CN117094677A - Automatic examination method and device based on credit control, electronic equipment and medium - Google Patents
Automatic examination method and device based on credit control, electronic equipment and medium Download PDFInfo
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Abstract
The embodiment of the invention provides an automatic examination method, a device, electronic equipment and a medium based on credit control, which are characterized in that whether a client meets credit control requirements is judged by acquiring first order information and credit line information of the client according to the first order information and the credit line information, if the client meets the credit control requirements, the first order information is matched with a preset examination rule and a first examination result is output, credit control credentials and confirmation links are generated according to the first examination result and sent to the client, and then an alarm is triggered to send alarm information to a system administrator or carry out secondary automatic examination based on the received client confirmation result; if the secondary automatic auditing is carried out, triggering an alarm to send alarm information to a system administrator or send second order information to a warehouse shipping service system according to a second auditing result of the secondary automatic auditing, thereby realizing automatic auditing, starting a shipping service flow under the condition that the auditing is passed, and reminding the administrator of intervention processing under the condition that the auditing is not passed.
Description
Technical Field
The present invention relates to the field of information auditing technologies, and in particular, to an automatic auditing method based on credit control, an automatic auditing device based on credit control, an electronic device, and a computer readable medium.
Background
For the auditing of orders, the traditional method is to audit manually, but the manual auditing efficiency is lower, in order to improve the auditing speed of the orders, the following two automatic auditing methods are adopted in the industry at present, one of the auditing methods is to audit whether passing or failing is performed based on the matching of order information and focuses on the matching of the order information and the auditing rules; an OCR method is used for collecting and identifying order information to conduct pass and fail audits, and the collection mode of the order information is focused.
The two methods can realize automatic auditing, but do not consider the defect that network attack can exist in the automatic auditing process, and when the network attack occurs, the automatic auditing logic can execute, but counterfeit and tampered network attack can occur, so that direct economic loss is caused.
Disclosure of Invention
In view of the foregoing, embodiments of the present invention are directed to providing a credit control-based automatic review method and corresponding credit control-based automatic review device, an electronic apparatus, and a computer-readable medium that overcome or at least partially solve the foregoing problems.
The embodiment of the invention discloses an automatic examination method based on credit control, which comprises the following steps:
acquiring first order information and credit line information of a client;
judging whether the first order information meets the credit control requirement or not according to the first order information and the credit line information;
if the first order information client meets the credit control requirement, matching the first order information with a preset examination rule and outputting a first examination result;
generating credit control credentials and confirming links according to the first checking result and sending the credit control credentials and the confirming links to the clients;
triggering an alarm to send alarm information to a system administrator or performing secondary automatic auditing based on a received client confirmation result; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons;
and if the secondary automatic auditing is carried out, triggering an alarm according to a second auditing result of the secondary automatic auditing to send alarm information to a system administrator or send the second order information to a warehouse shipping service system.
Optionally, the method further comprises:
and if the client confirmation result is not received within the preset time limit, triggering an alarm to send alarm information to a system administrator.
Optionally, the step of obtaining the first order information and the credit line information of the customer includes:
acquiring the first order information through an API interface or file import or page entry;
acquiring the pre-stored credit line information from an automatic auditing system; and the credit line information is set and stored according to the commodity carrying plan and commodity carrying total amount of the client and business approval results aiming at the commodity carrying plan and the commodity carrying total amount.
Optionally, the credit line information comprises a maximum available credit line, a currently used credit line and a latest repayment date; the step of judging whether the first order information meets the credit control requirement according to the first order information and the credit line information comprises the following steps:
adding the current used credit line of the client to the order transaction amount in the first order information to obtain the comprehensive credit line of the first order information;
judging whether the comprehensive credit line exceeds the maximum available credit line or not;
if the comprehensive credit line exceeds the maximum available credit line, determining that the client does not meet the credit control requirement, and returning to the review failure;
And if the comprehensive credit limit does not exceed the maximum available credit limit, determining that the client meets the credit control requirement, matching the first order information with the preset examination rule and outputting the first examination result.
Optionally, the step of generating credit control credentials and confirming a link according to the first audit result and sending the credit control credentials to the client includes:
if the first audit result is that the audit is passed, generating the credit control evidence and the confirmation link; the content of the credit control evidence comprises a arrearage list number, a review time, a purchasing name, an order number and the credit line information; the confirmation page information of the confirmation link comprises credit control evidence information, a confirmation control and a non-confirmation control of the automatic auditing system side;
and inquiring a client contact way according to the client information in the order information, and sending the credit control evidence and the confirmation link to the client through the client contact way.
Optionally, the method further comprises:
if the first audit result is that the audit is not passed, generating a audit not passing credential; the content of the examination list not passing through the evidence comprises a arrearage list number, examination list time, a purchasing party name, an order number, credit line information and a reason for examination list failure.
Optionally, the step of triggering an alarm to send alarm information to a system administrator or performing secondary automatic auditing based on the received client confirmation result includes:
if the client confirms that the credit control evidence content is wrong, triggering an alarm to send alarm information to a system administrator;
and if the client confirms that the content of the credit control certificate is correct, performing secondary automatic verification, matching the second order information with the preset verification rule, and outputting a second verification result.
The embodiment of the invention also discloses an automatic examination device based on credit control, which comprises:
the acquisition module is used for acquiring the first order information and the credit line information of the client;
the judging module is used for judging whether the first order information meets the credit control requirement or not according to the first order information and the credit line information;
the matching module is used for matching the first order information with a preset examination rule and outputting a first examination result if the first order information client meets the credit control requirement;
the generation module is used for generating credit control credentials and confirming links according to the first checking result and sending the credit control credentials and the confirming links to the clients;
The first selection module is used for triggering an alarm to send alarm information to a system administrator or performing secondary automatic auditing based on the received client confirmation result; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons;
and the second selection module is used for triggering an alarm to send alarm information to a system administrator or sending the second order information to a warehouse shipping service system according to a second audit result of the secondary automatic audit if the secondary automatic audit is carried out.
Optionally, the apparatus further comprises:
and the alarm module is used for triggering an alarm to send alarm information to a system administrator if the client confirmation result is not received within a preset time limit.
Optionally, the acquiring module includes:
the first order information acquisition sub-module is used for acquiring the first order information through an API interface or file import or page entry;
the credit line information acquisition sub-module is used for acquiring the pre-stored credit line information from the automatic auditing system; and the credit line information is set and stored according to the commodity carrying plan and commodity carrying total amount of the client and business approval results aiming at the commodity carrying plan and the commodity carrying total amount.
Optionally, the credit line information comprises a maximum available credit line, a currently used credit line and a latest repayment date; the judging module comprises:
the adding sub-module is used for adding the current used credit line of the client to the order transaction amount in the first order information to obtain the comprehensive credit line of the first order information;
a judging sub-module, configured to judge whether the comprehensive credit line exceeds the maximum available credit line;
the first alarming sub-module is used for determining that the client does not meet the credit control requirement if the comprehensive credit line exceeds the maximum available credit line, and returning to the examination failure;
and the first matching sub-module is used for determining that the client meets the credit control requirement if the comprehensive credit limit does not exceed the maximum available credit limit, matching the first order information with the preset examination rule and outputting the first examination result.
Optionally, the first generating module includes:
the first generation sub-module is used for generating the credit control evidence and the confirmation link if the first verification result is verification passing; the content of the credit control evidence comprises a arrearage list number, a review time, a purchasing name, an order number and the credit line information; the confirmation page information of the confirmation link comprises credit control evidence information, a confirmation control and a non-confirmation control of the automatic auditing system side;
And the sending sub-module is used for inquiring a client contact way according to the client information in the order information and sending the credit control evidence and the confirmation link to the client through the client contact way.
Optionally, the apparatus further comprises:
the second generation module is used for generating a receipt for failing to pass the audit if the first audit result is that the audit is failed; the content of the examination list not passing through the evidence comprises a arrearage list number, examination list time, a purchasing party name, an order number, credit line information and a reason for examination list failure.
Optionally, the first selecting module includes:
the second alarm sub-module is used for triggering an alarm to send alarm information to a system administrator if the client confirmation result shows that the content of the credit control evidence is wrong;
and the second matching sub-module is used for carrying out secondary automatic verification if the client confirmation result is that the content of the credit control evidence is correct, matching the second order information with the preset verification rule and outputting a second verification result.
The embodiment of the invention also discloses electronic equipment, which comprises a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory are communicated with each other through the communication bus;
The memory is used for storing a computer program;
the processor is used for realizing the automatic examination method based on credit control according to the embodiment of the invention when executing the program stored in the memory.
Embodiments of the present invention also disclose one or more computer-readable media having instructions stored thereon that, when executed by one or more processors, cause the processors to perform the credit control-based automated review method of embodiments of the present invention.
The embodiment of the invention has the following advantages:
the automatic examination method based on credit control of the embodiment of the invention judges whether the client meets the credit control requirement according to the first order information and the credit limit information by acquiring the first order information and the credit limit information of the client, matches the first order information with a preset examination rule and outputs a first examination result if the client meets the credit control requirement, generates credit control evidence and a confirmation link according to the first examination result and sends the credit control evidence and the confirmation link to the client, and then triggers an alarm to send alarm information to a system administrator or carries out secondary automatic examination based on the received client confirmation result; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons; if the secondary automatic auditing is carried out, triggering an alarm to send alarm information to a system administrator or send second order information to a warehouse shipping service system according to a second auditing result of the secondary automatic auditing, thereby realizing automatic auditing, starting a shipping service flow under the condition that the auditing is passed, and reminding the administrator of intervention processing under the condition that the auditing is not passed. The method is no longer a unilateral and static audit of the original audit, increases bidirectional confirmation and dynamic audit of the client side, provides a method for preventing attack for automatic audit, effectively prevents the risk of network attack of counterfeiting and falsification, reduces economic loss of the order-placing client caused by counterfeiting and falsification, and timely checks the order information, thereby improving the processing speed and quality.
Drawings
FIG. 1 is a flow chart of steps of a method for automatically reviewing sheets based on credit control provided in an embodiment of the invention;
FIG. 2 is a flow chart of steps of another method for automatically reviewing sheets based on credit control provided in an embodiment of the invention;
FIG. 3 is a flow chart of an automated review method based on credit control provided in an embodiment of the invention;
FIG. 4 is a block diagram of an automated audit method device based on credit control according to an embodiment of the present invention;
FIG. 5 is a block diagram of an electronic device provided in an embodiment of the invention;
fig. 6 is a schematic diagram of a computer readable medium provided in an embodiment of the invention.
Detailed Description
In order that the above-recited objects, features and advantages of the present invention will become more readily apparent, a more particular description of the invention will be rendered by reference to the appended drawings and appended detailed description.
Referring to fig. 1, a step flowchart of an automatic review method based on credit control provided in an embodiment of the present invention may specifically include the following steps:
step 101, obtaining first order information and credit line information of a customer;
the invention can be applied to various electronic commerce platforms, finance and other industries to audit the order information generated in the electronic commerce platforms, and in order to prevent the network attack risks of counterfeiting and falsification, the client side bidirectional confirmation and dynamic audit based on credit control are increased. The first order information and the credit line information may be acquired first for automatic auditing of the order information based on credit control.
Step 102, judging whether the first order information meets the credit control requirement according to the first order information and the credit line information;
after the first order information and the credit line information are acquired, the first order information and the credit line information can be combined to judge whether the first order information meets the credit control requirement, if the first order information does not meet the credit control requirement, the order information can be forged or tampered in the transmission process, and the order information can be shipped without aiming at the order information, so that loss is avoided.
Step 103, if the first order information client meets the credit control requirement, matching the first order information with a preset examination rule and outputting a first examination result;
if the first order information can be determined to meet the credit control requirement through credit control judgment, the first order information can be stated to pass preliminary credit control, whether the specific content of the order information meets the examination rule can be judged, specifically, the examination rule can be preset in the automatic examination system, the first order information can be matched with the preset examination rule, whether the first order information meets the examination rule is judged, and a first examination result is output. The first checking result obtained by matching may be that the first order information accords with the checking rule, or that the first order information does not accord with the checking rule, and further checking measures can be adopted according to the two checking results.
Step 104, generating credit control credentials and confirmation links according to the first audit result and sending the credit control credentials and confirmation links to the clients;
if the first checking result shows that the first order information accords with the checking rule, the content of the order information can be successfully matched with the checking rule, and further checking measures can be taken, namely, the first order information and the credit limit information are adopted to generate credit control evidence and a confirmation link which can be clicked by a client, and the generated credit control evidence and the confirmation link are sent to the client so that the client can check the order information. The communication mode for sending credit control credentials and confirming the link to the client can be selected according to actual conditions, for example, mailbox sending can be adopted, and short messages, instant messaging messages and the like can also be adopted. The credit control credentials may be PDF files.
Step 105, based on the received customer confirmation result, triggering an alarm to send alarm information to a system administrator or performing secondary automatic auditing; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons;
after receiving the credit control evidence sent by the system, the client can check the order information and the credit limit information of the credit control evidence, then click a confirmation link, open a confirmation page, and confirm whether the received credit control evidence is tampered and forged or not by checking whether the received credit control evidence is tampered and forged or not by the client, and then click a confirmation button or not according to the checking result to submit the confirmation information to the automatic checking system.
The confirmation result sent by the client may be confirmation of the credit control evidence information, or may be that the credit control evidence information has errors, and the automatic auditing system may correspondingly select to trigger an alarm to send alarm information to a system administrator or perform secondary automatic auditing according to the two results. If the alarm is triggered, the alarm information can comprise order information, credit line information and alarm reasons. The order information in the confirmation result sent to the automatic auditing system by the client may have a risk of being tampered in the transmission process, that is, the second order information in the client confirmation result may be the same as or different from the first order information, so after the client confirmation result is received, the automatic auditing can further perform secondary automatic auditing on the order information, so as to ensure that the order information is correct.
And step 106, if the secondary automatic auditing is carried out, triggering an alarm according to a second auditing result of the secondary automatic auditing to send alarm information to a system administrator or send the second order information to a warehouse shipping service system.
After the secondary automatic auditing is carried out, if the auditing is not passed, an alarm can be triggered, alarm information is sent to a system management platform to be intervened in the process, a client can be informed to order again, or the changing condition of the automatic auditing rule is checked, and the reason for inconsistent results of the two auditing is searched; if the audit is passed, the second order information can be sent to the warehouse shipping service system, and the shipping service process is started, so that the automatic audit process is finished.
In the automatic auditing method based on credit control of the embodiment of the invention, whether the client meets the credit control requirement is judged by acquiring the first order information and the credit limit information of the client, if the client meets the credit control requirement, the first order information is matched with a preset auditing rule and a first auditing result is output, credit control credentials and a confirmation link are generated according to the first auditing result and sent to the client, and then an alarm is triggered to send alarm information to a system administrator or carry out secondary automatic auditing based on the received client confirmation result; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons; if the secondary automatic auditing is carried out, triggering an alarm to send alarm information to a system administrator or send second order information to a warehouse shipping service system according to a second auditing result of the secondary automatic auditing, thereby realizing automatic auditing, starting a shipping service flow under the condition that the auditing is passed, and reminding the administrator of intervention processing under the condition that the auditing is not passed. The method is no longer a unilateral and static audit of the original audit, increases bidirectional confirmation and dynamic audit of the client side, provides a method for preventing attack for automatic audit, effectively prevents the risk of network attack of counterfeiting and falsification, reduces economic loss of the order-placing client caused by counterfeiting and falsification, and timely checks the order information, thereby improving the processing speed and quality.
Referring to fig. 2, a flowchart illustrating steps of another credit control-based automatic review method according to an embodiment of the present invention may specifically include the following steps:
step 201, obtaining first order information and credit line information of a customer;
in one embodiment of the present invention, the step of obtaining the first order information and the credit information of the customer includes:
s11, acquiring the first order information through an API interface or file import or page entry;
s12, acquiring the pre-stored credit line information from an automatic auditing system; and the credit line information is set and stored according to the commodity carrying plan and commodity carrying total amount of the client and business approval results aiming at the commodity carrying plan and the commodity carrying total amount.
In the embodiment of the invention, the input order information supports various modes of input, which can comprise three modes of API interface, file import and page input, supports various business order formats and can comprise a common order, a wine order and a return order.
The credit line information may include the maximum available credit line, the currently used credit line, and the latest repayment date, which are set by the business department according to the customer's pick-up plan and pick-up total and according to the business approval results of the company.
Step 202, judging whether the first order information meets the credit control requirement according to the first order information and the credit line information;
in one embodiment of the present invention, the step of determining whether the first order information meets the credit control requirement according to the first order information and the credit line information includes:
s21, adding the currently used credit line of the client to the order transaction amount in the first order information to obtain the comprehensive credit line of the first order information;
s22, judging whether the comprehensive credit line exceeds the maximum available credit line;
s23, if the comprehensive credit line exceeds the maximum available credit line, determining that the client does not meet the credit control requirement, and returning to the review failure;
and S24, if the comprehensive credit line does not exceed the maximum available credit line, determining that the client meets the credit control requirement, matching the first order information with the preset examination rule and outputting the first examination result.
For checking the order information, firstly, searching the credit line information of the client, then calculating whether the credit line exceeds the maximum available credit line, adding the currently used credit line to the real payment amount of the order minus the maximum available credit line, if the result is larger than 0, exceeding the credit line, returning to check the order failure, and if the result is smaller than 0, not exceeding the maximum available credit line, further matching the check rule according to the order information, carrying out automatic check, and returning to the corresponding check result.
Step 203, if the first order information client meets the credit control requirement, matching the first order information with a preset examination rule and outputting a first examination result;
in one embodiment of the invention, the method further comprises:
s31, if the first audit result is that the audit is not passed, generating a audit not-passed credential; the content of the examination list not passing through the evidence comprises a arrearage list number, examination list time, a purchasing party name, an order number, credit line information and a reason for examination list failure.
Step 204, if the first audit result is that the audit is passed, generating the credit control credential and the confirmation link; the content of the credit control evidence comprises a arrearage list number, a review time, a purchasing name, an order number and the credit line information; the confirmation page information of the confirmation link comprises credit control evidence information, a confirmation control and a non-confirmation control of the automatic auditing system side;
step 205, inquiring a client contact way according to the client information in the order information, and transmitting the credit control credential and the confirmation link to the client through the client contact way;
wherein the control may be an option button, a check box, a key button, etc., which the present invention is not limited to.
When the automatic examination result is successful, a credit control credential pdf and a client confirmation link are generated, wherein the credit control credential pdf content comprises a arrearage bill number, examination time, a purchasing name, a booking number and credit line information, the client confirmation link is a private link, and the link is a page showing the credit control credential pdf content and provided with a confirmation button and a non-confirmation button. After the generation of the credentials and the links is completed, the mailbox address of the client contact person is queried according to the client information in the order information and is sent.
Step 206, based on the received customer confirmation result, triggering an alarm to send alarm information to a system administrator or performing secondary automatic auditing; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons;
in one embodiment of the present invention, the step of triggering an alarm to send alarm information to a system administrator or to perform a secondary automatic audit based on the received client confirmation result includes:
s41, triggering an alarm to send alarm information to a system administrator if the client confirmation result shows that the content of the credit control evidence is wrong;
When the client contact person operates as clicking the non-confirmation button on the confirmation link page, the alarm is triggered to send alarm information to the system administrator, and counterfeiting or falsification attack behaviors are possibly generated, so that the system administrator is reminded to check the security policy and the attack behaviors.
And S42, if the client confirms that the content of the credit control evidence is correct, performing secondary automatic verification, matching the second order information with the preset verification rule, and outputting a second verification result.
And the secondary automatic auditing means that after the client contact clicks the confirmation page on the confirmation link page, the confirmation information is submitted to the system, the system carries out automatic auditing again according to the order information matching auditing rules, and the single auditing result is returned.
In one embodiment of the invention, the method further comprises:
and S51, triggering an alarm to send alarm information to a system administrator if the client confirmation result is not received within a preset time limit.
And step 207, if the secondary automatic auditing is performed, triggering an alarm according to a second auditing result of the secondary automatic auditing to send alarm information to a system administrator or send the second order information to a warehouse shipping service system.
In the automatic auditing method based on credit control of the embodiment of the invention, whether the client meets the credit control requirement is judged by acquiring the first order information and the credit limit information of the client, if the client meets the credit control requirement, the first order information is matched with a preset auditing rule and a first auditing result is output, credit control credentials and a confirmation link are generated according to the first auditing result and sent to the client, and then an alarm is triggered to send alarm information to a system administrator or carry out secondary automatic auditing based on the received client confirmation result; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons; if the secondary automatic auditing is carried out, triggering an alarm to send alarm information to a system administrator or send second order information to a warehouse shipping service system according to a second auditing result of the secondary automatic auditing, thereby realizing automatic auditing, starting a shipping service flow under the condition that the auditing is passed, and reminding the administrator of intervention processing under the condition that the auditing is not passed. The method is no longer a unilateral and static audit of the original audit, increases bidirectional confirmation and dynamic audit of the client side, provides a method for preventing attack for automatic audit, effectively prevents the risk of network attack of counterfeiting and falsification, reduces economic loss of the order-placing client caused by counterfeiting and falsification, and timely checks the order information, thereby improving the processing speed and quality.
As a specific example of the present invention, referring to fig. 3, a flowchart of an automatic review method based on credit control provided in an embodiment of the present invention is shown.
It should be noted that, for simplicity of description, the method embodiments are shown as a series of acts, but it should be understood by those skilled in the art that the embodiments are not limited by the order of acts, as some steps may occur in other orders or concurrently in accordance with the embodiments. Further, those skilled in the art will appreciate that the embodiments described in the specification are presently preferred embodiments, and that the acts are not necessarily required by the embodiments of the invention.
Referring to fig. 4, a block diagram of an automatic audit device based on credit control according to an embodiment of the present invention is shown, which may specifically include the following modules:
an obtaining module 401, configured to obtain first order information and credit line information of a customer;
a judging module 402, configured to judge whether the first order information meets a credit control requirement according to the first order information and the credit line information;
the matching module 403 is configured to match the first order information with a preset examination rule and output a first examination result if the first order information client meets a credit control requirement;
A generating module 404, configured to generate a credit control credential and a confirmation link according to the first verification result, and send the credit control credential to the client;
the first selection module 405 is configured to trigger an alarm to send alarm information to a system administrator or perform a secondary automatic audit based on a received client confirmation result; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons;
and the second selection module 406 is configured to trigger an alarm to send alarm information to a system administrator or send the second order information to a warehouse shipping service system according to a second audit result of the second automatic audit if the second automatic audit is performed.
Optionally, the apparatus further comprises:
and the alarm module is used for triggering an alarm to send alarm information to a system administrator if the client confirmation result is not received within a preset time limit.
Optionally, the acquiring module includes:
the first order information acquisition sub-module is used for acquiring the first order information through an API interface or file import or page entry;
the credit line information acquisition sub-module is used for acquiring the pre-stored credit line information from the automatic auditing system; and the credit line information is set and stored according to the commodity carrying plan and commodity carrying total amount of the client and business approval results aiming at the commodity carrying plan and the commodity carrying total amount.
Optionally, the credit line information comprises a maximum available credit line, a currently used credit line and a latest repayment date; the judging module comprises:
the adding sub-module is used for adding the current used credit line of the client to the order transaction amount in the first order information to obtain the comprehensive credit line of the first order information;
a judging sub-module, configured to judge whether the comprehensive credit line exceeds the maximum available credit line;
the first alarming sub-module is used for determining that the client does not meet the credit control requirement if the comprehensive credit line exceeds the maximum available credit line, and returning to the examination failure;
and the first matching sub-module is used for determining that the client meets the credit control requirement if the comprehensive credit limit does not exceed the maximum available credit limit, matching the first order information with the preset examination rule and outputting the first examination result.
Optionally, the first generating module includes:
the first generation sub-module is used for generating the credit control evidence and the confirmation link if the first verification result is verification passing; the content of the credit control evidence comprises a arrearage list number, a review time, a purchasing name, an order number and the credit line information; the confirmation page information of the confirmation link comprises credit control evidence information, a confirmation control and a non-confirmation control of the automatic auditing system side;
And the sending sub-module is used for inquiring a client contact way according to the client information in the order information and sending the credit control evidence and the confirmation link to the client through the client contact way.
Optionally, the apparatus further comprises:
the second generation module is used for generating a receipt for failing to pass the audit if the first audit result is that the audit is failed; the content of the examination list not passing through the evidence comprises a arrearage list number, examination list time, a purchasing party name, an order number, credit line information and a reason for examination list failure.
Optionally, the first selecting module includes:
the second alarm sub-module is used for triggering an alarm to send alarm information to a system administrator if the client confirmation result shows that the content of the credit control evidence is wrong;
and the second matching sub-module is used for carrying out secondary automatic verification if the client confirmation result is that the content of the credit control evidence is correct, matching the second order information with the preset verification rule and outputting a second verification result.
For the device embodiments, since they are substantially similar to the method embodiments, the description is relatively simple, and reference is made to the description of the method embodiments for relevant points.
In addition, the embodiment of the invention also provides an electronic device, as shown in fig. 5, which comprises a processor 501, a communication interface 502, a memory 503 and a communication bus 504, wherein the processor 501, the communication interface 502 and the memory 503 complete communication with each other through the communication bus 504,
a memory 503 for storing a computer program;
the processor 501 is configured to implement the automatic audit method based on credit control as described in the above-mentioned embodiment when executing the program stored in the memory 503.
The communication bus mentioned by the above terminal may be a peripheral component interconnect standard (Peripheral Component Interconnect, abbreviated as PCI) bus or an extended industry standard architecture (Extended Industry Standard Architecture, abbreviated as EISA) bus, etc. The communication bus may be classified as an address bus, a data bus, a control bus, or the like. For ease of illustration, the figures are shown with only one bold line, but not with only one bus or one type of bus.
The communication interface is used for communication between the terminal and other devices.
The memory may include random access memory (Random Access Memory, RAM) or non-volatile memory (non-volatile memory), such as at least one disk memory. Optionally, the memory may also be at least one memory device located remotely from the aforementioned processor.
The processor may be a general-purpose processor, including a central processing unit (Central Processing Unit, CPU for short), a network processor (Network Processor, NP for short), etc.; but also digital signal processors (Digital Signal Processing, DSP for short), application specific integrated circuits (Application Specific Integrated Circuit, ASIC for short), field-programmable gate arrays (Field-Programmable Gate Array, FPGA for short) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components.
In yet another embodiment of the present invention, as shown in fig. 6, there is further provided a computer-readable storage medium 601 having instructions stored therein, which when run on a computer, cause the computer to perform the credit control-based automatic review method described in the above embodiment.
In yet another embodiment of the present invention, there is also provided a computer program product containing instructions that, when run on a computer, cause the computer to perform the credit control-based automated review method described in the above embodiments.
In the above embodiments, it may be implemented in whole or in part by software, hardware, firmware, or any combination thereof. When implemented in software, may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When loaded and executed on a computer, produces a flow or function in accordance with embodiments of the present invention, in whole or in part. The computer may be a general purpose computer, a special purpose computer, a computer network, or other programmable apparatus. The computer instructions may be stored in or transmitted from one computer-readable storage medium to another, for example, by wired (e.g., coaxial cable, optical fiber, digital Subscriber Line (DSL)), or wireless (e.g., infrared, wireless, microwave, etc.). The computer readable storage medium may be any available medium that can be accessed by a computer or a data storage device such as a server, data center, etc. that contains an integration of one or more available media. The usable medium may be a magnetic medium (e.g., floppy Disk, hard Disk, magnetic tape), an optical medium (e.g., DVD), or a semiconductor medium (e.g., solid State Disk (SSD)), etc.
It is noted that relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
In this specification, each embodiment is described in a related manner, and identical and similar parts of each embodiment are all referred to each other, and each embodiment mainly describes differences from other embodiments. In particular, for system embodiments, since they are substantially similar to method embodiments, the description is relatively simple, as relevant to see a section of the description of method embodiments.
The foregoing description is only of the preferred embodiments of the present invention and is not intended to limit the scope of the present invention. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention are included in the protection scope of the present invention.
Claims (10)
1. An automatic audit method based on credit control, comprising the following steps:
acquiring first order information and credit line information of a client;
judging whether the first order information meets the credit control requirement or not according to the first order information and the credit line information;
if the first order information client meets the credit control requirement, matching the first order information with a preset examination rule and outputting a first examination result;
generating credit control credentials and confirming links according to the first checking result and sending the credit control credentials and the confirming links to the clients;
triggering an alarm to send alarm information to a system administrator or performing secondary automatic auditing based on a received client confirmation result; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons;
and if the secondary automatic auditing is carried out, triggering an alarm according to a second auditing result of the secondary automatic auditing to send alarm information to a system administrator or send the second order information to a warehouse shipping service system.
2. The method according to claim 1, wherein the method further comprises:
and if the client confirmation result is not received within the preset time limit, triggering an alarm to send alarm information to a system administrator.
3. The method of claim 1, wherein the step of obtaining the first order information and the credit information for the customer comprises:
acquiring the first order information through an API interface or file import or page entry;
acquiring the pre-stored credit line information from an automatic auditing system; and the credit line information is set and stored according to the commodity carrying plan and commodity carrying total amount of the client and business approval results aiming at the commodity carrying plan and the commodity carrying total amount.
4. The method of claim 1, wherein the credit information includes a maximum available credit, a currently used credit, a latest repayment date; the step of judging whether the first order information meets the credit control requirement according to the first order information and the credit line information comprises the following steps:
adding the current used credit line of the client to the order transaction amount in the first order information to obtain the comprehensive credit line of the first order information;
Judging whether the comprehensive credit line exceeds the maximum available credit line or not;
if the comprehensive credit line exceeds the maximum available credit line, determining that the client does not meet the credit control requirement, and returning to the review failure;
and if the comprehensive credit limit does not exceed the maximum available credit limit, determining that the client meets the credit control requirement, matching the first order information with the preset examination rule and outputting the first examination result.
5. The method of claim 1, wherein the step of generating credit control credentials and confirming a link based on the first audit result and transmitting to the client comprises:
if the first audit result is that the audit is passed, generating the credit control evidence and the confirmation link; the content of the credit control evidence comprises a arrearage list number, a review time, a purchasing name, an order number and the credit line information; the confirmation page information of the confirmation link comprises credit control evidence information, a confirmation control and a non-confirmation control of the automatic auditing system side;
and inquiring a client contact way according to the client information in the order information, and sending the credit control evidence and the confirmation link to the client through the client contact way.
6. The method according to claim 1, wherein the method further comprises:
if the first audit result is that the audit is not passed, generating a audit not passing credential; the content of the examination list not passing through the evidence comprises a arrearage list number, examination list time, a purchasing party name, an order number, credit line information and a reason for examination list failure.
7. The method of claim 1, wherein the step of triggering an alarm to send an alarm message to a system administrator or to conduct a secondary automated audit based on the received customer confirmation comprises:
if the client confirms that the credit control evidence content is wrong, triggering an alarm to send alarm information to a system administrator;
and if the client confirms that the content of the credit control certificate is correct, performing secondary automatic verification, matching the second order information with the preset verification rule, and outputting a second verification result.
8. An automatic audit device based on credit control, comprising:
the acquisition module is used for acquiring the first order information and the credit line information of the client;
the judging module is used for judging whether the first order information meets the credit control requirement or not according to the first order information and the credit line information;
The matching module is used for matching the first order information with a preset examination rule and outputting a first examination result if the first order information client meets the credit control requirement;
the first generation module is used for generating credit control credentials and confirming links according to the first checking result and sending the credit control credentials and the confirmation links to the clients;
the first selection module is used for triggering an alarm to send alarm information to a system administrator or performing secondary automatic auditing based on the received client confirmation result; the customer confirmation result comprises second order information; the alarm information comprises order information, credit line information and alarm reasons;
and the second selection module is used for triggering an alarm to send alarm information to a system administrator or sending the second order information to a warehouse shipping service system according to a second audit result of the secondary automatic audit if the secondary automatic audit is carried out.
9. An electronic device comprising a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory communicate with each other via the communication bus;
the memory is used for storing a computer program;
The processor is configured to implement the credit control-based automatic review method according to any one of claims 1 to 7 when executing a program stored in a memory.
10. One or more computer-readable media having instructions stored thereon that, when executed by one or more processors, cause the processors to perform the credit control-based automated review method of any of claims 1-7.
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| CN202311061610.8A CN117094677A (en) | 2023-08-22 | 2023-08-22 | Automatic examination method and device based on credit control, electronic equipment and medium |
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| CN202311061610.8A CN117094677A (en) | 2023-08-22 | 2023-08-22 | Automatic examination method and device based on credit control, electronic equipment and medium |
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