CN117370341A

CN117370341A - Object information table creation method, service processing method and device and electronic equipment

Info

Publication number: CN117370341A
Application number: CN202311277527.4A
Authority: CN
Inventors: 夏得玉; 佘志宇; 瑞雪; 陈菲
Original assignee: Industrial and Commercial Bank of China Ltd ICBC
Current assignee: Industrial and Commercial Bank of China Ltd ICBC
Priority date: 2023-09-28
Filing date: 2023-09-28
Publication date: 2024-01-09

Abstract

The present disclosure provides an object information table creation method, a business processing device, and an electronic device, which can be applied to the fields of computer technology, information processing technology, and financial science and technology. The object information table creation method comprises the following steps: responding to the registration information corresponding to the registration operation of the first user, and determining a cluster identifier corresponding to the registration information according to the registration information through verification; storing the object information, the cluster identifier, the registration time information and the object state identifier in the object information table in an associated manner in response to the fact that the information matched with the object registration information and the cluster identifier does not exist in the object information table; and updating the object state identifiers corresponding to the object information and the cluster identifiers in the object information table in response to the registration time information and the current time information meeting the preset conditions to obtain the current object state identifiers.

Description

Object information table creation method, service processing method and device and electronic equipment

Technical Field

The present disclosure relates to the fields of computer technology, information processing technology, and financial science and technology, and more particularly, to an object information table creation method, a business processing method and apparatus, an electronic device, and a computer-readable storage medium.

Background

With the gradual development of computer technology and financial industry, users can realize the business of cash withdrawal, transfer of money and the like through mobile phone banks instead of bank counters.

In order to facilitate the user to transact business through the mobile phone bank by using a plurality of accounts, each financial institution can provide a set account alias channel for the client before the user opens an account so as to distinguish the plurality of accounts of the user.

However, in implementing the concepts of the present disclosure, the inventors found that there are at least the following problems in the related art: because of the lack of an effective account alias management method, the service processing efficiency cannot be ensured, so that the user experience is poor.

Disclosure of Invention

In view of this, the present disclosure provides an object information table creation method, a business processing method and apparatus, an electronic device, a computer readable storage medium, and a computer program product.

According to an aspect of the present disclosure, there is provided an object information table creation method including: determining a cluster identifier corresponding to the registration information according to the registration information in response to the verification of the registration information corresponding to the registration operation of the first user, wherein the registration information comprises object information and registration time information; storing the object information, the cluster identifier, the registration time information and the object state identifier in association with the object information table in response to the fact that no information matched with the registration information and the cluster identifier exists in the object information table; and updating the object state identifier corresponding to the object information and the cluster identifier in the object information table to obtain a current object state identifier in response to the registration time information and the current time information meeting a preset condition.

According to an embodiment of the present disclosure, in response to the registration time information and the current time information satisfying a predetermined condition, updating the object state identifier corresponding to the object information and the cluster identifier in the object information table, to obtain the current object state identifier includes: determining the current time information in response to the triggering of the timing task; screening the first number of object state identifiers in the object information table to obtain a second number of candidate object state identifiers belonging to the waiting effective state; for each candidate object state identifier in the second number of candidate object state identifiers, determining a first difference value corresponding to the candidate object state identifier according to the current time information and the registration time information corresponding to the candidate object state identifier; and updating the candidate object state identification to a state of health in response to the first difference being greater than or equal to a first predetermined threshold.

According to an embodiment of the present disclosure, the object information includes an object identification, an object type, and a quota threshold; the method further includes, before determining the cluster identifier corresponding to the registration information according to the registration information by checking the registration information corresponding to the registration operation of the first user, the method further includes: respectively acquiring the object type, the object identification and the quota threshold from an object type drop-down box, an object identification input box and a quota threshold input box in a registration interface; determining the registration time information in response to a trigger of an object registration button in the registration interface; determining the registration information according to the object type, the object identifier, the quota threshold and the registration time information; and verifying the registration information according to a preset verification rule to obtain a verification result corresponding to the registration operation.

According to an embodiment of the present disclosure, the preset check rule includes a basic check rule and an auxiliary check rule; the step of verifying the registration information according to a preset verification rule, wherein the step of obtaining a verification result corresponding to the registration operation includes: checking the registration information according to the basic checking rule to obtain a basic checking result; responding to the basic verification result to represent that the registration information passes basic verification, and verifying the registration information according to the auxiliary verification rule to obtain an auxiliary verification result; and determining the verification result representing that the registration information passes the verification by responding to the auxiliary verification result.

According to an embodiment of the present disclosure, the object information table stores M candidate object identifiers, candidate cluster identifiers corresponding to the M candidate object identifiers, and candidate object types, where M is a positive integer; the method further includes, after determining the cluster identifier corresponding to the registration information according to the registration information by checking the registration information corresponding to the registration operation of the first user, the cluster identifier corresponding to the registration information: according to the cluster identifications, respectively matching the candidate cluster identifications corresponding to the M candidate object identifications in the object information table to obtain a cluster identification matching result; under the condition that the cluster identifier matching result represents that a first target cluster identifier matched with the cluster identifier exists in the object information table, respectively matching a third number of candidate object types corresponding to the target cluster identifier according to the object type to obtain an object type matching result; under the condition that the object type matching result represents that a target object type matched with the object type exists in the third number of candidate object types, respectively matching a fourth number of candidate object identifiers corresponding to the target object type according to the object identifiers to obtain an object identifier matching result; and determining that information matched with the object type, the object identifier and the cluster identifier exists in the object information table when the object identifier matching result indicates that the first target object identifier matched with the object identifier exists in the fourth number of candidate object identifiers.

According to an embodiment of the present disclosure, the above method further includes: determining that no information matched with the object type, the object identifier and the cluster identifier exists in the object information table under the condition that the cluster identifier matching result indicates that the cluster identifier and the candidate cluster identifier in the object information table are not matched; determining that no information matching the object type, the object identification and the cluster identification exists in the object information table when the object type matching result indicates that the object type and the third number of candidate object types are not matched; and determining that no information matched with the object type, the object identification and the cluster identification exists in the object information table when the object identification matching result indicates that the object identification and the fourth number of candidate object identifications are not matched.

According to another aspect of the present disclosure, there is provided a service processing method, including: in response to detecting a service processing operation initiated by a second user, determining a second target cluster identifier corresponding to the user identifier according to the user identifier in the service processing operation; according to the second target cluster identifier, at least one candidate object identifier corresponding to the second target cluster identifier is determined in an object information table, wherein an object state identifier corresponding to the candidate object identifier is a life effect state, and the service processing operation also corresponds to processing limit information; responding to the selection operation of the second user for a second target object identifier in the at least one candidate object identifier, and determining a service processing result according to the second target object identifier and the processing limit information; wherein the object information table is created by using the method.

According to an embodiment of the present disclosure, the object information table stores N candidate object identifiers, candidate cluster identifiers corresponding to the N candidate object identifiers, a threshold value of a credit, and an object state identifier, where N is a positive integer; the determining, in the object information table, at least one candidate object identifier corresponding to the target cluster identifier according to the second target cluster identifier includes: according to the second target cluster identifier, respectively matching candidate cluster identifiers corresponding to the N candidate object identifiers in the object information table to obtain a fifth number of intermediate object identifiers corresponding to the second target cluster identifier; screening the fifth number of intermediate object identifiers according to the predetermined object state identifiers to obtain at least one candidate object identifier; and presenting said at least one candidate object identification to said second user.

According to an embodiment of the present disclosure, the determining, in response to the selecting operation of the second user for the second target object identifier of the at least one candidate object identifier, a service processing result according to the target object identifier and the processing quota information includes: responding to the selection operation of the second user for a second target object identifier in the at least one candidate object identifier, and displaying the second target object identifier and the limit threshold corresponding to the target object identifier; determining a second difference value according to the limit threshold and the processing limit information; and determining the service processing result indicating that the service processing is successful in response to the second difference being greater than or equal to a second predetermined threshold.

According to another aspect of the present disclosure, there is provided an object information table creation apparatus including: a first determining module, configured to determine, according to registration information corresponding to a registration operation of a first user, a cluster identifier corresponding to the registration information, where the registration information includes object information and registration time information, by checking the registration information; an association storage module, configured to store the object information, the cluster identifier, the registration time information, and the object state identifier in association with the object information table in response to information matching the registration information and the cluster identifier not being present in the object information table; and the updating module is used for updating the object state identifier corresponding to the object information and the cluster identifier in the object information table to obtain the current object state identifier in response to the registration time information and the current time information meeting the preset conditions.

According to another aspect of the present disclosure, there is provided a service processing apparatus, including: the second determining module is used for determining a second target cluster identifier corresponding to the user identifier according to the user identifier in the service processing operation in response to the detection of the service processing operation initiated by the second user; a third determining module, configured to determine, according to the second target cluster identifier, at least one candidate object identifier corresponding to the second target cluster identifier in an object information table, where an object state identifier corresponding to the candidate object identifier is a validity state, and the service processing operation further corresponds to processing quota information; the fourth determining module is used for responding to the selection operation of the second user for the second target object identifier in the at least one candidate object identifier, and determining a service processing result according to the second target object identifier and the processing limit information; wherein the object information table is created by using the method.

According to another aspect of the present disclosure, there is provided an electronic device including: one or more processors; and a memory for storing one or more instructions that, when executed by the one or more processors, cause the one or more processors to implement a method as described in the present disclosure.

According to another aspect of the present disclosure, there is provided a computer-readable storage medium having stored thereon executable instructions that, when executed by a processor, cause the processor to implement a method as described in the present disclosure.

According to another aspect of the present disclosure, there is provided a computer program product comprising computer executable instructions which, when executed, are adapted to carry out the method as described in the present disclosure.

According to the embodiment of the disclosure, by checking the registration information of the user, matching the registration information with the object information and the cluster identifier already registered in the object registration form after the checking is passed, if the matched information exists, repeated registration operation is not needed, and the registered account information is automatically queried, so that the waiting time of the user query can be reduced; if no matching information exists, the registration information of the user can be added into the object registration form, and the object state identification is updated according to the effective time, so that the management of the account aliases can be effectively realized, the time for the user to subsequently adopt the account aliases to process the service after the user registration information is effective can be saved, the service processing efficiency is improved, and the user experience is further improved.

Drawings

The above and other objects, features and advantages of the present disclosure will become more apparent from the following description of embodiments thereof with reference to the accompanying drawings in which:

fig. 1 schematically illustrates a system architecture to which an object information table creation method and a service processing method can be applied according to an embodiment of the present disclosure;

FIG. 2 schematically illustrates a flow chart of an object information table creation method according to an embodiment of the present disclosure;

FIG. 3 schematically illustrates a flow chart of a method of updating candidate object state identification in accordance with an embodiment of the disclosure;

FIG. 4a schematically illustrates a schematic diagram of a registration information interface in accordance with a specific embodiment of the present disclosure;

FIG. 4b schematically illustrates a schematic diagram of a registration information interface according to another specific embodiment of the present disclosure;

FIG. 5 schematically illustrates a flow chart of a verification result acquisition method according to an embodiment of the disclosure;

FIG. 6 schematically illustrates a flow chart of a method of matching registration information with stored information in an object information table, in accordance with an embodiment of the present disclosure;

FIG. 7 schematically illustrates a flow chart of an object information registration method according to a specific embodiment of the present disclosure;

FIG. 8 schematically illustrates a flow chart of an object state identification update method in accordance with a particular embodiment of the present disclosure;

Fig. 9 schematically illustrates a flow chart of a business processing method according to an embodiment of the disclosure;

FIG. 10 schematically illustrates a data flow diagram of a candidate object identification screening method according to an embodiment of the disclosure;

FIG. 11 schematically illustrates a flow chart of a method of determining business process results according to an embodiment of the disclosure;

fig. 12 schematically illustrates a schematic diagram of an object information table obtaining method and an object information table-based service processing method according to a specific embodiment of the present disclosure;

fig. 13 schematically shows a block diagram of an object information table creating apparatus according to an embodiment of the present disclosure;

fig. 14 schematically illustrates a block diagram of a traffic processing apparatus according to an embodiment of the present disclosure; and

fig. 15 schematically illustrates a block diagram of an electronic device adapted to implement an object information table creation method and a business processing method according to an embodiment of the present disclosure.

Detailed Description

Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood that the description is only exemplary and is not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. In addition, in the following description, descriptions of well-known structures and techniques are omitted so as not to unnecessarily obscure the concepts of the present disclosure.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the disclosure. The terms "comprises," "comprising," and/or the like, as used herein, specify the presence of stated features, steps, operations, and/or components, but do not preclude the presence or addition of one or more other features, steps, operations, or components.

All terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art unless otherwise defined. It should be noted that the terms used herein should be construed to have meanings consistent with the context of the present specification and should not be construed in an idealized or overly formal manner.

Where expressions like at least one of "A, B and C, etc. are used, the expressions should generally be interpreted in accordance with the meaning as commonly understood by those skilled in the art (e.g.," a system having at least one of A, B and C "shall include, but not be limited to, a system having a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.).

In the technical scheme of the invention, the related user information (including but not limited to user personal information, user image information, user equipment information, such as position information and the like) and data (including but not limited to data for analysis, stored data, displayed data and the like) are information and data authorized by a user or fully authorized by all parties, and the processing of the related data such as collection, storage, use, processing, transmission, provision, disclosure, application and the like are all conducted according to the related laws and regulations and standards of related countries and regions, necessary security measures are adopted, no prejudice to the public welfare is provided, and corresponding operation inlets are provided for the user to select authorization or rejection.

With the gradual development of computer technology and financial industry, users can realize the business of cash withdrawal, transfer and remittance through mobile phone banking instead of a bank counter or self-service.

In order to facilitate the user to transact business on the mobile phone bank by using a plurality of accounts, more and more banks provide channels for setting the names of the third party accounts for the clients before the user opens accounts so as to distinguish the plurality of accounts of the user, and meanwhile, the user can realize login operation by only inputting the names of the third party accounts set by the user without inputting complex bank account identifications or identity identifications when logging in online banking, thereby avoiding the leakage of the bank account identifications or the identity identifications, facilitating the memorization of the user and improving the login convenience of the user.

However, most banks do not perform pre-registration processing on the third party account name of the user when the user transacts the business at present, so that the user needs to manually input key information such as the third party account name and the like when transacting each time, and the business processing efficiency is low; meanwhile, when a user submits information, the online banking needs to check the name of a third party account of the user, namely the user alias, and the third party account, namely the user alias, may be affected by network fluctuation during checking, so that the checking waiting time is too long, and the user experience is reduced.

To at least partially solve the technical problems in the related art, the present disclosure provides an object information table creation method, a service processing method and apparatus, an electronic device, a computer-readable storage medium, and a computer program product.

It should be noted that the method for creating an object information table, the method for processing a business, and the device thereof provided in the embodiments of the present disclosure may be used in the fields of computer technology, information processing technology, and financial technology, for example, in financial transactions, financial business processing, and the like. The method and the device for creating the object information table, and the method and the device for processing the business provided by the embodiment of the disclosure can be used in any field except the fields of computer technology, information processing technology and financial technology, for example, in the technical field of big data. The application fields of the object information table creation method, the service processing method and the device provided by the embodiment of the disclosure are not limited.

Fig. 1 schematically illustrates a system architecture to which an object information table creation method and a service processing method can be applied according to an embodiment of the present disclosure. It should be noted that fig. 1 is only an example of a system architecture to which embodiments of the present disclosure may be applied to assist those skilled in the art in understanding the technical content of the present disclosure, but does not mean that embodiments of the present disclosure may not be used in other devices, systems, environments, or scenarios.

As shown in fig. 1, a system architecture 100 according to this embodiment may include a first terminal device 101, a second terminal device 102, a third terminal device 103, a network 104, and a server 105. The network 104 is a medium used to provide a communication link between the first terminal device 101, the second terminal device 102, the third terminal device 103, and the server 105. The network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.

The user may interact with the server 105 through the network 104 using at least one of the first terminal device 101, the second terminal device 102, the third terminal device 103, to receive or send messages, etc. Various communication client applications, such as a shopping class application, a web browser application, a search class application, an instant messaging tool, a mailbox client, social platform software, etc. (by way of example only) may be installed on the first terminal device 101, the second terminal device 102, and the third terminal device 103.

The first terminal device 101, the second terminal device 102, the third terminal device 103 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smartphones, tablets, laptop and desktop computers, and the like.

The server 105 may be a server providing various services, such as a background management server (by way of example only) providing support for websites browsed by the user using the first terminal device 101, the second terminal device 102, and the third terminal device 103. The background management server may analyze and process the received data such as the user request, and feed back the processing result (e.g., the web page, information, or data obtained or generated according to the user request) to the terminal device.

It should be noted that the object information table creation method and the service processing method provided by the embodiments of the present disclosure may be generally executed by the server 105. Accordingly, the object information table creation apparatus and the service processing apparatus provided by the embodiments of the present disclosure may be generally provided in the server 105. The object information table creation method and the service processing method provided by the embodiments of the present disclosure may also be performed by a server or a server cluster that is different from the server 105 and is capable of communicating with the first terminal device 101, the second terminal device 102, the third terminal device 103, and/or the server 105. Accordingly, the object information table creating apparatus and the service processing apparatus provided by the embodiments of the present disclosure may also be provided in a server or a server cluster that is different from the server 105 and is capable of communicating with the first terminal device 101, the second terminal device 102, the third terminal device 103, and/or the server 105.

Alternatively, the object information table creation method and the service processing method provided by the embodiments of the present disclosure may also be performed by the first terminal device 101, the second terminal device 102, or the third terminal device 103, or may also be performed by other terminal devices different from the first terminal device 101, the second terminal device 102, or the third terminal device 103. Accordingly, the object information table creating apparatus and the service processing apparatus provided by the embodiments of the present disclosure may also be provided in the first terminal device 101, the second terminal device 102, or the third terminal device 103, or in other terminal devices different from the first terminal device 101, the second terminal device 102, or the third terminal device 103.

It should be understood that the number of terminal devices, networks and servers in fig. 1 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

It should be noted that the sequence numbers of the respective operations in the following methods are merely representative of the operations for the purpose of description, and should not be construed as representing the order of execution of the respective operations. The method need not be performed in the exact order shown unless explicitly stated.

Fig. 2 schematically illustrates a flowchart of an object information table creation method according to an embodiment of the present disclosure.

As shown in fig. 2, the object information table creation method 200 includes operations S210 to S230.

In operation S210, in response to the registration information corresponding to the registration operation of the first user passing the verification, a cluster identification corresponding to the registration information is determined according to the registration information.

According to embodiments of the present disclosure, a first user may characterize a user who sends a business transaction request through a mobile Application (APP) or an online banking.

According to an embodiment of the present disclosure, the registration information includes object information and registration time information. The object information may be used to characterize account identification information of the first user, where the account identification may be other third party account identification information besides identity identifiers used by the user in opening an account, such as a name and an account code number.

According to embodiments of the present disclosure, third party account identification information may be used to characterize the user's account alias information. For example, the mobile phone number, email box, etc.

According to embodiments of the present disclosure, the registration time information may be used to characterize a registration time that the first user acquired by the system when performing the registration operation. For example, after filling in the registration information, the user clicks the registration button to display the current registration time as the registration time information, which is the current registration time when the current registration time is xx, the current registration time is xx.

According to embodiments of the present disclosure, cluster identification may be used to characterize group information to which a user belongs, such as, for example, a business to which the user belongs, a department to which the user belongs, a business number, an administrative level, and the like.

According to the embodiment of the disclosure, when the server detects the account alias registering operation initiated by the first user, registering information corresponding to the account alias registering operation is checked. After the verification result represents that the registration information passes the verification, the registration information of the user is automatically matched, and corresponding group information is obtained.

In operation S220, in response to there being no information in the object information table that matches the registration information and the cluster identification, the object information, the cluster identification, the registration time information, and the object state identification are stored in association to the object information table.

According to embodiments of the present disclosure, object state identification may be used to characterize the validation state of an account alias submitted by a first user. For example, the validation state may include an un-validation state, a to-validation state, and a validated state.

According to embodiments of the present disclosure, the object information table may be used to store information such as an object field name, a cluster field name, a credit field name, a registration time field name, and an object state identification field name of the first user.

According to the embodiment of the disclosure, in the case that the matching result characterizes that the information matched with the registration information submitted by the user and the cluster information exists in the object information table, it can be determined that the registration information submitted by the user has registered the same registration information before the registration time, so that repeated registration operation is not required, and the registered account information is automatically queried.

According to the embodiment of the disclosure, when the matching result indicates that no information matched with the registration information and the cluster information submitted by the user exists in the object information table, it can be determined that the registration information submitted by the user is not repeatedly registered before the registration time, the registration information of the user, namely, the object information, the cluster identifier and the registration time information, is automatically stored in the object information table, and meanwhile, the record storing the information is associated with the object state identifier. For example, the object state identification may be adjusted from an unvalidated state to a ready-to-take state.

In operation S230, in response to the registration time information and the current time information satisfying the predetermined condition, the object state identifier corresponding to the object information and the cluster identifier in the object information table is updated to obtain the current object state identifier.

According to embodiments of the present disclosure, the current time information may be used to characterize the system time that the system acquired at the current time.

According to an embodiment of the present disclosure, the predetermined condition may be set according to actual requirements. In the present embodiment, the predetermined condition may be set according to the registration time information and the current time information. For example, the predetermined condition may be set as to whether the current time and the registration time satisfy a preset threshold. The preset threshold may be set to 12 hours.

According to the embodiment of the disclosure, if the current time and the registration time meet the preset threshold, which means that the registration time has exceeded the preset time, the object state identifier corresponding to the object information and the cluster identifier in the object information table may be updated. For example, the validation state of the registered account alias may be updated from the to-be-validated state to the validated state.

According to the embodiment of the disclosure, the updated object state identifier is the current object state identifier. After the current object state identifier is obtained, whether the user can adopt registered account aliases to perform service processing operation can be judged according to the current object state identifier. For example, if the current object state identifier indicates that the effective state of the account alias is an effective state, the account alias can be used for storing, remittance and other operations.

According to the embodiment of the disclosure, the registration information of the user is checked, after the registration information is checked, the registration information is matched with the registered object information and the cluster identifier in the object registration form, if the matched information exists, repeated registration operation is not needed, and the registered account information is automatically inquired, so that the waiting time of the user inquiry can be reduced; if no matching information exists, the registration information of the user can be added into the object registration form, and the object state identification is updated according to the effective time, so that the management of the account aliases can be effectively realized, the time for the user to subsequently adopt the account aliases to process the service after the user registration information is effective can be saved, the service processing efficiency is improved, and the user experience is further improved.

The method 200 for creating an object information table according to an embodiment of the present invention will be further described with reference to fig. 3, 4a, 4b, and 5 to 8.

For example, field information that may be stored in the object information table may be as shown in table 1.

TABLE 1

According to an embodiment of the present disclosure, in response to the registration time information and the current time information satisfying a predetermined condition, updating an object state identifier corresponding to object information and a cluster identifier in an object information table, the obtaining a current object state identifier includes: determining current time information in response to the timing task being triggered; screening the first number of object state identifiers in the object information table to obtain a second number of candidate object state identifiers belonging to the waiting effective state; for each candidate object state identifier in the second number of candidate object state identifiers, determining a first difference value corresponding to the candidate object state identifier according to the current time information and the registration time information corresponding to the candidate object state identifier; and in response to the first difference being greater than or equal to a first predetermined threshold, updating the candidate object state identification to a state of health.

According to embodiments of the present disclosure, the timing tasks may be set according to actual requirements. In this embodiment, the timing task may be set according to a preset time period, and a task flow may be started once every time a preset time period elapses. For example, the preset time period may be set to 15 minutes or 24 hours.

According to embodiments of the present disclosure, candidate object state identifiers may be used to characterize object state identifiers in a waiting to be validated state in information stored in an object information table.

According to embodiments of the present disclosure, the first predetermined threshold may be used to characterize an effective time of the registration information, which may be configured by the parameter. For example, the validation time may be set to 120 minutes.

According to the embodiment of the disclosure, under the condition that a timing task is triggered, the system automatically acquires current time information, and filters one or more object state identifiers in an object information table to obtain one or more candidate object state identifiers of the object state identifiers representing the waiting-to-be-validated state.

According to the embodiment of the disclosure, a difference value between the current time information and the registration time information corresponding to the candidate object state identifier is used as a first difference value corresponding to the candidate state identifier, and the comparison result is obtained by comparing the difference value with a set first preset threshold value. For example, if the comparison result indicates that the first difference is greater than or equal to the first predetermined threshold, i.e., the current time minus the registration time is greater than or equal to the validation time, it may be indicated that the registration time has exceeded the validation time, in which case the candidate object state identifier belonging to the wait for validation state may be updated to the efficiency state. Alternatively, if the comparison result indicates that the first difference is smaller than the first predetermined threshold, that is, the current time minus the registration time is smaller than the effective time, it may indicate that the registration time does not exceed the effective time, and in this case, a preset time period may further elapse, and a new task flow may be started.

Fig. 3 schematically illustrates a flowchart of a method of updating candidate object state identification according to an embodiment of the disclosure.

As shown in fig. 3, in the update candidate state identification method 300, according to the set timed task 301, operation S310 is performed to determine whether the timed task is triggered? If not, the process is ended. If so, the current time information 302 is acquired, candidate object state identifiers 304 waiting for the effective state are obtained through screening according to the object state identifiers 303, and registration time information 305 corresponding to the candidate object state identifiers 304 is acquired. On the basis of this, a first difference 306 between the acquired current time information 302 and the registered time information 305 is calculated.

After obtaining the first difference 306, operation S320 is performed to determine whether the first difference is greater than or equal to a first predetermined threshold? If not, the process is ended. If so, a candidate state identification 307 is obtained which is updated to the state of validity.

According to the embodiment of the disclosure, the candidate object state identification belonging to the waiting effective state is screened at fixed time, the preset condition is set to determine whether registration information is effective, and the candidate object state identification is updated in time, so that after registering the account identification information of the third party, namely the account alias, a user can use the account alias to carry out subsequent business processing operations such as remittance and storage, processing time is saved, and business processing efficiency is improved.

According to an embodiment of the present disclosure, the object information includes an object identification, an object type, and a quota threshold; the method further includes, before determining a cluster identifier corresponding to the registration information from the registration information in response to the registration information corresponding to the registration operation of the first user passing the verification: respectively acquiring an object type, an object identification and a quota threshold from an object type drop-down box, an object identification input box and a quota threshold input box in a registration interface; determining registration time information in response to an object registration button in a registration interface being triggered; determining registration information according to the object type, the object identification, the limit threshold value and the registration time information; and verifying the registration information according to a preset verification rule to obtain a verification result corresponding to the registration operation.

According to embodiments of the present disclosure, the object identification may be used to characterize specific information of the account alias, such as a specific address identification of the email box, a numeric identification of the phone number, etc.

According to embodiments of the present disclosure, the object type may be used to characterize the type of account alias, e.g., account alias belongs to a cell phone number, email box or quick payment system identification number (Faster Payment System Identity, FPS ID), etc.

According to embodiments of the present disclosure, the credit threshold may be a user-defined limit transaction amount. For example, if the limit threshold is set to 1000, the limit transaction amount corresponding to the account needs to be less than or equal to 1000 yuan.

According to embodiments of the present disclosure, a registration interface may be used to provide autonomous registration options for registering account aliases for a user, and an object type drop down box, an object identification input box and a credit threshold input box, selectable buttons, and the like may be included in the registration interface.

According to embodiments of the present disclosure, a preset verification rule may be used to verify registration information. Specifically, whether the format of each item of information input by the user in the registration interface is accurate or whether each item of information is truly effective can be determined through a preset check rule.

According to the embodiment of the present disclosure, before operation S210, the method may further include obtaining, from information filled in and selected by the user in the registration interface, an object type, an object identifier, and a value unit threshold corresponding to the user, if an object registration button in the registration interface is triggered, automatically obtaining current registration time information, taking the obtained object type, object identifier, value unit threshold, and registration time information as registration information of the user, and checking the registration information of the user through a preset check rule, to obtain a check result corresponding to the registration operation.

A registration information interface according to an embodiment of the present invention is further described below with reference to fig. 4a and 4 b.

Fig. 4a schematically illustrates a schematic diagram of a registration information interface according to a specific embodiment of the present disclosure.

As shown in fig. 4a, in 400a, a user may select an object category at a registration interface, the object category including a collection alias and a collection account number, and based on the object category selected by the user a being the collection alias, an email box option, a phone number option, and an FPS ID option are displayed in an object type drop-down box. The user A selects an email option, the specific address of the email filled in the object identification input box is 27S45@#, the set limit threshold is 1000, and when the user A clicks a registration button, the system can acquire information filled by the user A and automatically acquire the current registration time information as xx, xx and xx seconds.

According to the embodiment of the disclosure, if the user A wrongly fills in the information, a refill button can be selected to reset the information, and the information can be refilled.

Fig. 4b schematically illustrates a schematic diagram of a registration information interface according to another specific embodiment of the present disclosure.

As shown in fig. 4b, after the information is acquired, in 400b, a "please check the registration information-! And a prompt box for displaying the registration information to the user, wherein if the user A confirms the information and clicks the submit button, the system can verify the registration information of the user A.

According to the embodiment of the disclosure, if the user A verifies that the information is wrong, the user A can select the return button to re-enter the registration interface for information refilling.

According to the embodiment of the disclosure, the registration information of the user is acquired through the information filled in by the user in the registration interface, and the registration information is checked according to the preset check rule, so that the account alias is ensured to be correctly available when the user uses the registered account alias to conduct transaction, and therefore the service processing efficiency and the information security are improved.

According to an embodiment of the present disclosure, verifying registration information according to a preset verification rule, obtaining a verification result corresponding to a registration operation includes: checking the registration information according to the basic checking rule to obtain a basic checking result; responding to the basic verification result to represent that the registration information passes the basic verification, and verifying the registration information according to an auxiliary verification rule to obtain an auxiliary verification result; and determining a verification result indicating that the registration information passes the verification in response to the auxiliary verification result indicating that the registration information passes the auxiliary verification.

According to an embodiment of the present disclosure, the preset check rules include a basic check rule and an auxiliary check rule. The basic verification rule can be used for verifying the normalization of various information input by a user on the registration interface. For example, checking the input format of a mobile phone number or email box, such as lack of information such as symbols, punctuation, etc., or not meeting the format requirements such as numerals, letters, etc., may prompt for re-input.

According to embodiments of the present disclosure, the auxiliary verification rule may be used to verify the authenticity and correctness of each item of information entered by the user at the registration interface. For example, checking the authenticity of an account alias, if the user's account alias does not match the identity, may prompt for a need for reentry.

Fig. 5 schematically illustrates a flowchart of a verification result acquisition method according to an embodiment of the present disclosure.

As shown in fig. 5, in the verification result obtaining method 500, after a user submits registration information 501, the registration information of the user is verified according to a preset basic verification rule 502, so as to obtain a basic verification result 503.

After obtaining the basic verification result 503, operation S510 is performed to determine whether the registration information passes the basic verification? If not, ending the flow. If so, after the basic verification passes, the registration information 501 is verified according to a preset auxiliary verification rule 504, and an auxiliary verification result 505 is obtained.

After the auxiliary verification result 505 is obtained, operation S520 is performed to determine whether the registration information passes the auxiliary verification? If not, ending the flow. If yes, a check result 506 that the registration information passes the check is output.

According to the embodiment of the disclosure, the registration information of the user is doubly checked by presetting the basic check rule and the auxiliary check rule, so that the account aliases are ensured to be correctly available when the user uses the registered account aliases to conduct transactions later, and the security of the account aliases and the service processing efficiency are improved.

According to an embodiment of the present disclosure, the method further comprises: after determining a cluster identifier corresponding to the registration information according to the registration information in response to the registration information corresponding to the registration operation of the first user passing the verification: according to the cluster identifications, respectively matching candidate cluster identifications corresponding to the M candidate object identifications in the object information table to obtain a cluster identification matching result; under the condition that the cluster identification matching result represents that a first target cluster identification matched with the cluster identification exists in the object information table, respectively matching a third number of candidate object types corresponding to the target cluster identification according to the object types to obtain an object type matching result; under the condition that the object type matching result represents that a target object type matched with the object type exists in the third number of candidate object types, respectively matching the fourth number of candidate object identifiers corresponding to the target object type according to the object identifiers to obtain an object identifier matching result; and determining that the information matched with the object type, the object identification and the cluster identification exists in the object information table under the condition that the object identification matching result represents that the first target object identification matched with the object identification exists in the fourth number of candidate object identifications.

According to an embodiment of the present disclosure, the object information table stores at least one candidate object identification, candidate cluster identifications and candidate object types, which correspond to the at least one candidate object identification, respectively. The candidate cluster identification characterizes cluster identifications corresponding to the candidate object identifications stored in the object information table, namely the group information of the user.

According to embodiments of the present disclosure, the first target cluster identity may be used to characterize an identity in the object information table that matches the cluster identity of the registration information. The target object type may be used to characterize an object type in the object information table that matches the object type in the registration information. The first target object identification may be used to characterize an identification in the object information table that matches the object identification in the registration information.

According to an embodiment of the present disclosure, the matching rule may be at least one of a first target cluster identity, a target object type, and a first target object identity. For example, the matching rule may be set to group information+account alias type. Alternatively, the matching rule may be set to group information+account alias information, or account alias information+account alias type, or group information+account alias type. Alternatively, the matching rule may be set to group information, or account alias type.

According to the embodiment of the disclosure, after registration information corresponding to registration operation of a first user is received, verification is passed, cluster identifiers corresponding to the registration information are determined according to the registration information, and then candidate cluster identifiers corresponding to one or more candidate object identifiers in an object information table are respectively matched according to the cluster identifiers in the registration information, so that a cluster identifier matching result is obtained.

According to the embodiment of the disclosure, under the condition that a first target cluster identifier matched with the cluster identifier exists in the cluster identifier matching result representation object information table, one or more candidate object types corresponding to the target cluster identifier are respectively matched according to the object type, and an object type matching result is obtained.

According to the embodiment of the disclosure, when the object type matching result characterizes that one or more candidate object types have target object types matched with the object types, according to the object identifications, the one or more candidate object identifications corresponding to the target object types are respectively matched, so as to obtain an object identification matching result.

According to an embodiment of the present disclosure, in a case where the object identification matching result characterizes that a first target object identification matching the object identification exists in one or more candidate object identifications, it is determined that information matching the object type, the object identification and the cluster identification exists in the object information table.

According to the embodiment of the disclosure, in the case that the registration information is matched through the triple matching rule, and the matching result indicates that the registration information is matched with the information in the object information table, the registration information may not be registered.

According to the embodiment of the disclosure, the account alias information in the registration information is respectively matched with the account information stored in the object information table by setting the triple matching rule, and under the condition that matching results are all characterized in that matched information exists, the registration information is not registered again, so that repeated registration operation of the same account under the same cluster identifier is avoided, registration waiting time is saved, and user experience is improved.

According to an embodiment of the present disclosure, the above method further includes: under the condition that the cluster identification matching result represents that the cluster identification is not matched with the candidate cluster identification in the object information table, determining that the information matched with the object type, the object identification and the cluster identification does not exist in the object information table; determining that no information matched with the object type, the object identification and the cluster identification exists in the object information table under the condition that the object type matching result represents that the object type and the third number of candidate object types are not matched; and determining that no information matched with the object type, the object identification and the cluster identification exists in the object information table under the condition that the object identification matching result represents that the object identification and the fourth number of candidate object identifications are not matched.

According to the embodiment of the disclosure, when the cluster identity matching result indicates that neither the cluster identity nor the candidate cluster identity in the object information table is matched, it is determined that the matching result is that no information matched with the object type, the object identity and the cluster identity exists in the object information table.

According to an embodiment of the present disclosure, in a case where the object type matching result characterizes that neither the object type nor the one or more candidate object types match, it is determined that the matching result is that there is no information matching the object type, the object identification, and the cluster identification in the object information table.

According to an embodiment of the present disclosure, in a case where the object identification matching result characterizes that neither the object identification nor the one or more candidate object identifications match, it is determined that there is no information matching the object type, the object identification, and the cluster identification in the object information table.

According to the embodiment of the disclosure, the account alias information in the registration information is respectively matched with the account information stored in the object information table by setting the triple matching rule, and under the condition that the matching results are all characterized in that no matched image exists, the registration information is registered so as to avoid missing registration operation on the new registered account alias of the user in the cluster identifier, thereby ensuring that the user can normally use the account alias in subsequent service processing, and improving the experience of the user.

The above method is further described with reference to a flowchart schematically shown in fig. 6, which is a flowchart of a method for matching registration information with stored information in an object information table according to an embodiment of the present disclosure.

As shown in fig. 6, in a matching method 600 of registration information and stored information in an object information table, after determining cluster identifiers corresponding to registration information according to registration information in response to verification of registration information corresponding to a registration operation of a first user, candidate cluster identifiers 601 corresponding to at least one candidate object identifier in the object information table are respectively matched according to the cluster identifiers of the registration information, and a cluster identifier matching result 602 is obtained.

After obtaining the cluster identity matching result 602, operation S610 is performed to determine whether there is a first target cluster identity matching the cluster identity among the candidate cluster identities? If not, a matching result 608 is output in which no matching information exists in the object information table. If yes, obtaining a candidate object type 603 corresponding to the target cluster identifier, and respectively matching the candidate object types 603 corresponding to the target cluster identifier according to the object types, and obtaining an object type matching result 604.

After obtaining the object type matching result 604, operation S620 is performed to determine whether there is a target object type matching the object type for the candidate object type? If not, a matching result 608 is output in which no matching information exists in the object information table. If yes, candidate object identifiers 605 corresponding to the target object types are obtained, and the candidate object identifiers 605 corresponding to the target object types are respectively matched according to the object identifiers, so that an object identifier matching result 606 is obtained.

After obtaining the object identification matching result 606, operation S630 is performed to determine whether there is a first target object identification matching the object identification, which is? If not, the matching result 608 that no matching information exists in the object information table is output, and if yes, it is determined that information 607 matching the object type, the object identifier, and the cluster identifier exists in the object information table.

Fig. 7 schematically illustrates a flowchart of an object information registration method according to a specific embodiment of the present disclosure.

As shown in fig. 7, the object information registration method 700 includes operations S701 to S707.

After starting the cash register alias registration process, operation S701 is performed, and the user may enter the register alias transaction column. After the user enters, operation S702 may be performed, alias information including at least one of a phone, a mailbox, or an FPS may be input, and then operation S703 may be performed, a daily cash register limit is input in the check-in alias transaction field, and a submit button is selected. After the user makes the information submission, operation S704 may be performed.

In operation S704, regularity verification is performed on the submitted information of the user, and if the verification result indicates that the verification fails, the user is prompted to execute S702 again. If the verification result indicates that the verification passes, operation S705 is performed.

In operation S705, alias correctness checking is performed on the submitted information of the user, and if the checking result indicates that the checking fails, the user is prompted to execute S702 again. If the verification result characterizes the verification pass, operation S706 is performed.

In operation S706, repeated registration verification is performed on the submitted information of the user, and if the verification result indicates that repeated registration has been performed, the flow is ended. If the verification result indicates that the registration is not repeated, operation S707 is executed to prompt that the registration is successful, and the flow is ended.

Fig. 8 schematically illustrates a flow chart of an object state identification update method according to a specific embodiment of the present disclosure.

As shown in fig. 8, the alias post-registration to-be-validated processing method 800 includes operations S801 to S805.

After the automated task timing starts in operation S801, operation S802 is performed, the set validation time is queried, operation S803 is performed after the validation time is queried, the non-validated account information in the alias account registry is scanned, and operation S804 is performed.

In operation S804, it is determined whether this registration information has exceeded the validation time on a piece-by-piece basis. If the determination result is that the validation time has been exceeded, operation S805 is executed to change the validation identifier to validated, and the flow ends. If the result is that the effective time is not exceeded, the process is directly ended.

Fig. 9 schematically shows a flowchart of a traffic processing method according to an embodiment of the present disclosure.

As shown in fig. 9, the service processing method 900 includes operations S910 to S930.

In operation S910, in response to detecting the service processing operation initiated by the second user, a second target cluster identifier corresponding to the user identifier is determined according to the user identifier in the service processing operation.

According to the embodiment of the disclosure, the second user may be the same user as the first user, that is, the user who sends the service handling request through the mobile phone APP or the internet banking. Business processing operations may include savings, credit, settlement, remittance, and the like. The user identification may be used to characterize identity information, such as identity numbers, user names, etc., registered by the user at the time of opening the account. The second target cluster identity may be used to characterize group information corresponding to the user identity. And when the system detects the service processing operation initiated by the second user, the system can determine the group information affiliated to the second user according to the user identification in the service processing operation.

In operation S920, at least one candidate object identification corresponding to the second target cluster identification is determined in the object information table according to the second target cluster identification and in response to the second user.

According to the embodiment of the disclosure, according to the group information of the second user, one or more candidate object identifiers corresponding to the group, namely, account aliases, are determined in the object information table, and the account aliases information is provided for the second user.

According to the embodiment of the disclosure, the object state identifier corresponding to the candidate object identifier is a valid state, that is, the object state identifier displayed in the object information table by the account alias selected by the second user needs to be a valid state.

According to an embodiment of the present disclosure, the service processing operation further corresponds to processing credit information, where the processing credit information may be used to characterize an actual transaction amount in the service processing operation initiated by the second user. For example, when the service processing operation initiated by the user B in the client is remittance 1000 yuan to the user C, 1000 yuan is processing the credit information.

In operation S930, for a selection operation of a second target object identifier in the at least one candidate object identifier, a service processing result is determined according to the second target object identifier and the processing credit information.

According to embodiments of the present disclosure, the second target object identification may be used to characterize the account alias selected by the second user.

According to the embodiment of the disclosure, after the account alias information is provided to the second user, the service processing operation can be submitted based on the account alias selected by the second user and the transaction amount actually required to be transacted in the initiated service processing operation, and the service processing result is displayed.

According to the embodiment of the disclosure, group information corresponding to the user identification and account alias information which is effective under the group information are automatically queried according to the user identification, and the second user can submit service processing operation only by inputting processing amount information after selecting the account alias, so that service processing time of the user is saved, and customer experience is improved.

A service processing method 900 according to an embodiment of the present invention is further described below with reference to fig. 10 to 12.

According to an embodiment of the disclosure, the object information table stores N candidate object identifications, candidate cluster identifications corresponding to the N candidate object identifications, a threshold value of the amount, and an object state identification, where N is a positive integer.

According to an embodiment of the present disclosure, determining at least one candidate object identification corresponding to the target cluster identification in the object information table according to the second target cluster identification comprises: according to the second target cluster identification, matching candidate cluster identifications corresponding to the N candidate object identifications in the object information table respectively to obtain a fifth number of intermediate object identifications corresponding to the second target cluster identification; screening the fifth number of intermediate object identifiers according to the predetermined object state identifiers to obtain at least one candidate object identifier; and presenting the at least one candidate object identification to the second user.

According to an embodiment of the present disclosure, the object information table stores one or more candidate object identifications, candidate cluster identifications corresponding to the one or more candidate object identifications, a credit threshold, and an object state identification.

According to embodiments of the present disclosure, intermediate object identification may be used to characterize all account alias information that is affiliated with the same group.

According to embodiments of the present disclosure, the predetermined object state identification may be used to characterize that the states of the account alias information provided to the second user all belong to validated states.

According to the embodiment of the disclosure, according to the group information corresponding to the group information which is automatically queried by the system and is subordinate to the second user identifier, matching the group information corresponding to one or more account alias information in the object information table to obtain all account alias information corresponding to the group information which is subordinate to the second user, namely a fifth number of intermediate object identifiers.

According to the embodiment of the disclosure, the fifth number of intermediate object identifiers are filtered according to the predetermined object state identifiers, namely according to the validated state, at least one account alias information in the validated state is obtained, and the at least one account alias information is displayed to the second user.

Fig. 10 schematically illustrates a data flow diagram of a candidate object identification screening method according to an embodiment of the disclosure.

As shown in fig. 10, in 1000, one or more candidate cluster identifiers 1003 in the object information table 1001 are respectively matched according to the second target cluster identifier 1002, and one or more intermediate object identifiers 1004 are obtained through matching.

After obtaining the intermediate object identification 1004, the intermediate object identification 1004 is filtered according to the predetermined object status identification 1005, resulting in one or more candidate object identifications 1006.

According to the embodiment of the disclosure, the user can select the account aliases automatically by automatically inquiring all the effective aliases under the group corresponding to the second user identifier and providing the screened all the effective aliases to the client.

According to an embodiment of the present disclosure, in response to a selection operation of a second user for a second target object identifier of at least one candidate object identifier, determining a service processing result according to the target object identifier and the processing credit information includes: responding to a selection operation of a second user for a second target object identifier in at least one candidate object identifier, and displaying the second target object identifier and a limit threshold corresponding to the target object identifier; determining a second difference value according to the limit threshold value and the processing limit information; and determining a business process result indicative of success of the business process in response to the second difference value being greater than or equal to a second predetermined threshold.

According to embodiments of the present disclosure, the second difference may be used to characterize the difference between the credit threshold and the processed credit information. For example, when the user C registers the account alias, the user C defines the limit transaction amount as 1000 yuan, and when the amount of the processing credit in the service processing operation sent by the user C is 500 yuan, 1000-500=500 yuan is the second difference value.

According to an embodiment of the present disclosure, the second predetermined threshold may be used to characterize a threshold below which the preset second difference cannot be lower, e.g., the second predetermined threshold may be set to 0.

According to the embodiment of the disclosure, after the second user selects one of the alias information in the screened second target object identification, namely the validated account alias information, the system displays the detailed information already registered alias information to the second user.

According to the embodiment of the disclosure, a difference value between the user-defined limit threshold value and the processing limit information is used as a second difference value, whether the second difference value is larger than or equal to a second preset threshold value is determined, and if the determined result represents that the second difference value is larger than or equal to the second preset threshold value, a processing result of successful business processing can be determined.

Fig. 11 schematically illustrates a flowchart of a method of determining a business process result according to an embodiment of the present disclosure.

As shown in fig. 11, the method 1100 for determining a service processing result includes S1101 to S1106.

After determining the candidate object identifications in operation S1101, operation S1102 is performed to determine whether or not the second user selects the second target object identification among the candidate object identifications? If not, ending the flow. If yes, operation S1103 is executed to display the second target object identifier and the quota threshold to the second user.

After acquiring the credit threshold, the credit threshold is differed from the processed credit information, and operation S1104 is performed to determine a second difference. After determining the second difference, operation S1105 is performed to determine whether the second difference is greater than or equal to a second predetermined threshold? If not, ending the flow. If yes, operation S1106 is performed to determine the service processing result.

Embodiments of the present disclosure alert a user by automatically querying detailed information of registered account alias information after the user selects a certain piece of account alias information, and presenting the detailed information in a page. On the basis, whether the processing limit information sent by the second user exceeds the limit threshold is determined by introducing a second preset threshold, if the processing limit information does not exceed the threshold, the service processing information can be submitted and the service is successfully processed only by inputting the processing limit, so that the service processing time of the user is saved, and the experience of the user is improved.

Fig. 12 schematically illustrates a schematic diagram of an object information table obtaining method and an object information table-based service processing method according to a specific embodiment of the present disclosure.

As shown in fig. 12, in 1200, a method 1201 for determining a cluster identifier is used for determining, according to registration information, a cluster identifier corresponding to the registration information in response to the registration information corresponding to the registration operation of the first user through verification, and storing object information in the registration information in an object information table 1204, and after determining the cluster identifier corresponding to the registration information and registering the registration information, an update method 1202 for updating, in response to the candidate object state identifier, the object state identifier corresponding to the object information and the cluster identifier in the object information table 1204. After updating the object state identification, the validated account alias information is queried in the object information table 1204 via the business processing method 1203 to facilitate presentation of the validated account alias information to the user.

Fig. 13 schematically shows a block diagram of an object information table creating apparatus according to an embodiment of the present disclosure.

As shown in fig. 13, the object information table creating apparatus 1300 may include a first determining module 1310, an association storing module 1320, and an updating module 1330.

The first determining module 1310 is configured to determine, according to the registration information, a cluster identifier corresponding to the registration information in response to the verification of the registration information corresponding to the registration operation of the first user, where the registration information includes object information and registration time information. In an embodiment, the first determining module 1310 may be configured to perform the operation S210 described above, which is not described herein.

The association storage module 1320 is configured to store the object information, the cluster identifier, the registration time information and the object state identifier in the object information table in association in response to the information matching the registration information and the cluster identifier not being present in the object information table. In an embodiment, the association storage module 1320 may be used to perform the operation S220 described above, which is not described herein.

And an updating module 1330, configured to update the object state identifier corresponding to the object information and the cluster identifier in the object information table in response to the registration time information and the current time information meeting the predetermined condition, so as to obtain the current object state identifier. In an embodiment, the updating module 1330 may be configured to perform the operation S230 described above, which is not described herein.

According to an embodiment of the present disclosure, the update module 1330 includes a first determination unit, a filtering unit, a second determination unit, and an update unit.

The first determining unit is used for determining current time information in response to the timing task being triggered.

The screening unit is used for screening the first number of object state identifiers in the object information table to obtain the second number of candidate object state identifiers belonging to the waiting effective state.

The second determining unit is configured to determine, for each candidate state identifier of the second number of candidate state identifiers, a first difference value corresponding to the candidate state identifier according to the current time information and registration time information corresponding to the candidate state identifier.

The updating unit is used for updating the candidate object state identifier to the effective state in response to the first difference value being greater than or equal to a first preset threshold value.

According to an embodiment of the present disclosure, the object information table creating apparatus 1300 further includes a first obtaining module, a fifth determining module, a sixth determining module, and a first checking module.

The first obtaining module is used for obtaining the object type, the object identification and the quota threshold from the object type drop-down box, the object identification input box and the quota threshold input box in the registration interface respectively.

The fifth determining module is used for determining the registration time information in response to the object registration button in the registration interface being triggered.

The sixth determining module is configured to determine registration information according to the object type, the object identifier, the quota threshold, and the registration time information.

The first verification module is used for verifying the registration information according to a preset verification rule to obtain a verification result corresponding to the registration operation.

According to an embodiment of the present disclosure, the first verification module includes a first verification unit, a second verification unit, and a third determination unit.

The first verification unit is used for verifying the registration information according to the basic verification rule to obtain a basic verification result.

The second checking unit is used for responding to the basic checking result to represent the registered information to pass the basic checking, and checking the registered information according to the auxiliary checking rule to obtain an auxiliary checking result.

The third determining unit is used for determining that the registration information is represented by the auxiliary verification result and the verification result of the verification is represented by the registration information.

According to an embodiment of the present disclosure, the object information table creating apparatus 1300 further includes a first matching module, a second matching module, a third matching module, and a seventh determining module.

The first matching module is used for respectively matching candidate cluster identifiers corresponding to the M candidate object identifiers in the object information table according to the cluster identifiers to obtain a cluster identifier matching result.

The second matching module is used for respectively matching a third number of candidate object types corresponding to the first target cluster identification according to the object type under the condition that the cluster identification matching result represents that the first target cluster identification matched with the cluster identification exists in the object information table, so as to obtain an object type matching result.

And the third matching module is used for respectively matching the fourth number of candidate object identifiers corresponding to the object types according to the object identifiers under the condition that the object type matching result represents that the object type matched with the object type exists in the third number of candidate object types, so as to obtain an object identifier matching result.

The seventh determining module is configured to determine that information matching the object type, the object identifier, and the cluster identifier exists in the object information table when the object identifier matching result indicates that the first target object identifier matching the object identifier exists in the fourth number of candidate object identifiers.

According to an embodiment of the present disclosure, the object information table creating apparatus 1300 further includes an eighth determination module, a ninth determination module, and a tenth determination module.

The eighth determining module is configured to determine that, when the cluster identifier matching result indicates that neither the cluster identifier nor the candidate cluster identifier in the object information table matches, no information matching the object type, the object identifier, and the cluster identifier exists in the object information table.

The ninth determining module is configured to determine that, when the object type matching result indicates that the object type and the third number of candidate object types do not match, no information matching the object type, the object identifier, and the cluster identifier exists in the object information table.

The tenth determining module is used for determining that no information matched with the object type, the object identification and the cluster identification exists in the object information table under the condition that the object identification matching result indicates that the object identification and the fourth number of candidate object identifications are not matched.

Fig. 14 schematically illustrates a block diagram of a traffic processing apparatus according to an embodiment of the present disclosure.

As shown in fig. 14, the service processing apparatus 1400 may include a second determination module 1410, a third determination module 1420, and a fourth determination module 1430.

The second determining module 1410 is configured to determine, in response to detecting a service processing operation initiated by the second user, a second target cluster identifier corresponding to the user identifier according to the user identifier in the service processing operation. In an embodiment, the second determining module 1410 may be configured to perform the operation S910 described above, which is not described herein.

And a third determining module 1420, configured to determine, according to the second target cluster identifier, at least one candidate object identifier corresponding to the second target cluster identifier in the object information table, where an object state identifier corresponding to the candidate object identifier is a validity state, and the service processing operation further corresponds to processing quota information. In an embodiment, the third determining module 1420 may be configured to perform the operation S920 described above, which is not described herein.

A fourth determining module 1430, configured to determine a service processing result according to the second target object identifier and the processing credit information in response to a selection operation of the second user for the second target object identifier in the at least one candidate object identifier. In an embodiment, the fourth determining module 1430 may be configured to perform the operation S930 described above, which is not described herein.

According to an embodiment of the present disclosure, the third determining module 1420 includes a matching unit, a screening unit, and a first display unit.

And the matching unit is used for respectively matching the candidate cluster identifications corresponding to the N candidate object identifications in the object information table according to the second target cluster identification to obtain a fifth number of intermediate object identifications corresponding to the second target cluster identification.

The screening unit is used for screening the fifth number of intermediate object identifiers according to the predetermined object state identifiers to obtain at least one candidate object identifier.

The first display unit is used for displaying at least one candidate object identifier to the second user.

According to an embodiment of the present disclosure, the fourth determination module 1430 includes a second display unit, a fourth determination unit, and a fifth determination unit.

The second display unit is used for responding to the selection operation of a second user for a second target object identifier in the at least one candidate object identifier, and displaying the second target object identifier and a limit threshold corresponding to the target object identifier.

The fourth determining unit is configured to determine a second difference according to the quota threshold and the processing quota information.

And the fifth determining unit is used for determining a service processing result which represents that the service processing is successful in response to the second difference value being greater than or equal to a second preset threshold value.

According to an embodiment of the present disclosure, any of the modules, units, sub-units, or at least part of the functions of any of the plurality of modules, units, or sub-units in the object information table creation apparatus 1300 or the service processing apparatus 1400 may be implemented in one module. Any one or more of the modules, units, sub-units according to embodiments of the present disclosure may be implemented as split into multiple modules. Any one or more of the modules, units, sub-units according to embodiments of the present disclosure may be implemented at least in part as a hardware circuit, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or in hardware or firmware in any other reasonable manner of integrating or packaging the circuits, or in any one of or a suitable combination of any of the three. Alternatively, one or more of the modules, units, sub-units according to embodiments of the disclosure may be at least partially implemented as computer program modules, which, when executed, may perform the corresponding functions.

For example, any of the first determining module 1310, the association storing module 1320, and the updating module 1330 of the object information table creating apparatus 1300 may be combined in one module/unit/sub-unit, or any of the modules/units/sub-units may be split into a plurality of modules/units/sub-units. Alternatively, at least some of the functionality of one or more of these modules/units/sub-units may be combined with at least some of the functionality of other modules/units/sub-units and implemented in one module/unit/sub-unit. According to embodiments of the present disclosure, at least one of the first determining module 1310, the associated storing module 1320, the updating module 1330 of the object information table creating apparatus 1300 may be at least partially implemented as a hardware circuit, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or may be implemented in hardware or firmware in any other reasonable way of integrating or packaging the circuits, or in any one of or a suitable combination of three of software, hardware and firmware. Alternatively, at least one of the first determining module 1310, the association storing module 1320, and the updating module 1330 of the object information table creating apparatus 1300 may be at least partially implemented as a computer program module, which may perform a corresponding function when being executed.

It should be noted that, in the embodiment of the present disclosure, the object information table creating device portion corresponds to the object information table creating method portion in the embodiment of the present disclosure, and the description of the object information table creating device portion specifically refers to the object information table creating method portion, which is not described herein.

For example, any of the second determining module 1410, the third determining module 1420, and the fourth determining module 1430 of the service processing apparatus 1400 may be combined into one module/unit/sub-unit to be implemented, or any of the modules/units/sub-units may be split into a plurality of modules/units/sub-units. Alternatively, at least some of the functionality of one or more of these modules/units/sub-units may be combined with at least some of the functionality of other modules/units/sub-units and implemented in one module/unit/sub-unit. According to an embodiment of the present disclosure, at least one of the second determining module 1410, the third determining module 1420, the fourth determining module 1430 of the traffic processing apparatus 1400 may be implemented at least partially as a hardware circuit, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or may be implemented in hardware or firmware by any other reasonable way of integrating or packaging the circuits, or in any one of or a suitable combination of three of software, hardware and firmware. Alternatively, at least one of the second determining module 1410, the third determining module 1420, the fourth determining module 1430 of the service processing apparatus 1400 may be at least partially implemented as a computer program module, which may perform the corresponding functions when being executed.

It should be noted that, in the embodiment of the present disclosure, the service processing apparatus portion corresponds to the service processing method portion in the embodiment of the present disclosure, and the description of the service processing apparatus portion specifically refers to the service processing method portion and is not described herein again.

Fig. 15 schematically illustrates a block diagram of an electronic device adapted to implement an object information table creation method and a business processing method according to an embodiment of the present disclosure. The electronic device shown in fig. 15 is only one example and should not impose any limitation on the functionality and scope of use of the embodiments of the present disclosure.

As shown in fig. 15, a computer electronic device 1500 according to an embodiment of the present disclosure includes a processor 1501, which can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM) 1502 or a program loaded from a storage section 1509 into a Random Access Memory (RAM) 1503. The processor 1501 may include, for example, a general purpose microprocessor (e.g., a CPU), an instruction set processor and/or an associated chipset and/or special purpose microprocessor (e.g., an Application Specific Integrated Circuit (ASIC)), or the like. The processor 1501 may also include on-board memory for caching purposes. The processor 1501 may include a single processing unit or multiple processing units for performing different actions of the method flows according to embodiments of the present disclosure.

In the RAM 1503, various programs and data necessary for the operation of the electronic device 1500 are stored. The processor 1501, the ROM 1502, and the RAM 1503 are connected to each other through a bus 1504. The processor 1501 performs various operations of the method flow according to an embodiment of the present disclosure by executing programs in the ROM 1502 and/or the RAM 1503. Note that the program may be stored in one or more memories other than the ROM 1502 and the RAM 1503. The processor 1501 may also perform various operations of the method flow according to an embodiment of the present disclosure by executing programs stored in the one or more memories.

According to an embodiment of the disclosure, the electronic device 1500 may also include an input/output (I/O) interface 1505, the input/output (I/O) interface 1505 also being connected to the bus 1504. Electronic device 1500 may also include one or more of the following components connected to an input/output (I/O) interface 1505: an input section 1506 including a keyboard, mouse, and the like; an output portion 1507 including a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker, and the like; a storage section 1508 including a hard disk and the like; and a communication section 1509 including a network interface card such as a LAN card, a modem, or the like. The communication section 1509 performs communication processing via a network such as the internet. The drive 1510 is also connected to an input/output (I/O) interface 1505 as needed. Removable media 1511, such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like, is mounted on the drive 1510 as needed so that a computer program read therefrom is mounted into the storage section 1508 as needed.

According to embodiments of the present disclosure, the method flow according to embodiments of the present disclosure may be implemented as a computer software program. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable storage medium, the computer program comprising program code for performing the method shown in the flowcharts. In such an embodiment, the computer program can be downloaded and installed from a network via the communication portion 1509, and/or installed from the removable medium 1511. The above-described functions defined in the system of the embodiments of the present disclosure are performed when the computer program is executed by the processor 1501. The systems, devices, apparatus, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the disclosure.

The present disclosure also provides a computer-readable storage medium that may be embodied in the apparatus/device/system described in the above embodiments; or may exist alone without being assembled into the apparatus/device/system. The computer-readable storage medium carries one or more programs which, when executed, implement methods in accordance with embodiments of the present disclosure.

According to embodiments of the present disclosure, the computer-readable storage medium may be a non-volatile computer-readable storage medium. Examples may include, but are not limited to: a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this disclosure, a computer-readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.

For example, according to embodiments of the present disclosure, the computer-readable storage medium may include ROM 1502 and/or RAM 1503 described above and/or one or more memories other than ROM 1502 and RAM 1503.

Embodiments of the present disclosure also include a computer program product comprising a computer program comprising program code for performing the methods provided by the embodiments of the present disclosure, the program code for causing an electronic device to implement the methods of creating an object information table and the methods of business processing provided by the embodiments of the present disclosure when the computer program product is run on the electronic device.

The above-described functions defined in the system/apparatus of the embodiments of the present disclosure are performed when the computer program is executed by the processor 1501. The systems, apparatus, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the disclosure.

In one embodiment, the computer program may be based on a tangible storage medium such as an optical storage device, a magnetic storage device, or the like. In another embodiment, the computer program can also be transmitted, distributed over a network medium in the form of signals, downloaded and installed via the communication portion 1509, and/or installed from the removable medium 1511. The computer program may include program code that may be transmitted using any appropriate network medium, including but not limited to: wireless, wired, etc., or any suitable combination of the foregoing.

According to embodiments of the present disclosure, program code for performing computer programs provided by embodiments of the present disclosure may be written in any combination of one or more programming languages, and in particular, such computer programs may be implemented in high-level procedural and/or object-oriented programming languages, and/or assembly/machine languages. Programming languages include, but are not limited to, such as Java, c++, python, "C" or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, partly on a remote computing device, or entirely on the remote computing device or server. In the case of remote computing devices, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., connected via the Internet using an Internet service provider).

The flowcharts and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions. Those skilled in the art will appreciate that the features recited in the various embodiments of the disclosure and/or in the claims may be combined in various combinations and/or combinations, even if such combinations or combinations are not explicitly recited in the disclosure. In particular, the features recited in the various embodiments of the present disclosure and/or the claims may be variously combined and/or combined without departing from the spirit and teachings of the present disclosure. All such combinations and/or combinations fall within the scope of the present disclosure.

The embodiments of the present disclosure are described above. However, these examples are for illustrative purposes only and are not intended to limit the scope of the present disclosure. Although the embodiments are described above separately, this does not mean that the measures in the embodiments cannot be used advantageously in combination. The scope of the disclosure is defined by the appended claims and equivalents thereof. Various alternatives and modifications can be made by those skilled in the art without departing from the scope of the disclosure, and such alternatives and modifications are intended to fall within the scope of the disclosure.

Claims

1. A method of creating an object information table, comprising:

responding to the registration information corresponding to the registration operation of a first user, and determining a cluster identifier corresponding to the registration information according to the registration information through verification, wherein the registration information comprises object information and registration time information;

storing the object information, the cluster identifier, the registration time information and the object state identifier in an associated mode to an object information table in response to the fact that information matched with the registration information and the cluster identifier does not exist in the object information table; and

and updating the object state identifiers corresponding to the object information and the cluster identifiers in the object information table to obtain the current object state identifiers in response to the registration time information and the current time information meeting preset conditions.

2. The method of claim 1, wherein the updating the object state identifier corresponding to the object information and the cluster identifier in the object information table in response to the registration time information and the current time information satisfying a predetermined condition, includes:

determining the current time information in response to a timing task being triggered;

screening the first number of object state identifiers in the object information table to obtain a second number of candidate object state identifiers belonging to the waiting effective state;

for each candidate state identification of said second number of candidate state identifications,

determining a first difference value corresponding to the candidate object state identifier according to the current time information and the registration time information corresponding to the candidate object state identifier; and

and updating the candidate object state identification to a validity state in response to the first difference value being greater than or equal to a first predetermined threshold.

3. The method of claim 1, wherein the object information includes an object identification, an object type, and a credit threshold;

the method further comprises, before the determining, according to the registration information, the cluster identifier corresponding to the registration information, by checking the registration information corresponding to the registration operation of the first user:

The object type, the object identification and the quota threshold are respectively obtained from an object type drop-down box, an object identification input box and a quota threshold input box in a registration interface;

determining the registration time information in response to an object registration button in the registration interface being triggered;

determining the registration information according to the object type, the object identification, the limit threshold and the registration time information; and

and checking the registration information according to a preset check rule to obtain a check result corresponding to the registration operation.

4. A method according to claim 3, wherein the preset check rules include a base check rule and an auxiliary check rule;

the step of verifying the registration information according to a preset verification rule, and the step of obtaining a verification result corresponding to the registration operation comprises the following steps:

checking the registration information according to the basic checking rule to obtain a basic checking result;

responding to the basic verification result to represent that the registration information passes basic verification, and verifying the registration information according to the auxiliary verification rule to obtain an auxiliary verification result; and

And responding to the auxiliary verification result to represent that the registration information passes the auxiliary verification, and determining the verification result representing that the registration information passes the verification.

5. The method according to any one of claims 1 to 4, wherein the object information table stores M candidate object identifications, candidate cluster identifications and candidate object types corresponding to each of the M candidate object identifications, M being a positive integer;

the method further comprises, after the determining, according to the registration information, a cluster identifier corresponding to the registration information after the verifying is passed in response to the registration information corresponding to the registration operation of the first user:

according to the cluster identifications, respectively matching the candidate cluster identifications corresponding to the M candidate object identifications in the object information table to obtain a cluster identification matching result;

under the condition that the cluster identification matching result represents that a first target cluster identification matched with the cluster identification exists in the object information table, respectively matching a third number of candidate object types corresponding to the first target cluster identification according to the object type to obtain an object type matching result;

Under the condition that the object type matching result characterizes that a target object type matched with the object type exists in the third number of candidate object types, respectively matching a fourth number of candidate object identifiers corresponding to the target object type according to the object identifiers to obtain an object identifier matching result; and

and determining that information matched with the object type, the object identification and the cluster identification exists in the object information table under the condition that the object identification matching result represents that a first target object identification matched with the object identification exists in the fourth number of candidate object identifications.

6. The method of claim 5, further comprising:

under the condition that the cluster identification matching result represents that the cluster identification is not matched with the candidate cluster identification in the object information table, determining that information matched with the object type, the object identification and the cluster identification does not exist in the object information table;

determining that no information matched with the object type, the object identification and the cluster identification exists in the object information table under the condition that the object type matching result represents that the object type and the third number of candidate object types are not matched; and

And if the object identification matching result indicates that the object identification and the fourth number of candidate object identifications are not matched, determining that no information matched with the object type, the object identification and the cluster identification exists in the object information table.

7. A business processing method, comprising:

in response to detecting a service processing operation initiated by a second user, determining a second target cluster identifier corresponding to the user identifier according to the user identifier in the service processing operation;

according to the second target cluster identifier, at least one candidate object identifier corresponding to the second target cluster identifier is determined in an object information table, wherein an object state identifier corresponding to the candidate object identifier is a life effect state, and the service processing operation also corresponds to processing limit information; and

responding to the selection operation of the second user for a second target object identifier in the at least one candidate object identifier, and determining a service processing result according to the second target object identifier and the processing limit information;

wherein the object information table is created by the method according to any one of claims 1 to 6.

8. The method of claim 7, wherein the object information table stores N candidate object identifications, candidate cluster identifications corresponding to the N candidate object identifications, a threshold of credit, and an object state identification, N being a positive integer;

the determining, according to the second target cluster identifier, at least one candidate object identifier corresponding to the target cluster identifier in an object information table includes:

according to the second target cluster identifier, matching candidate cluster identifiers corresponding to the N candidate object identifiers in the object information table respectively to obtain a fifth number of intermediate object identifiers corresponding to the second target cluster identifier;

screening the fifth number of intermediate object identifiers according to the predetermined object state identifiers to obtain at least one candidate object identifier; and

the at least one candidate object identification is presented to the second user.

9. The method of claim 7, wherein the determining, in response to the selection operation of the second user for a second target object identifier of the at least one candidate object identifier, a service processing result according to the target object identifier and the processing credit information comprises:

Responding to a selection operation of the second user for a second target object identifier in the at least one candidate object identifier, and displaying the second target object identifier and the limit threshold corresponding to the target object identifier;

determining a second difference value according to the limit threshold and the processing limit information; and

and determining the service processing result which represents that the service processing is successful in response to the second difference value being greater than or equal to a second preset threshold value.

10. An object information table creation apparatus comprising:

the first determining module is used for responding to the registration information corresponding to the registration operation of the first user, passing the verification and determining the cluster identification corresponding to the registration information according to the registration information, wherein the registration information comprises object information and registration time information;

the association storage module is used for storing the object information, the cluster identification, the registration time information and the object state identification in association to the object information table in response to the fact that information matched with the registration information and the cluster identification does not exist in the object information table; and

and the updating module is used for updating the object state identifier corresponding to the object information and the cluster identifier in the object information table to obtain the current object state identifier in response to the registration time information and the current time information meeting the preset condition.

11. A traffic processing apparatus comprising:

the second determining module is used for responding to the detection of the service processing operation initiated by the second user and determining a second target cluster identifier corresponding to the user identifier according to the user identifier in the service processing operation;

the third determining module is configured to determine, according to the second target cluster identifier, at least one candidate object identifier corresponding to the second target cluster identifier in an object information table, where an object state identifier corresponding to the candidate object identifier is a validity state, and the service processing operation further corresponds to processing quota information; and

a fourth determining module, configured to determine a service processing result according to the second target object identifier and the processing quota information, in response to a selection operation of the second user for a second target object identifier in the at least one candidate object identifier;

12. An electronic device, comprising:

one or more processors;

a memory for storing one or more instructions,

wherein the one or more instructions, when executed by the one or more processors, cause the one or more processors to implement the method of any of claims 1 to 6 or any of claims 7 to 9.

13. A computer readable storage medium having stored thereon executable instructions which when executed by a processor cause the processor to implement the method of any of claims 1 to 6 or any of claims 7 to 9.

14. A computer program product comprising computer executable instructions for implementing the method of any one of claims 1 to 6 or any one of claims 7 to 9 when executed.