CN117408701A - Safe transaction system based on GPT model - Google Patents

Safe transaction system based on GPT model Download PDF

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Publication number
CN117408701A
CN117408701A CN202311408556.XA CN202311408556A CN117408701A CN 117408701 A CN117408701 A CN 117408701A CN 202311408556 A CN202311408556 A CN 202311408556A CN 117408701 A CN117408701 A CN 117408701A
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China
Prior art keywords
transaction
module
risk
user
login
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CN202311408556.XA
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Chinese (zh)
Inventor
黄羿衡
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Jiangsu Suyun Information Technology Co ltd
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Jiangsu Suyun Information Technology Co ltd
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Priority to CN202311408556.XA priority Critical patent/CN117408701A/en
Publication of CN117408701A publication Critical patent/CN117408701A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention relates to the technical field of safe transaction, and discloses a safe transaction system based on a GPT model, which comprises a safe transaction platform, wherein the safe transaction platform comprises a login module, a credit evaluation module, a GPT model module, a storage module, a transaction initiator risk evaluation module, a transaction requester risk tolerance prediction module, a transaction matching module and a transaction processing module, and the login module comprises an input module and a login verification module. According to the invention, through predicting the accumulated risk of the screened transaction products, the optimal transaction initiator is matched for the transaction requester based on the risk range which can be born by the transaction requester, so that the transaction requester and the transaction initiator can accurately know the information of the transaction party in the transaction process, the existence of transaction damage behavior is avoided, the possibility that the transaction requester and the transaction initiator leak the information of the other party is further reduced, and the information security of the transaction party is ensured.

Description

Safe transaction system based on GPT model
Technical Field
The invention relates to the technical field of safe transaction, in particular to a safe transaction system based on a GPT model.
Background
At present, most of transactions are operated on a network, so that the transaction efficiency is greatly improved, but the safe transaction in the network transaction is difficult to be ensured, wherein in the process of the safe transaction, a good transaction party can claim that the transaction is effective according to the meaning of the transaction action of both parties, so that new benefits of the transaction are obtained based on the effective transaction action, and the benefits of the good party, the transaction efficiency and the system of the transaction order are ensured.
In the prior art, as each node in the network has openness, the security of the secure transaction system is lower, and the data is easy to leak due to the centralized data transmission, the risk of information leakage of the transaction participants is easy to leak, and the secure transaction system has certain defect, so that the security of the transaction is greatly reduced.
Disclosure of Invention
(one) solving the technical problems
Aiming at the defects of the prior art, the invention provides a safe transaction system based on a GPT model, which solves the problems that all nodes in the existing network have openness, the safety of the safe transaction system is lower, the data is easy to leak due to the general centralized data transmission, the risk of information leakage of a transaction participant is easy to leak, and the safety of the transaction is greatly reduced due to certain defect.
(II) technical scheme
In order to achieve the above purpose, the present invention adopts the following technical scheme:
the safe transaction system based on the GPT model comprises a safe transaction platform, wherein the safe transaction platform comprises a login module, a credit evaluation module, a GPT model module, a storage module, a transaction initiator risk evaluation module, a transaction requester risk tolerance prediction module, a transaction matching module and a transaction processing module, the login module comprises an input module and a login verification module, the output end of the input module is connected with the input end of the storage module, the login verification module is connected with the input module, the credit evaluation module is used for evaluating the credit of a user through a financial transaction record of the user, the GPT model module is connected with the input module, the GPT model module analyzes and processes the data information after receiving the data information of the input module, translates the data information into a required language, the transaction initiator risk evaluation module is connected with the transaction requester risk tolerance prediction module, the transaction requester risk tolerance prediction module is connected with the transaction matching module, the transaction initiator risk evaluation module is used for evaluating the risk of a transaction product and transmitting the transaction result to the input module, and determining whether the transaction initiator risk evaluation result is matched with the transaction requester risk prediction module and the transaction requester risk tolerance prediction module and the transaction receiving terminal, and the transaction initiator is matched with the transaction request receiving result and the transaction request receiving result.
Further, the input module is used for inputting login information by a user, wherein the login information comprises a user name and a login password of the user.
On the basis of the scheme, the login verification module verifies login information input by a user, the user name is sent to the storage module after the user name of the user is obtained, if the user name can be obtained from the storage module, the user is judged to be a registered user, the login password of the registered user and the login password input by the user are obtained, and if the login password in the database is the same as the login password input by the user, the login verification is judged to be successful; if the login password in the database is different from the login password input by the user, the login password is judged to be input incorrectly, a re-input signal is sent to the user terminal, and if the user name cannot be acquired from the storage module, the user is judged to be an unregistered user, and the login verification module sends a login failure signal and a login link to the user terminal.
As a further scheme of the invention, the transaction initiator risk assessment module comprises a transaction product work precision prediction module, a transaction product information acquisition module and a transaction protocol risk assessment module.
Further, the transaction product working accuracy prediction module performs matching comparison on the transaction product digital information and standard digital information corresponding to the transaction product, evaluates the chromaticity, the size and the pattern similarity of the transaction product, predicts the working accuracy of the transaction product based on the evaluation result, and transmits the prediction result and the evaluation result to the transaction protocol risk assessment module.
On the basis of the scheme, the transaction product information acquisition module acquires the description information and the selling price information of the transaction product in the transaction protocol, and transmits the acquired information to the transaction protocol risk assessment module.
As a further scheme of the invention, the transaction requester risk tolerance prediction module comprises a transaction product screening module, a transaction product accumulation risk prediction module and a transaction requester risk tolerance prediction module.
Further, the transaction product screening module receives the evaluation result transmitted by the transaction agreement risk degree evaluation module, performs primary screening on the transaction product according to the transaction request information sent by the transaction request party, performs secondary screening on the transaction product according to the transaction agreement risk degree, acquires the transaction product information after the secondary screening, and transmits the acquired information to the transaction product accumulated risk prediction module.
The beneficial effects of the invention are as follows:
1. according to the invention, through predicting the accumulated risk of the screened transaction products, the optimal transaction initiator is matched for the transaction requester based on the risk range which can be born by the transaction requester, so that the transaction requester and the transaction initiator can accurately know the information of the transaction party in the transaction process, the existence of transaction damage behavior is avoided, the possibility that the transaction requester and the transaction initiator leak the information of the other party is further reduced, and the information security of the transaction party is ensured.
2. The credit evaluation module can analyze and evaluate the credit of the user through the financial transaction record and obtain the credit coefficient of the user, wherein the credit coefficient reflects the credit degree of the user on the financial transaction platform, and the lower the credit coefficient is, the higher the credit degree of the user on the financial transaction platform is, so that the transaction safety is further improved.
3. According to the invention, the related information of the transaction request party and the transaction initiator is predicted, and the transaction request party and the transaction initiator are matched with the best transactor based on the prediction result, so that the transaction amount of the secure transaction system is further improved, and the transaction stability of the secure transaction system is further improved.
Drawings
Fig. 1 is a schematic diagram of a system framework flow structure of a secure transaction system based on a GPT model according to the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. It should be noted that the terms "mounted," "connected," and "disposed" are to be construed broadly, unless explicitly stated or defined otherwise, and that the particular meaning of such terms in this patent will be understood by those of ordinary skill in the art, as appropriate.
Example 1
Referring to fig. 1, a secure transaction system based on a GPT model includes a secure transaction platform, the secure transaction platform includes a login module, a credit assessment module, a GPT model module, a storage module, a transaction initiator risk assessment module, a transaction requester risk prediction module, a transaction matching module and a transaction processing module, the login module includes an input module and a login verification module, and an output end of the input module is connected with an input end of the storage module, the login verification module is connected with the input module, the credit assessment module is used for assessing the credit of a user through a financial transaction record of the user, the credit assessment module can analyze and assess the credit of the user through the financial transaction record, and obtain a credit coefficient of the user, the credit coefficient reflects the credit of the user at the financial transaction platform, the lower the credit coefficient is, the higher the credit coefficient of the user is, the security of the transaction is further improved, the GPT model module is connected with the input module, the GPT model module translates the data information into a required language after receiving the data information of the input module, the transaction initiator risk assessment module is connected with the transaction requester risk prediction module, the transaction initiator risk prediction module is connected with the transaction requester risk prediction module is used for screening the transaction initiator risk prediction module, the transaction initiator can be matched with the transaction requester risk prediction module, and the risk prediction module can be matched with the transaction requester risk prediction module, and the product can be screened based on the risk prediction module, the method and the system ensure that the transaction requester and the transaction initiator accurately know the information of the transaction party in the transaction process, avoid the existence of the transaction destructive behavior, further reduce the possibility of the transaction requester and the transaction initiator revealing the information of the other party, ensure the information security of the transaction party, receive the matching result and the evaluation result transmitted by the transaction matching module by the transaction execution module, transmit the matching result and the evaluation result to the terminals of the transaction requester and the transaction initiator, and determine whether to conduct effective transaction or not by the transaction requester and the transaction initiator based on the received content.
In the invention, an input module is used for inputting login information by a user, the login information comprises a user name and a login password of the user, a login verification module verifies the login information input by the user, the user name is sent to a storage module after the user name is acquired, if the user name can be acquired from the storage module, the user is judged to be a registered user, the login password of the registered user and the login password input by the user are acquired, and if the login password in a database is the same as the login password input by the user, the login verification is judged to be successful; if the login password in the database is different from the login password input by the user, the login password is judged to be input incorrectly, a re-input signal is sent to the user side, if the user name cannot be acquired from the storage module, the user is judged to be an unregistered user, the login verification module sends a login failure signal and a registration link to the user side, the transaction initiator risk assessment module comprises a transaction product working accuracy prediction module, a transaction product information acquisition module and a transaction protocol risk assessment module, the transaction product working accuracy prediction module carries out matching comparison on transaction product digital information and standard digital information corresponding to the product, the chromaticity, the size and the pattern similarity of the transaction product are assessed, the working accuracy of the transaction product is predicted based on the assessment result, the prediction result and the assessment result are transmitted to the transaction protocol risk assessment module, the transaction product information acquisition module acquires description information and price information of the transaction product in a transaction protocol, and the acquired information is transmitted to the transaction protocol risk assessment module, and the transaction initiator is matched with the transaction initiator by predicting the related information of the transaction requester based on the prediction result, so that the transaction safety and the transaction safety of the transaction system are further improved.
In particular, the transaction requester risk tolerance prediction module comprises a transaction product screening module, a transaction product accumulation risk prediction module and a transaction requester risk tolerance prediction module, wherein the transaction product screening module receives the evaluation result transmitted by the transaction protocol risk assessment module, performs primary screening on a transaction product according to transaction request information sent by the transaction requester, performs secondary screening on the transaction product according to the transaction protocol risk, acquires transaction product information after the secondary screening, and transmits acquired information to the transaction product accumulation risk prediction module.
Example 2
Referring to fig. 1, a secure transaction system based on a GPT model includes a secure transaction platform, the secure transaction platform includes a login module, a credit assessment module, a GPT model module, a storage module, a transaction initiator risk assessment module, a transaction requester risk prediction module, a transaction matching module and a transaction processing module, the login module includes an input module and a login verification module, and an output end of the input module is connected with an input end of the storage module, the login verification module is connected with the input module, the credit assessment module is used for assessing the credit of a user through a financial transaction record of the user, the credit assessment module can analyze and assess the credit of the user through the financial transaction record, and obtain a credit coefficient of the user, the credit coefficient reflects the credit of the user at the financial transaction platform, the lower the credit coefficient is, the higher the credit coefficient of the user is, the security of the transaction is further improved, the GPT model module is connected with the input module, the GPT model module translates the data information into a required language after receiving the data information of the input module, the transaction initiator risk assessment module is connected with the transaction requester risk prediction module, the transaction initiator risk prediction module is connected with the transaction requester risk prediction module is used for screening the transaction initiator risk prediction module, the transaction initiator can be matched with the transaction requester risk prediction module, and the risk prediction module can be matched with the transaction requester risk prediction module, and the product can be screened based on the risk prediction module, the method and the system ensure that the transaction requester and the transaction initiator accurately know the information of the transaction party in the transaction process, avoid the existence of the transaction destructive behavior, further reduce the possibility of the transaction requester and the transaction initiator revealing the information of the other party, ensure the information security of the transaction party, receive the matching result and the evaluation result transmitted by the transaction matching module by the transaction execution module, transmit the matching result and the evaluation result to the terminals of the transaction requester and the transaction initiator, and determine whether to conduct effective transaction or not by the transaction requester and the transaction initiator based on the received content.
In the invention, an input module is used for inputting login information by a user, the login information comprises a user name and a login password of the user, a login verification module verifies the login information input by the user, the user name is sent to a storage module after the user name is acquired, if the user name can be acquired from the storage module, the user is judged to be a registered user, the login password of the registered user and the login password input by the user are acquired, and if the login password in a database is the same as the login password input by the user, the login verification is judged to be successful; if the login password in the database is different from the login password input by the user, the login password is judged to be input incorrectly, a re-input signal is sent to the user side, if the user name cannot be acquired from the storage module, the user is judged to be an unregistered user, the login verification module sends a login failure signal and a registration link to the user side, the transaction initiator risk assessment module comprises a transaction product working accuracy prediction module, a transaction product information acquisition module and a transaction protocol risk assessment module, the transaction product working accuracy prediction module carries out matching comparison on transaction product digital information and standard digital information corresponding to the product, the chromaticity, the size and the pattern similarity of the transaction product are assessed, the working accuracy of the transaction product is predicted based on the assessment result, the prediction result and the assessment result are transmitted to the transaction protocol risk assessment module, the transaction product information acquisition module acquires description information and price information of the transaction product in a transaction protocol, and the acquired information is transmitted to the transaction protocol risk assessment module, and the transaction initiator is matched with the transaction initiator by predicting the related information of the transaction requester based on the prediction result, so that the transaction safety and the transaction safety of the transaction system are further improved.
In particular, the transaction requester risk tolerance prediction module comprises a transaction product screening module, a transaction product accumulation risk prediction module and a transaction requester risk tolerance prediction module, wherein the transaction product screening module receives the evaluation result transmitted by the transaction protocol risk assessment module, performs primary screening on a transaction product according to transaction request information sent by the transaction requester, performs secondary screening on the transaction product according to the transaction protocol risk, acquires transaction product information after the secondary screening, and transmits acquired information to the transaction product accumulation risk prediction module.
The foregoing is only a preferred embodiment of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art, who is within the scope of the present invention, should make equivalent substitutions or modifications according to the technical scheme of the present invention and the inventive concept thereof, and should be covered by the scope of the present invention.

Claims (8)

1. The safe transaction system based on the GPT model comprises a safe transaction platform and is characterized in that the safe transaction platform comprises a login module, a credit evaluation module, a GPT model module, a storage module, a transaction initiator risk evaluation module, a transaction requester risk tolerance prediction module, a transaction matching module and a transaction processing module, wherein the login module comprises an input module and a login verification module, the output end of the input module is connected with the input end of the storage module, the login verification module is connected with the input module, the credit evaluation module is used for evaluating the credit of a user through a financial transaction record of the user, the GPT model module is connected with the input module, the GPT model module analyzes and processes data information after receiving the data information of the input module, translates the data information into a required language, the transaction initiator risk evaluation module is connected with the transaction requester risk tolerance prediction module, the transaction initiator risk tolerance prediction module is connected with the transaction matching module, the transaction initiator risk tolerance prediction module is used for evaluating the risk of a transaction product and transmitting the transaction product, the credit is evaluated through the financial transaction record of the user, the GPT model module is connected with the input module, and the transaction initiator risk tolerance prediction module is matched with the transaction requester risk prediction module and the transaction requester risk tolerance prediction module is matched with the transaction request receiving the transaction request risk prediction module, and the transaction initiator risk prediction module is matched with the transaction requester and the transaction request receiving the transaction request risk prediction module and the transaction request risk prediction is matched with the transaction receiver and the transaction request and the transaction requester.
2. The GPT-model-based secure transaction system of claim 1, wherein the input module is configured to input login information by a user, the login information comprising a user name and a login password of the user.
3. The GPT-model-based secure transaction system according to claim 2, wherein the login verification module verifies login information input by a user, and after obtaining a user name of the user, the login verification module sends the user name to the storage module, if the user name can be obtained from the storage module, determines that the user is a registered user, obtains a login password of the registered user and a login password input by the user, and if the login password in the database is the same as the login password input by the user, determines that the login verification is successful; if the login password in the database is different from the login password input by the user, the login password is judged to be input incorrectly, a re-input signal is sent to the user terminal, and if the user name cannot be acquired from the storage module, the user is judged to be an unregistered user, and the login verification module sends a login failure signal and a login link to the user terminal.
4. The GPT-model-based secure transaction system of claim 3, wherein the transaction initiator risk assessment module comprises a transaction product accuracy prediction module, a transaction product information acquisition module, and a transaction agreement risk assessment module.
5. The GPT-model-based secure transaction system according to claim 4, wherein the transaction product accuracy prediction module performs matching comparison between the transaction product digitized information and standard digitized information corresponding to the transaction product, evaluates chromaticity, size and pattern similarity of the transaction product, predicts the accuracy of the transaction product based on the evaluation result, and transmits the prediction result and the evaluation result to the transaction protocol risk assessment module.
6. The GPT-model-based secure transaction system of claim 4, wherein the transaction product information acquisition module acquires descriptive information and sales information of the transaction product in the transaction agreement and transmits the acquired information to the transaction agreement risk assessment module.
7. The GPT model-based secure transaction system of claim 1, wherein the transaction requester risk tolerance prediction module comprises a transaction product screening module, a transaction product cumulative risk prediction module, and a transaction requester risk tolerance prediction module.
8. The GPT-model-based secure transaction system of claim 7, wherein the transaction product screening module receives the evaluation result transmitted by the transaction agreement risk assessment module, performs primary screening on the transaction product according to the transaction request information sent by the transaction requester, performs secondary screening on the transaction product according to the transaction agreement risk, acquires the transaction product information after the secondary screening, and transmits the acquired information to the transaction product cumulative risk prediction module.
CN202311408556.XA 2023-10-27 2023-10-27 Safe transaction system based on GPT model Pending CN117408701A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN118071159A (en) * 2024-04-24 2024-05-24 成都四为电子信息股份有限公司 Intelligent park safety emergency management system and method based on GPT

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN118071159A (en) * 2024-04-24 2024-05-24 成都四为电子信息股份有限公司 Intelligent park safety emergency management system and method based on GPT

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