CN117726332A - Cross-application transfer method and device - Google Patents

Abstract

The embodiment of the disclosure provides a cross-application transfer method and device, and relates to the technical field of online transactions. The specific implementation mode of the method comprises the following steps: receiving a cross-application transfer request triggered by a transaction application; the cross-application transfer request comprises a target transfer application, a target account number, a target account name and a target transfer amount; responding to the cross-application transfer request, and starting auxiliary transfer service; invoking the auxiliary transfer service, and jumping to an application page of the target transfer application; and in an application page of the target transfer application, transferring by using the auxiliary transfer service according to the target account number, the target account name and the target transfer amount. According to the embodiment, the transfer convenience of the senior citizens can be improved, various discomforts of tedious and error-prone manual transfer operation and off-line operation are avoided, the transfer operation of large-amount transaction is very friendly for the senior citizens, and the large-amount transaction burden of the senior citizens is reduced.

Description

A cross-application transfer method and device

Technical field

The present disclosure relates to the technical field of online transactions, and in particular, to a cross-application transfer method and device.

Background technique

The development of Internet technology has brought great convenience to people's daily lives. It has become the mainstream for all kinds of daily consumption and financial transactions to be processed online, including shopping, entertainment, lending, sales and other online transactions.

When existing online transactions involve large expenditures, such as large payments for online shopping and online entertainment, large repayments for online loans, etc., in order to ensure the safety of user funds, users are required to manually transfer funds through the transfer application. Make transfers or transfer money offline. Manual filling requires the user to memorize payment information such as the payment account number, payment bank, transfer amount, or repeatedly switch to the transaction application, screenshots, notes, etc. to view the payment information; offline transfer requires the user to go to a financial institution to operate.

However, on the one hand, memory is more difficult for older users, and they are prone to frequent mistakes, which brings great inconvenience to older users, resulting in failed transactions and inability to experience the convenience of online transactions; on the other hand, older users are inherently They are not very familiar with electronic devices and the repeated switching operations are too cumbersome, which adds to the burden on older users. Furthermore, most elderly users are people with limited mobility, so offline operations are less practical and less user-friendly.

Contents of the invention

In view of this, embodiments of the present disclosure provide a cross-application transfer method and device, which can solve the problem that elderly users have difficulty in memory, are prone to frequent mistakes, inconvenient use, lead to transaction failure, and cannot experience the convenience of online transactions; the operation of repeated switching is too It is cumbersome and increases the burden on elderly users; offline operations are less practical and less friendly for elderly users.

To achieve the above objectives, according to one aspect of the present disclosure, a cross-application transfer method is provided, including:

Receive a cross-application transfer request triggered by a transaction application; wherein the cross-application transfer request includes a target transfer application, a target account number, a target account name, and a target transfer amount;

In response to the cross-application transfer request, enable the auxiliary transfer service;

Call the auxiliary transfer service and jump to the application page of the target transfer application;

In the application page of the target transfer application, the auxiliary transfer service is used to transfer money based on the target account number, the target account name and the target transfer amount.

According to another aspect of the present disclosure, a cross-application transfer device is provided, including:

A receiving module, configured to receive a cross-application transfer request triggered by a transaction application; wherein the cross-application transfer request includes a target transfer application, a target account number, a target account name, and a target transfer amount;

An enabling module, configured to enable an auxiliary transfer service in response to the cross-application transfer request;

A jump module, used to call the auxiliary transfer service and jump to the application page of the target transfer application;

A calling module, configured to use the auxiliary transfer service to transfer money based on the target account number, the target account name and the target transfer amount in the application page of the target transfer application.

According to yet another aspect of the present disclosure, an electronic device is provided, including:

processor; and

memory for storing programs,

Wherein, the program includes instructions that, when executed by the processor, cause the processor to perform the cross-application transfer method.

According to yet another aspect of an embodiment of the present disclosure, there is provided a non-transitory computer-readable storage medium storing computer instructions, wherein the computer instructions are used to cause the computer to execute the cross-application transfer method.

One or more technical solutions provided in the embodiments of this application prompt the user to turn on the auxiliary transfer service when receiving a cross-application transfer request. After the user turns on the auxiliary transfer service, the auxiliary transfer service is called to automatically jump to the transfer page and fill in the transfer page. Information, users only need to enter a password to complete the transfer operation, which can help elderly users, disabled people, etc. to make large-amount transfers conveniently, reduce the difficulty of large-amount transactions, improve transfer accuracy and efficiency, and be practical and friendly Strong technical effect.

Description of the drawings

Further details, features and advantages of the present disclosure are disclosed in the following description of exemplary embodiments in conjunction with the accompanying drawings, in which:

Figure 1 shows a flow chart of a cross-application transfer method according to an exemplary embodiment of the present disclosure;

Figure 2 shows a schematic diagram of an overage reminder window according to an exemplary embodiment of the present disclosure;

Figure 3 shows a schematic diagram of an auxiliary transfer reminder window according to an exemplary embodiment of the present disclosure;

Figure 4 shows a flow chart of a method for starting an auxiliary transfer service according to an exemplary embodiment of the present disclosure;

Figure 5(a) shows a schematic diagram 1 of the permission setting page of the target transfer application according to an exemplary embodiment of the present disclosure;

Figure 5(b) shows a schematic diagram two of the permission setting page of the target transfer application according to an exemplary embodiment of the present disclosure;

Figure 6 shows a flow chart of a registration method for an auxiliary transfer service according to an exemplary embodiment of the present disclosure;

7 shows a flow chart of a transfer method of an auxiliary transfer service according to an exemplary embodiment of the present disclosure;

Figure 8(a) shows a schematic diagram of a password input interface according to an exemplary embodiment of the present disclosure;

Figure 8(b) shows a schematic diagram of an insufficient balance reminder window according to an exemplary embodiment of the present disclosure;

Figure 8(c) shows a schematic diagram of a transfer success page according to an exemplary embodiment of the present disclosure;

Figure 8(d) shows a schematic diagram of a password error reminder window according to an exemplary embodiment of the present disclosure;

Figure 9 shows a schematic block diagram of a cross-application transfer device according to an exemplary embodiment of the present disclosure;

FIG. 10 shows a structural block diagram of an exemplary electronic device that can be used to implement embodiments of the present disclosure.

Detailed ways

Embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although certain embodiments of the disclosure are shown in the drawings, it should be understood that the disclosure may be embodied in various forms and should not be construed as limited to the embodiments set forth herein, which rather are provided for A more thorough and complete understanding of this disclosure. It should be understood that the drawings and embodiments of the present disclosure are for illustrative purposes only and are not intended to limit the scope of the present disclosure.

It should be understood that various steps described in the method implementations of the present disclosure may be executed in different orders and/or in parallel. Furthermore, method embodiments may include additional steps and/or omit performance of illustrated steps. The scope of the present disclosure is not limited in this regard.

As used herein, the term "include" and its variations are open-ended, ie, "including but not limited to." The term "based on" means "based at least in part on." The term "in an embodiment of the present disclosure" means "at least one embodiment"; the term "another exemplary embodiment" means "at least one additional embodiment". Relevant definitions of other terms will be given in the description below. It should be noted that concepts such as “first” and “second” mentioned in this disclosure are only used to distinguish different devices, modules or units, and are not used to limit the order of functions performed by these devices, modules or units. Or interdependence.

It should be noted that the modifications of "one" and "plurality" mentioned in this disclosure are illustrative and not restrictive. Those skilled in the art will understand that unless the context clearly indicates otherwise, it should be understood as "one or Multiple”.

The names of messages or information exchanged between multiple devices in the embodiments of the present disclosure are for illustrative purposes only and are not used to limit the scope of these messages or information.

Android auxiliary service: AccessibilityService, which can identify different types of page elements and simulate user operations in the Android system to realize service automation.

Online transactions are usually conducted within trading applications. However, in order to ensure the safety of funds, trading applications usually only support small-amount payments. Once large-amount transfers are involved, the trading application cannot support it, and users need to manually perform operations in the transfer application, or Go to an offline financial institution to operate.

Because there are too many entries to manually fill in payment information, for older users, memory, repeated switching, etc. are cumbersome and error-prone. Offline transfers are also inconvenient, making it extremely difficult for older users to handle large-amount transfers.

However, on the one hand, memory is more difficult for older users, and they are prone to frequent mistakes, which brings great inconvenience to older users, resulting in failed transactions and inability to experience the convenience of online transactions; on the other hand, older users are inherently They are not very familiar with electronic devices and the repeated switching operations are too cumbersome, which adds to the burden on older users. Furthermore, elderly users and people with disabilities are mostly people with limited mobility, so offline operations are less practical and less friendly.

Aspects of the present disclosure are described below with reference to the accompanying drawings.

Figure 1 shows a flow chart of a cross-application transfer method according to an exemplary embodiment of the present disclosure. As shown in Figure 1, the cross-application transfer method of the present disclosure includes the following steps:

In the embodiment of the present disclosure, the method of the present disclosure is executed by the system server of the carrier where each application is located. For example, if the carrier where the application is located is a terminal, the method of the present disclosure is executed by the system-level chip of the terminal.

Step S101: Receive a cross-application transfer request triggered by a transaction application; wherein the cross-application transfer request includes a target transfer application, a target account number, a target account name, and a target transfer amount.

In this disclosed embodiment, after the user places an order in the transaction application, the transaction application displays the payment channel selection page; the user selects the payment channel, and the transaction application determines the order amount of the order based on the amount threshold of the payment channel selected by the user. When the amount is greater than or equal to the amount threshold of the payment channel selected by the user, the transaction application triggers a cross-application transfer request. Among them, the amount threshold can be selectively set according to the regulations on large-value transfers, the daily limits of each payment channel, etc. For example, as shown in Figure 2, the payment channel selected by the user is bank card B, and the order amount is 53,264 yuan. The amount threshold of bank card B is 20,000 yuan. The order amount exceeds the amount threshold of bank card B. The transaction application triggers a cross-application transfer request.

Furthermore, the cross-application transfer request is triggered in the form of a pop-up window. For example, as shown in Figure 2, when the order amount is greater than or equal to the amount threshold corresponding to the payment channel selected by the user, the transaction application pops up a "limit exceeded" message. The overage reminder window triggers a cross-application transfer request, and accordingly, the system server receives the cross-application transfer request. Among them, different payment channels correspond to different transfer applications. The transfer application corresponding to the payment channel selected by the user is the target transfer application of the cross-application transfer request. The payee account of the order is the target account and the payee account name is the target account. The financial institution corresponding to the name and payment account number is the target institution, and the order amount is the target amount.

Step S102: In response to the cross-application transfer request, enable an auxiliary transfer service.

In this disclosed embodiment, the system server responds to the cross-application transfer request and pops up the auxiliary transfer reminder window as shown in Figure 3 in the overage reminder window of the transaction application to remind the user to turn on the auxiliary transfer service. The user selects "Yes" or "Yes". That is, after the user agrees, the system server starts the auxiliary transfer service. It should be noted that there is also an auxiliary transfer service description reminder below the auxiliary transfer reminder window, which is used to introduce the user to the opening and closing process of the auxiliary transfer service, policy instructions, information security tips, etc.

Further, as shown in Figure 4, the method for opening the auxiliary transfer service of the present disclosure includes the following steps:

Step S401, display the auxiliary transfer reminder window.

Step S402: Receive the service usage instruction triggered by the user.

In the embodiment of the present disclosure, in the auxiliary transfer reminder window, the user selects "Yes" or "No" to trigger the service usage instruction.

Step S403: Determine whether the service usage instruction is consent for use. If yes, go to step S404; if not, go to step S407.

In the embodiment of the present disclosure, when the user selects "Yes", the service usage instruction is determined to be consent to use; when the user selects "No", the service usage instruction is determined to be refusal to use.

Step S404: Call the application permission setting interface and jump to the permission setting page of the target transfer application.

In this disclosed embodiment, the permission setting page of the target transfer application is as shown in Figure 5(a). The upper part of the page is the icon of the target transfer application, and the lower part of the page shows the various permissions that are allowed and not allowed for the target transfer application. Including microphone, geolocation, camera, auxiliary services, text messages, call history, etc.

Further, after the user agrees to turn on the auxiliary transfer service of the target transfer application, in response to the service usage instruction, the system server calls the application permission setting interface and jumps to the permission setting page of the target transfer application.

Step S405: Determine whether the user triggers the service opening instruction. If yes, go to step S406; if not, go to step S407.

In this disclosed embodiment, as shown in Figure 5(a), permission switches are set on the right side of various permissions at the bottom of the page. Jumping to the permission setting page of the target transfer application, the user clicks the permission switch on the right side of the auxiliary service. , turn on the permission switch on the right side of the auxiliary service, and trigger the service opening command. Among them, the page after enabling the auxiliary service permissions of the target transfer application is shown in Figure 5(b).

Furthermore, if the user does not choose to turn on the permission switch on the right side of the service, it means that the user has not triggered the service turning instruction of the auxiliary transfer service.

Step S406: Enable the auxiliary transfer service.

In the embodiment of the present disclosure, when the user triggers the service opening instruction, the system server can call the auxiliary transfer service.

Step S407: The auxiliary transfer service is disabled.

In the embodiment of the present disclosure, if the user does not trigger the service opening instruction, it means that the user has not enabled the auxiliary transfer service, the auxiliary transfer service is disabled, and the system server cannot call the auxiliary transfer service.

Further, in response to the user's return instruction, the system server returns the overage reminder window or terminal desktop of the transaction application from the permission setting page of the target transfer application.

Or, if the service usage instruction is not consent to use, it means that the user does not agree to use the auxiliary transfer service, the auxiliary transfer service is disabled, and the system server cannot call the auxiliary transfer service.

In the embodiment of the present disclosure, through the method of opening the auxiliary transfer service of the present disclosure, it is determined whether to enable the auxiliary transfer service according to the user's continuous triggers, so as to provide convenient auxiliary transfer services for the user to choose and prevent the tedious and error-prone manual input. It avoids the inconvenience and loss caused by offline operations, which is a consumption of time and labor costs, helps elderly users to easily and conveniently operate large transactions, reduces the operational burden of elderly users, and provides a friendly experience for elderly users’ online activities.

Furthermore, before displaying the auxiliary transfer service reminder window, it also includes:

Determine whether the transfer application has registered for the auxiliary transfer service;

In the case where the transfer application has registered with the auxiliary transfer service, displaying the auxiliary transfer service reminder window is performed.

In this disclosed embodiment, when the system server receives a cross-application transfer request, it needs to determine whether the target transfer application has registered an auxiliary transfer service. Only when the target transfer application has registered an auxiliary transfer service, the system server will display The auxiliary transfer service reminder window shown in Figure 3; when the target transfer application has not registered the auxiliary transfer service, the system server will not display the auxiliary transfer service reminder window as shown in Figure 3, and there will be no cross-application transfer.

Further, as shown in Figure 6, the registration method for the auxiliary transfer service of the present disclosure includes the following steps:

Step S601: Receive an auxiliary transfer service registration request sent by one or more applications; wherein the auxiliary transfer service registration request includes an application identifier.

Step S602: In response to the auxiliary transfer service registration request, search for auxiliary services.

In this embodiment of the present disclosure, the system server includes a system service list. The system service list includes multiple system services. For example, the system service may be an auxiliary service, a background task service, a broadcast service, a broadcast notification receiving service, etc. The system server responds to the auxiliary transfer service registration request to find the auxiliary service.

Step S603: Call the auxiliary service callback component to link the auxiliary service.

In this embodiment of the present disclosure, the system service is invoked through the system callback component on service connect().

Further, the callback components of each system service can be the same or different. Fill in the system callback component to obtain the service callback component of each system service. For example, the auxiliary service callback component of the auxiliary service AccessibilityService is on service connect (AccessibilityService). The system server calls on service connect(AccessibilityService), link AccessibilityService.

Step S604: Match the target public component corresponding to the service function from the public component of the auxiliary service according to the service function required by the auxiliary transfer service, and add the application identifier to the application list of the target public component. .

In the embodiment of the present disclosure, the public components of the system auxiliary services are diverse. The service functions required for the auxiliary transfer service mainly include button element judgment function, picture element judgment function, input box element judgment function, text event element function, Text node extraction function, button node extraction function, node click simulation function, node filling simulation function, etc. Therefore, the target public components corresponding to the service function include:

Event judgment component Accessibility.on accessibility event();

Node information extraction component Accessibility.nodeinfo();

Node operation simulation component Accessibility.nodeinfo.performaction().

Further, an application manifest is provided under the component path of each public component. The application manifest includes application identifiers of different applications that are allowed to call the public component. Therefore, the system server adds the application identifier of the target transfer application to the application manifest of each target public component. , the target transfer application can call each target public component, fill in the corresponding component information and then perform auxiliary transfer, thus the auxiliary transfer service registration is successful.

In the embodiment of the present disclosure, through the registration method of the auxiliary transfer service of the present disclosure, the auxiliary service is searched from the system service. After linking to the auxiliary service, the target required by the transfer auxiliary service is matched according to the service function required by the transfer auxiliary service. For public components, adding the application identifier of the target transfer application to the application list of the target public component can realize the registration of the target transfer application in the system auxiliary service, so that subsequent target transfer applications can use each target public component to implement auxiliary transfer services. function, greatly improves the convenience of transfers for the elderly, avoids tedious and error-prone manual transfer operations, avoids the discomfort of offline operations, improves transfer friendliness, and reduces the burden of large transactions for the elderly. It is highly practical and has Strong, positive promotion and use value.

In the embodiment of the present disclosure, alternatively, the system server can directly call the startup service callback component on service connect(start), add the Intent object under the service path context.start.activity of the startup service, and assign the Intent object as the target. With the application identifier of the transfer application, the target transfer application can call the public components of all system services, which naturally includes the target public components corresponding to the service functions required by the auxiliary transfer service, to realize the registration of the auxiliary transfer service.

Step S103: Call the auxiliary transfer service and jump to the application page of the target transfer application.

In the embodiment of the present disclosure, when the auxiliary transfer service of the target transfer application has been registered, the auxiliary transfer service monitors user operations at any time. Once it monitors the service opening instruction of the target transfer application triggered by the user, in response to the service opening instruction, it calls The application interface of the target transfer application automatically jumps to the application page of the target transfer application.

Further, the application page includes an application home page, an inquiry page, a transfer page, a payment page, a payment page, a management page, a settings page, a marketing activity page, a mall page, a help page, a detail page, etc., and assists in transferring services in response to service opening instructions. Automatically jump to application pages such as the application homepage, transfer page or other pages of the target transfer application.

Step S104: In the application page of the target transfer application, use the auxiliary transfer service to transfer money based on the target account number, the target account name and the target transfer amount.

In this disclosed embodiment, after jumping to the application page of the target transfer application, the system server calls each target public component of the auxiliary transfer service, first judges each page element of the application page, determines the type of the page element, and then extracts the target Type the text content of the page element, determine whether it includes the account label, account name label, and transfer amount label, and determine the transfer page; simulate the node operations of the account label, account name label, and transfer amount label in the transfer page, and fill in the target account number and target Transfer amount and select the target account name to transfer.

Further, when the application page is the application homepage, locate the transfer tag, jump from the transfer tag to the transfer page to transfer money; when the application page is another page, simulate the return operation until reaching the application homepage, and execute the aforementioned application Various operations on the homepage.

Furthermore, as shown in Figure 7, the transfer method of the auxiliary transfer service of the present disclosure includes the following steps:

Step S701: Call the event judgment component and the node information extraction component.

In this disclosed embodiment, after the auxiliary transfer service of the target transfer application is turned on in response to the service opening instruction, the system server calls various target public components of the auxiliary transfer service to determine the page elements of the application page.

Step S702: Determine whether the page elements of the application page include account tags, account name tags and transfer amount tags. If yes, go to step S703; if not, go to step S706.

Step S7021: Fill the event judgment component with the element types of various page elements to obtain multiple transfer judgment components.

In this embodiment of the disclosure, the element type of the page element may be a button element, a picture element, an input box element, a text element, a form element, a hyperlink element, an audio element, a video element, a banner element, etc. The system server calls the auxiliary transfer service , use the element types of various page elements to fill the event judgment component, and obtain multiple transfer judgment components for the target transfer application. For example, the transfer judgment component includes:

Use the button element to fill the event judgment component, and get the button judgment component appid.Accessibility.onaccessibility event(button), which is used to judge whether the page element is a button element;

Use picture elements to fill the event judgment component and obtain the picture judgment component appid.Accessibility.onaccessibility event(image), which is used to judge whether the page element is a picture element;

Use the input box element to fill the event judgment component, and get the input box judgment component appid.Accessibility.on accessibility event(edittext), which is used to judge whether the page element is an input box element;

Use text elements to fill the event judgment component and obtain the text judgment component appid.Accessibility.onaccessibility event(textview), which is used to judge whether the page element is a text element;

Use the form element to fill the event judgment component, and get the form judgment component appid.Accessibility.onaccessibility event(sheet), which is used to judge whether the page element is a form element;

Use the hyperlink element to fill the event judgment component, and get the hyperlink judgment component appid.Accessibility.on accessibility event(Hyperlink), which is used to judge whether the page element is a hyperlink element;

Use audio and video elements to fill in the event judgment component, and get the audio judgment component appid.Accessibility.on accessibility event(audio), which is used to judge whether the page element is an audio element;

Use the video element to fill the event judgment component and obtain the video judgment component appid.Accessibility.onaccessibility event(video), which is used to judge whether the page element is a video element;

Use the banner element to fill the event judgment component and obtain the banner judgment component appid.Accessibility.onaccessibility event(banner), which is used to judge whether the page element is a banner element.

Step S7022: Call the transfer judgment component to determine the element type of each page element in the application page.

In this disclosed embodiment, the system server calls the button judgment component appid.Accessibility.on accessibility event(button), the image judgment component appid.Accessibility.on accessibility event(image), and the input box judgment component appid.Accessibility. on accessibility event(edittext), text judgment component appid.Accessibility.on accessibility event(textview), form judgment component appid.Accessibility.on accessibility event(sheet), hyperlink judgment component appid.Accessibility.on accessibility event(Hyperlink), The audio judgment component appid.Accessibility.on accessibility event(audio), the video judgment component appid.Accessibility.on accessibility event(video), and the banner judgment component appid.Accessibility.on accessibility event(banner) are used to perform various page elements on the application page. Judgment and determine the element type of each page element in the application page.

Step S7023: Fill the node information extraction component with the element type of the page element containing text content to obtain multiple transfer extraction components.

In the embodiment of the present disclosure, the element types of page elements containing text content include button elements, picture elements, text elements, form elements, hyperlink elements, banner elements, etc. The system server calls the auxiliary transfer service to use the page containing text content. The element type of the element fills in the node information extraction component to obtain multiple transfer extraction components for the target transfer application. For example, transfer and withdrawal components include:

Use the button element to fill the node information extraction component and obtain the button node extraction component appid.Accessibility.nodeinfo(button), which is used to extract the text content on the button;

Use picture elements to fill the node information extraction component and obtain the picture node extraction component appid.Accessibility.nodeinfo(image), which is used to extract text content on the picture;

Use text elements to fill the node information extraction component and obtain the text node extraction component appid.Accessibility.nodeinfo(textview), which is used to extract text content in the text;

Use form elements to fill in the node information extraction component and obtain the form node extraction component appid.Accessibility.nodeinfo(sheet), which is used to extract text content in the form;

Use hyperlink elements to fill the node information extraction component, and obtain the hyperlink node extraction component appid.Accessibility.nodeinfo(Hyperlink), which is used to extract the text content in the hyperlink;

Use the banner element to fill the node information extraction component and obtain the banner node extraction component appid.Accessibility.nodeinfo(banner), which is used to extract the text content on the banner.

Step S7024: Call the transfer extraction component to extract the button text on the button element, the picture text on the picture element, and the text text in the text element determined by the transfer judgment component.

In this disclosed embodiment, the system server calls the button node extraction component appid.Accessibility.nodeinfo(button), the image node extraction component appid.Accessibility.nodeinfo(image), and the text node extraction component appid.Accessibility.nodeinfo( textview), extract the button text on the button element, the picture text on the picture element, and the text text in the text element.

Step S7025: Determine whether there is a payment account number, payment account name and transfer amount in the button text, the picture text, and the text text. If yes, go to step S7026; if not, go to step S7027.

In this disclosed embodiment, the system server calls the auxiliary transfer service to determine whether the button text, picture text, and text text contain the receiving account number, the receiving account name, and the transfer amount.

Step S7026: Determine that the application page includes an account tag, an account name tag, and a transfer amount tag.

In the embodiment of the present disclosure, when the payment account number, the payment account name and the transfer amount exist in the button text, picture text, and text text of the application page, it is determined that the application page includes an account label, an account name label, and a transfer amount label.

Step S7027: Determine that the application page does not include an account tag, an account name tag, and a transfer amount tag.

In the embodiment of the present disclosure, when at least one of the following among button text, picture text, and text text on the application page does not exist, it is determined that the application page does not include account tags, account name tags, and transfer amount tags:

Recipient account number, beneficiary account name and transfer amount.

Step S703: Determine the application page to be a transfer page.

In the embodiment of the present disclosure, when the application page includes an account tag, an account name tag, and a transfer amount tag at the same time, the application page is determined to be a transfer page.

Step S704: Call the node operation simulation component, and fill in the target account number, The target account name and the target transfer amount.

Step S7041: Fill the node operation simulation component with operation actions to obtain multiple transfer action components.

In this disclosed embodiment, the system server calls the auxiliary transfer service, fills the node operation simulation component with operation actions, and obtains multiple transfer action components of the target transfer application. For example, transfer action components include:

Use the click to fill the node operation simulation component to obtain the click action simulation component appid.Accessibility.nodeinfo.performaction(action-click), which is used to perform click operations;

Use the input action to fill in the node operation simulation component, and obtain the input action simulation component Accessibility.nodeinfo.performaction(action-settext), which is used to perform the filling operation.

Step S7042: Call the transfer action component, and fill in the target account number, the account number input box, the account name input box, and the transfer amount input box corresponding to the account tag, account name tag, and transfer amount tag on the transfer page. The target account name and the target transfer amount.

In this disclosed embodiment, for example, the system server calls the auxiliary transfer service to fill in the target account, including: calling appid.Accessibility.nodeinfo.performaction(action-click), moving the cursor to the account input box; calling Accessibility.nodeinfo.performaction( action-settext), fill in the target account carried in the cross-application transfer request into the account input box. Filling in the target account name and target transfer amount is similar to filling in the target account number.

Furthermore, the transfer page also includes an institution tag. The system server calls the auxiliary transfer service to select the target institution, including: calling appid.Accessibility.nodeinfo.performaction(action-click) twice, first moving the cursor to the candidate on the right side of the institution input box button, and then select the target institution from the institution candidate box displayed by the candidate button.

Step S705: Call the node operation simulation component and click the Next button to transfer money.

In this disclosed embodiment, after the target account number, target account name and target transfer amount are filled in, the system server calls the appid.Accessibility.nodeinfo.performaction(action-click) of the auxiliary transfer service and clicks the "Next" button on the transfer page. In response to the triggering of the "Next" button, the target transfer application displays a password input interface.

Further, before displaying the password input interface, the target transfer application will determine whether the account balance meets the target transfer amount. If the account balance is greater than or equal to the target transfer amount, the password input interface as shown in Figure 8(a) will be displayed. ; When the account balance is less than the target transfer amount, the insufficient balance reminder window shown in Figure 8(b) is displayed.

Furthermore, after the user enters the payment password, the target transfer application will determine whether the payment password entered by the user is correct. If the payment password is correct, the target transfer amount will be remitted to the target account, as shown in Figure 8(c) The transfer success page shown is; when the payment password is wrong, the password error reminder window shown in Figure 8(d) is displayed to remind the user to re-enter.

Step S706: Determine that the application page is not a transfer page.

In the embodiment of the present disclosure, when the application page does not include at least one of the account tag, the account name tag, and the transfer amount tag, it is determined that the application page is not a transfer page.

Step S707: Use the transfer determination component and the transfer extraction component to determine whether the application page includes a transfer function label. If yes, go to step S708; if not, go to step S710.

In this disclosed embodiment, the system server calls the auxiliary transfer service, uses the transfer determination component to determine whether the application page includes text elements, and uses the transfer extraction component to determine whether the text content of the text elements on the application page is transfer, inquiry, credit card, deposit, Loans, etc., when the text elements of transfer, inquiry, credit card, deposit, and loan exist at the same time and the number of elements is equal to one, it is determined that the application page includes a transfer function label, an inquiry function label, a credit card function label, and a deposit function label. and loan function tabs.

Furthermore, when the application page does not include text elements whose text content is transfer, or when text elements whose text content is transfer, inquiry, credit card, deposit, or loan do not meet the requirements of coexistence and the number of elements is equal to one. Next, make sure the application page does not include the transfer function label.

Step S708: Determine the application page to be the application homepage.

In the embodiment of the present disclosure, when the application page includes a transfer function label, the application page is determined to be the application homepage.

Step S709: Call the node operation simulation component, enter the transfer page from the application homepage, and go to step S703.

In this disclosed embodiment, the transfer function label includes label text and label icon. The system server calls the click action simulation component appid.Accessibility.nodeinfo.performaction(action-click) of the auxiliary transfer service. Click the label icon of the transfer function label to enter Transfer page.

Step S710: Determine that the application page is not the application homepage.

In the embodiment of the present disclosure, when the application page does not include a transfer function tag, it is determined that the application page is not the application homepage, but another page.

Step S711: Call the node operation simulation component, return to the application home page, and go to step S709.

In this disclosed embodiment, when the application page is not the application homepage, the system server calls the click action simulation component appid.Accessibility.nodeinfo.performaction(action-click) of the auxiliary transfer service, and continuously clicks the return function label until the application is returned. front page. Wherein, the return function label may be a return icon.

In the embodiment of the present disclosure, through the transfer method of the auxiliary transfer service of the present disclosure, event judgment components of different element types are first called to judge the page elements of the application page; then the node information extraction component is called to extract the text content, and then determine whether the application page For the transfer page; for the transfer page, call the node operation simulation component to click and fill in the operation to complete the cross-application transfer; for the non-transfer page, call each component until entering the transfer page to perform the transfer operation, thereby realizing automatic information filling and automatic filling with the help of auxiliary transfer services For operations such as transfers, users only need to enter passwords and do not need to remember various account information. This greatly improves the convenience and user-friendliness for the elderly and avoids tedious and error-prone manual transfer operations and offline operations. Various discomforts reduce the burden of large-value transactions for the elderly and improve the experience of large-value transactions for the elderly.

In the embodiments of the present disclosure, the cross-application transfer method of the present disclosure greatly improves the transfer convenience for the elderly, avoids tedious and error-prone manual transfer operations, and various discomforts of offline operations, and transfers of large-value transactions The operation is extremely friendly to the elderly, reducing the burden of large transactions for the elderly, and has strong use and promotion value.

Figure 9 is a schematic diagram of the main modules of a cross-application transfer device according to an embodiment of the present disclosure. As shown in Figure 9, the cross-application transfer device 900 of the present disclosure includes:

The receiving module 901 is configured to receive a cross-application transfer request triggered by a transaction application; wherein the cross-application transfer request includes a target transfer application, a target account number, a target account name, and a target transfer amount.

The enabling module 902 is configured to enable the auxiliary transfer service in response to the cross-application transfer request.

Jump module 903 is used to call the auxiliary transfer service and jump to the application page of the target transfer application.

The calling module 904 is configured to use the auxiliary transfer service to transfer money according to the target account number, the target account name and the target transfer amount in the application page of the target transfer application.

Exemplary embodiments of the present disclosure also provide an electronic device, including: at least one processor; and a memory communicatively connected to the at least one processor. The memory stores a computer program executable by the at least one processor, and when executed by the at least one processor, the computer program is used to cause the electronic device to perform a method according to an embodiment of the present disclosure.

Exemplary embodiments of the present disclosure also provide a non-transitory computer-readable storage medium storing a computer program, wherein the computer program, when executed by a processor of a computer, is used to cause the computer to execute the method according to the embodiment of the present disclosure. method.

Exemplary embodiments of the present disclosure also provide a computer program product, including a computer program, wherein the computer program, when executed by a processor of a computer, is used to cause the computer to perform a method according to an embodiment of the present disclosure.

Referring to FIG. 10 , a structural block diagram of an electronic device 1000 that may serve as a server or client of the present disclosure will now be described, which is an example of a hardware device that may be applied to aspects of the present disclosure. Electronic devices are intended to refer to various forms of digital electronic computing equipment, such as laptop computers, desktop computers, workstations, personal digital assistants, servers, blade servers, mainframe computers, and other suitable computers. Electronic devices may also represent various forms of mobile devices, such as personal digital assistants, cellular phones, smart phones, wearable devices, and other similar computing devices. The components shown herein, their connections and relationships, and their functions are examples only and are not intended to limit implementations of the disclosure described and/or claimed herein.

As shown in FIG. 10 , the electronic device 1000 includes a computing unit 1001 that can perform calculations according to a computer program stored in a read-only memory (ROM) 1002 or loaded from a storage unit 1008 into a random access memory (RAM) 1003 . Perform various appropriate actions and processing. In the RAM 1003, various programs and data required for the operation of the device 1000 can also be stored. Computing unit 1001, ROM 1002 and RAM 1003 are connected to each other via bus 1004. An input/output (I/O) interface 1005 is also connected to bus 1004.

Multiple components in the electronic device 1000 are connected to the I/O interface 1005, including: an input unit 1006, an output unit 1007, a storage unit 1008, and a communication unit 1009. The input unit 1006 may be any type of device capable of inputting information to the electronic device 1000. The input unit 1006 may receive input numeric or character information and generate key signal input related to user settings and/or function control of the electronic device. Output unit 1007 may be any type of device capable of presenting information, and may include, but is not limited to, a display, speakers, video/audio output terminal, vibrator, and/or printer. The storage unit 1008 may include, but is not limited to, magnetic disks and optical disks. The communication unit 1009 allows the electronic device 1000 to exchange information/data with other devices through a computer network such as the Internet and/or various telecommunications networks, and may include, but is not limited to, a modem, a network card, an infrared communication device, a wireless communication transceiver and/or a chip Groups such as Bluetooth™ devices, WiFi devices, WiMax devices, cellular communications devices and/or the like.

Computing unit 1001 may be a variety of general and/or special purpose processing components having processing and computing capabilities. Some examples of the computing unit 1001 include, but are not limited to, a central processing unit (CPU), a graphics processing unit (GPU), various dedicated artificial intelligence (AI) computing chips, various computing units running machine learning model algorithms, digital signal processing processor (DSP), and any appropriate processor, controller, microcontroller, etc. The computing unit 1001 performs the various methods and processes described above. For example, in some embodiments, the methods of FIGS. 1, 4, and 6-7 may be implemented as a computer software program that is tangibly embodied in a machine-readable medium, such as the storage unit 1008. In some embodiments, part or all of the computer program may be loaded and/or installed onto the electronic device 1000 via the ROM 1002 and/or the communication unit 1009 . In some embodiments, the computing unit 1001 may be configured to perform the methods of FIGS. 1, 4, 6-7 in any other suitable manner (eg, by means of firmware).

Program code for implementing the methods of the present disclosure may be written in any combination of one or more programming languages. These program codes may be provided to a processor or controller of a general-purpose computer, special-purpose computer, or other programmable data processing device, such that the program codes, when executed by the processor or controller, cause the functions specified in the flowcharts and/or block diagrams/ The operation is implemented. The program code may execute entirely on the machine, partly on the machine, as a stand-alone software package, partly on the machine and partly on a remote machine or entirely on the remote machine or server.

In the context of this disclosure, a machine-readable medium may be a tangible medium that may contain or store a program for use by or in connection with an instruction execution system, apparatus, or device. The machine-readable medium may be a machine-readable signal medium or a machine-readable storage medium. Machine-readable media may include, but are not limited to, electronic, magnetic, optical, electromagnetic, infrared, or semiconductor systems, devices or devices, or any suitable combination of the foregoing. More specific examples of machine-readable storage media would include one or more wire-based electrical connections, laptop disks, hard drives, random access memory (RAM), read only memory (ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disk read-only memory (CD-ROM), optical storage device, magnetic storage device, or any suitable combination of the above.

As used in this disclosure, the terms "machine-readable medium" and "computer-readable medium" refer to any computer program product, apparatus, and/or means for providing machine instructions and/or data to a programmable processor (eg, magnetic disk, optical disk, memory, programmable logic device (PLD)), including machine-readable media that receive machine instructions as machine-readable signals. The term "machine-readable signal" refers to any signal used to provide machine instructions and/or data to a programmable processor.

To provide interaction with a user, the systems and techniques described herein may be implemented on a computer having a display device (eg, a CRT (cathode ray tube) or LCD (liquid crystal display) monitor) for displaying information to the user ); and a keyboard and pointing device (eg, a mouse or a trackball) through which a user can provide input to the computer. Other kinds of devices may also be used to provide interaction with the user; for example, the feedback provided to the user may be any form of sensory feedback (e.g., visual feedback, auditory feedback, or tactile feedback); and may be provided in any form, including Acoustic input, voice input or tactile input) to receive input from the user.

The systems and techniques described herein may be implemented in a computing system that includes back-end components (e.g., as a data server), or a computing system that includes middleware components (e.g., an application server), or a computing system that includes front-end components (e.g., A user's computer having a graphical user interface or web browser through which the user can interact with implementations of the systems and technologies described herein), or including such backend components, middleware components, or any combination of front-end components in a computing system. The components of the system may be interconnected by any form or medium of digital data communication (eg, a communications network). Examples of communication networks include: local area network (LAN), wide area network (WAN), and the Internet.

Computer systems may include clients and servers. Clients and servers are generally remote from each other and typically interact over a communications network. The relationship of client and server is created by computer programs running on corresponding computers and having a client-server relationship with each other.

Claims (12)

1. A cross-application transfer method, characterized by including: Receive a cross-application transfer request triggered by a transaction application; wherein the cross-application transfer request includes a target transfer application, a target account number, a target account name, and a target transfer amount; In response to the cross-application transfer request, enable the auxiliary transfer service; Call the auxiliary transfer service and jump to the application page of the target transfer application; In the application page of the target transfer application, the auxiliary transfer service is used to transfer money based on the target account number, the target account name and the target transfer amount. 2. The cross-application transfer method according to claim 1, characterized in that before starting the auxiliary transfer service, it further includes: Receive auxiliary transfer service registration requests from one or more applications; In response to the auxiliary transfer service registration request, find the auxiliary service; Call the auxiliary service callback component to link the auxiliary service; According to the service function required by the auxiliary transfer service, a target public component corresponding to the service function is matched from the public component of the auxiliary service, and the application identifier is added to the application list of the target public component. 3. The cross-application transfer method according to claim 2, wherein the target public component includes an event judgment component, a node information extraction component and a node operation simulation component; , use the auxiliary transfer service to transfer money according to the target account number, the target account name and the target transfer amount, including: Call the event judgment component and the node information extraction component to judge whether the page elements of the application page include account tags, account name tags and transfer amount tags; In the case where the application page includes the account number tag, the account name tag and the transfer amount tag, determine that the application page is a transfer page; Call the node operation simulation component, fill in the target account number, the target account name and the target transfer amount on the transfer page, and click the Next button to transfer. 4. The cross-application transfer method according to claim 3, characterized in that said calling the event judgment component and the node information extraction component determines whether the page elements of the application page include account tags and account name tags. and transfer amount labels, including: Fill the event judgment component with the element types of various page elements to obtain multiple transfer judgment components; Call the transfer judgment component to determine the element type of each page element in the application page; wherein the element type includes button elements, picture elements and text elements; Fill the node information extraction component with the element type of the page element containing text content to obtain multiple transfer extraction components; Call the transfer extraction component to extract the button text on the button element, the picture text on the picture element, and the text text in the text element determined by the transfer judgment component; When the button text, the picture text, and the text text include the receiving account number, the receiving account name, and the transfer amount, it is determined that the application page includes an account label, an account name label, and a transfer amount label. 5. The cross-application transfer method according to claim 4, characterized in that when the application page does not include an account tag, an account name tag and a transfer amount tag, it also includes: Determine that the application page is not a transfer page; Utilize the transfer judgment component and the transfer extraction component to determine whether the application page includes a transfer function tag, and determine that the application page including the transfer function tag is the application homepage; Call the node operation simulation component to enter the transfer page from the application homepage. 6. The cross-application transfer method according to claim 5, characterized in that, when the application page does not include a transfer function label, it is determined that the application page is not the application homepage, and the node operation simulation component is called, Return to the application home page. 7. The cross-application transfer method according to claim 3, wherein the node operation simulation component is called, and the target account number, the target account name and the target transfer amount are filled in on the transfer page, Click the Next button to proceed with the transfer, including: Fill the node operation simulation component with operation actions to obtain multiple transfer action components; Call the transfer action component, and fill in the target account number, the target account name, and the transfer amount input box in the account input box, account name input box, and transfer amount input box corresponding to the account tag, account name tag, and transfer amount tag on the transfer page. The target transfer amount. 8. The cross-application transfer method according to claim 1, wherein said enabling the auxiliary transfer service includes: On the payment channel selection page of the transaction application, display an auxiliary transfer reminder window; In response to a service instruction triggered by the user via the auxiliary transfer reminder window, the auxiliary transfer service is started. 9. The cross-application transfer method according to claim 8, wherein the service instructions include service usage instructions and service opening instructions; the auxiliary transfer service is enabled in response to the service usage instructions and service opening instructions triggered by the user. ,include: Determine whether the service usage instruction is consent to use. If the service usage instruction is consent to use, call the application permission setting interface and jump to the permission setting page of the target transfer application; In response to the service opening instruction triggered by the user on the permission setting page, the auxiliary transfer service is enabled. 10. A cross-application transfer device, characterized by including: A receiving module, configured to receive a cross-application transfer request triggered by a transaction application; wherein the cross-application transfer request includes a target transfer application, a target account number, a target account name, and a target transfer amount; An enabling module, configured to enable an auxiliary transfer service in response to the cross-application transfer request; A jump module, used to call the auxiliary transfer service and jump to the application page of the target transfer application; A calling module, configured to use the auxiliary transfer service to transfer money based on the target account number, the target account name and the target transfer amount in the application page of the target transfer application. 11. An electronic device, including: processor; and memory for storing programs, Wherein, the program includes instructions that, when executed by the processor, cause the processor to execute the cross-application transfer method according to any one of claims 1-9. 12. A non-transitory computer-readable storage medium storing computer instructions, wherein the computer instructions are used to cause the computer to execute the cross-application transfer method according to any one of claims 1-9.