CN117635156A - Transaction request processing method, device, equipment and computer storage medium - Google Patents
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Abstract
The application discloses a transaction request processing method, a device, equipment and a computer storage medium, which belong to the field of information processing and comprise the following steps: acquiring first transaction request information; searching whether target historical transaction information meeting a first preset condition exists in a historical transaction record of the last transaction of a first transaction initiator and different transaction objects; under the condition that the target historical transaction information is not found, verifying the first transaction request information to obtain a verification result; and responding to the first transaction request information when the verification result indicates that the first transaction request information passes verification. Based on the method, the method and the device have the advantages that the recent transaction related to the first transaction initiator and the first transaction receiver does not need to be inquired from a database with massive transaction information, so that the inquiry verification process of whether the first transaction request information is the recent transaction is reduced, the inquiry time of the transaction information is shortened, and the inquiry efficiency is improved.
Description
Technical Field
The present application relates to the field of information processing, and in particular, to a transaction request processing method, device, equipment, and computer storage medium.
Background
With the continuous development and innovation of banking and finance industries, the safety of users in conducting financial transactions is also becoming more important.
In general, in order to protect the transaction security of a user in performing a financial transaction, the current transaction is researched and judged, and if the current transaction is the last transaction recently performed by the user, the user is required to verify the current transaction.
However, since a large amount of transaction data exists in the transaction account of the user, it is quite time-consuming to search the transaction from the large amount of transaction data, which reduces the transaction experience of the user.
Disclosure of Invention
The embodiment of the application provides a transaction request processing method, a device, equipment and a computer storage medium, which reduce the inquiry time of transaction information and improve the inquiry efficiency.
According to a first aspect of the present application, an embodiment of the present application provides a transaction request processing method, including:
acquiring first transaction request information, wherein the first transaction request information comprises: a first transaction initiator, a first transaction receiver and a first transaction time;
searching whether target historical transaction information meeting a first preset condition exists in a historical transaction record of the last transaction of a first transaction initiator and different transaction objects; the first preset condition comprises that the interval between the transaction time of the historical transaction information and the first transaction time is smaller than the preset duration, and the transaction object is a first transaction receiver;
under the condition that the target historical transaction information is not found, verifying the first transaction request information to obtain a verification result;
and responding to the first transaction request information when the verification result indicates that the first transaction request information passes verification.
Optionally, acquiring the first transaction request information includes:
displaying candidate transaction request information;
the first transaction request information is obtained in response to a user selecting the first transaction request information from the candidate transaction request information.
Optionally, verifying the first transaction request information to obtain a verification result, including:
generating verification information corresponding to the first transaction request information according to a verification information generation algorithm;
transmitting the verification information to the first transaction initiator;
receiving verification response information sent by a first transaction initiator;
and verifying whether the verification response information is matched with the verification information or not to obtain a verification result.
Optionally, verifying the first transaction request information to obtain a verification result, including:
judging whether the preset transaction object information comprises a first transaction initiator and/or a first transaction receiver;
and under the condition that the preset transaction object is determined to not comprise the first transaction initiator and/or the first transaction receiver, determining the first transaction request information as a verification result passing verification.
Optionally, determining whether the preset transaction object information includes the first transaction initiator and/or the first transaction receiver further includes:
judging whether the historical transaction information of the target transaction party has abnormal transaction information or not under the condition that the preset transaction object comprises the target transaction party is determined; the target transaction party includes at least one of a first transaction initiator or a first transaction recipient;
and under the condition that the historical transaction information of the target transaction party has abnormal transaction information, determining the first transaction request information as a verification result which is not passed by verification.
Optionally, after responding to the first transaction request information, the method further comprises:
the first transaction request information is added to a historical transaction record of the last transaction with a different transaction object of the first transaction initiator.
According to a second aspect of the present application, an embodiment of the present application provides a transaction request processing apparatus, including:
the acquisition module is used for acquiring first transaction request information, wherein the first transaction request information comprises: a first transaction initiator, a first transaction receiver and a first transaction time;
the searching module is used for searching whether target historical transaction information meeting a first preset condition exists in the historical transaction records of the last transaction of the first transaction initiator and different transaction objects; the first preset condition comprises that the interval between the transaction time of the historical transaction information and the first transaction time is smaller than the preset duration, and the transaction object is a first transaction receiver;
the verification module is used for verifying the first transaction request information under the condition that the target historical transaction information is not found, so as to obtain a verification result;
and the response module is used for responding to the first transaction request information under the condition that the verification result indicates that the first transaction request information passes verification.
According to a third aspect of the present application, there is provided a transaction request processing device comprising: a processor and a memory storing computer program instructions;
the processor, when executing the computer program instructions, implements the transaction request processing method of any one of the first aspects.
According to a fourth aspect of the present application, embodiments of the present application provide a computer storage medium having stored thereon computer program instructions which, when executed by a processor, implement the transaction request processing method of any one of the first aspects.
According to a fifth aspect of the present application, embodiments of the present application provide a computer program product, instructions in which, when executed by a processor of an electronic device, cause the electronic device to perform the transaction request processing method of any one of the first aspects.
According to the transaction request processing method, the device, the equipment and the computer storage medium, after the first transaction request information is acquired, whether target historical transaction information meeting the first preset condition exists or not is inquired from the historical transaction record according to the first transaction request information, so that whether the first transaction request information is a recent transaction is judged, if the target historical record is not found, the first transaction request information is judged to be the recent transaction, verification is needed to be conducted on the first transaction request information, a verification result can be obtained, and when the verification result indicates that the verification of the first transaction request information is passed, the first transaction request can be responded to, and the first transaction is executed.
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In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the embodiments of the present application will be briefly described, and it is possible for a person skilled in the art to obtain other drawings according to these drawings without inventive effort.
FIG. 1 is a flow chart illustrating a transaction request processing method according to an exemplary embodiment;
FIG. 2 is a further flowchart illustrating a transaction request processing method according to an exemplary embodiment;
FIG. 3 is yet another flow chart of a transaction request processing method shown in accordance with an exemplary embodiment;
FIG. 4 is a block diagram of a transaction request processing device, according to an exemplary embodiment;
fig. 5 is a block diagram of a transaction request processing device, according to an example embodiment.
Detailed Description
Features and exemplary embodiments of various aspects of the present application are described in detail below to make the objects, technical solutions and advantages of the present application more apparent, and to further describe the present application in conjunction with the accompanying drawings and the detailed embodiments. It should be understood that the specific embodiments described herein are intended to be illustrative of the application and are not intended to be limiting. It will be apparent to one skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely intended to provide a better understanding of the present application by showing examples of the present application.
It is noted that relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises the element.
As described in the background section, since a large amount of transaction data exists in the transaction account of the user, it is quite time-consuming to find the transaction from the large amount of transaction data, which reduces the transaction experience of the user.
In order to solve the problems in the prior art, the historical transaction record only records the last transaction of the first transaction initiator and different transaction objects, so that the inquiry about the recent transaction of the first transaction initiator and the first transaction receiver is not needed from a database with massive transaction information, the inquiry and verification process of whether the first transaction request information is the recent transaction is reduced, the inquiry time of the transaction information is shortened, and the inquiry efficiency is improved.
Based on the above, the application provides a transaction request processing method, a transaction request processing device, transaction request processing equipment and a computer storage medium. The following first describes a transaction request processing method provided in an embodiment of the present application.
Fig. 1 is a flow chart of a transaction request processing method according to an embodiment of the present application. As shown in fig. 1, it may comprise the steps of:
s101, acquiring first transaction request information, wherein the first transaction request information comprises: a first transaction initiator, a first transaction receiver and a first transaction time;
s102, searching whether target historical transaction information meeting a first preset condition exists in a historical transaction record of last transaction of a first transaction initiator and different transaction objects; the first preset condition comprises that the interval between the transaction time of the historical transaction information and the first transaction time is smaller than the preset duration, and the transaction object is a first transaction receiver;
s103, under the condition that target historical transaction information is not found, verifying the first transaction request information to obtain a verification result;
s104, responding to the first transaction request information when the verification result indicates that the first transaction request information passes verification.
Based on the above embodiment, after the first transaction request information is obtained, according to the first transaction request information, whether target historical transaction information meeting a first preset condition exists in the historical transaction record is queried, so that whether the first transaction request information is a recent transaction or not is determined, if the target historical record is not found, the first transaction request information is required to be verified, a verification result can be obtained, if the verification result indicates that the verification of the first transaction request information is passed, the first transaction request can be responded, and the first transaction is executed, based on the fact that the historical transaction record only records the last transaction of the first transaction initiator and different transaction objects, query of related transactions of the first transaction initiator and the first transaction receiver is not needed from a database with massive transaction information, query verification process of whether the first transaction request information is the recent transaction or not is reduced, query time of the transaction information is shortened, and query efficiency is improved.
In S101, according to a first transaction request selected by a user, first transaction request information corresponding to the first transaction request is obtained.
As an example, the first transaction request information includes: a first transaction initiator, a first transaction recipient, a first transaction time, and a first transaction amount.
In S102, according to the first transaction initiator, the history transaction record of the first transaction initiator is queried, where the history transaction record and the last transaction initiated by the first transaction initiator and the different transaction objects, i.e. the last transaction. Because the historical transaction records record the transaction time of the last transaction of the first transaction initiator and other transaction objects, the time interval between the transaction time of the last transaction of the first transaction initiator and the first transaction receiver and the first transaction can be determined from the historical transaction records according to the first transaction time; therefore, whether the first transaction meets the first preset condition can be judged.
Specifically, the first preset condition is that a time interval between a first transaction and a last transaction of the transaction initiator and the transaction receiver is smaller than a preset duration. Therefore, whether the transaction initiator and the transaction receiver have a transaction in the near term (time interval) after the last transaction is carried out or not can be judged, and whether the first transaction is the near term transaction of the last co-transaction of the transaction initiator and the transaction receiver or not can be judged.
The target historical transaction information is a transaction record satisfying a first preset condition in the historical transaction records, and as an example, the target historical transaction information may be first transaction request information.
In S103, if the target historical transaction information is not found in the historical transaction record, the last transaction of the first transaction initiator and the first transaction receiver can be indicated, and the time interval between the last transaction initiator and the first transaction request information exceeds the preset time length, so that the first transaction corresponding to the first transaction request information is the first transaction in the near term, and for the first transaction in the near term, the first transaction request information needs to be verified, thereby reducing the transaction risk of the first transaction.
As an example, transaction risk may include: market risk, credit risk, liquidity risk, etc.
As an example, verifying the first transaction request information, to obtain a verification result, may include:
generating verification information corresponding to the first transaction request information according to a verification information generation algorithm;
transmitting the verification information to the first transaction initiator;
receiving verification response information sent by a first transaction initiator;
and verifying whether the verification response information is matched with the verification information or not to obtain a verification result.
The first transaction initiator, the first transaction receiver, the first transaction time and the first transaction amount can be encrypted through a verification information generation algorithm to form a plurality of initial ciphertexts; and then carrying out encryption combination on the initial ciphertext to form final verification information, wherein the verification information is an encrypted ciphertext, sending the verification information to the first transaction initiator, replying a verification response message to the terminal by the first transaction initiator according to the verification information, and judging whether the verification response message is matched with the verification information or not according to the matching condition after receiving the verification response message replied by the first transaction initiator, so as to obtain a verification result.
Specifically, the verification response information may be a piece of information such as characters, words, symbols, etc., or may be that the first transaction initiator does not perform any reply.
Specifically, the encryption mode may be an encryption mode using a preset encryption algorithm, and as an example, the preset encryption algorithm may be an SM4 encryption algorithm, where the SM4 encryption algorithm is a symmetric encryption algorithm issued by the national password administration, which is also referred to as a national encryption algorithm. The SM4 encryption algorithm is based on a block cipher structure, each packet being 128 bits in length. The SM4 uses 32 rounds of encryption operations, including the steps of key generation, round function operation, and the like.
The reply made by the first transaction initiator according to the verification information is verification response information, and a verification result is obtained.
As an example, verifying the first transaction request information, to obtain a verification result, may further include:
judging whether the preset transaction object information comprises a first transaction initiator and/or a first transaction receiver;
and under the condition that the preset transaction object is determined to not comprise the first transaction initiator and/or the first transaction receiver, determining the first transaction request information as a verification result passing verification.
Specifically, judging whether the preset transaction object information comprises a first transaction initiator and/or a first transaction receiver;
judging whether the historical transaction information of the target transaction party has abnormal transaction information or not under the condition that the preset transaction object comprises the target transaction party is determined; the target transaction party includes at least one of a first transaction initiator or a first transaction recipient;
and under the condition that the historical transaction information of the target transaction party has abnormal transaction information, determining the first transaction request information as a verification result which is not passed by verification.
Specifically, the preset transaction object information records a preset transaction object with risk, the preset transaction object can be a transaction initiator and/or a transaction receiver, if the preset transaction object does not include the first transaction initiator and/or the first transaction receiver, the preset transaction object indicates that the first transaction initiator and/or the first transaction receiver does not have transaction risk, so that further ciphertext verification and the like are not needed, and the verification result can be verification passing; on the contrary, if at least one of the first transaction initiator or the first transaction receiver exists in the preset transaction object, it is further required to determine whether the historical transaction information of the target transaction party has abnormal transaction behavior, that is, further verify the transaction. If there is abnormal behavior, the first transaction request information is not validated.
As an example, the abnormal transaction behavior may include: illegal actions such as arrearing, electrical fraud, money laundering and the like.
In S104, if the verification result indicates that the first transaction request information is verified, it indicates that the first transaction request information has no transaction risk and can be transacted, and therefore, the first transaction request information is responded to and the first transaction is notified to continue to execute the first transaction.
In order to accurately determine the first transaction request information, another implementation of the transaction request processing method is also provided.
Fig. 2 is a schematic flow chart of a transaction request processing method according to an embodiment of the present application, as shown in fig. 2, in S101, the method may include the following steps:
s201, displaying candidate transaction request information;
s202, acquiring the first transaction request information in response to the operation of selecting the first transaction request information from the candidate transaction request information by the user.
Based on the above embodiment, by selecting the first transaction request information corresponding to the user operation from the candidate transaction request information according to the user operation, the first transaction request information is determined by the user himself, and the accuracy of the first transaction request information is improved.
In the above S201, the foreground server displays a plurality of candidate transaction request information to the user, specifically, each candidate transaction request information is related to the first transaction initiator, which may be the user operating the foreground.
The foreground server may include: ATM, mobile banking APP, internet banking server, etc.
In S202, the first transaction request information selected by the user is selected from the candidate transaction request information according to the operation of the user on the foreground server.
In order to accurately determine the first transaction request information, another implementation of the transaction request processing method is also provided.
Fig. 3 is a schematic flow chart of a transaction request processing method according to an embodiment of the present application, as shown in fig. 3, after S104, the method may further include the following steps:
s301, adding the first transaction request information to a historical transaction record of the last transaction with a different transaction object of the first transaction initiator.
Based on the above embodiment, by adding the first transaction request information to the history transaction record of the last transaction with a different transaction object of the first transaction initiator, the information recorded in the history transaction record is always the information of the latest initiated transaction, thereby improving the accuracy of judging whether the first transaction request meets the first preset condition.
In S301, since the target historical transaction information satisfying the first preset condition may be the historical transaction information occurring between the first transaction initiator and the first transaction receiver in the time interval with the first transaction time within the preset duration range, if the target historical transaction information is not found, there may be the historical transaction information occurring between the first transaction initiator and the first transaction receiver in the target historical transaction information, but the time interval between the transaction time of the historical transaction information and the first transaction time exceeds the preset duration; it is also possible that in the targeted historical transaction information there is no historical transaction information occurring between the first transaction initiator and the first transaction recipient at all.
Therefore, for the first situation, the original historical transaction information can be replaced by the first transaction request information, so that the transaction record between the first transaction initiator and the first transaction receiver in the historical transaction record is the first transaction request information.
For the second case, the first transaction request information is directly added to the historical transaction record.
As an example, the first transaction request information may be added to the history transaction record of the last transaction with a different transaction object of the first transaction initiator by using a Kafka method, where the Kafka is an open-source distributed stream processing platform for constructing real-time data pipes and stream applications, which has advantages of high throughput, distributed, scalability, durability, multi-language support, fault tolerance, real-time performance, maintainability, and the like, and the history transaction record may be updated accurately and quickly, so that each history transaction in the history transaction record is the latest history transaction.
It should be noted that, the application scenario described in the foregoing embodiments of the present application is to more clearly describe the technical solution of the embodiments of the present application, and does not constitute a limitation on the technical solution provided in the embodiments of the present application, and as a person of ordinary skill in the art can know, with the appearance of a new application scenario, the technical solution provided in the embodiments of the present application is equally applicable to similar technical problems; in addition, the novel embodiments of the application can be mutually combined, and the novel scheme formed by combining the embodiments is within the protection scope of the application.
Based on the same inventive concept, the present application also provides a transaction request processing apparatus 400. This is described in detail with reference to fig. 4.
The acquiring module 410 is configured to acquire first transaction request information, where the first transaction request information includes: a first transaction initiator, a first transaction receiver and a first transaction time;
the searching module 420 is configured to search whether target historical transaction information meeting a first preset condition exists in a historical transaction record of a last transaction with a different transaction object of the first transaction initiator; the first preset condition comprises that the interval between the transaction time of the historical transaction information and the first transaction time is smaller than the preset duration, and the transaction object is a first transaction receiver;
the verification module 430 is configured to verify the first transaction request information to obtain a verification result when the target historical transaction information is not found;
and a response module 440, configured to respond to the first transaction request information if the verification result indicates that the first transaction request information is verified.
In the transaction request processing apparatus 400 provided in this embodiment, after the obtaining module 410 obtains the first transaction request information, according to the first transaction request information, the obtaining module 410 queries whether there is the target historical transaction information meeting the first preset condition from the historical transaction record, so that whether the first transaction request information is a recent transaction, if the target historical record is not found, it is indicated that the first transaction request information is a recent transaction, the verifying module 430 needs to verify the first transaction request information, so that a verification result can be obtained, and if the verification result indicates that the verification of the first transaction request information is passed, the responding module 440 can respond to the first transaction request to execute the first transaction, based on this, since the historical transaction record only records the last transaction of the first transaction initiator and different transaction objects, there is no need to query whether the first transaction initiator and the first transaction receiver are recent transactions from the database with massive transaction information, so that the time required for querying whether the first transaction request information is a recent transaction is a verification process of the transaction is reduced, and the query efficiency is improved.
Alternatively, the acquiring module 410 may include:
a display unit for displaying candidate transaction request information;
and an acquisition unit configured to acquire the first transaction request information in response to an operation of selecting the first transaction request information from the candidate transaction request information by the user.
Optionally, the verification module 430 may include:
a generation unit for generating verification information corresponding to the first transaction request information according to a verification information generation algorithm;
a transmitting unit for transmitting the verification information to the first transaction initiator;
the receiving unit is used for receiving the verification response information sent by the first transaction initiator;
and the verification unit is used for verifying whether the verification response information is matched with the verification information or not, and obtaining a verification result.
Optionally, the verification module 430 may further include:
the judging unit is used for judging whether the preset transaction object information comprises a first transaction initiator and/or a first transaction receiver;
and the determining unit is used for determining the first transaction request information as a verification result passing verification under the condition that the preset transaction object is determined to not comprise the first transaction initiator and/or the first transaction receiver.
Alternatively, the judging unit may include:
the judging subunit is used for judging whether the historical transaction information of the target transaction party has abnormal transaction information or not under the condition that the preset transaction object comprises the target transaction party; the target transaction party includes at least one of a first transaction initiator or a first transaction recipient;
and the determining subunit is used for determining the first transaction request information as a verification result which is not passed by verification under the condition that the historical transaction information of the target transaction party has abnormal transaction information.
Optionally, the transaction request processing apparatus 400 may further include:
and the adding module is used for adding the first transaction request information to a historical transaction record of the last transaction with a different transaction object of the first transaction initiator.
The transaction request processing device 400 provided in this embodiment of the present application can implement each process implemented by the embodiments of the methods of fig. 1 to 3, and can achieve the same technical effects, and for avoiding repetition, a detailed description is omitted here.
Fig. 5 is a schematic hardware structure diagram of a transaction request processing device according to an embodiment of the present invention.
The transaction request processing device may comprise a processor 501 and a memory 502 storing computer program instructions.
In particular, the processor 501 may include a Central Processing Unit (CPU), or an application specific integrated circuit (Application Specific Integrated Circuit, ASIC), or may be configured as one or more integrated circuits that implement embodiments of the present invention.
Memory 502 may include mass storage for data or instructions. By way of example, and not limitation, memory 502 may comprise a Hard Disk Drive (HDD), floppy Disk Drive, flash memory, optical Disk, magneto-optical Disk, magnetic tape, or universal serial bus (Universal Serial Bus, USB) Drive, or a combination of two or more of the foregoing. Memory 502 may include removable or non-removable (or fixed) media, where appropriate. Memory 502 may be internal or external to the integrated gateway disaster recovery device, where appropriate. In a particular embodiment, the memory 502 is a non-volatile solid state memory.
In particular embodiments, memory 502 may include Read Only Memory (ROM), random Access Memory (RAM), magnetic disk storage media devices, optical storage media devices, flash memory devices, electrical, optical, or other physical/tangible memory storage devices. Thus, in general, memory 502 includes one or more tangible (non-transitory) computer-readable storage media (e.g., memory devices) encoded with software comprising computer-executable instructions and when the software is executed (e.g., by the one or more processors 501) it is operable to perform the operations described with reference to a method according to an aspect of the present application.
The processor 501 implements any one of the transaction request processing methods of the above embodiments by reading and executing computer program instructions stored in the memory 502.
In one example, the transaction request processing device may also include a communication interface 503 and a bus 504. Wherein, as shown, processor 501, memory 502, and communication interface 503 are coupled to and communicate with each other via bus 504.
The communication interface 503 is mainly used to implement communication between each module, apparatus, unit and/or device in the embodiments of the present invention.
Bus 504 includes hardware, software, or both. By way of example, and not limitation, bus 44 may include an Accelerated Graphics Port (AGP) or other graphics bus, an Enhanced Industry Standard Architecture (EISA) bus, a Front Side Bus (FSB), a HyperTransport (HT) interconnect, an Industry Standard Architecture (ISA) bus, a wireless bandwidth interconnect, a Low Pin Count (LPC) bus, a memory bus, a Micro Channel Architecture (MCA) bus, a Peripheral Control Interconnect (PCI) bus, a PCI-Express (PCI-X) bus, a Serial Advanced Technology Attachment (SATA) bus, a video electronics standards association local (VLB) bus, or other suitable bus, or a combination of two or more of the above. Bus 504 may include one or more buses 504, where appropriate. Although a particular bus 504 is described and illustrated in the present embodiments, any suitable bus 504 or interconnect is contemplated by the present application.
The transaction request processing device may be based on the current transaction request processing method, thereby implementing the transaction request processing method and apparatus described in connection with fig. 1-4.
In addition, the embodiment of the present application further provides a computer program product, which includes computer program instructions, where the computer program product can implement the steps of the foregoing method embodiment and corresponding content when executed by the processor 501.
It should be clear that the present application is not limited to the particular arrangements and processes described above and illustrated in the drawings. For the sake of brevity, a detailed description of known methods is omitted here. In the above embodiments, several specific steps are described and shown as examples. However, the method processes of the present application are not limited to the specific steps described and illustrated, and those skilled in the art can make various changes, modifications, and additions, or change the order between steps, after appreciating the spirit of the present application.
The functional blocks shown in the above-described structural block diagrams may be implemented in hardware, software, firmware, or a combination thereof. When implemented in hardware, it may be, for example, an electronic circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, a plug-in, a function card, or the like. When implemented in software, the elements of the present application are the programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine readable medium or transmitted over transmission media or communication links by a data signal carried in a carrier wave. A "machine-readable medium" may include any medium that can store or transfer information. Examples of machine-readable media include electronic circuitry, semiconductor memory devices, ROM, flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, radio Frequency (RF) links, and the like. The code segments may be downloaded via computer networks such as the internet, intranets, etc.
It should also be noted that the exemplary embodiments mentioned in this application describe some methods or systems based on a series of steps or devices. However, the present application is not limited to the order of the above-described steps, that is, the steps may be performed in the order mentioned in the embodiments, may be different from the order in the embodiments, or several steps may be performed simultaneously.
Aspects of the present disclosure are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the disclosure. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, enable the implementation of the functions/acts specified in the flowchart and/or block diagram block or blocks. Such a processor may be, but is not limited to being, a general purpose processor, a special purpose processor, an application specific processor, or a field programmable logic circuit. It will also be understood that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware which performs the specified functions or acts, or combinations of special purpose hardware and computer instructions.
In the foregoing, only the specific embodiments of the present application are described, and it will be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working processes of the systems, modules and units described above may refer to the corresponding processes in the foregoing method embodiments, which are not repeated herein. It should be understood that the scope of the present application is not limited thereto, and any person skilled in the art can easily conceive various equivalent modifications or substitutions within the technical scope of the present application, which are intended to be included in the scope of the present application.
Claims (10)
1. A method of processing a transaction request, the method comprising:
acquiring first transaction request information, wherein the first transaction request information comprises: a first transaction initiator, a first transaction receiver and a first transaction time;
searching whether target historical transaction information meeting a first preset condition exists in a historical transaction record of last transaction with different transaction objects of the first transaction initiator; the first preset condition comprises that the interval between the transaction time of the historical transaction information and the first transaction time is smaller than a preset duration, and the transaction object is the first transaction receiver;
under the condition that the target historical transaction information is not found, verifying the first transaction request information to obtain a verification result;
and responding to the first transaction request information under the condition that the verification result indicates that the first transaction request information passes verification.
2. The method of claim 1, wherein the obtaining the first transaction request information comprises:
displaying candidate transaction request information;
and acquiring the first transaction request information in response to the operation of selecting the first transaction request information from the candidate transaction request information by a user.
3. The method of claim 1, wherein verifying the first transaction request information to obtain a verification result comprises:
generating verification information corresponding to the first transaction request information according to a verification information generation algorithm;
transmitting the verification information to the first transaction initiator;
receiving verification response information sent by the first transaction initiator;
and verifying whether the verification response information is matched with the verification information or not to obtain a verification result.
4. The method of claim 1, wherein verifying the first transaction request information to obtain a verification result comprises:
judging whether the preset transaction object information comprises the first transaction initiator and/or the first transaction receiver;
and under the condition that the preset transaction object does not comprise the first transaction initiator and/or the first transaction receiver, determining the first transaction request information as a verification result passing verification.
5. The method of claim 4, wherein the determining whether the first transaction initiator and/or the first transaction receiver is included in the preset transaction object information further comprises:
judging whether the historical transaction information of the target transaction party has abnormal transaction information or not under the condition that the preset transaction object comprises the target transaction party; the target transaction party includes at least one of the first transaction initiator or the first transaction receiver;
and under the condition that the historical transaction information of the target transaction party has abnormal transaction information, determining the first transaction request information as a verification result which is not passed by verification.
6. The method of any of claims 1-5, wherein after responding to the first transaction request message, the method further comprises:
and adding the first transaction request information to a historical transaction record of the last transaction with a different transaction object of the first transaction initiator.
7. A transaction request processing device, the device comprising:
the system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring first transaction request information, and the first transaction request information comprises: a first transaction initiator, a first transaction receiver and a first transaction time;
the searching module is used for searching whether target historical transaction information meeting a first preset condition exists in the historical transaction records of the last transaction of the first transaction initiator and different transaction objects; the first preset condition comprises that the interval between the transaction time of the historical transaction information and the first transaction time is smaller than a preset duration, and the transaction object is the first transaction receiver;
the verification module is used for verifying the first transaction request information under the condition that the target historical transaction information is not found, so as to obtain a verification result;
and the response module is used for responding to the first transaction request information under the condition that the verification result indicates that the first transaction request information passes verification.
8. A transaction request processing device, the device comprising: a processor and a memory storing computer program instructions;
the processor, when executing the computer program instructions, implements the method of any of claims 1-6.
9. A computer readable storage medium, characterized in that the computer readable storage medium has stored thereon computer program instructions, which when executed by a processor, implement the method according to any of claims 1-6.
10. A computer program product, characterized in that instructions in the computer program product, when executed by a processor of an electronic device, cause the electronic device to perform the method according to any of claims 1-6.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202311654991.0A CN117635156A (en) | 2023-12-05 | 2023-12-05 | Transaction request processing method, device, equipment and computer storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202311654991.0A CN117635156A (en) | 2023-12-05 | 2023-12-05 | Transaction request processing method, device, equipment and computer storage medium |
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| CN117635156A true CN117635156A (en) | 2024-03-01 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202311654991.0A Pending CN117635156A (en) | 2023-12-05 | 2023-12-05 | Transaction request processing method, device, equipment and computer storage medium |
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| Country | Link |
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| CN (1) | CN117635156A (en) |
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- 2023-12-05 CN CN202311654991.0A patent/CN117635156A/en active Pending
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