CN1283830A - Check discriminating system 'Jufeng' - Google Patents
Check discriminating system 'Jufeng' Download PDFInfo
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- CN1283830A CN1283830A CN99111216A CN99111216A CN1283830A CN 1283830 A CN1283830 A CN 1283830A CN 99111216 A CN99111216 A CN 99111216A CN 99111216 A CN99111216 A CN 99111216A CN 1283830 A CN1283830 A CN 1283830A
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Abstract
A check discriminating system "Jufeng" integrating high-accuracy image scan, advanced computerized image processing, software management and network database is disclosed, which can simultaneouly and automatically discriminate the official seal, account number, check number and signature.
Description
The present invention relates to a kind of check discrimination method and system that is exclusively used in bank and other financial mechanism.It comprises bank transfer check, cash on bank and the discriminating of being stamped the seal ticket, fully automatic system-" hurricane " check discriminating system that can comprehensively differentiate seal, account number, cheque number, handwritten signature etc. in the check.
At present, scientific and technological fast development, office automation is accompanied by the widespread use of computing machine and universal day by day, in each big bank at home and each financial institution, has also realized the computer networking office.But, many banks still make by hand knuckle test seal, being about to original seal that seal and client on the check stay carries out manual knuckle and compares, this recognition methods human factor is more, workload is big, and poor accuracy can not adapt to society with fast rhythm's doctrine construction, the paces of the development that is out of step with the times.
Also there is the method for some computing machine seal identifications to arise at the historic moment, but perfect inadequately, can only carry out single identification to the seal in the cashier's check.The computing machine stamp checking system mainly is to adopt the shooting mode at present, seal picture and the original seal of computing machine are looked like to compare, this impression method of testing has following deficiency: (1), running environment are DOS or Windows95,486/586 microcomputer, stability is relatively poor, can easily not be connected, can not adapt to network demand with UNIX, INTERNET; (2), input method be the shooting, seal is generally 256x256 or 512x512 as resolution, resolution is lower, so correct percent of pass is not high, can not discern fuzzy seal and security stamp, inclination seal, and can only discern square chapter, to circle chapter, oval Zhang Wufa identification; (3), once can only discern a seal, therefore the seal of whole check be discerned to divide several times and finish, and need realize, can not finish all discriminatings automatically by machine by manual intervention, comparatively loaded down with trivial details; (4), user's operation interface half is graphical, unfriendly, do not have help, is operating as semi-automaticly or manual, efficient is not high; (5), can only identifying stamp, can not discern the data beyond the seal on the check, as account number, cheque number, hand-written signature or the like.
" hurricane " check discriminating system is the high-tech product of the combination of high-precision image scanning technique and computer image processing and network data base technology, it is hi-tech breakthrough to conventional checks identification, it can break through above-mentioned limitation, more perfectly deals with problems.
The purpose that the present invention proposes is to adapt to the modernization of current bank work, adopt advanced science and technology, replace the old knuckle of bank to test seal, fully improve accuracy rate and the efficient of testing seal, make a kind of check discriminating system of full-automation, really realize bank's automatic management.
The technical solution that the present invention provides mainly contains two parts of software and hardware.
Hardware components has one in computing machine, and (configuration requirement: the CPU:Pentium II is more than 350; Bus speed: 100MHz; Internal memory: 96M above (PC100); Hard disk: more than the 4.3G; Display: 800x600 resolution), one of scanner, one of encrypted card, each one of SCIS card, network interface card.
Software section has operation system of computer, " hurricane " check discriminating system.
Check recognition methods among the present invention is: in advance the original seal on client's check and other relevant informations are built stock's shelves by scanner in computer system, promptly open an account, in order to as judging standard; The check that needs are differentiated is put on the scanner, imports account number, cheque number then, presses enter key, and system with the seal on the check and other information and inventory data comparison, shows identification result automatically then.The result who differentiates is presented on the graphoscope with three kinds of forms: if the seal on the bill overlaps with inventory data with other information or be identical, then the present invention is judged to be very according to higher matching rate, occurs with " check mark " form; Otherwise the result of matching rate is lower, is judged to be vacation, occurs with " wrong number " form.Occur with " question mark " form for lack of standardization or very unsharp information, at this moment, need artificial auxiliary the discriminating.
The present invention has the following advantages:
1, running environment is WindowsNT, has C2 level the United States Federal safety certification, and stability is strong,
Can be connected with UNIX, INTERNET easily, can adapt to network demand and network
Widespread use, the real realization deposited and withdrawn at any branch bank;
2, input method is scanning, and seal is 1200x1200 or higher as resolution, and resolution is higher,
So correct percent of pass is higher, can both discern fuzzy seal and security stamp, inclination seal,
And can differentiate the seal of square chapter, circle chapter, the multiple color in oval Zhanghe; Import for scanning
Data can freely be adjusted size, color weight, what overlap, can get rid of paper background,
Ink paste character, the dynamics of affixing one's seal be the influence of equal external cause not.
3, once can differentiate a plurality of seals.Can not only differentiate seal, can also differentiate on the check seal with
Outer data, as account number, cheque number, handwritten signature or the like, the self-verifying cheque sum is
Do not alter, whether exceed the time limit date of draft.Therefore the discriminating to whole check only needs once
Just can finish;
4, powerful Online Help system, friendly graphical interfaces, operation is full-automatic, and efficient is higher;
5, taken all factors into consideration the operation characteristics of bank clerk, key simultaneously can use a computer
Dish, mouse also can use keyboard to operate separately, and method of operating is convenient flexibly.
6, take all factors into consideration the business characteristic of bank and other financial mechanism, met its professional flow process and requirement.
The present invention divides Senior Administrator, intermediate supervision person and three kinds of operations of teller rank.Each operator
Code and password that oneself is arranged.The automatic recording operation person's of system each operation and running time reach
Other operation informations, each identification is the record recognition result automatically.From everyone has responsibility, in case gone out
Problem can be found.Database adopts double copies, unified management, has guaranteed the safety of database
Reliably.
7, perfect bill management and customer account management, Internal Management System.
According to operating personnel's different stage, can carry out the operation of different rights.
1., the Senior Administrator can carry out the operation of account number definition, office staff's management, cleaning data.Wherein,
The account number definition can define behaviour to transit number, department's code name, account code, account number form
Do; Office staff management can be revised office staff's information or deletion, increase office staff information; Clean Up Database can
With management data conveniently, regularly remove the no longer data of usefulness.
2., intermediate supervision person can open an account, inquire about, identification, system's setting, customer account management, printing
The operation of daily record, change password.Account-opening is to set up client's details when the client opens an account
And the sample storehouse of seal; Inquiry can provide customer information, check information, account number definition, identification
The inquiry of result, seal, office staff's information (comprising), Operation Log with deletion to cancel, but
Can not change; Customer account management can make amendment information, freeze account number, cancellation, check replacement,
The operation of cancellation, location client is freezed, is cancelled in releasing.
3., the teller can open an account, inquire about, discern, increase check, print log, change password
Operation.
4., the different operation of each grade has different operation interfaces, the help information of different stage.
Description of drawings:
Accompanying drawing one: " hurricane " check discriminating system block diagram;
Accompanying drawing two: " hurricane " check discriminating system employment mechanism
Accompanying drawing three: network structure in " hurricane " check discriminating system bank
Accompanying drawing four: " hurricane " check discriminating system interbank network structural drawing
Describe the mode of the present invention that realizes in detail with regard to accompanying drawing below.
Accompanying drawing one: " hurricane " check discriminating system block diagram
The present invention from outside watch, comprise a computing machine and a scanner, check is by scanning input computer, in the display display result.
1., check is differentiated
Consider operating personnel's repetitive operation a large amount of, machinery, the present invention has adopted advanced technology that operations of operators is oversimplified.
The check discrimination process: begin to differentiate, check is placed on the scanner scanning window, import account number, check number then, press enter key, the present invention carries out discriminated union output identification result automatically.Operating personnel determine, carry out next then and differentiate operation.
2., " hurricane " check discriminating system opens an account
The process of opening an account: begin to open an account, the user is input to computing machine for information about, the check tickets sample is put into scanner, press enter key, autoscan of the present invention and classification demonstration automatically, operating personnel select to determine that then system keeps automatically and the result is write database, carries out account-opening next time then at display result.
If misoperation or undesirable this time selects " continuing to open an account " then not keep the result, open an account again.
Accompanying drawing two: " hurricane " check discriminating system employment mechanism
The present invention uses triode reason system, i.e. teller, intermediate supervision person, Senior Administrator according to bank's internal administrative mechanism.The teller is operating as the basic service operation, does not have the authority of modification; Intermediate supervision person can also carry out the operation of system's setting and customer account management except that the whole operations that can carry out the teller, do not have the authority of modification; The Senior Administrator can carry out the bookkeeping of account number definition, office staff's management, cleaning data, and the modification authority is arranged.Three grades of operations can be carried out simultaneously.
Accompanying drawing three: network structure in " hurricane " check discriminating system bank
Accompanying drawing four: " hurricane " check discriminating system interbank network structural drawing
Accompanying drawing three, accompanying drawing four are described the realization that the present invention fully uses in network technology in detail.
The present invention can be in bank inside or interbank set up the phase internet easily, can guarantee the safe and reliable of data to greatest extent, prevent loss of data, and be convenient to management, increase work efficiency, reduce spending in the industry, reach resource sharing.Internet between the bank can also overcome the defective of cross-region, realizes real banking procedure where deposits and withdrawals are processed at any branch bank.
In a word, illustrated and what show is " hurricane " check discriminating system, it is applicable to financial industry networking, scale, automatic managements such as bank, and bill knows pseudo-ly, false proof, discerns the false from the genuine.Most preferred embodiment of the present invention is illustrated, and the various variations or the remodeling of being made by those of ordinary skills can not depart from the scope of the present invention.
Claims (7)
1, a kind of check discrimination method is characterized in that the original seal of client, account number, cheque number, handwritten signature and other related datas are built stock's shelves by scanner in computer system, in order to as reserved specimen seal; The check that needs are differentiated is imported computing machine by scanner, compare automatically, show identification result then with inventory data.
2, a kind of realization claim 1 described " hurricane " check discriminating system, it is characterized in that on the scanning window of scanner client's original check is comprised that seal, account number, cheque number, handwritten signature or the like all are scanned into main frame, main frame deposits database in and sets up archives through image processing, data operation; By keyboard or mouse main frame is sent instruction reserved specimen seal and the check that needs identification are compared automatically, be presented on the display; Can adjust the view size on display, what overlap, printer can be with the operational data printout.
3, as right 2 described " hurricane " check discriminating system, it is characterized in that in main frame, being equipped with video card, network interface card, SCIS card, encrypted card.
4, as right 2 or 3 described " hurricane " check discriminating system, it is characterized in that in main frame, being equipped with the software that is used with system: network software (as Windows NT), " hurricane " check discriminating system and database software.
5, as right 4 described " hurricane " check discriminating system, it is characterized in that " hurricane " check discriminating system software, comprise higher management, intermediate supervision, three grades of operations of teller.According to operating personnel's different stage, can carry out the operation of different rights.1., the Senior Administrator can carry out the operation of account number definition, office staff's management, cleaning data.Wherein, the account number definition can be carried out defining operation to transit number, department's code name, account code, account number form; Office staff management can be revised office staff's information or deletion, increase office staff information; Clean Up Database is management data conveniently, regularly removes the no longer data of usefulness.2., intermediate supervision person can open an account, inquire about, the operation of identification, system's setting, customer account management, print log, change password.Account-opening is the sample storehouse of setting up client's details and seal when the client opens an account; Inquiry can provide the inquiry of customer information, check information, account number definition, recognition result, the seal to cancel, office staff's information (comprising with deletion), Operation Log, but can not change; Customer account management can make amendment information, freeze the operation that cancellation, location client are freezed, cancelled to account number, cancellation, check replacement, releasing.3., the teller can open an account, inquire about, discern, increase the operation of check, print log, change password.4., the different operation of each grade has different operation interfaces, the help information of different stage.
6, as right 3 and 4 described " hurricane " check discriminating system, it is characterized in that network software (as WindowsNT) and network interface card, can realize in the bank, interbank networking; Can realize depositing and withdrawing at any branch bank.
7, as right 3 and 4 described " hurricane " check discriminating system, it is characterized in that database software, the automatic recording operation person's of Database Systems each operation and running time and other operation informations, each identification is the record recognition result automatically.Database adopts double copies, unified management, has guaranteed the safe and reliable of database.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN99111216A CN1283830A (en) | 1999-08-10 | 1999-08-10 | Check discriminating system 'Jufeng' |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN99111216A CN1283830A (en) | 1999-08-10 | 1999-08-10 | Check discriminating system 'Jufeng' |
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| CN1283830A true CN1283830A (en) | 2001-02-14 |
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ID=5274956
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| Application Number | Title | Priority Date | Filing Date |
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| CN99111216A Pending CN1283830A (en) | 1999-08-10 | 1999-08-10 | Check discriminating system 'Jufeng' |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101354808A (en) * | 2003-06-17 | 2009-01-28 | 日立欧姆龙金融系统有限公司 | Automatic teller machine and tracking method of paper currency |
| CN102501647A (en) * | 2011-10-28 | 2012-06-20 | 北京紫枫科技开发有限公司 | Digital anti-counterfeiting system and digital anti-counterfeiting method for use process of seal of document recognition system |
| CN103235934A (en) * | 2013-04-17 | 2013-08-07 | 中国工商银行股份有限公司 | Comparison method and system of seal images |
-
1999
- 1999-08-10 CN CN99111216A patent/CN1283830A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101354808A (en) * | 2003-06-17 | 2009-01-28 | 日立欧姆龙金融系统有限公司 | Automatic teller machine and tracking method of paper currency |
| CN101303779B (en) * | 2003-06-17 | 2011-04-13 | 日立欧姆龙金融系统有限公司 | Automatic teller machine and tracking method of paper currency |
| CN101354808B (en) * | 2003-06-17 | 2014-05-21 | 日立欧姆龙金融系统有限公司 | Automatic teller machine and tracking method of paper currency |
| CN102501647A (en) * | 2011-10-28 | 2012-06-20 | 北京紫枫科技开发有限公司 | Digital anti-counterfeiting system and digital anti-counterfeiting method for use process of seal of document recognition system |
| CN102501647B (en) * | 2011-10-28 | 2014-01-22 | 北京紫枫科技开发有限公司 | Digital anti-counterfeiting system and digital anti-counterfeiting method for use process of seal of document recognition system |
| CN103235934A (en) * | 2013-04-17 | 2013-08-07 | 中国工商银行股份有限公司 | Comparison method and system of seal images |
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