CN118014594A - Supply chain financial management method and platform server based on Internet of things and blockchain - Google Patents

Supply chain financial management method and platform server based on Internet of things and blockchain Download PDF

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Publication number
CN118014594A
CN118014594A CN202410068393.3A CN202410068393A CN118014594A CN 118014594 A CN118014594 A CN 118014594A CN 202410068393 A CN202410068393 A CN 202410068393A CN 118014594 A CN118014594 A CN 118014594A
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China
Prior art keywords
blockchain
client
internet
things
information
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CN202410068393.3A
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Chinese (zh)
Inventor
谢天石
史子博
向鹏
李青山
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Boya Chain Beijing Technology Co ltd
Nanjing Boya Blockchain Research Institute Co ltd
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Boya Chain Beijing Technology Co ltd
Nanjing Boya Blockchain Research Institute Co ltd
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Priority to CN202410068393.3A priority Critical patent/CN118014594A/en
Publication of CN118014594A publication Critical patent/CN118014594A/en
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Abstract

The application discloses a supply chain financial management method and a platform server based on the Internet of things and a blockchain, which relate to the technical field of supply chains, and confirm product information of a supplier client-side entering a platform through a supervision department client-side and store the product information into the blockchain; evaluating the yield of the suppliers according to the product information and starting pre-selling; financing is carried out to a financial institution and a banking client according to the product pre-purchase requirement of the consumer client, and financing data is stored in a blockchain; receiving real-time information of products acquired by a supplier client, a warehouse company client and a logistics company client through Internet of things equipment, and storing the real-time information into a blockchain; and receiving the residual tail money delivered by the customer client, and writing the tail money into a provider account, an investor account and a platform account according to the intelligent contract. The application solves the problem of distrust between suppliers and consumers caused by uneven information and the like, and simultaneously, the blockchain ensures the security of the information.

Description

Supply chain financial management method and platform server based on Internet of things and blockchain
Technical Field
The application relates to the technical field of supply chains, in particular to a supply chain financial management method and a platform server based on the Internet of things and a blockchain.
Background
The supply chain refers to the process of manufacturing, selling, transporting, and eventually into the hands of a consumer, including suppliers, manufacturers, wholesalers, retailers, and consumers, goods from raw materials to finished products. In the conventional supply chain, suppliers lack a channel for directly communicating with consumers, so that information is opaque, while high profits of medium and high-end products promote dealers to utilize the opacity of the information, randomly press down purchase prices of the suppliers and increase selling prices of the consumers, or randomly change product information, and frequently change product information, so that the distrust emotion generated by the consumers on the dealers and the platform is gradually increased.
Supply chain finance refers to the selection of one enterprise as a core in the whole supply chain to conduct financial activities such as financing. At present, the blockchain technology and the Internet of things technology are all mature, and the information collection, the decentralization characteristic and the anti-counterfeiting capability of the blockchain technology have great potential in realizing the economic and social values of the blockchain technology and the Internet of things technology.
Disclosure of Invention
Therefore, the application provides a supply chain financial management method and a platform server based on the Internet of things and a blockchain, so as to solve the problem of opaque supply chain information in the prior art.
In order to achieve the above object, the present application provides the following technical solutions:
In a first aspect, a supply chain financial management method based on the internet of things and a blockchain is applied to a platform server, and the method includes:
Responding to product information which is input by a provider client and needs to enter a residence platform;
the product information is confirmed by a supervision department client and then stored in a blockchain;
evaluating the yield of the suppliers according to the product information, and starting pre-selling according to the yield;
responding to product pre-purchase requirements input by a consumer client;
The product pre-purchase demand is sent to a financial institution and a banking client; the financial institution and the bank client end financing according to the product pre-purchase demand;
Receiving investors 'financing through smart contracts pre-deployed on the blockchain and storing investors and suppliers' data into the blockchain;
Receiving real-time information of products acquired by a supplier client, a warehouse company client and a logistics company client through Internet of things equipment, and storing the real-time information of the products into the blockchain;
and receiving the residual tail money delivered by the consumer client, writing the tail money into a provider account, an investor account and a platform account according to the intelligent contract, and storing transaction information into the blockchain.
Preferably, the blockchain is a coalition chain.
Preferably, FISCO BCOS is adopted by the development platform of the alliance chain.
Preferably, FISCO BCOS employs a practical bayer fault-tolerant consensus mechanism.
Preferably, the administrative client, the financial institution and banking client, the warehousing company client and the logistics company client participate in the maintenance of the blockchain together.
Preferably, when the intelligent contracts which are pre-deployed on the blockchain are used for receiving the financing of investors, if the specified amount of financing is completed within the specified time, the financial institution and the bank client calculate the cost and the profit of the suppliers, the principal and the profit of the investors and the proportion of the platform profit in the total selling price, and store the cost and the profit and the proportion of the principal and the profit of the platform profit in the new address of the blockchain together with the pre-written intelligent contracts; if the specified amount of financing is not completed at the specified time, a negotiation is made by the provider and investor as to whether to continue financing.
Preferably, the real-time information of the product collected by the provider client through the internet of things device includes environmental factors of the product in the production process.
Preferably, the real-time information of the product collected by the client of the warehousing company through the internet of things equipment comprises environmental factors in the product storage process.
Preferably, the real-time information of the products collected by the logistics company client through the internet of things device comprises the total transportation amount of the products and route information of the products obtained by GPS in the transportation process.
In a second aspect, a supply chain financial management platform server based on the internet of things and a blockchain comprises a memory and a processor, wherein the memory stores a computer program, and the processor realizes the supply chain financial management method based on the internet of things and the blockchain when executing the computer program.
Compared with the prior art, the application has at least the following beneficial effects:
The application provides a supply chain financial management method and a platform server based on the Internet of things and a blockchain, wherein product information of a supplier client-side entering a platform is confirmed through a supervision department client-side and stored in the blockchain; evaluating the yield of the suppliers according to the product information and starting pre-selling; financing is carried out to a financial institution and a banking client according to the product pre-purchase requirement of the consumer client, and financing information is stored in a blockchain; receiving real-time information of products acquired by a supplier client, a warehouse company client and a logistics company client through Internet of things equipment, and storing the real-time information into a blockchain; and receiving the residual tail money delivered by the consumer client, writing the tail money into a provider account, an investor account and a platform account according to the intelligent contract, and storing transaction information into the blockchain. The application cancels the dealer between the supplier and the consumer, so that the supplier and the consumer can be directly connected, and the problem of random price adding of the dealer caused by unequal information is solved; the real-time data are collected through the Internet of things equipment, so that the information of suppliers, warehousing companies and logistics companies is real and reliable; meanwhile, the block chain ensures the safety of information, so that consumers can see real product information, and the information is automatically executed through intelligent contracts, thereby reducing personnel maintenance cost.
Drawings
In order to more intuitively illustrate the prior art and the application, exemplary drawings are presented below. It should be understood that the specific shape and configuration shown in the drawings are not generally considered limiting conditions in carrying out the application; for example, those skilled in the art will be able to make routine adjustments or further optimizations for the addition/subtraction/attribution division, specific shapes, positional relationships, connection modes, dimensional proportion relationships, and the like of certain units (components) based on the technical concepts and the exemplary drawings disclosed in the present application.
FIG. 1 is a flowchart of a supply chain financial management method based on the Internet of things and a blockchain according to an embodiment of the application;
fig. 2 is a schematic structural diagram of an internet of things device according to a first embodiment of the present application;
Fig. 3 is a schematic structural diagram of a supply chain financial management system based on the internet of things and a blockchain according to a third embodiment of the present application.
Detailed Description
The application will be further described in detail by means of specific embodiments with reference to the accompanying drawings.
In the description of the present application: unless otherwise indicated, the meaning of "a plurality" is two or more. The terms "first," "second," "third," and the like in this disclosure are intended to distinguish between the referenced objects without a special meaning in terms of technical connotation (e.g., should not be construed as emphasis on the degree of importance or order, etc.). The expressions "comprising", "including", "having", etc. also mean "not limited to" (certain units, components, materials, steps, etc.).
The terms such as "upper", "lower", "left", "right", "middle", and the like, as used herein, are generally used for the purpose of facilitating an intuitive understanding with reference to the drawings and are not intended to be an absolute limitation of the positional relationship in actual products.
Example 1
Referring to fig. 1, the present embodiment provides a supply chain financial management method based on the internet of things and a blockchain, which is applied to a platform server, and the method includes:
s1: responding to product information which is input by a provider client and needs to enter a residence platform;
Specifically, the product information includes production place information, product quality information, identity information, and the like.
S2: the product information is confirmed by a supervision department client and then stored in a blockchain;
Specifically, the suppliers need to confirm the authenticity of the products, such as the production place, the quality of the products, the identity information and the like, by the supervision department before entering the platform, and the supervision department stores the products in the blockchain through consensus after confirming and then the merchants formally enter the platform.
S3: evaluating the yield of the suppliers according to the product information, and starting pre-selling according to the yield;
s4: responding to product pre-purchase requirements input by a consumer client;
Specifically, accurate product information needs to be sent to a consumer when the product pre-purchase requirement input by a consumer client is responded, so that the consumer can check the authenticity of the product conveniently, and pre-purchase is performed.
S5: the method comprises the steps of sending product pre-purchase requirements to a financial institution and a bank client; the financial institutions and the bank clients conduct financing according to the product pre-purchase requirements;
the funding paid by the consumer alone is difficult to support for the production of the suppliers, so financing is required to fill the temporary funds shortage. In the embodiment, the authenticity of the financing activity is proved by showing a limited order (product pre-purchase requirement) purchased by a consumer at a specific provider to a financial institution and a banking client, and the data of the financing activity is stored in a blockchain and cannot be tampered, so that investors can invest in the financing activity with confidence.
S6: receiving investors 'financing through smart contracts pre-deployed on a blockchain and storing investors and suppliers' data into the blockchain;
Specifically, when financing of an investor is accepted through an intelligent contract which is pre-deployed on a blockchain, if the financing of a specified amount is completed within a specified time, the cost and the profit of a provider in the total selling price, the principal and the profit of the investor and the proportion of the platform profit are calculated by a financial institution and a bank client, and the cost and the profit proportion and the platform profit proportion are stored in a new address of the blockchain together with the pre-written intelligent contract (the specific parameters such as the share of the financing are not determined); if the specified amount of financing is not completed at the specified time, a negotiation is made by the provider and investor as to whether to continue financing.
After investment, the platform stores the supplier and investor data in the blockchain and preselects a certain number of client nodes as maintainers of the blockchain, and the blockchain needs to be confirmed through the nodes when effective, for example, the investment completion needs to be confirmed by the supplier client node, the investor client node, the platform node, the financial institution and the bank client node together, and the data in the intelligent contract can be written into the blockchain.
S7: receiving real-time information of products acquired by a supplier client, a warehouse company client and a logistics company client through Internet of things equipment, and storing the real-time information of the products into a blockchain;
after the investment is completed, the suppliers wait to produce products that the consumer pre-purchased and begin shipping to the consumer. In the production, storage and delivery processes of the products, the embodiment can receive real-time information of the products collected by the supplier client, the warehousing company client and the logistics company client through the Internet of things equipment, and store the real-time information of the products into the blockchain so as to ensure the accuracy of the information; consumers can also ensure that their pre-purchased products are genuine by viewing the real-time data published by the platform.
Specifically, referring to fig. 2, in the production process of the product, a supplier can collect environmental factors of the product in the production process by using the internet of things devices such as temperature, humidity, wind speed, wind direction, illumination, rainfall sensor and the like according to the requirements of different products, and store the environmental factors in a blockchain so as to ensure the accuracy of information.
In the product storage process, a warehousing company can use the internet of things equipment such as temperature, humidity and weight sensors to obtain environmental factors of the product in the storage process and store the environmental factors in a blockchain.
In the product transportation process, a logistics company can obtain the total product transportation amount by using a weight sensor and the route information of the product in the transportation process by using a GPS, so that the situation that a supplier outsources an order to a foundry or a logistics problem occurs is prevented, the transportation process of the product is obtained by the logistics company through installing the GPS on a transported vehicle, and the air transportation or the sea transportation needs to obtain a flight number or a container number and then write the flight number or the container number into a blockchain.
In this embodiment, the internet of things device adopts an optimized Wireless Sensor Network (WSN), which is a large-scale, self-organizing, multi-hop and infrastructure-free wireless network, and because the number of end sensor nodes is numerous and the communication distance is limited, the sink node is required to collect the data of the sensor nodes and upload the data to the server.
The traditional WSN deploys a plurality of sensor nodes to corresponding task areas, such as containers of production places and logistics companies, connects the sensor nodes to a sink node, and uploads collected data to a server through a network, but only needs to attack the server to tamper the data due to the centralization characteristic; in the embodiment, the optimized WSN is used, the traditional WSN is combined with the blockchain, the data is directly uplink through the sink nodes, and the malicious nodes can tamper the data only by attacking all the sink nodes.
According to the embodiment, the influence of illumination on the product during production, whether the temperature of the storage warehouse is proper or not and the like are detected, so that the product is prevented from being damaged due to external environmental factors; if product damage is caused in some special cases, the user can claim through the information, and because the information in all production and storage processes is stored in a non-tamperable blockchain, after-sale disputes can be reduced to a certain extent, and malicious complaints of the product can be prevented because of real-time data of the production process of the product. The real-time monitoring of the product can also enable the provider to find out the problem of the product in time and improve the problem, so that a product with better quality is produced.
S8: and receiving the residual tail money delivered by the consumer client, writing the tail money into a provider account, an investor account and a platform account according to the intelligent contract, and storing transaction information into the blockchain.
After the suppliers deliver goods to the consumers, the consumers deliver the rest of the tail money, the principal of the investor adds profit from the tail money and the rest of the tail money is taken as the profit of a platform, funds are written into the investor, the suppliers and the platform accounts respectively in the form of intelligent contracts, so that the separation is finished, the intelligent contracts are finished, and the intelligent contracts are written into a blockchain for permanent storage after being executed; after the red, a new round of financing is started, and investors can increase or decrease the invested funds according to the number of orders.
In this embodiment, the suppliers produce a limited amount of product, thereby ensuring product quality. After each transaction is completed, the transaction information is linked, and then the accurate transaction information can be checked, so that the suppliers cannot achieve multiple transactions in a short time by modifying the price, and if the problem occurs, the supervision department penalizes the suppliers according to the platform specification, thereby solving the problem of bill swiping.
In this embodiment, the blockchain uses the federation chain, and the data in the federation chain is disclosed to users in all federations, unlike the public blockchain having a large number of nodes, which has a limited number of nodes, so that the speed of the federation chain in confirming transactions is faster, and transactions with small amounts are supported more. The development platform of the alliance chain can be FISCO BCOS, because the development platform has good effect on financial services, the system is suitable for financing activities of the embodiment, for example, after financing is finished, the share sold is not completely sold, a supplier and an investor are required to negotiate a result, and then the result is written into the blockchain, and the FISCO BCOS platform can provide multiple negotiating opportunities, so that the efficiency is improved, and the system is more suitable for financial activities; FISCO BCOS employs a Practical Bayesian Fault Tolerance (PBFT) consensus mechanism, eliminating incentive mechanisms for tokens unrelated to financial activity, reducing energy consumption and improving security over conventional Bayesian fault tolerance.
In the embodiment, the information of the product is stored in the blockchain, and because the platform developer does not have authority to interfere with the data of the user in the blockchain, the safety of the data can be ensured; the suppliers store the data about the products in the blockchain, and all the data are disclosed to members in the alliance by default, so that all users and the suppliers can participate in the confirmation process of the data change together.
The dealer plays an intermediary role in the traditional transaction process, so that credit problems exist between the dealer and the consumer, such as the production date of the product which is randomly tampered by the dealer, and the intelligent contract can solve the problems, the whole transaction flow is transparent, the intelligent contract can replace the role of a third party transaction mechanism, the supplier and the consumer trust each other, and after the financing or purchasing process is completed, the intelligent contract is deployed, permanently stored and unchangeable.
It should be noted that, the suppliers facing this embodiment are middle-and high-end agricultural product suppliers, because the profit can support the application of internet of things and blockchain technology, and the consumers are willing to buy the bill for the authenticity and reliability of the valuable limited product.
The supply chain financial management method based on the Internet of things and the blockchain provided by the embodiment can help suppliers to stabilize the commodity price, so that the products can be sold to consumers at a reasonable price; the dealer between the supplier and the consumer is canceled, so that the supplier and the consumer can be directly connected, the supplier can have a more stable channel for selling products, and the situation that the dealer is added with price at will due to uneven information is solved; the real-time data are collected through the Internet of things equipment, so that the information of suppliers, warehousing companies and logistics companies is real and reliable; meanwhile, the block chain ensures the safety of information, so that consumers can see real product information, and the personnel maintenance cost of the platform is reduced through the characteristic of automatic execution of intelligent contracts.
Example two
The embodiment provides a supply chain financial management platform server based on the Internet of things and a blockchain, which comprises a memory and a processor, wherein the memory stores a computer program, and the processor realizes the supply chain financial management method based on the Internet of things and the blockchain when executing the computer program.
Example III
Referring to fig. 3, the present embodiment provides a supply chain financial management system based on the internet of things and the blockchain, which includes the supply chain financial management platform server, the supplier client, the logistics company client, the warehousing company client, the supervision department client, the financial institution and the bank client based on the internet of things and the blockchain provided in the second embodiment.
Wherein the vendor client functions as: 1. uploading data collected from the internet-of-things device to a platform server; 2. before entering the platform, the authenticity of the product, such as the place of production, the quality of the product, identity information and the like, is confirmed and uploaded to a platform server; 3. uploading transaction information to a blockchain from a platform server after each transaction;
The logistics company client functions as: 1. uploading data collected from the internet-of-things device to a platform server; 2. participating in maintenance of a blockchain;
the client of the warehouse company has the following functions: 1. uploading data collected from the internet-of-things device to a platform; 2. participating in maintenance of a blockchain;
The role of the regulatory department client is: 1. supervising transaction information, identity data, etc. in the blockchain, and once violations are found, penalties can be implemented; 2. participating in maintenance of a blockchain;
The roles of financial institutions and banking clients are: 1. proving the authenticity of the producer's limit order to the consumer; 2. making intelligent contracts participating in financing; 3. participating in the maintenance of the blockchain.
Any combination of the technical features of the above embodiments may be performed (as long as there is no contradiction between the combination of the technical features), and for brevity of description, all of the possible combinations of the technical features of the above embodiments are not described; these examples, which are not explicitly written, should also be considered as being within the scope of the present description.

Claims (10)

1. A supply chain financial management method based on the internet of things and a blockchain, which is characterized by being applied to a platform server, the method comprising:
Responding to product information which is input by a provider client and needs to enter a residence platform;
the product information is confirmed by a supervision department client and then stored in a blockchain;
evaluating the yield of the suppliers according to the product information, and starting pre-selling according to the yield;
responding to product pre-purchase requirements input by a consumer client;
The product pre-purchase demand is sent to a financial institution and a banking client; the financial institution and the bank client end financing according to the product pre-purchase demand;
Receiving investors 'financing through smart contracts pre-deployed on the blockchain and storing investors and suppliers' data into the blockchain;
Receiving real-time information of products acquired by a supplier client, a warehouse company client and a logistics company client through Internet of things equipment, and storing the real-time information of the products into the blockchain;
and receiving the residual tail money delivered by the consumer client, writing the tail money into a provider account, an investor account and a platform account according to the intelligent contract, and storing transaction information into the blockchain.
2. The method of claim 1, wherein the blockchain is a federated chain.
3. The supply chain financial management method based on the internet of things and the blockchain as in claim 2, wherein the development platform of the alliance chain adopts FISCO BCOS.
4. The method of claim 3, wherein FISCO BCOS employs a practical bayer fault tolerance consensus mechanism.
5. The method of claim 1, wherein the administrative client, the financial institution and banking client, the warehousing company client, and the logistics company client are cooperatively involved in the maintenance of the blockchain.
6. The method according to claim 1, wherein when the financing of the investor is accepted by the intelligent contract pre-deployed on the blockchain, if the financing of the specified amount is completed within the specified time, the financial institution and the bank client calculate the cost and the profit of the supplier, the principal and the profit of the investor and the proportion of the platform profit in the total selling price and store the calculated cost and the profit and the proportion of the principal and the platform profit of the investor in the new address of the blockchain together with the pre-written intelligent contract; if the specified amount of financing is not completed at the specified time, a negotiation is made by the provider and investor as to whether to continue financing.
7. The supply chain financial management method based on the internet of things and the blockchain as in claim 1, wherein the real-time information of the product collected by the supplier client through the internet of things device includes environmental factors of the product in the production process.
8. The supply chain financial management method based on the internet of things and the blockchain as in claim 1, wherein the real-time information of the products collected by the warehouse company client through the internet of things device comprises environmental factors in the process of storing the products.
9. The supply chain financial management method based on the internet of things and the blockchain as in claim 1, wherein the real-time information of the products collected by the clients of the logistics company through the internet of things equipment comprises the total transportation amount of the products and route information of the products obtained by a GPS in the transportation process.
10. A supply chain financial management platform server based on the internet of things and a blockchain, comprising a memory and a processor, wherein the memory stores a computer program, and the processor, when executing the computer program, implements the supply chain financial management method based on the internet of things and the blockchain as claimed in any one of claims 1 to 9.
CN202410068393.3A 2024-01-16 2024-01-16 Supply chain financial management method and platform server based on Internet of things and blockchain Pending CN118014594A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202410068393.3A CN118014594A (en) 2024-01-16 2024-01-16 Supply chain financial management method and platform server based on Internet of things and blockchain

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202410068393.3A CN118014594A (en) 2024-01-16 2024-01-16 Supply chain financial management method and platform server based on Internet of things and blockchain

Publications (1)

Publication Number Publication Date
CN118014594A true CN118014594A (en) 2024-05-10

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