CN117455386A - Resource auditing method and device, computer equipment and storage medium thereof - Google Patents

Resource auditing method and device, computer equipment and storage medium thereof Download PDF

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Publication number
CN117455386A
CN117455386A CN202311253169.3A CN202311253169A CN117455386A CN 117455386 A CN117455386 A CN 117455386A CN 202311253169 A CN202311253169 A CN 202311253169A CN 117455386 A CN117455386 A CN 117455386A
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China
Prior art keywords
user
resource
auditing
information
candidate
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CN202311253169.3A
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Chinese (zh)
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段星辰
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Bank of China Ltd
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Bank of China Ltd
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Priority to CN202311253169.3A priority Critical patent/CN117455386A/en
Publication of CN117455386A publication Critical patent/CN117455386A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G06Q10/103—Workflow collaboration or project management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/903—Querying
    • G06F16/9032—Query formulation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/903—Querying
    • G06F16/90335—Query processing

Abstract

The application relates to a resource auditing method, a resource auditing device, computer equipment and a storage medium thereof, and relates to the technical field of artificial intelligence. The method comprises the following steps: responding to a user examination request corresponding to the user to be examined, and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution; according to the method and the device, the resource auditing result of the user to be audited is determined according to the target resource information, so that auditing efficiency of the resource auditing of the user to be audited is improved, and labor cost consumed when the user to be audited is subjected to the resource auditing is reduced.

Description

Resource auditing method and device, computer equipment and storage medium thereof
Technical Field
The present disclosure relates to the field of artificial intelligence technologies, and in particular, to a resource auditing method, apparatus, computer device, and storage medium thereof.
Background
With the continuous development of social economy, enterprise users in various industries have also come up with rapid development of resources, and in the development process of the enterprise users, multiple resource audits are required to be performed on the enterprise users to ensure that the enterprise users enter the next development stage (for example, before the enterprise users perform the marketing operation of the enterprise, the enterprise users need to perform resource audits).
In the prior art, when the resource auditing is carried out on the user to be audited, auditing personnel are required to go to different financial institutions to inquire the resource information of the user to be audited, and further, the resource auditing is carried out on the user to be audited according to the resource information provided by each financial institution, but the process efficiency of the resource auditing on the user to be audited in the prior art is lower.
Disclosure of Invention
Based on the above, it is necessary to provide a resource auditing method, device, computer equipment and storage medium thereof, which can rapidly complete resource auditing of a user to be audited.
In a first aspect, the present application provides a resource auditing method. The method comprises the following steps:
responding to a user examination request corresponding to the user to be examined, and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
and carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
In one embodiment, determining target resource information corresponding to a user to be inspected from the information storage device according to a user inspection request includes:
Determining a user identification and examination content of a user to be examined according to the user examination request;
and determining target resource information corresponding to the user to be checked from the information storage equipment according to the user identification and the checking content.
In one embodiment, determining target resource information corresponding to a user to be checked from the information storage device according to the user identification and the checking content includes:
determining a target information set of the user to be checked from candidate information sets of candidate users in the information storage equipment according to the user identification;
and determining target resource information corresponding to the user to be inspected from candidate resource information provided by each financial institution in the target information set according to the inspection content.
In one embodiment, performing resource audit on a user to be audited according to target resource information, and determining a resource audit result of the user to be audited includes:
determining at least one auditing condition corresponding to the target resource information according to the user auditing request;
and according to each auditing condition and the target resource information, carrying out resource auditing on the user to be audited, and determining a resource auditing result of the user to be audited.
In one embodiment, according to each auditing condition and target resource information, resource auditing is performed on a user to be audited, and a resource auditing result of the user to be audited is determined, including:
According to each auditing condition and the target resource information, carrying out resource auditing on a user to be audited, and determining a resource audit result corresponding to each auditing condition;
and determining the resource auditing result of the user to be audited according to the magnitude relation between the quantity of the resource auditing sub-results which are audited to be unqualified and the unqualified quantity threshold.
In one embodiment, the method further comprises:
determining candidate resource information of at least one candidate user from each financial institution;
and clustering the candidate resource information according to the user labels corresponding to the candidate resource information to obtain candidate information sets of the candidate users, and storing the candidate information sets of the candidate users into the information storage equipment.
In a second aspect, the present application further provides a resource auditing apparatus. The device comprises:
the first determining module is used for responding to a user examination request corresponding to the user to be examined and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
And the second determining module is used for carrying out resource auditing on the user to be audited according to the target resource information and determining a resource auditing result of the user to be audited.
In a third aspect, the present application also provides a computer device. The computer device comprises a memory storing a computer program and a processor which when executing the computer program performs the steps of:
responding to a user examination request corresponding to the user to be examined, and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
and carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
In a fourth aspect, the present application also provides a computer-readable storage medium. A computer readable storage medium having stored thereon a computer program which when executed by a processor performs the steps of:
responding to a user examination request corresponding to the user to be examined, and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
And carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
In a fifth aspect, the present application also provides a computer program product. Computer program product comprising a computer program which, when executed by a processor, realizes the steps of:
responding to a user examination request corresponding to the user to be examined, and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
and carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
The resource auditing method, the device, the computer equipment and the storage medium thereof respond to the user auditing request and determine the target resource information corresponding to the user to be audited from the information storage equipment; and performing resource auditing on the user to be audited according to the target resource information to obtain a resource auditing result. In the process, in the process of determining the target resource information corresponding to the user to be inspected, the auditing personnel do not need to go to different financial institutions to inquire the target resource information of the user to be inspected, all target resource information required by the user to be inspected in resource auditing is obtained in the information storage device, the auditing efficiency of the user to be inspected in resource auditing is improved, and the labor cost consumed by the user to be inspected in resource auditing is reduced.
Drawings
FIG. 1 is an application environment diagram of a resource auditing method provided in an embodiment of the present application;
FIG. 2 is a flowchart of a resource auditing method according to an embodiment of the present application;
FIG. 3 is a flowchart illustrating steps for determining target resource information according to an embodiment of the present disclosure;
FIG. 4 is a flowchart of steps for determining a resource audit result according to an embodiment of the present application;
FIG. 5 is a flowchart illustrating steps for storing candidate resource information in an information storage device according to an embodiment of the present application;
FIG. 6 is a flowchart of a resource auditing method according to an embodiment of the present application;
fig. 7 is a block diagram of a first resource auditing apparatus according to an embodiment of the present application;
FIG. 8 is a block diagram of a second resource auditing apparatus according to an embodiment of the present application;
FIG. 9 is a block diagram of a third resource auditing apparatus according to an embodiment of the present application;
FIG. 10 is a block diagram of a fourth resource auditing apparatus according to an embodiment of the present application;
FIG. 11 is a block diagram of a fifth resource auditing apparatus according to an embodiment of the present application;
FIG. 12 is a block diagram of a sixth resource auditing apparatus according to an embodiment of the present application;
fig. 13 is an internal structural view of a computer device in one embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application will be further described in detail with reference to the accompanying drawings and examples. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the present application.
It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the present application. In the description of the present application, a description referring to terms "one embodiment," "some embodiments," "examples," "specific examples," or "some examples," etc., means that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the present application. In this specification, schematic representations of the above terms are not necessarily directed to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. Furthermore, the different embodiments or examples described in this specification and the features of the different embodiments or examples may be combined and combined by those skilled in the art without contradiction.
Based on the above situation, the resource auditing method provided by the embodiment of the present application may be applied to an application environment as shown in fig. 1. In one embodiment, a computer device is provided, which may be a server, the internal structure of which may be as shown in FIG. 1. The computer device includes a processor, a memory, and a network interface connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, computer programs, and a database. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The database of the computer device is used for storing the acquired data of the resource auditing method. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program is executed by a processor to implement a resource auditing method.
The application discloses a resource auditing method, a device, a computer device and a storage medium thereof, wherein the computer device determines target resource information corresponding to a user to be audited from information storage equipment; and performing resource auditing on the user to be audited according to the target resource information to obtain a resource auditing result.
In one embodiment, as shown in fig. 2, fig. 2 is a flowchart of a resource auditing method according to an embodiment of the present application, and a resource auditing method implemented by a computer device in fig. 1 may include the following steps:
in step 201, in response to a user review request corresponding to a user to be reviewed, target resource information corresponding to the user to be reviewed is determined from the information storage device according to the user review request.
The target resource information refers to information required by resource auditing of a user to be audited; therefore, when the target resource information needs to be determined, whether each piece of candidate resource information in the information storage equipment is the target resource information required by the resource auditing of the user to be audited needs to be verified, and if so, the candidate resource information is used as the target resource information; if not, the candidate resource information is not used as the target resource information.
Further, when the target resource information is determined from the candidate resource information of the information storage device, whether the candidate resource information is the target resource information required for resource audit of the user to be inspected can be determined according to the information label of the candidate resource information.
As an implementation, the information tag of the candidate resource information may be a user tag; therefore, when judging whether each piece of candidate resource information is the target resource information required by the resource auditing of the user to be audited, judging whether the user label of each piece of candidate resource information is the same as the user label of the user to be audited; and taking the candidate resource information with the same user label as the user label of the user to be checked as target resource information.
As another implementation, the information tag of the candidate resource information may be an information type tag; therefore, when it is required to determine whether each candidate resource information is the target resource information required for resource audit of the user to be audited, it can be determined whether the information type label of each candidate resource information is the same as the information type required for resource audit of the user to be audited, and the candidate resource information with the information type label being the same as the information type required for resource audit of the user to be audited is used as the target resource information.
Wherein the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution.
It should be noted that, in order to ensure that the resource auditing can be successfully performed on the user to be audited, it is necessary to acquire candidate resource information of at least one candidate user from different financial institutions in advance, and store the candidate resource information of each candidate user into the information storage device, so as to ensure that when the resource auditing is required on the user to be audited, the target resource information required when the resource auditing is performed on the user to be audited can be determined from the information storage device.
Further illustratively, the information storage device may be a blockchain storage device.
And 202, carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
When the resource auditing needs to be carried out on the user to be audited, at least one auditing condition corresponding to the target resource information can be determined according to the user auditing request; and further, performing resource auditing on the target resource information according to each auditing condition, wherein the obtained result is the resource auditing result of the user to be audited.
The result of each auditing condition can be auditing success and auditing failure, and when resource auditing is carried out on the target resource information according to each auditing condition, auditing conditions of a certain auditing success and auditing conditions of auditing failure exist; and determining the resource auditing result of the user to be audited according to the quantity of auditing success in each auditing condition and the quantity of auditing quantity in each auditing condition.
According to the resource auditing method, the target resource information corresponding to the user to be audited is determined from the information storage equipment in response to the user auditing request; and performing resource auditing on the user to be audited according to the target resource information to obtain a resource auditing result. In the process, in the process of determining the target resource information corresponding to the user to be inspected, the auditing personnel do not need to go to different financial institutions to inquire the target resource information of the user to be inspected, all target resource information required by the user to be inspected in resource auditing is obtained in the information storage device, the auditing efficiency of the user to be inspected in resource auditing is improved, and the labor cost consumed by the user to be inspected in resource auditing is reduced.
When a user to be inspected performs resource auditing, an auditor needs to go to different financial institutions to inquire the resource information of the user to be inspected, and further, the user to be inspected performs resource auditing according to the resource information provided by each financial institution, however, the process efficiency of the resource auditing is low, and the marketing progress of the enterprise user is affected.
Step 301, determining a user identification and censoring content of a user to be censored according to a user censoring request.
If the user examination request carries the user identification and the examination content of the user to be examined, the text content identification can be performed on the user examination request, so that the user identification and the examination content carried in the user examination request can be obtained.
The text recognition model can be trained in advance, and the text recognition model is used for recognizing text content of the user examination request by inputting the user examination request into the text recognition model, and an output result of the text recognition model is obtained, wherein the output result is the user identification and examination content carried in the user examination request.
Further, if the user review request does not carry the user identifier and the review content of the user to be reviewed, or the user identifier and the review content cannot be identified from the user review request, the computer device executing the resource review method may send an information acquisition request to the user terminal of the user to be reviewed, so that the user terminal feeds back the user identifier and the review content of the user to be reviewed to the computer device executing the resource review method according to the information acquisition request.
And 302, determining target resource information corresponding to the user to be checked from the information storage device according to the user identification and the checking content.
It should be noted that, because the information storage device classifies each candidate resource information into candidate information sets corresponding to different candidate users according to different user identifications, different candidate resource information in the same candidate information set is information provided by different financial institutions, and information types corresponding to the candidate resource information provided by different financial institutions may be the same or different. In summary, when the target resource information needs to be determined, the following may be specifically included: determining a target information set of the user to be checked from candidate information sets of candidate users in the information storage equipment according to the user identification; and determining target resource information corresponding to the user to be inspected from candidate resource information provided by each financial institution in the target information set according to the inspection content.
In one embodiment of the application, when a target information set of a user to be checked needs to be determined, judging whether candidate users corresponding to each candidate information set correspond to user tags, and if so, determining that the candidate information set is the target information set of the user to be checked; and if not, determining that the candidate information set is not the target information set of the user to be checked.
The user labels may be user accounts, user names, and the like of the users to be checked, the types of the user labels are not limited, and the user labels corresponding to the candidate users are different.
In another embodiment of the application, when target resource information corresponding to a user to be inspected needs to be determined, determining the information type of the target resource information required by the user to be inspected in resource inspection according to the inspection content; judging whether the information type of the candidate resource information provided by each financial institution in the target information set is the information type of the target resource information, and if so, determining that the candidate resource information is the target resource information; if not, determining that the candidate resource information is not the target resource information.
The information types may include, but are not limited to: resource inflow, resource outflow, resource traffic with other users, and the like.
Among others, resource reviews may include, but are not limited to: enterprise marketing resource reviews, enterprise loan resource reviews, and the like.
Further, according to the information comparison table, the information type of the target resource information required by the resource auditing of the user to be audited can be determined according to the auditing content; the information comparison table is recorded with information types of target resource information corresponding to different examination contents. The information lookup table may be constructed according to a history review record and a history experience of a worker, and the contents of the information lookup table are not limited herein.
According to the resource auditing method, the user identification and auditing content of the user to be audited are determined, and the target resource information is determined according to the user identification and auditing content. The method and the device ensure that the target resource information of the resource auditing of the user to be audited can be successfully determined from the information storage equipment, ensure the smooth performance of the resource auditing of the user to be audited, finish the resource auditing of the user to be audited under the condition that auditing personnel do not need to go to different financial institutions to inquire the target resource information of the user to be audited, and reduce the labor cost consumed when the user to be audited performs the resource auditing.
In one embodiment, the resource auditing method can perform resource auditing on the user to be audited according to the target resource information, and determine the resource auditing result of the user to be audited, as shown in fig. 4, and the method includes:
step 401, determining at least one auditing condition corresponding to the target resource information according to the user auditing request.
When at least one auditing condition corresponding to the target resource information needs to be determined, the resource auditing corresponding to the user to be audited can be determined according to the content recorded in the user auditing request, and then the at least one auditing condition corresponding to the resource auditing is determined.
Further, an inspection condition comparison table can be constructed in advance, wherein at least one inspection condition corresponding to different resource inspection is recorded in the inspection condition comparison table, and further, at least one inspection condition corresponding to resource inspection of a user to be inspected is determined according to the inspection condition comparison table;
for example, at least one auditing condition corresponding to the enterprise marketing resource auditing of the user to be audited is recorded in the auditing condition comparison table.
And step 402, carrying out resource auditing on the user to be audited according to each auditing condition and the target resource information, and determining a resource auditing result of the user to be audited.
It should be noted that, when the resource auditing result of the user to be examined needs to be determined, the following may be specifically included: according to each auditing condition and the target resource information, carrying out resource auditing on a user to be audited, and determining a resource audit result corresponding to each auditing condition; and determining the resource auditing result of the user to be audited according to the magnitude relation between the quantity of the resource auditing sub-results which are audited to be unqualified and the unqualified quantity threshold.
Specifically, if the number of the resource audit results with unqualified audit is greater than the threshold of the unqualified number, determining that the resource audit result of the user to be inspected is unqualified, and if the number of the resource audit results with unqualified audit is less than or equal to the threshold of the unqualified number, determining that the resource audit result of the user to be inspected is qualified.
The unqualified number threshold can be set and adjusted according to the auditing rule of the resource auditing, and the value range of the unqualified number threshold is not limited.
In one embodiment of the present application, if the predetermined failure quantity threshold is 1, when the resource audit is performed on the user to be audited according to each audit condition and the target resource information, the number of resource audit results that are not audited is determined to be 2, and since the number of resource audit results that are not audited is greater than the failure quantity threshold, the resource audit result of the user to be audited is determined to be failed.
According to the resource auditing method, the resource auditing of the user to be audited is realized by determining at least one auditing condition, and further, the resource auditing result of the user to be audited is determined according to the resource auditing sub-results corresponding to each auditing condition, so that the resource auditing result of the user to be audited can be ensured to be successfully obtained.
In one embodiment, when the candidate resource information needs to be stored in the information storage device, as specifically shown in fig. 5, the method includes:
step 501, determining candidate resource information of at least one candidate user from each financial institution.
The information access authority of each financial institution may be obtained, and further, candidate resource information of at least one candidate user may be obtained from the information database of each financial institution according to the information access authority of each financial institution.
Step 502, clustering the candidate resource information according to the user label corresponding to the candidate resource information to obtain candidate information sets of the candidate users, and storing the candidate information sets of the candidate users into the information storage device.
When the candidate information set of each candidate user needs to be acquired, the user tag corresponding to each candidate resource information may be determined, whether the user tags corresponding to each candidate resource information are the same may be calculated, and the candidate resource information having the same user tag may be used as the candidate information set of the candidate user.
In one embodiment of the present application, the similarity of the user labels corresponding to the candidate resource information may be calculated, and it is determined that two candidate resource information with similarity greater than the similarity threshold belong to the candidate information set of the same candidate user.
According to the resource auditing method, the candidate resource information of the candidate users is determined, further, the candidate information sets of the candidate users are determined according to the user labels corresponding to the candidate resource information, and the candidate information sets of the candidate users are stored in the information storage device. The resource auditing method and device ensure that the resource auditing of the user to be audited can be efficiently and smoothly carried out according to the information storage equipment.
In one embodiment, when it is required to determine the resource audit result of the user to be audited, specifically, as shown in fig. 6, the method includes:
in step 601, in response to a user review request corresponding to the user to be reviewed, a user identification and review content of the user to be reviewed are determined according to the user review request.
Step 602, determining a target information set of the user to be checked from candidate information sets of candidate users in the information storage device according to the user identification.
And 603, determining target resource information corresponding to the user to be inspected from candidate resource information provided by each financial institution in the target information set according to the inspection content.
Step 604, determining at least one auditing condition corresponding to the target resource information according to the user auditing request.
And step 605, carrying out resource audit on the user to be audited according to each audit condition and the target resource information, and determining a resource audit result corresponding to each audit condition.
And step 606, determining the resource auditing result of the user to be audited according to the magnitude relation between the number of resource auditing nuclear results which are audited to be unqualified and the threshold value of the number of unqualified.
According to the resource auditing method, the target resource information corresponding to the user to be audited is determined from the information storage equipment in response to the user auditing request; and performing resource auditing on the user to be audited according to the target resource information to obtain a resource auditing result. In the process, in the process of determining the target resource information corresponding to the user to be inspected, the auditing personnel do not need to go to different financial institutions to inquire the target resource information of the user to be inspected, all target resource information required by the user to be inspected in resource auditing is obtained in the information storage device, the auditing efficiency of the user to be inspected in resource auditing is improved, and the labor cost consumed by the user to be inspected in resource auditing is reduced.
It should be understood that, although the steps in the flowcharts related to the above embodiments are sequentially shown as indicated by arrows, these steps are not necessarily sequentially performed in the order indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in the flowcharts described in the above embodiments may include a plurality of steps or a plurality of stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of the steps or stages is not necessarily performed sequentially, but may be performed alternately or alternately with at least some of the other steps or stages.
Based on the same inventive concept, the embodiment of the application also provides a resource auditing device for realizing the above-mentioned related resource auditing method. The implementation of the solution provided by the device is similar to the implementation described in the above method, so the specific limitation in the embodiments of one or more resource auditing devices provided below may refer to the limitation of the resource auditing method described above, and will not be repeated here.
In one embodiment, as shown in fig. 7, there is provided a resource auditing apparatus, including: a first determination module 10 and a second determination module 20, wherein:
a first determining module 10, configured to determine, according to a user review request, target resource information corresponding to a user to be reviewed from an information storage device in response to a user review request corresponding to the user to be reviewed; wherein the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution.
And the second determining module 20 is configured to perform resource auditing on the user to be audited according to the target resource information, and determine a resource auditing result of the user to be audited.
The resource auditing device responds to the user auditing request and determines target resource information corresponding to the user to be audited from the information storage equipment; and performing resource auditing on the user to be audited according to the target resource information to obtain a resource auditing result. In the process, in the process of determining the target resource information corresponding to the user to be inspected, the auditing personnel do not need to go to different financial institutions to inquire the target resource information of the user to be inspected, all target resource information required by the user to be inspected in resource auditing is obtained in the information storage device, the auditing efficiency of the user to be inspected in resource auditing is improved, and the labor cost consumed by the user to be inspected in resource auditing is reduced.
In one embodiment, as shown in fig. 8, there is provided a resource auditing apparatus, in which a first determining module 10 includes: a first determination unit 11 and a second determination unit 12, wherein:
the first determining unit 11 is configured to determine, according to the user review request, a user identification of a user to be reviewed and review content.
And a second determining unit 12, configured to determine, from the information storage device, target resource information corresponding to the user to be checked according to the user identification and the checking content.
In one embodiment, as shown in fig. 9, there is provided a resource auditing apparatus in which the second determination unit 12 includes: a first determination subunit 121 and a second determination subunit 122, wherein:
a first determining subunit 121, configured to determine, according to the user identifier, a target information set of the user to be examined from the candidate information sets of the candidate users in the information storage device.
The second determining subunit 122 is configured to determine, according to the censored content, target resource information corresponding to the user to be censored from the candidate resource information provided by each financial institution in the target information set.
In one embodiment, as shown in fig. 10, there is provided a resource auditing apparatus, in which the second determining module 20 includes: a third determination unit 21 and a fourth determination unit 22, wherein:
The third determining unit 21 is configured to determine at least one audit condition corresponding to the target resource information according to the user audit request.
And a fourth determining unit 22, configured to perform resource audit on the user to be audited according to each audit condition and the target resource information, and determine a resource audit result of the user to be audited.
In one embodiment, as shown in fig. 11, there is provided a resource auditing apparatus in which the fourth determination unit 22 includes: a third determination subunit 221 and a fourth determination subunit 222, wherein:
and a third determining subunit 221, configured to perform resource audit on the user to be audited according to each audit condition and the target resource information, and determine a resource audit result corresponding to each audit condition.
And a fourth determining subunit 222, configured to determine a resource audit result of the user to be audited according to the magnitude relation between the number of resource audit results that are audited to be unqualified and the threshold of the number of unqualified.
In one embodiment, as shown in fig. 12, there is provided a resource auditing apparatus, the resource auditing apparatus further comprising: a third determination module 30 and a logging module 40, wherein:
a third determining module 30 is configured to determine candidate resource information of at least one candidate user from each financial institution.
And the storing module 40 is configured to perform clustering processing on each candidate resource information according to the user tag corresponding to each candidate resource information, obtain a candidate information set of each candidate user, and store the candidate information set of each candidate user into the information storage device.
The modules in the resource auditing device can be implemented in whole or in part by software, hardware and a combination thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.
In one embodiment, a computer device is provided, which may be a terminal, and the internal structure thereof may be as shown in fig. 13. The computer device includes a processor, a memory, an input/output interface, a communication interface, a display unit, and an input means. The processor, the memory and the input/output interface are connected through a system bus, and the communication interface, the display unit and the input device are connected to the system bus through the input/output interface. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The input/output interface of the computer device is used to exchange information between the processor and the external device. The communication interface of the computer device is used for carrying out wired or wireless communication with an external terminal, and the wireless mode can be realized through WIFI, a mobile cellular network, NFC (near field communication) or other technologies. The computer program is executed by a processor to implement a resource auditing method. The display unit of the computer device is used for forming a visual picture, and can be a display screen, a projection device or a virtual reality imaging device. The display screen can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, can also be a key, a track ball or a touch pad arranged on the shell of the computer equipment, and can also be an external keyboard, a touch pad or a mouse and the like.
It will be appreciated by those skilled in the art that the structure shown in fig. 13 is merely a block diagram of a portion of the structure associated with the present application and is not limiting of the computer device to which the present application applies, and that a particular computer device may include more or fewer components than shown, or may combine some of the components, or have a different arrangement of components.
In one embodiment, a computer device is provided comprising a memory and a processor, the memory having stored therein a computer program, the processor when executing the computer program performing the steps of:
responding to a user examination request corresponding to the user to be examined, and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
and carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
In one embodiment, the processor when executing the computer program further performs the steps of:
Determining a user identification and examination content of a user to be examined according to the user examination request;
and determining target resource information corresponding to the user to be checked from the information storage equipment according to the user identification and the checking content.
In one embodiment, the processor when executing the computer program further performs the steps of:
determining a target information set of the user to be checked from candidate information sets of candidate users in the information storage equipment according to the user identification;
and determining target resource information corresponding to the user to be inspected from candidate resource information provided by each financial institution in the target information set according to the inspection content.
In one embodiment, the processor when executing the computer program further performs the steps of:
determining at least one auditing condition corresponding to the target resource information according to the user auditing request;
and according to each auditing condition and the target resource information, carrying out resource auditing on the user to be audited, and determining a resource auditing result of the user to be audited.
In one embodiment, the processor when executing the computer program further performs the steps of:
according to each auditing condition and the target resource information, carrying out resource auditing on a user to be audited, and determining a resource audit result corresponding to each auditing condition;
And determining the resource auditing result of the user to be audited according to the magnitude relation between the quantity of the resource auditing sub-results which are audited to be unqualified and the unqualified quantity threshold.
In one embodiment, the processor when executing the computer program further performs the steps of:
determining candidate resource information of at least one candidate user from each financial institution;
and clustering the candidate resource information according to the user labels corresponding to the candidate resource information to obtain candidate information sets of the candidate users, and storing the candidate information sets of the candidate users into the information storage equipment.
In one embodiment, a computer readable storage medium is provided having a computer program stored thereon, which when executed by a processor, performs the steps of:
responding to a user examination request corresponding to the user to be examined, and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
and carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
In one embodiment, the computer program when executed by the processor further performs the steps of:
determining a user identification and examination content of a user to be examined according to the user examination request;
and determining target resource information corresponding to the user to be checked from the information storage equipment according to the user identification and the checking content.
In one embodiment, the computer program when executed by the processor further performs the steps of:
determining a target information set of the user to be checked from candidate information sets of candidate users in the information storage equipment according to the user identification;
and determining target resource information corresponding to the user to be inspected from candidate resource information provided by each financial institution in the target information set according to the inspection content.
In one embodiment, the computer program when executed by the processor further performs the steps of:
determining at least one auditing condition corresponding to the target resource information according to the user auditing request;
and according to each auditing condition and the target resource information, carrying out resource auditing on the user to be audited, and determining a resource auditing result of the user to be audited.
In one embodiment, the computer program when executed by the processor further performs the steps of:
according to each auditing condition and the target resource information, carrying out resource auditing on a user to be audited, and determining a resource audit result corresponding to each auditing condition;
And determining the resource auditing result of the user to be audited according to the magnitude relation between the quantity of the resource auditing sub-results which are audited to be unqualified and the unqualified quantity threshold.
In one embodiment, the computer program when executed by the processor further performs the steps of:
determining candidate resource information of at least one candidate user from each financial institution;
and clustering the candidate resource information according to the user labels corresponding to the candidate resource information to obtain candidate information sets of the candidate users, and storing the candidate information sets of the candidate users into the information storage equipment.
In one embodiment, a computer program product is provided comprising a computer program which, when executed by a processor, performs the steps of:
responding to a user examination request corresponding to the user to be examined, and determining target resource information corresponding to the user to be examined from the information storage device according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
and carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
In one embodiment, the computer program when executed by the processor further performs the steps of:
determining a user identification and examination content of a user to be examined according to the user examination request;
and determining target resource information corresponding to the user to be checked from the information storage equipment according to the user identification and the checking content.
In one embodiment, the computer program when executed by the processor further performs the steps of:
determining a target information set of the user to be checked from candidate information sets of candidate users in the information storage equipment according to the user identification;
and determining target resource information corresponding to the user to be inspected from candidate resource information provided by each financial institution in the target information set according to the inspection content.
In one embodiment, the computer program when executed by the processor further performs the steps of:
determining at least one auditing condition corresponding to the target resource information according to the user auditing request;
and according to each auditing condition and the target resource information, carrying out resource auditing on the user to be audited, and determining a resource auditing result of the user to be audited.
In one embodiment, the computer program when executed by the processor further performs the steps of:
according to each auditing condition and the target resource information, carrying out resource auditing on a user to be audited, and determining a resource audit result corresponding to each auditing condition;
And determining the resource auditing result of the user to be audited according to the magnitude relation between the quantity of the resource auditing sub-results which are audited to be unqualified and the unqualified quantity threshold.
In one embodiment, the computer program when executed by the processor further performs the steps of:
determining candidate resource information of at least one candidate user from each financial institution;
and clustering the candidate resource information according to the user labels corresponding to the candidate resource information to obtain candidate information sets of the candidate users, and storing the candidate information sets of the candidate users into the information storage equipment.
It should be noted that, the user information (including, but not limited to, user equipment information, user personal information, etc.) and the data (including, but not limited to, data for analysis, stored data, presented data, etc.) referred to in the present application are information and data authorized by the user or sufficiently authorized by each party, and the collection, use and processing of the related data are required to comply with the related laws and regulations and standards of the related countries and regions.
Those skilled in the art will appreciate that implementing all or part of the above-described methods in accordance with the embodiments may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed may comprise the steps of the embodiments of the methods described above. Any reference to memory, database, or other medium used in the various embodiments provided herein may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high density embedded nonvolatile Memory, resistive random access Memory (ReRAM), magnetic random access Memory (Magnetoresistive Random Access Memory, MRAM), ferroelectric Memory (Ferroelectric Random Access Memory, FRAM), phase change Memory (Phase Change Memory, PCM), graphene Memory, and the like. Volatile memory can include random access memory (Random Access Memory, RAM) or external cache memory, and the like. By way of illustration, and not limitation, RAM can be in the form of a variety of forms, such as static random access memory (Static Random Access Memory, SRAM) or dynamic random access memory (Dynamic Random Access Memory, DRAM), and the like. The databases referred to in the various embodiments provided herein may include at least one of relational databases and non-relational databases. The non-relational database may include, but is not limited to, a blockchain-based distributed database, and the like. The processors referred to in the embodiments provided herein may be general purpose processors, central processing units, graphics processors, digital signal processors, programmable logic units, quantum computing-based data processing logic units, etc., without being limited thereto.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The foregoing examples represent only a few embodiments of the present application, which are described in more detail and are not thereby to be construed as limiting the scope of the present application. It should be noted that it would be apparent to those skilled in the art that various modifications and improvements could be made without departing from the spirit of the present application, which would be within the scope of the present application. Accordingly, the scope of protection of the present application shall be subject to the appended claims.

Claims (10)

1. A method for auditing resources, the method comprising:
responding to a user examination request corresponding to a user to be examined, and determining target resource information corresponding to the user to be examined from information storage equipment according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
And carrying out resource auditing on the user to be audited according to the target resource information, and determining a resource auditing result of the user to be audited.
2. The method according to claim 1, wherein determining, from an information storage device, target resource information corresponding to the user to be inspected according to the user inspection request, includes:
determining the user identification and the examination content of the user to be examined according to the user examination request;
and determining target resource information corresponding to the user to be checked from information storage equipment according to the user identification and the checking content.
3. The method according to claim 2, wherein the determining, from an information storage device, target resource information corresponding to the user to be inspected according to the user identification and the inspection content includes:
determining a target information set of the user to be checked from candidate information sets of candidate users in the information storage equipment according to the user identification;
and determining target resource information corresponding to the user to be checked from candidate resource information provided by each financial institution in the target information set according to the checking content.
4. The method of claim 1, wherein the performing the resource audit on the user to be audited according to the target resource information, determining a resource audit result of the user to be audited, comprises:
determining at least one auditing condition corresponding to the target resource information according to the user auditing request;
and according to each auditing condition and the target resource information, carrying out resource auditing on the user to be audited, and determining a resource auditing result of the user to be audited.
5. The method of claim 4, wherein the performing resource auditing for the user to be audited according to each auditing condition and the target resource information, and determining the resource auditing result of the user to be audited, comprises:
according to each auditing condition and the target resource information, carrying out resource auditing on the user to be audited, and determining a resource auditing sub-result corresponding to each auditing condition;
and determining the resource auditing result of the user to be audited according to the magnitude relation between the quantity of the resource auditing sub-results which are audited to be unqualified and the unqualified quantity threshold.
6. The method according to claim 1, wherein the method further comprises:
Determining candidate resource information of at least one candidate user from each financial institution;
and clustering the candidate resource information according to the user labels corresponding to the candidate resource information to obtain candidate information sets of the candidate users, and storing the candidate information sets of the candidate users into the information storage equipment.
7. A resource auditing apparatus, the apparatus comprising:
the first determining module is used for responding to a user examination request corresponding to a user to be examined, and determining target resource information corresponding to the user to be examined from the information storage equipment according to the user examination request; wherein, the information storage device stores at least one candidate information set of candidate users, and the candidate information set contains candidate resource information provided by at least one financial institution;
and the second determining module is used for carrying out resource auditing on the user to be audited according to the target resource information and determining a resource auditing result of the user to be audited.
8. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any of claims 1 to 6 when the computer program is executed.
9. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 6.
10. A computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 6.
CN202311253169.3A 2023-09-26 2023-09-26 Resource auditing method and device, computer equipment and storage medium thereof Pending CN117455386A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202311253169.3A CN117455386A (en) 2023-09-26 2023-09-26 Resource auditing method and device, computer equipment and storage medium thereof

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202311253169.3A CN117455386A (en) 2023-09-26 2023-09-26 Resource auditing method and device, computer equipment and storage medium thereof

Publications (1)

Publication Number Publication Date
CN117455386A true CN117455386A (en) 2024-01-26

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Family Applications (1)

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Country Status (1)

Country Link
CN (1) CN117455386A (en)

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