CN117196796A - Financial data processing method, device, electronic equipment and storage medium - Google Patents
Financial data processing method, device, electronic equipment and storage medium Download PDFInfo
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Abstract
The application provides a financial data processing method, a device, electronic equipment and a storage medium, wherein original financial data can be acquired through a channel system and an accounting processing system, the original financial data is used for indicating transaction information such as transaction amount, transaction channel, transaction flow and the like, a target information system and a target back line system can be further determined according to data characteristics of the original financial data, the target information system is used for further acquiring process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, the target back line system is used for processing and acquiring the target financial data, then a block chain is established among the channel system, the accounting processing system, the target information system and the target back line system, financial data processing operation is carried out through the block chain, and unified processing of data is not needed by means of the accounting processing system and the like, so that the financial data interaction and processing efficiency is improved.
Description
Technical Field
The present application relates to blockchain technologies, and in particular, to a method and apparatus for processing financial data, an electronic device, and a storage medium.
Background
Currently, financial transaction data is transmitted and analyzed in the form of statements, by converting the financial data into a statement of a specific form and downloading the statement. The conventional original list downloading flow generally starts a timing flow by a transaction accounting processing system on a transaction link at the end of a day, screens newly added or modified business data on the day from a system financial transaction flow table, generates a compressed data file, and sends the compressed data file to a designated file platform path by using ftp. The back line system, such as a money back-flushing system, a supervision system, a report system and the like, receives the daily financial transaction data through subscribing corresponding files on the file platform, and completes corresponding transaction analysis and report display functions.
However, for the existing original form downloading flow, the preset time nodes of corresponding data of each system are inconsistent, so that timeliness is limited, the flow is complex, and the data processing process involves data interaction among large-scale transaction accounting processing systems, so that the original form downloading efficiency is low, namely the financial data processing efficiency is low. Therefore, a financial data processing method is needed to improve the efficiency of data processing.
Disclosure of Invention
The application provides a financial data processing method, a financial data processing device, electronic equipment and a storage medium, which are used for solving the problem of low financial data processing efficiency caused by low original form downloading efficiency.
In a first aspect, the present application provides a financial data processing method, including:
acquiring original financial data according to a channel system and an accounting processing system;
determining a target information system and a target back line system, establishing a blockchain among a channel system, an accounting processing system, each target information system and each target back line system, and executing financial data processing operation through the blockchain;
each node in the blockchain executes data interaction operation through the distributed account book, and the blockchain executes verification operation through the consensus action, wherein the verification operation is used for indicating whether the corresponding node is allowed to execute the data interaction operation with the distributed account book or not and indicating target data corresponding to the data interaction operation;
the target information system is used for indicating process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, and the target back line system is used for executing financial data processing operation and processing the original financial data according to preset conditions to obtain target financial data.
As an alternative embodiment, after establishing a blockchain among the channel system, the accounting system, the target information systems, and the target back-line systems, the method further comprises:
acquiring data interaction application information;
initiating a consensus action in the block chain according to the data interaction application information, and judging whether the consensus action accords with a preset consensus approval condition;
if the consensus action is judged to be in accordance with the preset consensus approval condition, recording the original financial data, the target financial data and the interaction process data corresponding to the consensus action into a distributed account book, and marking the corresponding transaction process as normal transaction data;
if the consensus action is judged not to accord with the preset consensus approval condition, the original financial data, the target financial data and the interaction process data corresponding to the consensus action are recorded into a distributed account book, and the target financial data is marked as abnormal transaction data.
As an optional implementation manner, the target back line system includes a report display system, processes the original financial data according to a preset condition to obtain target financial data, including:
determining a target data format;
acquiring target process characteristic data and target attribute characteristic data from a distributed account book;
Generating report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
and, the method further comprises:
and displaying report data through a report display system.
As an alternative embodiment, the target back-line system further comprises a supervision system and an anomaly determination system;
generating report data according to the original financial data, the target process feature data and the target attribute feature data and the target data format, wherein the report data comprises the following steps:
generating transaction report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
obtaining supervision flow data and an abnormality judgment result according to the original financial data, the target process characteristic data and the target attribute characteristic data;
and generating supervision report data according to the transaction report data and the supervision flow data, and generating abnormal report data according to the transaction report data and the abnormal judgment result.
As an optional implementation manner, the target back line system processes the original financial data according to a preset condition, and after obtaining the target financial data, the method further includes:
Determining a target terminal and a communication protocol;
and acquiring target financial data from the distributed account book, and transmitting the target financial data to a target terminal according to a communication protocol.
In a second aspect, the present application provides a financial data processing apparatus, the apparatus comprising:
the data acquisition module is used for acquiring original financial data according to the channel system and the accounting processing system;
the block chain establishing module is used for determining a target information system and a target back line system and establishing a block chain among the channel system, the accounting processing system, each target information system and each target back line system;
the data processing module is used for executing financial data processing operation through the block chain;
each node in the blockchain executes data interaction operation through the distributed account book, and the blockchain executes verification operation through the consensus action, wherein the verification operation is used for indicating whether the corresponding node is allowed to execute the data interaction operation with the distributed account book or not and indicating target data corresponding to the data interaction operation;
the target information system is used for indicating process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, and the target back line system is used for executing financial data processing operation and processing the original financial data according to preset conditions to obtain target financial data.
As an alternative embodiment, the apparatus further comprises a consensus module for, after the blockchain establishment module establishes the blockchain among the channel system, the accounting system, the target information systems, and the target back-line systems,
acquiring data interaction application information;
initiating a consensus action in the block chain according to the data interaction application information, and judging whether the consensus action accords with a preset consensus approval condition;
if the consensus action is judged to be in accordance with the preset consensus approval condition, recording the original financial data, the target financial data and the interaction process data corresponding to the consensus action into a distributed account book, and marking the corresponding transaction process as normal transaction data;
if the consensus action is judged not to accord with the preset consensus approval condition, the original financial data, the target financial data and the interaction process data corresponding to the consensus action are recorded into a distributed account book, and the target financial data is marked as abnormal transaction data.
As an alternative embodiment, the data processing module is specifically configured to:
determining a target data format;
acquiring target process characteristic data and target attribute characteristic data from a distributed account book;
Generating report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
and displaying report data through a report display system.
As an alternative embodiment, the target back-line system further comprises a supervision system and an anomaly determination system;
the data processing module generates report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format, and the specific mode comprises the following steps:
generating transaction report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
obtaining supervision flow data and an abnormality judgment result according to the original financial data, the target process characteristic data and the target attribute characteristic data;
and generating supervision report data according to the transaction report data and the supervision flow data, and generating abnormal report data according to the transaction report data and the abnormal judgment result.
As an alternative embodiment, the apparatus further comprises a data sending module, configured to, after the target back-line system processes the original financial data according to the preset condition, obtain the target financial data,
Determining a target terminal and a communication protocol;
and acquiring target financial data from the distributed account book, and transmitting the target financial data to a target terminal according to a communication protocol.
In a third aspect, the present application also provides an electronic device, including:
at least one processor; and
a memory communicatively coupled to the at least one processor; wherein,
the memory stores instructions executable by the at least one processor to enable the at least one processor to perform a method as in the first aspect.
In a fourth aspect, the application also provides a computer-readable storage medium having stored therein computer-executable instructions which, when executed by a processor, are adapted to carry out the method of the first aspect.
According to the financial data processing method, the device, the electronic equipment and the storage medium, the original financial data can be acquired through the channel system and the financial processing system, the original financial data is used for indicating transaction information such as transaction amount, transaction channel, transaction flow and the like, the target information system and the target postline system can be further determined according to the data characteristics of the original financial data, the target information system is used for further acquiring process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, the target postline system is used for processing and acquiring the target financial data, then a block chain is established among the channel system, the financial processing system, the target information system and the target postline system, financial data processing operation is carried out through the block chain, and unified processing of data is not needed by the financial processing system and the like, so that the financial data interaction and processing efficiency is improved.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the application and together with the description, serve to explain the principles of the application.
FIG. 1 is a schematic flow chart of a financial data processing method according to an embodiment of the present application;
fig. 2 is a schematic diagram of an application scenario of a financial data processing method according to an embodiment of the present application;
FIG. 3 is a flow chart of another method for processing financial data according to an embodiment of the present application;
FIG. 4 is a schematic diagram of a financial data processing apparatus according to an embodiment of the present application;
FIG. 5 is a schematic diagram of another financial data processing apparatus according to an embodiment of the present application;
FIG. 6 is a schematic diagram of a financial data processing apparatus according to another embodiment of the present application;
fig. 7 is a schematic structural diagram of a financial data processing electronic device according to an embodiment of the present application.
There has been shown in the drawings, and will hereinafter be described, specific embodiments of the application with the understanding that the present disclosure is to be considered in all respects as illustrative, and not restrictive, the scope of the inventive concepts being indicated by the appended claims.
Detailed Description
Reference will now be made in detail to exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numbers in different drawings refer to the same or similar elements, unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the application. Rather, they are merely examples of apparatus and methods consistent with aspects of the application as detailed in the accompanying claims.
Currently, financial transaction data is transmitted and analyzed in the form of statements, by converting the financial data into a statement of a specific form and downloading the statement. In the prior art, the original form downloading flow of the financial transaction is generally started by a transaction accounting processing system on a transaction link at the end of corresponding statistics day, a timing flow is started, service data which is newly added or modified in the day is screened from a system financial transaction flow table, a compressed data file is generated, and the compressed data file is transmitted to a designated file platform path by using ftp. The back line system back money laundering system, the supervision system, the report system and the like subscribe the corresponding files of the file platform, thereby receiving the financial transaction data of the day and completing the corresponding transaction analysis and report display functions.
The existing original list downloading flow has the following defects:
1. the timeliness is insufficient: under the prior original list downloading mechanism, when checking time is the final day of the day, financial transaction running water of the day is issued to a file platform after the final day of the day is cut, and a supervision system, a money back flushing system and a report display system can only issue transaction analysis data and reports of the day until the final day of the day. Abnormal transactions cannot be found and processed in time.
2. There is a bottleneck in information gathering under participation of multiple party systems: under the current original list downloading mechanism, transaction information is issued to a back line system by an accounting system, and the back line system needs to divide province processing when a report is displayed, namely transaction data is issued to the report according to provinces to which a client belongs, and each province has one share, so that the accounting system is relied on to provide a division processing rule (namely, how to inquire the information of the province organization to which the client belongs through transaction client information). The processing rule needs accounting system to inquire the customer information system and the mechanism component system to obtain, and the accounting system becomes a centralized bottleneck.
3. The report experience is not high: each system needs to subscribe to a related report of a report display system, and the report display system opens corresponding rights and accounts according to the subscription condition of the application system. The application system is to actively consult. An active push mechanism is lacking.
In summary, for the existing original form downloading flow, the preset time nodes of corresponding data of each system are inconsistent, so that timeliness is limited, the flow is complex, and the data processing process involves data interaction among large-scale transaction accounting processing systems, so that the original form downloading efficiency is low, namely the financial data processing efficiency is low. Therefore, a financial data processing method is needed to improve the efficiency of data processing.
The technical concept of the application is that the 'accounting processing system' is removed by using the distributed account book technology and the consensus mechanism of the blockchain and used as a centralized mediator for issuing transaction information and data processing rules. In the original financial transaction list downloading stage, a blockchain is established among back line systems such as a channel system, an accounting processing system, a client information system, an institution component system, a money back flushing system, a supervision system and the like, nodes in the blockchain can be dynamically increased, and transaction information, client information and institution information required by data processing are shared among the nodes. When a transaction occurs, transaction information is shared to a client component, an organization system, a client information system, an organization component system, a money back-flushing system, a supervision system, a reporting system and other back-line systems in real time, and the reporting system. The processing results of the transaction report, the money back-flushing system and the supervision system can be actively pushed to the report result user by using the 5G message, so that complicated steps of registration and subscription are avoided, and the user experience of the report user is improved by an active pushing mode.
Example 1
Referring to fig. 1, fig. 1 is a flow chart of a financial data processing method according to an embodiment of the invention. As shown in fig. 1, the method includes:
s101, acquiring original financial data according to a channel system and an accounting processing system;
the original financial data is used for indicating financial channel related data and flow related data of financial activities, and may further include process feature data and partial attribute feature data of partial financial activities corresponding to the original financial data, where it should be noted that the process feature data and the attribute feature data of the financial activities corresponding to the original financial data may be partially or fully stored in the target information system.
S102, determining a target information system and a target back line system, and establishing a blockchain among a channel system, an accounting processing system, each target information system and each target back line system;
s103, executing financial data processing operation through a block chain;
through the distributed data characteristics of the block chain, the efficiency of interaction and data processing can be improved.
Each node in the blockchain executes data interaction operation through the distributed account book, and the blockchain executes verification operation through the consensus action, wherein the verification operation is used for indicating whether the corresponding node is allowed to execute the data interaction operation with the distributed account book or not and indicating target data corresponding to the data interaction operation;
The target information system is used for indicating process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, and the target back line system is used for executing financial data processing operation and processing the original financial data according to preset conditions to obtain target financial data.
The target information system may include a customer information system, a institution component system, etc. for indicating customer information, financial institution information for participating in a financial activity, and the target back-line system mainly includes a reporting system for generating target financial data in the form of a report for indicating a course or result of the financial activity based on the original financial data.
Referring to fig. 2, fig. 2 is a schematic diagram of an application scenario of a financial data processing method according to an embodiment of the invention. As shown in fig. 2, when a channel initiates a financial transaction, the banking system establishes blockchains at the upstream channel system, the accounting system, the customer information system, the institution component system, the supervisory system, the money laundering system, the statement display system, and the like.
According to the method, the system and the device, the original financial data can be acquired through the channel system and the accounting processing system, the original financial data are used for indicating transaction information such as transaction amount, transaction channel and transaction flow, the target information system and the target postline system can be further determined according to the data characteristics of the original financial data, the target information system is used for further acquiring process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, the target postline system is used for processing and acquiring the target financial data, then a block chain is established among the channel system, the accounting processing system, the target information system and the target postline system, financial data processing operation is carried out through the block chain, and unified processing of data is not needed by means of the accounting processing system and the like, so that the financial data interaction and processing efficiency is improved.
Example two
Referring to fig. 3, fig. 3 is a flowchart illustrating another financial data processing method according to an embodiment of the invention. As shown in fig. 3, the method includes:
s201, acquiring original financial data according to a channel system and an accounting processing system;
s202, determining a target information system and a target back line system, and establishing a blockchain among a channel system, an accounting processing system, each target information system and each target back line system;
s203, acquiring data interaction application information;
s204, initiating a consensus action in the blockchain according to the data interaction application information, and judging whether the consensus action meets a preset consensus approval condition;
the consensus approval condition is used for indicating that the node initiating the data interaction application information accords with a preset authority condition and/or a preset functional condition, when the node initiating the consensus application accords with the corresponding condition, the compliance of the data can be directly marked, the data related to the financial activity are uploaded to the distributed account book, and the compliance of the data can be further judged in a second level, so that the safety of the data is improved.
S205, if the consensus action is judged to be in accordance with the preset consensus approval condition, recording the original financial data, the target financial data and the interaction process data corresponding to the consensus action into a distributed account book, and marking the corresponding transaction process as normal transaction data;
S206, if the consensus action is judged not to accord with the preset consensus approval condition, recording the original financial data, the target financial data and the interaction process data corresponding to the consensus action into a distributed account book, and marking the target financial data as abnormal transaction data;
specifically, in an actual application scenario, each system on the transaction link may initiate an original table data downloading application in real time. When a system initiates an original form data download application, the bank requires channels and accounting processing systems to provide financial transaction flow information. The bank system establishes a blockchain and initiates a transaction downloading application consensus action in an upstream channel system, an accounting processing system, a client information system, an organization component system, a supervision system, a money back-flushing system, a report display system and the like, then judges whether the consensus is approved, if the consensus is approved, the transaction records as normal transaction, and the transaction information and the check result are recorded into a distributed account book. If the consensus action is refused, the transaction record is an abnormal transaction, and the abnormal transaction information and the checking result are recorded into a distributed account book.
S207, executing financial data processing operation through a block chain;
it should be noted that, S201, S202 and S207 may be referred to the related description in the first embodiment, and will not be repeated here.
As an optional implementation manner, the target back line system includes a report display system, processes the original financial data according to a preset condition to obtain target financial data, including:
determining a target data format;
acquiring target process characteristic data and target attribute characteristic data from a distributed account book;
generating report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
and, the method further comprises:
and displaying report data through a report display system.
The target financial data is usually presented in the form of a report, so that the target data format, namely the data procedure and the data form for forming the report, and the parameters or attributes required to be listed in the report can be determined first, then the target process characteristic data and the target attribute characteristic data can be obtained from the distributed account book according to the information as supplementary information or data processing conditions, specifically, the target process characteristic data and the target attribute characteristic data can be added to the original financial data as data characteristic description, or the original financial data can be processed according to the determined target data format by taking the target process characteristic data and the target attribute characteristic data as the basis. Finally, the report data obtained through processing is displayed through a report display system in the target back line system.
The target back line system can generate a report according to a preset target data format, and the report display system in the target back line system pushes and displays corresponding report data, so that the visualization degree and the readability of the data are improved, the efficiency of an original downloading flow of the data is improved, the operation flow of a data application party is simplified, and the efficiency of data interaction and processing is improved.
As an alternative embodiment, the target back-line system further comprises a supervision system and an anomaly determination system;
generating report data according to the original financial data, the target process feature data and the target attribute feature data and the target data format, wherein the report data comprises the following steps:
generating transaction report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
obtaining supervision flow data and an abnormality judgment result according to the original financial data, the target process characteristic data and the target attribute characteristic data;
and generating supervision report data according to the transaction report data and the supervision flow data, and generating abnormal report data according to the transaction report data and the abnormal judgment result.
For the foregoing case of processing the original financial data according to the determined target data format based on the target process feature data and the target attribute feature data, the supervision processing of the data may specifically include performing compliance determination such as authority determination on the participants and the data flow direction of the financial activity process indicated by the corresponding original financial data, and the exception determination specifically includes determining for major exception events in the financial fields such as back money laundering, and providing exception type and exception degree parameters, so that the processed result may be merged into a report and output.
The transaction report data can be generated through the target back line system, further, the supervision flow data and the abnormal judgment result can be obtained according to the original financial data, the target process characteristic data and the target attribute characteristic data, the supervision report data and the abnormal report data are further obtained, the data processing is completed on the target back line system side, the processed results can be pushed to the data application side, the richness and the readability of the data are improved, the operation flow of the data application side is simplified, and the data interaction and processing efficiency is improved.
As an optional implementation manner, the target back line system processes the original financial data according to a preset condition, and after obtaining the target financial data, the method further includes:
determining a target terminal and a communication protocol;
to improve the data transmission efficiency, 5G communication may be used as a manner of information transmission.
And acquiring target financial data from the distributed account book, and transmitting the target financial data to a target terminal according to a communication protocol.
As before, the target financial data may be in the form of a report, and the required data processing or data analysis result may be further added on the basis of the report, and the target terminal may be mounted with any of the systems participating in establishing a blockchain, or may be other terminal devices for monitoring or receiving data, where it should be understood in a broad sense that whether the target terminal participates in the data interaction between the target system and the blockchain does not substantially affect the technical concept of the embodiment. Furthermore, the target terminal can be provided with a visualization module to perform visualization processing on the target financial data, so that the readability and the visualization level of the data are improved, and the target financial data can participate in the subsequent data analysis flow conveniently.
The target financial data is transmitted to the preset target terminal through the preset communication protocol, so that the data transmission efficiency can be improved, and the data interaction and processing efficiency can be further improved.
According to the embodiment, whether the consensus action meets the preset condition is determined by initiating the consensus action, and the result of the consensus action and the corresponding data are recorded into the distributed account book, so that the safety and the integrity of the data are improved, and the efficiency of data interaction and processing is improved.
Example III
An embodiment of the present invention further provides a financial data processing apparatus to implement the foregoing method, referring to fig. 4, and fig. 4 is a schematic structural diagram of the financial data processing apparatus disclosed in the embodiment of the present invention. As shown in fig. 4, in any other embodiment, the apparatus includes:
a data acquisition module 31, configured to acquire original financial data according to the channel system and the accounting processing system;
a blockchain establishment module 32 for determining a target information system and a target back line system and establishing blockchains among the channel system, the accounting system, each target information system, and each target back line system;
a data processing module 33 for performing financial data processing operations through the blockchain;
Each node in the blockchain executes data interaction operation through the distributed account book, and the blockchain executes verification operation through the consensus action, wherein the verification operation is used for indicating whether the corresponding node is allowed to execute the data interaction operation with the distributed account book or not and indicating target data corresponding to the data interaction operation;
the target information system is used for indicating process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, and the target back line system is used for executing financial data processing operation and processing the original financial data according to preset conditions to obtain target financial data.
The system comprises a channel system, an accounting processing system, a target information system, a target post-line system, a target information system, a channel system, an accounting processing system, a target post-line system, a block chain, a financial data processing operation, a centralized system such as the accounting processing system and the like, wherein the channel system and the accounting processing system can acquire original financial data, the original financial data is used for indicating transaction information such as transaction amount, transaction channel and transaction flow, the target information system and the target post-line system can be further determined according to data characteristics of the original financial data, the target information system is used for further acquiring process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, the target post-line system is used for processing and acquiring the target financial data, and then the block chain is established among the channel system, the accounting processing system, the target information system and the target post-line system.
Referring to fig. 5, fig. 5 is a schematic diagram of a financial data processing apparatus according to another embodiment of the present invention. As shown in fig. 5, the apparatus further includes a consensus module 34 for, after the blockchain establishment module 32 establishes blockchains between the channel system, the accounting system, the target information systems, and the target back-line systems,
acquiring data interaction application information;
initiating a consensus action in the block chain according to the data interaction application information, and judging whether the consensus action accords with a preset consensus approval condition;
if the consensus action is judged to be in accordance with the preset consensus approval condition, recording the original financial data, the target financial data and the interaction process data corresponding to the consensus action into a distributed account book, and marking the corresponding transaction process as normal transaction data;
if the consensus action is judged not to accord with the preset consensus approval condition, the original financial data, the target financial data and the interaction process data corresponding to the consensus action are recorded into a distributed account book, and the target financial data is marked as abnormal transaction data.
By initiating the consensus action, determining whether the consensus action meets the preset condition, and recording the result of the consensus action and corresponding data into the distributed account book, the safety and the integrity of the data are improved, and the efficiency of data interaction and processing is improved.
As an alternative embodiment, the data processing module 33 is specifically configured to:
determining a target data format;
acquiring target process characteristic data and target attribute characteristic data from a distributed account book;
generating report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
and displaying report data through a report display system.
The target back line system can generate a report according to a preset target data format, and the report display system in the target back line system pushes and displays corresponding report data, so that the visualization degree and the readability of the data are improved, the efficiency of an original downloading flow of the data is improved, the operation flow of a data application party is simplified, and the efficiency of data interaction and processing is improved.
As an alternative embodiment, the target back-line system further comprises a supervision system and an anomaly determination system;
the data processing module 33 generates report data according to the original financial data, the target process feature data and the target attribute feature data, and the specific mode of generating report data according to the target data format includes:
generating transaction report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
Obtaining supervision flow data and an abnormality judgment result according to the original financial data, the target process characteristic data and the target attribute characteristic data;
and generating supervision report data according to the transaction report data and the supervision flow data, and generating abnormal report data according to the transaction report data and the abnormal judgment result.
The transaction report data can be generated through the target back line system, further, the supervision flow data and the abnormal judgment result can be obtained according to the original financial data, the target process characteristic data and the target attribute characteristic data, the supervision report data and the abnormal report data are further obtained, the data processing is completed on the target back line system side, the processed results can be pushed to the data application side, the richness and the readability of the data are improved, the operation flow of the data application side is simplified, and the data interaction and processing efficiency is improved.
As an alternative embodiment, as shown in fig. 5, the apparatus further includes a data transmission module 35 for processing the original financial data according to a preset condition by the target back-line system, and after obtaining the target financial data,
determining a target terminal and a communication protocol;
And acquiring target financial data from the distributed account book, and transmitting the target financial data to a target terminal according to a communication protocol.
The target financial data is transmitted to the preset target terminal through the preset communication protocol, so that the data transmission efficiency can be improved, and the data interaction and processing efficiency can be further improved.
As an example, in order to implement the method provided by the present application, the division manner of the modules may be further determined according to a specific relying party system and a publisher system, and in an actual application scenario, please refer to fig. 6, fig. 6 is a schematic structural diagram of another financial data processing apparatus according to an embodiment of the present application. As shown in fig. 6, the apparatus includes:
the consensus action initiating module: the module is used for initiating consensus actions to an upstream channel system, an accounting processing system, a client information system, an organization component system, a supervision system, a money back flushing system and a report display system and collecting shared information.
Distributed account book storage module: the function of this module is to store the transaction information provided by the upstream channel system, the accounting processing system, the customer information system, the institution component system, the supervisory system, the money laundering system and the statement display system in a distributed ledger.
And the distributed account book query module is as follows: the function of this module is to query the distributed ledger for transaction information provided by the various systems.
And the distributed account book verification module is as follows: the module is used for applying for verifying transaction information provided by an upstream channel system, an accounting processing system, a client information system, an organization component system, a supervision system, a money back-flushing system and a report display system.
In addition, a notification module can be carried to realize the operation of sending the target financial data to the target terminal, specifically, the transaction flow information, the transaction supervision information and the report information are sent to the transaction system and the report user of each party in a 5G message mode, so that the processes of subsequent transaction processing and the like can be started in time.
The system comprises a channel system, an accounting processing system, a target information system, a target post-line system, a target information system, a channel system, an accounting processing system, a target post-line system, a block chain, a financial data processing operation, a centralized system such as the accounting processing system and the like, wherein the channel system and the accounting processing system can acquire original financial data, the original financial data is used for indicating transaction information such as transaction amount, transaction channel and transaction flow, the target information system and the target post-line system can be further determined according to data characteristics of the original financial data, the target information system is used for further acquiring process characteristic data and attribute characteristic data of financial activities corresponding to the original financial data, the target post-line system is used for processing and acquiring the target financial data, and then the block chain is established among the channel system, the accounting processing system, the target information system and the target post-line system.
Example IV
The present application provides an electronic device including:
at least one processor; and
a memory communicatively coupled to the at least one processor; wherein,
the memory stores instructions executable by the at least one processor to enable the at least one processor to perform a method as in any one of the embodiments.
The present application provides a computer readable storage medium having stored therein computer executable instructions which when executed by a processor are adapted to carry out a method as in any of the embodiments.
Specifically, referring to fig. 7, fig. 7 is a schematic structural diagram of an electronic device according to an embodiment of the present application. As shown in fig. 7, the electronic device may include:
a Processor 291, the apparatus further comprising a Memory 292 in which executable program code is stored; a communication interface (Communication Interface) 293 and bus 294 may also be included. The processor 291, the memory 292, and the communication interface 293 may communicate with each other via the bus 294. Communication interface 293 may be used for information transfer. Processor 291 is coupled to memory 292, and processor 291 may invoke logic instructions (executable program code) in memory 292 to perform the text processing model training method of any of the embodiments described above.
Further, the logic instructions in memory 292 described above may be implemented in the form of software functional units and stored in a computer-readable storage medium when sold or used as a stand-alone product.
The memory 292 is a computer readable storage medium, and may be used to store a software program, a computer executable program, and program instructions/modules corresponding to the methods in the embodiments of the present application. The processor 291 executes functional applications and data processing by running software programs, instructions and modules stored in the memory 292, i.e., implements the methods of the method embodiments described above.
Memory 292 may include a storage program area that may store an operating system, at least one application program required for functionality, and a storage data area; the storage data area may store data created according to the use of the terminal device, etc. Further, memory 292 may include high-speed random access memory, and may also include non-volatile memory.
The embodiment of the application also provides a computer readable storage medium, wherein computer executable instructions are stored in the computer readable storage medium, and the computer executable instructions are used for realizing the method in any embodiment when being called.
Embodiments of the present invention also disclose a computer program product comprising a non-transitory computer readable storage medium storing a computer program, and the computer program is operable to cause a computer to perform the steps of the text processing model training method described in any of the embodiments.
The apparatus embodiments described above are merely illustrative, in which the modules illustrated as separate components may or may not be physically separate, and the components shown as modules may or may not be physical, i.e., may be located in one place, or may be distributed over multiple network modules. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of this embodiment. Those of ordinary skill in the art will understand and implement the present invention without undue burden.
From the above detailed description of the embodiments, it will be apparent to those skilled in the art that the embodiments may be implemented by means of software plus necessary general hardware platforms, or of course by means of hardware. Based on such understanding, the foregoing technical solutions may be embodied essentially or in part in the form of a software product that may be stored in a computer-readable storage medium including Read-Only Memory (ROM), random-access Memory (Random Access Memory, RAM), programmable Read-Only Memory (Programmable Read-Only Memory, PROM), erasable programmable Read-Only Memory (Erasable Programmable Read Only Memory, EPROM), one-time programmable Read-Only Memory (OTPROM), electrically erasable programmable Read-Only Memory (EEPROM), compact disc Read-Only Memory (Compact Disc Read-Only Memory, CD-ROM) or other optical disc Memory, magnetic disc Memory, tape Memory, or any other medium that can be used for computer-readable carrying or storing data.
Other embodiments of the application will be apparent to those skilled in the art from consideration of the specification and practice of the application disclosed herein. This application is intended to cover any variations, uses, or adaptations of the application following, in general, the principles of the application and including such departures from the present disclosure as come within known or customary practice within the art to which the application pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the application being indicated by the following claims.
It is to be understood that the application is not limited to the precise arrangements and instrumentalities shown in the drawings, which have been described above, and that various modifications and changes may be effected without departing from the scope thereof. The scope of the application is limited only by the appended claims.
Claims (10)
1. A method of financial data processing, the method comprising:
acquiring original financial data according to a channel system and an accounting processing system;
determining a target information system and a target back-line system, establishing a blockchain among the channel system, the accounting processing system, each target information system and each target back-line system, and executing financial data processing operation through the blockchain;
Each node in the blockchain executes data interaction operation through a distributed account book, and the blockchain executes verification operation through a consensus action, wherein the verification operation is used for indicating whether to allow the corresponding node to execute the data interaction operation with the distributed account book and indicating target data corresponding to the data interaction operation;
the target information system is used for indicating process feature data and attribute feature data of financial activities corresponding to the original financial data, and the target back line system is used for executing the financial data processing operation and processing the original financial data according to preset conditions to obtain target financial data.
2. The method of claim 1, wherein after the determining the target information system and the target back-line system and establishing a blockchain between the channel system, the accounting system, each of the target information systems, and each of the target back-line systems, the method further comprises:
acquiring data interaction application information;
initiating a consensus action in the blockchain according to the data interaction application information, and judging whether the consensus action accords with a preset consensus approval condition;
If the consensus action is judged to be in accordance with a preset consensus approval condition, the original financial data, the target financial data and the interaction process data corresponding to the consensus action are recorded into the distributed account book, and the corresponding transaction process is marked as normal transaction data;
if the consensus action is judged to be not in accordance with the preset consensus approval condition, the original financial data, the target financial data and the interactive process data corresponding to the consensus action are recorded into the distributed account book, and the target financial data is marked as abnormal transaction data.
3. The method of claim 1, wherein the target back-line system includes a report presentation system, the processing the raw financial data according to preset conditions to obtain target financial data includes:
determining a target data format;
acquiring target process characteristic data and target attribute characteristic data from the distributed account book;
generating report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
and, the method further comprises:
And displaying the report data through the report display system.
4. The method of claim 3, wherein the target back-line system further comprises a supervisory system and an anomaly determination system;
generating report data according to the original financial data, the target process feature data and the target attribute feature data and the target data format comprises the following steps:
generating transaction report data according to the original financial data, the target process characteristic data and the target attribute characteristic data and the target data format;
obtaining supervision flow data and an abnormality judgment result according to the original financial data, the target process characteristic data and the target attribute characteristic data;
and generating supervision report data according to the transaction report data and the supervision flow data, and generating abnormal report data according to the transaction report data and the abnormal judgment result.
5. The method of any one of claims 1-4, wherein the target back-line system processes the raw financial data according to preset conditions, and after obtaining target financial data, the method further comprises:
Determining a target terminal and a communication protocol;
and acquiring the target financial data from the distributed account book, and transmitting the target financial data to the target terminal according to the communication protocol.
6. A financial data processing apparatus, the apparatus comprising:
the data acquisition module is used for acquiring original financial data according to the channel system and the accounting processing system;
the block chain establishing module is used for determining a target information system and a target back line system and establishing a block chain among the channel system, the accounting processing system, each target information system and each target back line system;
a data processing module for performing financial data processing operations through the blockchain;
each node in the blockchain executes data interaction operation through a distributed account book, and the blockchain executes verification operation through a consensus action, wherein the verification operation is used for indicating whether to allow the corresponding node to execute the data interaction operation with the distributed account book and indicating target data corresponding to the data interaction operation;
the target information system is used for indicating process feature data and attribute feature data of financial activities corresponding to the original financial data, and the target back line system is used for executing the financial data processing operation and processing the original financial data according to preset conditions to obtain target financial data.
7. The apparatus of claim 6, further comprising a consensus module for, after the blockchain establishment module establishes a blockchain between the channel system, the accounting system, each of the target information systems, and each of the target back-line systems,
acquiring data interaction application information;
initiating a consensus action in the blockchain according to the data interaction application information, and judging whether the consensus action accords with a preset consensus approval condition;
if the consensus action is judged to be in accordance with a preset consensus approval condition, the original financial data, the target financial data and the interaction process data corresponding to the consensus action are recorded into the distributed account book, and the corresponding transaction process is marked as normal transaction data;
if the consensus action is judged to be not in accordance with the preset consensus approval condition, the original financial data, the target financial data and the interactive process data corresponding to the consensus action are recorded into the distributed account book, and the target financial data is marked as abnormal transaction data.
8. The apparatus according to claim 6 or 7, further comprising a data transmission module for transmitting, after the target back line system processes the original financial data according to a preset condition to obtain target financial data,
Determining a target terminal and a communication protocol;
and acquiring the target financial data from the distributed account book, and transmitting the target financial data to the target terminal according to the communication protocol.
9. An electronic device, comprising:
at least one processor; and
a memory communicatively coupled to the at least one processor; wherein,
the memory stores instructions executable by the at least one processor to enable the at least one processor to perform the method of any one of claims 1-5.
10. A computer readable storage medium having stored therein computer executable instructions which when executed by a processor are adapted to carry out the method of any one of claims 1-5.
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| CN202311146660.6A CN117196796A (en) | 2023-09-06 | 2023-09-06 | Financial data processing method, device, electronic equipment and storage medium |
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| CN202311146660.6A CN117196796A (en) | 2023-09-06 | 2023-09-06 | Financial data processing method, device, electronic equipment and storage medium |
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