CN118154302A

CN118154302A - Service processing method, device, equipment, storage medium and program product

Info

Publication number: CN118154302A
Application number: CN202410379457.1A
Authority: CN
Inventors: 汪海洋
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Priority date: 2024-03-29
Filing date: 2024-03-29
Publication date: 2024-06-07

Abstract

The application provides a service processing method, a device, equipment, a storage medium and a program product, and relates to the technical field of big data. The method comprises the following steps: receiving a target business processing request sent by a target first financial business system, wherein the target business processing request is used for requesting to inquire loan information of a target object in a target second financial business system; the loan information comprises loanable data and/or loan approval results; determining a target second financial service system of the target service processing request to be processed according to the target service processing request; invoking a data interface of a target second financial service system to acquire target service processing data, wherein the target service processing data comprises: loanable data and/or loan approval result data of the target object in the target second financial business system; and sending the target business processing data to the target first financial business system. The method solves the problem of low business handling efficiency in the prior art.

Description

Service processing method, device, equipment, storage medium and program product

Technical Field

The present application relates to the field of big data technologies, and in particular, to a service processing method, apparatus, device, storage medium, and program product.

Background

The group ask for a loan refers to a user who accords with the commercial loan condition of the personal housing and pays the deposit of the housing, and can apply for the commercial deposit of the personal housing while handling the commercial loan of the personal housing, namely, the user can apply for the commercial loan of the personal housing to the bank and apply for the commercial deposit of the personal housing to the deposit center at the same time by taking the purchased housing as a mortgage.

When the user handles the group ask for a loan, the bank and the public accumulation center need to execute the processes of scanning and archiving the paper materials, registering and warehousing, collecting loan information, checking and checking, and the like, the user needs to carry various paper materials to the bank and the public accumulation center for handling for a plurality of times, and the service handling efficiency is low.

Disclosure of Invention

The application provides a business processing method, a business processing device, a business processing equipment, a storage medium and a program product, which are used for solving the problem of low business handling efficiency in the prior art so as to improve user experience.

In a first aspect, the present application provides a service processing method, in which at least one data interface between a first financial service system and at least one second financial service system is preset in a data sharing plugin, a target service is cooperatively processed between the first financial service system and the second financial service system by using a data sharing plugin, where the data sharing plugin is located on a side of the target first financial service system by using a calling manner, and the method is applied to the data sharing plugin, and the method includes:

receiving a target business processing request sent by the target first financial business system, wherein the target business processing request is used for requesting to inquire loan information of a target object in a target second financial business system; the loan information comprises loanable data and/or loan approval results;

determining a target second financial service system for processing the target service processing request according to the target service processing request;

invoking a data interface of the target second financial service system to acquire target service processing data, wherein the target service processing data comprises: loanable data and/or loan approval result data of the target object in the target second financial business system;

and sending the target business processing data to the target first financial business system.

In one possible design, before the sending the target business process data to the target first financial business system, the method further includes:

Preprocessing the target business processing data; the pretreatment comprises the following steps: format conversion and/or encryption and decryption processing.

In one possible design, before the preprocessing the target service processing data, the method further includes:

And acquiring a data format supported by the target first financial service system based on the data interface of the target first financial service system.

In one possible design, the encryption and decryption policy corresponding to the first financial service system and/or the encryption and decryption policy corresponding to the second financial service system are preset in the data sharing plug-in.

In one possible design, the method further comprises:

and carrying out encryption and decryption strategy negotiation with the target first financial service system and/or the target second financial service system.

In one possible design, the invoking the data interface of the target second financial service system to obtain target service processing data includes:

invoking a data interface of the target second financial service system, and sending the target service processing request to the target second financial service system;

And if the target business processing data returned by the target second financial business system is not received within the preset time, the target business processing request is sent to the target second financial business system again until the target business processing data is obtained.

In one possible design, the method further comprises:

And outputting a result of failure in processing the target business processing request to the target first financial business system when the times of sending the target business processing request to the target second financial business system reach the preset times.

In one possible design, the method further comprises:

And responding to the instruction of the target first financial service system, and establishing or disconnecting the connection with the target first financial service system.

In a second aspect, the present application provides a service processing device, in which a data interface between at least one first financial service system and at least one second financial service system is preset in a data sharing plug-in, where a target service is cooperatively processed between the first financial service system and the second financial service system by using a data sharing plug-in, where the data sharing plug-in is located on a side of the target first financial service system in a pluggable manner, and the device is applied to the data sharing plug-in, where the device includes:

The receiving module is used for receiving a target business processing request sent by the target first financial business system, wherein the target business processing request is used for requesting to inquire loan information of a target object in the target second financial business system; the loan information comprises loanable data and/or loan approval results;

the processing module is used for determining a target second financial service system for processing the target service processing request according to the target service processing request;

The acquisition module is used for calling the data interface of the target second financial service system to acquire target service processing data, and the target service processing data comprises: loanable data and/or loan approval result data of the target object in the second financial business system;

And the sending module is used for calling the data interface of the target first financial service system and sending the target service processing data to the target first financial service system.

In one possible design, the target service processing device may perform the service processing method according to any one of the first aspects.

In a third aspect, an embodiment of the present application provides an electronic device, including: at least one processor and memory; the memory stores computer-executable instructions; the at least one processor executes the computer-executable instructions stored in the memory, causing the at least one processor to perform the business processing method as described above in the first aspect and the various possible designs of the first aspect.

In a fourth aspect, embodiments of the present application provide a computer readable storage medium, where computer executable instructions are stored, when executed by a processor, to implement the service processing method according to the first aspect and the various possible designs of the first aspect.

In a fifth aspect, embodiments of the present application provide a computer program product comprising a computer program which, when executed by a processor, implements the business processing method according to the first aspect and the various possible designs of the first aspect.

The business processing method, the device, the equipment, the storage medium and the program product provided by the application are used for receiving a target business processing request sent by the target first financial business system, wherein the target business processing request is used for requesting to inquire loan information of a target object in a target second financial business system; the loan information comprises loanable data and/or loan approval results; determining a target second financial service system for processing the target service processing request according to the target service processing request; invoking a data interface of the target second financial service system to acquire target service processing data, wherein the target service processing data comprises: loanable data and/or loan approval result data of the target object in the second financial business system; and sending the target business processing data to the target first financial business system. Through the data sharing plug-in, the target first financial business system can quickly and conveniently acquire loan information of the user in the target second financial business system, and business handling efficiency of the user is improved, so that user experience is improved.

Drawings

The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the application and together with the description, serve to explain the principles of the application.

FIG. 1 is a schematic view of a scene provided by an embodiment of the present application;

Fig. 2 is a schematic flow chart of a service processing method according to an embodiment of the present application;

fig. 3 is a second schematic flow chart of a service processing method according to an embodiment of the present application;

fig. 4 is a flow chart diagram of a service processing method according to an embodiment of the present application;

fig. 5 is a schematic structural diagram of a service processing device according to an embodiment of the present application;

Fig. 6 is a schematic structural diagram of an electronic device according to an embodiment of the present application.

Specific embodiments of the present application have been shown by way of the above drawings and will be described in more detail below. The drawings and the written description are not intended to limit the scope of the inventive concepts in any way, but rather to illustrate the inventive concepts to those skilled in the art by reference to the specific embodiments.

Detailed Description

Reference will now be made in detail to exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numbers in different drawings refer to the same or similar elements, unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the application. Rather, they are merely examples of apparatus and methods consistent with aspects of the application as detailed in the accompanying claims.

In the embodiment of the application, the words "first", "second", etc. are used to distinguish identical items or similar items having substantially the same function and action, and the sequence thereof is not limited. It will be appreciated by those of skill in the art that the words "first," "second," and the like do not limit the amount and order of execution, and that the words "first," "second," and the like do not necessarily differ.

It should be noted that, in the embodiments of the present application, words such as "exemplary" or "such as" are used to denote examples, illustrations, or descriptions. Any embodiment or design described herein as "exemplary" or "for example" should not be construed as preferred or advantageous over other embodiments or designs. Rather, the use of words such as "exemplary" or "such as" is intended to present related concepts in a concrete fashion.

In the technical scheme of the application, the related processes of collecting, storing, using, processing, transmitting, providing, disclosing and the like of the information such as financial data or user data are in accordance with the regulations of related laws and regulations, and the public welfare is not violated. The user information (including but not limited to user equipment information, user personal information, etc.) and data (including but not limited to data for analysis, stored data, presented data, etc.) related to the present application are information and data authorized by the user or sufficiently authorized by each party, and the collection, use and processing of related data is required to comply with related laws and regulations and standards, and is provided with corresponding operation entries for the user to select authorization or rejection.

It should be noted that, in the embodiments of the present application, some existing solutions in the industry such as software, components, models, etc. may be mentioned, and they should be regarded as exemplary, only for illustrating the feasibility of implementing the technical solution of the present application, but it does not mean that the applicant has or must not use the solution.

In the current daily group ask for a loan business handling, as the user who needs to apply for loans prepares various paper materials and copies in advance, in the business handling process, the user needs to go to the bank and the public accumulation center to accept at site respectively, and submit the paper materials to scan, archive, register and store, the public accumulation center and the commercial bank manage the respective loan handling flow and materials respectively, the handling efficiency of the group ask for a loan is low, and the user experience is low.

Therefore, the embodiment of the application provides a service processing method, which can realize sharing of the relevant information of the user loan between the public accumulation centers and the banks by cooperatively processing the service through the data sharing plug-in, thereby greatly providing service processing efficiency and improving the experience of the user in the whole service processing.

The following describes the technical scheme of the present application and how the technical scheme of the present application solves the above technical problems in detail with specific embodiments. The following embodiments may be combined with each other, and the same or similar concepts or processes may not be described in detail in some embodiments. Embodiments of the present application will be described below with reference to the accompanying drawings.

Fig. 1 is a schematic view of a scenario provided by an embodiment of the present application, as shown in fig. 1, including: a first financial transaction system 101, a second financial transaction system 102, and a data sharing plug-in 103.

The data sharing plugin 103 may be located on the first financial transaction system 101 side, or the data sharing plugin 103 may be located on the second financial transaction system 102 side.

Taking the example that the data sharing plugin 103 may be located on the first financial service system 101 side, when the first financial service system 101 needs to acquire loan information of a user in the second financial service system 102, a service processing request may be sent to the data sharing plugin 103, and when the data sharing plugin 103 receives the service processing request sent by the first financial service system 101, the data sharing plugin 103 may acquire an identifier of the corresponding second financial service system 102 according to the service processing request, and send the service request to the second financial service system 102 according to the identifier of the second financial service system 102.

When the second financial service system 102 receives the service request, the service request may be processed, and a processing result of the service request may be returned to the data sharing plugin 103. When the data sharing plugin 103 receives the processing result of the service request of the second financial service system 102, the service processing result may be forwarded to the first financial service system 101. The first financial service system 101 may transact a user's service based on the received service processing result.

Based on the application scenario shown in fig. 1, the embodiment of the application further provides a service processing method.

Fig. 2 is a flowchart of a service processing method according to an embodiment of the present application. As shown in fig. 2, the service processing method includes:

s201, receiving a target business processing request sent by the target first financial business system.

The execution main body of the embodiment of the application is a data sharing plug-in, a data interface of at least one first financial service system and at least one second financial service system is preset in the data sharing plug-in, a target service is cooperatively processed between the first financial service system and the second financial service system through the data sharing plug-in, and the data sharing plug-in is positioned at the side of the target first financial service system in a calling mode.

The first financial business system can be a banking business system, an accumulation business system and the like, and the first financial business system can also be a banking business system, an accumulation business system and the like. It should be understood that the first financial service system and the second financial service system may be other service systems, which is not limited in this embodiment of the present application. The first financial business system is taken as a banking business system, and the second financial business system is taken as an accumulation business system for example.

In some embodiments, the data interface is for data interaction by the data sharing plug-in with the first financial transaction system and the second financial transaction system. The target business processing request is used for requesting to inquire loan information of a target object in the target second financial business system; the loan information includes loanable data and/or loan approval results. The loan information may be loan information of a combined loan, or other types of loan information, which is not limited in this embodiment of the application.

In some embodiments, the loanable data comprises one or more of a loanable amount, a loan period, a loan interest rate, and a repayment manner. The loan approval result is used to indicate whether the target object is allowed to conduct a loan.

It should be appreciated that the loan data of the target object in a certain financial transaction system may refer to a portion of the loan data in that financial transaction system, e.g., the loan data in a first financial transaction system may refer to commercial loan data, and the loan data in a second financial transaction system may refer to accumulated loan data.

The first financial business system needs to query loan information (e.g., user's accumulated loan information) of a target object (e.g., a user) in the second financial system, and can send a target business processing request to the data sharing plugin through the data interface.

S202, determining a target second financial service system for processing the target service processing request according to the target service processing request.

In some embodiments, the target transaction request may include an identification of a second financial system that processed the target transaction request.

In some embodiments, the target business process request may include an identification of the target object, e.g., the user's certificate number, name, etc.

When the data sharing plug-in receives the target business processing request, the target business processing request can be analyzed, the identifier of the second financial system contained in the target business processing request can be obtained, and the target second financial business system for processing the target business processing request is determined according to the identifier of the second financial system.

S203, calling a data interface of the target second financial service system to acquire target service processing data.

The target service processing data includes: and the target object can loan data and/or loan approval result data of the target second financial business system.

When the data sharing plug-in determines the target second financial service system for processing the target service processing request, the data interface of the target second financial service system can be determined from the preset data interfaces of the second financial service system, and the data interface of the target second financial service system is called to acquire target service processing data.

In one possible implementation, the data sharing plug-in may invoke a data interface of the target second financial service system, send the target service processing request to the target second financial service system, and receive the target second financial service system through the data interface and send the target service processing data.

In another possible implementation manner, the data sharing plug-in may call a data interface of the target second financial service system, and query, in the second financial service system, loan information of the target object in the target second financial service system using the identifier of the target object, to obtain the target service processing data.

S204, the target business processing data is sent to the target first financial business system.

When the data sharing plug-in obtains the target business processing data, the target business processing data can be sent to the target first financial business system through a data interface of the target first financial business system.

Optionally, after the data sharing plug-in sends the target service processing data to the target first financial service system, the target service processing data may be deleted, that is, the data sharing plug-in does not store related data.

According to the business processing method provided by the embodiment of the application, the target business processing request sent by the target first financial business system is received, and the target business processing request is used for requesting to inquire loan information of a target object in a target second financial business system; the loan information comprises loanable data and/or loan approval results; determining a target second financial service system for processing the target service processing request according to the target service processing request; invoking a data interface of the target second financial service system to acquire target service processing data, wherein the target service processing data comprises: loanable data and/or loan approval result data of the target object in the second financial business system; and sending the target business processing data to the target first financial business system. Through the data sharing plug-in, the target first financial business system can quickly and conveniently acquire loan information of the user in the target second financial business system, and the efficiency of the user for handling loans is improved, so that the user experience is improved.

On the basis of the embodiment shown in fig. 2, the service processing method provided by the embodiment of the present application is further described below with reference to fig. 3.

Fig. 3 is a second flow chart of a service processing method according to an embodiment of the present application, as shown in fig. 3, including:

S301, responding to an instruction of a target first financial business system, and establishing connection with the target first financial business system.

In the embodiment of the application, the data sharing plug-in is positioned at the side of the target first financial system, and when the target first financial system needs to use the data sharing plug-in to acquire the loan data of the target object in the target second financial system, the data sharing plug-in can be called through a preset instruction to establish the connection between the data sharing plug-in and the target first financial service system.

After the connection between the data sharing plug-in and the first system is established, the data sharing plug-in can receive data sent by the target first financial business system and data sent to the target first financial business system through the data interface.

S302, receiving a target business processing request sent by the target first financial business system.

S303, determining a target second financial service system for processing the target service processing request according to the target service processing request.

S304, calling a data interface of the target second financial business system, and sending the target business processing request to the target second financial business system.

The specific implementation manners of S302 to S304 in the embodiment of the present application are similar to those of S201 to S203 shown in fig. 2, and are not repeated here.

S305, determining whether target business processing data returned by the target second financial business system is received within a preset time, if yes, executing the step shown in S307, and if not, executing the step shown in S306.

When the data contribution plugin sends a target service processing request to the target second financial service system, a timer can be started, and the duration of the timer is the duration of the preset time. When the timer expires, the data sharing plug-in may determine that the target transaction data returned by the target second financial transaction system is not received within a preset time.

The preset time may be set according to actual requirements, for example, the preset time is 5 minutes.

S306, the target business processing request is sent to the target second financial business system again until the target business processing data is obtained.

In the embodiment of the present application, when the data sharing plug-in sends the target service processing request to the target second financial service system again, the timer may be restarted to count time, if the target service processing data returned by the target second financial service system is received under the condition that the timer is not overtime, the step shown in S307 may be executed, and if the target service processing data returned by the target second financial service system is not received under the condition that the timer is overtime, the step shown in S306 is repeatedly executed until the target service processing data is obtained.

Optionally, if the number of times the data sharing plug-in sends the target service processing request to the target second financial service system reaches a preset number of times, it may be determined that the target second financial service system is temporarily unresponsive, the data sharing plug-in may stop sending the target service processing request to the target second financial service system, and output a result of processing failure of the target service processing request to the target first financial service system, so as to notify that the target first financial service system cannot acquire the target service processing data. The preset times can be set according to actual requirements, for example, the preset times are 5 times.

Optionally, in order to reduce the situation that the target second financial system service is busy, and the time of the target second financial system service for processing the target service processing request sent by the data sharing plug-in is greater than the preset time set by the data sharing plug-in, and the data sharing plug-in sends the target service processing request for multiple times, the data sharing plug-in may also perform pre-negotiation with the target second financial service system, when the target second financial service system receives the target service processing request, the processing time is estimated, and if it is determined that the processing time is greater than the preset time set by the data sharing plug-in, indication information may be sent to the data sharing plug-in, so as to indicate that the data sharing plug-in does not need to repeatedly send the target service processing request.

S307, based on the data interface of the target first financial business system, acquiring a data format supported by the target first financial business system.

S308, preprocessing the target business processing data; the pretreatment comprises the following steps: format conversion and/or encryption and decryption processing.

In the embodiment of the application, the data types supported by different data interfaces are different, so that in order that the target first financial service system can accurately identify the target service processing data acquired from the target second financial service system, the probability of error occurrence is reduced, when the data sharing plug-in acquires the target service processing data, the data format supported by the target first financial service system can be acquired based on the data interface of the target from the first financial service system, the data conversion is carried out on the target service processing data, and the data format of the target service processing data acquired from the target second financial service system is converted into the data format identifiable by the target first financial service system.

In some embodiments, in order to improve data security, the target service processing data sent by the second target financial service system may be encrypted service data, and when the data sharing plugin performs format conversion on the target service processing data, the data sharing plugin may perform decryption processing on the target service processing data first, and perform format conversion on the decrypted service processing data.

In a possible implementation manner, an encryption and decryption policy (for example, an encryption/decryption key, an encryption/decryption algorithm, etc.) corresponding to the second financial service system is preset in the data sharing plug-in. The data sharing plug-in can decrypt the target service processing data through a preset encryption and decryption strategy.

In one possible implementation manner, the data sharing plugin may perform encryption policy negotiation with the target second financial service system to determine an encryption and decryption policy to use. For example, after the target service processing data is acquired, a request is sent to the target second financial service system to acquire the corresponding encryption and decryption policy, or when the target service processing request is sent, a request is sent to the target second financial service system to acquire the corresponding encryption and decryption policy.

S309, the preprocessed target business processing data is sent to the target first financial business system.

In some embodiments, the data sharing plugin may also encrypt the preprocessed target business processing data after sending the preprocessed target business processing data to the target first financial business system, so as to improve data security.

The encryption policy used by the data sharing plug-in to encrypt the preprocessed target service processing data may also be an encryption and decryption policy corresponding to the first financial service system preset in the data sharing plug-in, or an encryption and decryption policy obtained by negotiation of the encryption and decryption policy between the data sharing plug-in and the target first financial service system.

In some embodiments, the first target financial service system may encrypt the target service processing request when sending the target service processing request, and the data sharing plug-in may decrypt the target service processing request when receiving the target service processing request, determine the target second financial service system, and encrypt the target service processing request when sending the target service processing request to the target second financial service system, so as to ensure data security.

The data sharing plug-in decrypts the target service processing request by using an encryption and decryption strategy corresponding to the first financial service system preset in the data sharing plug-in, or the data sharing plug-in and the target first financial service system perform encryption and decryption strategy negotiation. The data sharing plug-in performs encryption processing on the ask for a loan service processing request, and may use an encryption and decryption policy corresponding to the second financial service system preset in the data sharing plug-in, or an encryption and decryption policy obtained by negotiation of the encryption and decryption policy between the data sharing plug-in and the target second financial service system.

S310, responding to the instruction of the target first financial system, and disconnecting the target first financial system.

After the target first financial system acquires the target business processing data, an instruction can be sent to the data sharing plug-in to instruct disconnection with the data sharing plug-in.

According to the business processing method provided by the embodiment of the application, the required target business processing data can be conveniently and rapidly acquired through the data sharing plug-in, the target business processing data is encrypted, and the security in the data transmission process is improved.

Fig. 4 is a flow chart III of a service processing method according to an embodiment of the present application, as shown in fig. 4, including:

s401, the target first financial business system receives a target business processing request. The target business processing request is used for inquiring loanable data and/or loan approval results of the target object in the target second financial business system.

Alternatively, the target first financial service system may receive a target service processing request sent by the external client. For example, a user inputs a target transaction request through an external client connected to a target first financial transaction system.

S402, the target first financial service system performs validity check on the data sharing plug-in.

The target first financial service system can check the identification, signature, certificate and other information of the data sharing plug-in for verification, and can determine that the validity verification of the data sharing plug-in is successful if the identification, signature, certificate and other information of the sharing plug-in is consistent with preset information.

Optionally, if the validity check is not passed, the target first financial service system may send an alarm message to the external client to prompt the user.

S403, after the validity of the data sharing plug-in passes, the target first financial service system establishes connection with the data sharing plug-in.

S404, the target first financial service system sends a target service processing request to the data sharing plug-in.

Optionally, the target service processing request may be an encrypted service processing request, and the target first financial service system may perform encryption and decryption policy negotiation with the data sharing plugin before sending the target service processing request.

Optionally, the target first financial service system may encrypt the target service processing request according to the negotiated encryption policy and send the encrypted target service processing request to the data sharing plugin, so as to improve security in the transmission process.

S405, the data sharing plug-in determines a target second financial service system for processing the target service request according to the target service processing request.

Optionally, the data sharing plugin may decrypt the encrypted target service request based on a decryption policy negotiated with the target first financial service system, and parse the decrypted target service request to determine the target second financial service system.

S406, the data sharing plug-in calls a data interface of the target second financial business system, and sends a target business request to the target second financial business system.

Optionally, the data sharing plug-in may perform encryption and decryption policy negotiation with the target second financial service system, and re-encrypt the target service request based on the negotiated encryption policy, so as to improve security in the transmission process.

S407, the target second financial business system performs request verification on the target business request.

Optionally, the target second financial service system may decrypt the encrypted target service request based on a decryption policy negotiated with the data sharing plug-in, and perform a request check on the first decrypted target service request.

Optionally, the target second financial service system may perform request verification on the target service request through a source detection mode, a validity detection mode, and the like. For example, it is detected whether the source protocol address of the target service request is a legal protocol address, whether the format of the target service request is correct, etc.

Optionally, after the target second financial service system fails to verify the target service request, alarm information may occur to the data sharing plugin.

And S408, after the request passes the verification, the target second financial business system executes the target business request to generate target business processing data.

Alternatively, the target second financial transaction system may query the database for loan information for the target object based on the identification of the target object in the target transaction request (e.g., the name and/or identification card number and/or cell phone number of the target object).

S409, the target second financial business system sends the target business processing data to the data sharing plug-in through a data interface.

Optionally, the target second financial service system may encrypt the target service processing data by means of an encryption policy negotiated with the data sharing plug-in.

S410, the data sharing plug-in performs preprocessing on the received target service processing data. The preprocessing comprises encryption and decryption processing and/or format conversion processing.

Optionally, the data sharing plug-in may decrypt the target transaction data based on a decryption policy negotiated with the target second financial transaction system. And performing format conversion on the decrypted target service processing data based on a data format supported by the target first financial service system.

Optionally, the data sharing plugin may re-encrypt the format-converted target transaction data based on an encryption policy negotiated with the target first financial transaction system.

S411, the data sharing plug-in sends the preprocessed target business processing data to the target first financial business system.

S412, the target first financial business system outputs target business processing data.

Optionally, the target first financial service system decrypts the received target service processing data based on a decryption policy negotiated with the data sharing plug-in, and outputs the decrypted target service processing data to the external client.

S413, the target first financial service system does not receive a new service processing request within a preset time, and the connection with the data sharing plug-in is disconnected.

Optionally, after outputting the target service processing data, the target first financial service system may start a timer, and when the timer times out and does not receive a new service processing request, may send an instruction to the data sharing plugin, so as to disconnect the connection with the data sharing plugin.

It should be understood that the implementation manner of each step in the embodiment of the present application, which is not described in detail, is similar to that in the embodiment shown in fig. 3, and will not be described here again.

On the basis of the embodiment, the embodiment of the application also provides a service processing device.

Fig. 5 is a schematic structural diagram of a service processing apparatus 50 according to an embodiment of the present application, as shown in fig. 5, in which a data interface between at least one first financial service system and at least one second financial service system is preset in a data sharing plug-in, where a target service is cooperatively processed between the first financial service system and the second financial service system by the data sharing plug-in, where the data sharing plug-in is located on a side of the target first financial service system in a pluggable manner, and the apparatus is applied to the data sharing plug-in, and the apparatus includes:

The receiving module 501 is configured to receive a target transaction request sent by the target first financial transaction system, where the target transaction request is used to request to query loan data and/or loan approval results of a target object in the target second financial transaction system.

And the processing module 502 is configured to determine a target second financial service system to be processed for the target service processing request according to the target service processing request.

An obtaining module 503, configured to invoke a data interface of the target second financial service system to obtain target service processing data, where the target service processing data includes: and the target object can loan data and/or loan approval result data of the second financial business system.

And the sending module 504 is configured to invoke the data interface of the target first financial service system and send the target service processing data to the target first financial service system.

Optionally, the processing module 502 is further configured to pre-process the target service processing data; the pretreatment comprises the following steps: format conversion and/or encryption and decryption processing.

Optionally, the obtaining module 503 is further configured to obtain a data format supported by the target first financial service system based on the data interface of the target first financial service system.

Optionally, an encryption and decryption policy corresponding to the first financial service system and/or an encryption and decryption policy corresponding to the second financial service system are preset in the data sharing plug-in.

Optionally, the processing module 502 is further configured to perform encryption and decryption policy negotiation with the target first financial service system and/or the target second financial service system.

Optionally, the obtaining module 503 is further configured to invoke a data interface of the target second financial service system, and send the target service processing request to the target second financial service system; and if the target business processing data returned by the target second financial business system is not received within the preset time, the target business processing request is sent to the target second financial business system again until the target business processing data is obtained.

Optionally, the sending module 504 is further configured to output a result of the processing failure of the target service processing request to the target first financial service system if the number of times of sending the target service processing request to the target second financial service system reaches a preset number of times.

Optionally, the processing module 502 is further configured to establish or disconnect a connection with the target first financial service system in response to an instruction of the target first financial service system.

The technical scheme of the target service processing method provided in any of the embodiments of the present application may be implemented by the target service processing device provided in the embodiment of the present application, and the principle and technical effects are similar, and are not repeated here.

It should be noted that, it should be understood that the division of the modules of the above apparatus is merely a division of a logic function, and may be fully or partially integrated into a physical entity or may be physically separated. And these modules may all be implemented in software in the form of calls by the processing element; or can be realized in hardware; the method can also be realized in a form of calling software by a processing element, and the method can be realized in a form of hardware by a part of modules. The modules may be processing elements that are individually set up, may be implemented as integrated in a chip of the above-described apparatus, or may be stored in a memory of the above-described apparatus in the form of program codes, and the functions of the above-described modules may be called and executed by a processing element of the above-described apparatus. In addition, all or part of the modules can be integrated together or can be independently implemented. The processing element here may be an integrated circuit with signal processing capabilities. In implementation, each step of the above method or each module above may be implemented by an integrated logic circuit of hardware in a processor element or an instruction in a software form.

Fig. 6 is a schematic structural diagram of an electronic device 60 according to an embodiment of the present application. As shown in fig. 6, the electronic device may include: a transceiver 601, a processor 602, a memory 603.

Processor 602 executes computer-executable instructions stored in memory, causing processor 602 to perform the aspects of the embodiments described above. The processor 602 may be a general-purpose processor including a central processing unit CPU, a network processor (network processor, NP), etc.; but may also be a digital signal processor DSP, an application specific integrated circuit ASIC, a field programmable gate array FPGA or other programmable logic device, a discrete gate or transistor logic device, a discrete hardware component.

The memory 603 is coupled to the processor 602 via a system bus and communicates with each other, the memory 603 being adapted to store computer program instructions.

The transceiver 601 may perform receiving and transmitting a target service processing request and receiving and transmitting target service processing data.

The system bus may be a peripheral component interconnect (PERIPHERAL COMPONENT INTERCONNECT, PCI) bus, or an extended industry standard architecture (extended industry standard architecture, EISA) bus, among others. The system bus may be classified into an address bus, a data bus, a control bus, and the like. For ease of illustration, the figures are shown with only one bold line, but not with only one bus or one type of bus. The transceiver is used to enable communication between the database access device and other computers (e.g., clients, read-write libraries, and read-only libraries). The memory may include random access memory (random access memory, RAM) and may also include non-volatile memory (non-volatile memory).

The embodiment of the application also provides a chip for running the instruction, which is used for executing the technical scheme of the business processing method in the embodiment.

The embodiment of the application also provides a computer readable storage medium, wherein the computer readable storage medium stores computer instructions, and when the computer instructions run on a computer, the computer is caused to execute the technical scheme of the business processing method in the embodiment.

The embodiment of the application also provides a computer program product, which comprises a computer program stored in a computer readable storage medium, wherein at least one processor can read the computer program from the computer readable storage medium, and the technical scheme of the business processing method in the embodiment can be realized when the at least one processor executes the computer program.

In the several embodiments provided by the present application, it should be understood that the disclosed apparatus and method may be implemented in other ways. For example, the above-described device embodiments are merely illustrative, e.g., the division of modules is merely a logical function division, and there may be additional divisions of actual implementation, e.g., multiple modules may be combined or integrated into another system, or some features may be omitted or not performed. Alternatively, the coupling or direct coupling or communication connection shown or discussed with each other may be an indirect coupling or communication connection via some interfaces, devices or modules, which may be in electrical, mechanical, or other forms.

The modules illustrated as separate components may or may not be physically separate, and components shown as modules may or may not be physical units, may be located in one place, or may be distributed over multiple network units. Some or all of the modules may be selected according to actual needs to implement the solution of this embodiment.

In addition, each functional module in the embodiments of the present application may be integrated in one processing unit, or each module may exist alone physically, or two or more modules may be integrated in one unit. The units formed by the modules can be realized in a form of hardware or a form of hardware and software functional units.

The integrated modules, which are implemented in the form of software functional modules, may be stored in a computer readable storage medium. The software functional modules described above are stored in a storage medium and include instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) or processor to perform some of the steps of the methods of the various embodiments of the application.

It should be appreciated that the Processor may be a central processing unit (Central Processing Unit, abbreviated as CPU), or may be other general purpose Processor, digital signal Processor (DIGITAL SIGNAL Processor, abbreviated as DSP), application SPECIFIC INTEGRATED Circuit (ASIC), or the like. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of a method disclosed in connection with the present invention may be embodied directly in a hardware processor for execution, or in a combination of hardware and software modules in a processor for execution.

The memory may comprise a high-speed RAM memory, and may further comprise a non-volatile memory NVM, such as at least one magnetic disk memory, and may also be a U-disk, a removable hard disk, a read-only memory, a magnetic disk or optical disk, etc.

The bus may be an industry standard architecture (Industry Standard Architecture, ISA) bus, an external device interconnect (PERIPHERAL COMPONENT INTERCONNECT, PCI) bus, or an extended industry standard architecture (Extended Industry Standard Architecture, EISA) bus, among others. The buses may be divided into address buses, data buses, control buses, etc. For ease of illustration, the buses in the drawings of the present application are not limited to only one bus or to one type of bus.

The storage medium may be implemented by any type or combination of volatile or nonvolatile memory devices such as Static Random Access Memory (SRAM), electrically erasable programmable read-only memory (EEPROM), erasable programmable read-only memory (EPROM), programmable read-only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, magnetic or optical disk. A storage media may be any available media that can be accessed by a general purpose or special purpose computer.

An exemplary storage medium is coupled to the processor such the processor can read information from, and write information to, the storage medium. In the alternative, the storage medium may be integral to the processor. The processor and the storage medium may reside in an Application SPECIFIC INTEGRATED Circuits (ASIC). Of course, the processor and the storage medium may reside as discrete components in an electronic control unit or master control device.

Those of ordinary skill in the art will appreciate that: all or part of the steps for implementing the method embodiments described above may be performed by hardware associated with program instructions. The foregoing program may be stored in a computer readable storage medium. The program, when executed, performs steps including the method embodiments described above; and the aforementioned storage medium includes: various media that can store program code, such as ROM, RAM, magnetic or optical disks.

Finally, it should be noted that: the above embodiments are only for illustrating the technical solution of the present application, and not for limiting the same; although the application has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some or all of the technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit of the application.

Claims

1. The business processing method is characterized in that a data interface of at least one first financial business system and at least one second financial business system is preset in a data sharing plug-in, target business is cooperatively processed between the first financial business system and the second financial business system through the data sharing plug-in, the data sharing plug-in is located at the side of the target first financial business system in a calling mode, and the method is applied to the data sharing plug-in and comprises the following steps:

2. The method of claim 1, wherein prior to the sending the target transaction data to the target first financial transaction system, further comprising:

3. The method of claim 2, wherein prior to preprocessing the target traffic processing data, further comprising:

4. The method of claim 2, wherein the encryption and decryption policies corresponding to the first financial service system and/or the encryption and decryption policies corresponding to the second financial service system are preset in the data sharing plug-in.

5. The method according to claim 2, wherein the method further comprises:

6. The method of any one of claims 1-5, wherein invoking the data interface of the target second financial transaction system to obtain target transaction data comprises:

7. The method of claim 6, wherein the method further comprises:

8. The method of claim 7, wherein the method further comprises:

9. The utility model provides a business processing device, its characterized in that has preset the data interface of at least one first financial business system and at least one second financial business system in the data sharing plug-in components, through the collaborative processing target business of data sharing plug-in components between first financial business system and the second financial business system, the data sharing plug-in components is located target first financial business system side through pluggable mode, the device is applied to the data sharing plug-in components, the device includes:

10. An electronic device, comprising: a processor, and a memory communicatively coupled to the processor;

The memory stores computer-executable instructions;

The processor executes computer-executable instructions stored in the memory to implement the method of any one of claims 1-8.

11. A computer readable storage medium having stored therein computer executable instructions which when executed by a processor are adapted to carry out the method of any one of claims 1-8.

12. A computer program product comprising a computer program which, when executed by a processor, implements the method of any of claims 1-8.