CN118297691A - Method, device, equipment, medium and program product for realizing on-line batch card opening - Google Patents

Abstract

The disclosure provides a method for realizing on-line batch card opening, which can be applied to the field of information security and the technical field of big data. The method comprises the following steps: responding to a request of the enterprise for handling entity cards in batches, and automatically generating two-dimension codes of the cards corresponding to the card-opening batches; acquiring card opening information of a target person based on the card opening two-dimensional code; based on the card opening information, card making information of the entity cards to be generated is determined in batches, and the card making information is submitted to the financial institution to which the entity cards to be generated belong; and in response to the financial institution completing the bulk handling of the entity card to be generated, feeding back the entity card to the enterprise and activating. The present disclosure also provides an apparatus, device, storage medium, and program product for implementing on-line batch card opening.

Description

Method, device, equipment, medium and program product for realizing on-line batch card opening

Technical Field

The present disclosure relates to the field of information security and the field of big data technology, and more particularly, to a method, apparatus, device, medium, and program product for implementing on-line batch card opening.

Background

Currently, although many enterprises are equipped with management systems, challenges remain in new employee attendance management. Especially, the collection and processing of new staff wage card information, the traditional manual input mode is large in workload, and misoperation and data errors are easy to occur, so that the on-time issuing of staff wages is affected. In addition, the payroll card account opening process of new staff is also particularly troublesome. In a special period, or due to the nature of work, the staff who send out and work flexibly needs to go to the banking website where the work is located in person to perform account opening activation, which not only brings a lot of inconvenience to the staff, but also reduces the card handling efficiency greatly. The existing solution for opening the bank card in the industry is also insufficient, users need to scan codes offline, enterprises are difficult to effectively manage card opening batches, and newly-handled bank cards cannot be directly used as payoff accounts of staff. The whole process is tedious and error-prone, information maintenance mainly depends on manual operation, and the informatization and online informatization degree is low. In actual operation, the efficiency of code scanning and collecting is low, the user learning cost is high, and the service experience of enterprises needs to be improved. Therefore, optimizing the new employee job entry management flow and improving the online degree of opening the bank card becomes an urgent problem for enterprises to solve.

Disclosure of Invention

In view of the foregoing, the present disclosure provides a lightweight, convenient method, apparatus, device, medium and program product for implementing on-line batch card opening.

According to a first aspect of the present disclosure, there is provided a method for implementing on-line batch card opening, including: responding to a request of the enterprise for handling entity cards in batches, and automatically generating two-dimension codes of the cards corresponding to the card-opening batches; acquiring card opening information of a target person based on the card opening two-dimensional code; based on the card opening information, card making information of the entity cards to be generated is determined in batches, and the card making information is submitted to a financial institution to which the entity cards to be generated belong; and in response to the financial institution completing the bulk handling of the entity card to be generated, feeding back the entity card to the enterprise and activating.

According to an embodiment of the present disclosure, the method further comprises: responding to the target personnel to acquire the entity card and complete activation, and sending binding notification to the target personnel in batches; and based on the binding notification, binding the payroll account with the entity card by the target person.

According to an embodiment of the present disclosure, the automatically generating the two-dimension code of the opening card corresponding to the opening card batch in response to the request of the enterprise for handling the entity card in batches includes: responding to the request of the enterprise for handling the entity cards in batches, and creating at least one card opening batch; adding the target personnel in the card opening batch, and verifying whether the identity information of the target personnel accords with preset conditions, wherein the preset conditions comprise that the target personnel is personnel not transacting the financial institution entity card; and automatically generating the two-dimension codes of the card opening based on the identity information of the target person after verification, wherein each two-dimension code of the card opening corresponds to specific card opening information.

According to an embodiment of the present disclosure, the method further comprises: setting screening conditions of the target personnel, selecting the target personnel in batches according to the screening conditions, and sending the two-dimension code of the opening card to the target personnel meeting the screening conditions by one key.

According to an embodiment of the present disclosure, based on the two-dimensional code for opening a card, obtaining the information for opening a card of the target person includes: associating the identity information of the target person with the card opening information to automatically generate the card opening information according to at least part of the identity information; and enabling the target personnel to scan the two-dimension code of the card opening and fill in the card opening information which is not automatically generated.

According to an embodiment of the present disclosure, the method further comprises: setting the cut-off time of the card opening batch for obtaining the card opening information of the target personnel; automatically submitting the card opening information of the target personnel corresponding to the card opening batch in response to reaching the deadline of the card opening batch, or manually submitting the card opening information of the target personnel corresponding to the card opening batch in response to not later than the deadline of the card opening batch; and responding to failure of obtaining the card opening information of the target personnel in the card opening batch, and supporting the target personnel to upload the card opening information again and submit the card opening information along with the current card opening batch when the card opening information corresponding to the card opening batch is submitted.

According to an embodiment of the present disclosure, the method further comprises: and responding to the card opening information submitted to the target personnel, and sending a progress notification to the target personnel so as to enable the target personnel to know the specific progress of the individual handling the entity card.

A second aspect of the present disclosure provides an apparatus for implementing on-line batch card opening, the apparatus comprising: the two-dimension code generation module is used for responding to the request of the enterprises for handling the entity cards in batches and automatically generating the two-dimension codes of the cards corresponding to the card-opening batches; the information acquisition module is used for acquiring card opening information of the target personnel based on the card opening two-dimensional code; the card making information determining module is used for determining card making information of the entity card to be generated in batches based on the card opening information and submitting the card making information to a financial institution to which the entity card to be generated belongs; and the entity card management module is used for feeding back the entity card to the enterprise and activating the entity card in response to the financial institution completing the batch transaction of the entity card to be generated.

A third aspect of the present disclosure provides an electronic device, comprising: one or more processors; and the storage device is used for storing one or more computer programs, and the one or more processors execute the one or more computer programs to realize the steps of the method for realizing the on-line batch card opening.

A fourth aspect of the present disclosure also provides a computer-readable storage medium having stored thereon a computer program/instruction which, when executed by a processor, implements the steps of the method of implementing on-line batch card opening.

A fifth aspect of the present disclosure also provides a computer program product comprising computer programs/instructions which, when executed by a processor, implement the steps of the method of implementing on-line batch card opening.

In the embodiment of the disclosure, through an integration technology and an automation flow, the end-to-end automatic processing from receiving the enterprise batch card handling request to the entity card activation is realized, and the processing efficiency and accuracy are greatly improved. Meanwhile, the two-dimension code of the corresponding card opening batch dedicated to the enterprise is automatically generated, and the two-dimension code is used as an information carrier, so that the collection and submission process of employee information is simplified.

Drawings

The foregoing and other objects, features and advantages of the disclosure will be more apparent from the following description of embodiments of the disclosure with reference to the accompanying drawings, in which:

FIG. 1 schematically illustrates an application scenario diagram of a method, apparatus, device, medium, and program product for implementing on-line batch card opening in accordance with an embodiment of the present disclosure;

FIG. 2 schematically illustrates a flow chart for implementing on-line batch card opening in accordance with an embodiment of the present disclosure;

FIG. 3 schematically illustrates an overall business flow diagram for implementing on-line batch card opening in accordance with an embodiment of the present disclosure;

FIG. 4 schematically illustrates a block diagram of an apparatus for implementing on-line batch card opening in accordance with an embodiment of the present disclosure; and

Fig. 5 schematically illustrates a block diagram of an electronic device adapted to implement on-line batch card opening in accordance with an embodiment of the present disclosure.

Detailed Description

Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood that the description is only exemplary and is not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. In addition, in the following description, descriptions of well-known structures and techniques are omitted so as not to unnecessarily obscure the concepts of the present disclosure.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the disclosure. The terms "comprises," "comprising," and/or the like, as used herein, specify the presence of stated features, steps, operations, and/or components, but do not preclude the presence or addition of one or more other features, steps, operations, or components.

All terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art unless otherwise defined. It should be noted that the terms used herein should be construed to have meanings consistent with the context of the present specification and should not be construed in an idealized or overly formal manner.

Where a convention analogous to "at least one of A, B and C, etc." is used, in general such a convention should be interpreted in accordance with the meaning of one of skill in the art having generally understood the convention (e.g., "a system having at least one of A, B and C" would include, but not be limited to, systems having a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.).

In the technical scheme of the invention, the related user information (including but not limited to user personal information, user image information, user equipment information, such as position information and the like) and data (including but not limited to data for analysis, stored data, displayed data and the like) are information and data authorized by a user or fully authorized by all parties, and the related data are collected, stored, used, processed, transmitted, provided, disclosed, applied and the like, all comply with related laws and regulations and standards, necessary security measures are adopted, no prejudice to the public order is provided, and corresponding operation entries are provided for the user to select authorization or rejection.

In the scenario of using personal information to make an automated decision, the method, the device and the system provided by the embodiment of the invention provide corresponding operation inlets for users, so that the users can choose to agree or reject the automated decision result; if the user selects refusal, the expert decision flow is entered. The expression "automated decision" here refers to an activity of automatically analyzing, assessing the behavioral habits, hobbies or economic, health, credit status of an individual, etc. by means of a computer program, and making a decision. The expression "expert decision" here refers to an activity of making a decision by a person who is specializing in a certain field of work, has specialized experience, knowledge and skills and reaches a certain level of expertise.

Embodiments of the present disclosure provide a method, apparatus, device, storage medium, and program product for implementing on-line batch card opening.

Fig. 1 schematically illustrates an application scenario diagram of a method, an apparatus, a device, a storage medium and a program product for implementing on-line batch card opening according to an embodiment of the present disclosure.

As shown in fig. 1, an application scenario 100 according to this embodiment may include terminal devices 101, 102, 103, a network 104, and a server 105. The network 104 is used as a medium to provide communication links between the terminal devices 101, 102, 103 and the server 105. The network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.

The user may interact with the server 105 via the network 104 using the terminal devices 101, 102, 103 to receive or send messages or the like. Various communication client applications, such as shopping class applications, web browser applications, search class applications, instant messaging tools, mailbox clients, social platform software, etc. (by way of example only) may be installed on the terminal devices 101, 102, 103.

The terminal devices 101, 102, 103 may be a variety of electronic devices having a display screen and supporting web browsing, including but not limited to smartphones, tablets, laptop and desktop computers, and the like.

The server 105 may be a server providing various services, such as a background management server (by way of example only) providing support for websites browsed by users using the terminal devices 101, 102, 103. The background management server may analyze and process the received data such as the user request, and feed back the processing result (e.g., the web page, information, or data obtained or generated according to the user request) to the terminal device.

It should be noted that, the method for implementing on-line batch card opening provided in the embodiments of the present disclosure may be generally performed by the server 105. Accordingly, the device for implementing on-line batch card opening provided in the embodiments of the present disclosure may be generally disposed in the server 105. The method for implementing online batch card opening provided by the embodiments of the present disclosure may also be performed by a server or a server cluster that is different from the server 105 and is capable of communicating with the terminal devices 101, 102, 103 and/or the server 105. Accordingly, the apparatus for implementing on-line batch card opening provided in the embodiments of the present disclosure may also be provided in a server or a server cluster that is different from the server 105 and is capable of communicating with the terminal devices 101, 102, 103 and/or the server 105.

It should be understood that the number of terminal devices, networks and servers in fig. 1 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

The method for implementing on-line batch card opening according to the embodiment of the present disclosure will be described in detail below with reference to the scenario described in fig. 1, by using fig. 2 and 3.

Fig. 2 schematically illustrates a flowchart of a method of implementing on-line batch card opening in accordance with an embodiment of the present disclosure.

As shown in fig. 2, the method for implementing on-line batch card opening of the embodiment includes operations S210 to S240.

In operation S210, in response to a request for handling entity cards in batches by the enterprise, an opening two-dimensional code corresponding to the opening batch is automatically generated.

In an embodiment of the present disclosure, prior to generating the two-dimensional code of the opening card, approval or authorization of the target person is obtained. For example, before operation S210, a request to acquire identity information of a target person is issued to the target person. The operation S210 is performed in case that the target person agrees or authorizes that the identity information of the target person can be acquired.

In operation S220, based on the two-dimension code of opening card, the information of opening card of the target person is obtained.

In an embodiment of the present disclosure, a corresponding operation portal is provided for the target personnel to choose to agree or reject the automated decision result. That is, before acquiring the card opening information processing/decision of the target person based on the card opening two-dimensional code, the instruction of the target person to perform the processing/decision is obtained by agreeing or refusing to input through the corresponding operation entrance. If the user agrees to perform the processing/decision, based on the two-dimension code, the processing/decision of the opening information of the target person is obtained, that is, step S220 is performed. If the user refuses to make the process/decision, an expert decision flow is entered.

In operation S230, based on the card opening information, card making information of the entity card to be generated is determined in batches, and the card making information is submitted to the financial institution to which the entity card to be generated belongs.

In operation S240, in response to the financial institution completing the bulk transaction of the entity card to be generated, the entity card is fed back to the enterprise and activated.

The embodiment of the disclosure provides a light-weight and edited online batch card opening implementation method for small and medium-sized enterprises, and firstly, a system automatically generates a card opening two-dimension code of a corresponding card opening batch exclusive to the enterprise according to the card opening requirement of the enterprise, and staff rapidly completes uploading and checking personal card opening information through code scanning. Then, the enterprise completes the collection and arrangement of the card opening information on line, submits the card opening application through the system, and meanwhile, the system can carry out automatic verification and auditing on the submitted information, so that the authenticity and integrity of the information are ensured. Once the verification is passed, the card making information of the entity card to be generated is determined in batches according to the card opening information, and the card making information is submitted to the financial institution to which the entity card to be generated belongs, namely, an enterprise administrator submits a batch newspaper file of the card opening, and the batch newspaper file enters a bank card opening approval and card making business process. After the financial institutions successfully transact entity cards in batches, the entity cards are fed back to the enterprises through safe and reliable channels, and the enterprises can selectively entrust the financial institutions with activating services.

By adopting advanced system technology and intelligent flow design, the functions of automatically generating the exclusive two-dimension code of the card for the enterprise, rapidly scanning the code by staff to upload information, submitting the application by the enterprise on line, and efficiently examining and approving the information are realized, the whole card-opening flow realizes automation and on-line realization, the card-opening period is greatly shortened, the working efficiency of the enterprise and staff is improved, the use and manual operation cost of paper materials is reduced, and the operation cost of the enterprise is reduced. Meanwhile, by automatically checking and auditing the information through the system, human errors are reduced, and the accuracy and reliability of the information are improved.

In an embodiment of the disclosure, the method further comprises: responding to the target personnel to acquire the entity card and complete activation, and sending binding notification to the target personnel in batches; and based on the binding notification, binding the payroll account with the entity card by the target person.

Fig. 3 schematically illustrates an overall business flow diagram for implementing on-line batch card opening in accordance with an embodiment of the present disclosure.

As shown in fig. 3, the overall flow of implementing on-line batch card opening is divided into creating and managing card opening batches by the enterprise end, filling personal card opening information by the employee end, inquiring card making state, activating cards and binding payroll accounts.

Specifically, regarding the physical card activation flow after successful card opening, the system adopts a highly automated processing mode. Once the card is successfully opened, the system can immediately send entity card activation notifications to target personnel in batches, wherein the notifications not only contain detailed information required for activating the card, but also provide an explicit operation method. After receiving the activation notification, the target personnel can complete the activation of the card only by operating according to the prompt information. Meanwhile, the system can also count the read data of the activation notification, the activated entity card data, the list of people to be activated and the like in real time, and provide comprehensive card opening progress and activation conditions for enterprise administrators. For employees who do not activate the card, the enterprise administrator may manually send a notification to activate the card, again reminding the employee to complete activation as soon as possible. In addition, for the staff who has activated the entity card, the system can send the notice of binding the payroll account according to batches, and guide the user to conveniently complete the binding operation of the payroll account and the newly opened bank card. Similarly, the system also counts the read data of the binding notices, the bound payroll account data, the list of people to be activated and the like, so that an enterprise manager can master the binding condition of the payroll account at any time. It should be noted that for employees who have payroll cards in the personnel roster but not the target bank, the employees may select the entity card of the newly opened target bank and submit an application to update the payroll account. The enterprise administrator will approve the applications to ensure that employee payouts can be accurately issued to newly opened bank cards.

By automatically sending the binding notification to the target personnel, the step that the enterprise notifies the staff is reduced, the staff can know the necessity of the binding operation without actively contacting the enterprise, and the convenience of the whole process is improved. Meanwhile, payroll issuing is completed through the convenient and fast associated employee payroll account, and actual activation and use of new payroll cards are achieved, so that time and labor cost of manual operation are greatly reduced, overall working efficiency is improved, a large amount of employee information can be rapidly processed through batch sending binding notification and automatic binding operation, tedious processes of operation one by one are avoided, and processing efficiency is improved.

Further, the automatically generating the two-dimension code of the corresponding card opening batch in response to the request of the enterprise for handling the entity card in batches comprises: responding to the request of the enterprise for handling the entity cards in batches, and creating at least one card opening batch; adding the target personnel in the card opening batch, and verifying whether the identity information of the target personnel accords with preset conditions, wherein the preset conditions comprise that the target personnel is personnel not transacting the financial institution entity card; and automatically generating the two-dimension codes of the card opening based on the identity information of the target person after verification, wherein each two-dimension code of the card opening corresponds to specific card opening information.

Specifically, after logging in the system, the enterprise administrator or personnel role responsible for the card opening service can edit detailed card opening information on the newly added batch detail page by using the "newly added batch" function, including the batch name, the card opening number, the expected completion time, and the like, so as to create a card opening batch, and optionally, the enterprise can create and manage multiple card opening batches simultaneously.

According to the management rules of the bank type cards, each employee can only hold one effective payroll card, so when target personnel are added, the system can strictly screen the employees, only the employees with effective identity card information in the personnel roster and the employees without the target bank cards can be brought into the target personnel list of the card opening batch, and when screening the target personnel, if the system detects that some employees already hold effective payroll cards, prompt information can be given to remind the administrator to pay attention and perform corresponding processing. In addition, the system also provides a flexible target personnel adding mode, and an administrator or personnel role can manually input staff information according to actual conditions or rapidly add a large number of staff through a batch import mode. At the same time, the system also supports grouping management of target personnel so as to better organize and arrange card opening work.

By creating the card opening batch, the system can process card handling requests of a plurality of target persons at one time, and batch processing is realized. This significantly improves the processing efficiency and reduces the cumbersome steps of processing one by one. Meanwhile, when the target personnel are added, the system verifies whether the identity information accords with the preset condition, if so, the system is a person who does not transact the entity card of the financial institution, and the verification mechanism ensures the accuracy of data and prevents the person who does not accord with the condition from being contained in the card opening batch by mistake.

In an embodiment of the disclosure, the method further comprises: setting screening conditions of the target personnel, selecting the target personnel in batches according to the screening conditions, and sending the two-dimension code of the opening card to the target personnel meeting the screening conditions by one key.

When the card transacting invitation is sent to the target person, the system provides an efficient and convenient one-key batch invitation function. The enterprise administrator only needs to select corresponding screening conditions in the system, such as organizations, departments, employee names and the like, and the system can select target employees in batches according to the conditions and automatically send the two-dimension codes to the mobile devices of the employees. Meanwhile, aiming at staff who have participated in batch card opening and successfully opened cards, marks are carried out in the system so as to be identified and processed in the subsequent batch card opening process.

Through setting up the screening condition, the enterprise can be accurately positioned to the target personnel who accords with specific condition, helps the enterprise to provide individualized service and solution for different crowds to the enterprise can set up the screening condition in a flexible way according to self demand, in order to adapt to different business scenes and change, thereby provide bigger flexibility and adaptability for the enterprise. And the target personnel are selected in batches and the two-dimension codes of the card are sent by one key, so that the processing efficiency is greatly improved, the two-dimension codes are not required to be sent one by one or the distribution process is not required to be managed manually, and the operation cost and the time cost are reduced.

Further, the obtaining the card opening information of the target person based on the card opening two-dimensional code includes: associating the identity information of the target person with the card opening information to automatically generate the card opening information according to at least part of the identity information; and enabling the target personnel to scan the two-dimension code of the card opening and fill in the card opening information which is not automatically generated.

As shown in FIG. 3, after receiving the card transacting invitation notice to be transacted, the enterprise staff can use their own personal account number and password to log in the corresponding applet of the enterprise, so as to easily review and process related card transacting matters. In the "open card information filling" process, the employee will first enter the upload id card information page. On this page, the employee may choose to take a photograph to upload or use the photos in the album to submit a picture of the front and back of the identification card. The system adopts an advanced image recognition technology, can automatically verify the effective information on the identity card, and ensures the accuracy and the safety of the information. Because the identity information of the staff is closely related to the card opening information, after the identity card information is uploaded, part of the card opening information can be automatically generated, and the staff can complete the filling process of the whole card opening information only by completing the entry of the rest personal information, such as contact information, addresses and the like, on the card opening information entry page.

In the process of filling in the card opening information, the system can verify key contents such as protocol data, card opening information data, card opening person information and the like, so that information submitted by staff is ensured to accord with relevant regulations and requirements, and the accuracy and success rate of card opening are further improved. Once the employee's information passes verification, the system automatically enters it into the card-open batch and marks the employee's status as "information submitted".

Because the system can automatically associate the identity information of the target personnel with the card handling information and automatically generate part of the card handling information based on the identity information, the workload of manual input and check is greatly reduced, the automation degree and efficiency of the whole flow are improved, and the possibility of human errors is reduced. Although part of card handling information is automatically generated, the system still allows a target person to scan the two-dimension code of the card and fill in the part which is not automatically generated, the design fully considers the convenience of automation, reserves the possibility of personalized customization and provides more flexible and personalized experience for the target person. Meanwhile, by associating the identity information with the card handling information, the system can realize the integration and consistency management of data, and is beneficial to enterprises to obtain more accurate and comprehensive information support in the follow-up data analysis and business decision.

In an embodiment of the disclosure, the method further comprises: setting the cut-off time of the card opening batch for obtaining the card opening information of the target personnel; automatically submitting the card opening information of the target personnel corresponding to the card opening batch in response to reaching the deadline of the card opening batch, or manually submitting the card opening information of the target personnel corresponding to the card opening batch in response to not later than the deadline of the card opening batch; and responding to failure of obtaining the card opening information of the target personnel in the card opening batch, and supporting the target personnel to upload the card opening information again and submit the card opening information along with the current card opening batch when the card opening information corresponding to the card opening batch is submitted.

An enterprise administrator can set the deadline of the current card opening batch collecting card opening information according to the actual demands of the enterprise, and when the deadline set by the system expires, the system can automatically submit the batch without manual operation of the administrator, so that the card opening efficiency is greatly improved. In addition, if all the card opening information of the target personnel in the current batch is already collected, the system can automatically submit the card opening information. In addition to the automatic submitting function, the system also supports the enterprise to manually submit the card-opening batch before the batch deadline so as to adapt to the special requirements of the enterprise. For staff who fail in verification of the card opening information system in the card opening batch, the system also provides a corresponding processing mechanism. The staff needs to restart the staff card opening information statistical process, and resubmisses the card opening information before batch expiration time or batch submission, once the staff resubmisses the card opening information, the system submits the card opening information together with the current card opening batch, and enters the card opening auditing process.

The setting of the cut-off time is helpful for standardizing the card opening process, and ensuring that each card opening batch is completed within a preset time range, so that effective management and control are performed, and delay or confusion is avoided. And the automatic submitting function allows the system to automatically process the collected card opening information when the deadline arrives, thereby reducing the need of manual intervention and improving the processing efficiency. Meanwhile, the manual submitting option provides flexibility for special cases, and can be timely processed when manual intervention is needed. In addition, for target personnel with failed card opening information acquisition, the opportunity of providing re-uploading is a fault-tolerant mechanism, so that the blocking of the whole card opening process caused by one failure is avoided, and the user experience and satisfaction are improved.

In an embodiment of the disclosure, the method further comprises: and responding to the card opening information submitted to the target personnel, and sending a progress notification to the target personnel so as to enable the target personnel to know the specific progress of the individual handling the entity card.

For the card opening batch in the processing, the staff in the batch can send progress notifications such as approval progress, progress to be activated, card handling failure and the like of the card opening to the staff in a small program notification mode, and the staff can know the latest dynamic state of personal card handling only by checking the notification in the small program without paying attention to the system state at any time. When the staff clicks the corresponding notification, the system also displays the specific progress of personal card handling, including completed steps, links currently being processed, predicted completion time and the like, so that the staff has clearer knowledge of card handling flow.

Besides staff side, enterprise manager also enjoys comprehensive information inquiry authority in the process of opening card. For the batch that has entered the card opening process flow, the enterprise administrator may view the detailed information of each batch in the batch information list, including the batch number, the application time, the number of employees, and the like. Meanwhile, the system can update card approval progress and card activation conditions in real time, and an administrator can comprehensively grasp the card opening progress of the whole batch only by checking in the list. When the card opening batch in the processing is in the condition of card opening failure, the system can timely provide the reason of the card opening failure for an administrator to check and analyze. The reasons may include information filling errors, abnormal state of the bank card, system faults and the like, and an administrator can correspondingly adjust and process the reasons to ensure that the subsequent card opening operation can be smoothly performed. In addition, the system also provides rich data analysis and statistics functions, and helps enterprise administrators to conduct deep analysis and assessment on the card opening batch. By checking indexes such as the card opening success rate, the average handling time and the like, an administrator can know the overall efficiency and effect of the card opening process, so that the card opening strategy is continuously optimized and improved.

Through timely sending progress notification to target personnel, the enterprise can increase the transparency of the process of handling the entity card, and the target personnel can clearly know the specific handling progress of the personal entity card, so that the trust degree of the enterprise is enhanced, the enterprise can effectively communicate with the target personnel, the two parties are ensured to clearly know the handling progress, misunderstanding and delay caused by unsmooth communication are reduced, and the overall handling efficiency is improved.

In the method provided by the embodiment of the disclosure, high-efficiency and convenient service is provided for the requirement of enterprises for batch card opening on newly-entered staff lines. The method supports batch account opening, rapidly generates card numbers after auditing, and can automatically synchronize to personnel's personal payroll account numbers, thereby greatly simplifying operation flow and improving usability. Meanwhile, the scheme brings light management experience to small and medium enterprises, effectively solves the problem of the traditional single-line card handling mode, and ensures the safety of users. The on-line batch card opening is beneficial to enterprises and is also friendly to staff. The method has the advantages that complicated operation and secondary maintenance are not needed, staff can transact batch card opening without going out, enterprises can transact payroll cards for new staff on line uniformly, normal release of payroll is not affected, one-key push activated card service can be enjoyed, and service experience of enterprises and staff is remarkably improved. In the aspect of information collection, the scheme adopts an online collection mode, and compared with the traditional offline collection mode, the efficiency is obviously improved. Meanwhile, innovation is carried out on the flow, the functions of automatic submitting and collecting and completing automatic submitting in time are added, and the operation process is further simplified. In addition, the staff-side information collection is more automatic, the system can automatically correlate the filled roster information and backfill the roster information from enterprise network data, and the learning cost and the operation difficulty of staff are greatly reduced. Meanwhile, the scheme guides staff users to rapidly associate payroll accounts from the flow, improves card activating efficiency, increases card using scenes, and further meets actual demands of enterprises.

Based on the method for realizing on-line batch card opening, the invention also provides a device for realizing on-line batch card opening. The device will be described in detail below in connection with fig. 4.

Fig. 4 schematically illustrates a block diagram of a structure for implementing on-line batch card opening in accordance with an embodiment of the present disclosure.

As shown in fig. 4, the device 400 for implementing on-line batch card opening in this embodiment includes a two-dimensional code generating module 410, an information obtaining module 420, a card manufacturing information determining module 430, and an entity card management module 440.

The two-dimension code generating module 410 is configured to automatically generate an opening two-dimension code corresponding to the opening batch in response to a request for handling the entity cards in batches by the enterprise. In an embodiment, the two-dimensional code generating module 410 may be configured to perform the operation S210 described above, which is not described herein.

The information obtaining module 420 is configured to obtain card opening information of the target person based on the card opening two-dimensional code. In an embodiment, the information obtaining module 420 may be configured to perform the operation S220 described above, which is not described herein.

The card making information determining module 430 is configured to determine card making information of the entity card to be generated in batch based on the card opening information, and submit the card making information to a financial institution to which the entity card to be generated belongs. In an embodiment, the card manufacturing information determining module 430 may be configured to perform the operation S230 described above, which is not described herein.

The entity card management module 440 is configured to, in response to the financial institution completing the batch transaction of the entity card to be generated, feed back the entity card to the enterprise and activate the entity card. In an embodiment, the entity card management module 440 may be configured to perform the operation S240 described above, which is not described herein.

In embodiments of the present disclosure, the entity card management module 440 may also be configured to: responding to the target personnel to acquire the entity card and complete activation, and sending binding notification to the target personnel in batches; and based on the binding notification, binding the payroll account with the entity card by the target person.

In the embodiment of the present disclosure, the two-dimensional code generating module 410 is specifically configured to: responding to the request of the enterprise for handling the entity cards in batches, and creating at least one card opening batch; adding the target personnel in the card opening batch, and verifying whether the identity information of the target personnel accords with preset conditions, wherein the preset conditions comprise that the target personnel is personnel not transacting the financial institution entity card; and automatically generating the two-dimension codes of the card opening based on the identity information of the target person after verification, wherein each two-dimension code of the card opening corresponds to specific card opening information.

In embodiments of the present disclosure, the information acquisition module 420 may also be configured to: setting screening conditions of the target personnel, selecting the target personnel in batches according to the screening conditions, and sending the two-dimension code of the opening card to the target personnel meeting the screening conditions by one key.

In an embodiment of the present disclosure, the information obtaining module 420 is specifically configured to: associating the identity information of the target person with the card opening information to automatically generate the card opening information according to at least part of the identity information; and enabling the target personnel to scan the two-dimension code of the card opening and fill in the card opening information which is not automatically generated.

In embodiments of the present disclosure, the information acquisition module 420 may also be configured to: setting the cut-off time of the card opening batch for obtaining the card opening information of the target personnel; automatically submitting the card opening information of the target personnel corresponding to the card opening batch in response to reaching the deadline of the card opening batch, or manually submitting the card opening information of the target personnel corresponding to the card opening batch in response to not later than the deadline of the card opening batch; and responding to failure of obtaining the card opening information of the target personnel in the card opening batch, and supporting the target personnel to upload the card opening information again and submit the card opening information along with the current card opening batch when the card opening information corresponding to the card opening batch is submitted.

In embodiments of the present disclosure, the card making information determination module 430 may also be configured to: and responding to the card opening information submitted to the target personnel, and sending a progress notification to the target personnel so as to enable the target personnel to know the specific progress of the individual handling the entity card.

According to an embodiment of the present disclosure, any of the two-dimensional code generation module 410, the information acquisition module 420, the card making information determination module 430, and the entity card management module 440 may be combined in one module to be implemented, or any of the modules may be split into a plurality of modules. Or at least some of the functionality of one or more of the modules may be combined with, and implemented in, at least some of the functionality of other modules. According to embodiments of the present disclosure, at least one of the two-dimensional code generation module 410, the information acquisition module 420, the card making information determination module 430, and the entity card management module 440 may be implemented at least in part as hardware circuitry, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or may be implemented in hardware or firmware in any other reasonable manner of integrating or packaging the circuitry, or in any one of or a suitable combination of any of the three implementations of software, hardware, and firmware. Or at least one of the two-dimensional code generation module 410, the information acquisition module 420, the card making information determination module 430, and the entity card management module 440 may be at least partially implemented as a computer program module, which when executed, may perform corresponding functions.

Fig. 5 schematically illustrates a block diagram of an electronic device adapted to implement a method of on-line batch card opening in accordance with an embodiment of the present disclosure.

As shown in fig. 5, an electronic device 500 according to an embodiment of the present disclosure includes a processor 501 that can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM) 502 or a program loaded from a storage section 508 into a Random Access Memory (RAM) 503. The processor 501 may include, for example, a general purpose microprocessor (e.g., a CPU), an instruction set processor and/or an associated chipset and/or a special purpose microprocessor (e.g., an Application Specific Integrated Circuit (ASIC)), or the like. The processor 501 may also include on-board memory for caching purposes. The processor 501 may comprise a single processing unit or a plurality of processing units for performing different actions of the method flows according to embodiments of the disclosure.

In the RAM 503, various programs and data required for the operation of the electronic apparatus 500 are stored. The processor 501, ROM 502, and RAM 503 are connected to each other by a bus 504. The processor 501 performs various operations of the method flow according to the embodiments of the present disclosure by executing programs in the ROM 502 and/or the RAM 503. Note that the program may be stored in one or more memories other than the ROM 502 and the RAM 503. The processor 501 may also perform various operations of the method flow according to embodiments of the present disclosure by executing programs stored in the one or more memories.

According to an embodiment of the present disclosure, the electronic device 500 may also include an input/output (I/O) interface 505, the input/output (I/O) interface 505 also being connected to the bus 504. The electronic device 500 may also include one or more of the following components connected to the I/O interface 505: an input section 506 including a keyboard, a mouse, and the like; an output portion 507 including a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker, and the like; a storage portion 508 including a hard disk and the like; and a communication section 509 including a network interface card such as a LAN card, a modem, or the like. The communication section 509 performs communication processing via a network such as the internet. The drive 510 is also connected to the I/O interface 505 as needed. A removable medium 511 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 510 as needed so that a computer program read therefrom is mounted into the storage section 508 as needed.

The present disclosure also provides a computer-readable storage medium that may be embodied in the apparatus/device/system described in the above embodiments; or may exist alone without being assembled into the apparatus/device/system. The computer-readable storage medium carries one or more programs which, when executed, implement methods in accordance with embodiments of the present disclosure.

According to embodiments of the present disclosure, the computer-readable storage medium may be a non-volatile computer-readable storage medium, which may include, for example, but is not limited to: a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this disclosure, a computer-readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. For example, according to embodiments of the present disclosure, the computer-readable storage medium may include ROM 502 and/or RAM 503 and/or one or more memories other than ROM 502 and RAM 503 described above.

Embodiments of the present disclosure also include a computer program product comprising a computer program containing program code for performing the methods shown in the flowcharts. When the computer program product runs in a computer system, the program code is used for enabling the computer system to realize the method for realizing online batch card opening provided by the embodiment of the disclosure.

The above-described functions defined in the system/apparatus of the embodiments of the present disclosure are performed when the computer program is executed by the processor 501. The systems, apparatus, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the disclosure.

In one embodiment, the computer program may be based on a tangible storage medium such as an optical storage device, a magnetic storage device, or the like. In another embodiment, the computer program may also be transmitted, distributed, and downloaded and installed in the form of a signal on a network medium, and/or installed from a removable medium 511 via the communication portion 509. The computer program may include program code that may be transmitted using any appropriate network medium, including but not limited to: wireless, wired, etc., or any suitable combination of the foregoing.

In such an embodiment, the computer program may be downloaded and installed from a network via the communication portion 509, and/or installed from the removable media 511. The above-described functions defined in the system of the embodiments of the present disclosure are performed when the computer program is executed by the processor 501. The systems, devices, apparatus, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the disclosure.

According to embodiments of the present disclosure, program code for performing computer programs provided by embodiments of the present disclosure may be written in any combination of one or more programming languages, and in particular, such computer programs may be implemented in high-level procedural and/or object-oriented programming languages, and/or assembly/machine languages. Programming languages include, but are not limited to, such as Java, c++, python, "C" or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, partly on a remote computing device, or entirely on the remote computing device or server. In the case of remote computing devices, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., connected via the Internet using an Internet service provider).

The flowcharts and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

Those skilled in the art will appreciate that the features recited in the various embodiments of the disclosure and/or in the claims may be provided in a variety of combinations and/or combinations, even if such combinations or combinations are not explicitly recited in the disclosure. In particular, the features recited in the various embodiments of the present disclosure and/or the claims may be variously combined and/or combined without departing from the spirit and teachings of the present disclosure. All such combinations and/or combinations fall within the scope of the present disclosure.

The embodiments of the present disclosure are described above. These examples are for illustrative purposes only and are not intended to limit the scope of the present disclosure. Although the embodiments are described above separately, this does not mean that the measures in the embodiments cannot be used advantageously in combination. The scope of the disclosure is defined by the appended claims and equivalents thereof. Various alternatives and modifications can be made by those skilled in the art without departing from the scope of the disclosure, and such alternatives and modifications are intended to fall within the scope of the disclosure.

Claims (11)

1. A method for implementing on-line batch card opening, the method comprising:

responding to a request of the enterprise for handling entity cards in batches, and automatically generating two-dimension codes of the cards corresponding to the card-opening batches;

acquiring card opening information of a target person based on the card opening two-dimensional code;

Based on the card opening information, card making information of the entity cards to be generated is determined in batches, and the card making information is submitted to a financial institution to which the entity cards to be generated belong; and

And responding to the financial institution to complete batch handling of the entity cards to be generated, feeding back the entity cards to the enterprise and activating the entity cards.

2. The method according to claim 1, wherein the method further comprises:

responding to the target personnel to acquire the entity card and complete activation, and sending binding notification to the target personnel in batches; and

And based on the binding notification, the target personnel bind the payroll account with the entity card.

3. The method according to claim 1 or 2, wherein the automatically generating the two-dimensional code of the opening card corresponding to the opening card batch in response to the request of the enterprise for handling the entity card in batch comprises:

responding to the request of the enterprise for handling the entity cards in batches, and creating at least one card opening batch;

Adding the target personnel in the card opening batch, and verifying whether the identity information of the target personnel accords with preset conditions, wherein the preset conditions comprise that the target personnel is personnel not transacting the financial institution entity card; and

And automatically generating the two-dimension codes of the card opening based on the verified identity information of the target personnel, wherein each two-dimension code of the card opening corresponds to specific card opening information.

4. The method according to claim 1 or 2, characterized in that the method further comprises:

Setting screening conditions of the target personnel, selecting the target personnel in batches according to the screening conditions, and sending the two-dimension code of the opening card to the target personnel meeting the screening conditions by one key.

5. The method of claim 1, wherein the obtaining the opening information of the target person based on the opening two-dimensional code comprises:

Associating the identity information of the target person with the card opening information to automatically generate the card opening information according to at least part of the identity information; and

And enabling the target personnel to scan the two-dimension code of the card opening and filling in the card opening information which is not automatically generated.

6. The method according to claim 1 or 2, characterized in that the method further comprises:

setting the cut-off time of the card opening batch for obtaining the card opening information of the target personnel;

automatically submitting the card opening information of the target personnel corresponding to the card opening batch in response to reaching the deadline of the card opening batch, or manually submitting the card opening information of the target personnel corresponding to the card opening batch in response to not later than the deadline of the card opening batch; and

Responding to failure of acquiring the card opening information of the target personnel in the card opening batch, and supporting the target personnel to upload the card opening information again and submit the card opening information along with the current card opening batch when the card opening information corresponding to the card opening batch is submitted.

7. The method according to claim 1, wherein the method further comprises:

And responding to the card opening information submitted to the target personnel, and sending a progress notification to the target personnel so as to enable the target personnel to know the specific progress of the individual handling the entity card.

8. An apparatus for implementing on-line batch card opening, the apparatus comprising:

the two-dimension code generation module is used for responding to the request of the enterprises for handling the entity cards in batches and automatically generating the two-dimension codes of the cards corresponding to the card-opening batches;

The information acquisition module is used for acquiring card opening information of the target personnel based on the card opening two-dimensional code;

The card making information determining module is used for determining card making information of the entity card to be generated in batches based on the card opening information and submitting the card making information to a financial institution to which the entity card to be generated belongs; and

And the entity card management module is used for feeding back the entity card to the enterprise and activating the entity card in response to the financial institution completing the batch transaction of the entity card to be generated.

9. An electronic device, comprising:

one or more processors;

storage means for storing one or more computer programs,

Characterized in that the one or more processors execute the one or more computer programs to implement the steps of the method according to any one of claims 1 to 7.

10. A computer-readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, realizes the steps of the method according to any one of claims 1-7.

11. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, realizes the steps of the method according to any one of claims 1-7.