1, the reference numeral 10 schematically represents a network configuration, which includes a device and system for automated banking machine of a preferred embodiment of the present invention. 网络10包括多个自动化银行业务机12,在本发明最佳实施例中它们是自动出纳机。 Network 10 includes a plurality of automated banking machine 12, in the preferred embodiment of the present invention are automated teller machine. 自动出纳机12与本地银行的计算机系统14连接。 Automatic teller machines 12 and local bank computer system 14 is connected. 本地银行计算机系统14是对自动出纳机12具有主要职任的银行或其它机构操作的计算机系统。 Local bank computer system 14 is a computer system 12 having a bank or any other mechanism of the main functional operations of the automated teller machine. 本地银行计算机系统14通过一内部网络16与自动出纳机12连接。 14 is connected via an internal network 16 and the automated teller machine 12 local bank computer systems. 内部网络16最好是地区或专有网络,它使用传输控制协议/网际协议(“TCP/IP”)格式的报文提供在计算机系统14和银行业务机12之间的通信。 Region 16 is preferably the internal network or a private network, packets that use the Transmission Control Protocol / Internet Protocol ( "TCP / IP") format, providing communication between computer systems 14 and 12 banking machine.

通过内部网络16传达的报文最好是TCP/IP报文和超文本标记语言(“HTML”)文档。 Convey messages through the internal network 16 is the best TCP / IP packets and HTML ( "HTML") documents. 在本发明的一个最佳实施例中,通过内部网络16输送的HTML文档包括嵌入面向对象程序设计指令,更可取的是由圣微系统(Sun Microsystems)公司开发的JAVA格式的指令。 In a preferred embodiment of the present invention, delivered via the internal network 16 HTML document includes an embedded object oriented programming instructions, more preferably by St. Microsystems (Sun Microsystems) developed JAVA instruction format. 通过内部网络16输送的报文根据系统的性质和本地银行的安全保密需要可以按保密或未加密的方式输送。 16 delivered through the internal network packets need to be transported as confidential or non-encrypted way according to the security and the confidential nature of the local banking system.

应予理解的是本发明的实施例可处理其内包括标记或指令的其它格式的文档。 It should be understood that the embodiments of the present invention may be processed within a document comprising instructions or other marking formats. 例如,最近提出了一种可用于本发明实施例的“扩充”HTML格式。 For example, recently proposed for an embodiment of the present invention, "Expansion" the HTML format. 就本发明的应用而言,包含文档的所有这些语言的格式及其变型,凡是其内含有指令的文档均将称为HTML文档。 For use in the present invention includes all of these languages ​​document formats and variations, all within the document containing instructions are referred to as the HTML document. 同样,虽然在所述实施例中所使用的是JAVA(R),但也可使用其它编程语言。 Also, although in the described embodiment is used in JAVA (R), but other programming languages ​​may be used. 例如,由微软公司开发的Active-XTM或者在其它的实施例中可用其他的语言。 For example, developed by Microsoft Active-XTM or other available languages ​​in other embodiments. 此外,应予理解的是包含在文档内的指令可有效导致计算机访问其它地址的其它文档、记录或文件,以获得程序而进行操作。 Further, to be understood that the instructions contained in the document may cause the computer to access other documents effectively other addresses, records or files, to obtain program instructions.

本地银行计算机系统14也可以如图1所示以广域网18相连接。 Local banking computer system 14 as shown may be connected to wide area network 18 shown in FIG. 在本发明的一些实施例中,广域网(WAN)18是因特网。 In some embodiments of the present invention, a wide area network (WAN) 18 is the Internet. 在本发明的其它实施例中可使用其它广域网。 In other embodiments of the present invention may be used in other wide area networks. 广域网更可取地是能在与广域网连接的许多计算机系统之间传送TCP/IP的报文。 More preferably a wide area network can be transmitted to a TCP / IP between a number of computer systems connected to the wide area network packets. 这些国外计算机系统在图中用服务器20、22、24、26和28示意地表示。 These foreign computer systems by the server in FIG. 20, 22 and 28 schematically represent. 应予理解的是服务器20到28可以由全球的其他金融机构运行或者连接到全球的其他金融机构。 It should be understood that the servers 20-28 can be run by other global financial institutions or to other global financial institutions. 服务器20~28最好是通过传送HTML文档和其它HTTP报文而运行。 Preferably 20 to server 28 operates by transmitting HTML documents and other HTTP messages.

图2是用于本发明的一最佳实施例的自动出纳机12的示意图。 FIG 2 is a schematic view of an automatic teller machine of a preferred embodiment of the present invention for 12. 自动出纳机12包含一接触式屏幕30。 ATM 12 includes a touch screen 30. 接触式屏幕30包含一显示屏,显示屏用来作为与机器用户通信的输出设备。 The contact 30 comprises a display screen, the display screen is used as an output device in communication with the machine user. 接触式屏幕30由于是接触式,因此也可用作接收用户输入指令的输入设备。 Since the screen 30 is in contact with the contact type, and therefore can be used as a user input receiving an instruction input device. 接触式屏幕30通过接口32连接到计算机34,计算机最好安装在机器内部。 The contact 30 is connected to a computer screen 34 through the interface 32, the computer is preferably installed inside the machine. 本发明的其他实施例可包括例如扬声器等的其它输出设备。 Other embodiments of the present invention may include other output devices such as a speaker.

计算机34也与包含在自动出纳机12内的许多进行交易的功能设备36连接。 Computer 34 also comprises many features of the transaction device 36 is connected in the automatic teller machine 12. 设备36包括例如一卡片阅读器/记录器机构38和一键盘40。 Device 36 comprises, for example, a card reader / writer mechanism 38 and a keyboard 40. 设备36还包括有效分配纸页的纸页分配机构42,在本发明的一些最佳实施例中,纸页是货币或纸币。 Apparatus 36 further includes a sheet dispensing mechanism efficient allocation of sheets 42, in some preferred embodiments of the present invention, the sheet is a currency or banknote. 设备36还包括一用于将存款接纳在机内安全位置的存放机构44。 Apparatus 36 further comprises a means for receiving the deposit in the machine safety position storage means 44. 在设备36中还包括一将交易收据提供给用户的收据打印机46。 In the apparatus 36 further comprises a transaction receipt to a user of the receipt printer 46. 在设备36之中还包括一保持交易信息的硬拷贝(复制件)的日志记录打印机48。 Among the retaining device 36 further includes a hard copy of the transaction information (copy) 48 logging printer. 在其它的实施例中,可能使用进行其它交易功能的其它的或另外的交易功能设备。 In other embodiments, it may be used for other or additional transaction function device other transaction functions. 还有一些实施例功能设备的数量要少些。 There are number of embodiments of the functionality to be less. 还必须理解的是,虽然本发明所叙述的实施例是自动化银行业务机,但本发明的原理也可以用于许多别的交易机器而不一定限于进行银行业务交易的机器。 Must also be understood that, although the described embodiment of the invention is an automated banking machine, but the principles of the invention can be used for many other machines but not necessarily limited to the transaction banking machine transactions.

在银行业务机12内,每一设备与一内部控制总线50有效地连接。 In the banking machine 12, each device 50 and an internal control bus operably linked. 控制总线50将内部报文输出到特定设备。 Control bus 50 outputs the internal messages to a particular device. 每一设备具有一合适的硬件接口,它使特定设备可以响应通过控制总线50上传送给它的报文而执行其有关的功能。 Each device has an appropriate hardware interface which enables a particular device may be performed in response to its associated function control bus 50 by uploading it to the packet. 卡片阅读器/记录器38具有一在图中示意地用52表示的硬件接口。 Card reader / writer 38 has a hardware interface 52 is schematically shown in FIG. 硬件接口54、56、58、60和62分别有效地将键盘40,纸张分配机构42,存放机构44,收据打印机构46和日志记录打印机构48连接到控制总线50。 Hardware interfaces 54,56,58,60 and 62 effectively keyboard 40, the sheet dispensing mechanism 42, storage means 44, receipt printer mechanism 46 and logging the printing mechanism 48 is connected to the control bus 50.

计算机34在其内具有若干可执行的软件程序。 Computer 34 has several software programs executable therein. 在本发明的最佳实施例中,这些软件程序包含一用标号64表示的设备接口软件部分。 In the preferred embodiment of the present invention, the software program comprises a software portion of the apparatus with the reference numeral 64 represents an interface to. 设备接口软件部分64更可取地包括一使电子报文和控制总线50互通的软件设备接口66。 Device interface software portion 64 preferably includes a further electronic message exchange and control bus 50 of the device interface 66 software. 设备接口软件部分64最好还包括一设备管理器68。 Device interface software portion 64 also preferably includes a device manager 68. 该设备管理器更可取地有效的管理各种设备36和控制它们的不同状态,以便保证它们依次地正常操作。 Preferably the device manager to effectively control and manage the various devices 36 of their different states, in order to ensure that they properly operate sequentially. 设备管理器也优先地切实可行的在软件内建立设备对象,从而通过至少一面向对象程序70启动设备的运行。 Device Manager also preferentially establish practical operating device object in software, so that by the at least one object-oriented programming device 70 starts. 设备接口软件部分64也包括该面向对象程序部分70,此部分70在一最佳实施例中是一JAVA语言编写的应用程序。 Device interface software portion 64 also includes the object oriented program portion 70, this portion 70 is a JAVA application programs written in a preferred embodiment. 程序70和设备管理器一起工作以接收导致设备运行的面向对象的JAVA报文,并传递设备运行报文用以表明设备是在运行中和/或接收输入数据的方式。 Work with the Device Manager program 70 to receive and cause the device to run JAVA object-oriented message, and transmitting the message to indicate the device running the device is in operation / or receive input data and manner.

所述实施例中,设备接口软件部分64在计算机34上运行,通过一实际的TCP/IP72的连接与内部网络16互连。 Embodiment, the device interface software portion 64 running on the computer 34 of the embodiment, the interconnect 16 connected to the internal network through a real TCP / IP72 of. 实际连接72可以是模拟拨号,串行端口和ISDN连接或其它适当的连接。 72 actual connection may be analog dial-up, serial port, and ISDN connection or other suitable connection. 在如图所示的系统的配置中,设备接口软件部分64与其它软件运用不同,在于此部分64在计算机34的IP地址和IP端口或由标号74表示的报路接口处通信。 In the configuration of the system as shown, the device interface software portion 64 with the use of various other software, the IP address of the computer 34 in this portion of the IP communication port 64 and represented by reference numeral 74 or packet channel interface. 在本发明的其它实施例中,设备接口软件部分64可在不同于本发明的应用其它软件的计算机内运行。 Device interface software portion 64 may operate in a different computer than the other software applications of the present invention in other embodiments of the present invention.

还必须理解的是尽管在本发明实施例中,设备接口部分64是软件,但在本发明的其它实施例中,由软件部分64执行的所有或部分指令步骤可驻留在固件中或驻留在与设备36通信的一个或多个计算机的程序媒体中。 It must also be understood that although the embodiments of the present invention, the device interface portion 64 is software, in other embodiments of the present invention, all or part of the instruction steps executed by software portion 64 may reside in firmware or residing in the program medium with one or more computers in communication device 36. 就本发明而言,所有这些可执行指令的格式都将被称之为软件。 For the present invention, all of these formats will be have executable instructions called software.

其它软件也可在计算机34内运行。 Other software can also be run in the computer 34. 这种软件包含HTML文档处理软件,此处理软件包括一在图中示意地用标号76表示的浏览器。 This software contains the HTML document processing software, this software includes a browser schematically in FIG indicated by reference numeral 76. 在本发明的最佳实施例中,HTML文档处理软件包括一由内脱斯凯佩(Netscape)公司提供的浏览器。 In the preferred embodiment of the present invention, HTML document handling software includes de-Si Kaipei browser (Netscape) provided in a company by the. 然而,在其它实施例中,可使用其它HTML文档处理和通信软件以及浏览器软件,例如由圣微(Sun Microsystems)公司推出的Hot JAVA或微软公司推出的万维网浏览器(Internet ExplorerTM)软件。 However, in other embodiments, it may use other HTML document processing and communications software and browser software, for example, by the introduction of micro-St (Sun Microsystems) or Microsoft's Hot JAVA launch web browser (Internet ExplorerTM) software. 浏览器76在计算机34内用标号78表示的IP端口处通信。 Browser 76 IP communication numeral 78 denotes a port in the computer 34.

浏览器76与JAVA环境软件80有效连动,允许计算机34运行JAVA语言程序。 Browser and JAVA environment software 76 80 effective connections, allowing the computer 34 to run JAVA language program. JAVA语言程序具有一个优点,即它们可同样地在多种硬件平台上运行而无需修改。 JAVA language program has the advantage that they can be run without modification in the same manner on a variety of hardware platforms. 这种“一次写入任何地方都可运行”的能力使JAVA环境充分适应于本发明所述的实施例。 This ability to "write-anywhere operation" JAVA environment so well adapted to the embodiment of the present invention. 然而其它实施例也可使用不同类型的软件程序。 However, other embodiments may use different types of software programs.

JAVA环境软件80允许计算机34执行用JAVA脚本语言82编写的指令。 JAVA environment software 80 allows computer instructions written in a scripting language JAVA 8234 execution. 通过计算机执行的用JAVA脚本语言编写的指令最好是包含在HTML文档内的嵌入式JAVA脚本语言命令,它们是通过浏览器76接收的。 The best instructions written in a scripting language JAVA executed by a computer that contains an embedded JAVA script language commands within HTML documents, which are received by the browser 76. 浏览器76与执行嵌入式JAVA脚本语言82指令的JAVA环境软件80相联,此浏览器76对HTML文档处理软件部分起通过IP端口78传输和接收HTML文档和TCP/IP报文的作用。 76 browser and execute instructions embedded JAVA script 82 languages ​​JAVA environment software 80 associated, this browser 76 to the HTML document processing software part played by IP port 78 to transmit and receive HTML documents and the role of TCP / IP packets.

计算机34在其内也具有可执行软件,并具有一设备应用部分84。 The computer 34 also has software executable therein, and having a device application portion 84. 设备应用部分84含有涉及36运行的可执行的指令。 Device application portion 84 contains executable instructions related to operation 36. 本发明最佳实施例中,设备应用部分包括许多JAVA小应用程序。 Preferred embodiment of the present invention, the device application portion includes a plurality of JAVA applets. 在所述实施例中,这些小应用程序也是更可取的程序,切实可行的控制和跟踪与小应用程序有关的设备的状态。 In the illustrated embodiment, the applet is preferable procedure, practical control and tracking applet associated with the state of the device. 某些小应用程序优先地运用的使浏览器传递报文。 Some small applications priority use of the browser to deliver the message. 某些小应用程序管理使用自动出纳机的安全保密性和鉴别使用自动出纳机的机构。 Some small application management using automated teller machine security and confidentiality and authentication mechanism using automated teller machines.

在本发明所述的方式中,JAVA小应用程序与下述功能有关:例如,启动卡片阅读器机构,在输入用户卡片数据后通知浏览器,操作收据打印机机构,操作日志记录打印机机构,启动客户键盘,通过键盘接收数据输入,操作纸张分配器机构,操作存放机构,定位文档地址,计时设备功能,验证数字签名,处理信息加密,控制从复合纸张分配机构分发的帐单(票证)的混淆,计算外汇,以及结束交易和命令浏览器返回到与本地服务器连通的状态。 In the embodiment of the present invention, JAVA applets and related to a function: e.g., starting the card reader mechanism, tells the browser when the user inputs the card data, operating the receipt printer mechanism, the printer mechanism operation log record, the customer start keyboard, receives data input through the keyboard, operating the sheet dispenser mechanism, operating storage means, positioning the document addresses, timing device functions, verifying the digital signatures, encryption process information, billing control distribution from the composite sheet dispensing mechanism (ticket) confusion, calculation of foreign exchange, as well as the state returns to the local server communicates with the closing of the transaction and the command browser. 当然,在其它实施例中,还有其它小应用程序可用于控制设备和使用数据以实施机器中所需的种种功能。 Of course, in other embodiments, there are other applets may be used to control devices and use data to carry out various functions of the machine required. 计算机34内的设备应用部分84在IP端口86处进行通信。 Device application portion within the computer 3484 to communicate IP port 86.

在本发明所述实施例中,软件的设备应用部分84不将其报文直接传送到设备接口软件部分64。 In the embodiment of the present invention, the device application software portion 84 which is not directly to the messaging device interface software portion 64. 如后所述,这将增强安全保密性。 As described later, which will enhance security and confidentiality. 然而,应予理解的是本发明的一些实施例,也可以让设备应用部分84将设备操作信息直接传送到设备程序70。 However, it should be understood that some embodiments of the present invention, the application part 84 also allows the device from the device operation information is transmitted directly to the program 70. 这可以内部使用TCP/IP,通过与设备连接的软件有关的计算机操作系统内建立的排队方法以传统方式输送信息或直接调用此软件而做到。 This can be for internal use TCP / IP, queuing method established by a computer operating system and software related to the device connected to the traditional way of conveying information or calling this software and do it.

由前面的论述也可理解在设备应用部分84内的某些小应用程序也可能对应于在所有自动出纳机内都不存在的设备。 Will also be appreciated from the foregoing discussion of certain applets in the device application portion 84 may correspond to the device is not present in all automated teller machines. 例如,仅仅作为发放现金器操作的自动出纳机并不含有象存放机构44那样的存放机构。 For example, automated teller machine only as a cash payment operation does not contain storage means 44 such as a storage means like. 为适应用户要求一项实际上不可能用自动出纳机12进行的交易的情况,设备接口软件部分64可以遍程以提供一表示该功能不存在的适当应答信息给用户。 In order to meet user requirements practically impossible with a case where the automated teller machine transactions 12, the device interface software portion 64 may pass to provide a process and this function represents an appropriate response to the user does not exist.

或者,设备接口软件部分可包含一种可用于检查在自动出纳机内部每一种类型的实际设备存在与否的功能。 Alternatively, the device interface software portion may include a function for checking the presence of an automatic teller machine inside each type of the actual device or not. 表示在自动出纳机内存在某一设备的信息可包括在由自动出纳机产生的信息内作为它的一部分。 Expressed as part of its memory in the information generated by the automated teller machine in a device information may be included in automatic teller machines. 例如在自动出纳机内可操作的表示该设备的信息可能包括在URL的一部分或几部分内,那些信息是由自动出纳机控制的。 For example, it is operable in an automatic teller machine information indicating the device may be included in the part or parts of the URL information that is controlled by the automatic teller machine. 由此,在与自动出纳机相联的服务器内的URL可配置成仅提供对应于自动出纳机能执行的交易类型的HTML文档。 Accordingly, URL in the server and the associated automatic teller machines may be configured to only provide a function corresponding to the execution of the automated teller transaction type of HTML document. 结果,浏览器可以避免显示包括机器所不能执行的有关交易类型在内的那种文档。 As a result, the browser can avoid the kind of documentation on display include the type of transaction, including machines can not perform. 因此,例如假定机器不包含存放机构,则机器根据包含有关存放交易的文档可避免产生显示。 Thus, for example, assume that the machine does not contain a storage mechanism, the machine display can be avoided according to the documentation that store transactions.

或者,机器在存储器内可以包括代表该机内功能设备特征的数据。 Alternatively, the machine may include data representing the device features machine function in the memory. 这可以包括例如代表在机内众多设备的数据和上述设备的配置,或者,另一方面包含诸如足够识别机器能力的机器编号之类的标志符。 This configuration may include, for example, the data representative of the machine in a wide range of devices and equipment described above, or, on the other hand comprise sufficient identification identifier such as the ability to machine the machine number or the like. 表示机内功能设备的设备数据与服务器连通,而服务器对机内存在的设备可有效的传送合适的HTML文档。 It represents the device server machine data communication capabilities of the device, and the server machine memory device can effectively transmit appropriate HTML document. 这可以根据对应于机器设备的数据而做到或者用存储着与特定标志符有关的代表在一机器内的功能设备数据的一存储器予以解决。 This may be done in accordance with data corresponding to the equipment or with stored identifiers associated with a particular representative of a data memory of devices in a machine to be addressed. 通过服务器有选择性送到机器浏览器的文档将包括有关机内的功能设备的适当措施。 By selectively server machine to your browser's documentation will include appropriate measures within the capabilities of the device related to machine. 这些文档可以是静态文档或者可以是在运行期间从子文档中生成的或相反,将合适的输出和指令提供给交易机的输出设备的文档。 These documents may be static documents or may be generated from sub-documents or otherwise during operation, the document is provided to the transaction device's output, and appropriate output commands.

图3表示自动出纳机12通过内部网络16与本地银行计算机系统14通信。 Figure 3 shows an ATM communications network 16 and 12 through the interior of the local banking computer system 14. 计算机系统14包括一代理服务器88。 The computer system 14 includes a proxy server 88. 系统14还包括一本地HTTP服务器90。 The system 14 further includes a local HTTP server 90. 计算机系统14还包括一设备服务器92。 The computer system 14 further includes a device server 92. 代理服务器,本地HTTP服务器和设备服务器可如图所示包含在单一计算机内,或在其它实施例中也可以包含在分开的计算机内。 A proxy server, a local HTTP server and device server may be included within a single computer as shown in FIG, or in other embodiments may be included in a separate computer. 在其它实施例中,还可以有另外的服务器。 In other embodiments, there may be another server.

本地HTTP服务器90最好与数据存储器连通,并且与办公室内部的计算机系统94在电子上的连通。 Local HTTP server 90 is preferably in communication with the data memory, and communicates with the inside of the office computer system 94 on the electrons. 当客户在自动化银行业务机上进行交易时,办公室内部的计算机系统94可有效的对客户帐目的借方或贷方进行跟踪。 When a customer to trade on an automated banking machine, inside the office computer system 94 may be effective for customer debit or credit accounts to track. 此外,办公室内部的计算机系统94更可取地还可以为了完成与参加系统中的其客户在自动出纳机12处进行交易的其他机构进行结算而有效的跟踪交易。 In addition, inside the office computer system 94 may also be preferable to other means of transactions at 12 to complete the automatic teller machines and their customers to participate in the system for tracking transactions and effective settlement. 以后将进一步说明,代理服务器88在所述实施例中也可有效的通过广域网18与国外服务器,例如,国外服务器96互通。 Will be further described later, this embodiment can also be effective through a wide area network 18 with foreign proxy server 88 in the embodiment, for example, the foreign server 96 communicate. 国外服务器96是一个由机构或实体操作的服务器的例子,除了该机构操作计算机系统14以外。 Foreign server 96 is an example of a server operated by the entity or mechanism, other than the computer system 14 operating mechanism. 必须予以理解的是虽然国外服务器96是由一“国外”机构运行的,但该机构并不一定是位于远离运行计算机系统14的机构的另一个国家。 Must be understood that while the foreign server 96 is operated by a "foreign" institution, but the institution is not necessarily located away from the other national institutions operating computer system 14. 而是也有可能国外服务器96位于这样的一个外国,包括在一个国家内所讲的语言不同于自动出纳机12所在地国家一般使用的语言。 But it is also possible foreign server 96 is located in such a foreign country, including in a national language spoken is different from the language of the country where 12 automatic teller machines in general use.

现在请参阅图3~24,下面将解释使用自动出纳机12进行交易的过程。 Referring now to FIG. 3 to 24, the following will explain the process of using automated teller machine 12 transactions. 必须予以理解的是下面所叙述的交易流程仅仅是设备和系统运用的实例,为了进行交易,可以用多种方式来配置和运行这些设备和系统。 It must be understood that the transaction process described below is merely an example of the use of equipment and systems in order to trade, you can use a variety of ways to configure and run the equipment and systems.

如图3中示意性地所示,在一示范性交易开始时,浏览器76通过内部网络16与代理服务器88通信。 FIG. 3 is schematically shown, at the start of an exemplary transaction, the browser 76 communicates with the internal network 1688 via the proxy server. 通信是以较佳方式建立的,旨在将客户吸引到自动出纳机12处的HTML文档显示在接触式屏幕30上。 The preferred mode of communication is established, designed to drive customers to the automated teller machine 12 HTML document displayed on the screen contact 30. 这称之为“吸引模式”。 This is called "attract mode." 这些在浏览器内处理的HTML文档在接触式屏幕30上产生的输出(和/或通过包含在机内的其它输出设备输出),这些HTML文档可能起源于本地HTTP服务器90,HTTP服务器90可有效的将HTML文档传递给代理服务器88。 These outputs are processed in the browser, the HTML document is generated on the contact screen 30 (and / or by other output device included in the machine), these HTML documents may originate from a local HTTP server 90, HTTP server 90 can effectively HTML document will be passed to the proxy server 88. 本地HTTP服务器将编址报文输送给与浏览器76有关的IP端口,从而导致报文显示在有关的自动出纳机机上。 Local HTTP server message delivery will be addressing 76 related IP ports associated with the browser, causing the message displayed on the relevant ATM machine. 然而必须予以理解的是虽然在该实施例中,所述本地服务器90是通过代理服务器88与自动出纳机互通的,但在其它系统中,本发明所拥有的服务器90也可以与自动出纳机直接通信。 However, it must be understood that although in this embodiment, the local server 90 via a proxy server 88 and the ATM interworking, but in other systems, the present invention has the server 90 directly with automated teller machine communication.

该系统的一个基本的优点在于本地HTTP服务器90可有选择性地将文档传送到与内部网络16连接的自动出纳机12。 The system is a fundamental advantage that local HTTP server 90 may selectively transferring documents to an automated teller machine 12 is connected to the internal network 16. 这些文档可包括适合于自动出纳机12所处特定位置的报文或材料。 These documents may include messages which 12 adapted to a particular location or material automated teller machine. 特别剪辑的屏面的一些实例可包括在某些领域内的两种语言的报文或涉及在诸入境口的货币交换信息。 Some examples of special editing screen may comprise two languages ​​in certain areas or involve the exchange of packets of entry information in various currencies. 资料或报文可包含种种产品或服务或对准特定机器位置的其它材料的广告。 Information or message may contain a variety of other products or services or advertising materials directed at a specific location of the machine. JAVA小应用程序和JAVA脚本语言是从自动出纳机机内具有选择力的软件分配中央单元装入的,它也可用于通过使其访问文档包括规定为用于该地点的而使自动出纳机适合于其环境,并且它们并未被提供在送到系统内的至少一些其它机器的文档内。 JAVA applets and JAVA script language software distribution unit having a central force is selected from the automated teller machine loaded machine, it can also be used by it for accessing the document comprises a predetermined location of the automatic teller machine for within their environment, and they are not provided within the system to at least some other machines in the document.

本发明的系统可被配置成使选定机器得以在不同地址访问HTML文档,以使特定的被访问的文档包括特定机器用户所需的资料。 The system of the present invention may be configured such that a selected machine to access HTML documents at different addresses, so that the particular documents accessed include the information required for the specific machine user. 或者,机器可将表明其身份和/或位置的机器数据传达给服务器。 Alternatively, the machine can be machine data indicate their identity and / or location to communicate to the server. 从与服务器有关的机器数据和存储在数据存储器内的数据,服务器可输送包括目标资料在内的文档。 Machine data from the data storage and server-related data in the memory, the server can deliver documents include information on targets, including. 这可通过组合子文档来完成,或相反由生成将被传送到特定机器的浏览器上的文档来完成。 This may be accomplished by a combination of sub-document, or otherwise generating a document to be transmitted to a specific machine on the browser to complete. 此外,还必须予以理解的是虽然在所示实施例中HTML文档是通过与机器有关的一机构服务器进行访问的,但是,用于吸引模式的文档也可以通过其它组织所操纵的其它服务器而进行访问。 In addition, it must be understood that while in the embodiment illustrated embodiment the HTML document is accessed by a server machine-dependent mechanism, but, for a document to attract mode may also be performed by other servers manipulated other organizations access.

在此示范交易顺序中,接触式屏幕30显示一包括以一种或多种语言表示的图标的屏面,告诉用户可通过接触屏面而开始交易。 In this exemplary transaction sequence, a touch screen 30 includes a display screen showing one or more languages ​​of the icon tells the user may begin trading through the contact screen. 如果用户在图标区域内接触屏面,则可以生成一输入信号。 If the user touches the screen in the icon area, an input signal may be generated. 该输入信号或HTTP报文通过浏览器76而传递到本地HTTP服务器90的本地地址,该服务器目前正与该自动出纳机12进行通信。 The input signal or HTTP message is transmitted to the local address of the local HTTP server 90 through the browser 76, the server currently in communication with the automatic teller machine 12. 返回到本地HTTP服务器生成的报文如图3中的箭头所示从浏览器76指向内部网络16,从内部网络16到代理服务器88,再从代理服务器到HTTP服务器90。 Arrow returning to the local HTTP server 3 generates a packet from the browser as shown in Figure 76 point to the internal network 16, from the intranet 88 to the proxy server 16, and then from the proxy server to the HTTP server 90.

响应本地HTTP服务器90接收到指示客户已经接触屏面上的图标的报文,本地服务器有效应答访问的地址而通过代理服务器88(或在其它实施例是直接的)将报文输送到浏览器76。 Local HTTP server 90 in response to receiving the icon indicates that the client has contacted the screen surface of the packet, the local server to access the effective address of the proxy response server 88 (or in other embodiments directly) A message delivered to the browser 76 through . 这报文最好包括一HTML文档,当通过浏览器处理该HTTP文档时,产生一屏面以指导客户将卡片插入卡片阅读器机构38内。 This message preferably includes an HTML document, when processing HTTP documents through the browser, generates a screen to guide customers to the card inserted into the card reader 38 institutions. 如图4图示的HTML文档流程更可取地也包括嵌入JAVA脚本语言或其它指令,它们运行在JAVA环境内将报文输送到担负启动在设备应用部分84内的卡片阅读器的JAVA小应用程序。 HTML document flow illustrated in Figure 4 also comprises more preferably embedded JAVA instructions or other scripting language, JAVA environment they are running in the packets delivered to the JAVA applet responsible for starting the card reader in the device application portion 84 . 在一最佳实施例中,指令为小应用程序提供一指示符或标记,小应用程序应答文档指令的接收而执行。 In a preferred embodiment, the instructions provide a mark or indicator, applet receives a response for the document instructions executed applet. 当然在其它实施例中也可使用其它软件和方法。 Of course, other software may also be used in other methods and embodiments.

如图5所示,随着嵌入JAVA脚本语言而驱动与启动卡片阅读器功能有关的JAVA小应用程序。 5, with the embedded JAVA script language associated with the drive to start the card reader functionality JAVA applet. 设备应用部分84内的JAVA小应用程序与设备服务器92通信。 92 communication with the JAVA applet in the device application device server portion 84. 设备服务器92包括一设备服务器程序98,它在本发明的最佳实施例中是JAVA程序,JAVA程序启动JAVA小应用程序与设备服务器应用(程序)100互相通信。 The device server 92 includes a device server program 98 which in the preferred embodiment is a JAVA program embodiment of the present invention, JAVA program application JAVA applet starts with the device server application (program) 100 communicate with each other. 设备服务器92较更可取地还包括一有效监控设备操作指令的监控软件应用(102)。 More preferably more device server 92 also includes a monitoring software application operation instruction valid monitoring device (102). 该监控软件可按后文所述的将舞弊或误用的危险程度减到最低程度。 The degree of risk monitoring software will be described later can fraud or misuse minimization.

现在回复到作为例子的交易,响应从设备应用部分84接收到启动卡片阅读器的报文,设备服务器92可有效的生成一通过内部网络16到达自动出纳机12的设备接口软件部分64的报文。 Now return to the Examples of the transaction, in response to receiving from the device application portion 84 to start the card reader of the message, the device server 92 may effectively generate an internal network 16 to the automated teller machine interface software 12 packets portion 64 . 该报文含有HTTP记录,该记录夹有用于运行卡片阅读器的一些指令,该报文指向IP端口74,设备接口软件部分64就在IP端口74处进行通信。 The packet containing the HTTP record, which is sandwiched some instructions for operating the card reader, the IP packet directed port 74, the device interface software portion 64 communicates at the IP on port 74. 响应接收该报文,软件部分64有效的将报文或多个报文输送在控制总线50上,控制总线启动卡片阅读器34。 In response to receiving the message, software portion 64 is effective to one or more message packets conveyed on the control bus 50, control bus 34 starts the card reader.

下面继续图6所示的交易例子,通过客户将卡片输入卡片阅读器34,可有效的导致卡片的数据被读出,并使设备接口软件部分64将一报文输送到设备服务器92以表示卡片数据已被读出。 Transaction continues following the example shown in FIG 6, the card input by the customer card reader 34, the card data can effectively cause is read out, and the device interface software portion 64 to deliver a message to the device server 92 in a card data has been read out. 此报文由设备服务器经过内部网络16传送到设备应用部分84。 This packet is transmitted by the server device via the internal network 16 to the device application portion 84. 接着设备应用部分将一请求卡片数据的报文输送给设备服务器。 The device application portion then request a card data packets delivered to the server device. 设备服务器92传送一报文,以指令从设备接口软件部分64传送卡片数据,设备接口软件部分64以将卡片数据经过内部网络发送到设备服务器的报文表示回答。 The device server 92 transmits a message to the software instruction data from the device interface section 64 transmits the card, the device interface software portion 64 to the card data is sent via the internal network to the server device represented answer packets. 设备服务器,如果没有停止交易的根据,则将一包含卡片数据的HTTP记录经由内部网络16送回设备应用部分84。 HTTP server recording device, if not stopped in accordance with the transaction, comprising a card data will be sent back to the device application portion 84 via the internal network 16.

在本发明的一最佳实施例中,由用户或客户输入的卡片包括与网络内用户有关地址对应的标记。 In a preferred embodiment of the present invention, input by a user or customer card comprises a user within the network of the address corresponding to the tag. 在这样的一个实施例中,标记对应于一统一资源定位程序(“URL”)地址,提供计算机以信息,用户信息驻留在哪里,包括用户信息目录或子目录和包含用户信息的文件或资源的名称。 In such an embodiment, the marker corresponds to a uniform resource locator ( "URL") address, providing information to the computer, where the user information resides, including user information directories or subdirectories and files containing user information or resource The name. URL地址可以在客户卡片上编码。 URL addresses can be encoded on the card the customer. 该地址可以在磁条纹磁道上和在磁条纹数据内的其它位置上编码,或通过在卡片上把其它可读取标记进行编码。 The address can be encoded on the magnetic stripe of other tracks in the magnetic stripe position data, or on the card by the other encoded tag is read. 或者,如果客户卡片是在其上含有半导体存储器的“智能”卡(“smart”),则与客户有关的URL地址可作为包含在客户卡片上集成电路芯片上存储数据的一部分。 Alternatively, if the customer is a card containing a semiconductor memory in which the "smart" card ( "Smart"), the URL address associated with the customer may be included as part of the data stored on an integrated circuit chip on the customer card. 或者,URL可通过访问一数据库而从卡片上的其它数据推导出,数据库内的地址数据与从卡片中读取的其它数据有关。 Alternatively, URL may be derived by accessing a database from other data on the card, the address data in the database with other data read from the card related. 为推导用以访问与客户有关文档的地址所必需的数据,也可从输入到输入设备的其他输入数据中推导出而不是从卡片数据得到的数据中推导出来,这种数据包括例如由一客户经过生物统计阅读设备输入的生物统计数据。 To derive the address for accessing customer-related data necessary for the document, may be input to the other input data from the input device, rather than derived data derived from the data obtained in the card, such data for example comprises a client biometric data through biometric reader input device. 这样的生物统计数据包括例如对应于一或多个指纹的数据,来自客户外貌的数据或其组合的数据。 Such biometric data include, for example, data corresponding to one or more fingerprints, data from the customer, or a combination of appearance data.

例如,如果没有限制,由客户输入的数据,诸如经由卡片输入到卡片阅读器的数据可以与用于访问HTTP记录的地址相对应,HTTP记录可以是包括能用于验证客户身份的信息的一个文件或者文档。 For example, without limitation, by the customer input data, such as data input to the card via a card reader may correspond to the address used to access the HTTP records, including HTTP record can be used to verify the identity of the customer to a file or a document. 此记录可以包括一对应于PIN(PersonalIdentification Number个人身份识别号)的号码。 This record may comprise a corresponding PIN (PersonalIdentification Number Personal Identification Number) number. 该信息可包括对应于卡片特许用户的生物统计数据。 This information may include a card corresponding to a franchise biometric data of the user. 浏览器可访问记录和使用记录的内容(例如数据和/或指令)以验证对应于记录内生物统计数据的标记是否对应于输入卡片的客户的生物统计数据。 The browser can access records recorded contents and use (e.g., data and / or instructions) to verify biometric data corresponding to the recording marks corresponding to the customer whether the biometric data input to the card. 或者,代表外貌,声音,其它特性(或其组合)的输入数据或其它输入数据可用以生成与用户对应的一个或多个地址,以及使用在被访问地址的记录内容以验证在机用户是否和与记录有关的用户相对应。 Alternatively, representative of appearance, voice, other features (or combinations thereof) or other input data of the input data may be used to generate one or more addresses corresponding to the user, and recording the content in the accessed address used to verify that the user and the machine and records pertaining to the user, respectively. 在本发明范围内可使用多种方法。 Various methods can be used within the scope of the present invention. 对应于一用户的记录内的信息也可以用来同意用户可以在机上操作某些功能设备,而不同意用户操作其它设备。 A user information corresponding to the recorded user may also be used to agree to operate some functions on board the device, the user does not agree to operate other devices. 例如,超额透支的用户有可能在记录内具有防止他驱动现钞分配器的信息,而没有透支的用户则包含可启动现钞分配器的运转的信息。 For example, excess overdraft users may have driven him to prevent the information in the record of the cash dispenser, but no overdraft contains user information to start the operation of the cash dispenser. 或者,在一相应记录内没有信息可允许操作设备,而有信息的则有选择地限制设备的运行。 Alternatively, no information may allow the operation of the device in a corresponding record, and the information is selectively restricting the operation of the device.

现在回复到示范的交易上来。 Now return to the demonstration of trading up. 应答设备应用部分84的编程,将成功地读取的卡片的数据投递到JAVA小应用程序,并伴随通知卡片数据已经进入。 TAD application programming section 84, the data card will be read successfully delivered to the JAVA applet, and along with the notification card data has been entered. 作为应答,JAVA小应用程序有运行生成JAVA脚本语言,JAVA脚本语言为浏览器配置对应于从卡片读出数据的URL地址。 As a response, JAVA applets have run the generated script language JAVA, JAVA script language for the browser configuration corresponds to the URL address for reading data from the card. JAVA小应用程序也更可取地有效打开涉及交易的在图中104示意性地表示的一记录,该记录中包括用户URL地址,时间和其它卡片数据。 JAVA applet is also preferably more effectively open a record schematically in figure 104 showing the transaction involving the user record includes a URL address, time and other card data. 在一最佳实施例中,此记录可被存储在存储器内作为软件中的一对象数据。 In a preferred embodiment, this record may be stored as a software object data in the memory. 该对象更可取地在进行交易中被用于积聚数据。 Preferably the object to be used for carrying out transactions accumulated data. 存储在交易数据对象内的数据最好包括由用户通过输入设备输入的数据以及代表由交易功能设备执行的操作的数据。 Preferably the transaction data stored in the data object comprises a data input operation by the user through the input device and the data representative of transaction functions performed by the device.

记录或交易数据对象提供持续性使客户可以执行若干不同的交易步骤。 Record or transaction data object provides persistence allows customers to perform a number of different trading procedures. 在多个不相同的操作中使用享用该数据的能力,可以避免在涉及多个交易步骤时与客户的对话过程中要多次从客户导出或取得数据。 Enjoy the ability to use this data in multiple different operations can be avoided or made several times to export data when the transaction involves multiple steps of the process of dialogue with the customer from the customer. 交易数据对象的使用允许小应用程序得以基本上独立地运行,从交易对象中获得所需数据。 Use object's applet allows to operate substantially independently to obtain desired data from the transaction object. 该方法也允许记录或数据目标对象在交易对话过程结束时被用来产生一合适的记录。 The method also allows the record data or the target object is suitable for generating a transaction record at the end of a conversation. 此记录可被贮存或收集在一程序组内或输送到局部或广域网内的选择地址。 This record may be stored or collected in a program group or delivered to selected addresses within the local or wide area network.

如图7示意性地所示,响应浏览器76接收URL地址数据,该浏览器可有效的将报文经过内部网络16传送到代理服务器88。 As schematically shown in FIG. 7, in response to the browser 76 receives the URL address data, the browser can be effectively transferred through the internal packet network 16 to the proxy server 88. 就实施例的用途而言,与卡片数据有关的URL地址,是与操作系统14的本地银行有关的一客户的地址。 In terms of use of the embodiment, the data related to the URL of the card, a bank customer with the local operating system 14 associated address. 结果,该客户的URL地址将导致报文从代理服务器88送到本地HTTP服务器90,并访问该地址相对应的文档。 As a result, the customer's URL address will cause the message to the local HTTP proxy server 90 from 88, and to access the address corresponding to the document. 或者,在其它系统中,可做到直接连接服务器90而无需代理服务器88的介入。 Alternatively, in other systems, the server 90 can be achieved without the need for direct connection to the proxy server 88 is involved. 如前所述,URL地址也可包含会代表在自动出纳机内运行的设备的数据。 As described above, URL addresses may include data representative of the device will be operating in an automatic teller machine.

在接收到该报文后,本地HTTP服务器90在其有关的存储器内找出对应于客户URL地址数据的数据,并将该数据和一HTML文档输送到在其IP端口处的浏览器。 After receiving the message, the local HTTP server 90 to find the data corresponding to the URL address of the customer data in its associated memory, and delivers the data and a HTML document to the browser at its IP port. 此HTML文档可包括一屏面,用于确认特定客户的名字和银行业务机构名称或操作本地银行计算机系统14的其它实体的名称。 This HTML document can include a screen to confirm a specific customer's name and the name of banking institution or other entity operating name of the local bank computer system 14.

此外,HTML文档最好包含嵌入式JAVA脚本语言,JAVA脚本语言具有数字签名或取得与本地HTTP服务器90有关的数字签名的方法。 In addition, HTML documents preferably contains an embedded scripting language JAVA, JAVA scripting language with a digital signature or obtain the relevant figures with 90 local HTTP server signature. 包括在某些实施例中的文档内的脚本指令导致设备应用部分访问在服务器上的HTTP地址,此服务器在所述实施例中为服务器90。 In certain embodiments, including the script instructions cause the device application portion of the document to access the HTTP address on a server, the server in this embodiment of the server 90. HTTP地址对应于一HTTP记录,它包含至少一个指令和较佳地包含一程序,例如JAVA小应用程序或Active-X文件。 HTTP address corresponds to an HTTP record which includes at least one instruction and preferably includes a program such as a JAVA applet or Active-X file. 指令是用于运行合适的交易功能设备的。 Command is used to run the appropriate transaction function devices. HTTP记录更可取地包含代表一签名的数据,例如一数字签名。 Preferably HTTP records comprise data representative of a signature, such as a digital signature. 此数字签名应答JAVA脚本语言82而被接收,并在设备应用部分84内处理。 This digital signature is a scripting language JAVA response 82 is received and processed in the device application portion 84. JAVA小应用程序处理该数字签名并加以验证,如果为一可接收的签名,就可允许操纵银行业务机。 JAVA applet processes the digital signature is verified and, if the signature is an acceptable, may be allowed to manipulate the banking machine. 在某些实施例中,该小应用程序以预定的例如匹配的关系将该签名与存储在存储器内的签名数据进行对比。 In certain embodiments, the applet to a predetermined relationship, for example, the signature data matches the signature stored in the memory are compared.

在小应用程序验证HTTP服务器90或其它访问的HTTP记录已发送了一个正确的数字签名之后,则允许继续进行交易。 After a small application to verify the HTTP server 90 or other HTTP access to records has sent a correct digital signature, then allowed to continue trading. 如果由于某些原因发送的不是一个正确的数字签名,则JAVA小应用程序将使交易停止,并通过将自动出纳机与本地服务器90内的吸引模式有关的地址连接而使银行业务机12返回到交易开始前的状态。 If it is not a correct digital signature for some reason sent, the JAVA applet will stop trading, and automated teller machines and to attract local server mode within 90 addresses related to the banking business by connecting the machine to return to 12 state before the transaction began. 使用签字的指令可用以确保各种交易功能设备只响应合适的报文而运行。 Use of a signature instruction can be used to ensure that the various transaction function devices only appropriate response message and run. 使用签字的指令特别适合于运行纸币分配器的指令或相反为机器用户提供有价值东西等的指令。 Use of a signature instruction to the instruction execution is particularly suitable for the bill dispenser or otherwise provide something of value to the user machine or the like instructions.

实例中假定接到的数字签名是一正确的签名,在此条件下,报文从浏览器76返回到本地服务器90,指出可以进行交易。 Examples assume that received the digital signature is a proper signature, in this condition, the packet is returned from the browser 76 to the local server 90, pointed out that can be traded. 在图8中所示的示范交易中,HTTP本地服务器90接着运行将HTML文档发送给浏览器76,HTTP文档包含指令,当被处理后,这些指令产生一页面或屏面,通知用户输入他们个人身份识别码或PIN。 In the exemplary transaction shown in FIG. 8, HTTP local server 90 sends the HTML document and then run to the browser 76, HTTP document contains instructions that, when after being processed, the instruction generating a page or screen, notifying the user inputs their personal identification number or PIN. 该HTML文档最好包含嵌入JAVA指令,JAVA指令可导致设备应用部分84启动自动出纳机的键盘40,因此机器可接收PIN号码。 This HTML document preferably includes embedded JAVA instructions, JAVA instructions may cause the device application portion 84 to start the automatic teller machine keyboard 40, so the machine may receive the PIN number. 该报文被示意性地示于图8中,而JAVA脚本语言82发信号给负责键盘的JAVA小应用程序,告诉它要它启动键盘。 The message is schematically shown in Fig. 8, 82 and JAVA scripting language to signal the JAVA applet responsible for the keyboard, it tells it to activate the keypad. 作为应答,在设备应用部分84内的JAVA小应用程序将报文通过内部网络16输送到设备服务器92。 As a response, JAVA applet in the device application portion 84 to transport the packet server 92 via internal network device 16. 设备服务器92将一报文通过内部网络回送到自动出纳机内的设备接口软件部分64。 The device server 92 via a message back to the internal network device interface software portion in the automated teller machine 64. 此报文内的指令导致设备软件启动键盘40。 Instructions in this packet cause the device to start the software keyboard 40. 担负启动键盘40的JAVA小应用程序也更可取地有效地更新交易记录104以表示PIN是被请求发出的。 Promoter responsible for the keyboard 40 of a JAVA applet is also preferable to efficiently update the transaction record 104 to indicate that the requested PIN is issued.

如图9所示,经由键盘40输入的PIN是以一报文的形式从设备接口软件部分64发送给设备服务器92的。 As shown in FIG. 9, PIN input via a keyboard 40 is transmitted in the form of a message from the device interface software portion 64 to the device server 92. 设备服务器92将一报文回送到设备应用部分内的负责的JAVA小应用程序。 Device Server 92 will return a message to the JAVA applet responsible for some of the equipment within the application. 该JAVA小应用程序接着运行将一报文通过HTML文档处理部分和浏览器76回送到本地服务器90的HTTP地址。 The JAVA applet will then run a message through the HTML document processing section 76 and sent back to the browser HTTP address of the local server 90. 此报文包括由客户输入的代表PIN的数据。 This message includes data representative of the PIN entered by the customer. 在某些实施例中不希望将客户的PIN显示在屏幕上。 In certain embodiments, the customer PIN is not desired to be displayed on the screen. 在这样一些实施例中,键盘小应用程序可有效地在屏幕上显示,一例如“*”符号或代替PIN数字的其它符号。 In some such embodiments the keyboard applet may be effectively displayed on the screen, for example, a "*" symbol or other symbols in place of PIN numbers. 此外,如后所述,有可能需要避免经由浏览器输送PIN或其它数据,在该条件下,PIN数据可被作为一单独的HTTP报文来处理或以其它方式以减少泄密的危险性。 Further, as described later, it is possible to avoid the need for a PIN or other data transport via a browser, under this condition, PIN data may be processed or otherwise minimize the risk of leakage as a separate HTTP packets.

与HTTP服务器90关联运行的软件接着自己验证PIN或将它发送给办公室内部的计算机系统94以验证客户PIN号码和帐户号并等待回答。 Software associated with the HTTP 90 server and then running their own PIN verification or send it to the interior of the office computer system 94 to verify that the customer account number and PIN number and waiting for an answer. 或者,客户PIN的验证可通过一合适的小应用程序在自动出纳机内执行。 Alternatively, customer PIN verification may be performed within automatic teller machines through an appropriate applet. 这可以在客户卡片上的数据,例如,帐户号可以通过算法与客户PIN码相关联的情况下办到。 This data on the client card, e.g., the account number can be done by the algorithm in the case with the PIN code associated with the client. 在HTML报文内的嵌入式JAVA脚本语言可包括或指向获得数据和/或指令的地址,该小应用程序使用此数据和/或指令以执行验证功能,数据中包括某些加密钥数据。 JAVA script language embedded in the HTML messages may include or point to obtain data and / or address of the instruction, the applet uses this data and / or instructions to perform verification functions, including some data encrypting key. 这可包括响应用户卡片数据,而访问的在HTML文档内或其它记录数据内的用户信息。 This response may include user card data, or other information within the user data is recorded in the accessed HTML document. 如图9示意性地所示,交易数据对象104也可通过小应用程序而予以合适地更新以指明客户PIN的输入。 As shown schematically in FIG. 9, the transaction data object 104 may be suitably updated to indicate the client's PIN input by the applet.

在另外一些实施例中,机器可包括接收来自用户数据的生物统计阅读设备或其它输入设备。 In other embodiments, the machine may include receiving biometric reader device or other input device from the user data. 用户可通过使用这种设备输入数据,其可用以替代PIN数据或加在PIN数据上以验证用户是否是一认定的用户。 The user can input data by using such device, which may be used in place of PIN data or applied to the PIN data to verify that the user is identified by a user. 这可通过例如将用户数据输入与对应于包含在记录或文档内的卡片的认定用户的信息相比较而做到。 This can, for example, user data input corresponding to the user identification information contained in the recording in the card or document done by comparing. 该记录或文档具有一HTTP地址,该地址根据卡片数据由浏览器或HTTP客户应用程序通过HTTP服务器加以访问。 The document has a record or HTTP address, the address to be accessed based on the card data by the browser or HTTP client application via the HTTP server. 或者,输入数据可用于生成文档或记录的地址,该地址由浏览器或客户访问,此记录或文档含有用于验证用户身份的信息。 Alternatively, the input data may be used to generate a document or record address, the address is accessed by the browser or client, this record contains information for the document, or to authenticate the user. 例如,有关用户的数据可以存储在与HTTP服务器有关的数据存储器内,响应用户数据,HTTP服务器输送来一自记录的数据用以验证用户身份。 For example, on user data may be stored in the HTTP server associated with the data store, in response to user data, the HTTP server to transport data from a record to verify the user's identity.

必须注意到请求客户输入PIN示出的页面或屏面是由本地HTTP服务器90生成的。 It must be noted customer to enter a PIN request page or screen 90 is shown generated by the local HTTP server. 该屏面是与特定客户URL地址有关的。 This screen is related to a specific customer URL address. 这将是客户本地银行的接口,因此该接口对客户而言将是熟悉的。 This will be the local bank customer interface, this interface will be familiar to customers. 或者,客户地址可以访问主要是客户与运行计算机系统14的机构的个人“主页”(home page)。 Alternatively, customers can access address mainly institutional clients and run the computer systems of 14 individual "Home" (home page). 因此,这不仅是用户熟悉的事物,而且也十分适合于用户的特定交易需要。 Therefore, it is not only familiar things, but also well-suited for transaction-specific needs of users.

或者,含有用户数据的文档或记录可用于生成其它文档的地址。 Alternatively, a document containing user data or records can be used to generate the addresses of other documents. 信息也可被用来在特定环境下生成作为特定客户的文档。 Information can also be used to generate a document as a particular customer in a particular environment. 这种方法可有效地减少有关对每一客户事先要准备一个人页面或文档的麻烦。 This method can effectively reduce trouble related to each customer in advance to prepare a person or page of the document.

完成上述目标的方法,这可涉及包括与特定客户有关的在文档或记录内的种种类型或类别的用户信息。 Accomplish these objectives approach, which may involve the user information includes various types or categories and specific customer-related within a document or recorded. 这些信息包含例如,性别,有关人员,帐户类型,容许的交易,客户爱好,客户兴趣,帐户余额,先前提供或接受的事项以及其它信息。 This information includes, for example, gender, the person concerned, account type, permitted transactions, customer preferences, customer interest, account balances, previously provided or received items and other information. 这些客户信息可以被小应用程序86之间的一合适小应用程序用于定址和/或为浏览器发展一合适文档以便根据客户的“简档”(profile)而进行访问。 The customer information can be used for an appropriate applet among applets 86 addressed and / or the right to browser development documentation for a customer "profile" (profile) and access based on. 此外,该简档小应用程序可考虑到在特定机器中具有的交易设备,其信息存储在机内的数据存储器内或系统中的另外的地方,以及其它因素,例如根据系统钟而定的星期的天数,一天的时间。 In addition, the profile applet may be considered to have a particular machine in the transaction device, another place in the data memory from which information stored in the machine or system, and other factors, for example according to the system clock dependent weeks the number of days, the time of day. 机器以这种方式在特定环境下对特定客户确定访问或生成合适的文档。 In this way, the machine determines access to a particular customer in a particular environment or generate the appropriate documentation.

在简档小应用程序内使用的逻辑可以对客户起导致文档被建立或被访问的作用,它包括根据客户信息,关于定期的信息和其它因素的交易选择。 The logic used in the profile applet may play a lead role in the customer file is created or accessed, including customer information, trading options on regular information and other factors. 简档小应用程序根据客户信息可有选择性地提供交易选项或信息。 Profile applet may provide transaction options or information selectively based on customer information. 例如,机器操作员可有选择性地将各种鼓励、物质刺激、奖励、另外的交易选项或广告信息提供给用户。 For example, a machine operator may selectively provide all kinds of encouragement, incentives, rewards, additional options trading or advertising information to the user. 操纵机器的某些类型的机构客户可接收带有选项的屏面输出,鼓励客户和机构进行更多的业务或其它类型的业务。 Certain types of customers actuating mechanism of the machine may receive screen outputs with options, to encourage customers and business institutions or more other types of traffic. 同样,被认可作为国外机构客户的客户也可以被提供与操纵机器的机构进行业务的鼓励。 Also, it is recognized as foreign institutional clients customers can also be provided to encourage businesses and organizations to manipulate the machine.

简档小应用程序可起导致计算机访问其它服务器内的其它文档的作用,如证券行情数据,并有选择性地将此数据提供给客户。 Profile applet may lead to play the role of other computers to access documents in other servers, such as stock quote data, and selectively provide this data to the client. 必须予以理解的是简档小应用程序可运行的确定一地址或生成文档以产生交易顺序的初始显示屏面。 It must be understood that determining an address or generate a document profile applet that can be run to generate an initial display screen trading order. 简档小应用程序也可运行为客户在其它交易点或交易点之间提供信息或访问或形成文档以生成直观的输出。 Profile applet can also be run to provide customers with information between the point of transaction or other transaction or access point or form document to generate visual output. 这还可进一步用于这样的系统中,其中,机器操作者能够将报酬的广告出售给第三方,然后访问HTTP记录,如第三方产品或服务的HTML的文件。 This can be further used in such a system, wherein the machine operator to sell paid advertising to a third party, and then access the HTTP records, such as third-party products or services HTML files. 这些访问可基于定期或在其它基础上进行,但是响应特定用户的简档,通过选择HTTP记录可有效地进行这些访问。 The access may be based on a regular basis or other basis, but in response to a specific user profile, which can be accessed efficiently by selecting the HTTP record.

在用于作为例证的交易中,由操作计算机网络14机构的客户接下去的交易流程示意性地示于图10中。 Illustrative for the transaction, the computer 14 operated by a customer of the network means the next transaction process is schematically shown in FIG. 10. 响应客户输入正确的PIN,本地HTTP服务器90有效的将HTML文档发送给运行自动出纳机的计算机内的软件的HTML文档处理部分。 Response to customer input the correct PIN, the effective local HTTP server 90 sends an HTML document to a computer running software within automatic teller machines HTML document handling portion. 这些报文可包括用于生成屏面的信息,该屏面信息提醒客户选择一项交易。 These messages may include information for generating the screen surface, the screen information to remind customers to choose one transaction. 就此实施例而言,假定客户在接触式屏幕处输入一选定交易事项,此选定的交易事项是现钞的发放,这是自动化银行业务机通常的交易事项。 In this embodiment, it is assumed that the customer enters the contact screen at a selected transactions, this transaction is selected the cash payment, which is usually automated banking machine transactions.

客户通过接触式屏幕的输入设备的选定经由HTML文档处理部分而返回,HTML文档处理部分将一HTTP报文传递给本地HTTP服务器90。 The client device via the input screen of the selected contact and return through the HTML document handling portion, HTML document processing section to transmit a message to the HTTP local HTTP server 90. 服务器90接着通过将另一HTML文档发给银行业务机而作出回答,提醒客户选择提取现金的数量。 Server 90 then another HTML document issued by banking machine made answer, remind customers to choose the number of cash withdrawals. 客户再一次可在接触式屏幕上输入一它的选择选定项,屏幕显示客户所请求提取的现钞数量。 Again the customer may input a selection of the selected item in which the contact screen, the screen displays the number of the extracted cash requested by the client. 该HTTP报文经过HTML文档处理部分和浏览器76而到达本地服务器90。 The HTTP packets through HTML browser and document processing section 76 and 90 to reach the local server.

收到来自客户的金额数据后,本地服务器90优先地有效地与办公室内部的计算机系统94电子联通以验证客户在其帐户内是否具有他所要求的金额数量。 Upon receipt of the amount of data from the client's local server 90 preferentially effective internal office computer system 94 EDI customers to verify whether the amount of money he had requested in its accounts. 这最好通过一公用网关接口(CGI)106而完成,该公用网接口是与本地服务器90有效连接的。 This is best accomplished through a Common Gateway Interface (CGI) 106, the public network interface is a local server 90 linked. 就这项交易而言,假定办公室内部的计算机系统94指出客户帐目内有这笔金额,并通过CGI106将报文发送给本地服务器90以表示交易可继续做下去。 In terms of the deal, it assumed office inside the computer system 94 has pointed out that this amount within customer accounts, and sends the packet to the local server via CGI106 90 to indicate that the transaction may continue to do so.

如图11中示意性地所示,本地服务器90接着运行将文件送回到在自动出纳机软件内的HTML文档处理部分。 11 schematically shown, the local server 90 then runs the returned HTML document handling portion in the ATM software files. 该报文将优先地导致在屏面上显示出信息通知客户交易正在进行。 The message will lead to preferentially display the information to inform customer transactions in progress screen surface. 此外,回送的HTML文档最好包含有嵌入指令的JAVA脚本语言程序,这些指令被执行并传送到与纸币分配机构42运行有关的JAVA小应用程序。 In addition, the loopback HTML document preferably includes embedded JAVA script language program instructions, these instructions are executed and transferred to the JAVA applet 42 running the relevant bill dispensing mechanism.

从本地服务器90返回的文档可包括广告或其它信息而不一定是客户信息,或者是除客户外的其他信息。 The document returned from the local server 90 may include advertisements or other information is not necessarily customer information, or other information in addition to the customer. 返回的文档也包括一导致机器访问或生成另一文档的指令。 Returned document also includes a command causing the machine to access or generate another document. 取决于与客户,机器,现时和/或其他环境有关的特征,这些指令可调用简档小应用程序内的方法。 Depending on the customer, the machine, the present and / or other features related to the environment, the instructions in the method of the profile applet may be invoked. 这允许访问一些文档,这些文档为用户提供宣传信息诸如广告或其它信息,同时用户等待机器操作。 This allows access to some documents that provide users with advertising or other promotional information, such as information, and you wait for the machine to operate. 必须予以理解的是,这些文档可在包括因特网的任何地方被访问。 It must be understood that these documents can be accessed from anywhere, including the Internet. 这样就有可能选择性地将大量的资料提供给客户。 In this way it is possible to selectively lot of information available to customers. 还允许自动出纳机的操作者和其它交易机在广泛基础上,或对准某类客户或甚至在部分基础上对准个别客户将广告提供给客户。 Also allows automatic teller machine transaction machine operators and other broad-based, or alignment of certain customers or even individual customers aligned in part on the basis of the ad to the customer. 这可以是机器操作者的例如银行的广告或者关于事实上是任何商品或服务类型的广告。 This may be, for example advertising machine operator on the bank or in fact any type of advertising goods or services. 这些广告也可根据所操纵的特定交易设备、所涉及的资金数量或其它参数有选择地提供。 These ads may be depending on the particular transaction device being operated, the amount of funds involved or other parameters to selectively provide. HTML文档也允许将图象和音响提供给客户,因而增强宣传的有效性。 HTML document also allows images and audio to customers, and thus enhance the effectiveness of propaganda.

到达软件的设备应用部分84内的JAVA小应用程序的报文启动纸币分配器的运行,导致生成一报文给设备服务器92。 Packets JAVA applet in the device application portion 84 reaches the bill dispenser software starts running, resulting in generation of a message to the device server 92. 到达设备服务器92的用以进行分配现钞的报文最好由监控软件102加以分析以检验和观察所述报文是否合适。 Reaching the server device 92 for performing cash dispensing packets is preferably analyzed by the monitor software 102 to verify the packet and observe whether appropriate. 例如,监控软件102最好有效的确证所要求的现钞数量没有超过预定的数量。 For example, the number of cash effective monitoring software 102 preferably does not exceed the required confirmation predetermined number. 也可任选地检查以便验证在先前时期内提供给该客户的金额没有超过某一数量。 May also optionally check to verify that the amount provided to the client in the previous period does not exceed a certain amount. 这可通过设备服务器将报文输送到办公室内部计算机系统而做到,办公室内部的计算机系统内包含先前从客户接收到的卡片数据。 This message may be conveyed by the device server to achieve intra-office computer system, comprising a card data previously received from the client to the inside of the office computer system. 此报文可通过服务器90和其相关的CGI或其他连接部分。 This packet through server 90 and its associated CGI, or other connection portions. 假定分配指令没有被来自办公室内部的计算机系统或监控软件的报文所阻止,设备服务器92就将分配报文发送到自动出纳机内的设备接口软件部分64。 Packet monitoring software in a computer system or assume that allocation instructions are not blocked from the inside of the office, the server device 92 will be assigned to the packets sent in the device interface software portion 64 automatic teller machines. 之后,软件部分64有效应答上述报文启动纸张分配机构42,而分配给客户所请求的现钞数量。 Thereafter, the above-described software part valid response packet 64 to start the paper dispensing mechanism 42, and the number assigned to the cash requested by the client.

监控软件102最好执行设备服务器内的其他功能。 Monitor software 102 preferably performs additional functions in the device server. 例如,政府法规或良好的商业惯例往往要求限制存入自动出纳机内的存款额度和数量,这可以防止“洗钱”(“money laundering”)或其它可疑活动。 For example, government regulations or good business practice often requires limiting the amount of deposit and deposit amount in the automatic teller machine, which can prevent "money laundering" ( "money laundering"), or other suspicious activity. 监控软件更可取地控制任何一笔一次性存款的数量限于一设定限额之下。 Preferably monitoring software control of any number of a one-time deposit is limited under a set limit. 监控软件还可以进一步通过与本地银行办公室内部计算机系统94联通而运行以防止在一预定时间内超过一定限额的一系列存款。 Monitoring software can also be run in order to prevent further and within a predetermined time exceeds a certain limit of deposit through a series of 94 local banks and office Unicom internal computer system. 该监控软件也可以与代理服务器一起应答来自国外服务器的指令限制在银行业务机上可进行的某些交易,这将在以后进行讨论。 The software can also monitor the response command from the server's restrictions on foreign banking machine that can be made with certain transactions with the proxy server, which will be discussed later.

必须注意到,在本发明的一个最佳实施例中,可有效输送导致现金得以发放的报文的小应用程序可以与控制分配给客户票证混淆的其它小应用程序一起进行工作。 It must be noted, in a preferred embodiment of the present invention, can lead to efficient delivery of packets applet cash payment can be allocated to other control applet customer ticket confusing to work together. 许多自动化出纳机具有分配两种或多种面额通货券的能力。 Many automated teller machine has the ability to assign two or more denominations of currency bills. 这就需要控制分配到客户的票证的混淆以适合机内的应用,并避免一种面额的票证先于另一种票证用光。 This need to control the distribution of tickets to confuse the customer to suit the application in the machine and avoid the ticket of one denomination to another before tickets run out. 票证混淆小应用程序最好切实可行的按照操作自动出纳机的机构的需要以及按照自动出纳机的能力来控制票证的混淆。 Ticket confusion applet best practicable means as required operation of the automatic teller machine, and automated teller machine according to the ability to control the confusion of the ticket. 或者,用于控制票证混淆的JAVA小应用程序可驻留在设备接口软件部分64内的设备程序70中。 Alternatively, JAVA applet for controlling ticket confusing interface software may reside in device program 70 in the inner portion 64.

熟悉本技术领域的人员将理解,在机内的特定JAVA小应用程序和/或配置数据可以有选择性地在机器启动或在其它时间从本地服务器90中装入。 Those skilled in the art will be appreciated, the particular JAVA applets and / or configuration data in the machine may be selectively activated or loaded from the local server 90 at other times in the machine. 因为小应用程序和配置数据可被选择性地被传送到特定的机器,这些机器适合于特定自动出纳机的货币分配机构和其它能力。 Because the applets and configuration data may be selectively transmitted to the particular machines that is suitable for a particular currency dispensing mechanism and automatic teller machines of other capabilities. 例如,自动出纳机可以被配置从而必须具有某些小应用程序组才允许机器运行。 For example, automatic teller machines may be configured so that certain applets must be allowed to set the machine to run. 一种装入上述数据或程序的方法在于提供在终端软件内的地址值以指示哪里可获得小应用程序或数据所需要的指令。 A method for loading such data or programs is to provide address values ​​in the terminal software to indicate where the applet access to an instruction or data required. 如果小应用程序或小应用程序组在启动机器时已经不存在于自动出纳机终端的存储器内,该软件可有效访问文档的系统地址,该文档内含有所需记录或指令,并可使机器装入所需记录。 If the applet or applets when starting the machine has been set is not present in the ATM terminal memory, the software system can be effective address to access the document, or record containing the desired instruction within the document, and to make the machine loading enter the required records. 浏览器可用于访问地址,软件将根据被访问文件中的与指令对应的数据装入自动出纳机终端内的存储器内,以使终端具有所需的小应用程序和数据。 Browser for accessing an address, the software loaded into the automatic teller machine in the memory according to the data terminal corresponding to the command file is accessed, so that the terminal has the required applets and data to. 上述的文档地址可通过本地服务器90进行访问。 The document addresses the above can be accessed through the local server 90. 或者,该地址可以处于与内部网络16连接的单独开发的服务器上。 Alternatively, the addresses may be on a separate development server connected to the internal network 16. 这样,每一交易机能够装入含有操作码,为运行机内交易设备所必需的小应用程序和数据。 Thus, each transaction machine comprising operation code can be loaded, run the machine for the transaction device required applets and data. 或者,文档可经由机器可访问的开发服务器或其它服务器并通过一广域网而被提供。 Alternatively, the document and can be provided through a wide area network via a machine-accessible development servers or other servers. 文档可以被提供在开发服务器上,为机器提供关于怎样获得操作码的指令以进行品种繁多的功能。 Documents can be provided on a development server, provide instructions on how to get the machine operating code for a wide variety of functions. 指令可指导机器通过机内的HTTP客户从经由HTTP服务器可访问的地址获得必需的数据和代码。 Instructions may direct the machine to obtain the necessary data and code from addresses accessible through HTTP servers by an HTTP client in the machine. 该数据和代码可应答一个或几个文档内的指令而获得。 The data and code can answer or a few instructions within the document is obtained. 机器也可要求以这种方式装入的小应用程序是包含数字签名或其它认证特性用标志表示小应用程序,用以完成机内某些设备的运转。 Machine may also request an applet is loaded in this manner contains a digital signature or other authentication applet represents a flag for the completion of the operation of certain devices in the machine.

或者,本发明的实施例,可从远程的数据存储器获得必要的小应用程序和数据。 Alternatively, embodiments of the present invention can obtain the necessary applets and data from a remote data store. 所述数据存储器最好包含允许机器按要求运行的数据和/或程序,或具有机器在哪里可获得用于运行机器所必须的指令和数据的指令。 The data store preferably includes allowing the machine to operate as expected data and / or program, or with a machine where the operation of the machine instruction are available for the necessary instructions and data. 数据可从一数据库服务器中取得。 Data can be retrieved from a database server. 交易机向数据库服务器寻址询问。 Inquire transaction to the database server addressing. 该询问包含或伴随有来自机器的可以识别(确认)机器的标记。 The query contains or is accompanied from the machine may be identified (confirmed) labeled machine. 这可以是特定的机器例如机号和/或包含代表机器类型或代表机器功能设备能力的标记。 This may be, for example, a particular machine gauge and / or marking machine comprising behalf or on behalf of the type machine function device capabilities.

数据存储器最好包含具有发送到机器的数据或程序的记录。 Data store preferably includes records having data or programs sent to the machine. 响应对服务器的询问,服务器从数据存储器检索记录,并应答服务器的记录将一个或多个报文传送到交易机内的HTTP客户。 Response to the inquiry to the server, the server retrieves records from the data memory, and the response of the server to record the one or more packets sent to the HTTP client in the transaction machine. 该报文包含配置数据或小应用程序以使机器以所需的方式运行或可包含指令,这些指令指出机器怎样从在系统内连接的服务器中获得上述的程序。 The message contains configuration data or applets to enable the machine to run in a desired manner or may comprise instructions that obtain the above noted how the machine program from a server connected in the system.

在所示的实施例中,配置服务器和数据存储器可如同本地银行服务器90一样在同一计算机上运行。 In the embodiment shown, the configuration server and data store may be the same as the local bank's server 90 running on the same computer. 在另一些实施例中,数据库服务器可驻留在与机器连接的网络内的另外的地方。 In other embodiments, the database server may reside in another place within the network is connected to the machine.

使用上述特性的机器和系统的一个优点在于当情况改变时可以改变机器的运行和客户接口的灵活性。 One advantage of using the machine and system characteristics that may be varied and the flexibility of the machine running the client interface is changed when the case. 这可以包括交易功能设备内的改变。 This may include a change in the transaction function device. 情况可能改变成某些交易是受限制的或机器内没有某些交易项目。 The situation could change as some transactions are not restricted certain transactions within the project or machine. 例如,一机器可正常地接收存款除非其存放机构已经满了。 For example, a machine may normally accept deposits storage mechanism unless it is already full. 在这种情况下,机器可改变访问的文档通过其输出设备将信息提供给用户告诉用户不再提供存款服务。 In this case, the machine can change the document accessible through the output device will provide information to the user to tell the user no longer provide deposit services. 这可通过最初将小应用程序和数据装入机内而做到,当检测到上述情况时,小应用程序和数据就提供指令。 This may be done initially by the applets and data loaded into the machine, when detecting the above-described circumstances, an applet provides instructions and data. 响应于当时的情况,通过从HTTP服务器装入新小应用程序和/或数据而更改机器程序。 In response to the situation, to change the machine program by loading new applets and / or data from the HTTP server. 这可以响应数据库服务器的询问而做到,该数据库服务器包含或伴随有代表机器变动情况或变动能力的数据。 This response to a query the database server and do the database server contains or is accompanied by representatives of data changes or changes in the ability of the machine. 作为应答,该服务器输送小应用程序,数据和/或指令将按照更改的模式运转机器。 In response, the transport server applet, data and / or instructions in accordance with the mode of operation of the machine will change.

这种方法消除了使用传统交易机时的那种情况,在该情况下,在输出设备上用的静态接口的显示给客户提供一交易选项。 This method eliminates that case when using traditional trading machine, in this case, on the output device for display static interface to provide customers with a transaction options. 有时,在客户作出选择后,机器又给出不能提供客户所选择的交易选项的指示。 Sometimes, when customers make a choice, but also gives an indication of the machine can not provide customers the choice of trading options. 本文所述的方法可用于许多交易选项及交易的变更。 The methods described herein can be used in many variations and options trading transactions. 通过以机器为基础的或甚至如前所述以客户为基的客户,并根据运行交易机的机构需要而可以容易地改变来自机上数据库服务器中的交易选项。 By a machine-based client, or even customer groups as described above and needs can be easily changed according to the operating mechanism from the machine transaction machine transaction options database server.

现在将继续讨论作为例证用的交易,在现钞分配器42分配了所请求的现钞数量后,设备接口软件程序64将分配操作报文发回到在设备应用程序84内负责分配的JAVA小应用程序以确认分配操作。 After discussions will now continue with the transaction as an example, the cash dispenser 42 is assigned to the requested amount of cash, equipment interface software program 64 will dispense operation message sent back to the JAVA applet responsible for the distribution within the device application 84 application to confirm the dispensing operation. 如图12所示,该特定的小应用程序可有效地更新交易记录104以指出货币按要求的数量分配给了客户。 As shown, the particular applet is effective to update the transaction record 104 in FIG. 12 to indicate the number of money distribution according to the requirements of the customer. 可有效的导致货币被分配到客户的嵌入式JAVA脚本语言指令最好还包含将确认分配完成的报文发回本地服务器90的指令。 Can effectively result in the customer's money is allocated to the embedded JAVA script language instruction also contains the best will confirm the completion of the distribution of the packets sent instructions back to the local server 90. 在收到表明现金已完成分发的分发操作报文后,导致JAVA应用小程序配置HTML文档处理部分将一设备应答报文送回本地服务器。 Upon receipt of the completed show that the cash distribution operations distributed packets, the JAVA applet to configure HTML document processing section will be a device response message back to the local server. 本地服务器接着按照其程序被启动向办公室内部的计算机系统表明客户已经接收到分配给他的现款数量。 Then the local server is started in accordance with its internal procedures to the office computer system indicates that the customer has received the number assigned to him in cash. 该现款数量从由办公室内部计算机系统所保留的记录内的客户帐目中扣去。 The cash amount is deducted from the customer's account within the internal records from the office computer system reserved.

在交易过程中,通常询问客户是否想要交易收据。 In the transaction process, usually ask if the customer wants a transaction receipt. 询问可以在交易流程中不同时间阶段内进行。 Asks the transaction process can be carried out in different time periods. 在本实施例中,现钞分发之后向操纵机器的客户发送如图13所示的上述信息。 In the present embodiment, after transmitting cash distribution information shown in FIG. 13 described above to manipulate the client machine. 本地服务器90可有效地送出一HTML文档,该HTML文档包括一屏面,用于询问客户是否想要一张收据。 The local server 90 can effectively send a HTML document, the HTML document includes a screen for asking whether the customer wants a receipt. 为应答接收到通过浏览器76送来的报文后,此信息作为在接触式屏幕30上的一页面的一部分显示出来。 After the response is received through the browser to the message 76 sent as part of a contact on a screen 30 of the information page is displayed. 或者,所述文档是通过机器生成的。 Alternatively, the document produced by the machine. 响应客户表示想要或不想要收据的信息后,将报文返回到本地服务器。 Response to customer wants or does not want to represent the receipt of information, the packet is returned to the local server. 必须再一次予以理解的是,显示给客户的屏面最好是客户所习惯的,从他或她的在当地机构所看到的那些屏面,也可能是他或她的独特的本地页面。 Must be understood once again that the display screen to the customer's best customers are accustomed, from his or her screen in those local agencies have seen, it may be his or her unique local page.

假定客户想要接到一份交易收据,本地服务器90如图14所示启动将一文档送回到具有嵌入JAVA脚本语言的自动出纳机上,表示要打印一份交易收据。 Assume that the client wants to receive a transaction receipt, start the local server 90 shown in FIG. 14 will have a document sent back to the automatic teller machine on the embedded JAVA script language, pledged to print a transaction receipt. 这些以JAVA脚本语言编写的指令被传送到设备应用部分84,该设备应用部分84将一TCP/IP报文经由内部网络发送到设备服务器92。 The instructions in JAVA script language is transmitted to the device application portion 84, the device application portion 84 to a TCP / IP packet to the server 92 via the internal network device. 设备服务器92又将一带有指令的报文传送给自动出纳机内的设备接口软件部分64。 Packet to the device interface software in the automatic teller machine having a device server 92 in turn instruction portion 64. 为响应接收到此报文,软件部分64有效地导致打印机46打印出客户的交易收据。 In response to receiving this message, the software portion 64 effectively cause the printer 46 to print out the customer's transaction receipt. 负责启动打印机的JAVA小应用程序也更可取地有效更新交易数据对象或记录104。 Responsible for initiating the printer's JAVA applet is also preferable to efficiently update the transaction data object or record 104. 如后所述,用于控制收据的打印的小应用程序可以从交易数据对象获得用于打印收据的数据。 As described later, the print control applet for receipt of data for printing a receipt may be obtained from the transaction data object.

必须予以理解的是,即使客户不想要收据,最好是通过日志记录打印机48打印一硬拷页的交易记录。 It must be understood that even if the customer does not want a receipt, it is best to print a hard copy transaction records page by logging printer 48. 这可响应嵌入指令而做到,该嵌入指令是来自本地服务器90的同一文档的部分,它导致打印客户的交易收据,或者是另一个文档的部分,它表明客户拒绝接受交易收据的选择。 This response can be embedded instructions and do it, the embedded instructions are part of the same document from the local server 90, which leads to print the customer's transaction receipt, or part of another document, it indicates that the client refused to accept the selected transaction receipt. 或者,日志记录打印机可应答其它小应用程序而启动,例如导致现钞分配的小应用程序,或者由自动出纳机操作者所选择的另一种方式的小应用程序。 Alternatively, other logging printer response applet is started, for example, resulting in a small cash dispensing application or applet to another embodiment of the automatic teller machine by the operator's choice. 从前述的说明可以理解,自动出纳机的最佳实施例的操作具有符合系统操作者所需要的固有灵活性和可编程性。 It will be appreciated from the foregoing description, operation of the preferred embodiment of the automatic teller machine having an inherent flexibility and programmability required for the system operator to meet.

如图15所示,一旦完成交易收据的打印后,软件部分64就优先地有效的将一设备操作报文输送给设备服务器92,它表明所要求的设备功能被成功地执行。 15, once the printing is completed transaction receipt, the software portion 64 to preferentially effective operation of the apparatus a message delivered to the server device 92, which indicates that the requested device function was successfully executed. 设备服务器92有效的将一对应的设备操作报文发送给设备应用部分84,在最佳实施例中,设备操作报文是发送给负责打印收据的特定JAVA小应用程序的。 The device server 92 sends a valid corresponding device operation message to the device application portion 84, in the preferred embodiment, the device operation message is transmitted to the particular JAVA applet responsible for the printing of the receipt. JAVA小应用程序又配置HTML文档处理部分以一设备应答报文的方式生成一返回到本地服务器的报文,表明客户收据已打印好。 JAVA applet and HTML document processing section to configure a device response packet way to generate a return message the local server, indicating that the customer has printed receipt.

接到了现金和收据后,通过从本地服务器90的HTML文档生成一显示屏面提醒客户,请客户指出是否想要进行另外的交易。 After receiving the cash and receipts to remind customers by generating a display screen from a local server HTML document 90, please indicate whether customers want to make another transaction. 上述在这方面提醒客户的可视页面或屏面被显示在接触式屏幕30上。 These alerts the customer in this regard is the visual pages or screens displayed on the screen 30 in contact. 就作为举例的交易而言,假定客户不要进行另外的交易,针对此情况,通过HTML文档处理部分返回一报文给本地服务器90。 For example, as it deals assumes that customers do not make another transaction, for this situation, a return message to the local server 90 through the HTML document processing section.

如图17示意性所示,在接收到客户交易结束的报文后,本地服务器90有效的将一“返回始位”(“go home”)报文发送给自动出纳机。 As shown schematically in FIG. 17, after receiving the end of the customer transaction message, the local server 90 will effectively a "return to start bit" ( "go home") packet to the automated teller machine. 该报文最好包含一用于产生感谢客户的屏面显示的HTML文档。 The best message for generating an HTML document that contains a thank customers screen display. 此报文最好还包含调用JAVA小应用程序的嵌入式JAVA脚本语言程序,JAVA小应用程序最后将自动出纳机的HTML文档处理部分返回到与其有关的本地服务器90上的URL地址或其它地址,后者提供用于输出所谓“吸引模式”报文的文档。 This message also preferably includes an embedded scripting language JAVA program calls JAVA applet, JAVA applet HTML document last automatic teller machine processing URL or other address on the return section 90 relating to the local server, the latter provides for the output document called "attract mode" message. 必须记住在某些实施例中的字母指使用脚本语言编写的程序可运行导致将一报文从文档处理部分发送到本地服务器上的地址,本地服务器会导致一相应HTTP记录的装入,此HTTP记录包括由所需小应用程序组成的指令。 Letters must remember certain embodiments refers to the use scripting language program can be run result in a message sent from the document handling portion to an address on the local server, the local server causes a corresponding HTTP record is loaded, this HTTP record including instructions required by the applet thereof.

如图18示意性地所示,“返回始位”指令小应用程序可有效的配置浏览器76。 As schematically shown in FIG. 18, "return to home" command applet can effectively configure the browser 76. 通过JAVA小应用程序配置HTML文档处理部分返回始位之后,JAVA小应用程序被配置成将信息从有关刚完成交易的交易记录104输送到本地服务器90。 Returns to its initial position after HTML document processing section configured by a JAVA applet, JAVA applet is configured to transport information from the transaction record 104 has just completed transaction relating to the local server 90. 因为示范性交易同操作计算机系统14的机构的客户有关,所有涉及交易的数据应该早已被记录在办公室内部的计算机系统94内。 Because the client organization transactions with exemplary operation of the computer system 14 is related to all of the data involved in the transaction it should have already been recorded in the interior of the office computer system 94. 然而,要理解的是,如果响应从由不同机构操纵的服务器的报文而进行交易时,情况就不一样了。 However, it is understood that, if the packet operated by different agencies server and transaction response, the situation is different. 因此,来自交易记录器104的所有或部分信息可响应一“返回始位”命令而被输送到本地服务器90并通过CGI而传送到办公室内部的计算机系统94。 Thus, all or a part of the information from the transaction record 104 may respond to a "return to home" command is sent to the local server 90 and transmitted to the inside of the office computer system 94 through the CGI. 在那里,办公室内部的计算机系统可鉴定这些信息是转录信息并予以放弃。 There, inside the office computer system can identify these transcription information and the information is to be abandoned. 这可使用远程方式调用(RMI)将对象转到或传送到服务器90,然后将数据通过来自服务器的报文或通过报文或其它技术输送到办公室内部的计算机系统。 This embodiment can use remote invocation (RMI) to the object or transmitted to the server 90, and then sent through the data packet from the message server or by other techniques or to the inside of the office computer system.

当然,在其它实施例中,可将交易信息以扩展周期储存在数据库中,而不是在每笔交易后送回。 Of course, in other embodiments, the transaction information may be stored in a database for an extended period, rather than returned after each transaction. 或者,如果系统14的操作者要求,本发明的自动出纳机12可包含切实可行的将交易记录信息输送到地址的小应用程序而不是本地服务器。 Alternatively, if the operator of the system 14, automatic teller machine 12 of the present invention may comprise practical transaction records information delivery applet instead of the local address to the server.

当一“国外”用户使用自动出纳机12时,计算机系统的操作按图19~24图解所示的方式进行。 When the operation of a "foreign" user ATM 12, the computer system 24 is performed in the manner illustrated in FIG. 19 to FIG. 进行交易的国外用户不是操作自动出纳机12和计算机系统14机构的客户,交易将在本地服务器90的控制下运行,并且将按前述实施例的方式通过客户输入他们卡片的地点进行。 Foreign Trade user operation of the automatic teller machine than the client computer 14 and the mechanism 12 of the system, the transaction will be run under the control of the local server 90, and the previously described embodiments will be performed by the customer enters their card location. 客户输入的卡片具有对应于URL地址的标记而不是对应于本地服务器90的标记。 Entered by the client corresponding to the URL address card indicia corresponding to a marker rather than the local server 90. HTML文档处理部分有效的配置一存取访问URL地址的寻址报文,该报文对应于客户卡片上的标记或响应上述标记的其它地址。 Valid HTML document processing portion arranged to access a URL address to access the address packet, the packet corresponding to the other in response to the address mark or marks on the customer card. 上述报文被输送到代理服务器88,该代理服务器又将此报文输送到广域网18。 The above-described packets 88 are transported to the proxy server, the proxy server and the message conveyed to this WAN 18. 报文从广域网转到与客户URL地址对应的国外服务器。 Packets from the WAN to the foreign server and client URL address corresponding. 就本实例而言,国外服务器与连接到因特网的服务器96是对应的。 For purposes of this example, the foreign server connected to the Internet server 96 corresponds to.

在本发明最佳实施例中,代理服务器88包含图示107的屏蔽软件。 In the preferred embodiment of the invention, the proxy server 88 comprises a shield 107 illustrated in software. 屏蔽软件更可取地可操作验证地址,报文是通过自动出纳机而对准地址的,并有选择性地防止将报文发送到特定地址。 Preferably blocking software operable to verify the address, the packet address is aligned by the automatic teller machine, and selectively preventing the packets to a specific address. 屏蔽软件可用作“fire wall”防火墙,合乎防止系统内舞弊行为的需要。 Blocking software can be used as "fire wall" firewall, in line with the need to prevent fraud in the system.

如图20所示,国外服务器96可以切实可行的将包括HTML文档的HTTP报文通过广域网18回送到自动出纳机12。 As shown, the foreign server 96 may be practicable HTTP packets comprises an HTML document 20 back through the WAN 18 to the automated teller machine 12. 为使报文中断的危险限度减到最低,这可使用一加密接插件(“SSC”)而做到。 In order to limit the risk of interruption to minimize packet, which can be done using an encryption connectors ( "SSC"). 当然,也可使用包括加密报文技术之类的其他技术来使中断报文的危险减到最低。 Of course, other techniques may be used include message encryption technologies like to make the risk of interruption messages to a minimum.

如图20示意地所示,从国外服务器96应答的文档最好包含代表或对应于识别国外服务器96的数字签名的嵌入式JAVA脚本语言。 As schematically shown in FIG. 20, the document from foreign server 96 preferably includes a response on behalf of, or corresponding to the identified embedded JAVA script language foreign server 96 the digital signature. 如前所述,这可通过装入包含一用标志表示的小应用程序的HTTP记录来达到。 As described above, this may comprise HTTP charged by application of a small recording mark indicated by achieved. 在自动出纳机内的应用部分84中的小应用程序最好以前述实例所描述的方式进行运行以验证数字签名,并发送一表示交易已被认可的报文。 Application Part applet 84 is in the automatic teller machine operation is preferably carried out in the manner described in the foregoing examples to verify the digital signature, and transmits a transaction has been approved expressed packets. 国外机构用的数字特性将被贮存在自动出纳机内的存储器中,并最终记录在办公室内部的计算机系统94内。 Digital nature with foreign bodies will be stored in memory within an automated teller machine, and finally recorded within the interior 94 of the office computer system.

必须予以注意的是来自国外服务器96的HTML文档产生外国客户习惯看的国外机构的可视页面或屏面。 It must be noted that the visible page or screen foreign institutions from abroad server generates an HTML document 96 foreign customers accustomed to see. 这些页面与国外客户的“主页”是一致的,其特别适合于特定客户的需要。 These pages with foreign customers, "Home" is the same, which is particularly suitable for the particular customer needs.

图21表示通过国外服务器96访问的文档到达自动出纳机12的实例。 FIG 21 shows an example of an automatic teller machine 12 through the foreign server 96 to access the document is reached. 来自国外服务器的文档可包含按前述方式启动JAVA小应用程序工作的嵌入式JAVA脚本语言以运转自动出纳机12内的设备36。 Documents from the foreign server may include a JAVA applet to start work as previously described embedded JAVA script language to operate automated teller machine inside the device 36 12. 如图21所示,到达设备的TCP/IP报文从JAVA小应用程序通过设备应用部分84传到设备服务器92,而指令从设备服务器传到自动出纳机内的设备软件接口部分64。 As shown, the device reaching the TCP / IP packets transmitted from the JAVA applet server 92 the device 21 via the device application portion 84, the instruction passed to the device in the automated teller machine software interface section 64 from the server device. 设备操作报文取反向路径。 Device operation messages take a reverse path. 随着这些报文通过设备服务器92,监控软件102监控这些报文使将舞弊或滥用的危险减到最小。 As these packets through the device server 92, monitor software 102 monitors these messages will cause the risk of fraud or abuse minimized.

如图21所示,来自国外服务器96的文档可有效的在接触式屏幕30上显示一要求客户输入他们的PIN(个人身份识别码)的屏面。 As shown on the display, the document from the foreign server 96 may be effective in a contact screen 3021 asks the client to their PIN (Personal Identification Number) of the screen. 嵌入式JAVA脚本语言指令如前所述的示范交易中一样包含启动用于接受客户PIN的键盘40的指令。 Embedded JAVA scripting language instructions mentioned earlier demonstration included in the deal as an instruction customer PIN keyboard 40 starts for acceptance. 如前述实例,包含涉及比项交易的共享数据对象的交易记录104可通过设备应用软件部分将其打开。 The foregoing examples including transactions involving more than 104 shared transaction data object may be part of the device by the application software to open it. 如前所述,如果需要的话,可做出措施以防止PIN数据通过浏览器。 As mentioned earlier, if required, can be made measures to prevent the PIN data through a browser.

图22表示设备操作报文和PIN数据返回到JAVA小应用程序,接着使用加密接插件又将数据通过广域网18送回国外服务器96。 22 shows a return device operation message and PIN data to the JAVA applet, and then using the encrypted data via the WAN connector turn back to the foreign server 9618. 从这一点观察,除了国外服务器96发送包含HTML文档的HTTP记录之外,该交易一般是如前所述进行的并且接受来自自动出纳机的文档处理部分的报文。 From this observation, in addition to the foreign server sends HTTP record includes an HTML document outside 96, which is typically performed as previously described transactions and receiving documents from the automated teller machine handling the message part. 国外服务器96必需含有JAVA应用软件,以便在文档内含有嵌入式JAVA脚本语言,嵌入式JAVA脚本语言被送到自动出纳机以操纵机内的设备36。 The foreign server 96 must contain JAVA applications, JAVA Script language so as to contain embedded within the document, is fed to the embedded JAVA script language facilities within the automated teller machine 36 is manipulated.

当国外服务器96操作机器时,设备服务器92内的监控软件102以前述方式有效的监控报文。 When operating the machine the foreign server 96, the server monitoring software within the device 92102 in the foregoing manner effective monitoring packets. 上述监控可以是例如,起防止不正当地分配大量货币流出机外的作用。 Said monitor may be, for example, to prevent unauthorized dispensing action from outside the large outflow of currency machine. 监控软件也可起限制某些国外机构交易机的附属设备或能力的作用。 Monitoring software can also be limiting the ability of some ancillary equipment or foreign institutional trading machine. 这可以根据存储在存储器内的数据而做到,该数据能限制按照文档在某些地址可执行的设备或活动而做到。 This may be done based on the data stored in the memory, the data can be restricted in accordance with the device or in the active document and to do some executable address. 这可以例如通过使用执行交易对象分类的代码插入以限制可能进行的操作而达到。 This may for example be possible to limit the operation achieved by the use of the transaction object classification code execution inserted. 例如,允许连接到国外服务器的操作可用具体例子说明从国外服务器中接收到的报文具有指定有限能力的对象。 For example, the available allowing specific example of the operation of connecting to the foreign server receives from the server to the foreign packets having a specified limited capabilities object. 例如这可以限制分配现金的数量,阻止帐单(支票)接收设备运作,限制例如票子之类的打印资料的分配,阻止现钞分配器的操作或限制以其它专用方式使用机器。 For example, this can limit the number of dispensing cash, preventing bills (check) operation of the receiving device, such as a print data restricted distribution of tickets or the like, to prevent operation of the cash dispenser or limit use of the machine in other specific ways. 上述限定可根据地址或部分文档地址而做到。 As defined above may be done in accordance with the address or address part of the document.

如果对国外客户限制机器的能力,根据机器能执行和机器拥有者所容许的交易可为国外客户提供取自国外银行的直观接口。 If restrictions on foreign customers, the ability of the machine, the machine can be executed according to the transaction and the owner of the machine permitted to provide intuitive interfaces from foreign banks for foreign customers. 结果,在国外银行服务器上所访问到的文档可以是由国外银行操纵的机器上提供给客户的内容的变分。 As a result, foreign banks access to the server documentation can be provided by a foreign bank controlled mechanical variational content to customers. 这可以是基于操作国外机器所专门发展的文档,或者可以是带有表示某些交易无效的直观指示的普通国外银行接口的变型。 This document is based on the operation of foreign special development of the machine, or can be represented with a common foreign banks variant invalid certain transactions visual indication of the interface. 在某些情况下,该接口可能指出某些交易有效但要收取相关服务费。 In some cases, the interface may be effective, but pointed out that certain transactions related to charge service fees.

所述实施例的自动出纳机可以通过限制浏览器可访问的地址而加强安全性。 Example ATM address can be accessed through the browser restriction to enhance security of the embodiment. 这可通过在机器存储器内保持一目录而做到。 This can be done by keeping a directory in the machine memory. 此目录可通过本地银行的内部网络保持在可存取的HTTP记录(包括文档)内。 This directory may be maintained in HTTP record can be accessed (including documents) through the internal network of local banks. 机器可周期性地访问该记录并更新存储器数据。 The machine can access the record periodically and update the memory data. 此记录本身在数据被装入终端存储器内之前需要一与终端存储器内的签名对应的数字签名。 This record itself is loaded requires a digital signature corresponding to a signature in the terminal memory before the data in memory within the terminal. 这信息也包含用于自动出纳机的指令和信息,以鉴定通过在国外服务器上访问文档所接收的报文是真实的。 This information also contains instructions and information for automatic teller machines, by accessing the message to identify documents on the foreign server received is real. 这可包含数字签名,在使用公用密钥或专用密钥加密技术转移数字签名时可鉴定报文的真实性。 This may include digital signatures, when used in a public or private key encryption techniques can transfer digital signature to identify the authenticity of the message. 机器检查和确定从国外服务器中所访问到的记录内的签名与存储在存储器内地址的数字签名是否一致,只有在出现上述一致性时,才允许启动如同现钞分配器那样的交易设备。 Machine check and determine whether the signature is consistent with the signature stored in the records accessed from abroad to the server in the address numbers in memory, only in the event of the above-mentioned consistency, allowed to start trading like a cash dispenser as equipment. 当然,在各个实施例中可使用各种验证和加密报文的方法。 Of course, in various embodiments, various authentication methods and encryption packet may be used. 此中所使用的签名或用标志表示的记录可包含任何标记,该标记是一种被认可的指示,可包含在记录内或从记录中导出。 As used herein signatures or recording mark representation may comprise any tag that is an approved indication may comprise, or be derived from the record in the recording.

从前述说明中也能理解到,国外服务器96通过接触式屏幕传送给用户所用的语言与操作计算机系统14的机构的客户通常所使用的语言是不同的。 From the foregoing description can be understood, the foreign server 96 through the contact screen is transmitted to the customer language and the language of the operating means used by the user computer system 14 typically used is different. 结果,HTML文档可能显示在自动出纳机内不包括的货币类型或数量的请求。 Results, HTML documents may be displayed in an automatic teller machine does not include the type or amount of money requested. 为适应上述情况,最好是在设备应用部分84内含有一处理外汇请求的小应用程序。 In order to meet the above circumstances, it is preferable in the application part 84 comprises a processing device FX applet requests. 外汇小应用程序导致自动出纳机将一报文送回它的本地服务器,以便按在自动出纳机内可兑付货币折算出与客户所请求外币几乎等值的款项提供给客户。 Forex applet will result in the automatic teller machine a message back to its local server, in order to convert the payments and foreign currency requested by the client almost equivalent to the customer by providing automatic teller machines in callable currency. 还需予以理解的是,该小应用程序将有效的调用在本地服务器90内能提供此功能的特定功能地址。 It needs to be understood that the applet will effectively address the specific function calls in the local server can provide this function (90). 当进行分配时,该小应用程序也可有效的对服务器96作出指示,指出分配数量稍微不同于客户请求的款项。 When dispensing, the applet may also be effective to indicate to the server 96 indicating the number of assigned slightly different amount of client requests. 当然在其它实施例中,可使用其它方法。 Of course, in other embodiments, other methods may be used. 或者,机内的小应用程序在显示或处理外汇款项时,可生成表示与本地货币等值的直观显示。 Alternatively, the applet inside the machine or process in the display sum of money may be generated showing the local currency and the equivalent visual display. 这可以在直观显示上将包含两种货币的款项都提供给用户。 This amount will be displayed in an intuitive contains two currencies are available to the user.

如图23所示,当国外客户通过接触式屏幕30所示已完成他们的交易时,国外服务器96可有效的将“返回始位”报文送回自动出纳机。 23, when the foreign customer through the contact screen shown in FIG. 30 has completed their transactions, the foreign server 96 may be effectively "return home" message back to the ATM. 接收到上述报文后以前述方式可有效的导致设备应用部分84运行以应答嵌入式JAVA脚本语言指令,以配置HTML文档处理部分导致浏览器76重新建立与本地服务器90或其它指定的文档地址通信。 After receiving the message in the foregoing manner can effectively cause the device application portion 84 to run JAVA transponder embedded scripting language instructions to configure the HTML document processing section 76 causes the browser to re-establish the local communication server, or other designated document address 90 .

如图24所示,在设备应用部分84内处理“返回始位”报文的小应用程序,更可取地有效的与本地服务器90重新连接,以及将交易记录信息送入记录器104内。 24, processing in the device application portion 84 "return home" message applet, more preferably effective to reconnect with the local server 90, and the transaction information into the recording unit 104. 该交易记录信息最好是组装在一数据对象内,它包含客户姓名,国外机构名称,数字标识符,涉及分配的信息数量,转移或储蓄款项的款项信息和所有其它有关的交易数据。 The transaction information is the best assembled in a data object that contains the customer's name, the name of the foreign institution, numeric identifier, the amount of information involved in the distribution of information transfer funds or savings funds and all other data related to the transaction. 在执行交易步骤中由小应用程序使用交易数据,在执行交易步骤中需要数据的任一部分。 In performing the transaction using the transaction data step by the applet, any part of the data required in the execution of the transaction step. 在机上的客户活动完成时,小应用程序提供至少包含部分收集数据的交易数据报文。 When customer activity on the machine to complete, applets provide transaction data packet contains at least part of the collection of the data. 上述数据从服务器90通过公共网关接口(CGI)106而传送到本地银行办公室内部的计算机系统94。 The above data 106 from the server 90 to the internal local bank office computer system 94 through a common gateway interface (CGI). 储存在办公室内部计算机系统内的此信息随后用于与操作国外服务器96的国外银行作结算。 This information is stored in the computer system inside the office and then for 96 foreign banks operating overseas server for the settlement. 另一种方法或者,交易数据可记录在终端内存储器中以及在日志记录打印机上的硬拷贝内。 Or another method, transaction data may be recorded in the terminal memory and the hard copy on a printer in the log. 交易数据可储存下装在批量(成批数据)内或包含许多交易数据的通行(合格)对象内。 Download transaction data can be stored in bulk (bulk data) or contain a lot of traffic in the transaction data (qualified) objects. 批量数据可不时地被传送到储存在终端配置数据的存储器内的地址。 When the batch data may be transmitted to an address stored in the memory in the terminal configuration data.

本发明实施例的一个优点在于交易数据可传送到局域网(LAN)或例如因特网的广域网内的地址。 An advantage of embodiments of the present invention is that transaction data may be delivered to addresses within the Internet or a wide area network local area network (LAN), for example. 这样就便于进行各种各样的交易和允许涉及跟踪用途(例如用于电子追踪型的智能卡)的定向报文或选择系统地址结算不同的交易类型。 This facilitates and allows a wide variety of transactions involving the use of track (e.g., track type for an electronic smart card) or directed packets billing system address select different types of transactions.

应该予以理解的是本发明所述的自动化银行业务机和系统的实施例具有的该优点在于,当机器与广域网(例如因特网)连接时用户事实上能在世界上的任何地方进行他们的银行业务交易。 It should be appreciated that the automated banking machine and system of the present embodiment of the invention has the advantage that the user can actually perform their banking anywhere in the world while the machine with a wide area network (e.g. Internet) connection transaction. 此外,不管系统具有多么广泛的能力,由于可在本地通过连接和活动监控机器将舞弊的危险性减到最小限度。 In addition, no matter how extensive the system has the ability, since the machine by connecting and monitoring activities in the local minimization of the risk of fraud.

本发明的实施例与包括另一特性,即便于访问与机器连接的网络内的文档。 Including another characteristic embodiment, even if the documents within the network connection to access the machine according to the present invention. 该特性在计算机企图访问记录之前,可有效的确定在某一地址是否可以访问下载一HTTP记录例如HTML文档或其它项目。 Prior to this feature in the computer attempts to access records, which can effectively determine whether a particular address can access the HTTP download a record such as an HTML document or other project. 这样就避免了超时的交易,否则由于藉以正常访问记录的服务器处于停机状态,就会发生不能访问记录的结果。 This avoids the time-out transaction, whereby normal or because the server access records at a standstill, the results can not access records occurs. 另一些实施例可既考虑记录长度又考虑传送速度,并判断记录的传送速度不够快,因此应传送一交替的记录。 Other embodiments may consider both consider record length and transmission rate, and determines the conveying speed of the recording is not fast enough, and therefore a recording to be transmitted alternately.

在一个实施例中,此特性可通过使用一独立程序或小应用程序而达到,小应用程序观察和检查计算机接着将要访问的服务器是否有效。 In one embodiment, this feature can be achieved by using a separate program or applet, the applet server computer then observation and inspection to be accessed is valid. 该小应用程序应答接收地址或其部分而运行,且与地址建立连接。 The applet received address or portion thereof and the response operation, and establish a connection with the address. 小应用程序决定对地址作出报路接口连接,并装入少而够量的记录或用其他方法判定必须藉其访问记录的服务器是有效的。 Applet path decision message to the address interface, and charged small but sufficient amount of a record or records to be accessed by a server which is effective in determining by other methods. 为应答验证远程服务器操作的小应用程序或用其他方法判定可访问或装入记录的条件指示,则计算机接着运行,因此允许浏览器或类似的模块软件按交易顺序在合适时间定位至地址上。 Reply authentication applet to the remote server operations or determination condition accessible or loaded into the recording indication by other methods, then run the computer, thus allowing the browser or similar software modules according to an appropriate time in the transaction sequence positioned onto the address. 如果小应用程序没能检测到远程服务器的有效性,或判定没有出现可成功地访问或装入的记录,则可采取步骤访问交替地址或中止交易。 If the applet fails to detect the effectiveness of the remote server, or determined that no recording can be successfully accessed or loaded appears, you can take steps to access alternate address or abort the transaction. 访问交替地址可根据存储在终端存储器内的数据或通过访问本地或远程文档而获得,此文档包含可获得或推导出交替地址的数据。 Or alternatively may be accessing addresses obtained by accessing a local or remote document data stored in the memory of the terminal, this document contains alternate data obtainable or derived address. 在试图访问交替记录之前同样要检验交替地址以作出能访问记录的判定。 Before attempting to access the same record to test alternate alternate address in order to make access to records of judgment. 这种方法可避免在进行交易过程中的延误。 This method can avoid delays during the transaction process.

另一个实施例可使用其它方法以便在浏览器提供客户接口试图访问文档之前,判定所需HTTP记录例如HTML文档是否可成功地进行访问和/或适当予以下载。 Another embodiment may use other methods in order to provide client interface before attempting to access the documents, necessary for determining whether the HTTP record such as an HTML document can be successfully accessed and / or appropriate to be downloaded in the browser. 上述的实施例在判定文档是否能被成功地进行访问时,可考虑到与系统操作或文档内容有关的传输速度或其它条件。 The above-described embodiment in determining whether the document can be successfully accessed, the transfer speed may be considered to system operation or document content related or other conditions. 例如,小应用程序为判定而测试能被访问的HTTP记录,或另一个小应用程序,可用于判定把记录传送到计算机的传送率,在此传送率下,把能按此传送率传送的数据与存储在存储器内的数据作比较,如果传送率低于代表所需存储速率的数据则访问一交替记录。 For example, the applet is determined and the test recording can be accessed by HTTP, or other applets, can be used to determine the transfer to the recording transfer rate computer at this transmission rate, the transmission rate can be transmitted data Click compared with the data stored in the memory, if the transmission rate is lower than the stored data representative of a desired access rate is a replacement recording. 这可能是例如存储在当地机内的HTML文档。 This could be, for example, the local machine within an HTML document storage. 另一些实施例可包括考虑到HTTP记录长度和判定传输速度的传送率的程序。 Other embodiments may include consideration of the HTTP record length and transmission rate determining program transmission speed. 上述程序接着判定能否够快地被传送记录以适应在存储器配置中所建立的参数,如果不能的话,则访问交替地址。 The process then determines whether the above-described manner is transmitted fast enough to accommodate the parameters recorded in the memory configuration established, if not, the address is accessed alternately. 上述的交替记录可同样地在传送之前检验其传输速度。 Above may be alternately recorded in the same manner to test its transmission rate prior to transmission.

在决定访问一特定地址情况下,程序也可考虑到其它因素,这些因素可包含例如日期和时间信息,或来自例如在地面上的传感器的信息,其指出有其它人员正等待使用机器。 In the case of a decision to access a particular address, the program may also be taken into account other factors, these factors may include, for example, date and time information, or sensor information from, for example, on the ground, which indicates the other person is waiting to use the machine. 由此可见访问具有扩充输出的文档可有助于避免延长交易,甚至当能以适合的速度装入记录时也是这样的。 Documentation shows that access has expanded output may help avoid extended trading, even when able to fit into the recording speed is the same.

尽管本发明描述的自动化银行业务机和系统的实施例显示出可特别用于制造与局部网或广域网连接的特定类型的机器,但普通的自动化银行业务机也适合于包含上述的性能。 Although embodiments of automated banking machines and systems described herein may be particularly exhibited for a particular type of machine for producing the local network, or WAN connection, but the ordinary automated banking machine is also adapted to contain the above-described properties. 特别是HTML文档处理部分和设备应用部分都可伴随其它传统软件包含在自动化银行业务机内运行。 In particular HTML document handling portion and device application portion can be included along with other traditional software run in automated banking machine. 这样就允许上述的自动出纳机可在传统专有网络内或作为广域网的部分而运行。 This allows the above-described automated teller machine can be used as part of a wide area network or operate in a traditional private network. 此外,当自动化银行业务机在传统网络内运行时,可配置成通过本发明的设备接口软件部分或通过不同的软件接口运行它们的设备。 Further, when the automated banking machine operating within a conventional network, the device interface may be configured by the software portion of the invention or through a different software interface operating their device. 上述机器在广域网内的服务器控制下运行时,可转换到需要通过设备服务器传送设备报文以保持系统内的安全性。 Server running under control of a wide area network in the machine, the transport device may be required to convert packets device server to maintain security within the system. 由此可见,单一的自动出纳机可按现有自动出纳机的方式在专有网络内以及在本发明系统的网络配置内运行。 Thus, a single conventional automated teller machine can be automatic teller machines and the operation of the embodiment of the present invention disposed within a network system within a private network.

本发明的另一些实施例传送用于专有自动出纳机网络内的交易报文。 Other embodiments of the present invention for transmitting packets in a proprietary transaction ATM network. 这可通过使用与自动出纳机的HTML文档处理部分或HTTP本地服务器或其它服务器连接的CGI而做到。 This may be an HTML document by a CGI connection processing section using automated teller machine or a local HTTP server, or other servers do. CGI与报文转换程序和数据库连接运行,从HTML文档和应答报文中挑选必需的数据,并生成适合于专有交易网络的规定交易请求报文。 CGI and message conversion program and database connections running, choose the required data from HTML documents and reply packet, and generates appropriate for proprietary trading network of the provisions of the transaction request messages. 同样,报文转换程序和CGI运行接收来自专有网络的功能命令报文,并转换这些报文,生成由自动出纳机使用的合适的HTML文档和/或TCP/IP报文。 Likewise, the message conversion program and CGI operation receiving function from a private network command message, and to convert these messages, generate the appropriate HTML documents used by the ATM and / or TCP / IP packets. 因为这些专有网络格式是被限定的,产生和解释报文所需的数据是已知的,所以可达到直接在传统专有自动出纳机网络内使用自动出纳机12。 Because these proprietary network formats are defined, the message generation and interpretation of data required are known, it is possible to achieve the use of an ATM directly in a conventional proprietary ATM network 12.

传统自动出纳机交易报文被定义为不包含在HTTP报文上的HTML文档的布局报文。 Conventional automatic teller machine transaction message is defined as an HTML document layout message is not included in the HTTP packet. 已知用于操作自动出纳机传统报文的例子是Diebold 91X报文。 Examples of known automatic teller machines for operating the traditional message packet is Diebold 91X. 上述报文一般涉及来自限定布局内自动出纳机的请求报文的输送,包括客户输入数据(帐户/个人身份识别码(PIN))以及请求交易类型和数量的指示。 Generally it relates to the above-described instruction from the packet defining the layout of the automated teller machine delivery request message including customer input data (account / personal identification number (the PIN)), and type and quantity of the transaction request. 请求报文是由一自动出纳机的主机算计接收的,主机算计送回一伴随定义布局的应答报文,它包含一指出交易是否被认可的指示。 By the host request message is an automatic teller machine of calculating received, along with a host calculating back the reply message to define the layout, which includes a pointed indication of whether the transaction is approved. 自动出纳机于是将另一报文送回主机算机简述机器能否进行交易。 ATM packets will then be returned to the other host computer can be briefly machine transactions. 用于上述传统专有网络内的报文一般占有比较小的频带宽度。 Packets for the above conventional private network generally occupy a relatively small bandwidth.

为把本发明的自动出纳机连接到上述一网络而提供一服务器。 The automated teller machine of the present invention is connected to said a network providing a server. 该服务器与一存储器有效地连接,该存储器包含持有报文转换和文档创建数据的关系数据库。 The server is effectively connected with a memory that contains the hold message conversion and document creation relational database data. 在一配置中,该服务器通过一网络与文档处理部分连接,或可驻留在自动出纳机的计算机上。 In one configuration, the server via a network connection with the document processing portion, or may reside on the computer of the automated teller machine. 该服务器产生浏览器访问的文档,该文档包含交易设备指令。 The server generates a browser to access the document, the document contains transaction device instructions. 该服务器(或一连接服务器)借助主机传送传统报文。 The server (or a connected server) host by a conventional packet transmission. 一个服务器在LAN(局域网)内可为与其连接的几台自动出纳机提供一接口,或另一种方法是,每一台自动出纳机可具有在其内运行的自有的服务器。 A server in a LAN (Local Area Network) can be several automated teller machine connected thereto provides an interface, or another method, each ATM may have its own server operating therein is.

在专有网络内的自动出纳机12的通信能力也可以一种方式启动自动出纳机的运转,在此方式中,由用户本地机构按前述方式生成接口,但在其中,交易是通过报文直接经由一专有自动出纳机网络而认可的。 Communication capabilities within a private network of automatic teller machines 12 may also be a way to start the operation of the automatic teller machine, In this manner, the interface generated by the user as previously described local authority, but wherein the transaction message directly by through a proprietary ATM network and approved. 这样使用专有网络可获得保密性,同时,具有为用户提供熟悉的本地银行接口和/或“个人主页”接口的优点。 Such proprietary network availability confidentiality, meanwhile, has to provide users with a familiar interface to local banks and / or "personal home" advantage interface.

在上述一配置中,自动出纳机交易功能设备可按传统方式运行,响应专有网络内传统自动出纳机交易报文,例如Diebold 91X报文。 In a configuration described above, the ATM transaction function devices may be run in a conventional manner, in response to conventional ATM transaction messages within the private network, e.g. Diebold 91X packets. 客户输出设备,例如屏面(和扬声器,如果备有)通过与局部网或广域网连接的浏览器而通信。 Customer output devices, such as screen (and speakers if available) communicate through a browser connected to a local network or a wide area network. 浏览器提醒用户通过交易的操作访问文档,但是该文档不包括导致设备(例如现钞分配器)工作的指令。 Browser remind the user to access documents through the operation of the transaction, but the document does not include instructions for causing a device (such as cash dispensers) work.

在一配置中,如同设备响应传统自动出纳机报文而运转那样,浏览器借助计算机可响应机内设备状态而运行。 In one configuration, the device in response to the operation as a conventional automated teller machine as the message, the browser may be run by the computer in response to device state machine. 以这种方式,浏览器可被定位而选择地址,它包括根据客户输入数据与客户有关的地址。 In this manner, the browser may be positioned to select an address, which includes an address based on customer input data relating to the customer. 然而,由于通过浏览器接收到的文档不能驱动交易功能设备,所以在访问文档中较少需要安全措施。 However, since the received document can not drive through the browser transaction function devices, there is less need for security measures to access the document. 因此,客户响应熟悉的唯一的接口及在交易顺序中出现的如同通告或其它资料之类的市场交易信息,客户仍然可以操作机器。 Therefore, the market transaction information unique interface familiar and customer response appears in the transaction sequence notice or other information as such, customers can still operate the machine.

在其它实施例中,机器可根据传统报文执行一些设备功能,而其余功能则可响应HTML文档内的指令,或其它HTTP报文而被执行。 In other embodiments, the machine may perform some conventional devices function packets, while the remaining instructions can function in response to an HTML document or other HTTP packets is performed according. 例如,HTML文档可由打印机或其它输出设备提供大量使用的数据。 For example, HTML document by a printer or other output devices used to provide large amounts of data. 有些实施例可用指令访问一些文档,但是可响应其它文档忽略某些指令和动作。 Some embodiments may be used to access some of the instructions document, but the document in response to other actions and ignore certain instructions. 系统操作员可根据他们的需要配置软件来选择上述的方法。 The system operator can select the method described above based on their need to configure the software.

一最佳实施例的系统配置的另一优点在于,它提高了传送与自动出纳机有关的报文的灵活性。 Another advantage of the system configuration of a preferred embodiment is that it enhances the flexibility associated with the transmission of packets automatic teller machines. 设备管理器68优先地生成与设备36状态有关的状态报文。 Device manager 68 preferentially generates the state of the device 36 related to the status messages. 这些状态报文通常代表在设备上存在的有关条件信息。 Information about the conditions of these status messages on the device usually represents the present. 上述报文可表示打印机纸张或货币的供应源不足或耗尽的状况。 The above message may indicate insufficient supply of printer paper or money or depleted condition. 其它报文可表示运行不正常的状况。 Other messages may indicate abnormal operation conditions. 这些报文往往提示自动出纳机需要维修。 These messages often prompts an automatic teller machine in need of repair. 所有上述报文类型于此可互换地称之为状态或故障报文。 All of the above types of messages referred to herein interchangeably status or fault messages.

设备接口软件部分64使用TCP/IP报文通过内部网络16而通信。 Device interface software portion 64 using TCP / IP packets 16 communicate over an internal network. 虽然与前述交易有关的报文被引向设备服务器92,但是软件部分64可包含一服务器,并被配置成向内部网络或因特网内的其它地址提出故障和状态的报文。 Although the previous packet transactions are directed to the device server 92, the software portion 64 may include a server, and is configured to raise the fault and status messages to the internal network within the Internet or other address. 例如,上述故障或状态报文可被引向软件应用部分,该软件应用部分将报文传送到服务提供商。 For example, the above-described fault or status messages may be directed to the application part of the software, the application software section transmits the packet to the service provider. 此外,故障报文根据所示的故障性质可有选择性地予以支配。 Furthermore, the nature of the fault according to fault message may be shown to be selectively governed. 例如,将指出需要补充货币或供应源的故障报文引向与担负补充供应源的实体有关的内部网络中的某一地址。 For example, an address will be pointed out or need to supplement money supply fault messages directed to replenish the supply of responsible entity related to the internal network. 或者,可将指出需要另外种服务类型的故障报文引向与可提供所需服务类型的一个实体有关的某一地址。 Alternatively, the need to point out another service type of fault messages directed to an address associated with the services required to provide a type of entity.

或者,有选择性地将故障报文发送给内部网络16内的地址,这可通过合适地配置设备服务器92而做到。 Alternatively, the selectively failure packet to the address in the internal network 16, which may be done by the device server 92 suitably configured. 此外,软件部分64或设备服务器92可将故障报文从自动出纳机引导到一故障处理系统,例如,引导到一计算机操作的购自迪布尔特(Diebold)公司的事件管理系统“Event management SystemTM”软件。 Further, the software portion 64 or device server 92 may be directed from the fault message to an automated teller machine fault processing system, e.g., Dib guided to available from Stewart (Diebold)'s event management system of a computer operating "Event management SystemTM "software. 上述软件、可有效的解决故障状态的性质并通知适当人员采取校正操作。 Nature of the above-described software, can effectively solve the fault condition and to notify appropriate personnel to take corrective action.

自动出纳机12还包括一帮助诊断问题和提供补救服务的软件功能。 Automatic teller machine 12 also includes a help diagnose problems and provide remediation services software features. 如图2所示,自动出纳机12的另一些实施例可包括一与设备接口软件部分64连通的小型HTTP服务器109。 2, the automatic teller 12 other embodiments may include a small HTTP server with a communication device interface software portion 64109 machine. 服务器109被配置成接收设备状态报文和产生HTML记录,HTTP记录包含响应HTTP记录的HTML文档,HTML文档将代表设备状态的数据提供给例如手持计算机终端那样的诊断设备110。 Server 109 is configured to receive device status messages and recording generated HTML, HTTP response to an HTTP record includes an HTML document records, HTML documents representing the state of the data provided to the device, for example, diagnostic apparatus such as a handheld computer terminal 110. 服务器109包括一与设备软件连接的CGI,以便技术人员可访问在与状态报文有关的HTTP地址上可访问的记录内的信息,并通过诊断设备110输入测试及校正指令。 CGI server 109 comprises a software device is connected, so that the skilled person can access the information on the recording state packets associated with HTTP address accessible by the diagnostic device 110 and input test and calibration instructions. 由服务器109生成的HTTP记录和/或HTML文档最好可包含表示诸如问题的状况的图形或声响指令,以及校正操作数据和修复的指令。 Generated by the server 109 HTTP records and / or HTML document may contain preferably represent a problem condition graphics or sound instruction, and an instruction such as a data correction operation and repair.

在本发明别的型式中,小型HTTP服务器109的功能可驻留在设备服务器92内。 In other versions of the invention, a small HTTP server 109 functions may reside in device server 92. 这特别适宜于设备服务器的功能驻留在自动出纳机内计算机上的场合。 This is particularly suitable for the function of the device on the server where automatic teller machine computer reside. 不管功能驻留的场合,使用与维护和诊断报文有关的HTML文档的可视和音响成分便于自动出纳机的维护。 Regardless of where the function resides, visual and audio components use and maintenance and diagnostic messages related to HTML documents easy to maintain automated teller machines.

通过小型HTTP服务器输送的记录包含对应于状态或故障状态的指令。 Delivery through a small HTTP server records including instructions corresponding to the status or fault condition. 上述的记录或文档可如前所述被本地或远程地访问。 Or the above-described recording document as previously described may be accessed locally or remotely. 技术人员所使用的手持计算机包含可有效访问HTTP记录的浏览器或其它软件,可访问本地文档以便于维修,诊断和服务。 Handheld computer technicians can effectively be used to access the HTTP records contain a browser or other software, you can access local documents in order to facilitate maintenance, diagnosis and services. 在某些情况下,可使用客户接口和与客户接口有关的浏览器以访问小型HTTP服务器,或一个独立的浏览器,该机上的显示和输入设备和可被使用的维修机构。 In some cases, customers can use the interface and the interface with the customer's browser to access the relevant small HTTP server, or a stand-alone browser, display and input devices on the machine and can be used by maintenance organizations. 或者,可从与网络连接的任何位置的终端来监控故障和状态报文。 Alternatively, the fault and status monitoring packets from any terminal connected to the network location. 小型HTTP服务器处理状态和故障报文也可被配置成每当存在特定状态或组合条件时,就将一电子邮件或类似报文发送到某一选定地址。 Small HTTP server handling status and fault messages may also be configured to a particular state or whenever there is a combination of conditions, e-mail or the like will be a message sent to a selected address.

上述特性的另一优点在于为校正存在的问题,也可将HTTP报文发送到小型HTTP服务器。 Another advantage of the above characteristics that the problem is corrected, may be sent to smaller packets HTTP HTTP server. 上述报文可包含运行诊断测试和接收结果。 Run above message may include receiving diagnostic tests and results. 它也包含操作设备以测试或试图清除阻塞和其它故障。 It also contains the operating equipment to test or attempt to remove the obstruction and other problems. 这往往能由远程配置做到。 This can often be done by the remote configuration. 当然,当出现未予认可的存取服务器操作系统设定(值)或设备报文的显著危险时,应采取适应的安全措施。 Of course, when there were not authorized to access the server operating system settings (value) or a significant risk device packet, the security measures should be taken to adapt.

指示交易功能设备状态的HTTP记录根据软件配置和系统操作者的需要可具有不同的格式。 Transaction function device indicating the recording status HTTP software configuration required and the system operator may have a different format. 在有些实施例中,一个或更多设备的设备状态信息可由在数据对象内部含有的标记来表示。 In some embodiments, the device status information for one or more devices may be inside the object data containing the mark is represented. 可将数据对象传送到其它连通计算机上以提供状态数据。 Data objects may be transferred to other computers to provide a communication status data. 数据对象的传送可通过例如远程方法调用(RMB remote method,invocation)而完成。 Transmitting data object may, for example, remote method invocation (RMB remote method, invocation) is accomplished by. 于是可使用转送数据对象中的数据来生成系统操作员所需的报文和/或输出。 Transferring data may then be used to generate a data object message and / or the desired output system operator. 当操作员想要将机器连接到现有的监控系统时,上述技术或许是特别有用的,包含在数据对象内的标记可被用来生成表示设备状态的输出或报文,这些输出或报文可由现有监控系统进行处理。 When the operator wants to connect the machine to an existing monitoring system, the above-described technology may be particularly useful, the data objects included in the tag may be used to generate outputs or messages represents a device status, or outputs these packets processed by existing monitoring system. 还可使用软插件以实现在现有监控系统和交易机之间的通信,这些监控系统和交易机可具有不同类型的状态条件或不同类型的报文格式。 Software plug may also be used to enable communication between existing monitoring systems and transaction machines, these monitoring systems and transaction machines may have different types of status conditions or different types of packets. 这包括具有不同类型交易功能设备和性能的机器。 This includes machines with different trading functions and performance of the device type.

传送数据对象的技术也可用于进行测试或修改交易功能设备。 Technical data object transfer may also be used to test or modify the transaction function device. 例如,在数据对象内的标记可通过一服务器加以修改而又把所述对象返回机器。 For example, markers within the data object may yet returned to the subject by a server machine be modified. 机内软件响应经修改的数据对象可导致交易功能设备操作或改变状态或编程。 The software in response to the modified data object may cause the transaction function device operating status or program or change. 这可以包含例如清除故障指示或导致设备启动以清除阻塞或进行测试。 This may include, for example, clear the fault indication or cause the device to start to clear the blockage or tested. 上述活动的结果可反映在数据对象内的修改标记中,接着将其传送到诊断终端内的计算机。 Result of the activity may be reflected in the modified data tag within the object, and then transfer them to a computer in the diagnostic terminal. 当然,此中所述的方法都是示范性的,而其它方法对熟悉本技术领域的人士来说,根据此中的说明将变得更为显然。 Of course, according to the method herein are exemplary, and other methods familiar to those skilled in the art, according to the description herein will become more apparent.

图25表示本发明自动化银行业务机的另一种实施例的网络配置示意图。 25 shows a network configuration of another embodiment of the present invention is an automated banking machine business FIG. 图25所示实施例包含一特别适宜于与传统自动化银行业务机系统(例如,使用Diebold91X自动出纳机报文格式或其它非一HTTP传统格式运行的系统)连同操作的自动化银行业务机。 Embodiment shown in Figure 25 is particularly suitable for embodiments include a conventional automated banking machines and systems (e.g., automatic teller machines using Diebold91X packet format system or other non-HTTP conventional format of a run) along with the automated banking machine operation. 主计算机120是使用上述报文通信的传统自动出纳机主机。 The host computer 120 is a packet communication by using the conventional automated teller machine host. 主机与示意地用122表示的接口服务器互通。 Host interface server 122 is schematically represented by interworking. 接口服务器122以前述方式运行,并与一存储器有效地连接,该存储器含有为转换属于交易请求的91X请求报文或其它传统报文的HTTP报文所必须的信息,该信息可由主机算计120加以处理。 Interface server 122 operating in the foregoing manner, and operatively connected to a memory which contains information of the HTTP packets necessary to convert part of the transaction request 91X request message or other conventional message, which information may be host calculation 120 be deal with. 同样,接口服务器122和存储在存储器内的指令和数据,可有效的将来自主机120的传统91X命令报文或其它传统命令报文转换成HTTP报文,该HTTP报文可通过自动化银行业务机执行命令而被使用。 Conventional 91X command Similarly, instruction and data interface server 122 and stored in memory, may be effective from the host 120 message or other conventional command message is converted into the HTTP packet, the HTTP packet by automated banking machine execution command is used. 同样,接口服务器122可有效的接收HTTP报文,这些HTTP报文对应于自动化银行业务机对命令的应答,而产生相对主机的91X应答报文或其它传统应答报文。 Similarly, the interface server 122 receives the HTTP effective packets, packets corresponding to these HTTP automated banking machine respond to the command, is generated relative to the main 91X response message or other conventional response message. 为完成这些功能,该接口服务器与接口客户机124互通,在最佳实施例中,接口客户机是一COMM软插件,它在新技术视窗(Windows NI)操作环境系统下运行在银行业务机终端上。 To accomplish these functions, the interface server and client interfaces 124 exchange, in a preferred embodiment, the interface is a client plug-COMM software, which runs under the new banking machine technology Windows (Windows NI) operating system environment terminal on. 接口服务器122还包括一命令/状态网关126。 Interface server 122 also includes a command / status gateway 126. 命令/状态网关有效接收来自软件部分的命令和状态报文以处理机内的功能设备。 Command / status gateway receives commands and valid status messages from the software portion of the apparatus to function within a processing machine. 该涉及设备的报文用于产生交易报文并将交易报文送回主机120。 The message relates to apparatus for generating the transaction and the transaction message packets 120 back to the host. 此外,命令状态网关部分也产生表示设备状态的状态报文,这些状态报文也被传送到主机。 In addition, the command status gateway portion also produces status device status packets, these packets are also transmitted to status host.

接口服务器122,命令状态网关部分126和接口客户机124可驻留在自动化银行业务机终端上的软件内。 Interface server 122, command status gateway portion 126 and interface client 124 may reside in software on the automated banking machine terminal. 在这配置中,终端在主机算计看来像是一传统机器。 In this configuration, the terminal host calculation looks like a traditional machine. 或者,接口服务器122和命令状态网关部分126可驻留在分开的服务器上,而接口客户机部分124可驻留在终端上。 Alternatively, the interface server 122 and command status gateway portion 126 may reside on a separate server, while the interface client portion 124 may reside on the terminal. 通过将机器经由网络连接到接口服务器这就允许接口服务器122得以处理许多自动化银行业务机。 By the machine via a network connection to the interface server 122 to interface server which allows many automated banking machine processing.

图25所示的自动化银行业务机系统的另一种配置特别适合于与现有的自动出纳机系统连同使用。 Another configuration of the automated banking machine system shown in FIG. 25 is particularly suitable for the conventional system in conjunction with the use of automatic teller machines. 该机器包含一HTML文档处理部分128,HTML文档处理部分含有按前述实施例方式运行的一浏览器。 The machine comprises a HTML document processing section 128, HTML document handling portion comprises a browser running according to example embodiment. 换句话说,HTML文档处理部分在此为简化起见被认为是一浏览器。 In other words, HTML document processing section in this case simplicity is considered a browser. HTML文档处理部分与网络130连同运行,通过服务器132,134和136存取HTML文档格式的HTTP记录。 HTML document processing portion 130 together with the network run by the server 132, 134 and 136 to access HTTP records in the HTML document format. 就以实施例而言,服务器132将被认为是操作自动化银行业务机的本地银行服务器。 Take embodiment, the server 132 is considered local bank server operating automated banking machine. 为获得文档的内容和指令,允许浏览器部分128访问本地银行的文档,以便将输出信息送给客户,并运转机上的设备。 In order to obtain the document content and instruction, allowing the browser to access local bank section 128 of the document, in order to output information to the client, and operation of the equipment on board. 服务器134和136代表自动化银行业务机可予以指令存取的其它服务器的特征,以便下载包含信息或指令的文档。 Representative server 134 and 136 may be automated banking machine features command for accessing other servers, to download information or instructions comprising document. 上述往往来自非本地银行服务器的文档将包含提供给客户的信息,例如,广告,宣传资料,股票行情表或其它类型信息。 The above-mentioned documents from non-resident banks tend server will contain the information available to customers, for example, advertising, promotional materials, stock tables or other types of information. 应予理解的是服务器134和136可直接连接到网络130或可通过其它网络和服务器进行访问。 It should be appreciated that server 134 and 136 may be directly connected to network 130 or may be accessible through other networks and servers. 在某些实施例中,上述服务器可通过因特网而进行访问,以便将文档提供给自动化银行业务机。 In certain embodiments, the server may be accessible via the Internet, in order to provide the document to the automatic banking machine.

文档处理部分128包含一终端剧场软件部分138。 The document processing section 128 includes a terminal theater software portion 138. 终端剧场部分138详细地示意在图26中。 The terminal theater portion 138 is schematically detail in FIG. 26. 终端剧场部分138包括一在后台的图文框140和一剧场图文框142。 A terminal theater portion 138 includes a frame 140 in the background of a frame 142 and a theater. 尽管后台的图文框140驻留在浏览器内,但在自动化银行业务机的屏幕上是不可见的。 Although the background of a frame 140 that reside within the browser, but on an automated banking machine screen is not visible. 剧场图文框142是一可视图文框,并控制着显示给用户的内容。 Frame 142 is a theater videotex frame, and controls the content displayed to the user.

如图25示意地所示,HTML文档处理部分128还包括一终端导控器部分144。 As schematically shown in FIG. 25, HTML document processing section 128 further includes a terminal guide portion 144 controller. 终端导控器部分包含的导控器是用于执行特定类型交易的小应用程序的有关实例。 Terminal controller guide portion comprises guide controller for related instances of applets perform a specific type of transaction. 终端导控器一般对应于前述实施例中的JAVA小应用程序的操作。 Generally corresponds to the terminal controller guide the operation of the JAVA applet in the embodiment.

另一种实施例的自动化银行业务机还包括示意地用146表示的一交易服务应用程序(TSA)。 Automated banking machine to another embodiment further includes a transaction services application (TSA) schematically indicated by 146. 交易服务应用程序在自动化银行业务机内部为安全性,终端条件,终端特许和密钥管理服务创造条件。 Trading service applications in the automation business unit within the bank as security to create conditions terminal condition, terminal authorization and key management services. 交易服务应用程序包含一用于与接口服务器122互通的HTTP报文的功能。 Transaction services application includes an interface for a server 122 HTTP packet interworking function. 交易服务应用程序也可经由一网络例如后文所述的网络130通信。 Transaction services application may also be described later via the communication network 130, for example, a network. 交易服务应用程序也提供一服务器功能,后者允许交易服务应用程序执行前述实施例中的设备服务器92的功能。 Transaction services application also provides a server function, which allows the transaction services application to perform the function of the device server 92 in the embodiment of FIG.

另一种实施例的自动化银行业务机还包括用148示意地表示的JAVA公用设备接口。 Automated banking machine to another embodiment further includes JAVA common device interfaces schematically represented by 148. 在最佳实施例中JAVA公用设备接口是小应用程序的有关实例,该小应用程序控制并协调进行交易功能机器的功能设备150的运作。 In the preferred embodiment, the common interface is a JAVA applet For example, the applet 150 operates to control and coordinate the functions of the machine transaction function device. 功能设备可包含与前述实施例有关类型的设备或其它类型起执行与交易有关功能作用的设备。 Function device may comprise from about type or other type of device embodiments perform transaction device functions related effect with the preceding embodiments. JAVA公用设备接口148经过示意地用152表示的公用设备接口与功能设备互通。 JAVA common device interface 148 interfaces with the utility device interworking function apparatus 152 through a schematically represented. 公用设备接口(CDIs)备置一接口,该接口控制包含在自动化银行业务机内功能设备中的机电模块。 Common device interface (CDIs) Preparation of a home interface that controls the electromechanical modules comprising an automated banking machine in the function of the device. 示意地示出的公用设备接口与一诊断服务器154相连。 A common interface with the diagnostic server 154 is schematically illustrated connected. 该诊断服务器以类似于前述实施例的服务器109的方式运行。 Run diagnostic server 109 of the server in a manner similar to the foregoing embodiment. 诊断服务器154对于在自动化银行业务机内的设备进行诊断状态和校正问题是有效的。 Diagnostic status diagnostic server 154 and issues a correction is effective for a device in the automated banking machine.

再参照图26,在终端剧场部分138内的在后台的图文框140是一称之为后台小应用程序156的一组成部分。 Referring again to FIG. 26, in the terminal theater portion 138 of a frame 140 in the background is a part called a backstage applet 156. 后台小应用程序156更可取地是一比较薄的组成部分。 Backstage applet 156 is more preferably to a relatively thin component. 包含在文档内的被称为脚本的指令是通过浏览器而存取的,当响应包含在访问文档中的指令而发生一动作时,脚本指令有选择性地导致后台小应用程序通知终端导控器。 Instruction is called a script contained within the document and is accessed through a browser, when the instructions contained in the response to access a document and the action occurs, the script instructions to selectively cause small background application notifies the terminal piloted device. 后台小应用程序也起请求存取一新的HTML文档的作用。 Backstage applet also request access from a new HTML document effect. 后台小应用程序也为得以利用持有交易数据的前述共享交易数据对象提供保证。 Backstage applet also holds transaction data to be shared by the aforementioned transaction data objects provide a guarantee.

剧场图文框142控制自动化银行业务机终端用户可看到的用户接口。 Frame 142 theater automated banking machine control terminal user can see the user interface. 在剧场图文框142内示意地用158代表的客户机HTML判定与通过后台小应用程序发送到导控管理器160的事件有关的识别标记,并为导控管理器的公用程序提供一接口。 In the theater Frame 142 is schematically represented with 158 determines the client HTML to the event manager 160 directing identifying indicia related applet through the background, and provides an interface to the utility piloted manager. 图26中示意地用160表示的导控管理器具有一驻留在交易服务应用程序(TSA)146内的分类。 FIG 26 schematically having a classification reside within the transaction services application (TSA) 146 by the guidance and control manager 160 shown. 驻留在TSA进程中的导控管理器分类可有效的将终端导控器144装入HTML文档处理部分。 Residing in the TSA process piloted classification manager can effectively guide the terminal controller 144 to load an HTML document processing section. 导控管理器还包含一驻留在后台图文框140小应用程序分类。 Directing manager further comprises a block 140 that resides in the backstage applet graphic classification. 导控管理器的后台小应用程序分类备置一客户机HTML的接口用于在导控管理器上作出请求。 Background piloted applet manager set free prepare a client for making requests HTML interface controller manager on the guide. HTML文档内的指令可将事件通过后台小应用程序156传递到导控管理器。 Instruction in the HTML document can be passed to the event 156 guidance and control manager through the backstage applet. 上述事件包括一特许交易的请求。 These events include a charter request transaction. 上述请求也可包含客户已完成交易的指示,或浏览器装入的文档包含请求终止对话指令的指示。 The above request also contains the customer has completed the transaction instructions, or browser loaded document contains instructions indicating the request to terminate the conversation. 其它可通过导控管理器传递的事件包含打印事件。 Other events may be transferred through the guidance and control manager comprises a print event. 其它可通过后台小应用程序传送到导控管理器的事件包含一删去输入的指示或其它规定的用户事件。 Other may be transmitted to the guidance and control manager through the backstage applet's event comprises input indicative of a deletion or other user specified event.

响应接收到的事件,所示实施例的导控管理器与浏览器存取文档内的指令相对应以执行包括改变剧场图文框142内容的功能。 In response to receiving the event, as shown with the pilot control management browser access instructions within the embodiment corresponding to the document to perform the function comprises changing a frame 142 theater content. 导控管理器对上述指令起反应,也改变现用终端导控器的分类。 Directing manager responsive to the command, but also change the classification current conduction terminal of controller. 该导控管理器也超高速缓存以后使用的终端导控器分类或装入终端导控器分类和取自可用服务器目录的HTML文档。 The guidance and control manager is also super high-speed cache after the terminal classification guide controller or load terminal controller classification guide and directory servers are available from the HTML document. 导控管理器也为特定交易利用持有交易数据的共享交易数据对象创造条件。 Guidance and Control Manager also create conditions for the use of the shared transaction data object holds transaction data for a particular transaction. 该导控管理器也将终端剧场事件发送给现行终端导控器的后台控制分类,并备置一屏面超时定时器。 Directing the background manager also sends terminal theater events to the controller control current conduction terminal classification, and a set standby screen timeout timer. 当然,在其它实施例中,终端导控器可执行其它功能。 Of course, in other embodiments, the terminal may perform other functions guide controller.

在图25中所示的另一种实施例的操作中,在交易服务应用软件146中的终端导控器144允许有选择性地存取包括HTML文档处理部分128在内的文档。 Another embodiment example of the operation shown in FIG. 25, the terminal guide controller 146 in the transaction services application 144 to selectively allow access to the document processing section 128 comprises an HTML document including. 存取的文档可包括用于操纵自动化银行业务机和在其上的功能设备的指令。 Documents accessed may include automated banking machines for handling instruction and function devices thereon. 交易服务应用软件146还可有效的将HTTP报文传达到接口服务器122,接口服务器122用以生成主机120能处理的传统自动出纳机报文。 Transaction services application 146 may also effectively convey the packets to the HTTP server 122 interfaces, interface server 122 conventional automated teller machine host 120 to generate packets that can be processed. 响应来自主机120的认可,可进行货币的分配和其它有价值物品的输送,而接口和其它功能则是通过浏览器存取文档内的指令而加以控制的。 From the host 120 in response to recognition of delivery can be allocated currency and other valuable items, while the interface and other functions are commands within the document and controlled access using a browser.

在一最佳实施例中,自动出纳机或其它交易机通过将交易数据对象传送在自动出纳机内的计算机和接口服务器之间而与传统自动出纳机主(计算)机互通。 In a preferred embodiment, the ATM or other transaction machine by a conventional automated teller machine with the master (calculated) interworking between the machine's object transfer in automatic teller machines and the computer interface server. 上述传送最好是通过软件(例如JAVA)的运程报文调用(RMI)特性而实现的。 Preferably the transfer fortune message invocation (RMI) characteristics by software (e.g., JAVA) is achieved. 当然,使用HTTP传送数据对象文件的其它程序是可行的。 Of course, other programs using HTTP data objects file transfer is feasible.

如前所述,交易数据对象持有交易数据。 As previously mentioned, the transaction data object holds transaction data. 机器取得涉及交易的数据,例如,来自卡片的帐户数据,客户PIN码号,请求交易和款项数量以及包含在交易数据之中的数据。 Machine obtain data related to transactions, for example, account data from the card's PIN code number of customers requesting transactions and the number of payments as well as data contained in the transaction data.

一旦生成一传统自动出纳机交易报文所需要的数据被体现在交易数据内,数据对象就被传送到接口服务器。 Once generated, the data of a conventional ATM transaction messages required to be embodied within the transaction data, the data object is transferred to the interface server. 如示意图所示接口服务器可与一数据库123或持有转换数据的其它项目有效的连接。 Effective interface server connected to other items as shown in the diagram can be converted to data with a database 123 or held. 通过与服务器有关的软件使用转换数据对主机120生成一传统自动出纳机交易请求报文。 Generating a data converting conventional ATM transaction request message to the host 120 through the use of server-related software. 传统报文可被格式化为一传统的91X报文或其它传统的非HTTP交易报文。 Traditional packet may be formatted as a conventional 91X packet or other non-HTTP conventional transaction messages.

经处理后,主机120以传统应答报文回答。 After treatment, a conventional host computer 120 answers the response packet. 在服务器上接收应答报文的组成部分,应答转换数据予以处理,在数据对象内产生经修改的交易数据。 On the part of the server receives the response message, the response data converted to be processed to produce modified transaction data in the data object. 上述经修改的交易数据最好包含表示请求交易被认可或被拒绝的数据以及其它数据。 Above the modified transaction data preferably includes information indicating a request transaction was approved or rejected data and other data. 例如,如果交易被拒绝,它可包含表示拒绝理由的数据。 For example, if the transaction is rejected, it may contain rejected data justified.

接着,将交易数据对象和经修改的交易数据通过远程报文调用(RMI)或其它传送方法传送到操作自动出纳机的计算机。 Subsequently, the transaction data object and the modified transaction data to the computer through the operation of the automatic teller machine remote message invocation (RMI), or other transmission method. 按软件运行的交易服务应用程序146接收数据对象,并启动对经修改的交易数据敏感的交易功能设备。 Transaction Services software applications that run by 146 receives the data object and start the transaction data revised sensitive transaction function device. 交易数据对象内的交易数据通过涉及设备操作的信息的内含物进一步被修改。 The transaction's data objects are further modified by the inclusion of information related to operation of the device. 设备已运转之后,将数据交易对象和经进一步修改的交易数据送回接口服务器122。 After the device is operating, the data trading partners and further modified transaction data back to the interface server 122. 接着修改交易数据被用以生成一送到自动出纳机主机的报文。 Then modify transaction data are used to generate an automatic teller machine to the host packets. 送到主机的报文包含相应于修改交易数据的数据。 To the host of the packet contains data corresponding to the modified transaction data. 通常此报文是一传统的非HTTP完成报文,其指出交易功能设备是否已成功地执行该交易。 Typically, this message is a conventional non-HTTP completion message that indicates whether the transaction function of the device has been successfully execute the transaction.

传统的非HTTP交易报文的格式在所述实施例中被容易地改变。 Conventional non-HTTP transaction message format is easily changed in the embodiment examples. 这可通过使用软插件而做到。 This can be done by using a soft plug. 软插件可有效的将数据放入交易数据对象内和将数据从交易数据对象中取出。 Soft plug can effectively put the data into the transaction data object and the data extracted from the transaction data object. 软插件完成交易数据和所需传统非HTTP报文之间的转换。 Soft plug to complete the transaction and the required data conversion between non-traditional HTTP packets. 应用软插件允许容易地使用与各种类型传统交易网络连接的实施例所示的自动出纳机。 Example embodiments allow application software plug connection with various types of conventional transaction networks easily used in automated teller machine shown in FIG.

在交易数据对象中的交易数据也更可取地有效地使计算机操作浏览器以存取选定的HTML文档。 Transaction data in the transaction data object is also preferable to effectively operate the computer browser to access the selected HTML document. 这可以按表示允许或拒绝交易以及应答报文的组成部分访问特定文档而做到。 This can be expressed by permit or deny the transaction and an integral part of the response packet access to specific documents and do it. 例如,可能给银行客户而不是自动出纳机操作人员某些未给予银行现有客户的宣传资料。 For example, it may give bank customers rather than automated teller machine operator does not give banks some existing customers promotional materials. 指出为什么拒绝交易的交易数据能被用以访问文档,该文档提供一解释,或可鼓励用户采取另一行动,例如,信用卡预付现金或申请贷款。 Why refuse the transaction pointed out that transaction data can be used to access the document, which provides a explanation, or can encourage users to take another action, for example, apply for a loan or credit card cash advances.

图25示意地表示的系统是自动化银行业务机系统的一个实施例,该系统通过使用一HTML接口而实现各种有用接口的选择,同时保存与现有银行业务机系统的兼容性和与此相关的加密技术。 The system of FIG. 25 is a schematic showing one embodiment of the automated banking machine system, the system is achieved by a variety of useful interface for selecting a use HTML interface while preserving compatibility with existing banking machine systems and associated with this encryption technology. 当然在其它实施例中可使用别的方法和配置。 Of course, other methods may be used and configurations in other embodiments.

示意地示于图25中,结合到系统中的另一优点在于,在现有自动化银行业务机中,本发明所示实施例操作软件组成部分的效率。 Shown schematically in FIG. 25, coupled to a further advantage of the system is that, in conventional automated banking machine, software components operating efficiency of the embodiment of the present invention is shown in part. 应该理解到,在传统计算机内HTML文档的处理需要通过一QWERTY型键盘(一种英文键盘)而输入,以及对应图标位置或其它HTML文档上的特征,单击鼠标而输入,以便成功地定位并使用上述文档。 It should be understood that the processing of an HTML document within a conventional computer need QWERTY keyboard (s English keyboard) input, and wherein the position of the corresponding icon or other HTML document, click input, in order to successfully locate and using the above document. 传统自动化银行业务机一般不包含鼠标或整字键盘。 Traditional automated banking machines generally do not include a full keyboard or mouse. 相反地,传统自动化银行业务机一般包括类似于电话机上使用的字母数字小键盘和功能键。 In contrast, conventional automated banking machines generally include an alphanumeric keypad and function keys used on similar telephone. 本发明的实施例允许具有终端的系统操作,此系统具有以达到本发明效益的方式运行的上述接口。 Embodiments of the present invention allows the operation of the system with a terminal, the system having an interface in order to achieve the above-described benefits of the present invention is run.

图27表示传统自动化银行业务机接口162的一个实例。 FIG 27 shows an example of a conventional automated banking machine interface 162 of. 接口162包含一输出设备,该输出设备包含一屏面164。 Interface 162 includes an output device, the output device 164 comprises a screen. 屏面164可以是一阴极射线管(CRT),液晶显示(LCD)或其它传统显示屏幕。 Screen 164 may be a cathode ray tube (CRT), liquid crystal display (LCD) or other conventional display screen. 在实例中所示屏面164不是前述实施例中的接触式屏幕。 In an example shown in screen 164 than to the foregoing embodiment of the touch screen embodiment. 许多功能键166设置在靠近屏面164的位置处。 A number of function keys 166 disposed at a position close to the screen 164. 在接口162内也包含一键区168。 In the interface 162 also includes a keypad 168. 键区168包含字母数字键和其它例如“清除”,“校正”和“确定”(“OK”)专用键。 The keypad 168 comprises, for example, alphanumeric and other "clear", "correct" and "OK" ( "the OK") private key. 在键区上的其它键一般是空白的但可在某些情况下使用。 Other keys on the keypad are generally blank but in some cases may be used.

在传统自动化银行业务机的运行中,从存储在终端存储器内的信息中生成的屏面数据在屏面164上产生用图表显示的规定交易屏面。 In operation the conventional automatic banking machine, screen data generated from the terminal information stored in the memory to generate a predetermined graphically displayed on the screen of the transaction screen 164. 这些屏面响应由客户选择的交易功能而依一次序显示。 The screen response transaction function selected by the customer and according to a display order. 传统屏面一般也包含代表由客户作出的选择的文字和图形。 Traditional panel also included representatives of the general choices made by the customer text and graphics. 这些文字和图形选项通常包含延伸到靠近功能键166之一的屏面边缘的线条或其它标记。 These options typically contain text and graphics function keys extend to near the edge of one screen of 166 lines or other indicia. 允许用户通过按压由选择指明的功能键选择选项。 It allows the user to specify selection by pressing the function key and select Options. 同样,在运转自动化银行业务机过程中,允许用户通过按压键区168内的键输入包含PIN号码和数量信息及其它指令的字母数字字符。 Similarly, during the operation of automated banking machine process, allowing the user presses a key input in a keypad 168 comprising a PIN number and other information, and the number of instructions alphanumeric characters.

本发明的一实施例中,运用在自动化银行业务机中的软件完成将标准自动出纳机键输入转换成操作系统事件,例如,在所需位置单击鼠标或从QWERTY型键盘输入。 An embodiment of the present invention, the use of an automated banking machine software converts complete standard automatic teller machine to the key input operating system event, for example, clicking the mouse at a desired position or from a QWERTY type keyboard. 允许执行该功能的软件组成部分被示于图28-30中。 This feature allows the execution of the software is shown in part in Figures 28-30. 这些功能包含一键区小应用程序170。 These features include a keypad applet 170. 在所述实施例中,键区小应用程序170被包含在终端导控器144内小应用程序之中。 In the illustrated embodiment, the keypad applet 170 is contained in the terminal controller 144 guide applet. 键区小应用程序170支持键盘公用设备接口(CDI)功能性的子集。 The keypad applet 170 supports the keyboard common device interface (CDI) functionality subset.

键区小应用程序170与键盘命令服务器联动,该键盘命令服务器以交易服务应用程序146进行运行。 The keypad applet 170 in conjunction with the keyboard command server, the keyboard command to the server transaction services application 146 runs. 在交易服务应用程序内的服务器与用于键区和功能键的公用设备接口(示意地用172表示之)互通。 Server in the transaction services application with the common device interface for the keypad and function keys (schematically represented by the 172) interworking. 在最佳实施例中的键CDI是一JAVA程序,JAVA程序被认为是一个与功能键和键区有关的公用设备接口的包装物。 Key CDI in the preferred embodiment is a JAVA program, JAVA program is considered a keypad and function keys related utilities interface wrapper.

软件还包括一示意地用174表示的键盘映象程序。 The software also includes a keyboard mapper schematically represented by 174. 在最佳实施例中,键盘映象程序与存储许多映象集的数据库176连接。 In the preferred embodiment, the keyboard mapper and database storing a plurality of sets of mappings 176 is connected. 在最佳实施例中,键盘映象程序是用于操作键盘的对象的键盘分类的扩充。 In the preferred embodiment, the keyboard mapper keyboard extension for the object classification operation of the keyboard. 键盘映象程序运行而完成把键映射集存储在数据库176内。 Keyboard mapping program to run and complete within key mappings stored in the database 176. 这可通过读取自动出纳机的配置数据库内的信息以获得在特定机器内运行的键映象而做到。 This is accomplished by reading the information in the configuration database to obtain the automatic teller machines operating within the key mappings to specific machines do. 在运行中,键盘映象程序选择键映象之一作为现行集。 In operation, the keyboard mapping program to select one key image as the current set. 这可以响应键区小应用程序并基于有选择性地访问在HTTP记录内的指令而做到。 This may be in response to a keypad applet selectively based on instructions within the access HTTP records do. 该键盘映象程序可应答经由浏览器装入的HTML文档内的指令而选择键映象。 The keyboard mapper can reply command in the browser loads an HTML document is selected via the key image. 该键盘映象程序也可有效的赋能键区和功能键适应选择的特定映象集。 The keyboard mapper can effectively forming a keypad and function keys specific adaptation map set selection. 该键盘映象程序应答选定的映象集还可有效的将一键区输入信号或一功能键输入信号转换(翻译)成相应的键盘或鼠标输入信号,然后将该键盘或鼠标输入信号传送到软件运行的计算机操作系统的键盘输入流或鼠标输入流。 The keyboard mapper mapping the selected set of response may be effective in a keypad input signal or a function key input signal is converted (translated) into corresponding keyboard or mouse input, then the keyboard or mouse input signals transmitted computer operating system software to run a keyboard or mouse input stream input stream.

在最佳实施例中,映象集各自由散列表组成。 In the preferred embodiment, each set consisting of image hash lists. 键映射对象被存储作为散列表内的数值,使得每一对象包含将任何合适的自动出纳机键事件转换成一操作系统输入事件所必需的数值和操作。 Keymap object is stored as a value in the hash table, so that each object contains an operating system input event values ​​necessary to convert any appropriate ATM key event and to operate.

可以理解到在功能键靠近自动出纳机屏面情况下,或许最好是将一鼠标输入提供给对应于鼠标输入特定坐标位置的鼠标输入流。 To be understood that the function keys near the automated teller machine screen cases, there may be preferably a mouse input to the mouse input stream corresponding to the specific coordinate position of the mouse input. 这是通过使用选定的键映象集的键盘映象程序而提供的。 This is done by using the keyboard mapping program selected key image sets provided. 各种键映象集应答显示在浏览器上的HTML文档,使不同的功能键能够给计算机操作系统提供不同类型的输入。 Various keys image display HTML documents in response set on the browser, so that different function keys to the computer operating system can provide different types of input. 此外,该键盘映象程序导致按压选择键而产生与屏面上选定的x,y坐标位置上单击鼠标相对应的输入。 In addition, the keyboard mapper lead presses the selection key is selected and the screen surface to produce the x, corresponding to the input click position of the y coordinate. 应予理解的是键区键或功能键都能用于产生鼠标输入。 It should be understood that the keypad or function key can be used to generate mouse input. 同样,功能键输入也可被转换成键盘输入。 Similarly, the key input function may also be converted to keyboard input. 然而,在某些实施例中,希望在屏面上废止鼠标指示符,使得用户不注意到常见的鼠标图符。 However, in certain embodiments, it is desirable abolished mouse pointer on the screen surface, so that the user does not note a common mouse icon. 上述废止在某些实施例中可包括减小鼠标图符的大小,以致小到使机器的用户不容易看到。 In certain embodiments abolished above embodiments may include a reduced size of the mouse icon so small that the user of the machine is not easily visible.

在某些交易部分进程中,用户没必要按压任何键。 In some part of the transaction process, users do not need to press any key. 在这种情况下,本发明的某些最佳实施例控制停用键区键和/或功能键。 In this case, certain preferred embodiments of the present invention controls disable keypad keys and / or function keys. 因为计算机资源被用于轮询上述输入键,在适当时间内,中止上述轮询使计算机资源能够专心于进行其它功能。 Because computer resources are used for polling the input key, in due time, stops the operation of causing the computer to poll for resources to be devoted to other functions. 这将提高进行其它活动的速度。 This will increase the speed of other activities. 在某些实施例中,这可通过键区小应用程序从一轮询表中有效消除键设备而做到。 In certain embodiments, this may be done effectively eliminate a key device by the keypad applet from a polling list.

图28-30包含键盘映象程序和键区小应用程序操作实例的示意叙述。 28-30 comprise keyboard applet mapper and the keypad operation of the illustrative examples described. 图29表示键区168输入的一个实例。 29 shows a keypad 168 input instance. 在此实施例中,键区小应用程序170一般响应HTTP记录(例如,HTML文档或其它事件)内的指令,允许将事件传送到交易服务应用程序146。 Instructions in this embodiment, the keypad applet 170 generally in response to HTTP records (e.g., HTML documents or other event), the event enables the transfer to the transaction services application 146. 在应答中,从对应特定映象名称的数据库176中选定一映象集。 In response, a selected image from a set corresponding to a specific image name database 176. 键盘命令服务器进一步有效启动自动出纳机的恰当的键。 Keyboard command server further effective start right key automated teller machines.

在该实施例中,在应答中,客户按压在键区上的“OK”键,CDI给交易服务应用程序生成一相称的信号。 In this embodiment, in response, the customer presses on the keypad of the "OK" button, CDI trading service application to generate a commensurate signal. 从图27中可注意到“OK”键按照惯例被称之为自动出纳机接口的“J”键。 It may be noted from FIG. 27 "OK" button is conventionally called the automated teller machine interface "J" key. 设备服务应用程序将从客户按压“J”键生成的信号传送到键盘映象程序174。 Customer service application device presses the transfer "J" key to generate a signal from the keyboard mapping program 174. 响应接受到的信号,键盘映象程序174运行以解答与映象名称对应的映象集内的对象,将功能键输入信号转换成由操作系统认可的键盘输入信号。 In response to the received signal, the keyboard mapper 174 running in an object within the image set corresponding to answers to the name mapping to convert the function key input signal to the operating system recognized by the keyboard of the input signal. 通过调用取自映射集的选定对象,产生一键盘输入信号并被传送给计算机的键盘流。 Keyboard stream and transmitted to the computer by calling the selected object from the set of maps, a keyboard input signal is generated. 这由键盘流178所示。 This flow from the keyboard 178 shown in FIG. 在所示实施例中,键盘流是对新技术视窗(Windows NT)操作系统的一种输入。 Embodiment, the keyboard input stream is a new technology for Windows (Windows NT) operating system, in the illustrated embodiment. 键区小应用程序170启动通过其相应的键接收(收听)器读出输入。 The keypad applet 170 starts receiving (listening) reads out the input through its corresponding key. 小应用程序170也可有效的接收事件,并对应于客户已输入的内容而显示出一图标或其它图形。 Applet 170 may also be effectively receive events, and corresponding to the contents of the client and entered a show icons or other graphics.

图28表示键盘映象程序的操作处于下述情况,即交易服务应用程序阻止将客户输入的数据传送到小应用程序170作用时的情况。 28 shows the operation of the keyboard mapper in a situation in which the transaction services application to prevent the transfer of data entered by the customer to the effect of the case 170 when the applet. 例如,客户所输入的是没有被显示的客户的PIN或其它数据的情况下这是合乎需要的。 For example, customer input is a case where the PIN or other customer data which is not displayed desirable. 在上述情况下,交易服务应用程序146起保持客户输入数据的作用,并仅发送一代表保持字符的信号,在此条件下,将一“*”符号送回浏览器。 In the above case, transaction services application 146 plays the role of maintaining customer input data and send only a signal representative of keeping the character, in this condition, a "*" symbol back to the browser. 这是响应包含在由浏览器存取的文档内的指令或响应包含在由计算机存取的其它HTTP记录内的指令加以选择而做到的,计算机指示用户输入符合他们的PIN或没有被发送到浏览器的其他数据。 This is done in response to the instructions contained in the document in response to, or accessed by the browser instructions contained within other HTTP records accessed by a computer to be used, the computer instructs the user input or not comply with their PIN is transmitted to the other data browser. 在图28所示的实例中,仅将保持字符通过键盘映象程序而传送到浏览器。 In the example shown in FIG. 28, only the holding character transmitted to the browser via the keyboard mapper. 在存取的HTTP记录调用程序的情况下,其中,准备发送到浏览器和/或显示在屏幕上的数字值(例如,撤消交易的数量),由交易服务应用程序发送到浏览器的信号表示与被按压键有关的数字值。 In the case where the calling program to access HTTP records, wherein, ready to be sent to the browser and / or display digital values ​​(e.g., the number of reversals) on the screen, the signal sent by the transaction services application to the browser representation and the key is pressed about the numeric value.

图30是键盘映象程序的操作的另一实例,在此情况下,输入对应于功能键166。 FIG 30 is another example of the operation of the keyboard mapper in this case, the input corresponds to the function key 166. 在此条件下,输入是通过按压如图27所示靠近屏面右上角的功能键“A”而做到的。 In this condition, input by pressing the function key as shown near the top right of the screen shown in FIG. 27 "A" and do. 响应按压功能键而生成的信号被传送到键盘映象程序,该键盘映象程序响应从数据存储器176获得的数据,输出对应于单击鼠标的鼠标输入。 Signal generated in response to pressing the function key is transmitted to the keyboard mapper which in response to the keyboard mapper data obtained from the memory 176, the output corresponding to the click of the mouse input. 鼠标输入包含代表屏面上x和y的坐标处,提供鼠标单击的数据。 Representative mouse input screen surface comprising at coordinates x and y, providing click data. 上述鼠标输入信号则被传送到示意地用180表示的鼠标流输入。 The aforementioned mouse input signals were transmitted to the mouse stream input schematically represented by 180.

由此可见,使处理HTML文档的自动化银行业务机能够使用一传统自动出纳机接口而运行,该鼠标输入一般将包含与靠近特定功能键屏面上某一位置相对应的坐标位置。 Thus, the processing of an HTML document can be automated banking machine to operate using a conventional ATM interface the mouse input will generally comprise a specific function key screen surface near a position corresponding to the coordinate position. 这是因为客户通过按键选择的图标,线条,文字或其它标记将优先地显示或延伸在靠近键的屏面上。 This is key because the customer by the selected icon, line, text or other indicia will be preferentially displayed or near the screen surface extending bonds. 这样通过直观呈现使客户意识到该按压哪一个键作出相应的选择。 Visualize this by enabling customers to realize that what a key is pressed to make the appropriate choice. 许多靠近屏幕的功能键可在任一时刻起作用。 Many close to the screen function keys can work at any one time. 客户可通过在一位置按压一功能键,然后在离开第一位置布置的另一位置按压一功能键而作出选择。 Position by a client may be a function key is pressed, then a further first position disposed away from the press a function key to select. 这将导致被发送到鼠标流的信号与靠近客户所按压的功能按钮的屏面上的坐标处单击鼠标相对应。 This will result in the coordinates sent to the screen surface the function button signal stream close to the customer pressed the mouse click, respectively. 在交易过程中,种种功能的组合和键区键是可操作的,并可映射成由选定映象集所确定的种种键盘和鼠标的输入。 During the transaction, and a combination of various functions of the keypad keys is operable, and may be mapped to the determined by the selected map set various keyboard and mouse inputs. 此外,开发商可开发对应于HTML文档内可显示特定图象的专有映象集。 In addition, developers can develop an HTML document corresponding to the specific image can be displayed proprietary image set.

以前述方式将键区输入送到传统自动出纳机或其它自动化银行业务机,键区输入可被转换成传统键盘或鼠标输入,这些输入可加以识别并被处理成传统键盘输入流或鼠标输入流。 In the foregoing manner keypad inputs to a conventional ATM or other automated banking machine keypad input can be converted into conventional keyboard or mouse inputs which can be identified and processed into a conventional keyboard input stream or mouse input stream . 同样,功能键可被转换成在选定位置的鼠标输入,并将鼠标输入传送到鼠标输入流内以便由计算机加以处理,或者可将功能键转换成键盘输入,并将其传送到键盘输入流。 Similarly, the function keys can be converted into the mouse input stream transmitted to be processed by a computer mouse input at the selected location, and the mouse input, or can be converted into keyboard function keys, and transmits it to the keyboard input stream . 所述终端配置的另一优点在于可有选择性地停(禁)用这些功能键,除非需要它们时。 Another advantage is that the terminal configuration is selectively stopped (cut-off) using these function keys, except when they are needed. 这样就可以减少由于按压键盘上的键试图不正常地使用机器的事例。 This can reduce the pressing keys on the keyboard trying not properly use the machine case. 此外,在不需要使用功能键以增加交易处理速度时,也可采取前述步骤停用这些键。 Further, when not using the function keys to increase transaction processing speeds, it may also take the steps to disable these keys.

本发明实施例的另一优点在于自动化银行业务机根据HTML文档内指令提供打印资料的能力。 Another advantage of embodiments of the present invention is the ability to provide automated banking machine to print the document data based on the HTML instructions. 上述打印项目可包含票证,旅游支票,汇票,银行支票,临时证券,或其它类型的资料。 The print project may include tickets, traveler's checks, money orders, bank checks, temporary securities, or other types of information. 最佳实施例在访问和处理HTML文档方面的能力允许打印图形和其它标记,使打出的资料具有精选的外观特性和精选的讲究装饰的图样。 In the preferred embodiment the ability to access and process aspects of HTML documents allows the printing of graphics and other indicia, that the selection of materials having played appearance characteristics and a selection of decorative patterns stress. 这可减少利用预打印格式的需要,并且也允许打印较多品种的打印格式。 This can reduce the need to use pre-printed form, and also allows printing layout more varieties. 此外,某些实施例的机器配置,为了将记录保存在机内的目的,仅允许打印交易信息的选定部分,同时,却将包括增强的图形或其它有吸引力的特性的版本提供给客户。 Further, some embodiments of the machine configuration, in order to record keeping purposes within the machine, allowing only selected portions of transaction information is printed, while enhanced versions including shift pattern or other attractive features to customers .

图31是使用自动化银行业务机内打印机在打印各种票据情况下的系统操作示意图。 FIG 31 is a schematic view of the automated banking machine ticket printer print a variety of situations in operational use of the system. 本发明的最佳方式在Windows NT 4.0操作下使用WIN 32打印机服务程序。 Best embodiment of the present invention using WIN 32 printer service program operating under Windows NT 4.0. 在所示的示范交易中,在终端剧场部分138内操作的导控器管理程序分类180通过请求打印机导控器182打印收据启动打印收据交易。 In the exemplary transaction shown, the operation management program guide controller 138 within the terminal theater portion Categories 180,182 print a receipt print start request receipt of the transaction by the printer controller guide. 在一最佳实施例中,该打印机导控器是涉及JAVA Beans(SUN公司建立开放的是全用JAVA写的API的计划)的事例集合,JAVA Beans起实现打印活动的作用,而且在终端导控器144中是一个导控器。 In case a preferred embodiment, the printer controller guide relates JAVA Beans (SUN companies to establish open a full written in JAVA API program) collection, JAVA Beans act enables the printing activity, but in the end lead controller 144 is a conductivity controller. 所述打印机导控器包含示意地示出的一分离的打印分类,该分类有效的调用一打印URL(统一资源地址)程序。 Said printer conducting printing controller comprises a separate classification schematically illustrated, the classification effectively invoking a print URL (Uniform Resource Locator) program. 在最佳实施例中,打印分类包含利用共享交易数据对象,此对象包含涉及交易的客户专有信息,此客户专有信息包含待打印的代表信息的标记。 In the preferred embodiment, the print category using the shared transaction data object that contains the customer-specific information relating to the transaction, the customer-specific information contains information representing the tag to be printed. 在自动化银行业务机的情况下,这可包含例如表示信息的标记,此标记可被从输入机器的客户卡片中读取(由卡片阅读器读取)。 In the case of automated banking machines, which may comprise, for example, marks representing the information, this tag can be read from the input device of the customer card (read by the card reader). 这些信息可包含例如客户姓名和帐户编号。 This information may include, for example, the customer's name and account number. 其它交易信息可包括执行的交易类型,例如,存放(储蓄),撤消或查询以及涉及每项有关交易的款额。 Other transaction information may include the type of transaction execution, for example, storage (savings), as well as to revoke or queries related to the amount of each transaction.

交易服务应用程序146接收打印请求,并通过打印URL程序将URL串传送到WIN打印机对象184。 Transaction services application 146 receives the print request and the URL string sent to the WIN printer object 184 URL Print program. 在一最佳实施例中URL地址是HTTP记录例如用于使待打印的资料(在此条件下为收据)格式化的HTML文档的地址。 In a preferred embodiment, HTTP URL address is data to be recorded, for example, for printing (in this condition receipt) address formatted HTML document. 此HTML文档包含处理来自交易数据对象的交易数据的嵌入式JAVA脚本语言。 This HTML document contains an embedded JAVA script language processing transaction data from the transaction data object. 该文档的URL地址可能在本地机器上,或可能要从另一服务器中进行检索,例如通过用186表示的网络加以检索。 URL address of the document may be, or may be retrieved from another server on the local machine, for example, it is retrieved through the network indicated by 186. 网络186取决于机器的配置可以是一局部区域网或一广域网。 Depending on the network configuration of the machine 186 may be a local area network or a wide area network.

WIN打印机对象184接着定位于待访问文档的地址上。 WIN printer object 184 is then positioned on the address to access the document. 在最佳实施例中,这是用微软公司万维网浏览器(Microft's C Web Browser 2 Active X)控制做到的。 In the preferred embodiment, this is Microsoft's Web browser (Microft's C Web Browser 2 Active X) controls do. 当已被装入Active X控制的HTML文档自动地开始处理所访问文档的含量。 When the Active X control has been loaded HTML document automatically begins processing the content of the accessed document. 交易服务应用程序146调用WIN打印机对象184的打印URL程序。 Transaction services application 146 calls the print URL WIN printer object program 184. 该WIN打印机对象使用Active X控制打印现行HTML文档。 The WIN printer object using the Active X control to print the current HTML document. 打印是通过Windows NT打印输入输出子系统(Print Spool)和图形组成部分进行处理的。 Windows NT printing by a print subsystem input-output (Print Spool) and a part for processing graphics.

JAVA CDI接收来自打印监控成分192的事件,表示打印输入输出子系统(假脱机)的完成。 JAVA CDI receives events from the print monitor component 192, the print input-output subsystem (spool) is completed. 这表示现有待读取的文件是有效的,并将该文件发送到收据打印机的公用设备接口(CDI)188。 This means that the conventional file to be read is valid, and transmits the file to the public of the receipt printer device interface (CDI) 188.

接着一打印对象190调用在打印监控器192内的读取数据功能以判定打印数据文件的位置和大小。 A print object 190 then calls in the print monitor 192 to determine the function of the read data position and size of the print data file. 打印机对象190将数据文件的数据或路径名称各发送到打印机CDI 188。 Printer object name or a data path 190 to each data file to the printer CDI 188. 打印机CDI 188接着将打印数据传送到打印机硬件。 The printer CDI 188 then transmits the data to the printer hardware. 此结果导致资料的打印。 This result print data.

一旦打印好收据,从打印机导控器182的小应用程序发出一传送打印收据的请求。 Once printing the receipt, a receipt printing request is transmitted from the printer controller guide applet 182. 传送请求通过交易服务应用程序146传到打印机对象190。 Transfer request reached the Printer object 190 transactions service application 146. 打印机对象190调用在打印机CDI 188上的传送程序以导致将收据传送给机器用户。 190 Printer object calls the printer CDI 188 transfer program to result in the receipt sent to the user machine. 软件组成部分的操作允许有选择性地存取资料格式和使用包含在文档的指令以便将交易数据包含在打印资料之内。 Operating software components allows selective access to and use of information contained in the instruction format of the document to the transaction data contained in the print data. 这样就允许打印出各种类型的资料。 This allows print out various types of information. 此外,也允许为不同客户提供不同类型的打印资料。 In addition, it allows to provide different types of print materials for different customers. 这在提供市场信息,息票(优待券)或交易收据上的类似标记是合乎需要的。 This provides market information, coupon (coupon) or a similar mark on the transaction receipt is desirable. 这种方法还通过开发提供用不同语言打印格式的HTML文档简化了提供以多种语言打印的格式。 This approach also provides print format in different languages ​​simplifies HTML document provided in multiple languages ​​by developing print format. 此外,本发明的程序通过用户简档或客户类别型和基段(址)可用于为客户提供市场销售行情。 Further, the program of the present invention by a customer or a user profile and category type base section (address) may be used to provide customers with market prices.

虽然讨论了与传送交易收据有关的前述打印程序,但也可调用类似的程序以打印客户财务报表以及打印在自动化银行业务机内的交易处理日志。 Although the discussion related to the aforementioned transfer transaction receipt printing program, but also can be called a similar procedure to print customers and print financial statements in the automated banking machine transaction processing log. 此外,通过访问选定文档控制打印格式化所述信息日志记录还可装备有如下方式的合并(统一)的信息,该种方式在不打印客户资料上提供的宣传或其他类型信息的情况下允许将日志文件保存在机内。 In addition, document formatting control print selected by accessing the information can also be equipped with a logging merger follows the (unified) information, promotional or allow the case of other types of information that way is not printed on the information provided by the customer the log file is saved in the machine.

本发明的打印程序也允许打印种种类型的光学标记,例如条形码或其它类型的机器可读标记,这些光学标记能用于打印息票,支票或类似项目。 Print program of the present invention also allows the printing of various types of optical indicia such as bar code or other type of machine-readable marks, these marks can be used for optical printing coupons, checks or similar items. 上述代码在客户为评估各种市场销售效应的有效性方面,便于跟踪上述项目的使用。 The code in the client to assess the effectiveness of various sales effect of the market, easy to track the use of the above items. 此外,机器可读标记可被用于打印在一些物品上,例如,存款包封上和/或交易日志内。 In addition, machine-readable indicia may be printed on some items used, e.g., encapsulating the deposit and / or the transaction log. 上述打印可便于机器读出上述物品以鉴定存款内容。 Said printing machine may facilitate reading the content item to identify the deposit.

通过本发明程序而实现的打印效能也允许打印选定的图形资料。 Print the effectiveness of the invention is achieved by the program also allows you to print the selected graphic data. 这可包括例如用于验证打印物品的真实性的嵌入式数字签名资料。 This may include, for example, used to verify the authenticity of the embedded digital signature information printed article. 这在例如使用交易处理机打印证书,旅游支票,彩票或具有独立价值的其它物品的场合中或许是特别有用的。 In this example, using the transaction handler print certificates, travelers checks, lottery tickets or other items where the value of an independent might be particularly useful. 此外,全色打印的资料可通过包含在交易处理机内的彩色打印机而形成。 Further, full-color printing data may be formed by a color printer contained in a transaction processor.

用于操作本发明自动户银行业务机和连接计算机的计算机软件可以用各种类型的制品制成而被装入有关计算机内。 Computer software for the operation of the automatic banking machine of the present invention the user and the computer may be connected to the relevant computer loaded with articles made of various types. 上述计算机软件可被包含在一个或更多的制品上和一个或更多的制品(例如,软磁盘或紧致磁盘)被装入计算机内。 It said computer software may be included on one or more articles and the one or more articles (e.g., a diskette or a compact disk) is loaded into the computer. 上述软件也可被包含在一些制品上,例如,硬磁盘驱动器,磁带或就绪唯一的存储设备。 Such software may also be included in some products, e.g., hard disk drives, magnetic tape, or ready only memory devices. 包括代表用于操作计算机指令的数据的其他制品用本文所述方式均适宜用于完成本发明实施例的实施交易处理机和系统的操作。 Other articles include data representing instructions for operating the computer with the embodiment described herein are suitable for completing the transaction processor implementation and operation of the system according to the embodiment of the present invention.

本文参照特定的软件组成部分和特性叙述了自动化银行业务机和系统的示范实施例。 Demonstration herein with reference to particular software components and characteristics described automated banking machine and system embodiments. 本发明其它实施例可包含提供类似功能的其它或不同的软件组成部分。 Other embodiments of the present invention may include other or different software components of which provide similar functionality.

如此,本发明的新自动化银行业务机和系统达到了上述目的,消除先有技术设备和系统遭遇到的困难,解决问题并达到本文所述的需要成果。 Thus, the new automated banking machine and system of the present invention to achieve the above purpose, the elimination of the prior art difficulties encountered equipment and systems, solve problems and achieve the desired outcomes described herein.

在上述说明中,为简短,清楚和理解曾使用一些术语。 In the above description, for brevity, clarity and understanding, some terms have been used. 然而它们并不含有这个不必要的限制性意义,因为上述术语是用作描述的目的应当被广义地解释。 However, they do not contain the unwanted limiting sense, since the above terms are described object used should be interpreted broadly. 此外,本文中的说明和图解仅作为举例方式的,因而本发明并不局限于所示出和所描写的细节。 Furthermore, the herein described and illustrated by way of example only, and thus the present invention is shown and is not limited to the details of the description.

在下面的权利要求中任何作为用以完成一个功能的手段的特征,应被解释成包含任何能完成所列举功能的手段,不该认为只限于完成前述说明中示出的特殊手段或只是它的一些等同物。 In the following claims any feature for a means to accomplish a function shall be construed to include any means to complete the recited function, the foregoing description should not be considered special means limited to the illustrated or just completed its Some equivalents.

已经描述了本发明的特征,发现和原理,构造,操作,优点和获得有效成果的方式;新的和有效结构,装置,元件,布局,部件,组合件,系统,设备,操作,程序,处理和关系都包含在附后的权利要求书中。 Having described the features of the present invention, discoveries and principles of construction, operation, advantages, and to obtain effective results manner; new and effective structures, devices, elements, arrangement, components, assemblies, systems, equipment, operations, procedures, processing and it is included in the relationship of the appended claims.

Claims (9)

1.一种自动化银行业务机系统,其特征在于,包含:自动化银行业务机,包含显示装置、货币分配器和处理HTML文档用浏览器装置;主机系统,工作时提供至少一个第一消息,该至少一个第一消息有第一格式,该第一格式是一种非HTTP格式;服务器,包含通过该服务器可访问的至少一个第一HTML文档,该至少一个第一HTML文档包含显示指令,其中,所述自动化银行业务机工作时对所述至少一个第一消息作出响应,以进行下面工作:操作所述货币分配器;借助浏览器装置使用至少一个第二消息与所述服务器通信,访问所述至少一个第一HTML文档;和控制所述显示装置应答所述至少一个第一HTML文档。 1. An automated banking machine system comprising: automated banking machine includes a display device, and a currency dispenser HTML document with a browser processing means; a host system, providing at least one message a first operation, the at least one first message having a first format, the first format is a non-HTTP format; server, comprising at least a first HTML document accessible through the server, the document comprising at least a first HTML display instruction, wherein the first message to the at least one automated banking machine when the response work to perform the following tasks: the operation of the currency dispenser; browser by means of at least one second message communication with the server accessing the at least a first HTML document; and controlling said display means of said at least one first response HTML document.
2.如权利要求1所述的自动化银行业务机系统,其特征在于,其中,所述至少一个第二消息的第二格式包含HTTP格式。 2. An automated banking machine system according to claim 1, wherein, wherein the at least one second format of the second message comprises a HTTP format.
3.一操作自动化银行业务机的方法,包含下列步骤:a)利用自动化银行业务机响应接收的至少一个第一非HTTP消息,操作该自动化银行业务机中现金分配器,该自动化银行业务机包含控制该自动化银行业务机显示装置的输出的浏览器装置;b)响应该现金分配器的工作,操作所述自动化银行业务机中的所述浏览器装置,该浏览器装置工作时使得通过该自动化银行业务机的显示装置提供至少一个输出。 3. an automated banking machine operating method, comprising the steps of: a) using an automated banking machine in response to the at least one first non-HTTP message received, the operation of the automated banking machine, cash dispenser, the automated banking machine comprising the automated banking machine control device browser output display device; b) means responsive to said browser work of the cash dispenser, operating the automated banking machine, such that the browser means operated by the automated the display device of the banking machine to provide at least one output.
4.如权利要求3所述的方法,还包含下列步骤:c)通过所述自动化银行业务机上至少一个输入装置接收至少一个输入;d)响应所述至少一个输入,操作所述浏览器装置。 Operating the browser d) means responsive to said at least one input,; C) through said at least one automated input means for receiving at least one input on the banking machine: 4. A method as claimed in claim 3, further comprising the following steps.
5.如权利要求4所述的方法,其中,在步骤(a)之前,还包含下列步骤:e)响应所述至少一个输入,将至少一个第二非HTTP消息从所述自动化银行业务机发送到主机系统,其中,在步骤(a),所述主机系统响应该第二非HTTP消息的接收,产生所述第一非HTTP消息。 5. The method according to claim 4, wherein, prior to step (A), further comprising the steps of: e) responsive to said at least one input, at least one second non-HTTP message transmitted from the automated banking machine to the host system, wherein, in step (a), the host system receiving a response to the second non-HTTP messages, generating the first non-HTTP message.
6.如权利要求5所述的方法,其中,所述第一和第二非HTTP消息包含Diebold91X消息。 6. The method according to claim 5, wherein said first and second non-HTTP message comprises Diebold91X message.
7.如权利要求4所述的方法,其中,步骤(c)包含用所述自动化银行业务机的卡片阅读器从卡片读取数据。 7. The method according to claim 4, wherein step (c) comprises reading data from the card using the automated banking machine card reader.
8.如权利要求4所述的方法,其中,步骤(b)包含通过操作所述浏览器装置处理文档。 8. The method according to claim 4, wherein the step (b) comprises means for processing the document by operating the browser.
9.一种操作自动化银行业务机的方法,包含下列步骤:(a)响应从主机系统接收到的交易消息,操作自动化银行业务机的至少一个交易功能装置,其中,所述消息从所述主机作为非HTTP交易消息发送,所述自动化银行业务机包含访问文档的浏览器装置;(b)响应所述至少一个交易功能装置的操作,借助所述自动化银行业务机的浏览器装置,访问第一HTML文档,其中,所述HTML文档包含第一指令;(c)响应所述第一HTML文档所包含的所述第一指令,控制所述自动化银行业务机的显示装置;(d)响应所述第一交易功能装置的操作,操作所述自动化银行业务机的第二交易功能装置;(e)响应所述第二交易功能装置的操作,借助所述自动化银行业务机的浏览器装置,访问第二HTML文档,其中,所述第二HTML文档包含第二指令;和(f)响应所述第二HTML文档所包含的所述第二指令, A method of operating automated banking machine, comprising the steps of: (a) receiving a response from the transaction message to the host system, the at least one transaction function devices operate automated banking machine, wherein the message from the host as a non-HTTP transaction message, the browser automated banking machine comprising means to access the document; (b) in response to operation of said at least one transaction function device, by means of said browser means automated banking machine, the first access an HTML document, wherein the HTML document comprises a first instruction; (c) the first response to the first instruction contained in the HTML document, the display control means of the automated banking machine; (d) responsive to said operating a first transaction function device, the operation of the automated banking machine of the second transaction function device; (e) in response to operation of the second transaction function device, by means of said browser means automated banking machine, the first access two HTML document, wherein said second instruction includes a second HTML document; and (f) the second instruction of the second response included in the HTML document, 制所述显示装置。 The prepared display device.
CNB991101731A 1996-11-27 1999-07-02 Automatic banking machine and system CN1296863C (en)

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Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5706442A (en) * 1995-12-20 1998-01-06 Block Financial Corporation System for on-line financial services using distributed objects

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5706442A (en) * 1995-12-20 1998-01-06 Block Financial Corporation System for on-line financial services using distributed objects

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