CN1294528C - Terminal service network system and method for handset, public communication card value adding nd card selling - Google Patents

Terminal service network system and method for handset, public communication card value adding nd card selling Download PDF

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Publication number
CN1294528C
CN1294528C CNB2003101207909A CN200310120790A CN1294528C CN 1294528 C CN1294528 C CN 1294528C CN B2003101207909 A CNB2003101207909 A CN B2003101207909A CN 200310120790 A CN200310120790 A CN 200310120790A CN 1294528 C CN1294528 C CN 1294528C
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card
money
bus
supplemented
user
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CN1538657A (en
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陈晓星
吴文
蒋隽
李侯飞
蒋晓捷
黄瑶
陆伟
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Shanghai Zhongyu Huade Data Science & Technology Co., Ltd.
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Shanghai Zhongyu Huade Data Science & Technology Co Ltd
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Abstract

The present invention relates to a terminal service network system of adding values for mobile phones in a self service mode, adding values for bus IC cards and selling cards and a method applying the system to the services of adding the values and selling the cards. The system comprises a user terminal device, a center data control system and an electronic transaction network system. The method using the system for adding the values for the mobile phones in the self service mode, adding the values for the bus IC cards and selling the cards can provide users with three kinds of functional services, namely a service of adding the values for the mobile phones, a service of adding the values for the bus IC cards, and a service of selling the bus IC cards. The present invention has the advantages of safety and reliability in the integral processing procedure, and adaptability to the safety requirements of various occasions; at the same time, the present invention has multiple and perfect functions and friendly user operation interfaces; a prompting mode is scientific and reasonable and accords with people's habits in daily life; the present invention also has the advantages of clear, simple and direct steps, high efficiency and provision of a definite dynamic propaganda effect.

Description

Card Terminal Service network system and method are supplemented and sold to self-service mobile phone, mass transit card with money
Technical field
The present invention relates to the electronic transaction field, the service field of particularly self-service electronic transaction network system is meant that specifically a kind of self-service mobile phone is supplemented with money, bus IC card is supplemented with money and sells card Terminal Service network system and method thereof.
Background technology
Present progress along with science and technology, the raising of people's living standard, IC-card is widely used in every field, particularly be applied to the bus IC card in public transport field, because it has the reliability height, can repeatedly supplement advantages such as use with money, provide convenience to people, improved efficient.But now mostly supplementing with money of the employed bus IC card of people is to be undertaken by manual type, this has a lot of shortcomings: manual service is subjected to the limitation in time, place, attitude and quality also are difficult to guarantee, be difficult to management, but also to increase employee and spending, the user can not carry out supplementing with money of bus IC card easily, and its usable range is restricted.The kind of simultaneously present bus IC card is comparatively single, the needs that not too adapt to each different levels consumer groups, and sell the place that bus IC card need arrive appointment at present and handle, formality is loaded down with trivial details, efficient is lower, can't satisfy the quick growth of bus IC card demand.
Simultaneously, for the mobile phone prepaid card, as Global Link prepaid card, walk in the Divine Land card, EasyCall card etc., its recharge method is the mode that adopts the special-purpose rechargeable card of artificial sale, phone to supplement with money, it is loaded down with trivial details to do not only formality like this, and tend to because voice are supplemented the unstable properties of platform own with money or occurred supplementing the situation that delays use with money owing to telephone line is busy, the special-purpose rechargeable card of pre-payment can cause certain environmental pollution originally as disposable use simultaneously.Moreover, in the market of bus IC card and the special-purpose rechargeable card of mobile phone pre-payment, price confusion, false card injection are outstanding problems wherein always.
In the prior art, a kind of self-aid type IC card fee-charging device is arranged, can carry out the charging in real time service the IC-card of number of different types, respite a part of above-mentioned contradiction, the certain convenience of having brought in life of giving people.But this IC-card is supplemented device itself with money and is had significant limitation, at first, when this device carries out the service of IC-card charging in real time, lack safe and reliable charging in real time monitoring and licensing scheme, can not prevent the malicious attack that some are illegal, thereby a little less than making that the safety guarantee system of this device is highly brittle, thereby also stayed certain potential safety hazard to the user; Simultaneously, the function singleness of this device only has IC-card and supplements function with money, and shortage is sold functions such as card and mobile phone prepaying charge such as bus IC card, thereby makes its scope of application very limited, can not satisfy most of users' requirement.
Summary of the invention
The objective of the invention is to have overcome above-mentioned shortcoming of the prior art, provide a kind of safe and reliable, have complete efficient public security system, diverse in function and also perfect, user interface is friendly, have multiple manipulating approach, step clear simple and direct, efficient is higher, self-service mobile phone with certain dynamic the effect of publicity is supplemented with money, bus IC card is supplemented with money and sell card Terminal Service network system and supplement and sell chucking method accordingly with money.
In order to realize above-mentioned purpose, self-service mobile phone of the present invention is supplemented with money, bus IC card is supplemented with money and sell card Terminal Service network system and supplement with money accordingly and to sell chucking method as follows:
This self-service mobile phone is supplemented with money, card Terminal Service network system is supplemented and sold to bus IC card with money, comprise user terminal apparatus, central data control system and electronic transaction network system, this user terminal apparatus comprises the industry control PC, the IC-card read-write equipment, display device, payment devices, printing device, controller switching equipment, network communication interface equipment and utility appliance, its principal feature is, described user terminal apparatus comprises that also bus IC card sells card apparatus, the utility appliance of described user terminal apparatus also comprises a bar code scanner that reads mobile phone card number sign indicating number information, and this bar code scanner is connected with described industry control PC, described central data control system comprises a data central server, router and several terminal PC control desks, and interconnect by LAN (Local Area Network), described electronic transaction network system comprises the mobile operator access platform, the mobile communication charging system, Unionpay center and bus IC card liquidation center; Described user terminal apparatus is connected with bus IC card liquidation center with the Unionpay center of electronic transaction network system respectively with external communication network by its network communication interface equipment, the data center server of central data control system is connected with the network communication interface equipment of user terminal apparatus and the mobile operator access platform front end of electronic transaction network system respectively with external communication network by router simultaneously, and the mobile charging system of electronic transaction network system is connected with mobile operator access platform rear end.
The bus IC card of described user terminal apparatus is sold card apparatus and is comprised several card outlet devices.
The network communication interface equipment of described user terminal apparatus is ISDN Plus B Modem network terminal adapter, and the outside communication network that connects is an isdn line.
The network communication interface equipment of described user terminal apparatus is TP Link 56K Modem network terminal adapter, and the outside communication network that connects is the PSTN circuit.
The display device of described user terminal apparatus is a touching display screen.
The utility appliance of described user terminal apparatus also comprises a roll display screen.
The above-mentioned system of this use carries out that self-service mobile phone is supplemented with money, bus IC card is supplemented with money and sell chucking method, and its principal feature is that described method may further comprise the steps:
1) user terminal apparatus provides three kinds of feature operations to select to the user: mobile phone is supplemented operation with money, bus IC card supplements operation with money and bus IC card is sold the card operation;
2) information is selected in the feature operation that receives the user;
3) legitimacy of discriminating user operation requests;
4) select information according to identification result and user's feature operation, carry out the subsequent operation of relative users request;
5) if should selection information be that mobile phone is supplemented operation with money, then carry out mobile phone and supplement operation with money;
6) if should selection information be that bus IC card is supplemented operation with money, then carry out bus IC card and supplement operation with money, and comprising the following steps of charging in real time mandate monitoring:
After user terminal apparatus carries out the legitimacy check for user's operation, whether the bus IC card liquidation center that checks the electronic transaction network system gives local bus IC card and supplements with money and authorize amount legal, it is legal to supplement with money as this, then proceed bus IC card and supplement the subsequent job of operation with money, finish recharging payment, otherwise supplement with money illegal as this this, then stop recharging payment, if bank card is supplemented with money, then withhold and just dashing, supplement authorization requests then accordingly with money and handle;
7) if should selection information be that bus IC card is sold the card operation, then carry out bus IC card and sell the card operation.
Described mobile phone is supplemented operation with money, may further comprise the steps:
1) the prompting user imports the Mobile Directory Number that need supplement with money;
2) user terminal apparatus is judged the legitimacy of user's Mobile Directory Number, and as illegal, the prompting user ends to supplement with money, otherwise as legal, then continues operation;
3) the prompting user correctly inserts notes here or inserts bank card at the terminal assigned address, points out the recharge amount numerical value that the user imports needs payment simultaneously;
4) user terminal apparatus differentiation bank note or bank card are withholdd and are handled the legitimacy of request, as illegal, then point out the user, end to supplement with money, move back coin or move back card, otherwise as legal, continue operation;
5) user terminal apparatus adopts remote data communication in-line processing mode to handle to the mobile phone charging information and the respective request of user's input;
6) user terminal apparatus is according to the response result information of remote data communication in-line processing, as success, then point out user's successful recharging, simultaneously demonstrate corresponding mobile phone account and operate relevant amount information with supplementing with money, and print and supplement with money with bar to the user, otherwise it is as unsuccessful, then point out the user to supplement unsuccessful reason with money,, then withhold and just dashing if bank card is supplemented with money, move back coin then or move back card, finish recharging payment.
The described step that adopts remote data communication in-line processing mode to handle to the mobile phone charging information and the respective request of user's input is meant:
1) user terminal apparatus in the mode of coded communication message, is submitted to the data center server of central data control system with the Mobile Directory Number of user's input and the transaction request of recharge amount;
2) data center server decrypted transaction message and judge its legitimacy, as illegal, then return the failure response message, end recharging payment, otherwise as legal, then the mobile operator access platform by the electronic transaction network system sends to the mobile communication charging system with mobile phone charging request message;
3) the mobile communication charging system is by the Mobile Directory Number and the recharge amount of the charging request message of receiving, enforcement is supplemented with money, and the response message of recharging result is back to data center server by the mobile operator access platform, and pass to user terminal apparatus by data center server.
The authorization requests treatment step of supplementing with money that described bus IC card is supplemented with money in the charging in real time mandate monitoring of operation is:
1) user terminal apparatus is being ended under the recharging payment situation, real-time send all detailed messages of recharging payment of next time supplementing authorization requests message and this mandate with money, and wait for the authorization response information of supplementing with money of bus IC card liquidation center to bus IC card liquidation center;
2) the bus IC card liquidation center legitimacy of checking this mandate to supplement with money according to the information received as legal, then returned and is supplemented device next time with money and supplement the mandate of service with money and supplement the period with money and authorize recharge amount, otherwise as illegal, then returning will not authorization response information;
3) user terminal apparatus is authorized the response message of supplementing with money as if receiving, then continues normal bus IC card and supplements service with money; As receive the response message that will not authorize, then close bus IC card and supplement service function with money, and to data center server transmission the stopping warning message that bus IC card is supplemented service with money, products for further is handled.
The card of selling of described bus IC card is operated, and may further comprise the steps:
1) user terminal apparatus to the user provide the selection of the bus IC card type of purchasing and amount of money face amount;
2) the prompting user correctly inserts notes here or inserts bank card in appointed positions;
3) user terminal apparatus is differentiated the legitimacy that bank note or bank card are withholdd, as illegal, it is unsuccessful then to point out the user to pay, card is sold in termination, and move back coin or move back card, otherwise as legal, then the card success is purchased in prompting, and the bus IC card that the user purchased that spues, print and purchase card with bar, point out user's card taking simultaneously, get with bar.
Because adopted the self-service mobile phone of this invention to supplement with money, bus IC card is supplemented with money and sell card Terminal Service network system and supplement and sell chucking method accordingly with money, make the self-service operation that the user can carry out charging in real time, the bus IC card charging in real time such as the mobile phone pre-payment easily and sell card, its entire process process is not only safe and reliable, and native system has complete efficient public security system, can adapt to the safety requirements of various occasions; While diverse in function, perfect has mobile phone concurrently simultaneously and bus IC card is supplemented operating function with money, has the function that different types of bus IC card classification is sold again; Moreover, the user interface of native system is comparatively friendly, and prompting mode is scientific and reasonable, meets the custom of people's daily life, and has the multiple manipulating approach of Mobile Directory Number input again, and step is clear simple and direct, and efficient is higher; In addition, the roll display screen is installed on the user terminal apparatus of this system, makes it have certain dynamic the effect of publicity.
Description of drawings
Fig. 1 is the external structure of user terminal apparatus of the present invention.
Fig. 2 is the cut-away view of user terminal apparatus of the present invention.
Fig. 3 is a Terminal Service network structure of the present invention.
Fig. 4 supplements the Terminal Service network topological diagram of process with money for mobile phone of the present invention.
Fig. 5 is the process flow diagram of mobile phone recharge method of the present invention.
Fig. 6 is the Terminal Service network topological diagram of bus IC card charging in real time mandate monitor procedure of the present invention.
Fig. 7 is the process flow diagram of bus IC card charging in real time mandate method for supervising of the present invention.
Fig. 8 sells the Terminal Service network topological diagram of card process for bus IC card of the present invention.
Fig. 9 sells the process flow diagram of chucking method for bus IC card of the present invention.
Embodiment
In order more to be expressly understood technology contents of the present invention, describe in detail especially exemplified by following examples.
See also shown in Figure 3ly, this self-service mobile phone is supplemented with money, bus IC card is supplemented with money and sell card Terminal Service network system, comprises user terminal apparatus 24, central data control system and electronic transaction network system.This central data control system comprises data center server 26, router two 7 and several terminal PC control desks 25, and interconnect by LAN (Local Area Network), data center server 26 is mainly used to control and handle all and handles from the operation requests of user terminal apparatus 24 and with the information interaction of electronic transaction network system; Router two 7 is used for isolating exterior communication network 32 and internal lan, as the bridge of communicating by letter between LAN (Local Area Network) internal unit and the external network, plays the effect of Route Selection and information transfer simultaneously; Terminal PC control desk 25 provides system management interface for keeper and operator, is used for control and the work of management data central server.This electronic transaction network system comprises mobile operator access platform 28, mobile communication charging system 29, Unionpay center 30 and bus IC card liquidation center 31, mobile charging system 29 is administrative centers that mobile phone is supplemented with money, be connected by the rear end of dedicated line with mobile operator access platform 28, handle all are transmitted to it by external communication network 32 transmissions and by mobile operator access platform 28 from the requesting party mobile phone prepaying charge request, and result transmitted by mobile operator access platform 28 and return to the requesting party by external communication network 32, Unionpay center 30 receives and handles the bank card Zhi Fuyu settlement requests that sends by external network 32 from the requesting party, and result returned to the requesting party by external communication network 32, bus IC card liquidation center 31 is used for carrying out the mandate monitor service of bus IC card charging in real time, receive also monitoring audit and handle mandate recharging payment record and the new authorization requests that sends by external network 32 from the requesting party, and will examine and the authorisation process result returns to the requesting party by external communication network 32.The data center server 26 of described central data control system is connected with the network communication interface equipment of user terminal apparatus 24 and mobile operator access platform 28 front ends of electronic transaction network system respectively with external communication network 32 by router two 7.
See also Fig. 1 and shown in Figure 2 again, this user terminal apparatus comprises that industry control PC 1, IC-card read-write equipment, display device, payment devices, printing device, controller switching equipment, network communication interface equipment, bus IC card sell card apparatus and utility appliance.Wherein the IC-card read-write equipment comprises bus IC card read write line 11; Display device comprises touch display screen 13, and the user is except from display screen obtains information, can also utilize touch display screen directly to carry out interactive operation with user terminal apparatus, as menu selection and Mobile Directory Number input etc.; Payment devices comprises Paper currency identifier 4, bank note cash box 5 and bank card read write line 10; Printing device comprises printer 9; Controller switching equipment comprises UPS17 and power supply box 19; Network communication interface equipment comprises ISDN Plus B Modem or TP Link 56K Modem 22, it is interconnected with the data center server of Unionpay center 30, bus IC card liquidation center 31 and the central data control system of described electronic transaction network system respectively by external communication network to be attached thereto the interface circuit 2 that connects, ISDN Plus B Modem or TP Link 56K Modem 22 are a network terminal adapters, can be isdn line or PSTN circuit by interface circuit 2 with the outside communication network that is connected; Bus IC card is sold card apparatus and is comprised card outlet device 6, card outlet device 7, card outlet device 8 and bus IC card outlet 14, three card outlet devices 6,7,8 are used for placing the user respectively and select all kinds of bus IC cards bought, as common bus IC card, public transport IC souvenir card, favor for students card etc.; Utility appliance comprises illuminating lamp 12, alarm 15, cabinet Qianmen 16, serial port board case 18, bar code scanner 20, roll display screen 21 and code keypad 23, serial port board case 18 is industry control PCs 1 and the electronic equipment of every other user terminal apparatus inside communicates the RS232 serial ports coupling arrangement of control, bar code scanner 20 is used for reading the bar code number information on the mobile phone card, this mobile phone card is special in often using this Terminal Service network system to carry out user's specific customization of mobile phone prepaying charge, in order to improve the efficient of supplementing with money at every turn, avoid repeatedly the input operation of loaded down with trivial details Mobile Directory Number, the roll display screen can be loaded on the full position of this user terminal apparatus, its material can be LCDs or light emitting diode matrix etc., is used for roll display some dynamic advertisement information or advertising messages.
Accordingly, use above-mentioned system to carry out that self-service mobile phone is supplemented with money, bus IC card is supplemented with money and sell chucking method mainly may further comprise the steps:
1) user terminal apparatus 24 provides three kinds of feature operations to select to the user: mobile phone is supplemented operation with money, bus IC card supplements operation with money and bus IC card is sold the card operation;
2) the prompting user correctly inserts notes here or inserts bank card at assigned address;
3) legitimacy of discriminating user operation requests;
4) carry out the subsequent operation of relative users request according to identification result.
After the user had selected mobile phone to supplement option of operation with money according to prompting, user terminal apparatus had just entered mobile phone and has supplemented service procedure with money, saw also Fig. 4 and shown in Figure 5, and this mobile phone is self-service supplements operation with money and may further comprise the steps:
1) user terminal apparatus 24 prompting users import the Mobile Directory Number that need supplement with money;
2) user terminal apparatus 24 is judged the legitimacy of user's Mobile Directory Number, and as illegal, the prompting user ends to supplement with money, otherwise as legal, then continues operation;
3) user terminal apparatus 24 prompting users correctly insert notes here or insert bank card at the terminal assigned address, point out the recharge amount numerical value that the user imports needs payment simultaneously;
4) user terminal apparatus 24 is differentiated the legitimacy and the denomination of bank note by Paper currency identifier 4, or carry out information interaction by its ISDN Plus B Modem or TP Link 56K Modem 22, interface circuit 2 and ISDN or PSTN external communication network and the Unionpay center 30 of communicating by letter interconnected and judge the withhold legitimacy of Request Processing of bank card, as illegal, then point out the user, termination is supplemented with money, move back coin or move back card, otherwise, continue operation as legal;
5) the mobile phone charging information of 24 pairs of user's inputs of user terminal apparatus and respective request adopt remote data communication in-line processing mode to handle;
6) user terminal apparatus 24 is according to the response result information of remote data communication in-line processing, as success, then point out user's successful recharging, simultaneously demonstrate corresponding mobile phone account and operate relevant amount information with supplementing with money, and print and supplement with money with bar to the user, otherwise it is as unsuccessful, then point out the user to supplement unsuccessful reason with money,, then withhold and just dashing if bank card is supplemented with money, move back coin then or move back card, finish recharging payment.
Wherein the process that the mobile phone charging information and the respective request employing remote data communication in-line processing mode of user's input are handled may further comprise the steps:
1) user terminal apparatus 24 is with the Mobile Directory Number of user's input and the transaction request of recharge amount, in the mode of coded communication message, submit to the interconnected data center server 26 of communicating by letter by its ISDN Plus B Modem or TP Link 56KModem 22, interface circuit 2 and ISDN or PSTN external communication network;
2) data center server 26 decrypted transaction messages and judge its legitimacy, as illegal, then return the failure response message, end recharging payment, otherwise as legal, then the mobile operator access platform 28 by the electronic transaction network system sends to mobile communication charging system 29 with mobile phone charging request message;
3) mobile communication charging system 29 is by the Mobile Directory Number and the recharge amount of the charging request message of receiving, enforcement is supplemented with money, and the response message of recharging result is back to data center server 26 by mobile operator access platform 28, and pass to user terminal apparatus 24 by data center server 26.
After the user has selected bus IC card to supplement option of operation with money according to prompting, user terminal apparatus has just entered bus IC card and has supplemented service procedure with money, this self-service bus IC card is supplemented the step of operation and IC-card of the prior art with money, and to supplement process with money similar, but in order to improve the security of native system operation, in supplementing the step of operation with money, bus IC card increased the mandate method for supervising of this self-service bus IC card charging in real time, see also Fig. 6 and shown in Figure 7, this charging in real time mandate method for supervising may further comprise the steps:
1) user terminal apparatus 24 prompting users carry out correct insert coins or inserting the payment recharge amount operation that bank card is withholdd;
2) user terminal apparatus 24 is after the check of user's operation validity, the bus IC card that inspection bus IC card liquidation center 31 gives user terminal apparatus 24 is supplemented the mandate amount with money, comprise supplementing with money and allow effectual time and supplement the permission maximum dollar amount with money, judge whether wherein to have an index to exceed the quata, be the current recharging payment time whether to have surpassed supplementing with money at last constantly of bus IC card liquidation center 31 mandates, perhaps current recharge amount and user terminal apparatus 24 have been supplemented the recharge amount of serving with money and have been amounted to the maximum recharge amount that whether surpasses the mandate permission, if all do not exceed the quata, then this this supplement with money legal, continuing bus IC card supplements with money, tell the card operation, finish recharging payment, otherwise exceed the quata if any one, then originally this supplements with money illegal, if bank card is supplemented with money, then withhold and just dashing, move back coin then, move back card, stop recharging payment, and supplement authorization requests accordingly with money and handle.
The authorization requests treatment step of supplementing with money wherein comprises:
1) user terminal apparatus 24 is being ended under the recharging payment situation, real-time its ISDN PlusB Modem or TP Link 56K Modem 22, interface circuit 2 and external communication network ISDN or PSTN of passing through sends all detailed messages of recharging payment of next time supplementing authorization requests message and this mandate with money to the bus IC card liquidation center 31 that communicate by letter interconnected, and the authorization response information of supplementing with money of wait bus IC card liquidation center 31;
2) bus IC card liquidation center 31 legitimacy of checking this mandate to supplement with money according to the information of receiving, as legal, then return and supplement device next time with money and supplement the mandate of service with money and supplement the period with money and authorize recharge amount, otherwise as illegal, then returning will not authorization response information;
3) user terminal apparatus 24 is authorized the response message of supplementing with money as if receiving, then continues normal bus IC card and supplements service with money; As receive the response message that will not authorize, and then to close bus IC card and supplement service with money, and stop the warning message that bus IC card is supplemented service with money to data center server 26 transmissions, products for further is handled.
When the user had selected bus IC card to sell the card option of operation according to prompting after, user terminal apparatus had just entered bus IC card and has sold the card service procedure, sees also Fig. 8 and shown in Figure 9, this bus IC card sell chucking method, may further comprise the steps:
1) user terminal apparatus 24 to the user provide the selection of the bus IC card type of purchasing and amount of money face amount;
2) user terminal apparatus 24 prompting users correctly insert notes here or insert bank card in appointed positions;
3) user terminal apparatus 24 is differentiated the legitimacy that bank note or bank card are withholdd, as illegal, it is unsuccessful then to point out the user to pay, card is sold in termination, and move back coin or move back card, otherwise as legal, then the card success is purchased in prompting, and the bus IC card that the user purchased that spues, print and purchase card with bar, point out user's card taking simultaneously, get with bar.
In this instructions, the present invention is described with reference to its certain embodiments.But, still can make various modifications and conversion obviously and not deviate from the spirit and scope of the present invention.Therefore, instructions and accompanying drawing are regarded in an illustrative, rather than a restrictive.

Claims (11)

1, a kind of self-service mobile phone is supplemented with money, card Terminal Service network system is supplemented and sold to bus IC card with money, comprise user terminal apparatus, central data control system and electronic transaction network system, this user terminal apparatus comprises the industry control PC, the IC-card read-write equipment, display device, payment devices, printing device, controller switching equipment, network communication interface equipment and utility appliance, it is characterized in that, described user terminal apparatus comprises that also bus IC card sells card apparatus, the utility appliance of described user terminal apparatus also comprises the bar code scanner that reads mobile phone card number sign indicating number information, and this bar code scanner is connected with described industry control PC, described central data control system comprises a data center server, router and several terminal PC control desks, and interconnect by LAN (Local Area Network), described electronic transaction network system comprises the mobile operator access platform, the mobile communication charging system, Unionpay center and bus IC card liquidation center; Described user terminal apparatus is connected with bus IC card liquidation center with the Unionpay center of electronic transaction network system respectively with external communication network by its network communication interface equipment, the data center server of central data control system is connected with the network communication interface equipment of user terminal apparatus and the mobile operator access platform front end of electronic transaction network system respectively with external communication network by router simultaneously, and the mobile charging system of electronic transaction network system is connected with mobile operator access platform rear end.
2, self-service mobile phone according to claim 1 is supplemented with money, bus IC card is supplemented with money and sell card Terminal Service network system, it is characterized in that, the bus IC card of described user terminal apparatus is sold card apparatus and comprised several card outlet devices.
3, self-service mobile phone according to claim 1 is supplemented with money, bus IC card is supplemented with money and sell card Terminal Service network system, it is characterized in that, the network communication interface equipment of described user terminal apparatus is ISDN Plus B Modem network terminal adapter, and the outside communication network that connects is an isdn line.
4, self-service mobile phone according to claim 1 is supplemented with money, bus IC card is supplemented with money and sell card Terminal Service network system, it is characterized in that, the network communication interface equipment of described user terminal apparatus is TP Link 56K Modem network terminal adapter, and the outside communication network that connects is the PSTN circuit.
5, self-service mobile phone according to claim 1 is supplemented with money, bus IC card is supplemented with money and sell card Terminal Service network system, it is characterized in that, the display device of described user terminal apparatus is a touching display screen.
6, self-service mobile phone according to claim 1 is supplemented with money, bus IC card is supplemented with money and sell card Terminal Service network system, it is characterized in that, the utility appliance of described user terminal apparatus also comprises roll display screen.
7, the described system of a kind of use claim 1 carries out that self-service mobile phone is supplemented with money, bus IC card is supplemented with money and sell chucking method, it is characterized in that described method may further comprise the steps:
1) user terminal apparatus provides three kinds of feature operations to select to the user: mobile phone is supplemented operation with money, bus IC card supplements operation with money and bus IC card is sold the card operation;
2) information is selected in the feature operation that receives the user;
3) legitimacy of discriminating user operation requests;
4) select information according to identification result and user's feature operation, carry out the subsequent operation of relative users request;
5) if should selection information be that mobile phone is supplemented operation with money, then carry out mobile phone and supplement operation with money;
6) if should selection information be that bus IC card is supplemented operation with money, then carry out bus IC card and supplement operation with money, and comprising the following steps of charging in real time mandate monitoring:
After user terminal apparatus carries out the legitimacy check for user's operation, whether the bus IC card liquidation center that checks the electronic transaction network system gives local bus IC card and supplements with money and authorize amount legal, it is legal to supplement with money as this, then proceed bus IC card and supplement the subsequent job of operation with money, finish recharging payment, otherwise supplement with money illegal as this this, then stop recharging payment, if bank card is supplemented with money, then withhold and just dashing, supplement authorization requests then accordingly with money and handle;
7) if should selection information be that bus IC card is sold the card operation, then carry out bus IC card and sell the card operation.
8, self-service mobile phone according to claim 7 is supplemented with money, bus IC card is supplemented with money and sell chucking method, it is characterized in that described mobile phone is supplemented operation with money, may further comprise the steps:
1) the prompting user imports the Mobile Directory Number that need supplement with money;
2) user terminal apparatus is judged the legitimacy of user's Mobile Directory Number, and as illegal, the prompting user ends to supplement with money, otherwise as legal, then continues operation;
3) the prompting user correctly inserts notes here or inserts bank card at the terminal assigned address, points out the recharge amount numerical value that the user imports needs payment simultaneously;
4) user terminal apparatus differentiation bank note or bank card are withholdd and are handled the legitimacy of request, as illegal, then point out the user, end to supplement with money, move back coin or move back card, otherwise as legal, continue operation;
5) user terminal apparatus adopts remote data communication in-line processing mode to handle to the mobile phone charging information and the respective request of user's input;
6) user terminal apparatus is according to the response result information of remote data communication in-line processing, as success, then point out user's successful recharging, simultaneously demonstrate corresponding mobile phone account and operate relevant amount information with supplementing with money, and print and supplement with money with bar to the user, otherwise it is as unsuccessful, then point out the user to supplement unsuccessful reason with money,, then withhold and just dashing if bank card is supplemented with money, move back coin then or move back card, finish recharging payment.
9, self-service mobile phone according to claim 8 is supplemented with money, bus IC card is supplemented with money and sell chucking method, it is characterized in that the described step that adopts remote data communication in-line processing mode to handle to the mobile phone charging information and the respective request of user's input is meant:
1) user terminal apparatus in the mode of coded communication message, is submitted to the data center server of central data control system with the Mobile Directory Number of user's input and the transaction request of recharge amount;
2) data center server decrypted transaction message and judge its legitimacy, as illegal, then return the failure response message, end recharging payment, otherwise as legal, then the mobile operator access platform by the electronic transaction network system sends to the mobile communication charging system with mobile phone charging request message;
3) the mobile communication charging system is by the Mobile Directory Number and the recharge amount of the charging request message of receiving, enforcement is supplemented with money, and the response message of recharging result is back to data center server by the mobile operator access platform, and pass to user terminal apparatus by data center server.
10, self-service mobile phone according to claim 7 is supplemented with money, bus IC card is supplemented with money and sell chucking method, it is characterized in that, the authorization requests treatment step of supplementing with money that described bus IC card is supplemented with money in the charging in real time mandate monitoring of operation is:
1) user terminal apparatus is being ended under the recharging payment situation, real-time send all detailed messages of recharging payment of next time supplementing authorization requests message and this mandate with money, and wait for the authorization response information of supplementing with money of bus IC card liquidation center to bus IC card liquidation center;
2) the bus IC card liquidation center legitimacy of checking this mandate to supplement with money according to the information received as legal, then returned and is supplemented device next time with money and supplement the mandate of service with money and supplement the period with money and authorize recharge amount, otherwise as illegal, then returning will not authorization response information;
3) user terminal apparatus is authorized the response message of supplementing with money as if receiving, then continues normal bus IC card and supplements service with money; As receive the response message that will not authorize, then close bus IC card and supplement service function with money, and to data center server transmission the stopping warning message that bus IC card is supplemented service with money, products for further is handled.
11, self-service mobile phone according to claim 7 is supplemented with money, bus IC card is supplemented with money and sell chucking method, it is characterized in that, the card of selling of described bus IC card is operated, and may further comprise the steps:
1) user terminal apparatus to the user provide the selection of the bus IC card type of purchasing and amount of money face amount;
2) the prompting user correctly inserts notes here or inserts bank card in appointed positions;
3) user terminal apparatus is differentiated the legitimacy that bank note or bank card are withholdd, as illegal, it is unsuccessful then to point out the user to pay, card is sold in termination, and move back coin or move back card, otherwise as legal, then the card success is purchased in prompting, and the bus IC card that the user purchased that spues, print and purchase card with bar, point out user's card taking simultaneously, get with bar.
CNB2003101207909A 2002-12-23 2003-12-04 Terminal service network system and method for handset, public communication card value adding nd card selling Expired - Fee Related CN1294528C (en)

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CN102521745A (en) * 2011-12-05 2012-06-27 天津市通卡公用网络系统有限公司 Online card selling method for cross-platform smart card
CN103164719A (en) * 2011-12-15 2013-06-19 国民技术股份有限公司 System and method for multi-type intelligent card safe reading and writing
CN102427500A (en) * 2012-01-06 2012-04-25 北京易奈特信息咨询有限公司 Intelligent terminal for newspaper kiosk and cellular phone recharging method
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