CN117710097A

CN117710097A - Information processing method and related device

Info

Publication number: CN117710097A
Application number: CN202211052365.XA
Authority: CN
Inventors: 邹文; 刘志
Original assignee: Tencent Technology Shenzhen Co Ltd
Current assignee: Tencent Technology Shenzhen Co Ltd
Priority date: 2022-08-30
Filing date: 2022-08-30
Publication date: 2024-03-15

Abstract

The application relates to the technical field of finance, and provides an information processing method and a related device, which are used for improving the efficiency of open management, wherein the method comprises the following steps: when the subscribed target event message is determined to be received, determining a message type corresponding to the target event message based on the identification information contained in the target event message; determining a target resource quantity set corresponding to the target event message from each candidate resource quantity set based on the message type corresponding to each candidate resource quantity set; and determining an evaluation value of the target evaluation parameter based on the target resource set, and generating resource conversion information based on the target resource set when the evaluation value is determined to satisfy the resource transfer condition set for the target resource amount set.

Description

Information processing method and related device

Technical Field

The application relates to the technical field of finance, and provides an information processing method and a related device.

Background

With the continuous development of financial science and technology, more and more financial transaction platforms provide foreign exchange business, but the change of exchange rate has uncertainty, so that the financial transaction platforms face greater foreign exchange risks. To reduce the risk of foreign exchange, the financial transaction platform needs to count the foreign exchange openings. Foreign exchange opening is a difference generated by the discrepancy between the multi-head position and the empty position of a certain currency.

In the related art, the foreign exchange openings formed for the foreign exchange business are generally flattened periodically or according to set moments based on the foreign exchange openings. For example, the pan is opened every 15 minutes or every half hour based on the foreign exchange opening. For another example, 12 and 17 points per day are leveled based on foreign exchange openings.

However, since the exchange rate variation reasons are diversified, the plates are periodically or set at the moment, it is difficult to ensure timely management of the foreign exchange openings, the management efficiency of the foreign exchange openings is low, and it is difficult to accurately measure the damage and benefit of the foreign exchange openings caused by different service types.

Disclosure of Invention

The embodiment of the application provides an information processing method and a related device, which are used for improving the exposure management efficiency and meeting diversified exposure management requirements.

In a first aspect, an embodiment of the present application provides an information processing method, including:

when determining that a subscribed target event message is received, determining a message type corresponding to the target event message based on identification information contained in the target event message;

determining a target resource quantity set corresponding to the target event message from each candidate resource quantity set based on the message type corresponding to each candidate resource quantity set, wherein each resource quantity corresponds to one financial product;

And determining an evaluation value of a target evaluation parameter based on the target resource quantity set, and generating resource conversion information based on the target resource quantity set when the evaluation value is determined to meet a resource transfer condition set for the target resource quantity set.

In a second aspect, an embodiment of the present application provides an information processing apparatus, including:

the message processing unit is used for determining the message type corresponding to the target event message based on the identification information contained in the target event message when determining that the subscribed target event message is received;

the message distribution unit is used for determining a target resource quantity set corresponding to the target event message from the candidate resource quantity sets based on the message types corresponding to the candidate resource quantity sets, wherein each resource quantity corresponds to one financial product;

and a resource transfer unit configured to determine an evaluation value of a target evaluation parameter based on the target resource amount set, and generate resource conversion information based on the target resource amount set when it is determined that the evaluation value satisfies a resource transfer condition set for the target resource amount set.

As a possible implementation, the resource transfer unit is specifically configured to:

If the target evaluation parameter is the opening size of the target resource quantity set, determining that the evaluation value meets the resource transfer condition set for the target resource quantity set when the value of the opening size exceeds an opening threshold value;

if the target evaluation parameter is the profit-and-loss of the target resource quantity set, determining that the evaluation value meets the resource transfer condition set for the target resource quantity set when the value of the profit-and-loss exceeds a profit-and-loss threshold;

and if the target evaluation parameter is the total resource quantity of the target resource quantity set, determining that the evaluation value meets the resource transfer condition set for the target resource quantity set when the value of the resource quantity exceeds a resource threshold.

As a possible implementation manner, the message processing unit is specifically configured to:

determining that the target event message is received when the initial event message and the received event time message are not the same message based on the message identification contained in the subscribed initial event message, and taking the initial event message as the target event message; or,

and determining that the target event message is received when the initial event message and other received event messages are not the same message based on the message identification and the generator identification contained in the subscribed initial event message, and taking the initial event message as the target event message.

As a possible implementation manner, the resource transfer unit is specifically configured to:

determining a resource transfer amount corresponding to the target resource amount set based on the reference resource amount set and the reserved proportion;

and generating resource conversion information based on the resource transfer amount.

In the embodiment of the application, when determining that the subscribed target event message is received, determining a message type corresponding to the target event message based on the identification information contained in the target event message; determining a target resource quantity set corresponding to the target event message from each candidate resource quantity set based on the message type corresponding to each candidate resource quantity set; and determining an evaluation value of the target evaluation parameter based on the target resource set, and generating resource conversion information based on the target resource set when the evaluation value is determined to satisfy the resource transfer condition set for the target resource amount set.

In this way, through the message subscription mechanism, when receiving the target event message, the subsequent resource transfer operation is triggered, so that various trigger factors can be realized through the event message, thereby timely managing the exposure and improving the exposure management efficiency. In addition, for different position sets, resource transfer is carried out according to configured resource transfer conditions and evaluation values, so that resource transfer operation is ensured to meet business requirements, and flexibility of exposure management is improved.

Additional features and advantages of the application will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by practice of the application. The objectives and other advantages of the application will be realized and attained by the structure particularly pointed out in the written description and claims thereof as well as the appended drawings.

Drawings

The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiments of the application and together with the description serve to explain the application and do not constitute an undue limitation to the application. In the drawings:

fig. 1 is a schematic diagram of a possible application scenario provided in an embodiment of the present application;

fig. 2 is a schematic flow chart of an information processing method provided in an embodiment of the present application;

FIG. 3 is a schematic diagram of a message generator provided in an embodiment of the present application;

FIG. 4 is a logic diagram of determining a message type corresponding to a target event message according to an embodiment of the present application;

FIG. 5 is a schematic diagram of a position set provided in an embodiment of the present application;

FIG. 6 is a logic diagram of a first set of determined target positions provided in an embodiment of the present application;

FIG. 7 is a logic diagram of a second set of determined target positions provided in an embodiment of the present application;

FIG. 8 is a schematic diagram of a resource transformation process provided in an embodiment of the present application;

FIG. 9 is a schematic diagram of a resource transformation process provided in an embodiment of the present application;

FIG. 10 is a schematic diagram of a first information processing procedure according to an embodiment of the present application;

FIG. 11 is a schematic diagram of a second information processing procedure according to an embodiment of the present application;

fig. 12 is a schematic structural view of an information processing apparatus provided in an embodiment of the present application;

fig. 13 is a schematic structural diagram of an electronic device according to an embodiment of the present application.

Detailed Description

For the purposes of making the objects, technical solutions and advantages of the embodiments of the present application more clear, the technical solutions of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is apparent that the described embodiments are some embodiments of the technical solutions of the present application, but not all embodiments. All other embodiments, which can be made by a person of ordinary skill in the art without any inventive effort, based on the embodiments described in the present application are intended to be within the scope of the technical solutions of the present application.

In the following, some terms are first described in this application.

Third party payment: the third party payment is an independent mechanism with a certain strength and credit guarantee, and provides a network payment mode of a transaction payment platform which is interfaced with a bank payment settlement system by signing with each big bank.

Financial products: various carriers for the fund transfer process may include, for example, foreign exchange, precious metals, futures, stocks, insurance, funds, securities, and the like. The financial products are buying and selling objects of the financial market, the suppliers and the requesters form the price of the financial products through the market competition principle, and finally, the transaction is completed, so that the purpose of financing is achieved.

Foreign exchange business: foreign exchange business refers to business in which one currency is exchanged with another. For example, dollars are exchanged for Renminbi.

And (3) opening: is a term commonly used in risk analysis and refers to the extent to which financial risk is affected and the location at which financial risk exists in a financial activity, and can be used to represent where the risk is exposed.

Position: the amount of a particular commodity, security, currency, etc. held or owned by a third party paymate or bank.

Foreign exchange opening: when a third party paymate or bank provides a foreign exchange service, a multi-head or a blank of a foreign exchange position often appears, wherein the multi-head is larger than the sales amount for purchase, and the blank is larger than the purchase amount for sale. The "empty" and "multiple" are called "open-ended". The so-called opening is subject to an imbalance of balance and may present a risk due to fluctuations in exchange rate. Third party paymate or banks typically need to sell multiple heads and make up for empty heads, which is called flat-plate or flat-warehouse.

Taking a financial transaction platform as a third party payment mechanism as an example, when the third party payment mechanism provides cross-border service, the third party payment mechanism provides foreign currency quotations of the RMB (CNY) on various foreign currencies for merchants, so that the target objects can display and pay corresponding RMB amounts when purchasing products of the merchants. When the cross-border business transaction is completed, the third party payment mechanism receives CNY amount paid by the target object, the settlement currency of the third party payment mechanism and the merchant is various foreign currencies agreed when the merchant signs up, and when the transaction is completed, a foreign exchange opening of the third party payment mechanism is formed.

The solution provided in the embodiment of the present application may be applicable to an exposure management scenario of most financial products, as shown in fig. 1, which is a scenario to which the solution provided in the embodiment of the present application may be applicable, where the scenario may include a financial platform server 101 and a transaction facility server 102.

The financial platform server 101 and the transaction facility server 102 may be independent physical servers, or may be a server cluster or a distributed system formed by a plurality of physical servers, or may be a cloud server for providing cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communication, middleware services, domain name services, security services, CDNs, basic cloud computing services such as big data and artificial intelligence platforms, and the like.

The financial platform server 101 and the transaction facility server 102 may be connected through one or more networks, which may be a wired network, or may be a WIreless network, for example, a mobile cellular network, or may be a WIreless-Fidelity (WIFI) network, or may be other possible networks, which is not limited in this embodiment of the present application.

The number of transaction facility servers 102 is shown as only one in fig. 1, but it should be appreciated that the number of transaction facility servers 102 may be plural, for example, different transaction facility servers 102 may correspond to different transaction facilities.

The financial platform server 101 may include one or more processors, memory, input/output (I/O) interfaces to interact with other devices, display panels, and the like. The memory of the financial platform server 101 may store program instructions of the information processing method provided in the embodiments of the present application, where the program instructions, when executed by the processor, can be used to implement the steps of the information processing method provided in the embodiments of the present application.

When determining that the subscribed target event message is received, the financial platform server 101 determines a message type corresponding to the target event message based on the identification information contained in the target event message; determining a target resource quantity set corresponding to the target event message from each candidate resource quantity set based on the message type corresponding to each candidate resource quantity set; and determining an evaluation value of the target evaluation parameter based on the target resource set, and generating resource conversion information based on the target resource set when the evaluation value is determined to satisfy the resource transfer condition set for the target resource amount set. The financial platform server 101 then transmits the resource conversion information to the transaction facility server 102. The transaction facility server 102 performs resource transfer according to the resource transfer information.

The embodiment of the application can be applied to financial product transaction scenes such as foreign exchange transaction, noble metal transaction, securities transaction and the like, but is not limited to the above.

For example, in a foreign exchange business, the financial platform server 101 may be a server of a third party payment platform, and the transaction facility server 102 is a server of a banking transaction platform, and each resource amount corresponds to a foreign exchange.

In the precious metal transaction service, the financial platform server 101 may be a transaction platform server for providing a precious metal transaction service, and the transaction facility server 102 is a server of a product provider, each resource amount corresponding to one precious metal.

Referring to fig. 2, a flow chart of an information processing method provided in an embodiment of the present application is shown, and the flow chart is applied to a financial platform server, and the specific flow chart is as follows:

s201, when the subscribed target event message is determined to be received, determining the message type corresponding to the target event message based on the identification information contained in the target event message.

Considering that there are multiple trigger requirements in performing foreign exchange opening management, in this embodiment of the present application, different message generators are set for different trigger conditions, and specifically, the message subscription mechanism may be implemented by, but not limited to, the following ways:

Generating a target event message through a corresponding message generator every time an event is determined to be triggered based on message generators respectively set for each event type; and transmitting the generated target event message through a message event bus.

Illustratively, depending on the type of event, there are several possible scenarios, but not limited to:

case one: if the trigger exposure change event is determined, generating a target event message through a message generator corresponding to the exposure change event. The message generator corresponding to the exposure change event may also be referred to as an exposure change message generator.

Specifically, in the embodiment of the application, when the foreign exchange service is determined to be completed, the trigger exposure change event is determined. For example, the foreign exchange service may be determined to be completed by a foreign exchange service execution service.

And a second case: if the trigger exchange rate change event is determined, generating a target event message through a message generator corresponding to the exchange rate change event. The message generator corresponding to the exchange rate change event may also be referred to as an exchange rate change message generator. By way of example, it may be determined whether the exchange rate has changed through an exchange rate quotation service.

And a third case: if the triggering media information release event is determined, generating a target event message through a message generator corresponding to the media information release event. Media information, among other things, refers to information that may have an impact on exchange rates.

And fourthly, if the time change event is determined to be triggered, generating a target event message through a message generator corresponding to the time change event. The time-varying event refers to an event at an objective event time point that may affect the exchange rate. By way of example, it may be determined by a timer whether an objective event time point is reached.

And fifthly, if the foreign exchange fluctuation rate change event is determined, generating a target event message through a message generator corresponding to the foreign exchange fluctuation rate change event. The foreign exchange fluctuation rate refers to the fluctuation rate of the exchange rate in a set duration.

In the embodiment of the present application, the event type is exemplified by an exposure change event, a exchange rate change event, a media information release event, a time change event, and a foreign exchange rate, but is not limited thereto.

For example, referring to fig. 3, a schematic diagram of a message generator provided in an embodiment of the present application is provided, where an exposure change message generator is provided for an exposure change event, an exchange rate change message generator is provided for an exchange rate change event, and a time change message generator is provided for a time change event. And determining to trigger an open change event when the foreign exchange business is determined to be completed through the foreign exchange business execution service, generating an event message 1 through an open change message generator, and transmitting the generated event message 1 through a message event bus. When the change of the foreign exchange is determined through the exchange rate quotation service, an exchange rate change event is determined to be triggered, an event message 2 is generated through an exchange rate change message generator, and the generated event message 2 is transmitted through a message event bus. When the time is determined to change through the timer, a trigger time change event is determined, an event message 3 is generated through a time change message generator, and the generated event message 3 is transmitted through a message event bus.

Through the implementation mode, the change of various trigger factors can be converted into the message event through different event generators, so that various requirements in foreign exchange opening management are met. For example, if resource conversion is required under the conditions of exposure change, exchange rate change, objective event time point and the like, the corresponding message generator can be set, and when the events of exposure change, exchange rate change, event change and the like occur, the resource conversion operation can be triggered.

In the embodiment of the application, the event message may include one or more of the following information: generator identification, message identification, event description content.

Wherein the generator identifies a message generator for indicating the generation of the event message. The message identification is used to identify the event message. The event description content is used for describing a message event, and if the triggered event is an exchange rate change event, the event description content can contain information such as exchange rate change time, current exchange rate and the like. If the message event is an exposure change event, the event description content can comprise exposure change time, current exposure size and the like. If the triggered event is a time-varying event, the event description may include event occurrence time, etc., but is not limited thereto.

Specifically, when S201 is executed, based on the identification information included in the target event message, the following manner may be adopted, but is not limited to, when determining the message type corresponding to the target event message:

determining a message generator corresponding to the target event message based on a generator identifier contained in the target event message; based on the mapping relation between the message generator and the message type, determining the message type corresponding to the message generator, and taking the message type as the message type corresponding to the target event message.

In this embodiment of the present application, a correspondence between a generator identifier and a message generator may be preset, for example, an open change message generator corresponding generator identifier is P1, an exchange rate change message generator corresponding generator identifier is P2, and a time change message generator corresponding generator identifier is P3.

In the embodiment of the present application, the mapping relationship between each message generator and the message type may be preset. For example, the exposure change message generator corresponds to an exposure change message, the exchange rate change message generator corresponds to an exchange rate change message, and the time change message generator corresponds to a time change message.

For example, referring to fig. 4, assume that the target event message is an event message 1, a generator identifier P1 included in the event message, and a message generator corresponding to the target event message is determined to be an open change message generator based on the generator identifier P1 included in the target event message. And determining the message type corresponding to the message generator as the exposure change message based on the mapping relation between the message generator and the message type, and taking the exposure change message as the message type corresponding to the event message 1.

And determining the message type corresponding to the target event message based on the generator identifier contained in the target event message and the corresponding relation between the generator identifier and the message type.

Wherein, the correspondence between the generator identification and the message type may be preset. For example, generator identification P1 corresponds to an exposure change message.

For example, assume that the target event message is an event message 1, a generator identifier P1 included in the event message, and the message type corresponding to the event message 1 is determined to be an exposure change message based on the generator identifier P1 included in the target event message and the correspondence between the generator identifier and the message type.

Through the implementation manner, after the target message event is obtained, the message type corresponding to the target event message can be directly or indirectly determined according to the generator identifier contained in the message event, different processing requirements are met, the message type corresponding to the target event message can be rapidly determined through the mapping relation, and the data processing efficiency is improved.

In the embodiment of the present application, in order to reduce the amount of data to be processed and improve the data processing efficiency, in the embodiment of the present application, a received event message may be used as an initial event message, and after removing a repeated useless message, a subsequent information processing process is performed on a target event message. Specifically, when determining that a subscribed target event message is received, the following two possible implementations may be adopted, but are not limited to:

A first possible implementation: the message identification may uniquely identify an event message. Specifically, when it is determined that the initial event message and the received other event messages are not the same message based on the message identifier contained in the received subscribed initial event message, determining that the subscribed target event message is received, and taking the initial event message as the target event message.

For example, assuming that the message identifier included in the initial event message is Q1 and the message identifier included in the received event message 0 is Q1, it is determined that the initial event message and the received event message 0 are the same message based on the message identifier Q1 included in the initial event message, the received initial event message is not subjected to subsequent processing.

A second possible implementation: the combination of the generator identification and the message identification uniquely identifies an event message. Specifically, when it is determined that the initial event message and the received other event messages are not the same message based on the message identifier and the generator identifier included in the received subscribed initial event message, it is determined that the target event message is received, and the initial event message is taken as the target event message.

For example, assuming that a message included in an initial event message is identified as Q1, a generator included in the initial event message is identified as P1, when it is determined that the initial event message and other received event messages are not the same message based on the message identification Q1 and the generator identification P1 included in the initial event message, it is determined that a target event message is received, and the initial event message is taken as the target event message.

S202, determining a target resource quantity set corresponding to the target event message from the candidate resource quantity sets based on the message types corresponding to the candidate resource quantity sets, wherein each resource quantity corresponds to one financial product.

The exchange resource is an electronic resource used when the financial product is transacted, and the exchange resource amount is a resource amount required when the financial product is transacted, for example, a resource amount required when the product exchange party buys the financial product or a resource amount which can be obtained when the financial product is sold. A user, typically in a product exchange financial platform, may view, purchase, or sell a financial product in the financial platform. In the embodiment of the present application, only a foreign exchange service scenario is described as an example. In the embodiment of the present application, the resource amount is referred to as a position, and the resource amount set may be referred to as a position set.

Financial products include, but are not limited to, dollars in Renminbi, euro in Renminbi, and the like. In the embodiment of the present application, the Renminbi is taken as the reference currency for illustration. For convenience of description, dollars may be denoted as USD, rmbs as CNY, euros as EUR, USDCNY as dollars and euros as euros.

The position sets may be divided according to traffic types. For example, referring to FIG. 5, the position of business oriented (to B) is taken as position set A, and the position of business oriented (to C) is taken as position set B. The position set A contains USDCNY position and EURCNY position in the to B service, and the position set B contains USDCNY position and EURCNY position in the to C service.

For each candidate position set, a corresponding message type may be set according to the service requirement of the position set. Thus, after determining the message type corresponding to the target event message, the candidate position sets of the message type corresponding to the target event message can be screened out from the candidate position sets based on the message types corresponding to the candidate position sets, and the screened candidate position sets are used as the target position sets corresponding to the target event message. Wherein a set of positions corresponds to one or more message types. For example, candidate position set A corresponds to an open change message. For another example, candidate position set A corresponds to an exposure change message and an exchange rate change message. The message types corresponding to the position sets may be the same or different, and are not limited thereto.

For example, referring to fig. 6, the candidate position set includes a position set a, a position set B, and a position set C, where the position set a corresponds to an open change message, the position set B corresponds to a exchange rate change message, and the position set C corresponds to a time change message. Assuming that the message type corresponding to the target event message is an open change message, based on the message types corresponding to the position set A, the position set B and the position set C, selecting the position set A from the position set A, the position set B and the position set C, and taking the selected position set A as a target position set corresponding to the target event message.

For another example, referring to fig. 7, the candidate position set includes a position set a, a position set B, and a position set C, where the position set a corresponds to the open change message, the position set B corresponds to the exchange rate change message and the open change message, and the position set C corresponds to the time change message. Assuming that the message type corresponding to the target event message is an open change message, based on the message types corresponding to the position set A, the position set B and the position set C, selecting the position set A and the position set B from the position set A, the position set B and the position set C, and taking the position set A and the position set B which are selected as the target position set corresponding to the target event message.

Through the implementation manner, different message events can be subscribed for different position sets by setting corresponding message types for the different position sets, subscription requirements of the different position sets are met, and flexibility of open management is improved.

S203, determining an evaluation value of the target evaluation parameter based on the target resource set, and generating resource conversion information based on the target resource set when the evaluation value is determined to meet the resource transfer condition set for the target resource amount set.

It should be noted that, in this embodiment of the present application, S201 and S201 may be implemented by a message preprocessor, where an event message consumer a, an event message consumer B, and an event message consumer C are respectively message executors of a position set a, a position set B, and a position set C, after determining, by the message preprocessor, a target resource amount set corresponding to a target event message, a target event message may be transmitted to a corresponding event message consumer, and by a corresponding event message consumer, an evaluation value of a target evaluation parameter is determined based on the target resource set, and when it is determined that the evaluation value meets a resource transfer condition set for the target resource amount set, resource conversion information is generated based on the target resource set. Further, the resource conversion information can also be sent to the transaction facility server through the corresponding event message consumer.

For example, referring to fig. 8, after determining, by the message preprocessor, that the target resource amount set corresponding to the target event message is the position set a, the target event message is transmitted to the event message consumer a, and by the event message consumer a, the evaluation value of the target evaluation parameter is determined based on the target resource set, and when it is determined that the evaluation value meets the resource transfer condition set for the target resource amount set, resource conversion information is generated based on the position set a, and then the message consumer a sends the resource conversion information to the transaction facility server.

For example, referring to fig. 9, after determining, by the message preprocessor, that the target resource amount set corresponding to the target event message is the position set a and the position set B, the target event message is transmitted to the event message consumer a and the event message consumer B. The event message consumer A determines an evaluation value of a target evaluation parameter based on the target resource set, generates resource conversion information based on the position set A when the evaluation value meets the resource transfer condition set for the position set A, and sends the resource conversion information of the message consumer A to the transaction mechanism server through the message consumer A. The event message consumer B determines an evaluation value of the target evaluation parameter based on the target resource set, generates resource conversion information based on the position set B when the evaluation value is determined to meet the resource transfer condition set for the position set B, and then sends the resource conversion information of the message consumer B to the transaction mechanism server through the message consumer B.

Specifically, in the embodiment of the present application, when determining the evaluation value of the target evaluation parameter based on the target resource set, the following manner may be adopted, but is not limited to:

acquiring a judging rule configured for a target resource quantity set, wherein the judging rule comprises a target evaluation parameter and a resource transfer condition; based on the target resource amount set, an evaluation value of the target evaluation parameter is determined.

Wherein the target assessment parameters include, but are not limited to, one or more of exposure size, profit-loss (PNL), position set size, exchange rate, foreign exchange volatility. The position set size may also be referred to as the total amount of resources.

For example, if the target evaluation parameter is exposure, the resource transfer condition may be that the value of the target evaluation parameter exceeds the exposure threshold. If the target evaluation parameter is damage, the resource transfer condition may be that the value of the target evaluation parameter exceeds the damage threshold. If the target evaluation parameter is the size of the position set, the resource transfer condition may be that the value of the target evaluation parameter accords with the position range. If the target evaluation parameter is an exchange rate, the resource transfer condition may be that the exchange rate exceeds an exchange rate threshold. If the target evaluation parameter is the foreign exchange volatility, the resource transfer condition may be that the foreign exchange volatility accords with the volatility range.

Taking the opening size, the damage benefit and the position size as examples only, correspondingly, when the evaluation value is determined to meet the resource transfer condition set for the target resource quantity set, executing at least one of the following operations:

operation 1: the target evaluation parameter is the opening size of the target resource quantity set, and when the value of the opening size exceeds the opening threshold value, the evaluation value is determined to meet the resource transfer condition set for the target resource quantity set;

operation 2: the target evaluation parameter is the damage of the target resource quantity set, and when the damage value exceeds the damage threshold, the evaluation value is determined to meet the resource transfer condition set for the target resource quantity set;

operation 3: the target evaluation parameter is the total resource quantity of the target resource quantity set, and when the value of the resource quantity exceeds the resource threshold value, the evaluation value is determined to meet the resource transfer condition set for the target resource quantity set.

Taking the position set a as an example, the judgment rule corresponding to the position set a is that the opening exceeds 10000 yuan, that is, the judgment rule corresponding to the position set a contains the target evaluation parameter with the opening size, the resource transfer condition is that the value of the target evaluation parameter exceeds the opening threshold, and the opening threshold is 10000.

Taking the position set B as an example, the judging rule corresponding to the position set B is that the damage exceeds 1000 yuan, that is, the judging rule corresponding to the position set B includes that the target evaluation parameter is damage, the resource transfer condition is that the value of the target evaluation parameter exceeds the damage threshold, and the damage threshold is 10000.

In this embodiment of the present application, the target evaluation parameter may be time, and the resource transfer condition is that the set transfer time is reached, or the set transfer time is periodically reached, so as to implement resource transfer at a period or a designated time.

Through the implementation mode, different judging rules can be configured for different position sets, and the judging rules can be combined with the opening size, the damage benefit, the position set size, the exchange rate and the foreign exchange fluctuation rate, so that flat disc operation is ensured to meet business requirements.

Specifically, in the embodiment of the present application, the resource conversion information may be flat-disk transaction information, where flat-disk refers to selling a multi-head position or complementing an empty position.

Based on the target resource set, the resource transformation information may be generated in the following manner, but is not limited to:

determining a resource transfer amount corresponding to the target resource amount set based on the reference resource amount and the reserved proportion; based on the resource transfer amount, resource conversion information is generated.

Wherein the reference resource amount may also be referred to as flat price. The reference resource amount may be determined from the target resource amount set or may be determined from other resource amount sets.

For example, the flat price is 100 yuan, the reserved proportion is 20%, the target position set is 120 yuan, and the resource transfer amount corresponding to the target resource amount set is 18 based on the reference resource amount and the reserved proportion.

Through the implementation mode, the target position set can be used as a flat plate transaction reference to be reserved in a certain proportion, so that a certain opening is reserved for an internalized rolling stock.

In the embodiment of the application, the manner of the on-shore or off-shore transaction can be selected according to the geographic position information, so that the transaction cost is optimal.

The present application will be described with reference to specific examples.

Embodiment one: foreign exchange transaction scenario

Referring to fig. 10, the financial platform server is a third party payment platform server, and the financial platform server includes an open management system. The event message generator can be deployed in a financial platform server or in other message subscription platform servers. The transaction facility server is a bank. After determining to trigger the corresponding event, the event message is transmitted to the message event bus through the event message generator.

The open management system comprises a message event subscription module, a message preprocessor and event consumers, wherein each event consumer comprises an event consumer A, an event consumer B and an event consumer C. Event consumer A corresponds to position set A, event consumer B corresponds to position set B, and event consumer C corresponds to position set C. Each of the position sets A, B, and C contains USDCNY and EURCNY positions.

The exposure management system subscribes the total message of the message event bus through the message event subscription module, thereby receiving all subscribed event messages. And (3) carrying out target preprocessing processing (such as removing repeated useless messages) on the received initial event message through a message preprocessor to obtain a target event message, and then carrying out message adaptation, message mapping and message distribution on the target event message.

The message adaptation is to determine a message generator corresponding to the target event message based on a generator identifier contained in the target event message; based on the mapping relationship between the message generator and the message type, the message type corresponding to the message generator is determined, and the message type is used as the message type corresponding to the target event message, specifically referring to S201, which is not described herein again.

The message mapping refers to determining, from each candidate position set, a target position set corresponding to the target event message based on the message type corresponding to each candidate position set, which is specifically referred to S202 and will not be described herein.

Message distribution refers to transmitting a target event message to event consumers corresponding to a target position set, wherein the event consumers corresponding to the target position set comprise event consumer A, event consumer B and event consumer C.

After receiving the target event message, the event message consumer A acquires a judging rule configured for the position set A, wherein the judging rule comprises a target evaluation parameter and a resource transfer condition, then determines an evaluation value of the target evaluation parameter based on the target resource set, generates resource conversion information based on the position set A when the evaluation value meets the resource transfer condition set for the position set A, and then sends the resource conversion information of the message consumer A to the transaction mechanism server so that the transaction mechanism server performs flattening based on the resource conversion information.

After receiving the target event message, the event message consumer B acquires a judging rule configured for the position set B, wherein the judging rule comprises a target evaluation parameter and a resource transfer condition, then determines an evaluation value of the target evaluation parameter based on the target resource set, generates resource conversion information based on the position set B when the evaluation value meets the resource transfer condition set for the position set B, and then sends the resource conversion information of the message consumer B to the transaction mechanism server so that the transaction mechanism server performs flattening based on the resource conversion information.

After receiving the target event message, the event message consumer C acquires a judging rule configured for the position set C, wherein the judging rule comprises a target evaluation parameter and a resource transfer condition, then determines an evaluation value of the target evaluation parameter based on the target resource set, generates resource conversion information based on the position set C when the evaluation value is determined to meet the resource transfer condition set for the position set C, and then sends the resource conversion information of the message consumer C to the transaction mechanism server so that the transaction mechanism server performs flattening based on the resource conversion information.

Embodiment two: precious metal trade scenario

Referring to fig. 11, the financial platform server is a transaction platform server, and the financial platform server includes an exposure management system. The event message generator can be deployed in a financial platform server or in other message subscription platform servers. The transaction facility server is a product supplier. The event message generator may transmit an event message to the message event bus upon determining to trigger a corresponding event.

The open management system comprises a message event subscription module, a message preprocessor and event consumers, wherein each event consumer comprises an event consumer A and an event consumer B. Event consumer A corresponds to position set A and event consumer B corresponds to position set B. Each position set contains gold and silver positions.

The exposure management system subscribes the total message of the message event bus through the message event subscription module, thereby receiving all subscribed event messages. And (3) carrying out target preprocessing processing (such as removing repeated useless messages) on the received initial event message through a message preprocessor to obtain a target event message, and then carrying out message adaptation, message mapping and message distribution on the target event message. The process of message adaptation, message mapping, message distribution is similar to that described above and will not be repeated here.

The message mapping refers to determining, from each candidate position set, a target position set corresponding to the target event message based on the message type corresponding to each candidate position set, and the target position set is assumed to be position set B, specifically referring to S202, which is not described herein.

The message distribution refers to transmitting the target event message to the event consumer corresponding to the target position set, wherein the event consumer corresponding to the target position set is the event consumer B.

It should be noted that, in the embodiment of the present application, the data is collected, transmitted, used, etc., which all meet the requirements of relevant national laws and regulations.

Based on the same inventive concept, the embodiments of the present application provide an information processing apparatus. As shown in fig. 12, which is a schematic structural diagram of the information processing apparatus 1200, may include:

a message processing unit 1201, configured to, when determining that a subscribed target event message is received, determine a message type corresponding to the target event message based on identification information included in the target event message;

A message distribution unit 1202, configured to determine, from each candidate resource amount set, a target resource amount set corresponding to the target event message, based on a message type corresponding to each candidate resource amount set, where each resource amount corresponds to a financial product;

a resource transfer unit 1203 configured to determine an evaluation value of a target evaluation parameter based on the target resource amount set, and generate resource conversion information based on the target resource amount set when it is determined that the evaluation value satisfies a resource transfer condition set for the target resource amount set.

As a possible implementation, the message processing unit 1201 is further configured to:

generating the target event message through a corresponding message generator every time an event is determined to be triggered based on message generators respectively set for each event type;

and transmitting the generated target event message through a message event bus.

As a possible implementation manner, the message processing unit 1201 is specifically configured to:

if the trigger exposure change event is determined, generating the target event message through a message generator corresponding to the exposure change event;

if the change event of the exchange rate is determined to be triggered, generating the target event message through a message generator corresponding to the change event of the exchange rate;

If the time change event is determined to be triggered, generating the target event message through a message generator corresponding to the time change event;

if the foreign exchange fluctuation rate change event is determined, generating a target event message through a message generator corresponding to the foreign exchange fluctuation rate change event;

and if the triggering of the media information release event is determined, generating the target event message through a message generator corresponding to the media information release event.

determining a message generator corresponding to the target event message based on a generator identifier contained in the target event message;

and determining the message type corresponding to the message generator based on the mapping relation between the message generator and the message type, and taking the message type as the message type corresponding to the target event message.

As one possible implementation, the message distribution unit 1202 is specifically configured to:

acquiring a judging rule configured for the target resource quantity set, wherein the judging rule comprises the target evaluation parameter and the resource transfer condition;

and determining the evaluation value of the target evaluation parameter based on the target resource quantity set.

As a possible implementation, the resource transfer unit 1203 is specifically configured to:

As a possible implementation manner, the resource transfer unit 1203 is specifically configured to:

For convenience of description, the above parts are described as being functionally divided into modules (or units) respectively. Of course, the functions of each module (or unit) may be implemented in the same piece or pieces of software or hardware when implementing the present application.

The specific manner in which the respective units execute the requests in the apparatus of the above embodiment has been described in detail in the embodiment concerning the method, and will not be described in detail here.

Those skilled in the art will appreciate that the various aspects of the present application may be implemented as a system, method, or program product. Accordingly, aspects of the present application may be embodied in the following forms, namely: an entirely hardware embodiment, an entirely software embodiment (including firmware, micro-code, etc.) or an embodiment combining hardware and software aspects may be referred to herein as a "circuit," module "or" system.

Based on the same inventive concept, the embodiment of the application also provides electronic equipment. In one embodiment, the electronic device may be a server or a terminal device. Referring to fig. 13, which is a schematic structural diagram of one possible electronic device provided in an embodiment of the present application, in fig. 13, an electronic device 1300 includes: a processor 1310 and a memory 1320.

Wherein the memory 1320 stores a computer program executable by the processor 1310, the processor 1310 can perform the steps of the information processing method described above by executing the instructions stored in the memory 1320.

Memory 1320 may be volatile memory (RAM), such as random-access memory (RAM); the Memory 1320 may also be a nonvolatile Memory (non-volatile Memory), such as Read-Only Memory (ROM), flash Memory (flash Memory), hard disk (HDD) or Solid State Drive (SSD); or memory 1320, is any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer, but is not limited to such. Memory 1320 may also be a combination of the above.

The processor 1310 may include one or more central processing units (central processing unit, CPU) or digital processing units, etc. A processor 1310 for implementing the above information processing method when executing a computer program stored in a memory 1320.

In some embodiments, processor 1310 and memory 1320 may be implemented on the same chip, or they may be implemented separately on separate chips in some embodiments.

The particular connection medium between the processor 1310 and the memory 1320 is not limited in this embodiment. In the embodiment of the present application, the processor 1310 and the memory 1320 are connected by a bus, and the bus is depicted in fig. 13 by a thick line, and the connection manner between other components is only schematically illustrated, but not limited to. The buses may be divided into address buses, data buses, control buses, etc. For ease of description, only one thick line is depicted in fig. 13, but only one bus or one type of bus is not depicted.

Based on the same inventive concept, embodiments of the present application provide a computer readable storage medium comprising a computer program for causing an electronic device to perform the steps of the above-described information processing method when the computer program is run on the electronic device. In some possible embodiments, aspects of the information processing method provided herein may also be implemented in the form of a program product comprising a computer program for causing an electronic device to perform the steps of the information processing method described above when the program product is run on the electronic device, e.g. the electronic device may perform the steps as shown in fig. 2.

The program product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. The readable storage medium can be, for example, but is not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or a combination of any of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium would include the following: an electrical connection having one or more wires, a portable disk, a hard disk, a RAM, a ROM, an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (Compact Disk Read Only Memory, CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.

The program product of embodiments of the present application may take the form of a CD-ROM and comprise a computer program and may be run on an electronic device. However, the program product of the present application is not limited thereto, and in this document, a readable storage medium may be any tangible medium that can contain, or store a computer program for use by or in connection with a command execution system, apparatus, or device.

The readable signal medium may comprise a data signal propagated in baseband or as part of a carrier wave in which a readable computer program is embodied. Such a propagated data signal may take any of a variety of forms, including, but not limited to, electro-magnetic, optical, or any suitable combination of the foregoing. A readable signal medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a computer program for use by or in connection with a command execution system, apparatus, or device.

While preferred embodiments of the present application have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. It is therefore intended that the following claims be interpreted as including the preferred embodiments and all such alterations and modifications as fall within the scope of the application.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present application without departing from the spirit or scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims and the equivalents thereof, the present application is intended to cover such modifications and variations.

Claims

1. An information processing method, characterized in that the method comprises:

2. The method of claim 1, wherein when determining that a subscribed target event message is received, before determining a message type corresponding to the target event message based on identification information included in the target event message, further comprises:

3. The method of claim 2, wherein generating the target event message by the corresponding message generator each time an event is determined to be triggered, comprises:

4. The method of claim 2, wherein the determining the message type corresponding to the target event message based on the identification information included in the target event message comprises:

5. The method of any of claims 1-4, wherein the determining an evaluation value of a target evaluation parameter based on the target set of resource amounts comprises:

6. The method of claim 5, wherein when it is determined that the evaluation value satisfies a resource transfer condition set for the target resource quantity set, performing at least one of:

7. The method of any of claims 1-4, wherein the determining that a subscribed target event message is received comprises:

8. The method of claim 1, wherein the generating resource conversion information based on the target set of resource amounts comprises:

9. An information processing apparatus, characterized by comprising:

10. The apparatus of claim 9, wherein the message processing unit is further to:

11. The apparatus of claim 10, wherein the message processing unit is specifically configured to:

12. The apparatus of claim 10, wherein the message processing unit is specifically configured to:

13. An electronic device comprising a processor and a memory, wherein the memory stores a computer program which, when executed by the processor, causes the processor to perform the steps of the method of any of claims 1 to 8.

14. A computer readable storage medium, characterized in that it comprises a computer program for causing an electronic device to perform the steps of the method according to any one of claims 1-8 when said computer program is run on the electronic device.

15. A computer program product, characterized in that it comprises a computer program stored in a computer readable storage medium, from which computer readable storage medium a processor of an electronic device reads and executes the computer program, causing the electronic device to perform the steps of the method according to any one of claims 1-8.