CN117372177A - Novel non-vehicle underwriting core system - Google Patents
Novel non-vehicle underwriting core system Download PDFInfo
- Publication number
- CN117372177A CN117372177A CN202311341776.5A CN202311341776A CN117372177A CN 117372177 A CN117372177 A CN 117372177A CN 202311341776 A CN202311341776 A CN 202311341776A CN 117372177 A CN117372177 A CN 117372177A
- Authority
- CN
- China
- Prior art keywords
- policy
- auditing
- flow
- module
- information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 claims abstract description 70
- 230000008569 process Effects 0.000 claims abstract description 66
- 238000007726 management method Methods 0.000 claims abstract description 37
- 238000012550 audit Methods 0.000 claims description 34
- 230000004048 modification Effects 0.000 claims description 28
- 238000012986 modification Methods 0.000 claims description 28
- 238000012937 correction Methods 0.000 claims description 22
- 238000012545 processing Methods 0.000 claims description 7
- 238000012216 screening Methods 0.000 claims description 6
- 238000005111 flow chemistry technique Methods 0.000 claims description 5
- 238000013523 data management Methods 0.000 abstract description 3
- 238000012795 verification Methods 0.000 description 8
- 238000011161 development Methods 0.000 description 7
- 230000004075 alteration Effects 0.000 description 6
- 238000005516 engineering process Methods 0.000 description 6
- 238000010586 diagram Methods 0.000 description 5
- 230000009471 action Effects 0.000 description 3
- 230000006870 function Effects 0.000 description 3
- 230000008901 benefit Effects 0.000 description 2
- 238000006243 chemical reaction Methods 0.000 description 2
- 230000008878 coupling Effects 0.000 description 2
- 238000010168 coupling process Methods 0.000 description 2
- 238000005859 coupling reaction Methods 0.000 description 2
- 238000012552 review Methods 0.000 description 2
- 238000000926 separation method Methods 0.000 description 2
- 238000004364 calculation method Methods 0.000 description 1
- 239000003795 chemical substances by application Substances 0.000 description 1
- 239000003086 colorant Substances 0.000 description 1
- 230000000295 complement effect Effects 0.000 description 1
- 238000013500 data storage Methods 0.000 description 1
- 230000002950 deficient Effects 0.000 description 1
- 238000012217 deletion Methods 0.000 description 1
- 230000037430 deletion Effects 0.000 description 1
- 230000036541 health Effects 0.000 description 1
- 239000000463 material Substances 0.000 description 1
- 230000007246 mechanism Effects 0.000 description 1
- 230000008520 organization Effects 0.000 description 1
- 238000012546 transfer Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
- G06Q10/101—Collaborative creation, e.g. joint development of products or services
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Human Resources & Organizations (AREA)
- Entrepreneurship & Innovation (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- Marketing (AREA)
- Development Economics (AREA)
- Technology Law (AREA)
- Data Mining & Analysis (AREA)
- Operations Research (AREA)
- Quality & Reliability (AREA)
- Tourism & Hospitality (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The application provides a new non-vehicle underwriting core system, which comprises: the price inquiring and guaranteeing module is used for generating a to-be-checked policy according to the input guaranteeing information; the auditing management module is used for determining an auditing flow corresponding to the to-be-audited policy through the flow engine and the rule engine and generating an auditing result according to the to-be-audited policy; the auditing process comprises an auditing trunk process and an auditing branch process. The business process is managed through the process engine and the rule engine, so that quick price inquiry of a single person is realized, business needs are supported, the purposes of reducing management risks and realizing standardized data management are achieved, and the order-issuing efficiency is improved.
Description
Technical Field
The application relates to the technical field of data processing systems, in particular to a novel non-vehicle underwriting core system.
Background
In order to support the flexible development of the service of the non-vehicle insurance, improve the service flow of the non-vehicle insurance and the management efficiency, the prior art realizes the service requirements through a non-vehicle insurance core system. The existing non-vehicle insurance core system adopts a micro-service architecture, the system is split into a plurality of independent service modules, each module is responsible for specific service functions, an application program is containerized and deployed on a cloud platform through a cloud native technology, the system adopts a development mode of front-end and rear-end separation, the front end adopts a modern Web development technology (such as practice and Vue. Js), the rear end adopts a rear-end technology such as Java, and the like, but the system has the problems that 100% of strong consistency data cannot be stored, a fault-tolerant mechanism is deficient, an iteration development period is long, the redundancy of flow codes is more, and the like.
Disclosure of Invention
In view of the problems, the present application has been developed to provide a new non-vehicle underwriting core system that overcomes, or at least partially solves, the problems, comprising:
a new non-vehicular underwriting core system, the system comprising:
the price inquiring and guaranteeing module is used for generating a to-be-checked policy according to the input guaranteeing information;
the auditing management module is used for determining an auditing flow corresponding to the to-be-audited policy through the flow engine and the rule engine and generating an auditing result according to the to-be-audited policy; the auditing process comprises an auditing trunk process and an auditing branch process.
Further, the price inquiry and insurance module comprises:
the recording sheet module is used for recording corresponding form information according to the service type;
and the application and protection sub-module is used for applying and protecting the price inquiry list and generating a to-be-checked policy according to the form information.
Further, the audit trunk flow and the audit branch flow are stored in the flow engine, and the audit management module includes:
the audit determination submodule is used for inquiring and managing the target to-be-audited policy according to the policy number of the to-be-audited policy;
the flow determination submodule is used for determining an auditing trunk flow corresponding to the target policy to be audited through the flow engine;
the branch determination submodule is used for determining an auditing branch flow corresponding to the target policy to be audited through the rule engine according to the target policy to be audited and the auditing trunk flow;
and the auditing operation sub-module is used for determining a target auditing flow corresponding to the target policy to be audited according to the auditing trunk flow and the auditing branch flow, processing the policy to be audited according to the auditing flow and generating an auditing result.
Further, the system further comprises:
the comprehensive query module is used for screening out a target policy according to query conditions;
the correction management module is used for correcting the correction policy according to the information to be protected;
and the renewal management module is used for inquiring and managing the to-be-renewed insurance policy according to the insurance information.
Further, the comprehensive query module includes:
the form inquiring sub-module is used for accurately inquiring according to the inquiring conditions or for fuzzily inquiring the form information of the target form according to the time range;
and the information inquiry sub-module is used for inquiring and modifying the corresponding payment information according to the inquiry conditions.
Further, the modification management module includes:
the general inquiry submodule is used for screening out a target to-be-modified policy according to the to-be-protected information and modifying the target to-be-modified policy;
and the batch correction sub-module is used for batch correction of the target group policy to be corrected according to the information to be corrected.
Further, the renewal management module includes:
the renewal inquiring sub-module is used for inquiring the to-be-renewed policy and renewing the policy according to the application information;
and the renewal reminding sub-module is used for sending the policy information to the corresponding mailbox according to the fixed frequency.
Further, the auditing process is composed of a plurality of auditing process nodes of the auditing process, and the auditing process nodes comprise process processing nodes and process rule nodes.
Further, the audit management module further includes:
and the node management sub-module is used for managing the flow processing nodes through the flow engine and managing the flow rule nodes through the rule engine.
Further, the system further comprises:
and the image management module is used for viewing and managing the images.
The application has the following advantages:
in the embodiment of the present application, aiming at the problem of more redundancy of flow codes in the prior art, the present application provides a solution for managing a business flow through a flow engine and a rule engine, specifically: the system comprises a price inquiring and guaranteeing module, a price inquiring and guaranteeing module and a price inquiring and guaranteeing module, wherein the price inquiring and guaranteeing module is used for generating a to-be-checked insurance policy according to the input insurance information; the auditing management module is used for determining an auditing flow corresponding to the to-be-audited policy through the flow engine and the rule engine and generating an auditing result according to the to-be-audited policy; the auditing process comprises an auditing trunk process and an auditing branch process. The business process is managed through the process engine and the rule engine, so that quick price inquiry of a single person is realized, business needs are supported, the purposes of reducing management risks and realizing standardized data management are achieved, and the order-issuing efficiency is improved.
Drawings
In order to more clearly illustrate the technical solutions of the present application, the drawings that are needed in the description of the present application will be briefly introduced below, it being obvious that the drawings in the following description are only some embodiments of the present application, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
FIG. 1 is a block diagram of a new non-vehicular underwriting core system provided in one embodiment of the present application;
FIG. 2 is a schematic diagram of a new non-vehicle underwriting core system according to one embodiment of the present application;
FIG. 3 is a schematic diagram of a price inquiring flow of a new non-vehicular underwriting core system according to an embodiment of the present invention;
FIG. 4 is a schematic diagram of an application flow of a new non-vehicular underwriting core system according to one embodiment of the present application;
fig. 5 is a schematic diagram of a modification flow of a new non-vehicular underwriting core system according to an embodiment of the present application.
Detailed Description
In order to make the objects, features and advantages of the present application more comprehensible, the present application is described in further detail below with reference to the accompanying drawings and detailed description. It will be apparent that the embodiments described are some, but not all, of the embodiments of the present application. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without making any inventive effort, are intended to be within the scope of the present application.
The inventors found by analyzing the prior art that: at present, a conventional non-vehicle risk core system mostly adopts a micro-service architecture, the system is divided into a plurality of independent service modules, each module is responsible for specific service functions, an application program is containerized and deployed on a cloud platform through a cloud native technology, the system adopts a development mode of front-back end separation, the front end uses modern Web development technologies (such as practice and Vue. Js), the back end uses Java and other back-end technologies, but the iteration development period is long due to the limitation of a front-end framework, the container cloud service deployment does not cause the problem that the system may have incomplete contents to be interrupted, so that the data is inconsistent due to the elegant shutdown of the system, the back-end distributed architecture cannot save 100% strong consistency due to the data consistency, and the problems of more redundancy of flow codes and the like due to the high coupling of service flows.
1-2, a new non-vehicle underwriting core system is provided in an embodiment of the present application, the system comprising:
the price inquiry and insurance application module 110 is used for generating a to-be-checked insurance policy according to the input insurance information;
the auditing management module 120 is configured to determine an auditing process corresponding to the policy to be audited through a process engine and a rule engine, and generate an auditing result according to the policy to be audited; the auditing process comprises an auditing trunk process and an auditing branch process.
In an embodiment of the present application, aiming at the problem of high coupling of business processes in the prior art, the present application provides a solution for managing business processes through a process engine and a rule engine, specifically: the system comprises a price inquiry and insurance application module 110 for generating a to-be-checked insurance policy according to the input insurance information; the auditing management module 120 is configured to determine an auditing process corresponding to the policy to be audited through a process engine and a rule engine, and generate an auditing result according to the policy to be audited; the auditing process comprises an auditing trunk process and an auditing branch process. The business process is managed through the process engine and the rule engine, so that quick price inquiry of a single person is realized, business needs are supported, the purposes of reducing management risks and realizing standardized data management are achieved, and the order-issuing efficiency is improved.
Next, a new non-vehicular underwriting core system in the present exemplary embodiment will be further described.
In one embodiment of the present invention, the price enquiry and insurance module 110 includes:
the recording sheet module is used for recording corresponding form information according to the service type;
and the application and protection sub-module is used for applying and protecting the price inquiry list and generating a to-be-checked policy according to the form information.
3-4, after logging in the system, the bill recorder selects inquiry and insurance, can collect the commonly used dangerous seeds of the bill recorder, can also input dangerous seed quick search, and can record the bill after selecting the dangerous seeds to be recorded. The transcriber can enter basic information, customer information, target information, insurance responsibility, payment plan, special conventions, risk inquiry, co-insurance information and the like, and can modify the entered quotation. After the input is completed, operations such as premium calculation, storage, price submission, image data uploading and the like can be performed on the whole bill. The check price of the price inquiry list can be applied after passing, the one-to-one check price list is applied in a conversion mode and the one-to-many check price list is applied in a conversion mode, pages and the check price list are the same after the application is carried out, part of modules can be modified, the modified pages are stored and generated to be checked and submitted to the check and the check, the check and the check can be operated to pay the fee-seeing policy after passing, the formal effective policy is generated after paying, and the formal effective policy can be generated without paying the fee-seeing policy.
In an embodiment of the present invention, the audit trunk flow and the audit branch flow are stored in the flow engine, and the audit management module 120 includes:
the audit determination submodule is used for inquiring and managing the target to-be-audited policy according to the policy number of the to-be-audited policy;
the flow determination submodule is used for determining an auditing trunk flow corresponding to the target policy to be audited through the flow engine;
the branch determination submodule is used for determining an auditing branch flow corresponding to the target policy to be audited through the rule engine according to the target policy to be audited and the auditing trunk flow;
and the auditing operation sub-module is used for determining a target auditing flow corresponding to the target policy to be audited according to the auditing trunk flow and the auditing branch flow, processing the policy to be audited according to the auditing flow and generating an auditing result.
As an example, according to the policy number of the policy to be checked, the auditor may modify or process the policy to be checked, determine, by using the process engine, an audit backbone process corresponding to the policy to be checked, determine, by using the rule engine, an audit branch process corresponding to the policy to be checked, by using the rule engine, in all audit branch processes corresponding to the audit backbone process, according to information of the policy to be checked, generate, by using the audit process and the audit branch process, a target audit process corresponding to the policy to be checked, and process, by using a process node in the target audit process, the policy to be checked, and generate an audit result according to a result returned by the process node. The auditing trunk flow and the auditing branch flow are stored in the flow engine.
In one embodiment of the present invention, the system further comprises:
the comprehensive query module is used for screening out a target policy according to query conditions;
the correction management module is used for correcting the correction policy according to the information to be protected;
and the renewal management module is used for inquiring and managing the to-be-renewed insurance policy according to the insurance information.
As an example, a target policy is screened out from the data storage module according to the query condition, the policy to be modified is modified according to the information to be protected, and the policy to be continued is queried and managed according to the application information.
In an embodiment of the present invention, the comprehensive query module includes:
the form inquiring sub-module is used for accurately inquiring according to the inquiring conditions or for fuzzily inquiring the form information of the target form according to the time range;
and the information inquiry sub-module is used for inquiring and modifying the corresponding payment information according to the inquiry conditions.
As an example, form information of a target form is queried precisely according to the query conditions or is queried in a fuzzy manner according to a time range, wherein the form includes a temporary form, a quotation form, a policy form, a lot form and the like. And controlling the query authority according to the logged-in job number and the organization, so as to meet different query authorities of the issuing personnel and the nuclear insurance personnel, and supporting Excel export of the query result. The policy query results may be printed on paper and electronic policies.
When the quotation is not recorded, temporary storage can be selected, a temporary storage list number is generated after temporary storage, a target temporary storage list can be queried according to the temporary storage list number, and deleting or continuously recording operation can be carried out on the target temporary storage list. After the quotation is recorded, the target quotation can be queried accurately according to the quotation number or in a fuzzy manner according to the time range, and the query result comprises the basic information and the quotation state of the target quotation; the newly-built state quotation can be subjected to operation modification, copying and cancellation operations; the quotation in the state of waiting for the price can be withdrawn; the check price can be subjected to transfer and guarantee operation through the state quotation.
When the poll price list is successfully transferred and ensured, the poll price list becomes an insurance application list, an insurance application list number is generated, the target insurance application list can be accurately inquired according to the insurance application list number or can be inquired in a fuzzy manner according to a time range, an inquiry result comprises basic information of the target insurance application list and the insurance application list state, the insurance application list state comprises newly-built, issued and modified, to-be-ensured, logged out and ensured to pass, and the initial state of the insurance application list is newly-built; the new and issued modification state insurance policy can be subjected to continuous processing, deleting, modifying, copying, core lifting and image uploading operations; the policy in the state of to-be-verified can be withdrawn, if the policy applicant is not processed yet, the policy in the state of to-be-verified can be withdrawn successfully, if the policy is processed in the process, the policy can not be withdrawn, and if the policy is withdrawn successfully, the policy becomes a newly-built state, and the policy can be submitted again.
When the insurance policy becomes the insurance policy after the insurance success, the insurance policy number is generated, the target insurance policy can be queried according to the policy number, the insurance policy number and the quotation policy number, the query result is the basic information of the insurance policy, and the operations of correcting, billing, copying and uploading the target insurance policy can be performed.
After the correction operation is finished on the insurance policy, generating a lot bill and a lot bill number, inquiring a target lot bill according to the lot bill number or the insurance policy number, wherein an inquiry result comprises basic information of the lot bill and a lot bill state, the lot bill state comprises new creation, issuing modification, to-be-verified and verification passing, the initial state of the lot bill is new, and the new-state lot bill can be subjected to operations of deleting, submitting a verification, modifying a lot document and uploading an image; when the approval of the wholesale is not passed, the wholesale is returned to be modified by a single post, the state of the wholesale is that the wholesale is modified, and the verification can be submitted again after the modification; the batch is withdrawn when the state of the batch is to be verified, if the batch is not processed by a verification person, the batch is withdrawn successfully, if the batch is processed in the process, the batch is not withdrawn, the withdrawal is successfully changed into a new state, and the verification can be submitted again; after the approval of the wholesale passes, the verification mark of the wholesale displays the approval, the image can be uploaded in an operation way, and paper and electronic wholesale can be printed. The wholesale review process and review comments may be reviewed.
As an example, if the fund platform fails to refund, the corresponding payment information is refunded and underwriting is performed according to the query condition, and at this time, the reason of the failure in refund can be queried according to the query batch number or the policy number, and the payment information modification operation can be performed. After the payment information is modified, the payment information can be re-submitted, the check guard can perform information inquiry and audit, and the fund system is re-submitted after the audit is passed.
In an embodiment of the present invention, the modification management module includes:
the general inquiry submodule is used for screening out a target to-be-modified policy according to the to-be-protected information and modifying the target to-be-modified policy;
and the batch correction sub-module is used for batch correction of the target group policy to be corrected according to the information to be corrected.
As an example, referring to fig. 5, a target policy to be modified is screened according to the information to be protected and the target policy to be modified is modified, where the modification types include normal modification and special modification, the special modification includes modification period, handling fee modification, whole policy refund, policy cancellation, other fee modification, the system is differentiated by different colors for the modification part, the modification part presents yellow, the deletion part presents gray, the new addition part presents green, so that an operator can more clearly see the content of the modification part of the policy, generate the modification list and the modification document after the modification is stored, and submit the modification list for verification. The pending verification is formally validated by the post-approval. Wherein, part of the dangerous seeds can modify the information of the insured life. Meanwhile, aiming at the insurance policy of the health care group, excel batch addition, batch subtraction, modification, complement and replacement are supported independently, different templates of different dangerous types are supported, and quick correction is conducted through Excel, so that quick correction of the group policy business is met. Wherein, the difference of the correction types is as follows:
modifying the clauses and special parts of the target policy to be modified into common modification through batch addition and batch subtraction;
modifying the insurance ending period of the target policy to be modified into a modified insurance period;
modifying the commission fee of the target policy agent service to be modified, namely, batching or subtracting the commission fee to modify the commission fee;
the target to be modified is subjected to full amount refund or partial refund, and the target to be modified is subjected to full amount refund;
the batch increase and batch decrease of other fees of the policy are modified for other fees.
It should be noted that the information to be secured includes a query condition, an alteration type and an alteration content of the target policy to be altered, where the alteration content is a modified value except that the alteration content is empty when the alteration type is the policy return. The insurance policy is divided into common correction and group policy customer data correction, wherein the common correction comprises correction types commonly used by a recorder, and the group policy customer data correction carries out special correction treatment on the group policy.
In an embodiment of the present invention, the renewal management module includes:
the renewal inquiring sub-module is used for inquiring the to-be-renewed policy and renewing the policy according to the application information;
and the renewal reminding sub-module is used for sending the policy information to the corresponding mailbox according to the fixed frequency.
As an example, the policy within the rights is queried according to the application information, and all policies within the full jurisdiction can be queried through the client code, the certificate number and the insured, the certificate number and the applicant to support the renewal service of the full jurisdiction policy. When the continuous insurance policy is issued, the system brings the full amount information of the continuous insurance policy, reduces the input information amount, provides the related shortcut function for the continuous insurance service, and comprises the steps of providing the conditions of the insurance claims of the calendar insurance policy for insurance and quick check of the insurance policy; the image of the renewal policy can be selectively and quickly imported when the image is uploaded. Setting a critical value (30 days) of the remaining days of the final insurance, and sending the insurance policy information to the business attribution personnel and the business attribution department mailbox according to fixed frequency when the remaining days of the insurance policy are smaller than or equal to the critical value. Wherein, the manager can inquire the renewal rate of the policy in the time period.
In a specific implementation, when the remaining days of the policy terminal are less than or equal to 30 days, the policy information is sent to a mailbox of a service attribution person, and the service attribution person contacts the applicant according to the policy information. When the applicant needs to continue insurance, inquiring a corresponding to-be-continued insurance policy according to the certificate number of the applicant.
In an embodiment of the present invention, the auditing process is composed of a plurality of auditing process nodes of the auditing process, and the auditing process nodes include a process processing node and a process rule node.
In an embodiment of the present invention, the audit management module 120 further includes:
and the node management sub-module is used for managing the flow processing nodes through the flow engine and managing the flow rule nodes through the rule engine.
As an example, a flow processing node of the audit flow may be managed by a BPM (Business Process Management, business flow management) flow engine, and the flow rule node may be managed by the rule engine, where the rule engine is used to select an audit branch flow, and the audit operation may be directed to submit to a superior level by a drools rule engine and um configuration (user permission information is configured by a user information management system), or audit pass, i.e., determine an audit branch flow.
In one embodiment of the present invention, the system further comprises:
and the image management module is used for viewing and managing the images.
As an example, document materials submitted by clients, such as electronic document screenshots and the like when clients are ensured, can be queried and verified, illegal documents can be deleted, and a storage picture and file mode can be supported.
While preferred embodiments of the present embodiments have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. It is therefore intended that the following claims be interpreted as including the preferred embodiments and all such alterations and modifications as fall within the scope of the embodiments of the present application.
Finally, it is further noted that relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or terminal that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or terminal. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or terminal device comprising the element.
The foregoing has described in detail a new non-vehicle underwriting core system provided by the present application, and specific examples have been applied herein to illustrate the principles and embodiments of the present application, the above examples being provided only to assist in understanding the methods of the present application and their core ideas; meanwhile, as those skilled in the art will have modifications in the specific embodiments and application scope in accordance with the ideas of the present application, the present description should not be construed as limiting the present application in view of the above.
Claims (10)
1. A new non-vehicular underwriting core system, the system comprising:
the price inquiring and guaranteeing module is used for generating a to-be-checked policy according to the input guaranteeing information;
the auditing management module is used for determining an auditing flow corresponding to the to-be-audited policy through the flow engine and the rule engine and generating an auditing result according to the to-be-audited policy; the auditing process comprises an auditing trunk process and an auditing branch process.
2. The system of claim 1, wherein the price enquiry and insurance module comprises:
the recording sheet module is used for recording corresponding form information according to the service type;
and the application and protection sub-module is used for applying and protecting the price inquiry list and generating a to-be-checked policy according to the form information.
3. The system of claim 1, wherein the audit backbone process and the audit branch process are stored in the process engine, the audit management module comprising:
the audit determination submodule is used for inquiring and managing the target to-be-audited policy according to the policy number of the to-be-audited policy;
the flow determination submodule is used for determining an auditing trunk flow corresponding to the target policy to be audited through the flow engine;
the branch determination submodule is used for determining an auditing branch flow corresponding to the target policy to be audited through the rule engine according to the target policy to be audited and the auditing trunk flow;
and the auditing operation sub-module is used for determining a target auditing flow corresponding to the target policy to be audited according to the auditing trunk flow and the auditing branch flow, processing the policy to be audited according to the auditing flow and generating an auditing result.
4. The system of claim 1, wherein the system further comprises:
the comprehensive query module is used for screening out a target policy according to query conditions;
the correction management module is used for correcting the correction policy according to the information to be protected;
and the renewal management module is used for inquiring and managing the to-be-renewed insurance policy according to the insurance information.
5. The system of claim 4, wherein the integrated query module comprises:
the form inquiring sub-module is used for accurately inquiring according to the inquiring conditions or for fuzzily inquiring the form information of the target form according to the time range;
and the information inquiry sub-module is used for inquiring and modifying the corresponding payment information according to the inquiry conditions.
6. The system of claim 4, wherein the modification management module comprises:
the general inquiry submodule is used for screening out a target to-be-modified policy according to the to-be-protected information and modifying the target to-be-modified policy;
and the batch correction sub-module is used for batch correction of the target group policy to be corrected according to the information to be corrected.
7. The system of claim 4, wherein the renewal management module comprises:
the renewal inquiring sub-module is used for inquiring the to-be-renewed policy and renewing the policy according to the application information;
and the renewal reminding sub-module is used for sending the policy information to the corresponding mailbox according to the fixed frequency.
8. A system according to claim 3, wherein the audit flow is comprised of audit flow nodes, the audit flow nodes comprising flow processing nodes and flow rule nodes.
9. The system of claim 8, wherein the audit management module further comprises:
and the node management sub-module is used for managing the flow processing nodes through the flow engine and managing the flow rule nodes through the rule engine.
10. The system of claim 1, wherein the system further comprises:
and the image management module is used for viewing and managing the images.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202311341776.5A CN117372177A (en) | 2023-10-13 | 2023-10-13 | Novel non-vehicle underwriting core system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202311341776.5A CN117372177A (en) | 2023-10-13 | 2023-10-13 | Novel non-vehicle underwriting core system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN117372177A true CN117372177A (en) | 2024-01-09 |
Family
ID=89394103
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202311341776.5A Pending CN117372177A (en) | 2023-10-13 | 2023-10-13 | Novel non-vehicle underwriting core system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN117372177A (en) |
Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108647883A (en) * | 2018-05-10 | 2018-10-12 | 山东中创软件工程股份有限公司 | A kind of business approval method, apparatus, equipment and medium |
| CN110930123A (en) * | 2019-11-29 | 2020-03-27 | 泰康保险集团股份有限公司 | Data processing method and device, electronic equipment and storage medium |
| CN112860744A (en) * | 2021-01-29 | 2021-05-28 | 北京电解智科技有限公司 | Business process processing method and device |
| CN113918637A (en) * | 2021-10-22 | 2022-01-11 | 重庆新致金服信息技术有限公司 | BPMN2.0 specification-based process engine platform creation method and system |
| CN114493479A (en) * | 2021-12-17 | 2022-05-13 | 上海甄云信息科技有限公司 | Enterprise-level workflow engine implementation method and system based on micro-service SaaS |
| CN116342298A (en) * | 2023-03-07 | 2023-06-27 | 国任财产保险股份有限公司 | Claim settlement system for non-vehicle insurance |
-
2023
- 2023-10-13 CN CN202311341776.5A patent/CN117372177A/en active Pending
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108647883A (en) * | 2018-05-10 | 2018-10-12 | 山东中创软件工程股份有限公司 | A kind of business approval method, apparatus, equipment and medium |
| CN110930123A (en) * | 2019-11-29 | 2020-03-27 | 泰康保险集团股份有限公司 | Data processing method and device, electronic equipment and storage medium |
| CN112860744A (en) * | 2021-01-29 | 2021-05-28 | 北京电解智科技有限公司 | Business process processing method and device |
| CN113918637A (en) * | 2021-10-22 | 2022-01-11 | 重庆新致金服信息技术有限公司 | BPMN2.0 specification-based process engine platform creation method and system |
| CN114493479A (en) * | 2021-12-17 | 2022-05-13 | 上海甄云信息科技有限公司 | Enterprise-level workflow engine implementation method and system based on micro-service SaaS |
| CN116342298A (en) * | 2023-03-07 | 2023-06-27 | 国任财产保险股份有限公司 | Claim settlement system for non-vehicle insurance |
Non-Patent Citations (2)
| Title |
|---|
| 唐佼佼: "基于JBPM的ACE保险核心业务系统开发", 中国硕士学位论文全文数据库信息科技辑, no. 03, 15 March 2012 (2012-03-15), pages 10 - 45 * |
| 张战胜;: "科技引领服务模式创新――中国人寿企业年金大客户服务系统介绍", 金融电子化, no. 05, 15 May 2012 (2012-05-15) * |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US8396725B2 (en) | Method and system configured for facilitating management of international trade receivables transactions | |
| US7548881B2 (en) | Systems and methods for producing documentary credit and conforming shipping documents | |
| US5623403A (en) | System for proactively and periodically identifying noncompliance with motor vehicle registration laws | |
| US6882986B1 (en) | Method for automatic processing of invoices | |
| US20090006267A1 (en) | Systems and methods for compliance screening and account management in the financial services industry | |
| US20090037305A1 (en) | System and Method for Monitoring Tax Information | |
| US20060242063A1 (en) | Remote check deposit | |
| US20050165681A1 (en) | Method for automatic processing of invoices | |
| US20070282735A1 (en) | Lien payoff systems and methods | |
| KR20070044391A (en) | Systems and methods to support approval to settle an international trade from a credit facility, such as a line of credit or a demand deposit account | |
| US20080201190A1 (en) | System and method for electronic processing of default case files | |
| WO2000058900A1 (en) | Portfolio investment guideline compliance and financial fund administration system | |
| US8799117B2 (en) | Record retention and post-issuance compliance system and method for municipal bonds | |
| JP3605563B2 (en) | Financial management system and financial management method | |
| WO2011123517A1 (en) | Remote portal for billing, docketing and document management | |
| CN116739684B (en) | Photovoltaic power cost automatic settlement and bill service method and system | |
| US8478666B2 (en) | System and method for processing data related to management of financial assets | |
| US7774352B2 (en) | Method of reversing an erroneous invoice | |
| CN117372177A (en) | Novel non-vehicle underwriting core system | |
| JP3926674B2 (en) | Database system, database system network, data item registration method, and data item registration program | |
| CN112232752A (en) | Sales invoice management platform and management method | |
| US20170221141A1 (en) | System and method for leasing dwellings | |
| US20080109275A1 (en) | System and method for remote sales, reporting and inventory management | |
| CN115545903B (en) | Credit management system and method | |
| US20230267552A1 (en) | System and method for the management of contractual liability risk transfer |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |